CN110766814A - Vehicle payment method and device and vehicle key - Google Patents
Vehicle payment method and device and vehicle key Download PDFInfo
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- CN110766814A CN110766814A CN201810844321.8A CN201810844321A CN110766814A CN 110766814 A CN110766814 A CN 110766814A CN 201810844321 A CN201810844321 A CN 201810844321A CN 110766814 A CN110766814 A CN 110766814A
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
- G07B15/063—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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Abstract
The invention provides a vehicle payment method, a vehicle payment device and a vehicle key, wherein the method comprises the following steps: acquiring a payment request; the payment request includes: the type of payment request; judging whether the payment function corresponding to the type is started or not; if the payment function corresponding to the type is started, acquiring information to be paid, and displaying the information to be paid so as to be convenient for a user to confirm; when the confirmation information of the user is received, payment operation is carried out, so that the payment type is expanded, the application range is wide, and the user confirms the payment before payment, so that the accuracy and efficiency of vehicle payment can be improved, and the use experience of the user is improved.
Description
Technical Field
The invention relates to the technical field of vehicles, in particular to a vehicle payment method, a vehicle payment device and a vehicle key.
Background
The current vehicle is provided with a vehicle-mounted unit, and the vehicle-mounted unit adopts a 5.6G radio frequency communication technology to realize information interaction with a charging host computer and acquire information to be paid; the vehicle-mounted unit adopts an ETC communication protocol and adopts financial cards such as a traffic card or a bank credit card to pay. However, in the scheme, the financial card can only be applied to partial areas, and the application range is small; and when the charging host computer is illegal, the problems of abnormal fee deduction and the like easily exist, the accuracy and the efficiency of vehicle payment are reduced, and the use experience of a user is influenced.
Disclosure of Invention
The present invention is directed to solving, at least to some extent, one of the technical problems in the related art.
Therefore, the first purpose of the present invention is to provide a vehicle payment method, which is used to solve the problem of poor vehicle payment accuracy and efficiency in the prior art.
A second object of the invention is to propose a vehicle payment device.
A third object of the present invention is to provide a vehicle key.
In order to achieve the above object, a first aspect of the present invention provides a vehicle payment method, applied to a vehicle key, including:
acquiring a payment request; the payment request comprises: the type of payment request;
judging whether the payment function corresponding to the type is started or not;
if the payment function corresponding to the type is started, acquiring information to be paid, and displaying the information to be paid so as to facilitate the confirmation of a user;
and when the confirmation information of the user is received, carrying out payment operation.
Further, the types include: ETC payment requests, near field payment requests, two-dimensional code payment requests, and remote payment requests.
Further, the type of the payment request is an ETC payment request; the payment request further comprises: a payment amount;
correspondingly, before the information to be paid is acquired, the method further comprises the following steps:
judging whether the vehicle key is positioned in the corresponding vehicle;
the acquiring information to be paid includes:
and if the vehicle key is positioned in the corresponding vehicle, generating the information to be paid according to the payment amount.
Further, the manner of judging whether the vehicle key is located in the corresponding vehicle is,
scanning an electronic tag of a vehicle to acquire vehicle information;
judging whether the vehicle information is consistent with pre-stored vehicle information or not;
if the vehicle information is consistent with the pre-stored vehicle information, determining that the vehicle key is located in the corresponding vehicle;
and if the vehicle information is inconsistent with the pre-stored vehicle information, determining that the vehicle key is not located in the corresponding vehicle.
Further, the payment request is a two-dimensional code payment request;
correspondingly, the acquiring information to be paid includes:
collecting two-dimensional codes related to payment information; the payment information includes: a payment amount;
carrying out keyword identification on the two-dimension code, inquiring a database according to the identified keywords, and acquiring a payment platform corresponding to the two-dimension code; the database stores the corresponding relation between the keywords and the payment platform; calling the payment platform to decode the two-dimensional code to generate a payment link;
or,
sending the two-dimensional code to each payment platform, and acquiring a decoding result returned by each payment platform; judging whether the decoding is successful or not according to the decoding result; and if the decoding is successful, generating a payment link according to a corresponding decoding result.
Further, the type of the payment request is a remote payment request;
correspondingly, the acquiring information to be paid includes:
calling a vehicle camera, and collecting a two-dimensional code related to payment information; the payment information includes: a payment amount;
and calling a payment platform corresponding to the two-dimension code, decoding the two-dimension code, and generating a payment link.
Further, the performing the payment operation includes:
displaying an authorization verification interface, and calling a biological sensor to acquire biological information of a user;
judging whether the biological information is consistent with the pre-stored biological information;
if the biological information is consistent with the pre-stored biological information, the verification is passed, and payment operation is carried out;
and if the biological information is inconsistent with the pre-stored biological information, the verification is not passed, and the payment operation is not carried out.
