CN110400137A - Exempt from close payment verifying system - Google Patents
Exempt from close payment verifying system Download PDFInfo
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- CN110400137A CN110400137A CN201910265095.2A CN201910265095A CN110400137A CN 110400137 A CN110400137 A CN 110400137A CN 201910265095 A CN201910265095 A CN 201910265095A CN 110400137 A CN110400137 A CN 110400137A
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- Prior art keywords
- equipment
- payment
- dimensional code
- image
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
The present invention relates to one kind to exempt from close payment verifying system, the terminal includes: segment downloading equipment, it is arranged in dimensional code scanner, downloads children speech segment corresponding with the payment terminal ID from network for executing two-dimensional code scanning payment terminal ID obtained based on dimensional code scanner;Data acquisition equipment, the voice data of environment where dimensional code scanner is acquired for starting when receiving the first control command, to obtain sound collection signal, it is also used to when receiving the second control command, stops acquiring the voice data of environment where dimensional code scanner.Of the invention exempts from close payment verifying system design rationally, convenient and practical.Due to additional voice match identification maneuver being requested, to further enhance the safety for exempting from close e-payment when the user for exempting from close e-payment scene is children.
Description
Technical field
The present invention relates to safety of payment fields more particularly to one kind to exempt from close payment verifying system.
Background technique
E-payment is a kind of currency payment behavior implemented by platforms such as networks, is not only e-commerce development
Important link, and support e-economy development an important factor for.With the development of China's Internet technology, e-commerce is
Become one of the important content of Economic Development, ended for the end of the year 2018 according to incompletely statistics, China's online payment user rule
Mould reaches 5.75 hundred million, and online payment ratio is promoted from 60.5% to 74.9%, and wherein mobile-phone payment userbase reaches 57,000,000,000,000
Member, and it is perfect with network terminal mobile device, and the scale of e-payment is constantly expanding.Certain e-payment is quick
The behind of development produces the problems such as many various economic disputes generated by electronic payment safety problem, therefore is sound electricity
The economic sound development of sub- commercial affairs has to solve the problems, such as electronic payment safety.
Although e-payment constantly improve and develops with e-commerce expanding economy, in recent years because of electronics branch
Pay safety problem and generate economic dispute phenomena such as it is also increasing, especially some criminals utilize electronic fare payment system
Loophole etc. becomes one of the important bottleneck of Current electronic payment development to loss caused by user security risk.
Summary of the invention
The present invention needs to have inventive point crucial at following two:
(1) when the user for exempting from close e-payment scene is children, additional voice match identification maneuver is requested, with into one
Step reinforces exempting from the safety of close e-payment;
(2) when the real time frame rate of image sequence where recognizing image to be processed is more than preset frame rate threshold value, only to figure
The target area of picture carries out image sharpening processing, and to the nontarget area of image without image sharpening processing, thus one
While determining to safeguard image sharpening effect under degree, the treatment effeciency of image sharpening equipment is improved.
According to an aspect of the present invention, it provides one kind and exempts from close payment verifying system, the system comprises:
Dot matrix picture pick-up device, is embedded on the shell of dimensional code scanner, for executing two dimensional code in dimensional code scanner
When scanning is to complete to exempt from close e-payment, camera operation is carried out to dimensional code scanner frontal scene, is answered with obtaining simultaneously output phase
Scanning scene image;
Segment downloads equipment, is arranged in dimensional code scanner, for executing two-dimensional code scanning based on dimensional code scanner
Payment terminal ID obtained downloads children speech segment corresponding with the payment terminal ID from network;
Data acquisition equipment, for starting to environment where dimensional code scanner when receiving the first control command
Voice data acquisition, to obtain sound collection signal, is also used to when receiving the second control command, stops to two-dimensional code scanning
The voice data acquisition of environment where device;
The also built-in voice playing unit of the data acquisition equipment, for after receiving the first control command and starting
Before the voice data acquisition of environment where dimensional code scanner, voice messaging relevant to request tone testing is played;
Signal analysis equipment is connect, for receiving respectively with the data acquisition equipment and segment downloading equipment
When the sound collection signal arrived has the ingredient with the children speech fragment match, issuing allows payment instruction, otherwise, issues
Forbid payment instruction;
Frame per second measuring device is connect with the dot matrix picture pick-up device, for receiving the scanning scene image, is swept to described
The frame per second of image sequence carries out identification operation where retouching scene image, to obtain and export corresponding real time frame rate;
Serial output equipment is connect with the frame per second measuring device, for receiving the real time frame rate, and described real-time
When frame per second is more than preset frame rate threshold value, first control signal is issued;
The Serial output equipment is also used to issue the when the real time frame rate is lower than and is equal to the preset frame rate threshold value
Two control signals;
Equipment for area detection equipment is connect, for receiving respectively with the frame per second measuring device and the Serial output equipment
Each target area when to the first control signal, where identifying each target in the scanning scene image respectively
Domain.
