CN108629586A - Payment verification method, equipment and computer readable storage medium - Google Patents
Payment verification method, equipment and computer readable storage medium Download PDFInfo
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- CN108629586A CN108629586A CN201810424408.XA CN201810424408A CN108629586A CN 108629586 A CN108629586 A CN 108629586A CN 201810424408 A CN201810424408 A CN 201810424408A CN 108629586 A CN108629586 A CN 108629586A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3821—Electronic credentials
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Abstract
The invention discloses a kind of payment verification method, this method includes：When receiving gathering instruction, scan the electronic payment certificate image shown in mobile terminal, wherein, the electronic payment certificate image includes the second figure layer of the first figure layer and the default check information segment of display of display payment code, and the check information segment constantly refreshes during display according to predeterminated frequency；Several frame electronic payment certificate images scanned in preset duration are parsed, the check information segment in the second figure layer of several frame electronic payment certificate images is read；Judge whether the check information segment read can synthesize preset complete checks information；If so, reading the payment code in the first figure layer of any frame electronic payment certificate image, collected money according to the payment code read.The invention also discloses a kind of payment verification equipment and a kind of computer readable storage mediums.The present invention can improve the safety of e-payment.
Description
Technical field
The present invention relates to mobile payment technical field more particularly to payment verification method, equipment and computer-readable storages
Medium.
Background technology
With the development of mobile interchange technology, mobile payment starts to become the selected novel payment of more and more consumers
Mode, by taking Quick Response Code is paid as an example, mobile terminal user can open corresponding payment application with to businessman after shopping at present
Show that the payment Quick Response Code of oneself, businessman scan the payment Quick Response Code by code reader and gathering can be completed.
However, there are some potential safety problemss for above-mentioned electronic payment mode, that is, only using pay the bill Quick Response Code as user electricity
Sub- payment verification information, during user shows oneself payment code, if payment code is taken on the sly by criminal, it will hold very much
It changes places to be used in and steals user account fund, it is impaired so as to cause user's property.Therefore, how to optimize e-payment authentication
Formula, the safety to improve e-payment become current urgent problem to be solved.
Invention content
It is a primary object of the present invention to propose a kind of payment verification method, equipment and computer readable storage medium, purport
In the safety for improving e-payment.
To achieve the above object, the present invention provides a kind of payment verification method, and the payment verification method includes following step
Suddenly：
When receiving gathering instruction, the electronic payment certificate image shown in mobile terminal is scanned, wherein the electronics branch
Exchange order's image includes the second figure layer of the first figure layer and the default check information segment of display of display payment code, the verification letter
Breath segment constantly refreshes during display according to predeterminated frequency；
Several frame electronic payment certificate images scanned in preset duration are parsed, several frame electronics are read
Check information segment in second figure layer of evidence for payment image；
Judge whether the check information segment read can synthesize preset complete checks information；
If so, the payment code in the first figure layer of any frame electronic payment certificate image is read, according to the institute read
Payment code is stated to collect money.
Optionally, described to judge whether the check information segment read synthesize preset complete checks information
The step of include：
Identify the character for including in the check information segment read；
It is character string by the character arrangements according to the scanning sequencing of several frame electronic payment certificate images；
Judge whether the character string is identical with preset character string, if so, judging that the check information segment can close
As preset complete checks information.
Optionally, described to judge whether the check information segment read synthesize preset complete checks information
The step of include：
Identify the image segments for including in the check information segment read；
According to the scanning sequencing of several frame electronic payment certificate images, described image segment is spliced；
Judge whether the image that splicing obtains is identical with pre-set image, if so, judging that the check information segment can close
As preset complete checks information.
Optionally, in the electronic payment certificate image, first figure layer is covered on second figure layer, or
Second figure layer is covered on first figure layer.
Optionally, the refreshing frequency of the check information segment is 60Hz.
Optionally, the payment code is Quick Response Code or bar code.