Further, the biological information includes any one or more of the following information: fingerprint information, iris information, and face feature information.
According to the vehicle payment method, the payment request is obtained; the payment request includes: the type of payment request; judging whether the payment function corresponding to the type is started or not; if the payment function corresponding to the type is started, acquiring information to be paid, and displaying the information to be paid so as to be convenient for a user to confirm; when the confirmation information of the user is received, payment operation is carried out, so that the payment type is expanded, the application range is wide, and the user confirms the payment before payment, so that the accuracy and efficiency of vehicle payment can be improved, and the use experience of the user is improved.
In order to achieve the above object, a second aspect of the present invention provides a vehicle payment apparatus applied to a vehicle key, including:
the acquisition module is used for acquiring the payment request; the payment request comprises: the type of payment request;
the judging module is used for judging whether the payment function corresponding to the type is started or not;
the acquisition module is further used for acquiring information to be paid and displaying the information to be paid when the payment function corresponding to the type is started so that a user can confirm the information to be paid;
and the payment module is used for carrying out payment operation when the confirmation information of the user is received.
Further, the types include: ETC payment requests, near field payment requests, two-dimensional code payment requests, and remote payment requests.
Further, the type of the payment request is an ETC payment request; the payment request further comprises: a payment amount;
correspondingly, the judging module is also used for judging whether the vehicle key is positioned in the corresponding vehicle;
the acquisition module is specifically used for generating information to be paid according to the payment amount if the vehicle key is located in the corresponding vehicle.
Further, the manner of judging whether the vehicle key is located in the corresponding vehicle is,
scanning an electronic tag of a vehicle to acquire vehicle information;
judging whether the vehicle information is consistent with pre-stored vehicle information or not;
if the vehicle information is consistent with the pre-stored vehicle information, determining that the vehicle key is located in the corresponding vehicle;
and if the vehicle information is inconsistent with the pre-stored vehicle information, determining that the vehicle key is not located in the corresponding vehicle.
Further, the payment request is a two-dimensional code payment request;
correspondingly, the obtaining module is specifically configured to,
collecting two-dimensional codes related to payment information; the payment information includes: a payment amount;
carrying out keyword identification on the two-dimension code, inquiring a database according to the identified keywords, and acquiring a payment platform corresponding to the two-dimension code; the database stores the corresponding relation between the keywords and the payment platform; calling the payment platform to decode the two-dimensional code to generate a payment link;
or,
sending the two-dimensional code to each payment platform, and acquiring a decoding result returned by each payment platform; judging whether the decoding is successful or not according to the decoding result; and if the decoding is successful, generating a payment link according to a corresponding decoding result.
Further, the type of the payment request is a remote payment request;
correspondingly, the obtaining module is specifically configured to,
calling a vehicle camera, and collecting a two-dimensional code related to payment information; the payment information includes: a payment amount;
and calling a payment platform corresponding to the two-dimension code, decoding the two-dimension code, and generating a payment link.
Further, the payment module is specifically configured to,
displaying an authorization verification interface, and calling a biological sensor to acquire biological information of a user;
judging whether the biological information is consistent with the pre-stored biological information;
if the biological information is consistent with the pre-stored biological information, the verification is passed, and payment operation is carried out;
and if the biological information is inconsistent with the pre-stored biological information, the verification is not passed, and the payment operation is not carried out.
Further, the biological information includes any one or more of the following information: fingerprint information, iris information, and face feature information.
According to the vehicle payment device provided by the embodiment of the invention, the payment request is obtained; the payment request includes: the type of payment request; judging whether the payment function corresponding to the type is started or not; if the payment function corresponding to the type is started, acquiring information to be paid, and displaying the information to be paid so as to be convenient for a user to confirm; when the confirmation information of the user is received, payment operation is carried out, so that the payment type is expanded, the application range is wide, and the user confirms the payment before payment, so that the accuracy and efficiency of vehicle payment can be improved, and the use experience of the user is improved.
To achieve the above object, a third aspect of the present invention provides a vehicle key including:
the key comprises a key body and an on-board unit arranged on the key body;
the on-board unit includes: a controller for performing the vehicle payment method as described above.
Further, the on-board unit further includes: a communication unit connected with the controller; the communication unit comprises any one or more of the following antennas: ETC antenna, LTE antenna, WIFI antenna, BT antenna, RFID antenna, GNSS antenna, wireless antenna that charges.
Further, the vehicle key further includes: the display screen is connected with the controller and used for displaying information to be displayed so as to be convenient for a user to confirm;
and/or the presence of a gas in the gas,
the controller is connected with the vehicle instrument and used for controlling the vehicle instrument to display information to be displayed so as to be convenient for a user to confirm.
