CN103325037A - Mobile payment safety verification method based on voice recognition - Google Patents
Mobile payment safety verification method based on voice recognition Download PDFInfo
- Publication number
- CN103325037A CN103325037A CN2013102234663A CN201310223466A CN103325037A CN 103325037 A CN103325037 A CN 103325037A CN 2013102234663 A CN2013102234663 A CN 2013102234663A CN 201310223466 A CN201310223466 A CN 201310223466A CN 103325037 A CN103325037 A CN 103325037A
- Authority
- CN
- China
- Prior art keywords
- vocal print
- mobile payment
- management system
- user
- benchmark
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to an application in the technical field of mobile payment safety verification, wherein the application is characterized in that the safety verification of the mobile payment process is achieved by the utilization of the voice recognition technology. A brand-new mobile payment safety verification method based on voice recognition is provided according to voiceprint uniqueness resulting from difference among physical structures of human vocal organs. The method supports voiceprint verification relevant to text and voiceprint verification irrelevant to text at the same time and can be effectively combined with the existing mobile payment products. While the payment process is simplified, the safety level of the payment is promoted. The whole system structure is shown in the figure 1.
Description
Technical field
The invention belongs to mobile payment security verification technique field, relate in particular to speech recognition in the application in mobile payment security checking field.
Background technology
At present, simple password in the mobile payment service, identifying code checking lower owing to its security, be easier to be blocked, crack use fewer and feweri.The dual factors authentication is popularized gradually in mobile payment industrial security field, and its ultimate principle is to access to your password to add mode in kind and carry out comprehensive verification.In mobile payment consumption scene, the most common, also be that the most effective material object comprises two classes, the one, it is main strengthening existing safety technique means, such as mobile phone short message verification code, dynamic password or password, digital certificate, excellent Key etc.; Two are based on holder's biological characteristic, such as fingerprint, and iris and sound.Wherein, the interception of dynamic verification code and digital certificate, the swindle of upgrading class happen occasionally; The property easy to use of excellent Key is relatively poor, and customer experience is bad.Fingerprint recognition needs the hardware supported of mobile terminal device, and the mobile terminal device of existing main flow scarcely possesses relevant fingerprint fetch equipment.Iris recognition accuracy rate and convenience for the people of wearing spectacles or contact lenses all can be affected, and use-pattern also not too is fit to daily payment scene.In addition, different types of transaction, different client, different payment require also to exist difference for the security level of transaction, present safety verification technology is difficult to protect the security of mobile payment under the prerequisite that realizes simplicity, this has hindered popularization and the market expansion of mobile payment service greatly.
Summary of the invention
The deficiency that can't take into account security and convenience in order to overcome the existing safe verification method of mobile payment industry, the present invention proposes a kind of mobile payment security verification method based on speech recognition completely newly according to the vocal print uniqueness that the physiological make-up difference of human phonatory organ causes.The method is supported the vocal print checking of text-dependent and the vocal print checking of text-independent simultaneously, can combine by effective existing mobile payment product, has improved the level of security of mobile payment when simplifying payment flow.
The present invention takes following technical scheme for the problem that solves security:
One, speech recognition technology
Speech recognition technology claims again sound groove recognition technology in e, and it is mainly based on the following characteristic of audio fingerprint (vocal print):
1, uniqueness and non-reproduction.Through testing and verification and scientific analysis, as one of human body biological characteristics, audio fingerprint possesses uniqueness and non-reproduction;
2, can not losing property.Audio fingerprint is everyone inherent feature, even if make a variation when individuality causes sound generation sounding because of the health reason, my audio fingerprint still can be accurately identified;
3, easy seizure property.As long as the sound receiving equipment is arranged, can catch identification to voice whenever and wherever possible, in application region and all unaffected on the time.
At present speech recognition is employed in the industries such as social security, the communications industry, service industry, financial industry, police and judicial.The present invention has adopted text-dependent and two kinds of vocal print verification techniques of text-independent simultaneously.
Two, application process
Mainly be divided into two stages in the use of identity validation technology in mobile-payment system based on vocal print, one is the collection of benchmark voiceprint, and one is the verification of correctness of voiceprint
1, the collection of benchmark voiceprint
Use Mobile payment terminal to carry out this collection of reference sound intensity grain pattern of voice of customers.The baseline sample content can adopt the phrase, passage of some appointments, 0 to 9 numeral etc., and system's vocal print processing module is carried out analyzing and processing to these speech datas, extracts the vocal print characteristic to store, and is used for the contrast of later stage authentication.