In addition, to achieve the above object, the present invention also provides a kind of payment verification equipment, the payment verification equipment packet
It includes：Memory, processor and it is stored in the payment verification program that can be run on the memory and on the processor, it is described
Payment verification program realizes following steps when being executed by the processor：
When receiving gathering instruction, the electronic payment certificate image shown in mobile terminal is scanned, wherein the electronics branch
Exchange order's image includes the second figure layer of the first figure layer and the default check information segment of display of display payment code, the verification letter
Breath segment constantly refreshes during display according to predeterminated frequency；
Several frame electronic payment certificate images scanned in preset duration are parsed, several frame electronics are read
Check information segment in second figure layer of evidence for payment image；
Judge whether the check information segment read can synthesize preset complete checks information；
If so, the payment code in the first figure layer of any frame electronic payment certificate image is read, according to the institute read
Payment code is stated to collect money.
Optionally, following steps are also realized when the payment verification program is executed by the processor：
Identify the character for including in the check information segment read；
It is character string by the character arrangements according to the scanning sequencing of several frame electronic payment certificate images；
Judge whether the character string is identical with preset character string, if so, judging that the check information segment can close
As preset complete checks information.
Optionally, following steps are also realized when the payment verification program is executed by the processor：
Identify the image segments for including in the check information segment read；
According to the scanning sequencing of several frame electronic payment certificate images, described image segment is spliced；
Judge whether the image that splicing obtains is identical with pre-set image, if so, judging that the check information segment can close
As preset complete checks information.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
It is stored with payment verification program on storage medium, payment as described above is realized when the payment verification program is executed by processor
The step of verification method.
Beneficiary of the present invention obtains the e-payment by scanning the electronic payment certificate image shown in mobile terminal
Check information segment in voucher image and payment code, only when check information segment can synthesize preset complete checks information
When, it could be collected money according to payment code, in this way, even if the electronic payment certificate image shown in mobile terminal is not by
Method molecule is taken on the sly, and due to the limitation of shutter speed, capture apparatus can not often be collected and can be synthesized needed for complete checks information
Complete verification information segment, thus subsequent payment verification can not be completed using the photo taken on the sly, to effectively prevent using
Family account fund is stolen, and improves the safety of e-payment.
Description of the drawings
Fig. 1 is the device structure schematic diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is the flow diagram of payment verification method first embodiment of the present invention；
Fig. 3 is the structure composition schematic diagram of electronic payment certificate image in the embodiment of the present invention；
Fig. 4 is the flow diagram of payment verification method second embodiment of the present invention；
Fig. 5 is the synthesis schematic diagram of character string in the embodiment of the present invention；
Fig. 6 is the flow diagram of payment verification method 3rd embodiment of the present invention；
Fig. 7 is the splicing schematic diagram of image segments in the embodiment of the present invention.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
The primary solutions of the embodiment of the present invention are：When receiving gathering instruction, the electricity shown in mobile terminal is scanned
Sub- evidence for payment image, wherein the electronic payment certificate image includes that school is preset in the first figure layer of display payment code and display
The second figure layer of information segment is tested, the check information segment constantly refreshes during display according to predeterminated frequency；To default
Several frame electronic payment certificate images scanned in duration are parsed, and several frame electronic payment certificate images are read
Check information segment in second figure layer；Judge whether the check information segment read can synthesize preset complete school
Test information；If so, the payment code in the first figure layer of any frame electronic payment certificate image is read, according to reading
Payment code is collected money.
There are some potential safety problemss for electronic payment mode at present, that is, only using pay the bill Quick Response Code as user electronics branch
Verification information is paid, during user shows oneself payment code, if payment code is taken on the sly by criminal, it will easily
It is used in and steals user account fund, it is impaired so as to cause user's property.Therefore, how to optimize e-payment verification mode,
Safety to improve e-payment becomes current urgent problem to be solved.
Beneficiary of the present invention obtains the e-payment by scanning the electronic payment certificate image shown in mobile terminal
Check information segment in voucher image and payment code, only when check information segment can synthesize preset complete checks information
When, it could be collected money according to payment code, in this way, even if the electronic payment certificate image shown in mobile terminal is not by
Method molecule is taken on the sly, and due to the limitation of shutter speed, capture apparatus can not often be collected and can be synthesized needed for complete checks information
Complete verification information segment, thus subsequent payment verification can not be completed using the photo taken on the sly, to effectively prevent using
Family account fund is stolen, and improves the safety of e-payment.