Further, the vehicle key further includes: the biological information acquisition equipment is connected with the controller and is used for acquiring the biological information of the user so as to carry out verification;
the biological information acquisition device comprises any one or more of the following devices: fingerprint identification sensor, iris identification sensor, face identification sensor.
Further, the vehicle key further includes: and the camera is connected with the controller and is used for acquiring the two-dimensional code.
Additional aspects and advantages of the invention will be set forth in part in the description which follows and, in part, will be obvious from the description, or may be learned by practice of the invention.
Drawings
The foregoing and/or additional aspects and advantages of the present invention will become apparent and readily appreciated from the following description of the embodiments, taken in conjunction with the accompanying drawings of which:
fig. 1 is a schematic flow chart of a vehicle payment method according to an embodiment of the present invention;
FIG. 2 is a schematic view of a vehicle key;
FIG. 3 is an exploded schematic view of a vehicle key;
fig. 4 is a schematic structural diagram of a vehicle payment device according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of another vehicle payment device provided in the embodiment of the invention.
Detailed Description
Reference will now be made in detail to embodiments of the present invention, examples of which are illustrated in the accompanying drawings, wherein like or similar reference numerals refer to the same or similar elements or elements having the same or similar function throughout. The embodiments described below with reference to the drawings are illustrative and intended to be illustrative of the invention and are not to be construed as limiting the invention.
A vehicle payment method, apparatus, and vehicle key according to an embodiment of the present invention will be described below with reference to the accompanying drawings.
Fig. 1 is a schematic flow chart of a vehicle payment method according to an embodiment of the present invention. As shown in fig. 1, the vehicle payment method includes the steps of:
s101, obtaining a payment request; the payment request includes: the type of payment request.
The execution main body of the vehicle payment method provided by the invention is a vehicle payment device, and the vehicle payment device can be hardware equipment or software installed on the hardware equipment. The hardware device may be a vehicle key, for example. In the present embodiment, an example in which the execution subject is a vehicle key will be described. The type of the payment request may include: ETC payment requests, near field payment requests, two-dimensional code payment requests, and remote payment requests.
In this embodiment, when the vehicle travels to the toll road section and the distance from the toll collection host is smaller than the preset distance threshold, the toll collection host is located within the communication range of the vehicle key, the vehicle key can perform information interaction with the toll collection host, and the vehicle key can receive the payment request of the toll collection host. It should be noted that, assuming that the toll road section is located on the expressway, the toll road section at this time is a toll road section when the vehicle is at a high speed. And the charging host computer of the charging road section when the vehicle enters the high speed only records the information of the time, the position and the like when the vehicle enters the highway. When the vehicle goes out of the high speed, the charging host machine and the vehicle key perform information interaction, the vehicle can be inquired and determined to prepare for going out of the high speed according to license plate information and the like of the vehicle, and the amount to be paid can be determined according to the time and the position when the vehicle goes into the high speed, the current time and the position of the vehicle, so that a payment request is sent to the vehicle key.
In this embodiment, when the type of the payment request is an Electronic Toll Collection (ETC) (electronic toll collection) payment request, because the ETC communication mode has a certain communication distance, when the vehicle travels to a toll road section, the vehicle key can be automatically connected with the toll collection host to perform information interaction. When the type of the payment request is a near Field payment request, because the communication distance of a near Field communication mode, such as a near Field communication (nfc) communication mode, is short, the vehicle key needs to be close to the payment terminal to realize information interaction with the payment terminal to obtain the payment request. When the payment request is a two-dimensional code payment request and a remote payment request, the payment information is represented in the form of a two-dimensional code, the charging host needs to determine the payment information, a corresponding two-dimensional code is generated according to the payment information, and then the two-dimensional code is displayed on a display screen at a fixed position, so that the vehicle key can acquire and decode the two-dimensional code through a camera of the vehicle or the vehicle, obtain a payment link, and pay.
In this embodiment, a schematic structural diagram of the vehicle key may be as shown in fig. 2, and includes: a key body 1, an on-board unit 2 provided on the key body 1; the on-board unit 2 includes: a controller 21, a communication unit 22 connected to the controller 21; the communication unit comprises any one or more of the following antennas: the antenna comprises an ETC antenna, an LTE antenna, a WIFI antenna, a BT antenna, an RFID antenna, a GNSS antenna and a wireless charging antenna; a controller 21 for performing the vehicle payment method as described in fig. 1.
Wherein, the key body is the vehicle key that uses commonly at present, includes: an upper lock key 11, a back door unlock key 12, an unlock key 13, etc. As shown in fig. 3, an exploded view of the vehicle key is shown. In addition, the vehicle key may further include: display screen 3, camera 4, biological information acquisition equipment 5, switch and dormancy key 6, volume adjust key 7, speaker 8, parts such as microphone 9. The display screen 3 is used for displaying information to be displayed; the biological information collecting apparatus 5 may include any one or more of the following: fingerprint identification sensor, iris identification sensor, face identification sensor; the camera can be used for collecting images, such as two-dimensional codes and the like.