The user can regularly replace the vocal print reference information of oneself, as uses new phrase and short text field.Consider the accuracy requirement of identification, generally input the wall scroll voiceprint at four Chinese characters, character or more than the numeral.
2, real-time vocal print verification of correctness
The proof of identity link of user in the mobile payment process is according to whether text-dependent is divided into dual mode.
Under the text-dependent pattern, vocal print verification management system is random from the existing baseline sample content of this user to be selected one section and sends on the Mobile payment terminal application program (nybble or more than), require the user to read with normal word speed, the sound bite that system's vocal print processing module gathers the user carries out the vocal print processing, vocal print verification management system receives the vocal print result and together sends to benchmark vocal print storehouse together with user's name and content of text and carry out vocal print contrast based on text-dependent, thereby judges the correctness that draws user identity.
Under the text-independent pattern, vocal print verification management system selects literal or problem to be issued on the Mobile payment terminal application program at random, the requirement user reads aloud or answers a question, the sound bite that system's vocal print processing module gathers the user carries out the vocal print processing, vocal print verification management system reception vocal print result sends to benchmark vocal print storehouse together with user's name carries out contrasting based on the vocal print of text-independent, thereby judges the correctness that draws user identity.
Three, the selection of benchmark vocal print
When the speech recognition technology that adopts text-dependent carries out the vocal print contrast.The implementation of concrete benchmark vocal print has following several:
1, phrase reference information checking
(1) when carrying out the typing of reference information, vocal print verification management system is random from the content library of self selects five phrases to send to the Mobile payment terminal application program, requires one by one typing of user;
(2) the employed phrase content of this user of vocal print verification management system log (SYSLOG), then the vocal print result from vocal print processing module reception user speech fragment is sent to benchmark vocal print storehouse and files;
(3) in the mobile payment process, vocal print verification management system is random from existing five phrases of this user selects one to be sent to the vocal print checking that the Mobile payment terminal application program is used for the mobile payment process.
2, literal paragraph reference information checking
(1) when carrying out the typing of reference information, vocal print verification management system random passage of selecting from the content library of self is sent to the Mobile payment terminal application program, reads aloud by the user is complete;
(2) the employed word content of this user of vocal print verification management system log (SYSLOG), and sound bite is sent to that the vocal print processing module is processed and the result is filed to benchmark vocal print storehouse;
(3) in the mobile payment process, vocal print verification management system literal fragment of random intercepting from the existing word content of this user is sent to the vocal print checking that the Mobile payment terminal application program is used for the mobile payment process.
3, Serial No. checking
(1) when carrying out the typing of reference information, the client reads aloud 0 to 9 these ten numerals successively;
(2) the vocal print processing module gathers this user's sound bite and result is sent to vocal print verification management system;
(3) vocal print verification management system files the vocal print result to benchmark vocal print storehouse;
(4) in the payment process, the random Serial No. that produces a regular length of vocal print verification management system is sent to the vocal print checking that the Mobile payment terminal application program is used for the mobile payment process;
(5) vocal print verification management system delivers to this Serial No. simultaneously benchmark vocal print storehouse and carries out vocal print splicing and process, and regenerates the benchmark vocal print for the vocal print contrast.
When the speech recognition technology that adopts text-independent carries out the vocal print contrast verification, vocal print verification management system does not need to adopt convention to be used for the information acquisition of benchmark vocal print and later stage vocal print contrast, only need to provide one section any literal that satisfies length requirement to read aloud for the user and get final product.
The present invention is owing to taking above technical scheme, and it has the following advantages:
1, safe.The uniqueness of vocal print and non-reproduction guarantee that transaction all needs the user in person to authorize just and can finish;
2, realize that threshold is low.Only need the user to possess voice-input device and network can be realized safe identification;
3, practical.Do not need to carry out Mobile payment terminal and carry out scrap build, can directly apply to existing mobile payment product;
4, flexibility ratio is good.Support text-dependent and two kinds of patterns of text-independent, can adjust flexibly according to various different scenes collection content and the checking content of benchmark vocal print.
