CN109034827A - Method of payment, device, wearable device and storage medium - Google Patents

Method of payment, device, wearable device and storage medium Download PDF

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Publication number
CN109034827A
CN109034827A CN201811001246.5A CN201811001246A CN109034827A CN 109034827 A CN109034827 A CN 109034827A CN 201811001246 A CN201811001246 A CN 201811001246A CN 109034827 A CN109034827 A CN 109034827A
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China
Prior art keywords
payment
payment information
information
amount
server
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CN201811001246.5A
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Chinese (zh)
Inventor
魏苏龙
林肇堃
麦绮兰
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Guangdong Oppo Mobile Telecommunications Corp Ltd
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Guangdong Oppo Mobile Telecommunications Corp Ltd
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Priority to CN201811001246.5A priority Critical patent/CN109034827A/en
Publication of CN109034827A publication Critical patent/CN109034827A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • User Interface Of Digital Computer (AREA)

Abstract

The embodiment of the present application discloses a kind of method of payment, device, wearable device and storage medium, this method comprises: passing through bone-conduction speaker when collecting payment information by camera or earphone playing voice payment prompt information;The collected voice data of microphone is obtained, identification is carried out to the voice data and gets paid the amount of money;Payment information and payment amount are sent to server, it is paid for server according to payment information and payment amount, this programme reduces manual operation of the user in payment process, improve the convenience of payment, improve payment efficiency, time, while safety with higher are saved for user.

Description

Method of payment, device, wearable device and storage medium
Technical field
The invention relates to computer technology more particularly to a kind of method of payment, device, wearable device and storages Medium.
Background technique
With the progress for the development and Internet technology for calculating equipment, the interaction between user and smart machine is increasingly Frequently, as watched film, TV play using smart phone, TV programme is watched using smart television, are checked using smartwatch Short message, physical sign parameters etc..
In the prior art, user shopping after need to carry out corresponding payment activity, usually using smart phone into The payment of row barcode scanning, this mode existing defects need to improve.
Summary of the invention
This application provides a kind of method of payment, device, wearable device and storage mediums, reduce user and are paying Manual operation in journey improves payment convenience, improves payment efficiency, saves the time for user, while having higher Safety.
In a first aspect, the embodiment of the present application provides a kind of method of payment, comprising:
When collecting payment information by camera, voice payment prompt letter is played by bone-conduction speaker or earphone Breath;
The collected voice data of microphone is obtained, identification is carried out to the voice data and gets paid the amount of money;
The payment information and the payment amount are sent to server, for server according to the payment information and The payment amount is paid.
Second aspect, the embodiment of the present application also provides a kind of payment mechanisms, comprising:
Cue module, for being played by bone-conduction speaker or earphone when collecting payment information by camera Voice payment prompt information;
Identification module identifies the voice data and is propped up for obtaining the collected voice data of microphone Pay the amount of money;
Sending module, for the payment information and the payment amount to be sent to server, for server according to The payment information and the payment amount are paid.
The third aspect, the embodiment of the present application also provides a kind of wearable devices, comprising: processor, memory and deposits The computer program that can be run on a memory and on a processor is stored up, the processor is realized when executing the computer program Method of payment as described in the embodiment of the present application.
Fourth aspect, the embodiment of the present application also provides a kind of storage medium comprising wearable device executable instruction, The wearable device executable instruction as wearable device processor when being executed for executing described in the embodiment of the present application Method of payment.
In the present solution, playing voice by bone-conduction speaker or earphone when collecting payment information by camera Prompt information is paid, then, obtains the collected voice data of microphone, and the amount of money is got paid by speech recognition, finally, Payment information and payment amount are sent to server together, propped up for server according to payment information and payment amount It pays, reduces manual operation of the user in payment process, improve the convenience of payment, improve payment efficiency, be user Save time, while safety with higher.
Detailed description of the invention
By reading a detailed description of non-restrictive embodiments in the light of the attached drawings below, the application's is other Feature, objects and advantages will become more apparent upon:
Fig. 1 is a kind of flow chart of method of payment provided by the embodiments of the present application;
Fig. 2 is the flow chart of another method of payment provided by the embodiments of the present application;
Fig. 3 is the flow chart of another method of payment provided by the embodiments of the present application;
Fig. 4 is the flow chart of another method of payment provided by the embodiments of the present application;
Fig. 5 is a kind of structural block diagram of payment mechanism provided by the embodiments of the present application;
Fig. 6 is a kind of structural schematic diagram of wearable device provided by the embodiments of the present application;
Fig. 7 is a kind of signal pictorial diagram of wearable device provided by the embodiments of the present application.
Specific embodiment
The application is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched The specific embodiment stated is for explaining the application, rather than the restriction to the application.It also should be noted that for the ease of retouching It states, part relevant to the application is illustrated only in attached drawing rather than entire infrastructure.
Fig. 1 is a kind of flow chart of method of payment provided by the embodiments of the present application, is applicable to complete using wearable device The case where at mobile payment, this method can be executed by wearable device provided by the embodiments of the present application, the wearable device Payment mechanism the mode of software and/or hardware can be used realize, as shown in Figure 1, concrete scheme provided in this embodiment can be with Include:
Step S101, when collecting payment information by camera, voice is played by bone-conduction speaker or earphone Pay prompt information.
Method of payment provided by the embodiments of the present application is applicable to arbitrarily pay scene, such as: it does shopping, transfer accounts and traffic Booking etc..The voice payment function of wearable device can be the automatic opening when collecting payment information, be also possible to adopting User is opened by voice or manual operation control before collecting payment information.For example, wearable device calls camera shooting Or scan image, when collecting payment information, automatically opening voice payment function, and pass through bone-conduction speaker or ear Machine plays voice payment prompt information to user, to prompt user that will have payment task.Wherein, payment information can be understood as It indicates the identification information for needing user to carry out pecuniary exchange, and can be reserved for the buffer area in wearable device.