In addition, the controller 21 may be connected to a vehicle meter for controlling the vehicle meter to display information to be displayed for the user to confirm.
And S102, judging whether the payment function corresponding to the type is started or not.
In this embodiment, be provided with the display screen on the vehicle key, this display screen can be the touch-sensitive screen, can realize opening and closing the operation to the payment function that each type corresponds through the operation to the touch-sensitive screen.
S103, if the payment function corresponding to the type is started, information to be paid is acquired, and the information to be paid is displayed so that a user can confirm the information.
In this embodiment, when the type of the payment request is an ETC payment request, the payment request may further include: the amount of the payment. Correspondingly, before the vehicle key acquires the information to be paid, the following steps can be further executed: and judging whether the vehicle key is positioned in the corresponding vehicle. Correspondingly, the process of acquiring the information to be paid by the vehicle key may specifically be that, if the vehicle key is located in the corresponding vehicle, the information to be paid is generated according to the payment amount.
The method for judging whether the vehicle key is located in the corresponding vehicle by the vehicle key specifically comprises the steps of scanning an electronic tag of the vehicle to acquire vehicle information; judging whether the vehicle information is consistent with the pre-stored vehicle information; if the vehicle information is consistent with the pre-stored vehicle information, determining that the vehicle key is located in the corresponding vehicle; and if the vehicle information is inconsistent with the pre-stored vehicle information, determining that the vehicle key is not located in the corresponding vehicle.
In this embodiment, the pre-stored vehicle information may be information written into the vehicle key by a worker of the vehicle management department when the vehicle key is activated. In this embodiment, the vehicle may be checked by the vehicle management department during the process of registering the license plate, and the vehicle information is checked. In the process, the checked vehicle information and the license plate information are written into the vehicle key by the staff of the vehicle management department, the vehicle-mounted unit in the vehicle key is activated, the vehicle key is bound with payment modes such as financial cards, WeChat and Paibao, and the payment function of the vehicle key is activated. In the activation process, fingerprint information, iris information, face characteristic information and the like of a user can be acquired through biological information acquisition equipment and stored in a vehicle key in advance.
In this embodiment, when the type of the payment request is a two-dimensional code payment request, in a first implementation scenario, the process of acquiring the information to be paid by the vehicle key may specifically be to acquire a two-dimensional code related to the payment information; the payment information includes: a payment amount; carrying out keyword identification on the two-dimensional code, inquiring a database according to the identified keywords, and acquiring a payment platform corresponding to the two-dimensional code; the database stores the corresponding relation between the keywords and the payment platform; and calling a payment platform to decode the two-dimensional code, generating a payment link, and acquiring information to be paid in the payment link.
In a second implementation scenario, the process of acquiring the information to be paid by the vehicle key may specifically be to acquire a two-dimensional code related to the payment information; the payment information includes: a payment amount; sending the two-dimensional code to each payment platform, and acquiring a decoding result returned by each payment platform; judging whether the decoding is successful or not according to the decoding result; and if the decoding is successful, generating a payment link according to a corresponding decoding result, and acquiring the information to be paid in the payment link.
In a third implementation scenario, the process of acquiring the information to be paid by the vehicle key may specifically be to acquire a two-dimensional code related to the payment information; the payment information includes: a payment amount; and sending the two-dimension code to a third party platform, acquiring a payment platform corresponding to the two-dimension code by the third party platform, interacting with the payment platform corresponding to the two-dimension code, acquiring a payment link corresponding to the two-dimension code, and providing information to be paid in the payment link for a vehicle key.
In this embodiment, when the type of the payment request is a near field payment request, the payment request may further include: the amount of the payment. Correspondingly, the process of acquiring the information to be paid by the vehicle key may specifically be that the vehicle key is close to the payment terminal of the charging host to realize information interaction with the payment terminal and acquire the information to be paid.
In this embodiment, when the type of the payment request is a remote payment request, the process of acquiring the information to be paid by the vehicle key may specifically be to invoke a vehicle camera and acquire a two-dimensional code related to the payment information; the payment information includes: a payment amount; and calling a payment platform corresponding to the two-dimensional code, decoding the two-dimensional code, and generating a payment link. The manner of acquiring the payment platform corresponding to the two-dimensional code may refer to the manner of acquiring the payment platform when the two-dimensional code is requested for payment, and will not be described in detail here.
Further, on the basis of the above embodiment, the way of displaying the information to be paid by the vehicle key may be that the information to be paid is displayed on a display screen of the vehicle key, and/or the information to be paid is sent to a vehicle meter for displaying, so that the user can confirm when the information to be paid is correct; if the information to be paid is wrong, the user can cancel the confirmation and cancel the payment operation, so as to select other payment modes, such as manual payment and the like.