Description of drawings
Fig. 1 is system construction drawing of the present invention
Fig. 2 is that the user registers and benchmark vocal print collecting flowchart figure
Fig. 3 has adopted mobile payment checking process flow diagram of the present invention
Embodiment
Be described in detail of the present invention below in conjunction with drawings and Examples.
One, system architecture
As shown in Figure 1, the present invention includes six kinds of roles, seven interfaces.Be described below:
1. Role delineation
(1) Mobile payment terminal: be responsible for mobile payment transaction and initiate, voiceprint obtains, mobile payment user registration management function;
(2) mobile payment disposal system gateway: the reception of being responsible for the mobile payment request with reply, initiate transaction request to channel of disbursement, initiate vocal print checking request to vocal print verification management system;
(3) vocal print verification management system: be responsible for mobile payment user's registration, carry out the transmission of sound bite with the vocal print processing module, carry out the mutual of benchmark voiceprint with benchmark vocal print storehouse;
(4) vocal print processing module: be responsible for sound bite reception and voiceprint analysis and process;
(5) benchmark vocal print storehouse: be responsible for the storage of benchmark voiceprint, the contrast verification of voiceprint;
(6) channel of disbursement, bank: be responsible for transaction request reception, process and reply.
2. interface is described
(1) A: the transmission and the result that mainly are responsible for the mobile payment request receive;
(2) B: mainly be responsible for mobile payment user registration, the reception of content of text;
(3) C: mainly be responsible for the reception of speech data;
(4) D: mainly be responsible for vocal print checking request and result and receive;
(5) E: mainly be responsible for the mutual of vocal print result;
(6) F: mainly be responsible for the typing of benchmark voiceprint, in real time the reception of vocal print data and the feedback of comparing result;
(7) G: mainly initiate transaction request and reception result.
Two, operation flow
1. user's registration and benchmark vocal print gather
As shown in Figure 2, the concrete steps of user's registration are:
(1) user downloads and installs the Mobile payment terminal application program;
(2) user carries out mobile payment user registration, sets the essential informations such as user name, password, telephone number and mailbox;
(3) after registration is finished, enter the voiceprint collecting flowchart;
(4) receive the benchmark text that vocal print verification management system issues;
(5) user reads aloud the benchmark content of text, and the Mobile payment terminal application program will be delivered to the vocal print processing module on the sound bite;
(6) the vocal print processing module is carried out the data processing, gives vocal print verification management system with the vocal print result;
(7) vocal print verification management system deposits benchmark vocal print data in benchmark vocal print storehouse;
(8) user's registration and the collection of benchmark vocal print are finished.
2. verify flow process based on the safety of payment of speech recognition
As shown in Figure 3, the concrete steps of safety of payment checking are:
(1) user starts the Mobile payment terminal application program;
(2) user initiates the mobile payment request;
(3) after the mobile payment gateway system is received the mobile payment request, initiate vocal print checking request to vocal print verification management system;
One of the random selection of the benchmark content of text of typing when (4) vocal print verification management system registers the user is back to the Mobile payment terminal application program;
(5) user reads aloud with normal word speed after receiving content of text, and the Mobile payment terminal application program will be delivered to the vocal print processing module on the sound bite;
(6) the vocal print processing module is processed, and the voiceprint that extracts is delivered to vocal print verification management system;
(7) vocal print verification management system together sends to the contrast of vocal print storehouse request vocal print with the voiceprint received and user name and benchmark content of text;
(8) benchmark vocal print storehouse compares according to user name and the original benchmark voiceprint of content of text extraction user;
(9) vocal print verification management system was given with comparing result in the vocal print storehouse after contrast was finished;
(10) vocal print verification management system gives mobile payment disposal system gateway with comparing result;
(11) mobile payment disposal system gateway determines whether initiate the payment request to payment gateway according to comparing result;
(12) so far, based on the safety of payment checking flow process end of speech recognition, the residue payment flow is consistent with traditional mobile payment flow process.
Claims (10)
1. the mobile payment security verification method based on speech recognition is characterized in that using speech recognition that the mobile payment user is carried out authentication, ensures the mobile payment process safety.
2. a kind of mobile payment security verification method according to claim 1 is characterized in that using smart mobile phone to carry out the mobile payment security checking.
