CN109615366A

CN109615366A - Equipment method of payment and device

Info

Publication number: CN109615366A
Application number: CN201811401731.1A
Authority: CN
Inventors: 张垒垒; 焦雷; 李佳佳; 张燚
Original assignee: Alibaba Group Holding Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2018-11-22
Filing date: 2018-11-22
Publication date: 2019-04-12
Anticipated expiration: 2038-11-22
Also published as: CN113422811B; CN109615366B; TW202020768A; TWI771608B; CN113422811A; WO2020103563A1

Abstract

The embodiment of the present application provides a kind of equipment method of payment and device, to include: internet of things equipment, which send payment function to server by narrowband Internet of Things NB-IoT communication mode, opens request, server returns to response message to internet of things equipment by NB-IoT communication mode, internet of things equipment is based on response message, account bind request is transmitted to mobile terminal, target payment account in request binding mobile terminal, mobile terminal is according to account bind request, account binding notice is sent to server, server is bound according to account and is notified, the pay mark of target payment account is sent to internet of things equipment by NB-IoT communication mode, the pay mark is for carrying out operation of withholing in the target payment account.

Description

Equipment method of payment and device

Technical field

This application involves field of computer technology more particularly to a kind of equipment method of payment and devices.

Background technique

With the fast development of mobile terminal and software development technique, can develop in the terminal at present various Application program, these application programs can provide various functions for user, for example application program of taking pictures provides function of taking pictures Can, U.S. figure application program provides U.S. figure function, and navigation application program provides route guidance function etc..

It is paid for the convenience of the user, the equipment such as mobile terminal such as mobile phone are furnished with payment function mostly at present, and user passes through Mobile terminal can be paid.However, the prior art has only focused on how on mobile terminals to realize payment, mobile terminal with Outer equipment also cannot achieve payment function, cause the payment scene of user less.

Summary of the invention

The purpose of the embodiment of the present application is to provide a kind of equipment method of payment and device, to realize branch on internet of things equipment Pay function, the payment scene to extend one's service.

To reach above-mentioned technical purpose, the embodiment of the present application is achieved in that

The embodiment of the present application provides a kind of equipment method of payment, is applied to internet of things equipment, comprising: pass through narrowband Internet of Things Net NB-IoT communication mode sends payment function to server and opens request, and receives service by the NB-IoT communication mode Device opens the response message that request returns according to the payment function；If the response message allows to open payment function for indicating Can, then account bind request is transmitted to mobile terminal, the account bind request is for requesting the mesh in the mobile terminal Mark payment account is bound with the internet of things equipment；It is received described in server issues by the NB-IoT communication mode The pay mark of target payment account, and save the pay mark；Wherein, the pay mark of the target payment account is by taking The binding notification message transmission that business device is sent according to the mobile terminal, the binding notification message by the mobile terminal according to The account bind request is sent, and the binding notification message is for notifying server by the target payment account and the object Networked devices are bound, and the pay mark is for carrying out operation of withholing in the target payment account.

The embodiment of the present application provides a kind of equipment method of payment, is applied to mobile terminal, comprising: from internet of things equipment Obtain account bind request, the account bind request be used for request by the mobile terminal target payment account with it is described Internet of things equipment is bound；The account bind request is receiving the expression from server by the internet of things equipment It is transmitted after allowing to open the response message of payment function, the response message is by server according to from the internet of things equipment Payment function open request send；Pass through Internet of Things NB-IoT communication mode in narrowband between the internet of things equipment and server Communication；According to the account bind request, binding notification message is sent to server, the binding notification message is for notifying clothes Business device binds the target payment account with the internet of things equipment.

The embodiment of the present application provides a kind of equipment method of payment, is applied to server, comprising: pass through narrowband Internet of Things NB-IoT communication mode receives the payment function that internet of things equipment is sent and opens request, and it is logical to open request according to the payment function It crosses the NB-IoT communication mode and returns to response message to the internet of things equipment, the response message is open-minded for indicating to allow Payment function；The binding notification message for receiving mobile terminal transmission will be in the mobile terminal according to the binding notification message Target payment account bound with the internet of things equipment；The binding notification message is by the mobile terminal according to from institute It states the account bind request got at internet of things equipment to send, the account bind request is for requesting the mobile terminal In target payment account bound with the internet of things equipment；It is set by the NB-IoT communication mode to the Internet of Things The standby pay mark for issuing the target payment account, the pay mark of the target payment account are used to pay in the target Operation of withholing is carried out in account.

The embodiment of the present application provides a kind of equipment payment mechanism, is applied to internet of things equipment, comprising: mould is opened in request Block opens request for sending payment function to server by narrowband Internet of Things NB-IoT communication mode, and passes through the NB- IoT communication mode receives server and opens the response message that request returns according to the payment function；Binding module is requested, is used for If the response message allows to open payment function for indicating, account bind request, the account are transmitted to mobile terminal Bind request is for requesting to bind the target payment account in the mobile terminal with the internet of things equipment；Mark is protected Storing module, for receiving the pay mark for the target payment account that server issues by the NB-IoT communication mode, And save the pay mark；Wherein, the pay mark of the target payment account is sent out by server according to the mobile terminal The binding notification message sent is sent, and the binding notification message is sent by the mobile terminal according to the account bind request, The binding notification message is described for notifying server to bind the target payment account with the internet of things equipment Pay mark is for carrying out operation of withholing in the target payment account.

The embodiment of the present application provides a kind of equipment payment mechanism, is applied to mobile terminal, comprising: request module, For obtaining account bind request from internet of things equipment, the account bind request will be in the mobile terminal for request Target payment account is bound with the internet of things equipment；The account bind request is being received by the internet of things equipment From the expression of server allow to open the response message of payment function after transmit, the response message by server according to Lai Request is opened from the payment function in the internet of things equipment to send；Pass through protenchyma between the internet of things equipment and server NB-IoT communication mode of networking communicates；Sending module is notified, for sending and binding to server according to the account bind request Notification message, the binding notification message is for notifying server to carry out the target payment account and the internet of things equipment Binding.

The embodiment of the present application provides a kind of equipment payment mechanism, is applied to server, comprising: request receiving module is used Request is opened in receiving the payment function that internet of things equipment is sent by narrowband Internet of Things NB-IoT communication mode, according to the branch Pay function open request by the NB-IoT communication mode to the internet of things equipment return response message, the response message For indicating to allow to open payment function；Account binding module, for receiving the binding notification message of mobile terminal transmission, according to The binding notification message binds the target payment account in the mobile terminal with the internet of things equipment；It is described Binding notification message is sent by the mobile terminal according to the account bind request got from the internet of things equipment, described Account bind request is for requesting to bind the target payment account in the mobile terminal with the internet of things equipment；Mark Knowledge issues module, for issuing the branch of the target payment account to the internet of things equipment by the NB-IoT communication mode Mark is paid, the pay mark of the target payment account is for carrying out operation of withholing in the target payment account.

The embodiment of the present application provides a kind of electronic equipment, comprising: processor；And be arranged to storage computer can hold The memory of row instruction, the computer executable instructions make the processor realize above-mentioned equipment payer when executed The step of method.

The embodiment of the present application provides a kind of storage medium, and for storing computer executable instructions, the computer can Execute instruction the step of realizing above-mentioned equipment method of payment when executed.

Technical solution in through this embodiment, internet of things equipment can with server carry out NB-loT communication, and with shifting Dynamic terminal communication, to realize the binding of the target payment account and internet of things equipment in mobile terminal.Internet of things equipment according to The pay mark for the target payment account that server issues can be paid in target payment account, to set in Internet of Things Standby upper realization payment function, the payment scene to extend one's service.