Further, on the basis of the above embodiment, the vehicle key may further have a fee limit prestored, and when the payment amount exceeds the fee limit, the vehicle key suspends the payment operation and displays the payment amount on the display screen of the vehicle key and/or on the vehicle meter for the user to confirm; if the user confirms, the vehicle key continues to carry out payment operation; if the user cancels the confirmation, the vehicle key stops the payment operation.
And S104, when the confirmation information of the user is received, carrying out payment operation.
In this embodiment, after the user confirms the information to be paid through the key of the vehicle instrument or the key of the vehicle key, the vehicle key may acquire the confirmation information and perform the payment operation. In order to improve the safety of payment and avoid the conditions of abnormal fee deduction and the like, the process of payment operation of the vehicle key specifically comprises the steps of displaying an authorization verification interface and calling a biological sensor to acquire biological information of a user; the biological information includes any one or more of the following information: fingerprint information, iris information and face characteristic information; judging whether the biological information is consistent with the pre-stored biological information; if the biological information is consistent with the pre-stored biological information, the verification is passed, and payment operation is carried out; and if the biological information is inconsistent with the pre-stored biological information, the verification is not passed, and the payment operation is not carried out.
According to the vehicle payment method, the payment request is obtained; the payment request includes: the type of payment request; judging whether the payment function corresponding to the type is started or not; if the payment function corresponding to the type is started, acquiring information to be paid, and displaying the information to be paid so as to be convenient for a user to confirm; when the confirmation information of the user is received, payment operation is carried out, so that the payment type is expanded, the application range is wide, and the user confirms the payment before payment, so that the accuracy and efficiency of vehicle payment can be improved, and the use experience of the user is improved.
Fig. 4 is a schematic structural diagram of a vehicle payment device according to an embodiment of the present invention. As shown in fig. 4, includes: an acquisition module 41, a determination module 42 and a payment module 43.
The obtaining module 41 is configured to obtain a payment request; the payment request comprises: the type of payment request;
a judging module 42, configured to judge whether the payment function corresponding to the type is turned on;
the obtaining module 41 is further configured to obtain information to be paid when the payment function corresponding to the type is turned on, and display the information to be paid so that a user can confirm the information;
and a payment module 43, configured to perform a payment operation when the confirmation information of the user is received.
The vehicle payment device provided by the invention can be hardware equipment or software installed on the hardware equipment. The hardware device may be a vehicle key, for example. In the present embodiment, an example in which the execution subject is a vehicle key will be described. The type of the payment request may include: ETC payment requests, near field payment requests, two-dimensional code payment requests, and remote payment requests.
In this embodiment, when the vehicle travels to the toll road section and the distance from the toll collection host is smaller than the preset distance threshold, the toll collection host is located within the communication range of the vehicle key, the vehicle key can perform information interaction with the toll collection host, and the vehicle key can receive the payment request of the toll collection host. It should be noted that, assuming that the toll road section is located on the expressway, the toll road section at this time is a toll road section when the vehicle is at a high speed. And the charging host computer of the charging road section when the vehicle enters the high speed only records the information of the time, the position and the like when the vehicle enters the highway. When the vehicle goes out of the high speed, the charging host machine and the vehicle key perform information interaction, the vehicle can be inquired and determined to prepare for going out of the high speed according to license plate information and the like of the vehicle, and the amount to be paid can be determined according to the time and the position when the vehicle goes into the high speed, the current time and the position of the vehicle, so that a payment request is sent to the vehicle key.
In this embodiment, when the type of the payment request is an Electronic Toll Collection (ETC) (electronic toll collection) payment request, because the ETC communication mode has a certain communication distance, when the vehicle travels to a toll road section, the vehicle key can be automatically connected with the toll collection host to perform information interaction. When the type of the payment request is a near Field payment request, because the communication distance of a near Field communication mode, such as a near Field communication (nfc) communication mode, is short, the vehicle key needs to be close to the payment terminal to realize information interaction with the payment terminal to obtain the payment request. When the payment request is a two-dimensional code payment request and a remote payment request, the payment information is represented in the form of a two-dimensional code, the charging host needs to determine the payment information, a corresponding two-dimensional code is generated according to the payment information, and then the two-dimensional code is displayed on a display screen at a fixed position, so that the vehicle key can acquire and decode the two-dimensional code through a camera of the vehicle or the vehicle, obtain a payment link, and pay.
In this embodiment, when the type of the payment request is an ETC payment request, the payment request may further include: the amount of the payment. Correspondingly, the judging module 42 is further configured to judge whether the vehicle key is located in the corresponding vehicle;
the obtaining module 41 is specifically configured to, if the vehicle key is located in the corresponding vehicle, generate information to be paid according to the payment amount.