3. a kind of mobile payment security verification method according to claim 1 is characterized in that using panel computer to carry out the mobile payment security checking.
4. according to claim 1,2 and 3 described a kind of mobile payment security verification methods is characterized in that adopting the speech recognition technology of text-dependent to carry out the mobile payment security checking.
5. according to claim 1,2,3 and 4 described a kind of mobile payment security verification methods is characterized in that using the phrase reference information to carry out the speech recognition checking, and concrete methods of realizing is as follows:
(1) when carrying out the typing of reference information, vocal print verification management system is random from the content library of self selects five phrases to send to the Mobile payment terminal application program, requires the user to read aloud one by one typing;
(2) the employed phrase content of this user of vocal print verification management system log (SYSLOG), and sound bite is sent to the vocal print processing module carries out that vocal print is processed and the result is filed to benchmark vocal print storehouse;
(3) in the mobile payment process, one of the random selection from existing five phrases of this user of vocal print verification management system is sent to the Mobile payment terminal application program, then the holder's sound bite that receives is sent to the vocal print processing module, carry out voiceprint extraction and process;
(4) vocal print verification management system sends to together the storehouse request of benchmark vocal print with vocal print result and content of text and carries out vocal print contrast based on text-dependent;
(5) the result is returned in benchmark vocal print storehouse, and vocal print verification management system carries out corresponding subsequent movement payment flow according to the result and processes.
6. according to claim 1,2,3 and 4 described a kind of mobile payment security verification methods is characterized in that using literal paragraph reference information to carry out the speech recognition checking, and concrete methods of realizing is as follows:
(1) when carrying out the typing of reference information, vocal print verification management system random passage of selecting from the content library of self is sent to the Mobile payment terminal application program, carries out complete reading aloud by the user;
(2) the employed word content of this user of vocal print verification management system log (SYSLOG), and sound bite is sent to the vocal print processing module carries out that vocal print is processed and the result is filed to benchmark vocal print storehouse;
(3) in the mobile payment process, vocal print verification management system literal fragment of random intercepting from the existing word content of this user is sent to the Mobile payment terminal application program, then the user's real-time voice fragment that receives is sent to the vocal print processing module, the request vocal print is processed;
(4) vocal print verification management system sends to together the storehouse request of benchmark vocal print with vocal print processing module return results and content of text and carries out vocal print contrast based on text-dependent;
(5) the result is returned in benchmark vocal print storehouse, and vocal print verification management system melts according to the result and carries out corresponding subsequent movement payment flow processing.
7. according to claim 1,2,3 and 4 described a kind of safety of payment verification methods is characterized in that using the random digit sequence to carry out the speech recognition checking, and concrete methods of realizing is as follows:
(1) when carrying out the typing of reference information, Mobile payment terminal application prompts user reads aloud ten numerals of 0-9;
(2) this user's of vocal print verification management system log (SYSLOG) sound bite and be sent to the vocal print processing module and carry out that vocal print is processed and the result is filed to benchmark vocal print storehouse;
(3) in the mobile payment process, the random Serial No. that produces a regular length of vocal print verification management system is sent to Mobile payment terminal application program and benchmark vocal print storehouse, then the user's real-time voice fragment that receives is sent to the vocal print processing module and asks vocal print to process;
(4) benchmark vocal print storehouse uses the benchmark voiceprint to splice according to user ID and random digit sequence, the result that the vocal print of the real-time voice fragment that this vocal print fragment and vocal print verification management system are sent is processed compares, return the result, vocal print verification management system carries out corresponding subsequent movement payment flow according to the result and processes.
8. according to claim 1,2 and 3 described a kind of mobile payment security verification methods is characterized in that adopting the speech recognition technology of text-independent to carry out the mobile payment security checking.