Illustratively, it does shopping in market when user wears wearable device, when being settled accounts, taking the photograph in wearable device As head scanning simultaneously to multiple image in 2 D code on sales counter, including businessman's public platform two dimensional code and payment two dimensional code, warp Image recognition and analysis are crossed, confirms the payment two dimensional code of businessman, payment information pays two dimensional code at this time, and certain user can also To confirm the payment image in 2 D code of businessman in advance, the image directly is scanned using wearable device, acquires payment information;Or Person, the camera in wearable device take on sales counter be labeled with the image of payee's name and shroff account number after, pass through Image recognition and analysis confirm that the payee's name in image is the businessman, and shroff account number is Merchant ID, at this time payment information That is payee's name and shroff account number.When collecting payment information, voice payment prompt information, the voice just are played to user The content for paying prompt information, for example, it may be " whether currently being paid ".Need user manual in compared with the prior art The scanning function of mobile terminal, and the situation that manual scanning businessman gathering code is paid are opened, the present embodiment utilizes wearable After unlatching voice payment function after equipment automatic collection payment information, or control wearable device unlatching voice payment function certainly Dynamic acquisition payment information, can be omitted the delivery operation of the manual scanning of user, improve payment convenience.
Wherein, it can be switched over according to user preference and user's local environment about the form for playing payment prompt, It specifically can be the environmental information that wearable device presets and detects according to user to automatically switch, be also possible to User voluntarily controls switching, wherein environmental information includes environmental noise loudness.Illustratively, user, which pre-sets, preferentially adopts Voice payment prompt information is played with earphone, when wearable device calls monitoring program to monitor that current environment noise is larger, Osteoacusis prompt modes can be automatically switched to, play voice payment prompt information to user using bone-conduction speaker, it is convenient User clearly hears prompt information.
Step S102, the collected voice data of microphone is obtained, identification is carried out to the voice data and gets paid the amount of money.
After user receives voice payment prompt information, in the case where confirming payment, pass through the language with wearable device Sound interaction, payment amount is transmitted to wearable device, compared with the prior art in need user to be manually entered payment amount Situation further improves the convenience of payment using the voice input amount of money, improves payment efficiency;If user is currently not required to It pays, wearable device identifies that user is intended to, and terminates current delivery operation or closes voice payment function.
Continue taking the above example as an example, after user receives voice payment prompt information " whether currently being paid ", carries out It replys and " confirms payment, payment amount XX ", wearable device identifies the voice data of user, extracts keyword, obtains To payment amount XX;If user replys " not paying ", wearable device can terminate current delivery operation or close voice payment Function.
In addition, it should be noted that, wearable device also has the function of that delay payment or timing are paid, i.e., current When not needing payment, voice payment prompt information is played to user again after delay duration, or when set by user Between open voice payment function, to user play voice payment prompt information.
Example one when wearable device collects payment information, plays voice payment prompt information, but user to user Wish to pay again after 20 minutes, user can reply " paying again after 20 minutes ", wearable device to wearable device By identifying user speech open time delay payment function, at this point, wearable device can choose do not close voice payment function and In payment halted state, it also can choose and close voice payment function, the present embodiment is not especially limited this.Wherein, such as Voice payment function is closed after fruit wearable device open time delay payment function, can directly be weighed according to the prelocalization of working as of user Voice payment function is opened, voice payment prompt information is played to user, is not necessarily to repeated acquisition payment information, acquires and save in advance Payment information in buffer area is still valid.Specifically, the user that delay payment function opens front and back positions there is no variation, Show current gathering businessman there is no variation, just there is no variations for payment information, because without repeated acquisition.
Example two, user are set at 17 points and pay, when the time clock in wearable device monitors that current time is At 17, camera is called to acquire payment information, when collecting payment information, plays voice payment prompt information to user, It takes and obtains user voice data and extract payment amount.
Step S103, payment information and payment amount are sent to server, for server according to payment information and branch The amount of money is paid to be paid.
After wearable device obtains payment information and payment amount, it is just sent to server, is completed by server subsequent Delivery operation.Wherein, server obtained in advance user payment account information and automatic payment authorization, and can guarantee to use The safety of family payment, the present embodiment are not discussed in detail this.
The present embodiment is based on wearable device, completes to be operated manually without user to payment from payment is opened, real The intelligence payment for having showed voice control, improves the convenience and payment efficiency of payment;Meanwhile voice-based uniqueness is special Point ensure that fund security and the safety of payment of user by identifying that the voice of user extracts payment amount, can be to avoid It is maliciously paid caused by the input of non-user voice.Also, intelligent payment is carried out using wearable device, use can be cut down The power consumption of mobile terminal is reduced to the dependence of mobile terminal in family, improves the cruise duration of mobile terminal.
Optionally, payment information includes at least one of bank card account, two dimensional code or bar code;By payment information and Payment amount be sent to server include: by the interface of bank application or third party application by payment information and Payment amount is sent to corresponding server.
It can choose different communication modes according to the difference of payment information, between wearable device and server.Specifically , when the payment information that wearable device is got is the bank card account or the corresponding two dimensional code of bank gathering of beneficiary When with bar code, then payment information and payment amount are sent to by corresponding server by the interface of bank application, taken Business device obtains the payment account information of user, is automatically performed payment, wherein being not necessarily to the intervention of third-party application;Work as wearable device The payment information got is example when including collecting account information and the two dimensional code or bar code for relying on third-party application Such as, the payment two dimensional code or bar code for relying on the various public platforms such as Baidu, wechat and Alipay, then pass through third-party application Payment information and payment amount are sent to corresponding server by the interface of program, to complete automatic payment.
After automatic payment is completed, server can return to the Transaction Information that payment is completed, wearing to wearable device Formula equipment saves the Transaction Information and is played by bone-conduction speaker or earphone to user, to prompt user's payment complete At.