The manner of determining whether the vehicle key is located in the corresponding vehicle by the determining module 42 may specifically be to scan an electronic tag of the vehicle to obtain vehicle information; judging whether the vehicle information is consistent with the pre-stored vehicle information; if the vehicle information is consistent with the pre-stored vehicle information, determining that the vehicle key is located in the corresponding vehicle; and if the vehicle information is inconsistent with the pre-stored vehicle information, determining that the vehicle key is not located in the corresponding vehicle.
In this embodiment, when the type of the payment request is a two-dimensional code payment request, in a first implementation scenario, the obtaining module 41 is specifically configured to collect a two-dimensional code related to payment information; the payment information includes: a payment amount; carrying out keyword identification on the two-dimensional code, inquiring a database according to the identified keywords, and acquiring a payment platform corresponding to the two-dimensional code; the database stores the corresponding relation between the keywords and the payment platform; and calling a payment platform to decode the two-dimensional code, generating a payment link, and acquiring information to be paid in the payment link.
In a second implementation scenario, the process of acquiring the information to be paid by the acquiring module 41 may specifically be to acquire a two-dimensional code related to the payment information; the payment information includes: a payment amount; sending the two-dimensional code to each payment platform, and acquiring a decoding result returned by each payment platform; judging whether the decoding is successful or not according to the decoding result; and if the decoding is successful, generating a payment link according to a corresponding decoding result, and acquiring the information to be paid in the payment link.
In a third implementation scenario, the process of acquiring the information to be paid by the acquiring module 41 may specifically be to acquire a two-dimensional code related to the payment information; the payment information includes: a payment amount; and sending the two-dimension code to a third party platform, acquiring a payment platform corresponding to the two-dimension code by the third party platform, interacting with the payment platform corresponding to the two-dimension code, acquiring a payment link corresponding to the two-dimension code, and providing information to be paid in the payment link for a vehicle key.
In this embodiment, when the type of the payment request is a near field payment request, the payment request may further include: the amount of the payment. Correspondingly, the process of acquiring the information to be paid by the acquiring module 41 may specifically be to attach the vehicle key to the payment terminal of the charging host, so as to realize information interaction with the payment terminal, and acquire the information to be paid.
In this embodiment, when the type of the payment request is a remote payment request, the process of the obtaining module 41 for obtaining the information to be paid may specifically be to invoke a vehicle camera and collect a two-dimensional code related to the payment information; the payment information includes: a payment amount; and calling a payment platform corresponding to the two-dimensional code, decoding the two-dimensional code, and generating a payment link. The manner of acquiring the payment platform corresponding to the two-dimensional code may refer to the manner of acquiring the payment platform when the two-dimensional code is requested for payment, and will not be described in detail here.
Further, on the basis of the above embodiment, the way of displaying the information to be paid by the vehicle key may be that the information to be paid is displayed on a display screen of the vehicle key, and/or the information to be paid is sent to a vehicle meter for displaying, so that the user can confirm when the information to be paid is correct; if the information to be paid is wrong, the user can cancel the confirmation and cancel the payment operation, so as to select other payment modes, such as manual payment and the like.
In this embodiment, after the user confirms the information to be paid through the key of the vehicle instrument or the key of the vehicle key, the vehicle key may acquire the confirmation information and perform the payment operation. In order to improve the security of payment and avoid abnormal fee deduction, the payment module 43 may specifically display an authorization verification interface and call a biosensor to acquire biological information of a user during the payment operation; the biological information includes any one or more of the following information: fingerprint information, iris information and face characteristic information; judging whether the biological information is consistent with the pre-stored biological information; if the biological information is consistent with the pre-stored biological information, the verification is passed, and payment operation is carried out; and if the biological information is inconsistent with the pre-stored biological information, the verification is not passed, and the payment operation is not carried out.
According to the vehicle payment device provided by the embodiment of the invention, the payment request is obtained; the payment request includes: the type of payment request; judging whether the payment function corresponding to the type is started or not; if the payment function corresponding to the type is started, acquiring information to be paid, and displaying the information to be paid so as to be convenient for a user to confirm; when the confirmation information of the user is received, payment operation is carried out, so that the payment type is expanded, the application range is wide, and the user confirms the payment before payment, so that the accuracy and efficiency of vehicle payment can be improved, and the use experience of the user is improved.
Fig. 5 is a schematic structural diagram of another vehicle payment device provided in the embodiment of the invention. The vehicle payment apparatus includes:
The processor 1002, when executing the program, implements the vehicle payment method provided in the above-described embodiment.
Further, the vehicle payment apparatus further includes:
a communication interface 1003 for communicating between the memory 1001 and the processor 1002.
A memory 1001 for storing computer programs that may be run on the processor 1002.