9. according to claim 1,2,3 and 8 described a kind of mobile payment security verification methods is characterized in that using the smart random interrogation reply system to carry out the speech recognition checking, and concrete methods of realizing is as follows:
(1) when carrying out the typing of reference information, vocal print verification management system selects passage to be sent to the Mobile payment terminal application program from the content library of self, reads aloud by the user is complete;
(2) the Mobile payment terminal application program is sent to the vocal print processing module with this sound bite and carries out that vocal print is processed and the result is filed to benchmark vocal print storehouse;
(3) in the mobile payment process, vocal print verification management system generates a problem and is issued to the Mobile payment terminal application program according to order contents is random, is answered arbitrarily by the user;
(4) the Mobile payment terminal application program sends to the vocal print processing module with the user's real-time voice fragment that receives, and the request vocal print is processed;
(5) vocal print verification management system receives the vocal print result, delivers to benchmark vocal print storehouse and benchmark vocal print and carries out contrasting based on the vocal print of text-independent;
(6) the result is returned in benchmark vocal print storehouse, and vocal print verification management system carries out corresponding subsequent movement payment flow according to the result and processes.
10. according to claim 1,2,3 and 8 described a kind of mobile payment security verification methods is characterized in that using the random text content to carry out the speech recognition checking, and concrete methods of realizing is as follows:
(1) when carrying out the typing of reference information, vocal print verification management system random passage of selecting from the content library of self is sent to the Mobile payment terminal application program, reads aloud by the user is complete;
(2) the Mobile payment terminal application program is sent to the vocal print processing module with this sound bite and carries out vocal print and process and will file to benchmark vocal print storehouse;
(3) in the mobile payment process, vocal print verification management system root generates at random passage and is issued to the Mobile payment terminal application program;
(4) the Mobile payment terminal application program sends to the vocal print processing module with the user's that receives sound bite, and the request vocal print is processed;
(5) vocal print verification management system receives the vocal print result, and is sent to reference sound intensity line storehouse and carries out contrasting based on the vocal print of text-independent with the benchmark vocal print;
(6) the result is returned in benchmark vocal print storehouse, and vocal print verification management system carries out corresponding subsequent movement payment processes according to the result.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013102234663A CN103325037A (en) | 2013-06-06 | 2013-06-06 | Mobile payment safety verification method based on voice recognition |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2013102234663A CN103325037A (en) | 2013-06-06 | 2013-06-06 | Mobile payment safety verification method based on voice recognition |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN103325037A true CN103325037A (en) | 2013-09-25 |
Family
ID=49193761
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2013102234663A Pending CN103325037A (en) | 2013-06-06 | 2013-06-06 | Mobile payment safety verification method based on voice recognition |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN103325037A (en) |
Cited By (19)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103955825A (en) * | 2014-05-21 | 2014-07-30 | 深圳数字电视国家工程实验室股份有限公司 | Electronic payment method and device and digital television |
| CN104408345A (en) * | 2014-11-21 | 2015-03-11 | 中国联合网络通信集团有限公司 | Method and device for checking identity and server |
| CN104951930A (en) * | 2015-04-27 | 2015-09-30 | 上海交通大学 | Electronic cipher ticket method and system based on bio-information identity verification |
| CN105701662A (en) * | 2016-01-07 | 2016-06-22 | 广东欧珀移动通信有限公司 | Payment control method and device |