As shown in the above, it in the present solution, when collecting payment information by camera, can be raised by osteoacusis Sound device or earphone play voice payment prompt information, and the interaction based on user and wearable device gets paid the amount of money, finally, will Payment information and payment amount are sent to server together, and server is paid automatically according to payment information and payment amount, Reduce manual operation of the user in payment process, for example, manual scanning businessman collect money code, be manually entered the amount of money etc., improve The convenience of payment, improves payment efficiency, saves time, while safety with higher for user;Also, it utilizes and wears It wears formula equipment replacement mobile terminal and carries out intelligent payment, user can be cut down to the dependence of mobile terminal, reduced mobile whole The power consumption at end improves the cruise duration of mobile terminal.
In a possible embodiment, the content of payment information is identified, to determine if comprising pre-paid The amount of money, wherein the pre-paid amount of money is the amount of money for paying user that payment information includes, such as in the post stand in market It is provided with a two dimensional code while being provided with the payment information that the amount of money is digital (such as 200), then acquires in camera below two dimensional code In other than the pay content (the corresponding businessman of two dimensional code) for transferring accounts, further comprise and need the pre-paid amount of money that pays, this When, then after obtaining the voice data of microphone acquisition, to the obtained payment amount of identification voice data and the pre-paid amount of money into Row compares, if compared unanimously, directly carries out payment movement (payment information and payment amount are sent to server), optional , it can also be and use non-comparison but directly the voice data got is identified and completes to prop up in a manner of verifying Movement is paid, illustratively, when payment information includes the pre-paid amount of money, the voice data of the capable of emitting confirmation payment of user, when right Voice data obtains preset instructions (such as identifying the language and characters instruction of " confirmation payment ") after being identified when, directly propped up Movement is paid, i.e., payment information and payment amount are sent to server, it, can be straight as a result, when payment information includes payment amount The verifying for being made whether payment is connect, the voice data comprising payment amount is issued again without user, improves payment efficiency, letter The process step of payment is changed.
Fig. 2 is the flow chart of another method of payment provided by the embodiments of the present application, optionally, by payment information and branch It pays the amount of money to be sent to before server, further includes: carry out Application on Voiceprint Recognition verifying to the voice data of acquisition;Correspondingly, will payment If it includes: that Application on Voiceprint Recognition is proved to be successful that information and payment amount, which are sent to server, payment information and payment amount are sent out It send to server.As shown in Fig. 2, technical solution provided in this embodiment may include:
Step S201, when collecting payment information by camera, voice is played by bone-conduction speaker or earphone Pay prompt information.
Step S202, the collected voice data of microphone is obtained, Application on Voiceprint Recognition verifying is carried out to the voice data of acquisition.
It should be noted that guarantee secure payment, during realizing intelligence payment using wearable device, any The settable verification operation of one link.
In one embodiment, the received pronunciation of user has been stored in advance in wearable device, when the voice for obtaining user It, can by confirming currently whether be user for example, carrying out similarity calculation with the comparison of the vocal print of received pronunciation after data With the delivery operation for effectivelying prevent non-user to carry out, the property loss of user is avoided.If Application on Voiceprint Recognition is verified, really Recognizing is user, thens follow the steps S204, continues current delivery operation;If authentication failed, illustrate current and non-user sheet People thens follow the steps S203, terminates current delivery operation, without extracting payment amount from user voice data.
Step S203, terminate current delivery operation.
When terminating current delivery operation, it can also send what payment terminated to user by bone-conduction speaker or earphone Notification information.
Step S204, identification is carried out to the voice data of acquisition and gets paid the amount of money.
After Application on Voiceprint Recognition is verified, the voice data for identifying user can be continued, therefrom extract payment amount.It needs Illustrate, step S202 and step S204 has no determining execution logic and limits in the present embodiment, it can first carries out step S202 carries out Application on Voiceprint Recognition verifying, then executes step S204 and get paid the amount of money;Step S204 can also be first carried out to get paid The amount of money, then execute step S202 and carry out Application on Voiceprint Recognition verifying;It can also be that Application on Voiceprint Recognition verifying is held simultaneously with payment amount is extracted Row.As an example, first carrying out step S202 in this programme, then step S204 is executed, but the limit to the present embodiment should not be caused It is fixed.
Step S205, payment information and payment amount are sent to server, for server according to payment information and branch The amount of money is paid to be paid.
Payment amount is identified after being verified if it is Application on Voiceprint Recognition, then payment information can directly be sent out with payment amount It send to server;Application on Voiceprint Recognition verifying is carried out again after extracting payment amount if it is identification, only the case where being verified Under, payment information and payment amount are sent to server;If Application on Voiceprint Recognition verifying is performed simultaneously with payment amount is extracted, Payment information and payment amount are retransmited to server after needing verification result to determine.
It can be seen from the above, in this programme before payment information and payment amount are sent to server, to the language of acquisition Sound data carry out Application on Voiceprint Recognition verifying, confirm user identity, if Application on Voiceprint Recognition is proved to be successful, by payment information and payment gold Volume is sent to server, it is ensured that current delivery operation is executed under the voice control of user, has ensured the property of user Safety, ensure that payment safety.
Fig. 3 is the flow chart of another method of payment provided by the embodiments of the present application, optionally, voice payment prompt information Including the identifying code generated at random, correspondingly, before payment information and payment amount are sent to server, further includes: really Determine in voice data whether include and the consistent character content of identifying code;Correspondingly, payment information and payment amount are sent to Server includes: that payment information and payment amount are then sent to server if there is consistent character content.Optionally, Before collecting payment information by camera, further includes: Application on Voiceprint Recognition verifying is carried out to the voice data detected, if It is verified, then opens camera and carry out Image Acquisition, camera is integrated in wearable device, and wearable device includes intelligence Glasses.As shown in figure 3, technical solution provided in this embodiment may include:
Step S301, Application on Voiceprint Recognition verifying is carried out to the voice data detected.
In one embodiment, before wearable device acquires payment information by camera, it is provided with Application on Voiceprint Recognition Verifying, needs for currently detected voice data to be compared with pre-stored user's specification voice, if the two is similar Degree meets threshold requirement, then Application on Voiceprint Recognition is verified, and continues to execute step S302, opens camera and carries out Image Acquisition, no S303 is thened follow the steps, current delivery operation is terminated.