Detailed description of the invention

In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this The some embodiments recorded in application, for those of ordinary skill in the art, in the premise of not making the creative labor property Under, it is also possible to obtain other drawings based on these drawings.

Fig. 1 is the application scenario diagram for the equipment method of payment that one embodiment of the application provides；

Fig. 2 is the flow diagram for the equipment method of payment that one embodiment of the application provides；

Fig. 3 is the flow diagram for the account binding that one embodiment of the application provides；

Fig. 4 is the flow diagram for the equipment method of payment that another embodiment of the application provides；

Fig. 5 is the application scenario diagram for the equipment method of payment that another embodiment of the application provides；

Fig. 6 is the flow diagram for the equipment method of payment that another embodiment of the application provides；

Fig. 7 is the flow diagram for the equipment method of payment that another embodiment of the application provides；

Fig. 8 is the flow diagram for the equipment method of payment that another embodiment of the application provides；

Fig. 9 is the module composition schematic diagram for the equipment payment mechanism that one embodiment of the application provides；

Figure 10 is the module composition schematic diagram for the equipment payment mechanism that one embodiment of the application provides；

Figure 11 is the module composition schematic diagram for the equipment payment mechanism that one embodiment of the application provides；

Figure 12 is the structural schematic diagram for the electronic equipment that one embodiment of the application provides.

Specific embodiment

In order to make those skilled in the art better understand the technical solutions in the application, below in conjunction with the application reality The attached drawing in example is applied, the technical scheme in the embodiment of the application is clearly and completely described, it is clear that described implementation Example is merely a part but not all of the embodiments of the present application.Based on the embodiment in the application, this field is common The application protection all should belong in technical staff's every other embodiment obtained without creative efforts Range.

The embodiment of the present application provides a kind of equipment method of payment and device, and payment function can be realized on internet of things equipment Can, the payment scene to extend one's service, wherein internet of things equipment has NB-IoT (Narrow Band Internet of Things, narrowband Internet of Things) communication function.NB-IoT is a kind of narrowband Internet of Things based on cellular network, is one, the field IoT Emerging technology supports low power consuming devices to connect in the cellular data of wide area network, supports stand-by time length, to network connectivity requirements The efficient connection of higher device.NB-IoT is also referred to as LPWAN (Low-Power Wide-Area Network, low-power consumption wide area Net).

Fig. 1 is the application scenario diagram for the equipment method of payment that one embodiment of the application provides, as shown in Figure 1, the scene packet Internet of things equipment 100, mobile terminal 200 and server 300 are included, internet of things equipment 100 can be wearable device or intelligent family Electricity, wearable device can be wrist-watch, bracelet etc., and intelligent appliance can be refrigerator, washing machine, electric cooker, air-conditioning etc..In Fig. 1 It is that bracelet is illustrated with internet of things equipment 100.NB-IoT communication module, internet of things equipment are installed in internet of things equipment 100 100, which can use the NB-IoT communication module, is communicated by NB-IoT communication mode with server 300.Mobile terminal 200 can be with For mobile phone, computer, tablet computer etc., mobile terminal 200 can be communicated with internet of things equipment 100 and server 300.Server 300 can be the background server of payment platform, and server 300 can be communicated with internet of things equipment 100 and mobile terminal 200.

Fig. 2 is the flow diagram for the equipment method of payment that one embodiment of the application provides, and this method can be applied to object Networked devices are executed by internet of things equipment, as shown in Fig. 2, the process the following steps are included:

Step S202 sends payment function to server by NB-IoT communication mode and opens request, and passes through NB-IoT Communication mode receives server and opens the response message that request returns according to payment function；

Step S204 is tied up if the response message allows to open payment function for indicating to mobile terminal transmission account Fixed request；Wherein, account bind request is for requesting to tie up the target payment account in mobile terminal with internet of things equipment It is fixed；

Step S206 receives the pay mark for the target payment account that server issues by NB-IoT communication mode, and Save the pay mark；

Wherein, the pay mark of target payment account is sent out by server according to the binding notification message that mobile terminal is sent It send, binding notification message is sent by mobile terminal according to above-mentioned account bind request, and binding notification message is for notifying server Target payment account is bound with internet of things equipment, pay mark in target payment account for carrying out operation of withholing.

In the present embodiment, it can be withholdd in target payment account by the pay mark of target payment account.It should Pay mark can be a string of character strings, can be the generation of target payment account by server.The payment mark of different payment accounts Know different.Server after the pay mark for getting target payment account, can according to the pay mark, and in advance Corresponding relationship between the pay mark and account identification of record, determines the account identification of target payment account, according to target branch It pays a bill the account identification at family, operation of withholing is carried out in target payment account.

As it can be seen that internet of things equipment can be sent to server by NB-IoT communication mode and be paid in the embodiment of the present application Function opens request, and receives server by NB-IoT communication mode and open the response letter that request returns according to payment function Breath, and when the response message is for indicating to allow to open payment function, account bind request is transmitted to mobile terminal, with request Target payment account in mobile terminal is bound with internet of things equipment, and server is received by NB-IoT communication mode The pay mark of the target payment account issued and preservation, since the pay mark is used to withhold in target payment account Operation, therefore internet of things equipment can be realized payment function based on the pay mark, thus the payment scene to extend one's service.

In the present embodiment, since internet of things equipment can pass through NB-IoT communication mode and server communication, Internet of Things The system of net equipment operation support NB-IoT.Due to supporting the system (such as SCM system) of NB-IoT typically more simple Single, development difficulty is low, therefore greatly reduces the system development costs of internet of things equipment, so that in intelligent appliance and wearable setting Simple development process realization payment function can also be passed through for upper.

In above-mentioned steps S202, internet of things equipment is opened to server transmission payment function by NB-IoT communication mode and is asked It asks, which, which opens request, can carry the apparatus characteristic information of internet of things equipment, such as device identification, and server can be with Request is opened according to payment function, whether verifying internet of things equipment is the equipment for allowing to open payment function, if so, server The response message for indicating to allow to open payment function is returned to internet of things equipment by NB-IoT communication mode, if it is not, Then server returns to the response letter for indicating not allowing to open payment function by NB-IoT communication mode to internet of things equipment Breath.

In above-mentioned steps S202, internet of things equipment is open-minded according to payment function by NB-IoT communication mode reception server Request the response message returned.Internet of things equipment also judges whether the response message is used to indicate to allow to open payment function, if It is that then internet of things equipment executes above-mentioned steps S204.

Step S204, internet of things equipment transmit account bind request to mobile terminal, and account bind request is for requesting Target payment account in mobile terminal is bound with internet of things equipment, by mobile terminal target payment account with After internet of things equipment binding success, internet of things equipment can realize payment function by the target payment account.Internet of things equipment It can be by means of communication such as bluetooth, WiFi (WIreless-Fidelity, Wireless Fidelity), infrared, two dimensional code, sound waves to shifting Dynamic terminal transmission account bind request.

For example, internet of things equipment is sent out account bind request by bluetooth, WiFi, infrared, in sound wave any mode Mobile terminal is given, alternatively, internet of things equipment shows the corresponding two dimensional code of account bind request, the side that mobile terminal passes through barcode scanning Formula obtains account bind request from internet of things equipment.

After mobile terminal receives account bind request, authentication can be carried out to user, it is mobile whole after being verified End generates account and binds inquiry message, and account binding inquiry message is for asking the user whether to allow target payment account and object Networked devices are bound, and mobile terminal receives user for the answer information of account binding inquiry message, if the answer information Indicate that user allows to bind target payment account with internet of things equipment, then mobile terminal sends binding notice to server Message, binding notification message is for notifying server to bind target payment account with internet of things equipment.Mobile terminal can Binding notification message is sent to server in a manner of through WIFI, 4G etc..