Of the invention exempts from close payment verifying system design rationally, convenient and practical.Due in the use for exempting from close e-payment scene
When family is children, additional voice match identification maneuver is requested, to further enhance the safety for exempting from close e-payment.
Specific embodiment
The embodiment for exempting from close payment verifying system of the invention will be described in detail below.
Two dimensional code payment is a kind of new generation of wireless payment scheme built based on system of account.In the payment scheme
Under, businessman can be assembled into the Transaction Informations such as account, commodity price one two dimensional code, and be printed on various newspapers, magazine, wide
It is issued on the carriers such as announcement, books.
User sweeps bat two dimensional code by cell phone client, can realize the payment and settlement with Merchant Account.Finally, businessman's root
It receives according to the user in payment transaction information, connection data, so that it may carry out commodity distribution, complete transaction.Simultaneously as many
Two dimensional code barcode scanning tool does not have the ability of malice network address identification and interception, and the data of Tencent mobile phone manager are shown, that give
The great communication space of mobile phone viruses avoids two-dimensional code scanning for online malice network address, the scanning of payment environment and detection
Channel contamination.
In the prior art, based on two-dimensional code scanning exempt from close e-payment do not need payment any operation of user can be smooth
Payment is completed, is all brought conveniently to payment user and businessman, is improved the efficiency and speed of payment, however exempt from close e-payment
There are still certain defects in safety, such as the behavior not paid arbitrarily to children using the payment terminal of parent
Corresponding secure authentication mechanisms are set.
In order to overcome above-mentioned deficiency, the present invention has built one kind and has exempted from close payment verifying system, can effectively solve the problem that corresponding
Technical problem.
The close payment verifying system of exempting from shown according to an embodiment of the present invention includes:
Dot matrix picture pick-up device, is embedded on the shell of dimensional code scanner, for executing two dimensional code in dimensional code scanner
When scanning is to complete to exempt from close e-payment, camera operation is carried out to dimensional code scanner frontal scene, is answered with obtaining simultaneously output phase
Scanning scene image;
Segment downloads equipment, is arranged in dimensional code scanner, for executing two-dimensional code scanning based on dimensional code scanner
Payment terminal ID obtained downloads children speech segment corresponding with the payment terminal ID from network;
Data acquisition equipment, for starting to environment where dimensional code scanner when receiving the first control command
Voice data acquisition, to obtain sound collection signal, is also used to when receiving the second control command, stops to two-dimensional code scanning
The voice data acquisition of environment where device;
The also built-in voice playing unit of the data acquisition equipment, for after receiving the first control command and starting
Before the voice data acquisition of environment where dimensional code scanner, voice messaging relevant to request tone testing is played;
Signal analysis equipment is connect, for receiving respectively with the data acquisition equipment and segment downloading equipment
When the sound collection signal arrived has the ingredient with the children speech fragment match, issuing allows payment instruction, otherwise, issues
Forbid payment instruction;
Frame per second measuring device is connect with the dot matrix picture pick-up device, for receiving the scanning scene image, is swept to described
The frame per second of image sequence carries out identification operation where retouching scene image, to obtain and export corresponding real time frame rate;
Serial output equipment is connect with the frame per second measuring device, for receiving the real time frame rate, and described real-time
When frame per second is more than preset frame rate threshold value, first control signal is issued;
The Serial output equipment is also used to issue the when the real time frame rate is lower than and is equal to the preset frame rate threshold value
Two control signals;
Equipment for area detection equipment is connect, for receiving respectively with the frame per second measuring device and the Serial output equipment
Each target area when to the first control signal, where identifying each target in the scanning scene image respectively
Domain;
The equipment for area detection equipment is also used to when receiving the second control signal, not to the scanning scene image
Carry out the identifying processing of target area;
Specific aim sharpens equipment, connect respectively with the equipment for area detection equipment and the frame per second measuring device, for connecing
When receiving the first control signal, to the scanning scene image execute specific aim Edge contrast with obtain and export with it is described
It scans the corresponding specific aim sharpening image of scene image: the target area of the scanning scene image is carried out at image sharpening
Reason handles the nontarget area of the scanning scene image without image sharpening;
The specific aim sharpens equipment and is also used to when receiving the second control signal, by the scanning scene image
It is exported directly as specific aim sharpening image;
Dynamic range adjusts equipment, sharpens equipment with the specific aim and connect, for the specific aim sharpening figure received
As executing dynamic range adjustment processing to extend the dynamic range of the specific aim sharpening image, obtains and export corresponding range
Expanded images;
Characteristic differentiation equipment is connect, for the depth of field in the range extension images with dynamic range adjustment equipment
Most shallow face object executes facial characteristics identification, whether belongs to children's face object with the determination face object;
Wherein, the characteristic differentiation equipment is also connect with the data acquisition equipment, for determining the face object
When belonging to children's face object, Xiang Suoshu data acquisition equipment sends the first control command, otherwise, Xiang Suoshu data acquisition equipment
Send the second control command.