Application on Voiceprint Recognition verifying is carried out before acquiring payment information, it is ensured that only wear wearable set in user Mobile payment is carried out in the case where standby, it is same to play safe effect of guaranteeing payment.
Step S302, camera progress Image Acquisition is opened to pass when collecting payment information by camera by bone It leads loudspeaker or earphone plays voice payment prompt information, wherein voice payment prompt information includes the identifying code generated at random.
Wherein, camera is integrated in wearable device, and wearable device includes intelligent glasses.
In one embodiment, the consistency checking based on the identifying code generated at random, its role is to: on the one hand show Current payment is not belonging to malice delivery operation, such as the invalid delivery operation of non-genuine payment purpose;On the other hand can be used for testing Card user has had successfully received voice payment prompt information, avoids paying caused by the functional fault because of wearable device abnormal existing As, such as without normal direction user broadcasting voice payment prompt information, it is just unable to get payment amount, thus cause payment abnormal.It tests The content for demonstrate,proving code can be including at least any one in text, number, English alphabet and symbol logo, and the character of identifying code is long Degree can also be configured according to user demand.
Step S303, terminate current delivery operation.
Step S304, the collected voice data of microphone is obtained, determines whether include and test in the voice data of acquisition Demonstrate,prove the consistent character content of code.
If include in voice data with the consistent character of identifying code, then follow the steps S305 extract payment amount, if It does not include that then return step S303 terminates current delivery operation.Illustratively, the voice payment that wearable device is played to user The content of identifying code is asd123 in prompt information, when user replys, is also required to include completely asd123, table in voice data Bright current payment is the delivery operation of user demand and user has had successfully received payment prompt, and the verification operation based on identifying code is It can pass through, and then identify the payment amount extracted in user speech.
In addition, if after user receives voice payment prompt information, within a preset time, such as 30 seconds, do not appointed What is replied, and wearable device, which also can choose, to be terminated current delivery operation or close voice payment function, saves its system function Consumption.
Step S305, identification is carried out to the voice data of acquisition and gets paid the amount of money.
It should be noted that step S304 and step S305 has no determining execution logic restriction in the present embodiment To first carry out step S304, then execute step S305;Step S305 can also be first carried out, then executes step S305;It can also be It is performed simultaneously based on the consistency checking of identifying code with payment amount is extracted, as an example, first carrying out step S304 in this programme, Step S305 is executed again, but should not cause the restriction to the present embodiment.
Step S306, payment information and payment amount are sent to server, for server according to payment information and branch The amount of money is paid to be paid.
Sequence is executed with any of payment amount is extracted for the consistency checking based on identifying code, is only received in user When there is character content consistent with identifying code in the voice data replied after voice payment prompt information, wearable device will be propped up It pays information and payment amount is sent to server.
It can be seen from the above, in this programme before collecting payment information by camera, to the voice data detected Application on Voiceprint Recognition verifying is carried out, if the verification passes, then camera is opened and carries out Image Acquisition, obtain payment information, ensure that only Have and carry out intelligentized mobile payment in the case where user wears wearable device, ensure that safety of payment;Meanwhile when When collecting payment information, includes the identifying code generated at random into the voice payment prompt information of user's broadcasting, work as user When including character content consistent with identifying code in the voice data of reply, wearable device just can be by payment information and payment The amount of money is sent to server, ensure that the validity of mobile payment, avoids frequent malice delivery operation, such as non-genuine branch Invalid delivery operation of purpose etc. is paid, can also avoid paying abnormal phenomenon caused by the functional fault because of wearable device;When with Do not include when not replied with the consistent character content of identifying code or user in the voice data that family is replied, it is wearable to set It is standby to terminate current delivery operation in time or close voice payment function, its system power dissipation can also be saved.
Fig. 4 is that the flow chart of another method of payment provided by the embodiments of the present application is optionally acquired by camera To before payment information, further includes: the sensing data for obtaining sensor acquisition is opened if sensing data meets preset condition It opens camera and carries out Image Acquisition, wherein for sensor integration in wearable device, sensor includes acceleration transducer, top At least one of spiral shell instrument sensor and pressure sensor.Optionally, it after collecting payment information by camera, also wraps It includes: payment information is identified, generated according to recognition result and show payment interface, wherein payment interface is shown in wearing In the display unit of formula integration of equipments, wearable device includes intelligent glasses.As shown in figure 4, technical side provided in this embodiment Case may include:
Step S401, the sensing data of sensor acquisition is obtained, and judges whether the sensing data obtained meets default item Part.
Wherein, for sensor integration in wearable device, sensor includes acceleration transducer, gyro sensor and pressure At least one of force snesor.Preset condition be used to judge sensing data that wearable device currently obtains with it is pre-stored Matching degree between standard sensing data.When wearable device passes through shaking, touching or pressing wearable device in response to user Operation, obtain sensing data, and be based on matching algorithm, calculate the sensing data that currently obtains and pre-stored standard senses Matching degree between data.If the sensing data that matching degree within a preset range, i.e., currently obtains meets preset condition, then hold Row step S403 opens camera and carries out Image Acquisition, no to then follow the steps S402, terminates current delivery operation.
Specifically, including angle and the direction for shaking operation in standard sensing data, touch position, the dynamics of operation are touched With the dynamics of number and pressing operation and duration etc..When user executes any one of the operations such as shaking, touching and pressing behaviour When making, wearable device is primarily based on the data type in the sensing data currently obtained and determines user's operation type, then counts Calculate the matching degree between the standard sensing data under respective operations type and the sensing data currently obtained.Matching degree can foundation Error amount between the sensing data currently obtained and standard sensing data determines that error amount is smaller, then matching degree is higher.Pass through Judge obtain sensing data whether meet preset condition, it is determined whether open camera carry out Image Acquisition, can to avoid with Family maloperation triggers the voice payment function of wearable device, while saving the system power dissipation of wearable device.
Step S402, terminate current delivery operation.
Step S403, camera progress Image Acquisition is opened to pass when collecting payment information by camera by bone It leads loudspeaker or earphone plays voice payment prompt information.