After server receives binding notification message, it can be determined that the corresponding quantity for having bound account of the internet of things equipment Whether it is greater than the first amount threshold, and judges whether the quantity of the corresponding bound device of target payment account is greater than the second number Threshold value is measured, if the corresponding quantity for having bound account of the internet of things equipment is not more than the first amount threshold, and, target payment account The quantity of corresponding bound device is not more than the second amount threshold, then server is by target payment account and the internet of things equipment It is bound.Binding procedure can be with are as follows: server middle preservation binding record, binding record in database pass through one-to-one correspondence Mode record the account identification of target payment account and the device identification of internet of things equipment, with indicate target payment account and The internet of things equipment is mutually bound.

After server is bound the target payment account in mobile terminal with internet of things equipment, communicated by NB-IoT Mode issues the pay mark of target payment account to internet of things equipment, so that internet of things equipment executes above-mentioned steps S206, leads to It crosses NB-IoT communication mode and receives the pay mark for the target payment account that server issues, and save the pay mark, the branch Mark is paid for carrying out operation of withholing in target payment account.According to it is previously mentioned it is found that target payment account payment mark Know and sent by server according to the binding notification message that mobile terminal is sent, binds notification message by mobile terminal according to Internet of Things The account bind request of equipment transmission is sent.

Fig. 3 is the flow diagram for the account binding that one embodiment of the application provides, as shown in figure 3, the process includes:

Step S302, internet of things equipment send payment function to server according to user's operation, by NB-IoT communication mode Request can be opened.

In the step, user's operation can be the operation of the button of click " opening payment function ".Payment function, which is opened, asks The apparatus characteristic information of internet of things equipment, such as device identification are carried in asking.

Step S304, server open request according to payment function, are returned by NB-IoT communication mode to internet of things equipment Return the response message for indicating to allow to open payment function.

In the step, server, which is opened to extract in request from payment, obtains the apparatus characteristic information of internet of things equipment, if root According to the apparatus characteristic information, determine that the internet of things equipment is the equipment for allowing to open payment function, then server is set to Internet of Things Standby to return to the response message for indicating to allow to open payment function, which carries server as internet of things equipment generation Unique string, for the unique string for identifying the internet of things equipment, unique string can be referred to as token again.

Step S306, internet of things equipment receives the response message that server is sent by NB-IoT communication mode, according to this Response message transmits account bind request to mobile terminal.

In the step, account bind request carries above-mentioned unique string, can also carry internet of things equipment Apparatus characteristic information.Internet of things equipment can generate two dimensional code, carry account in the two dimensional code according to the response message of server Family bind request, to transmit account bind request to mobile terminal by way of two-dimensional code display, mobile terminal is by sweeping The mode of code obtains account bind request.

Step S308, mobile terminal obtain account bind request from internet of things equipment, send account binding to server Notice.

In the step, mobile terminal carries out authentication to user and asks the user whether to permit according to account bind request Perhaps internet of things equipment and target payment account are bound.If subscriber authentication passes through and user allows to bind, move Dynamic terminal to server sends account binding notice, carries above-mentioned unique string and Internet of Things in account binding notice The apparatus characteristic information of net equipment can also carry the account identification of subscriber identity information and target payment account.It is mobile whole The mode that end carries out authentication to user includes but is not limited to: account number cipher certification, biometric authentication, dynamic token recognize Card, SMS certification etc..

Step S310, server are bound according to account and are notified, the target payment account in mobile terminal is set with Internet of Things It is standby to be bound.

In the step, after server receives account binding notice, parsing obtains above-mentioned unique character from the notice String and account identification determine internet of things equipment to be bound according to the unique string, are determined according to account mark wait bind Target payment account, so that target payment account and internet of things equipment be bound.

Step S312, server issue the payment mark of target payment account by NB-IoT communication mode to internet of things equipment Know.

Step S314, internet of things equipment saves the pay mark of target payment account, to be paid by pay mark Operation.

Fig. 4 is the flow diagram for the equipment method of payment that another embodiment of the application provides, and this method can be applied to Internet of things equipment is executed by internet of things equipment, as shown in figure 4, the process is on the basis of Fig. 2, further includes:

Step S208 generates the payment bar code of target payment account according to the pay mark of target payment account；

Step S210, the payment bar code of displaying target payment account, the bar code information for bar code of paying the bill are acquired by Cash collecting equipment And it is sent to server, to carry out operation of withholing in target payment account by server.

Specifically, internet of things equipment can generate payment bar code in payment according to the pay mark of target payment account, For example, generating payment two dimensional code using pay mark, the temporal information of equipment and preset algorithm.Then, internet of things equipment is shown The payment bar code, Cash collecting equipment can acquire the bar code information of the payment bar code, and be sent to server, and server is according to this Code information, carries out operation of withholing in target payment account.

Specifically, server can receive the bar code information of the payment bar code of Cash collecting equipment transmission, to the item of payment bar code Code information is parsed, and the pay mark of target payment account is obtained, the algorithm of analytical algorithm and generation payment bar code here It is corresponding, finally, pay mark of the server according to target payment account, carries out operation of withholing in target payment account.

In other embodiments, Internet of Things can also generate target branch and pay a bill according to the pay mark of target payment account Payment information is sent to Cash collecting equipment by the modes such as bluetooth, WiFi, infrared, sound wave by the payment information at family, and Cash collecting equipment will The payment information is sent to server, and server obtains the pay mark of target payment account according to the payment information, parsing, from And operation of withholing is carried out in target payment account.

In the method for Fig. 4, internet of things equipment saves pay mark and is specifically as follows: by the pay mark of target payment account It is stored in the storage unit of internet of things equipment.Correspondingly, internet of things equipment is in the pay mark according to target payment account, life It, can be with before the payment bar code of target payment account: when internet of things equipment is offline, target branch is obtained from storage unit It pays a bill the pay mark at family.

Specifically, the pay mark of target payment account is stored in storage unit by internet of things equipment, when Internet of Things is set When standby offline, internet of things equipment can obtain the pay mark of target payment account from storage unit, according to the pay mark Payment operation is carried out, to achieve the effect that offline electronic payment.

Fig. 5 is the application scenario diagram for the equipment method of payment that another embodiment of the application provides, as shown in figure 5, the scene Including internet of things equipment 100, Cash collecting equipment 400 and server 300, Cash collecting equipment 400 may include the equipment such as barcode scanning gun.

Fig. 6 is the flow diagram for the equipment method of payment that another embodiment of the application provides, as shown in fig. 6, being based on Fig. 5 In scene, this method comprises:

Step S602, internet of things equipment obtain the payment mark of target payment account under off-line state from storage unit Know.

Step S604, pay mark and offline bar code generating algorithm of the internet of things equipment according to target payment account, life At target payment account payment bar code and show；

Step S606, the bar code information of Cash collecting equipment acquisition payment bar code；

Bar code information, Transaction Information and merchant information are sent to server by step S608, Cash collecting equipment；

Step S610, server receive bar code information, Transaction Information and the trade company's letter for the payment bar code that Cash collecting equipment is sent Breath, server to payment bar code bar code information parse, obtain the pay mark of target payment account, to merchant information into Row parsing, determines the collecting account of trade company, determines collection amount according to Transaction Information；

Step S612, server is according to the pay mark and collection amount of target payment account, in target payment account Operation of withholing is carried out, according to collection amount, the operation that keeps accounts accordingly is carried out in the collecting account of trade company.