Then, continue that the specific structure for exempting from close payment verifying system of the invention is further detailed.
It is described exempt from can also include: in close payment verifying system
WIFI communication equipment is connect with dynamic range adjustment equipment, is expanded for receiving and transmitting wirelessly the range
Open up image.
It is described to exempt from close payment verifying system:
It include image compression unit and wireless transmission unit in the WIFI communication equipment, described image compression unit is used for
The range extension images received are compressed, the wireless transmission unit is connect with described image compression unit, for leading to
It crosses ZIGBEE wireless communication link and sends compressed range extension images.
It is described exempt from can also include: in close payment verifying system
Photoflash controller, positioned at the side of dot matrix picture pick-up device, for based on real time environment brightness control flash lamp
Opening and closing;
Wherein, the opening and closing based on real time environment brightness control flash lamp includes: when real time environment brightness is less than or equal to preset
When luminance threshold, flash lamp is opened.
It is described to exempt from close payment verifying system:
Opening and closing of the photoflash controller based on real time environment brightness control flash lamp includes: when real time environment brightness is greater than in advance
If when luminance threshold, closing flash lamp.
It is described to exempt from close payment verifying system:
Photoflash controller based on real time environment brightness control flash lamp opening and closing include: when real time environment brightness be less than etc.
When predetermined luminance threshold value, flash lamp and according to the flash luminance of real time environment brightness adjustment flash lamp is opened, real time environment is bright
Degree is lower, and the flash luminance of flash lamp is higher.
It is described exempt from can also include: in close payment verifying system
The side of dot matrix picture pick-up device is arranged in GPS positioning device, for providing dot matrix picture pick-up device the current position GPS
It sets.
It is described exempt from can also include: in close payment verifying system
It shows equipment, is connect respectively with dot matrix picture pick-up device and frame per second measuring device, for showing dot matrix picture pick-up device
The work in every parameter of work in every parameter and frame per second measuring device.
In addition, the predecessor of GPS is a kind of Transit satellite positioning system (Transit) of US military development, 1958
It develops, formally comes into operation within 1964.StarNet's work that 5 to 6 satellites of the system form, at most bypasses the earth 13 daily
It is secondary, and elevation information can not be provided, it is also not fully up to expectations in terms of positioning accuracy.However, transit navigation system makes research and development department
Door achieves preliminary experience to satellite positioning, and demonstrates the feasibility positioned by satellite system, buries for the development of GPS
Place mat is played.Since satellite positioning shows that huge superiority and transit navigation system in terms of navigation exist to submarine and naval vessel
The great drawback for aspect of navigating.U.S.'s the armies of navy, army and air force and civilian department all feel that there is an urgent need to a kind of new satellite navigation systems
System.