Step S404, the payment information of acquisition is identified, is generated according to recognition result and shows payment interface.
In one embodiment, payment interface is shown in the integrated display unit of wearable device, wearable device packet Include intelligent glasses.The identification of payment information is used to judge whether current delivery operation is effective delivery operation.If identification is sentenced Disconnected current delivery operation out is the effective delivery operation for meeting user and paying demand, then generates payment interface simultaneously according to payment information It is shown;If it is effective delivery operation that identification, which judges current delivery operation not, terminate current delivery operation or pass Close voice payment function.
Wherein, to the identification of payment information, it can specifically be realized, can also be passed through by judging the authenticity of payment information Judge that the associated merchandise news of payment information is realized.Illustratively, after user receives voice payment prompt information, if identified Into payment information, shroff account number and payee name are inconsistent, i.e. the confidence level of payment information is lower, and current delivery operation is not Belong to effective delivery operation;If identifying that payment information simply corresponds to the payment information of a certain commodity, and not businessman Aggregate payment information, do not meet the payment demand of user, current delivery operation is also not belonging to effective delivery operation.Meanwhile also The validity of current delivery operation, example can be judged in conjunction with wearable device residence time on the corresponding image of payment information Such as, the payment information of acquisition simply corresponds to the payment information of a certain commodity, and wearable device is in the payment information pair The residence time is very short on the image answered, then can determine that user does not pay intention, current delivery operation is not belonging to effectively prop up Operation is paid, but if wearable device residence time on the corresponding image of the payment information is longer, it is determined that user has payment It is intended to, current delivery operation belongs to effective delivery operation.
In addition, payment interface display can in order to user it is clear check payment information, to current delivery operation It further confirms that.Illustratively, if the payment information of acquisition is the bank card account of beneficiary, payment interface can be at least Show the bank card account information;If the payment information of acquisition is the two dimensional code or bar code for including collecting account information, At least two dimensional code or the corresponding account information of bar code can be shown in payment interface by image recognition and conversion, for Family is checked.
Step S405, the collected voice data of microphone is obtained, identification is carried out to the voice data and gets paid the amount of money.
After user receives voice payment prompt information and sees payment interface, the speech answering about payment amount is carried out, Wearable device identifies the voice data of acquisition, extracts payment amount.
Step S406, payment information and payment amount are sent to server, for server according to payment information and branch The amount of money is paid to be paid.
Continue taking the above example as an example, after obtaining payment amount, payment information can be shown together with payment amount In payment interface, after user's confirmation, it is sent to server, to complete automatic payment.
It can be seen from the above, obtaining the biography of sensor acquisition in this programme before collecting payment information by camera Feel data, if sensing data meets preset condition, opens camera and carry out Image Acquisition, obtain payment information, avoid The voice payment function of wearable device is triggered due to user misoperation, while saving the system power dissipation of wearable device; After collecting payment information and issuing voice payment prompt information, payment information is identified, it can be determined that current branch Pay whether operation is the effective delivery operation for meeting user and paying demand;Payment interface is generated and shown according to recognition result, it can To facilitate user to check the relevant information currently traded, safety of payment is further ensured.
Fig. 5 is a kind of structural block diagram of payment mechanism provided by the embodiments of the present application, and the device is for executing above-mentioned implementation The method of payment that example provides, has the corresponding functional module of execution method and beneficial effect.As shown in figure 5, the device specifically wraps It includes: cue module 101, identification module 102 and sending module 103, wherein
Cue module 101, for being broadcast by bone-conduction speaker or earphone when collecting payment information by camera Put voice payment prompt information;
Identification module 102 identify to the voice data of acquisition for obtaining the collected voice data of microphone To payment amount;
Sending module 103, for payment information and payment amount to be sent to server, for server according to disbursement letter Breath and payment amount are paid.
On the basis of the above embodiments, the device further include: speech verification module 104, to the voice data of acquisition into The verifying of row Application on Voiceprint Recognition.
Correspondingly, sending module 103 is specifically used for: if Application on Voiceprint Recognition is proved to be successful, by payment information and payment gold Volume is sent to server.
In a possible embodiment, payment information includes at least one in bank card account, two dimensional code or bar code Kind, correspondingly, sending module 103 is specifically used for:
Payment information and payment amount are sent to pair by the interface of bank application or third party application The server answered.
In a possible embodiment, voice payment prompt information includes the identifying code generated at random, correspondingly, the dress It sets further include:
Identifying code determining module 105, for determine obtain voice data in whether comprising and the consistent character of identifying code Content;
Correspondingly, sending module 103 is specifically used for:
If there is consistent character content, then payment information and payment amount are sent to server.
In a possible embodiment, the device further include: the first acquisition authentication module 106, for detecting Voice data carries out Application on Voiceprint Recognition verifying, if the verification passes, then opens camera and carries out Image Acquisition, wherein camera collection At in wearable device, wearable device includes intelligent glasses.
In a possible embodiment, the device further include: the second acquisition authentication module 107, for obtaining sensor The sensing data of acquisition opens camera and carries out Image Acquisition, wherein sensor if sensing data meets preset condition It is integrated in wearable device, sensor includes at least one in acceleration transducer, gyro sensor and pressure sensor Kind.
In a possible embodiment, device further include: display module 108, the payment for being acquired to camera Information is identified, is generated according to recognition result and is shown payment interface, wherein it is integrated that payment interface is shown in wearable device Display unit in, wearable device includes intelligent glasses.
In a possible embodiment, the identification module 102 is also used to: being known to the content of the payment information Not, it if recognizing the payment information includes the pre-paid amount of money, generates the voice prompting comprising the pre-paid amount of money and believes Breath;The identifying code determining module 105 is also used to: to the pre-paid amount of money with whether payment amount consistent verifies, if tested It demonstrate,proves successfully, then sending module 103 is used to the payment information and the payment amount being sent to server.