| CN105989492A (en) * | 2015-02-17 | 2016-10-05 | 顾泽苍 | Composition method of voiceprint authentication mobile phone payment system |
| CN106357411A (en) * | 2016-10-14 | 2017-01-25 | 深圳天珑无线科技有限公司 | Identity verification method and device |
| CN106485499A (en) * | 2016-10-24 | 2017-03-08 | 安徽百慕文化科技有限公司 | One kind is based on voice-operated on-line payment system |
| CN106531171A (en) * | 2016-10-13 | 2017-03-22 | 普强信息技术（北京）有限公司 | Method for realizing dynamic voiceprint password system |
| CN106713370A (en) * | 2016-05-11 | 2017-05-24 | 北京得意音通技术有限责任公司 | Identity authentication method, server and mobile terminal |
| CN106897877A (en) * | 2016-12-31 | 2017-06-27 | 深圳天珑无线科技有限公司 | Action pays the method and system of identity validation |
| CN107248999A (en) * | 2017-07-04 | 2017-10-13 | 北京汽车集团有限公司 | The processing method of internet financial business, device, storage medium, electronic equipment |
| WO2018072617A1 (en) * | 2016-10-21 | 2018-04-26 | 阿里巴巴集团控股有限公司 | Method and device for interaction of data objects in virtual reality/augmented reality spatial environment |
| CN108921562A (en) * | 2018-05-24 | 2018-11-30 | 佛山市竣智文化传播股份有限公司 | A kind of on-line payment and its device based on Application on Voiceprint Recognition |
| CN108960836A (en) * | 2017-12-27 | 2018-12-07 | 北京猎户星空科技有限公司 | Voice payment method, apparatus and system |
| WO2019127929A1 (en) * | 2017-12-26 | 2019-07-04 | 广州势必可赢网络科技有限公司 | Electronic device voice-print payment method and apparatus |
| CN110400137A (en) * | 2019-04-03 | 2019-11-01 | 泰州市海陵区一马商务信息咨询有限公司 | Exempt from close payment verifying system |
| CN111599121A (en) * | 2020-04-22 | 2020-08-28 | 黄山学院 | Auxiliary device for improving face recognition payment accuracy |
| CN111684444A (en) * | 2019-07-18 | 2020-09-18 | 深圳海付移通科技有限公司 | Identity authentication method, terminal equipment and storage medium |
| CN112132122A (en) * | 2020-11-26 | 2020-12-25 | 飞天诚信科技股份有限公司 | Fingerprint card and implementation method thereof |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1905445A (en) * | 2005-07-27 | 2007-01-31 | 国际商业机器公司 | System and method of speech identification using mobile speech identification card |
| US20070255620A1 (en) * | 2006-03-30 | 2007-11-01 | Obopay Inc. | Transacting Mobile Person-to-Person Payments |
| CN102543084A (en) * | 2010-12-29 | 2012-07-04 | 盛乐信息技术（上海）有限公司 | Online voiceprint recognition system and implementation method thereof |
| CN102708867A (en) * | 2012-05-30 | 2012-10-03 | 北京正鹰科技有限责任公司 | Method and system for identifying faked identity by preventing faked recordings based on voiceprint and voice |
| CN103078828A (en) * | 2011-10-25 | 2013-05-01 | 上海博路信息技术有限公司 | Cloud-model voice authentication system |
-
2013
- 2013-06-06 CN CN2013102234663A patent/CN103325037A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1905445A (en) * | 2005-07-27 | 2007-01-31 | 国际商业机器公司 | System and method of speech identification using mobile speech identification card |
| US20070255620A1 (en) * | 2006-03-30 | 2007-11-01 | Obopay Inc. | Transacting Mobile Person-to-Person Payments |
| CN102543084A (en) * | 2010-12-29 | 2012-07-04 | 盛乐信息技术（上海）有限公司 | Online voiceprint recognition system and implementation method thereof |
| CN103078828A (en) * | 2011-10-25 | 2013-05-01 | 上海博路信息技术有限公司 | Cloud-model voice authentication system |
| CN102708867A (en) * | 2012-05-30 | 2012-10-03 | 北京正鹰科技有限责任公司 | Method and system for identifying faked identity by preventing faked recordings based on voiceprint and voice |
Cited By (22)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103955825A (en) * | 2014-05-21 | 2014-07-30 | 深圳数字电视国家工程实验室股份有限公司 | Electronic payment method and device and digital television |
| CN104408345A (en) * | 2014-11-21 | 2015-03-11 | 中国联合网络通信集团有限公司 | Method and device for checking identity and server |
| CN105989492A (en) * | 2015-02-17 | 2016-10-05 | 顾泽苍 | Composition method of voiceprint authentication mobile phone payment system |
| CN104951930A (en) * | 2015-04-27 | 2015-09-30 | 上海交通大学 | Electronic cipher ticket method and system based on bio-information identity verification |
| CN105701662A (en) * | 2016-01-07 | 2016-06-22 | 广东欧珀移动通信有限公司 | Payment control method and device |
| CN106713370B (en) * | 2016-05-11 | 2019-09-27 | 北京得意音通技术有限责任公司 | A kind of identity identifying method, server and mobile terminal |
| CN106713370A (en) * | 2016-05-11 | 2017-05-24 | 北京得意音通技术有限责任公司 | Identity authentication method, server and mobile terminal |