The present invention provides a kind of payment verification method.
As shown in Figure 1, the device structure schematic diagram for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to.
Payment verification of embodiment of the present invention equipment can be PC machine, cash register, notebook, and the terminals such as pocket computer are set
It is standby.
As shown in Figure 1, the equipment may include：Processor 1001, such as CPU, network interface 1004, user interface
1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 is for realizing the connection communication between these components.
User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optional user interface
1003 can also include standard wireline interface and wireless interface.Network interface 1004 may include optionally that the wired of standard connects
Mouth, wireless interface (such as WI-FI interfaces).Memory 1005 can be high-speed RAM memory, can also be stable memory
(non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processor
1001 storage device.
It will be understood by those skilled in the art that the restriction of the not structure paired terminal of device structure shown in Fig. 1, can wrap
It includes than illustrating more or fewer components, either combines certain components or different components arrangement.
As shown in Figure 1, as may include that operating system, network are logical in a kind of memory 1005 of computer storage media
Believe module, Subscriber Interface Module SIM and payment verification program.
In terminal shown in Fig. 1, network interface 1004 is mainly used for connecting background server, is carried out with background server
Data communicate；User interface 1003 is mainly used for connecting client (user terminal), with client into row data communication；And processor
1001 can be used for calling the payment verification program stored in memory 1005, and execute following operation：
When receiving gathering instruction, the electronic payment certificate image shown in mobile terminal is scanned, wherein the electronics branch
Exchange order's image includes the second figure layer of the first figure layer and the default check information segment of display of display payment code, the verification letter
Breath segment constantly refreshes during display according to predeterminated frequency；
Several frame electronic payment certificate images scanned in preset duration are parsed, several frame electronics are read
Check information segment in second figure layer of evidence for payment image；
Judge whether the check information segment read can synthesize preset complete checks information；
If so, the payment code in the first figure layer of any frame electronic payment certificate image is read, according to the institute read
Payment code is stated to collect money.
Further, processor 1001 can call the payment verification program stored in memory 1005, also execute following
Operation：
Identify the character for including in the check information segment read；
It is character string by the character arrangements according to the scanning sequencing of several frame electronic payment certificate images；
Judge whether the character string is identical with preset character string, if so, judging that the check information segment can close
As preset complete checks information.
Further, processor 1001 can call the payment verification program stored in memory 1005, also execute following
Operation：
Identify the image segments for including in the check information segment read；
According to the scanning sequencing of several frame electronic payment certificate images, described image segment is spliced；
Judge whether the image that splicing obtains is identical with pre-set image, if so, judging that the check information segment can close
As preset complete checks information.
Further, in the electronic payment certificate image, first figure layer is covered on second figure layer, or
Second figure layer described in person is covered on first figure layer.
Further, the refreshing frequency of the check information segment is 60Hz.
Further, the payment code is Quick Response Code or bar code.
Based on above-mentioned hardware configuration, each embodiment of payment verification method of the present invention is proposed.
It is the flow diagram of payment verification method first embodiment of the present invention with reference to Fig. 2, Fig. 2, the method includes：
Step S10 scans the electronic payment certificate image shown in mobile terminal, wherein institute when receiving gathering instruction
State the second figure layer of the first figure layer and the default check information segment of display that electronic payment certificate image includes display payment code, institute
Check information segment is stated during display constantly to refresh according to predeterminated frequency；
The present embodiment payment verification method be applied to mobile payment beneficiary, the beneficiary using payment verification equipment into
Row gathering.Specifically, which may include a cash register and a barcode scanning device (such as code reader), the barcode scanning
Device and cash register wirelessly or non-wirelessly connect, for scanning the electronic payment certificate image shown in mobile terminal user and being sent out
Cash register is given, so that cash register carries out gathering operation according to the electronic payment certificate image；Certainly, barcode scanning device can also collect
At on cash register, when specific implementation, can be flexibly arranged.
Mobile terminal user can open payment application accordingly on mobile terminal and click " payment " option after shopping
To show the electronic payment certificate image of oneself to businessman, wherein mobile terminal can be smart mobile phone, tablet computer, can wear
Wear formula equipment (such as Intelligent bracelet) packaged type portable terminal device.