For this purpose, United States Naval Research Laboratory propose entitled Tinmation form 10000km with 12 to 18 satellites
The global location net plan of height, and a test satellite was respectively transmitted in 1967,1969 and 1974, in these satellites
Upper preliminary test atomic clock timekeeping system, this is the pinpoint basis GPS.And United States Air Force then propose 621-B with
4 to 5 satellites of every group of stars form the plan of 3 to 4 group of stars, remaining all makes in addition to 1 using geo-stationary orbit in these satellites
It is inclined plane for 24 hours with the period, which is basic distribution satellite distance measuring signal with pseudo noise code, powerful function, when
Signal density can also detected when being lower than the 1% of ambient noise.The Successful utilization of pseudo noise code is that GPS is able to obtain into
One important foundation of function.The plan of naval is mainly used for providing low dynamic 2 dimension positioning for naval vessel, and the plan of air force can be for mentioning
For high dynamic service, however system is excessively complicated.Since developing two systems will cause huge expense and here two simultaneously
A plan is provided to provide global location and design, so U.S. Department of Defense in 1973 is combined into one 2, and by national defence
Administrative body, is also built up at air force's space flight in Los Angeles by the satellite navigation and positioning co-plan office leader that portion takes the lead.The machine
Composition person is numerous, including US Army, naval, marine corps, Ministry of Communications, National Defense Mapping Agency, NATO and the generation of Australia
Table.
Initial GPS plans to be born under the leader of American Association Plan Bureau, and 24 satellites are placed on mutually by the program
At on 120 degree of three tracks.There are 8 satellites on each track, any point can observe 6 to 9 satellites on the earth.This
Sample, for thick code precision up to 100m, smart code precision is 10m.Since budget is compressed, GPS plan has to reduce satellite launch quantity,
It is changed to by 18 satellite distributions on 6 tracks for being mutually 60 degree, however this scheme ensure satellite reliability cannot.
Carried out within 1988 Last modification again: 21 work stars and 3 spare star work are on 6 tracks for being mutually 60 degree.This
It is also working method used in GPS satellite.
GPS navigation system is to provide three-dimensional round-the-clockly to all parts of the world based on global 24 positioning satellites
A kind of radio-navigation positioning system of the information such as position, three-dimensional velocity.It is made of three parts, first is that ground control segment,
It is made of master station, ground-plane antenna, monitoring station and communication auxiliary system.Second is that space segment, is made of 24 satellites, is distributed in
6 orbit planes.Third is that user apparatus part, is made of GPS receiver and satellite antenna.Civilian positioning accuracy is up to 10 meters
It is interior.
It should be appreciated that each section of the invention can be realized with hardware, software, firmware or their combination.Above-mentioned
In embodiment, software that multiple steps or method can be executed in memory and by suitable instruction execution system with storage
Or firmware is realized.It, and in another embodiment, can be under well known in the art for example, if realized with hardware
Any one of column technology or their combination are realized: having a logic gates for realizing logic function to data-signal
Discrete logic, with suitable combinational logic gate circuit specific integrated circuit, programmable gate array (PGA), scene
Programmable gate array (FPGA) etc..
Those skilled in the art are understood that realize all or part of step that above-described embodiment method carries
It suddenly is that relevant hardware can be instructed to complete by program, the program can store in a kind of computer-readable storage medium
In matter, which when being executed, includes the steps that one or a combination set of embodiment of the method.
Storage medium mentioned above can be read-only memory, disk or CD etc..Although having been shown and retouching above
The embodiment of the present invention is stated, it is to be understood that above-described embodiment is exemplary, and should not be understood as to limit of the invention
System, those skilled in the art can be changed above-described embodiment, modify, replace and become within the scope of the invention
Type.