| CN106531171B (en) * | 2016-10-13 | 2020-02-11 | 普强信息技术（北京）有限公司 | Method for realizing dynamic voiceprint password system |
| CN106531171A (en) * | 2016-10-13 | 2017-03-22 | 普强信息技术（北京）有限公司 | Method for realizing dynamic voiceprint password system |
| CN106357411A (en) * | 2016-10-14 | 2017-01-25 | 深圳天珑无线科技有限公司 | Identity verification method and device |
| WO2018072617A1 (en) * | 2016-10-21 | 2018-04-26 | 阿里巴巴集团控股有限公司 | Method and device for interaction of data objects in virtual reality/augmented reality spatial environment |
| CN106485499A (en) * | 2016-10-24 | 2017-03-08 | 安徽百慕文化科技有限公司 | One kind is based on voice-operated on-line payment system |
| CN106897877A (en) * | 2016-12-31 | 2017-06-27 | 深圳天珑无线科技有限公司 | Action pays the method and system of identity validation |
| CN107248999A (en) * | 2017-07-04 | 2017-10-13 | 北京汽车集团有限公司 | The processing method of internet financial business, device, storage medium, electronic equipment |
| WO2019127929A1 (en) * | 2017-12-26 | 2019-07-04 | 广州势必可赢网络科技有限公司 | Electronic device voice-print payment method and apparatus |
| CN108960836A (en) * | 2017-12-27 | 2018-12-07 | 北京猎户星空科技有限公司 | Voice payment method, apparatus and system |
| CN108960836B (en) * | 2017-12-27 | 2021-09-14 | 北京猎户星空科技有限公司 | Voice payment method, device and system |
| CN108921562A (en) * | 2018-05-24 | 2018-11-30 | 佛山市竣智文化传播股份有限公司 | A kind of on-line payment and its device based on Application on Voiceprint Recognition |
| CN110400137A (en) * | 2019-04-03 | 2019-11-01 | 泰州市海陵区一马商务信息咨询有限公司 | Exempt from close payment verifying system |
| CN111684444A (en) * | 2019-07-18 | 2020-09-18 | 深圳海付移通科技有限公司 | Identity authentication method, terminal equipment and storage medium |
| CN111599121A (en) * | 2020-04-22 | 2020-08-28 | 黄山学院 | Auxiliary device for improving face recognition payment accuracy |
| CN112132122A (en) * | 2020-11-26 | 2020-12-25 | 飞天诚信科技股份有限公司 | Fingerprint card and implementation method thereof |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN103325037A (en) | Mobile payment safety verification method based on voice recognition | |
| CN112333549B (en) | Video processing method and device, electronic equipment and storage medium | |
| CN106803168B (en) | Abnormal transfer detection method and device | |
| EP3451328B1 (en) | Method and apparatus for verifying information | |
| CN111681091B (en) | Financial risk prediction method and device based on time domain information and storage medium | |
| CN106373575B (en) | User voiceprint model construction method, device and system | |
| Singh et al. | Applications of speaker recognition | |
| CN107886957A (en) | Voice wake-up method and device combined with voiceprint recognition | |
| CN102413100A (en) | Voice-print authentication system having voice-print password picture prompting function and realization method thereof | |
| CN106709804A (en) | Interactive wealth planning consulting robot system | |
| TW201435640A (en) | Method and system for identifying human/machine | |
| CN103986725A (en) | Client side, server side and identity authentication system and method | |
| CN108074310A (en) | Voice interactive method and intelligent lock administration system based on sound identification module | |
| CN105894380A (en) | Digital currency credit investigation system and method | |
| CN102413101A (en) | Voice-print authentication system having voice-print password voice prompting function and realization method thereof | |
| CN103078828A (en) | Cloud-model voice authentication system | |
| CN106713370A (en) | Identity authentication method, server and mobile terminal | |
| CN110555330A (en) | image surface signing method and device, computer equipment and storage medium | |
| CN107958215A (en) | A kind of antifraud recognition methods, device, server and storage medium | |
| CN109729067A (en) | Voice punch card method, device, equipment and computer storage medium | |
| CN104348621A (en) | Authentication system based on voiceprint recognition and method thereof | |
| CN110675252A (en) | Risk assessment method and device, electronic equipment and storage medium | |
| CN107368724A (en) | Anti- cheating network research method, electronic equipment and storage medium based on Application on Voiceprint Recognition | |
| CN111047146A (en) | Risk identification method, device and equipment for enterprise users | |
| CN114049126A (en) | Security authentication method and device |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20130925 |