The present embodiment provides a kind of wearable device on the basis of the various embodiments described above, and Fig. 6 is the embodiment of the present application A kind of structural schematic diagram of the wearable device provided, Fig. 7 is a kind of signal of wearable device provided by the embodiments of the present application Pictorial diagram.As shown in Figure 6 and Figure 7, which includes: memory 201, processor (Central Processing Unit, CPU) 202, display unit 203, touch panel 204, heart rate detection mould group 205, range sensor 206, camera 207, Bone-conduction speaker 208, microphone 209, breath light 210, these components pass through one or more communication bus or signal wire 211 To communicate.
It should be understood that illustrating the example that wearable device is only wearable device, and wearable device It can have than shown in the drawings more or less component, can combine two or more components, or can be with It is configured with different components.Various parts shown in the drawings can include one or more signal processings and/or dedicated It is realized in the combination of hardware, software or hardware and software including integrated circuit.
Below just it is provided in this embodiment for payment wearable device be described in detail, the wearable device with For intelligent glasses.
Memory 201, the memory 201 can be accessed by CPU202, and the memory 201 may include that high speed is random Access memory, can also include nonvolatile memory, for example, one or more disk memory, flush memory device or its His volatile solid-state part.
Display unit 203, can be used for the operation and control interface of display image data and operating system, and display unit 203 is embedded in In the frame of intelligent glasses, frame is internally provided with inner transmission lines 211, the inner transmission lines 211 and display unit 203 connections.
The outside of at least one intelligent glasses temple is arranged in touch panel 204, the touch panel 204, for obtaining touching Data are touched, touch panel 204 is connected by inner transmission lines 211 with CPU202.Wherein, touch panel 204 can detect user Finger sliding, clicking operation, and accordingly the data detected be transmitted to processor 202 handled it is corresponding to generate Control instruction, illustratively, can be left shift instruction, right shift instruction, move up instruction, move down instruction etc..Illustratively, display unit Part 203 can video-stream processor 202 transmit virtual image data, which can be accordingly according to touch panel 204 The user's operation that detects carries out corresponding change, specifically, can be carry out screen switching, when detecting left shift instruction or move to right Switch upper one or next virtual image picture after instruction accordingly;It, should when display unit 203 shows video playing information Left shift instruction, which can be, plays out playbacking for content, and right shift instruction can be the F.F. for playing out content;Work as display unit 203 displays are when being editable word content, and the left shift instruction, right shift instruction move up instruction, move down instruction and can be to cursor Displacement operation, i.e. the position of cursor can move the touch operation of touch tablet according to user;When display unit 203 is aobvious When the content shown is game animation picture, the left shift instruction, right shift instruction move up instruction, move down instruction and can be in game Object controlled, in machine game like flying, can by the left shift instruction, right shift instruction, move up instruction, move down instruction control respectively The heading of aircraft processed;When display unit 203 can show the video pictures of different channel, the left shift instruction, right shift instruction, Move up instruction, move down instruction and can carry out the switching of different channel, wherein move up instruction and move down instruction can be to switch to it is preset Channel (the common channel that such as user uses);When display unit 203 show static images when, the left shift instruction, right shift instruction, on It moves instruction, move down the switching that instructs and can carry out between different pictures, wherein left shift instruction can be to switch to a width picture, Right shift instruction, which can be, switches to next width figure, and an atlas can be to switch to by moving up instruction, and moving down instruction can be switching To next atlas.The touch panel 204 can also be used to control the display switch of display unit 203, illustratively, work as length When pressing 204 touch area of touch panel, display unit 203, which is powered, shows graphic interface, presses touch panel 204 when long again When touch area, display unit 203 power off, when display unit 203 be powered after, can by touch panel 204 carry out upper cunning and Operation glide to adjust the brightness or resolution ratio that show image in display unit 203.
Heart rate detection mould group 205, for measuring the heart rate data of user, heart rate refers to beats per minute, the heart rate Mould group 205 is detected to be arranged on the inside of temple.Specifically, the heart rate detection mould group 205 can be in such a way that electric pulse measures Human body electrocardio data are obtained using stemness electrode, heart rate size is determined according to the amplitude peak in electrocardiogram (ECG) data;The heart rate detection Mould group 205 can also be by being formed using the light transmitting and light receiver of photoelectric method measurement heart rate, correspondingly, the heart rate is examined Mould group 205 is surveyed to be arranged at temple bottom, the ear-lobe of human body auricle.Heart rate detection mould group 205 can phase after collecting heart rate data The progress data processing in processor 202 that is sent to answered has obtained the current heart rate value of wearer, in one embodiment, processing Device 202, can be by the heart rate value real-time display in display unit 203 after determining the heart rate value of user, optional processor 202 are determining that heart rate value lower (such as less than 50) or higher (such as larger than 100) can trigger alarm accordingly, while by the heart Rate value and/or the warning message of generation are sent to server by communication module.
Range sensor 206, may be provided on frame, the distance which is used to incude face to frame, The realization of infrared induction principle can be used in the range sensor 206.Specifically, the range sensor 206 is by the range data of acquisition It is sent to processor 202, data control the bright dark of display unit 203 to processor 202 according to this distance.Illustratively, work as determination When the collected distance of range sensor 206 is less than 5 centimetres out, the corresponding control display unit 203 of processor 202, which is in, to be lighted State, when determine range sensor be detected with object close to when, it is corresponding control display unit 204 and be in close shape State.
In addition, other kinds of sensor can also be arranged on the frame of intelligent glasses, following one is included at least: accelerating Sensor, gyro sensor and pressure sensor are spent, for detecting user's shaking, touching or the operation of pressing intelligent glasses, And sensing data is sent to CPU202, with it is determined whether to enable cameras 207 to carry out Image Acquisition.It should be appreciated that this is not Restriction to the present embodiment.
Breath light 210 may be provided at the edge of frame, when display unit 203 closes display picture, the breath light 210 It can be lighted according to the control of processor 202 in the bright dark effect of gradual change.