The processor 1002 is configured to implement the vehicle payment method according to the above embodiment when executing the program.
If the memory 1001, the processor 1002, and the communication interface 1003 are implemented independently, the communication interface 1003, the memory 1001, and the processor 1002 may be connected to each other through a bus and perform communication with each other. The bus may be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, an Extended ISA (Extended Industry Standard Architecture) bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one thick line is shown in FIG. 5, but this is not intended to represent only one bus or type of bus.
Optionally, in a specific implementation, if the memory 1001, the processor 1002, and the communication interface 1003 are integrated on one chip, the memory 1001, the processor 1002, and the communication interface 1003 may complete communication with each other through an internal interface.
The processor 1002 may be a Central Processing Unit (CPU), an Application Specific Integrated Circuit (ASIC), or one or more Integrated circuits configured to implement embodiments of the present invention.
The present embodiment also provides a non-transitory computer readable storage medium having stored thereon a computer program characterized in that the program, when executed by a processor, implements a vehicle payment method as described above.
The present embodiments also provide a computer program product, which when executed by an instruction processor in the computer program product, implements the vehicle payment method as described above.
In the description herein, references to the description of the term "one embodiment," "some embodiments," "an example," "a specific example," or "some examples," etc., mean that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the invention. In this specification, the schematic representations of the terms used above are not necessarily intended to refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. Furthermore, various embodiments or examples and features of different embodiments or examples described in this specification can be combined and combined by one skilled in the art without contradiction.
Furthermore, the terms "first", "second" and "first" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one such feature. In the description of the present invention, "a plurality" means at least two, e.g., two, three, etc., unless specifically limited otherwise.
Any process or method descriptions in flow charts or otherwise described herein may be understood as representing modules, segments, or portions of code which include one or more executable instructions for implementing steps of a custom logic function or process, and alternate implementations are included within the scope of the preferred embodiment of the present invention in which functions may be executed out of order from that shown or discussed, including substantially concurrently or in reverse order, depending on the functionality involved, as would be understood by those reasonably skilled in the art of the present invention.
The logic and/or steps represented in the flowcharts or otherwise described herein, e.g., an ordered listing of executable instructions that can be considered to implement logical functions, can be embodied in any computer-readable medium for use by or in connection with an instruction execution system, apparatus, or device, such as a computer-based system, processor-containing system, or other system that can fetch the instructions from the instruction execution system, apparatus, or device and execute the instructions. For the purposes of this description, a "computer-readable medium" can be any means that can contain, store, communicate, propagate, or transport the program for use by or in connection with the instruction execution system, apparatus, or device. More specific examples (a non-exhaustive list) of the computer-readable medium would include the following: an electrical connection (electronic device) having one or more wires, a portable computer diskette (magnetic device), a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber device, and a portable compact disc read-only memory (CDROM). Additionally, the computer-readable medium could even be paper or another suitable medium upon which the program is printed, as the program can be electronically captured, via for instance optical scanning of the paper or other medium, then compiled, interpreted or otherwise processed in a suitable manner if necessary, and then stored in a computer memory.
It should be understood that portions of the present invention may be implemented in hardware, software, firmware, or a combination thereof. In the above embodiments, the various steps or methods may be implemented in software or firmware stored in memory and executed by a suitable instruction execution system. If implemented in hardware, as in another embodiment, any one or combination of the following techniques, which are known in the art, may be used: a discrete logic circuit having a logic gate circuit for implementing a logic function on a data signal, an application specific integrated circuit having an appropriate combinational logic gate circuit, a Programmable Gate Array (PGA), a Field Programmable Gate Array (FPGA), or the like.
It will be understood by those skilled in the art that all or part of the steps carried by the method for implementing the above embodiments may be implemented by hardware related to instructions of a program, which may be stored in a computer readable storage medium, and when the program is executed, the program includes one or a combination of the steps of the method embodiments.
In addition, functional units in the embodiments of the present invention may be integrated into one processing module, or each unit may exist alone physically, or two or more units are integrated into one module. The integrated module can be realized in a hardware mode, and can also be realized in a software functional module mode. The integrated module, if implemented in the form of a software functional module and sold or used as a stand-alone product, may also be stored in a computer readable storage medium.
The storage medium mentioned above may be a read-only memory, a magnetic or optical disk, etc. Although embodiments of the present invention have been shown and described above, it is understood that the above embodiments are exemplary and should not be construed as limiting the present invention, and that variations, modifications, substitutions and alterations can be made to the above embodiments by those of ordinary skill in the art within the scope of the present invention.
Claims (14)
1. A vehicle payment method is applied to a vehicle key and is characterized by comprising the following steps:
acquiring a payment request; the payment request comprises: the type of payment request;
judging whether the payment function corresponding to the type is started or not;
if the payment function corresponding to the type is started, acquiring information to be paid, and displaying the information to be paid so as to facilitate the confirmation of a user;
and when the confirmation information of the user is received, carrying out payment operation.