When mobile terminal receive user triggering payment instruction when, i.e., preset display area show e-payment with
Demonstrate,prove image.It is the structure composition schematic diagram of electronic payment certificate image in the embodiment of the present invention, the e-payment with reference to Fig. 3, Fig. 3
Voucher image includes superimposed first figure layer and the second figure layer, wherein the first figure layer is for showing payment code, the payment code can
Think Quick Response Code or bar code, the second figure layer is for showing default check information segment, it is preferable that the second figure layer could be provided as
It is transparent, to not influence visual experience of the user to code of paying the bill.Further, in the electronic payment certificate image, described
One figure layer is covered on second figure layer or second figure layer is covered on first figure layer.
The specific generating mode of above-mentioned electronic payment certificate image can be：It creates and is stacked in preset display area first
The first figure layer and the second figure layer added；Then, it generates payment code associated with user account and includes first by payment code
In figure layer, wherein the generation for code of paying the bill is referred to pay the bill in the prior art the related generating mode of Quick Response Code or bar code, this
Place does not repeat；Meanwhile mobile terminal by preset check information segment include in the second figure layer, and display process lieutenant colonel
It tests information segment according to predeterminated frequency constantly to refresh, wherein predeterminated frequency can be flexibly arranged according to actual needs.Such as it is preset
Check information segment include " segment 1, segment 2 ..., segment n ", then mobile terminal show segment 1 first, be separated by first it is default when
Segment 2 is shown after length, and so on, until n segment all complete by display, later, mobile terminal repeats above-mentioned showed
Journey, until receiving the payment successful information of payment verification equipment transmission.
Can be payment verification equipment setting system it should be noted that being able to verify that success for verification equipment of guaranteeing payment
The judgment rule of one check information segment composition rule and complete checks information, accordingly, the preset verification letter of mobile terminal
Breath segment need to be configured to be synthesized according to the composition rule of payment verification equipment end.For example, when check information segment is
When character, its composition rule can be set as arranging according to scanning sequency, to obtain a character string；When verification is believed
When breath segment is image segments, its composition rule can be set as splicing according to scanning sequency, to obtain a spelling
Image after connecing.In addition, being able to verify that success, mobile terminal user should be by electronic payment certificate figures for verification equipment of guaranteeing payment
As showing the sufficiently long time, so that payment verification equipment can collect the complete verification letter needed for synthesis complete checks information
Cease segment.
For mobile terminal after showing electronic payment certificate image, the cashier of beneficiary can click " receiving on cash register
Money " option is scanned the electronic payment certificate image shown in mobile terminal by scanning device with triggering gathering instruction,
It is appreciated that ensure that the electronic payment certificate image after each check information segment refreshes can be paid for verification equipment acquisition
Arrive, the scan frequency of payment verification equipment should be greater than or equal to electronic payment certificate image refreshing frequency.
Step S20 parses several frame electronic payment certificate images scanned in preset duration, if reading described
Check information segment in second figure layer of dry frame electronic payment certificate image；
In the step, the interior several frame electronic payment certificate images scanned of payment verification equipment acquisition preset duration are simultaneously right
It is parsed, which including but not limited to calculates the frame number of the electronic payment certificate image scanned, and according to predetermined
Algorithm distinguish the first figure layer and second figure layer etc. in electronic payment certificate image；Then, payment verification equipment is read per frame
Check information segment in second figure layer of electronic payment certificate image.
Step S30, judges whether the check information segment read can synthesize preset complete checks information；
After check information segment in the second figure layer for reading every frame electronic payment certificate image, payment verification equipment
Further judge whether the check information segment read can synthesize preset complete checks information.
Specifically judgment mode can be：The type of check information segment is identified first；If check information segment is character,
It can then be character string by each character arrangements and sentence according to the scanning sequencing of several frame electronic payment certificate images
Whether the character string of breaking is identical with preset character string, if so, it is preset complete to judge that the check information segment can synthesize
Whole check information；If check information segment is image segments, can be according to several frame electronic payment certificate images
Sequencing is scanned, described image segment is spliced and judges whether the image that splicing obtains is identical with pre-set image, if
It is then to judge that the check information segment can synthesize preset complete checks information.In addition it is also possible to directly judge to scan
Whether the character number or image segments number arrived be identical with predetermined value, if so, judging that the check information segment can synthesize
For preset complete checks information, judgment mode can be selected flexibly when specific implementation.