To sum up, the present embodiment has the advantage that

1, payment function in conjunction with NB-IoT, the advantage of NB-IoT is applied to payment technical field, optimization payment experience.

2, be very suitable to the mobile payment of internet of things equipment, based on NB-IoT low-power consumption, wide covering, large capacity advantage, Internet of things equipment is enabled to carry out delivery operation for a long time.

3, offline electronic payment may be implemented in internet of things equipment, user-friendly.

4, the effect that can achieve telecommunication by NB-IoT, facilitates internet of things equipment to interact with server.

Fig. 7 is the flow diagram for the equipment method of payment that another embodiment of the application provides, and this method can be applied to Mobile terminal, by mobile terminal execution, as shown in fig. 7, the process the following steps are included:

Step S702 obtains account bind request from internet of things equipment, and account bind request is for requesting movement eventually Target payment account in end is bound with internet of things equipment；Account bind request by internet of things equipment receive from The expression of server is transmitted after allowing to open the response message of payment function, and the response message is by server according to from Internet of Things The payment function of net equipment is opened request and is sent；It is communicated between internet of things equipment and server by NB-IoT communication mode；

Step S704 sends binding notification message to server, binding notification message is for leading to according to account bind request Know that server binds target payment account with internet of things equipment.

As it can be seen that mobile terminal can obtain account bind request from internet of things equipment, according to account in the embodiment of the present application Family bind request sends binding notification message to server, and binding notification message is for notifying server by target payment account It is bound with internet of things equipment, so that target payment account and internet of things equipment be bound, makes internet of things equipment that there is payment Function, the payment scene to extend one's service.

In above-mentioned steps S704, according to account bind request, binding notification message is sent to server, specifically may is that According to account bind request, generate account and bind inquiry message, account binding inquiry message for ask the user whether to allow by Target payment account is bound with internet of things equipment, however, it is determined that user allows to carry out target payment account and internet of things equipment Binding then sends binding notification message to server.

For example, mobile terminal according to account bind request, generates and plays frame, play frame show " whether determine by account XXX with set Standby XXX is bound ", mobile terminal also shows confirming button and cancel button, if user clicks confirming button, mobile terminal It determines that user allows to bind target payment account with internet of things equipment, and sends binding notification message to server, if User clicks cancel button, then mobile terminal terminates to bind process.

Further, before generating account binding inquiry message, mobile terminal can also carry out authentication to user, If it is determined that subscriber authentication passes through, then account binding inquiry message is generated.

Specifically, mobile terminal can carry out authentication to user, and verification mode includes but is not limited to that biological characteristic is tested Card, account password verifying, short message verification code verifying etc., however, it is determined that subscriber authentication passes through, then generates account binding inquiry letter Breath, and after determining that user allows to bind target payment account and internet of things equipment, binding notice is sent to server Message.If subscriber authentication does not pass through, mobile terminal can show corresponding prompt information.In the present embodiment, pass through body Part verifying and inquiry certification dual mode, can guarantee the accuracy and safety of account binding.

As it can be seen that can be realized the payment function of internet of things equipment through this embodiment.Mobile terminal energy in the present embodiment It enough realizes each process that aforementioned mobile terminal is realized, and reaches identical effect, be not repeated herein.

Fig. 8 is the flow diagram for the equipment method of payment that another embodiment of the application provides, and this method can be applied to Server is executed by server, as shown in figure 8, the process the following steps are included:

Step S802 receives the payment function that internet of things equipment is sent by NB-IoT communication mode and opens request, according to Payment function opens request and returns to response message to internet of things equipment by NB-IoT communication mode, and response message is for indicating fair Permitted to open payment function；

Step S804 receives the binding notification message that mobile terminal is sent, will be in mobile terminal according to binding notification message Target payment account bound with internet of things equipment；Binding notification message is obtained by mobile terminal according to from internet of things equipment The account bind request got is sent, and account bind request is for requesting the target payment account and Internet of Things in mobile terminal Equipment is bound；

Step S806 issues the pay mark of target payment account, mesh by NB-IoT communication mode to internet of things equipment The pay mark of mark payment account in target payment account for carrying out operation of withholing.

As it can be seen that server can receive what internet of things equipment was sent by NB-IoT communication mode in the embodiment of the present application Payment function opens request, and opens request according to payment function and return to response to internet of things equipment by NB-IoT communication mode Information, and the binding notification message of mobile terminal transmission is received, according to binding notification message, the target in mobile terminal is paid Account is bound with internet of things equipment, and issues the branch of target payment account to internet of things equipment by NB-IoT communication mode Mark is paid, therefore internet of things equipment can be realized payment function based on the pay mark, thus the payment scene to extend one's service.

In above-mentioned steps S802, request is opened according to payment function and is returned by NB-IoT communication mode to internet of things equipment Response message, specifically: from payment function open request in extract internet of things equipment apparatus characteristic information, such as device identification, Verify whether internet of things equipment is the equipment for allowing to open payment function according to the apparatus characteristic information of internet of things equipment, if so, The response message for indicating to allow to open payment function is then returned to internet of things equipment by NB-IoT communication mode, if it is not, The response message for indicating not allowing to open payment function is then returned to internet of things equipment by NB-IoT communication mode.

Specifically, server memory contains table, the equipment which is used to record the equipment for allowing to open payment function After server extracts the apparatus characteristic information of internet of things equipment, it is special to search the equipment extracted in this table for characteristic information Reference breath, if finding, it is determined that internet of things equipment is the equipment for allowing to open payment function, is used for internet of things equipment return The response message for allowing to open payment function is indicated, if not finding, it is determined that internet of things equipment is not allow to open payment function The equipment of energy returns to the response message for indicating not allowing to open payment function to internet of things equipment.Certainly, other modes In, which can also record the apparatus characteristic information for not allowing to open the equipment of payment function, this process is no longer superfluous here It states.

In above-mentioned steps S802, according to binding notification message, the target payment account in mobile terminal is set with Internet of Things It is standby to be bound, specifically: according to binding notification message, judge whether the corresponding quantity for having bound account of internet of things equipment is big In the first amount threshold, and judge whether the quantity of the corresponding bound device of target payment account is greater than the second quantity threshold Value, if the corresponding quantity for having bound account of internet of things equipment is not more than the first amount threshold, and, target payment account is corresponding The quantity of bound device is not more than the second amount threshold, then binds target payment account with internet of things equipment.

Specifically, to avoid same payment account from binding excessive equipment, alternatively, the excessive payment account of same apparatus bound, In the present embodiment, server judges the corresponding quantity for having bound account of internet of things equipment after receiving binding notification message Whether it is greater than the first amount threshold, and judges whether the quantity of the corresponding bound device of target payment account is greater than the second number Threshold value is measured, the first amount threshold and the second amount threshold can be set as needed, if internet of things equipment is corresponding to have bound account The quantity at family is not more than the first amount threshold, and, the quantity of the corresponding bound device of target payment account is no more than the second number Threshold value is measured, then is bound target payment account with internet of things equipment.Binding procedure can be with are as follows: server in database in Binding record is saved, which records the account identification and Internet of Things that target payment account is recorded by one-to-one mode The device identification of equipment, to indicate that target payment account and the internet of things equipment are mutually bound.

If the corresponding quantity for having bound account of internet of things equipment is greater than the first amount threshold, alternatively, target payment account The quantity of corresponding bound device is greater than the second amount threshold, then what server can not be bound to mobile terminal return mentions Show information.