Camera 207 can be the position that the upper side frame of frame is arranged in, and acquire the proactive of the image data in front of user As module, the rear photographing module of user eyeball information can also be acquired, is also possible to the combination of the two.Specifically, camera 207 When acquiring forward image, the image of acquisition is sent to the identification of processor 202, processing, and trigger accordingly according to recognition result Trigger event.Illustratively, when user wears the wearable device at home, by being identified to the forward image of acquisition, If recognizing article of furniture, corresponding inquiry whether there is corresponding control event, if it is present accordingly by the control The corresponding control interface of event processed is shown in display unit 203, and user can carry out corresponding furniture object by touch panel 204 The control of product, wherein the article of furniture and intelligent glasses are connected to the network by bluetooth or wireless self-networking;When user is at family When outer wearing wearable device, target identification mode can be opened accordingly, which can be used to identify specific people, The image of acquisition is sent to processor 202 and carries out recognition of face processing by camera 207, if recognizing the default people of setting Face, the then loudspeaker that can be integrated accordingly by intelligent glasses carry out sound casting, which can be also used for knowing Not different plants, for example, processor 202 acquired according to the touch operation of touch panel 204 with recording camera 207 it is current Image is simultaneously sent to server by communication module to be identified, server identify to the plant in acquisition image simultaneously anti- It presents relevant botanical name, introduce to intelligent glasses, and feedback data is shown in display unit 203.Camera 207 may be used also To be the image for acquiring user's eye such as eyeball, different control instructions is generated by the identification of the rotation to eyeball, is shown Example property, control instruction is moved up as eyeball is rotated up generation, eyeball rotates down generation and moves down control instruction, and eyeball is turned left Dynamic generation moves to left control instruction, and the eyeball generation that turns right moves to right control instruction, wherein qualified, display unit 203 can show place Manage the virtual image data that device 202 transmits, the user eyeball which can detect according to camera 207 accordingly Mobile variation generate control instruction and change, specifically, can be carry out screen switching, move to left control instruction when detecting Or switch upper one or next virtual image picture accordingly after moving to right control instruction;When display unit 203 shows that video is broadcast When putting information, this, which moves to left control instruction and can be, plays out playbacking for content, moves to right in control instruction can be and play out The F.F. of appearance;When display unit 203 display be editable word content when, this move to left control instruction, move to right control instruction, on Control instruction is moved, control instruction is moved down and can be displacement operation to cursor, is i.e. the position of cursor can be according to user to touch tablet Touch operation and moved;When display unit 203 show content be game animation picture when, this move to left control instruction, Control instruction is moved to right, control instruction is moved up, moves down control instruction and can be the object in game is controlled, machine game like flying In, control instruction can be moved to left by this, moved to right control instruction, moved up control instruction, moving down control instruction and control aircraft respectively Heading;When display unit 203 can show the video pictures of different channel, this move to left control instruction, move to right control instruction, Control instruction is moved up, control instruction is moved down and can carry out the switching of different channel, wherein moves up control instruction and moves down control instruction Pre-set channel (the common channel that such as user uses) can be to switch to;When display unit 203 shows static images, this is moved to left Control instruction moves to right control instruction, moves up control instruction, moving down control instruction and can carry out switching between different pictures, wherein A width picture can be to switch to by moving to left control instruction, moved to right control instruction and be can be and switch to next width figure, and control is moved up Instruction can be to switch to an atlas, move down control instruction and can be and switch to next atlas.
The inner wall side of at least one temple is arranged in bone-conduction speaker 208, bone-conduction speaker 208, for that will receive To processor 202 send audio signal be converted to vibration signal.Wherein, sound is passed through skull by bone-conduction speaker 208 It is transferred to human body inner ear, is transmitted in skull cochlea by the way that the electric signal of audio is changed into vibration signal, then by auditory nerve It is perceived.Reduce hardware configuration thickness as sounding device by bone-conduction speaker 208, weight is lighter, while without electromagnetism Radiation will not be influenced by electromagnetic radiation, and have antinoise, waterproof and liberation ears a little.
Microphone 209, may be provided on the lower frame of frame, for acquiring external (user, environment) sound and being transmitted to Processor 202 is handled.Illustratively, the sound that microphone 209 issues user be acquired and pass through processor 202 into Row Application on Voiceprint Recognition can receive subsequent voice control, specifically, user if being identified as the vocal print of certification user accordingly Collected voice is sent to processor 202 and identified according to recognition result generation pair by capable of emitting voice, microphone 209 The control instruction answered, such as " booting ", " shutdown ", " promoting display brightness ", " reducing display brightness ", the subsequent basis of processor 202 The control instruction of the generation executes corresponding control processing.
The executable present invention of the payment mechanism and wearable device of the wearable device provided in above-described embodiment is any real The method of payment for applying wearable device provided by example has and executes the corresponding functional module of this method and beneficial effect.Do not exist The technical detail of detailed description in above-described embodiment, reference can be made to the payment of wearable device provided by any embodiment of the invention Method.
The embodiment of the present application also provides a kind of storage medium comprising wearable device executable instruction, described wearable to set Standby executable instruction is used to execute a kind of method of payment when being executed by wearable device processor, this method comprises:
When collecting payment information by camera, voice payment prompt letter is played by bone-conduction speaker or earphone Breath;
The collected voice data of microphone is obtained, identification is carried out to the voice data and gets paid the amount of money;
Payment information and payment amount are sent to server, carried out for server according to payment information and payment amount Payment.
In a possible embodiment, before payment information and payment amount are sent to server, further includes:
Application on Voiceprint Recognition verifying is carried out to voice data;
Correspondingly, payment information and payment amount are sent to server including:
If Application on Voiceprint Recognition is proved to be successful, payment information and payment amount are sent to server.
In a possible embodiment, payment information includes at least one in bank card account, two dimensional code or bar code Kind, payment information and payment amount, which are sent to server, includes:
Payment information and payment amount are sent to pair by the interface of bank application or third party application The server answered.
In a possible embodiment, voice payment prompt information includes the identifying code generated at random, correspondingly, will Payment information and payment amount are sent to before server, further includes:
Determine in voice data whether comprising and the consistent character content of identifying code;
Correspondingly, payment information and payment amount are sent to server including:
If there is consistent character content, then payment information and payment amount are sent to server.