2. The method of claim 1, wherein the type comprises: ETC payment requests, near field payment requests, two-dimensional code payment requests, and remote payment requests.
3. The method according to claim 1 or 2, wherein the type of the payment request is an ETC payment request; the payment request further comprises: a payment amount;
correspondingly, before the information to be paid is acquired, the method further comprises the following steps:
judging whether the vehicle key is positioned in the corresponding vehicle;
the acquiring information to be paid includes:
and if the vehicle key is positioned in the corresponding vehicle, generating the information to be paid according to the payment amount.
4. The method of claim 3, wherein determining whether a vehicle key is located within a corresponding vehicle is performed by,
scanning an electronic tag of a vehicle to acquire vehicle information;
judging whether the vehicle information is consistent with pre-stored vehicle information or not;
if the vehicle information is consistent with the pre-stored vehicle information, determining that the vehicle key is located in the corresponding vehicle;
and if the vehicle information is inconsistent with the pre-stored vehicle information, determining that the vehicle key is not located in the corresponding vehicle.
5. The method of claim 1 or 2, wherein the payment request is of a two-dimensional code payment request type;
correspondingly, the acquiring information to be paid includes:
collecting two-dimensional codes related to payment information; the payment information includes: a payment amount;
carrying out keyword identification on the two-dimension code, inquiring a database according to the identified keywords, and acquiring a payment platform corresponding to the two-dimension code; the database stores the corresponding relation between the keywords and the payment platform; calling the payment platform to decode the two-dimensional code to generate a payment link;
or,
sending the two-dimensional code to each payment platform, and acquiring a decoding result returned by each payment platform; judging whether the decoding is successful or not according to the decoding result; and if the decoding is successful, generating a payment link according to a corresponding decoding result.
6. The method according to claim 1 or 2, characterized in that the type of the payment request is a remote payment request;
correspondingly, the acquiring information to be paid includes:
calling a vehicle camera, and collecting a two-dimensional code related to payment information; the payment information includes: a payment amount;
and calling a payment platform corresponding to the two-dimension code, decoding the two-dimension code, and generating a payment link.
7. The method of claim 1, wherein the performing the payment operation comprises:
displaying an authorization verification interface, and calling a biological sensor to acquire biological information of a user;
judging whether the biological information is consistent with the pre-stored biological information;
if the biological information is consistent with the pre-stored biological information, the verification is passed, and payment operation is carried out;
and if the biological information is inconsistent with the pre-stored biological information, the verification is not passed, and the payment operation is not carried out.
8. The method of claim 7, wherein the biological information comprises any one or more of: fingerprint information, iris information, and face feature information.
9. A vehicle payment device is applied to a vehicle key and is characterized by comprising:
the acquisition module is used for acquiring the payment request; the payment request comprises: the type of payment request;
the judging module is used for judging whether the payment function corresponding to the type is started or not;
the acquisition module is further used for acquiring information to be paid and displaying the information to be paid when the payment function corresponding to the type is started so that a user can confirm the information to be paid;
and the payment module is used for carrying out payment operation when the confirmation information of the user is received.
10. A vehicle key, characterized by comprising:
the key comprises a key body and an on-board unit arranged on the key body;
the on-board unit includes: a controller for performing the vehicle payment method of any one of claims 1-6.
11. The vehicle key according to claim 10, wherein the on-board unit further comprises: a communication unit connected with the controller;
the communication unit comprises any one or more of the following antennas: ETC antenna, LTE antenna, WIFI antenna, BT antenna, RFID antenna, GNSS antenna, wireless antenna that charges.
12. The vehicle key according to claim 10, further comprising: the display screen is connected with the controller and used for displaying information to be displayed so as to be convenient for a user to confirm;
and/or the presence of a gas in the gas,
the controller is connected with the vehicle instrument and used for controlling the vehicle instrument to display information to be displayed so as to be convenient for a user to confirm.
13. The vehicle key according to claim 10 or 12, characterized by further comprising: the biological information acquisition equipment is connected with the controller and is used for acquiring the biological information of the user so as to carry out verification;
the biological information acquisition device comprises any one or more of the following devices: fingerprint identification sensor, iris identification sensor, face identification sensor.
14. The vehicle key according to claim 10 or 12, characterized by further comprising: and the camera is connected with the controller and is used for acquiring the two-dimensional code.
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| CN201810844321.8A CN110766814A (en) | 2018-07-27 | 2018-07-27 | Vehicle payment method and device and vehicle key |
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| CN201810844321.8A CN110766814A (en) | 2018-07-27 | 2018-07-27 | Vehicle payment method and device and vehicle key |
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