Through this embodiment, it can be avoided same payment account and bind excessive equipment, alternatively, same apparatus bound excessively props up The problem for payment confusion caused by family of paying a bill.

In the present embodiment, server can also receive the bar code information of the payment bar code of Cash collecting equipment transmission, bar code of paying the bill It is generated by internet of things equipment according to the pay mark of target payment account, the bar code information of bar code of paying the bill is by payment equipment from Internet of Things It is acquired at net equipment, the bar code information of payment bar code is parsed, the pay mark of target payment account is obtained, according to target The pay mark of payment account carries out operation of withholing in target payment account.

Server parsing bar code information gets paid the algorithm of mark, is generated and is paid the bill according to pay mark with internet of things equipment The algorithm of bar code corresponds to each other, and after server gets paid mark, according to the pay mark of target payment account, pays in target The operation that carries out withholing in account is specifically as follows: according to the pay mark of target payment account and pre-recorded payment mark Know the corresponding relationship between account identification, the account identification of target payment account is determined, according to the account of target payment account Mark, carries out operation of withholing in target payment account.

As it can be seen that can be realized the payment function of internet of things equipment through this embodiment.Server in the present embodiment can It realizes each process that aforementioned server is realized, and reaches identical effect, be not repeated herein.

The embodiment of the present application also provides a kind of equipment payment mechanisms, are applied to internet of things equipment, and Fig. 9 is that the application one is real The module composition schematic diagram that the equipment payment mechanism of example offer is provided, as shown in figure 9, the device includes:

Module 91 is opened in request, opens request for sending payment function to server by NB-IoT communication mode, and Server is received by NB-IoT communication mode, and the response message that request returns is opened according to payment function；

Binding module 92 is requested, if allowing to open payment function for indicating for response message, is passed to mobile terminal Defeated account bind request, the target payment account and internet of things equipment that account bind request is used to request by mobile terminal carry out Binding；

Preserving module 93 is identified, for receiving the branch for the target payment account that server issues by NB-IoT communication mode Mark is paid, and saves pay mark；Wherein, the pay mark of target payment account is tied up by server according to what mobile terminal was sent Determine notification message transmission, binding notification message is sent by mobile terminal according to account bind request, and binding notification message is for leading to Know that server binds target payment account with internet of things equipment, pay mark in target payment account for being detained Money operation.

Optionally, which further includes payment module, is used for: according to the pay mark of target payment account, generating target The payment bar code of payment account；The payment bar code of displaying target payment account, the bar code information for bar code of paying the bill are adopted by Cash collecting equipment Collect and be sent to server, to carry out operation of withholing in target payment account by server.

Optionally, mark preserving module 93 is specifically used for: the pay mark of target payment account being stored in Internet of Things and is set In standby storage unit；The device further include: module is obtained offline, in the pay mark according to target payment account, life Before the payment bar code of target payment account, when internet of things equipment is offline, target payment account is obtained from storage unit Pay mark.

Equipment payment mechanism in the embodiment of the present application can be realized each process that internet of things equipment above-mentioned is realized, and Reach identical effect, is not repeated herein.

The embodiment of the present application also provides a kind of equipment payment mechanisms, are applied to mobile terminal, and Figure 10 is that the application one is real The module composition schematic diagram of the equipment payment mechanism of example offer is applied, as shown in Figure 10, which includes:

Request module 101, for obtaining account bind request from internet of things equipment, account bind request is for asking It asks and binds the target payment account in mobile terminal with internet of things equipment；Account bind request is being connect by internet of things equipment Receive from the expression of server allow to open the response message of payment function after transmit, response message by server according to Lai Request is opened from the payment function in internet of things equipment to send；Pass through Internet of Things NB- in narrowband between internet of things equipment and server The communication of IoT communication mode；

Sending module 102 is notified, for sending binding notification message to server, binding is logical according to account bind request Know message for notifying server to bind target payment account with internet of things equipment.

Optionally, notice sending module 102 is specifically used for: according to account bind request, generating account and binds inquiry message； Account binding inquiry message is for asking the user whether to allow to bind target payment account with internet of things equipment；If it is determined that User allows to bind target payment account with internet of things equipment, then sends binding notification message to server.

Optionally, the device further include: authentication module, for generate account binding inquiry message before, to Family carries out authentication；If it is determined that subscriber authentication passes through, then account binding inquiry message is generated.

Equipment payment mechanism in the embodiment of the present application can be realized each process of aforementioned mobile terminal realization, and reach Identical effect, is not repeated herein.

The embodiment of the present application also provides a kind of equipment payment mechanisms, are applied to server, and Figure 11 is the implementation of the application one The module composition schematic diagram for the equipment payment mechanism that example provides, as shown in figure 11, which includes:

Request receiving module 111, for receiving what internet of things equipment was sent by narrowband Internet of Things NB-IoT communication mode Payment function opens request, opens request according to payment function and returns to response letter to internet of things equipment by NB-IoT communication mode Breath, response message allow to open payment function for indicating；

Account binding module 112, for receive mobile terminal transmission binding notification message, according to binding notification message, Target payment account in mobile terminal is bound with internet of things equipment；Notification message is bound by mobile terminal according to from object The account bind request got at networked devices is sent, and account bind request is used to request the target payment by mobile terminal Account is bound with internet of things equipment；

Mark issues module 113, for issuing target payment account to internet of things equipment by NB-IoT communication mode Pay mark, the pay mark of target payment account in target payment account for carrying out operation of withholing.

Optionally, request receiving module 111 is specifically used for: opening from payment function and extracts setting for internet of things equipment in request Standby characteristic information；Verify whether internet of things equipment is to allow to open payment function according to the apparatus characteristic information of internet of things equipment Equipment；If so, returning to the response for being used for indicating to allow to open payment function to internet of things equipment by NB-IoT communication mode Information.

Optionally, account binding module 112 is specifically used for: according to binding notification message, judging that internet of things equipment is corresponding Whether the quantity for having bound account is greater than the first amount threshold, and judges the number of the corresponding bound device of target payment account Whether amount is greater than the second amount threshold；If the corresponding quantity for having bound account of internet of things equipment is not more than the first amount threshold, And the quantity of the corresponding bound device of target payment account is not more than the second amount threshold, then by target payment account and object Networked devices are bound.

Optionally, which further includes module of withholing, and is used for: receiving the bar code letter for the payment bar code that Cash collecting equipment is sent Breath；Bar code of paying the bill is generated by internet of things equipment according to the pay mark of target payment account；The bar code information for bar code of paying the bill is by paying Money equipment acquires from internet of things equipment；The bar code information of payment bar code is parsed, the payment of target payment account is obtained Mark；According to the pay mark of target payment account, operation of withholing is carried out in target payment account.

Equipment payment mechanism in the embodiment of the present application can be realized each process of aforementioned server realization, and reach phase Same effect, is not repeated herein.

Further, the embodiment of the present application also provides a kind of electronic equipment, Figure 12 is what one embodiment of the application provided The structural schematic diagram of electronic equipment, as shown in figure 12, electronic equipment can generate bigger difference because configuration or performance are different, It may include one or more processor 1201 and memory 1202, can store one or one in memory 1202 A application program stored above or data.Wherein, memory 1202 can be of short duration storage or persistent storage.It is stored in memory 1202 application program may include one or more modules (diagram is not shown), and each module may include setting to electronics Series of computation machine executable instruction in standby.Further, processor 1201 can be set to communicate with memory 1202, The series of computation machine executable instruction in memory 1202 is executed on an electronic device.Electronic equipment can also include one or More than one power supply 1203, one or more wired or wireless network interfaces 1204, one or more input and output Interface 1205, one or more keyboards 1206 etc..