In a possible embodiment, before collecting payment information by camera, further includes:
Application on Voiceprint Recognition verifying is carried out to the voice data detected, if the verification passes, then camera is opened and carries out image Acquisition, wherein camera is integrated in wearable device, and wearable device includes intelligent glasses.
In a possible embodiment, before collecting payment information by camera, further includes:
The sensing data for obtaining sensor acquisition opens camera and carries out figure if sensing data meets preset condition As acquisition, for sensor integration in wearable device, sensor includes acceleration transducer, gyro sensor and pressure sensing At least one of device.
In a possible embodiment, after collecting payment information by camera, further includes:
Payment information is identified, generated according to recognition result and shows payment interface, wherein payment interface is shown in In the integrated display unit of wearable device, wearable device includes intelligent glasses.
In a possible embodiment, after collecting payment information by camera, further includes:
The content of the payment information is identified, if recognizing the payment information includes the pre-paid amount of money, Generate the speech prompt information comprising the pre-paid amount of money;
The payment information and the payment amount are sent to server include: correspondingly, described
If the pre-paid amount of money is consistent with the payment amount, the payment information and the payment amount are sent out It send to server.
Storage medium --- any various types of memory devices or storage equipment.Term " storage medium " is intended to wrap It includes: install medium, such as CD-ROM, floppy disk or magnetic tape equipment;Computer system memory or random access memory, such as DRAM, DDR RAM, SRAM, EDO RAM, blue Bath (Rambus) RAM etc.;Nonvolatile memory, such as flash memory, magnetic medium (such as hard disk or optical storage);Register or the memory component of other similar types etc..Storage medium can further include other Memory of type or combinations thereof.In addition, storage medium can be located at program in the first computer system being wherein performed, Or can be located in different second computer systems, second computer system is connected to the by network (such as internet) One computer system.Second computer system can provide program instruction to the first computer for executing." storage is situated between term Matter " may include may reside in different location (such as by network connection different computer systems in) two or More storage mediums.Storage medium can store the program instruction that can be performed by one or more processors and (such as implement For computer program).
Certainly, a kind of storage medium comprising computer executable instructions, computer provided by the embodiment of the present application The method of payment operation that executable instruction is not limited to the described above, can also be performed payment provided by any embodiment of the invention Relevant operation in method.
Note that the above is only a better embodiment of the present invention and the applied technical principle.It will be appreciated by those skilled in the art that The invention is not limited to the specific embodiments described herein, be able to carry out for a person skilled in the art it is various it is apparent variation, It readjusts and substitutes without departing from protection scope of the present invention.Therefore, although being carried out by above embodiments to the present invention It is described in further detail, but the present invention is not limited to the above embodiments only, without departing from the inventive concept, also It may include more other equivalent embodiments, and the scope of the invention is determined by the scope of the appended claims.

Claims (10)

1. method of payment characterized by comprising
When collecting payment information by camera, voice payment prompt information is played by bone-conduction speaker or earphone;
The collected voice data of microphone is obtained, identification is carried out to the voice data and gets paid the amount of money;
The payment information and the payment amount are sent to server, for server according to the payment information and described Payment amount is paid.
2. the method according to claim 1, wherein the payment information and the payment amount are sent out described It send to before server, further includes:
Application on Voiceprint Recognition verifying is carried out to the voice data;
The payment information and the payment amount are sent to server include: correspondingly, described
If Application on Voiceprint Recognition is proved to be successful, the payment information and the payment amount are sent to server.
3. according to the method described in claim 2, it is characterized in that, the payment information include bank card account, two dimensional code or At least one of bar code, it is described the payment information and the payment amount are sent to server to include:
The payment information and the payment amount are sent by the interface of bank application or third party application To corresponding server.
4. the method according to claim 1, wherein the voice payment prompt information includes testing of generating at random Demonstrate,prove code, correspondingly, it is described the payment information and the payment amount are sent to server before, further includes:
Determine in the voice data whether include and the consistent character content of the identifying code;
The payment information and the payment amount are sent to server include: correspondingly, described
If there is consistent character content, then the payment information and the payment amount are sent to server.
5. according to the method described in claim 4, it is characterized in that, also being wrapped before collecting payment information by camera It includes:
Application on Voiceprint Recognition verifying is carried out to the voice data detected, if the verification passes, then camera is opened and carries out Image Acquisition, The camera is integrated in wearable device, and the wearable device includes intelligent glasses.
6. method according to any of claims 1-4, which is characterized in that collecting payment information by camera Before, further includes:
The sensing data for obtaining sensor acquisition opens camera and carries out figure if the sensing data meets preset condition As acquisition, the sensor integration in wearable device, the sensor include acceleration transducer, gyro sensor and At least one of pressure sensor.
7. the method according to claim 1, wherein also being wrapped after collecting payment information by camera It includes:
The content of the payment information is identified, if recognizing the payment information includes the pre-paid amount of money, is generated Speech prompt information comprising the pre-paid amount of money;
The payment information and the payment amount are sent to server include: correspondingly, described
If the pre-paid amount of money is consistent with the payment amount, the payment information and the payment amount are sent to Server.
8. payment mechanism characterized by comprising
Cue module, for playing voice by bone-conduction speaker or earphone when collecting payment information by camera Pay prompt information;
Identification module carries out identification to the voice data and gets paid gold for obtaining the collected voice data of microphone Volume;
Sending module, for the payment information and the payment amount to be sent to server, for server according to Payment information and the payment amount are paid.
9. a kind of wearable device, comprising: processor, memory and storage can be run on a memory and on a processor Computer program, which is characterized in that the processor is realized when executing the computer program such as any one of claim 1-7 The method of payment.
10. a kind of storage medium comprising wearable device executable instruction, which is characterized in that the wearable device is executable Instruction by wearable device processor when being executed for executing such as method of payment of any of claims 1-7.
CN201811001246.5A 2018-08-30 2018-08-30 Method of payment, device, wearable device and storage medium Pending CN109034827A (en)

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