It is set it should be noted that above-mentioned complete checks information can be made an appointment by payment platform and be issued to payment verification
It is standby, so that payment verification equipment preserves the complete checks information.
If the check information segment read can synthesize preset complete checks information, S40 is thened follow the steps, is read
The payment code in the first figure layer of any frame electronic payment certificate image is taken, is collected money according to the payment code read.
If the check information segment read can synthesize preset complete checks information, payment verification equipment
The payment code in the first figure layer of any frame electronic payment certificate image scanned is read, the payment code read at this time is recognized
To be effective payment code；Then, payment verification equipment completes gathering flow according to the payment code read, which can join
According to the gathering flow for scanning user-pay code in the prior art, do not repeat herein.Further, it if collecting money successfully, pays
Verification equipment can return to gathering successful information to mobile terminal, if gathering failure, payment verification equipment can be to movement eventually
End return gathering failure information and gathering failure the reason of, as electronic payment certificate verification not by, Sorry, your ticket has not enough value for user account
Deng.
Further, in this embodiment the refreshing frequency of the check information segment may be configured as 60Hz.
Since for shutter speed within 0.5s, excessively slow shutter speed can lead to photo of taking pictures when general capture apparatus is taken pictures
It is smudgy, and set the refreshing frequency of preset complete verification information segment to 60Hz, i.e. check information segment within 1s
Refresh 60 times, since shutter speed cannot reach 1s, it includes part check information to lead to the photo finally shot only, so at this
Verification will be caused not pass through when photo is used since check information is imperfect, effectively prevent the e-payment of user with
Card is taken on the sly and user's fund is caused to be stolen.
In the present embodiment, beneficiary is by scanning the electronic payment certificate image shown in mobile terminal, and then obtaining should
Check information segment in electronic payment certificate image and payment code, only when check information segment can synthesize preset complete school
When testing information, it could be collected money according to payment code, in this way, even if the electronic payment certificate figure shown in mobile terminal
As being taken on the sly by criminal, due to the limitation of shutter speed, capture apparatus, which can not often collect, can synthesize complete checks letter
Complete verification information segment needed for breath, thus subsequent payment verification can not be completed using the photo taken on the sly, to effectively anti-
Stop user account fund to be stolen, improves the safety of e-payment.
Further, it is the flow diagram of payment verification method second embodiment of the present invention with reference to Fig. 4, Fig. 4.Based on upper
Embodiment shown in Fig. 2 is stated, step S30 may include：
Step S31 identifies the character for including in the check information segment read；
The character arrangements are by step S32 according to the scanning sequencing of several frame electronic payment certificate images
Character string；
Step S33 judges whether the character string is identical with preset character string, if so, judging the check information
Segment can synthesize preset complete checks information.
In the present embodiment, payment verification equipment is in the second figure layer for reading several frame electronic payment certificate images
After check information segment, the character for including in check information segment is further identified, which can be character or number or two
The combination of person, and the character length for including in each check information segment can be flexibly arranged.
For purposes of illustration only, with reference to Fig. 5, Fig. 5 is the synthesis schematic diagram of character string in the embodiment of the present invention, might as well set payment
Verification equipment has collected 5 frame electronic payment certificate images in preset duration, wherein check information segment 1~5 corresponds to respectively
Scan the check information segment in the second figure layer of the 1st~5 obtained frame electronic payment certificate image, and check information segment 1
In include character " a ", include character " b " in check information segment 2, include character " c ", check information in check information segment 3
Include character " d " in segment 4, include character " e " in check information segment 5, payment verification equipment according to the 5 frame e-payment with
Corresponding character arrangements in verification information segment are i.e. " abcde " then character string is sentenced by the scanning sequencing for demonstrate,proving image
Whether the character string of breaking is identical with preset character string, if so, judgement check information segment can synthesize preset complete school
Test information.