In a specific embodiment, electronic equipment includes memory and one or more program, In one perhaps more than one program is stored in memory and one or more than one program may include one or one With upper module, and each module may include to the series of computation machine executable instruction in electronic equipment, and be configured to by It includes executable for carrying out following computer that one or more than one processor, which execute this or more than one program, Instruction:

Payment function is sent to server by narrowband Internet of Things NB-IoT communication mode and opens request, and passes through NB-IoT Communication mode receives server and opens the response message that request returns according to payment function；

If response message allows to open payment function for indicating, account bind request, account are transmitted to mobile terminal Bind request is for requesting to bind the target payment account in mobile terminal with internet of things equipment；

The pay mark for the target payment account that server issues is received by NB-IoT communication mode, and saves payment mark Know；Wherein, the pay mark of target payment account is sent by server according to the binding notification message that mobile terminal is sent, binding Notification message is sent by mobile terminal according to account bind request, and binding notification message is for notifying server that target branch is paid a bill Family is bound with internet of things equipment, and pay mark in target payment account for carrying out operation of withholing.

Optionally, computer executable instructions are when executed, further includes: according to the pay mark of target payment account, Generate the payment bar code of target payment account；The payment bar code of displaying target payment account, the bar code information for bar code of paying the bill is by receiving Money equipment acquires and is sent to server, to carry out operation of withholing in target payment account by server.

Optionally, computer executable instructions when executed, save pay mark, comprising: by target payment account Pay mark is stored in the storage unit of internet of things equipment；In the pay mark according to target payment account, target branch is generated Before the payment bar code at family of paying a bill, further includes: when internet of things equipment is offline, target payment account is obtained from storage unit Pay mark.

Electronic equipment in the embodiment of the present application can be realized each process that internet of things equipment above-mentioned is realized, and reach Identical effect, is not repeated herein.

In another specific embodiment, electronic equipment includes memory and one or more program, Perhaps more than one program is stored in memory and one or more than one program may include one or one for one of them It is a with upper module, and each module may include and being configured to the series of computation machine executable instruction in electronic equipment Executing this or more than one program by one or more than one processor includes that can hold for carrying out following computer Row instruction:

Account bind request is obtained from internet of things equipment, account bind request is for requesting the target in mobile terminal Payment account is bound with internet of things equipment；Account bind request is receiving the table from server by internet of things equipment It is transmitted after showing the response message for allowing to open payment function, response message is by server according to the payment from internet of things equipment Function is opened request and is sent；It is communicated between internet of things equipment and server by narrowband Internet of Things NB-IoT communication mode；

According to account bind request, binding notification message is sent to server, binding notification message is for notifying server Target payment account is bound with internet of things equipment.

Optionally, computer executable instructions when executed, according to account bind request, it is logical to send binding to server Know message, comprising: according to account bind request, generate account and bind inquiry message；Account is bound inquiry message and is used for inquiring Whether family allows to bind target payment account with internet of things equipment；If it is determined that user allows target payment account and object Networked devices are bound, then send binding notification message to server.

Optionally, computer executable instructions when executed, generate account binding inquiry message before, further includes: Authentication is carried out to user；If it is determined that subscriber authentication passes through, then account binding inquiry message is generated.

Electronic equipment in the embodiment of the present application can be realized each process of aforementioned mobile terminal realization, and reach identical Effect, be not repeated herein.

The payment function that internet of things equipment is sent, which is received, by narrowband Internet of Things NB-IoT communication mode opens request, according to Payment function opens request and returns to response message to internet of things equipment by NB-IoT communication mode, and response message is for indicating fair Permitted to open payment function；

The binding notification message that mobile terminal is sent is received, according to binding notification message, by the target branch in mobile terminal Family of paying a bill is bound with internet of things equipment；Notification message is bound by mobile terminal according to the account got from internet of things equipment Family bind request is sent, and the target payment account and internet of things equipment that account bind request is used to request by mobile terminal carry out Binding；

The pay mark of target payment account, target payment account are issued to internet of things equipment by NB-IoT communication mode Pay mark for carrying out operation of withholing in target payment account.

Optionally, computer executable instructions when executed, are opened request according to payment function and are communicated by NB-IoT Mode returns to response message to internet of things equipment, comprising: the equipment spy that internet of things equipment is extracted in request is opened from payment function Reference breath；Verify whether internet of things equipment is to allow to open setting for payment function according to the apparatus characteristic information of internet of things equipment It is standby；If so, being returned to internet of things equipment for indicating that the response for allowing to open payment function is believed by NB-IoT communication mode Breath.

Optionally, computer executable instructions when executed, according to binding notification message, by the target in mobile terminal Payment account is bound with internet of things equipment, comprising: according to binding notification message, is judged that internet of things equipment is corresponding and has been bound Whether the quantity of account is greater than the first amount threshold, and judge the corresponding bound device of target payment account quantity whether Greater than the second amount threshold；If the corresponding quantity for having bound account of internet of things equipment is not more than the first amount threshold, and, target The quantity of the corresponding bound device of payment account is not more than the second amount threshold, then by target payment account and internet of things equipment It is bound.

Optionally, computer executable instructions are when executed, further includes: receive the payment bar code that Cash collecting equipment is sent Bar code information；Bar code of paying the bill is generated by internet of things equipment according to the pay mark of target payment account；The bar code letter for bar code of paying the bill Breath is acquired by payment equipment from internet of things equipment；The bar code information of payment bar code is parsed, target payment account is obtained Pay mark；According to the pay mark of target payment account, operation of withholing is carried out in target payment account.

Electronic equipment in the embodiment of the present application can be realized each process of aforementioned server realization, and reach identical Effect is not repeated herein.

Further, the embodiment of the present application also provides a kind of storage medium, for storing computer executable instructions, one In kind specific embodiment, which can be USB flash disk, CD, hard disk etc., and the computer of storage medium storage is executable Instruction is able to achieve following below scheme when being executed by processor:

Optionally, the computer executable instructions of storage medium storage are when being executed by processor, further includes: according to mesh The pay mark of payment account is marked, the payment bar code of target payment account is generated；The payment bar code of displaying target payment account is paid The bar code information of money bar code is acquired by Cash collecting equipment and is sent to server, to be carried out in target payment account by server It withholds operation.

Optionally, the computer executable instructions of storage medium storage save pay mark when being executed by processor, It include: that the pay mark of target payment account is stored in the storage unit of internet of things equipment；According to target payment account Pay mark, before the payment bar code for generating target payment account, further includes: single from storage when internet of things equipment is offline The pay mark of target payment account is obtained in member.

Storage medium in the embodiment of the present application can be realized each process that internet of things equipment above-mentioned is realized, and reach Identical effect, is not repeated herein.

In another specific embodiment, what which can store for USB flash disk, CD, hard disk etc., the storage medium Computer executable instructions are able to achieve following below scheme when being executed by processor:

Optionally, the computer executable instructions of storage medium storage are bound when being executed by processor according to account Request sends binding notification message to server, comprising: according to account bind request, generates account and binds inquiry message；Account Binding inquiry message is for asking the user whether to allow to bind target payment account with internet of things equipment；If it is determined that user Allow to bind target payment account with internet of things equipment, then sends binding notification message to server.

Optionally, the computer executable instructions of storage medium storage are tied up when being executed by processor generating account Before determining inquiry message, further includes: carry out authentication to user；If it is determined that subscriber authentication passes through, then generates account and tie up Determine inquiry message.