Claims (8)
1. one kind exempts from close payment verifying system characterized by comprising
Dot matrix picture pick-up device, is embedded on the shell of dimensional code scanner, for executing two-dimensional code scanning in dimensional code scanner
When completing to exempt from close e-payment, camera operation is carried out to dimensional code scanner frontal scene, is swept accordingly with obtaining and exporting
Retouch scene image;
Segment downloads equipment, is arranged in dimensional code scanner, is obtained for executing two-dimensional code scanning based on dimensional code scanner
The payment terminal ID obtained downloads children speech segment corresponding with the payment terminal ID from network;
Data acquisition equipment, for starting the sound to environment where dimensional code scanner when receiving the first control command
Data acquisition, to obtain sound collection signal, is also used to when receiving the second control command, stops to dimensional code scanner institute
It is acquired in the voice data of environment;
The also built-in voice playing unit of the data acquisition equipment, for after receiving the first control command and starting is to two
Before the voice data acquisition of environment where tieing up code scanner, voice messaging relevant to request tone testing is played;
Signal analysis equipment is connect, for receiving respectively with the data acquisition equipment and segment downloading equipment
When sound collection signal has the ingredient with the children speech fragment match, issuing allows payment instruction, and otherwise, sending is forbidden
Payment instruction;
Frame per second measuring device is connect with the dot matrix picture pick-up device, for receiving the scanning scene image, to the scanning field
The frame per second of image sequence carries out identification operation where scape image, to obtain and export corresponding real time frame rate;
Serial output equipment is connect with the frame per second measuring device, for receiving the real time frame rate, and in the real time frame rate
When more than preset frame rate threshold value, first control signal is issued;
The Serial output equipment is also used to issue the second control when the real time frame rate is lower than and is equal to the preset frame rate threshold value
Signal processed;
Equipment for area detection equipment is connect, for receiving respectively with the frame per second measuring device and the Serial output equipment
When stating first control signal, each target area where each target difference in the scanning scene image is identified;
The equipment for area detection equipment is also used to when receiving the second control signal, is not carried out to the scanning scene image
The identifying processing of target area;
Specific aim sharpens equipment, connect respectively with the equipment for area detection equipment and the frame per second measuring device, for receiving
When the first control signal, specific aim Edge contrast is executed to obtain and export and the scanning to the scanning scene image
The corresponding specific aim sharpening image of scene image: carrying out image sharpening processing to the target area of the scanning scene image, right
The nontarget area of the scanning scene image is without image sharpening processing;
The specific aim sharpens equipment and is also used to when receiving the second control signal, and the scanning scene image is direct
It is exported as specific aim sharpening image;
Dynamic range adjusts equipment, sharpens equipment with the specific aim and connect, for holding to the specific aim sharpening image received
The adjustment of Mobile state range is handled to extend the dynamic range of the specific aim sharpening image, is obtained and is exported corresponding range extension
Image;
Characteristic differentiation equipment is connect, for most shallow to the depth of field in the range extension images with dynamic range adjustment equipment
Face object execute facial characteristics identification, whether children's face object is belonged to the determination face object;
Wherein, the characteristic differentiation equipment is also connect with the data acquisition equipment, for determining that the face object belongs to
When children's face object, Xiang Suoshu data acquisition equipment sends the first control command, and otherwise, Xiang Suoshu data acquisition equipment is sent
Second control command.
2. exempting from close payment verifying system as described in claim 1, which is characterized in that the system also includes:
WIFI communication equipment is connect, for receiving and transmitting wirelessly the range expander graphs with dynamic range adjustment equipment
Picture.
3. exempting from close payment verifying system as claimed in claim 2, it is characterised in that:
It include image compression unit and wireless transmission unit in the WIFI communication equipment, described image compression unit is for docking
The range extension images received are compressed, and the wireless transmission unit is connect with described image compression unit, for passing through
ZIGBEE wireless communication link sends compressed range extension images.
4. exempting from close payment verifying system as claimed in claim 3, which is characterized in that the system also includes:
Photoflash controller, positioned at the side of dot matrix picture pick-up device, for the opening and closing based on real time environment brightness control flash lamp;
Wherein, the opening and closing based on real time environment brightness control flash lamp includes: when real time environment brightness is less than or equal to predetermined luminance
When threshold value, flash lamp is opened.
5. exempting from close payment verifying system as claimed in claim 4, it is characterised in that:
Opening and closing of the photoflash controller based on real time environment brightness control flash lamp includes: bright greater than presetting when real time environment brightness
When spending threshold value, flash lamp is closed.
6. exempting from close payment verifying system as claimed in claim 5, it is characterised in that:
Opening and closing of the photoflash controller based on real time environment brightness control flash lamp includes: when real time environment brightness is less than or equal in advance
If when luminance threshold, opening flash lamp and according to the flash luminance of real time environment brightness adjustment flash lamp, real time environment brightness is got over
Low, the flash luminance of flash lamp is higher.
7. exempting from close payment verifying system as claimed in claim 6, which is characterized in that the system also includes:
The side of dot matrix picture pick-up device is arranged in GPS positioning device, for providing dot matrix picture pick-up device current GPS location.
8. exempting from close payment verifying system as claimed in claim 7, which is characterized in that the system also includes:
It shows equipment, is connect respectively with dot matrix picture pick-up device and frame per second measuring device, for showing the items of dot matrix picture pick-up device
The work in every parameter of running parameter and frame per second measuring device.
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