Whether the present embodiment is identical with preset character string by judging the character string of synthesis, to judge check information piece
Can section synthesize preset complete checks information, even if the electronic payment certificate image shown in mobile terminal is stolen by criminal
It claps, due to the limitation of shutter speed, capture apparatus can not often collect the whole schools that can be synthesized needed for complete checks information
Information segment is tested, i.e., can not collect above-mentioned alphabet, thus subsequent payment verification can not be completed using the photo taken on the sly,
It is stolen to effectively prevent user account fund, improves the safety of e-payment.
Further, it is the flow diagram of payment verification method 3rd embodiment of the present invention with reference to Fig. 6, Fig. 6.Based on upper
Embodiment shown in Fig. 2 is stated, step S30 may include：
Step S34 identifies the image segments for including in the check information segment read；
Step S35, according to the scanning sequencing of several frame electronic payment certificate images, to described image segment into
Row splicing；
Step S36 judges whether the image that splicing obtains is identical with pre-set image, if so, judging the check information
Segment can synthesize preset complete checks information.
In the present embodiment, payment verification equipment is in the second figure layer for reading several frame electronic payment certificate images
After check information segment, the image segments for including in check information segment are further identified.
For purposes of illustration only, with reference to Fig. 7, Fig. 7 is the splicing schematic diagram of image segments in the embodiment of the present invention, might as well set payment
Verification equipment has collected 4 frame electronic payment certificate images in preset duration, wherein the corresponding scanning respectively of image segments 1~4
Image segments in second figure layer of the 1st~4 obtained frame electronic payment certificate image, payment verification equipment is according to 4 frame electricity
The scanning sequencing of sub- evidence for payment image, corresponding image segments are spliced, and judge splicing after image whether and
Pre-set image is identical, if so, judgement check information segment can synthesize preset complete checks information.
Whether the present embodiment is identical with pre-set image by judging the image that splicing obtains, to judge check information segment
Preset complete checks information can be synthesized, even if the electronic payment certificate image shown in mobile terminal is stolen by criminal
It claps, due to the limitation of shutter speed, capture apparatus can not often collect the whole schools that can be synthesized needed for complete checks information
Information segment is tested, i.e., can not collect above-mentioned all images segment, thus subsequent payment can not be completed using the photo taken on the sly
Verification, is stolen to effectively prevent user account fund, improves the safety of e-payment.
The present invention also provides a kind of payment verification equipment.
Payment verification equipment of the present invention includes：It memory, processor and is stored on the memory and can be at the place
The payment verification program run on reason device, the payment verification program realize following steps when being executed by the processor：
When receiving gathering instruction, the electronic payment certificate image shown in mobile terminal is scanned, wherein the electronics branch
Exchange order's image includes the second figure layer of the first figure layer and the default check information segment of display of display payment code, the verification letter
Breath segment constantly refreshes during display according to predeterminated frequency；
Several frame electronic payment certificate images scanned in preset duration are parsed, several frame electronics are read
Check information segment in second figure layer of evidence for payment image；
Judge whether the check information segment read can synthesize preset complete checks information；
If so, the payment code in the first figure layer of any frame electronic payment certificate image is read, according to the institute read
Payment code is stated to collect money.
Further, following steps are also realized when the payment verification program is executed by the processor：
Identify the character for including in the check information segment read；
It is character string by the character arrangements according to the scanning sequencing of several frame electronic payment certificate images；
Judge whether the character string is identical with preset character string, if so, judging that the check information segment can close
As preset complete checks information.
Further, following steps are also realized when the payment verification program is executed by the processor：
Identify the image segments for including in the check information segment read；
According to the scanning sequencing of several frame electronic payment certificate images, described image segment is spliced；
Judge whether the image that splicing obtains is identical with pre-set image, if so, judging that the check information segment can close
As preset complete checks information.
Wherein, the payment verification program run on the processor is performed realized method and can refer to the present invention
The each embodiment of payment verification method, details are not described herein again.
The present invention also provides a kind of computer readable storage mediums.
Payment verification program is stored on computer readable storage medium of the present invention, the payment verification program is by processor
On being realized when execution the step of the payment verification method.
Wherein, the payment verification program run on the processor is performed realized method and can refer to the present invention
Payment verification embodiment of the method, details are not described herein again.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements include not only those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or device.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal (can be mobile phone, computer, service
Device, air conditioner or network equipment etc.) execute method described in each embodiment of the present invention.