Storage medium in the embodiment of the present application can be realized each process of aforementioned mobile terminal realization, and reach identical Effect, be not repeated herein.

Optionally, the computer executable instructions of storage medium storage are when being executed by processor, according to payment function It opens request and response message is returned to internet of things equipment by NB-IoT communication mode, comprising: opened in request from payment function Extract the apparatus characteristic information of internet of things equipment；According to the apparatus characteristic information of internet of things equipment verify internet of things equipment whether be Allow to open the equipment of payment function；If so, being returned to internet of things equipment for indicating to allow by NB-IoT communication mode Open the response message of payment function.

Optionally, the computer executable instructions of storage medium storage are notified when being executed by processor according to binding Message binds the target payment account in mobile terminal with internet of things equipment, comprising: according to binding notification message, sentences Whether the disconnected corresponding quantity for having bound account of internet of things equipment is greater than the first amount threshold, and judges target payment account pair Whether the quantity for the bound device answered is greater than the second amount threshold；If the corresponding quantity for having bound account of internet of things equipment is not Greater than the first amount threshold, and, the quantity of the corresponding bound device of target payment account is not more than the second amount threshold, then will Target payment account is bound with internet of things equipment.

Optionally, the computer executable instructions of storage medium storage are when being executed by processor, further includes: receive and receive The bar code information for the payment bar code that money equipment is sent；Bar code of paying the bill is by internet of things equipment according to the pay mark of target payment account It generates；The bar code information for bar code of paying the bill is acquired by payment equipment from internet of things equipment；The bar code information of payment bar code is carried out Parsing, obtains the pay mark of target payment account；According to the pay mark of target payment account, in target payment account into Capable operation of withholing.

Storage medium in the embodiment of the present application can be realized each process of aforementioned server realization, and reach identical Effect is not repeated herein.

In the 1990s, the improvement of a technology can be distinguished clearly be on hardware improvement (for example, Improvement to circuit structures such as diode, transistor, switches) or software on improvement (improvement for method flow).So And with the development of technology, the improvement of current many method flows can be considered as directly improving for hardware circuit. Designer nearly all obtains corresponding hardware circuit by the way that improved method flow to be programmed into hardware circuit.Cause This, it cannot be said that the improvement of a method flow cannot be realized with hardware entities module.For example, programmable logic device (Programmable Logic Device, PLD) (such as field programmable gate array (Field Programmable Gate Array, FPGA)) it is exactly such a integrated circuit, logic function determines device programming by user.By designer Voluntarily programming comes a digital display circuit " integrated " on a piece of PLD, designs and makes without asking chip maker Dedicated IC chip.Moreover, nowadays, substitution manually makes IC chip, this programming is also used instead mostly " is patrolled Volume compiler (logic compiler) " software realizes that software compiler used is similar when it writes with program development, And the source code before compiling also write by handy specific programming language, this is referred to as hardware description language (Hardware Description Language, HDL), and HDL is also not only a kind of, but there are many kind, such as ABEL (Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL (Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language) etc., VHDL (Very-High-Speed is most generally used at present Integrated Circuit Hardware Description Language) and Verilog.Those skilled in the art also answer This understands, it is only necessary to method flow slightly programming in logic and is programmed into integrated circuit with above-mentioned several hardware description languages, The hardware circuit for realizing the logical method process can be readily available.

Controller can be implemented in any suitable manner, for example, controller can take such as microprocessor or processing The computer for the computer readable program code (such as software or firmware) that device and storage can be executed by (micro-) processor can Read medium, logic gate, switch, specific integrated circuit (Application Specific Integrated Circuit, ASIC), the form of programmable logic controller (PLC) and insertion microcontroller, the example of controller includes but is not limited to following microcontroller Device: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320 are deposited Memory controller is also implemented as a part of the control logic of memory.It is also known in the art that in addition to Pure computer readable program code mode is realized other than controller, can be made completely by the way that method and step is carried out programming in logic Controller is obtained to come in fact in the form of logic gate, switch, specific integrated circuit, programmable logic controller (PLC) and insertion microcontroller etc. Existing identical function.Therefore this controller is considered a kind of hardware component, and to including for realizing various in it The device of function can also be considered as the structure in hardware component.Or even, it can will be regarded for realizing the device of various functions For either the software module of implementation method can be the structure in hardware component again.

System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity, Or it is realized by the product with certain function.It is a kind of typically to realize that equipment is computer.Specifically, computer for example may be used Think personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play It is any in device, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment The combination of equipment.

For convenience of description, it is divided into various units when description apparatus above with function to describe respectively.Certainly, implementing this The function of each unit can be realized in the same or multiple software and or hardware when application.

It should be understood by those skilled in the art that, embodiments herein can provide as method, system or computer program Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the application Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the application, which can be used in one or more, The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces The form of product.

The application is referring to method, the process of equipment (system) and computer program product according to the embodiment of the present application Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.

These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates, Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or The function of being specified in multiple boxes.

These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one The step of function of being specified in a box or multiple boxes.

In a typical configuration, calculating equipment includes one or more processors (CPU), input/output interface, net Network interface and memory.

Memory may include the non-volatile memory in computer-readable medium, random access memory (RAM) and/or The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium Example.

Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.

It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including described want There is also other identical elements in the process, method of element, commodity or equipment.

It will be understood by those skilled in the art that embodiments herein can provide as method, system or computer program product. Therefore, complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in the application Form.It is deposited moreover, the application can be used to can be used in the computer that one or more wherein includes computer usable program code The shape for the computer program product implemented on storage media (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) Formula.

The application can describe in the general context of computer-executable instructions executed by a computer, such as program Module.Generally, program module includes routines performing specific tasks or implementing specific abstract data types, programs, objects, group Part, data structure etc..The application can also be practiced in a distributed computing environment, in these distributed computing environments, by Task is executed by the connected remote processing devices of communication network.In a distributed computing environment, program module can be with In the local and remote computer storage media including storage equipment.

All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for system reality For applying example, since it is substantially similar to the method embodiment, so being described relatively simple, related place is referring to embodiment of the method Part explanation.

The above description is only an example of the present application, is not intended to limit this application.For those skilled in the art For, various changes and changes are possible in this application.All any modifications made within the spirit and principles of the present application are equal Replacement, improvement etc., should be included within the scope of the claims of this application.

Claims

1. a kind of equipment method of payment, which is characterized in that be applied to internet of things equipment, comprising:

Payment function is sent to server by narrowband Internet of Things NB-IoT communication mode and opens request, and passes through the NB-IoT Communication mode receives server and opens the response message that request returns according to the payment function；

If the response message allows to open payment function for indicating, account bind request is transmitted to mobile terminal, it is described Account bind request is for requesting to bind the target payment account in the mobile terminal with the internet of things equipment；

The pay mark for the target payment account that server issues is received by the NB-IoT communication mode, and saves institute State pay mark；Wherein, the binding that the pay mark of the target payment account is sent by server according to the mobile terminal Notification message is sent, and the binding notification message is sent by the mobile terminal according to the account bind request, the binding Notification message is for notifying server to bind the target payment account with the internet of things equipment, the pay mark For carrying out operation of withholing in the target payment account.

2. the method according to claim 1, wherein the method also includes:

According to the pay mark of the target payment account, the payment bar code of the target payment account is generated；

Show that the payment bar code of the target payment account, the bar code information of the payment bar code are acquired and sent by Cash collecting equipment To server, to carry out operation of withholing in the target payment account by server.

3. according to the method described in claim 2, it is characterized in that,

Save the pay mark, comprising: the pay mark of the target payment account is stored in the internet of things equipment In storage unit；

Before the pay mark according to the target payment account, the payment bar code for generating the target payment account, The method also includes: when the internet of things equipment is offline, the target payment account is obtained from the storage unit Pay mark.