The embodiment of the present invention is described with above attached drawing, but the invention is not limited in above-mentioned specific
Embodiment, the above mentioned embodiment is only schematical, rather than restrictive, those skilled in the art
Under the inspiration of the present invention, without breaking away from the scope protected by the purposes and claims of the present invention, it can also make very much
Form, all of these belong to the protection of the present invention.
Claims (10)
1. a kind of payment verification method, which is characterized in that the payment verification method includes the following steps：
When receive gathering instruction when, scan mobile terminal shown in electronic payment certificate image, wherein the e-payment with
Card image includes the first figure layer of display payment code and shows the second figure layer for presetting check information segment, the check information piece
Section constantly refreshes during display according to predeterminated frequency；
Several frame electronic payment certificate images scanned in preset duration are parsed, several frame e-payments are read
Check information segment in second figure layer of voucher image；
Judge whether the check information segment read can synthesize preset complete checks information；
If so, reading the payment code in the first figure layer of any frame electronic payment certificate image, paid according to described in reading
Money code is collected money.
2. payment verification method as described in claim 1, which is characterized in that the check information piece for judging to read
Section the step of whether capable of synthesizing preset complete checks information includes：
Identify the character for including in the check information segment read；
It is character string by the character arrangements according to the scanning sequencing of several frame electronic payment certificate images；
Judge whether the character string is identical with preset character string, if so, judging that the check information segment can synthesize
Preset complete checks information.
3. payment verification method as described in claim 1, which is characterized in that the check information piece for judging to read
Section the step of whether capable of synthesizing preset complete checks information includes：
Identify the image segments for including in the check information segment read；
According to the scanning sequencing of several frame electronic payment certificate images, described image segment is spliced；
Judge whether the image that splicing obtains is identical with pre-set image, if so, judging that the check information segment can synthesize
Preset complete checks information.
4. payment verification method as claimed any one in claims 1 to 3, which is characterized in that the electronic payment certificate figure
As in, first figure layer is covered on second figure layer or second figure layer be covered in first figure layer it
On.
5. payment verification method as described in claim 1, which is characterized in that the refreshing frequency of the check information segment is
60Hz。
6. payment verification method as described in claim 1, which is characterized in that the payment code is Quick Response Code or bar code.
7. a kind of payment verification equipment, which is characterized in that the payment verification equipment includes：It memory, processor and is stored in
On the memory and the e-payment program that can run on the processor, the e-payment program is by the processor
Following steps are realized when execution：
When receive gathering instruction when, scan mobile terminal shown in electronic payment certificate image, wherein the e-payment with
Card image includes the first figure layer of display payment code and shows the second figure layer for presetting check information segment, the check information piece
Section constantly refreshes during display according to predeterminated frequency；
Several frame electronic payment certificate images scanned in preset duration are parsed, several frame e-payments are read
Check information segment in second figure layer of voucher image；
Judge whether the check information segment read can synthesize preset complete checks information；
If so, reading the payment code in the first figure layer of any frame electronic payment certificate image, paid according to described in reading
Money code is collected money.
8. payment verification equipment as claimed in claim 7, which is characterized in that the e-payment program is held by the processor
Following steps are also realized when row：
Identify the character for including in the check information segment read；
It is character string by the character arrangements according to the scanning sequencing of several frame electronic payment certificate images；
Judge whether the character string is identical with preset character string, if so, judging that the check information segment can synthesize
Preset complete checks information.
9. payment verification equipment as claimed in claim 7, which is characterized in that the e-payment program is held by the processor
Following steps are also realized when row：
Identify the image segments for including in the check information segment read；
According to the scanning sequencing of several frame electronic payment certificate images, described image segment is spliced；
Judge whether the image that splicing obtains is identical with pre-set image, if so, judging that the check information segment can synthesize
Preset complete checks information.
10. a kind of computer readable storage medium, which is characterized in that be stored with electronics branch on the computer readable storage medium
Program is paid, such as payment verification according to any one of claims 1 to 6 is realized when the e-payment program is executed by processor
The step of method.
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