4. a kind of equipment method of payment, which is characterized in that be applied to mobile terminal, comprising:

Account bind request is obtained from internet of things equipment, the account bind request will be in the mobile terminal for request Target payment account is bound with the internet of things equipment；The account bind request is being received by the internet of things equipment From the expression of server allow to open the response message of payment function after transmit, the response message by server according to Lai Request is opened from the payment function in the internet of things equipment to send；Pass through protenchyma between the internet of things equipment and server NB-IoT communication mode of networking communicates；

According to the account bind request, binding notification message is sent to server, the binding notification message is for notifying clothes Business device binds the target payment account with the internet of things equipment.

5. according to the method described in claim 4, it is characterized in that, being tied up according to the account bind request to server transmission Determine notification message, comprising:

According to the account bind request, generates account and bind inquiry message；The account binding inquiry message is used for inquiring Whether family allows to bind the target payment account with the internet of things equipment；

If it is determined that user allows to bind the target payment account with the internet of things equipment, then tied up to server transmission Determine notification message.

6. according to the method described in claim 5, it is characterized in that, generate account binding inquiry message before, the method Further include:

Authentication is carried out to user；

If it is determined that subscriber authentication passes through, then account binding inquiry message is generated.

7. a kind of equipment method of payment, which is characterized in that be applied to server, comprising:

The payment function that internet of things equipment is sent is received by narrowband Internet of Things NB-IoT communication mode and opens request, according to described Payment function opens request and returns to response message, the response letter to the internet of things equipment by the NB-IoT communication mode Breath allows to open payment function for indicating；

The binding notification message that mobile terminal is sent is received, according to the binding notification message, by the mesh in the mobile terminal Mark payment account is bound with the internet of things equipment；The binding notification message is by the mobile terminal according to from the object The account bind request got at networked devices is sent, and the account bind request will be in the mobile terminal for request Target payment account is bound with the internet of things equipment；

The pay mark of the target payment account is issued to the internet of things equipment by the NB-IoT communication mode, it is described The pay mark of target payment account is for carrying out operation of withholing in the target payment account.

8. the method according to the description of claim 7 is characterized in that opening request according to the payment function passes through the NB- IoT communication mode returns to response message to the internet of things equipment, comprising:

The apparatus characteristic information that the internet of things equipment is extracted in request is opened from the payment function；

Verify whether the internet of things equipment is to allow to open payment function according to the apparatus characteristic information of the internet of things equipment Equipment；

If so, being returned to the internet of things equipment for indicating to allow to open payment function by the NB-IoT communication mode Response message.

9. method according to claim 7 or 8, which is characterized in that, will be described mobile whole according to the binding notification message Target payment account in end is bound with the internet of things equipment, comprising:

According to the binding notification message, judge whether the corresponding quantity for having bound account of the internet of things equipment is greater than first Amount threshold, and judge whether the quantity of the corresponding bound device of the target payment account is greater than the second amount threshold；

If the corresponding quantity for having bound account of the internet of things equipment is not more than the first amount threshold, and, the target payment The quantity of the corresponding bound device of account is not more than the second amount threshold, then by the target payment account and the Internet of Things Equipment is bound.

10. method according to claim 7 or 8, which is characterized in that the method also includes:

Receive the bar code information for the payment bar code that Cash collecting equipment is sent；The payment bar code is as the internet of things equipment according to The pay mark of target payment account generates；The bar code information of the payment bar code is set by the payment equipment from the Internet of Things Standby place's acquisition；

The bar code information of the payment bar code is parsed, the pay mark of the target payment account is obtained；

According to the pay mark of the target payment account, operation of withholing is carried out in the target payment account.

11. a kind of equipment payment mechanism, which is characterized in that be applied to internet of things equipment, comprising:

Module is opened in request, is asked for being opened by narrowband Internet of Things NB-IoT communication mode to server transmission payment function It asks, and server is received by the NB-IoT communication mode, the response message that request returns is opened according to the payment function；

Binding module is requested, if allowing to open payment function for indicating for the response message, is transmitted to mobile terminal Account bind request, the target payment account and the Internet of Things that the account bind request is used to request by the mobile terminal Net equipment is bound；

Preserving module is identified, the target payment account for being issued by NB-IoT communication mode reception server Pay mark, and save the pay mark；Wherein, the pay mark of the target payment account is by server according to the shifting The binding notification message that dynamic terminal is sent is sent, and the binding notification message is asked by the mobile terminal according to account binding Transmission is asked, the binding notification message is for notifying server to tie up the target payment account with the internet of things equipment Fixed, the pay mark is for carrying out operation of withholing in the target payment account.

12. device according to claim 11, which is characterized in that described device further includes payment module, is used for:

13. device according to claim 12, which is characterized in that

The mark preserving module is specifically used for: the pay mark of the target payment account is stored in the internet of things equipment Storage unit in；

Described device further include: module is obtained offline, for generating in the pay mark according to the target payment account Before the payment bar code of the target payment account, when the internet of things equipment is offline, institute is obtained from the storage unit State the pay mark of target payment account.

14. a kind of equipment payment mechanism, which is characterized in that be applied to mobile terminal, comprising:

Request module, for obtaining account bind request from internet of things equipment, the account bind request is for requesting Target payment account in the mobile terminal is bound with the internet of things equipment；The account bind request is by described Internet of things equipment transmits after the response message for receiving the expression from server and allow to open payment function, the response Information is opened request according to the payment function from the internet of things equipment by server and is sent；The internet of things equipment kimonos It is engaged in communicating between device by narrowband Internet of Things NB-IoT communication mode；

Sending module is notified, for sending binding notification message to server, the binding is logical according to the account bind request Know message for notifying server to bind the target payment account with the internet of things equipment.

15. device according to claim 14, which is characterized in that the notice sending module is specifically used for:

16. device according to claim 15, which is characterized in that described device further include:

Authentication module, for carrying out authentication to user before generating account binding inquiry message；If it is determined that user Authentication passes through, then generates account binding inquiry message.

17. a kind of equipment payment mechanism, which is characterized in that be applied to server, comprising:

Request receiving module, for receiving the payment function that internet of things equipment is sent by narrowband Internet of Things NB-IoT communication mode Request is opened, request is opened according to the payment function and is answered by the NB-IoT communication mode to internet of things equipment return Information is answered, the response message allows to open payment function for indicating；

Account binding module, for receiving the binding notification message of mobile terminal transmission, according to the binding notification message, by institute The target payment account stated in mobile terminal is bound with the internet of things equipment；The binding notification message is by the movement Terminal is sent according to the account bind request got from the internet of things equipment, and the account bind request will for request Target payment account in the mobile terminal is bound with the internet of things equipment；

Mark issues module, pays a bill for issuing the target branch to the internet of things equipment by the NB-IoT communication mode The pay mark at family, the pay mark of the target payment account is for carrying out operation of withholing in the target payment account.

18. device according to claim 17, which is characterized in that the request receiving module is specifically used for:

19. device described in 7 or 18 according to claim 1, which is characterized in that the account binding module is specifically used for:

20. device described in 7 or 18 according to claim 1, which is characterized in that described device further includes module of withholing, and is used for:

21. a kind of electronic equipment characterized by comprising processor；And it is arranged to storage computer executable instructions Memory, the computer executable instructions make the processor realize any one of the claims 1 to 3 institute when executed The step of equipment method of payment stated；Alternatively, realizing the step of the described in any item equipment methods of payment of the claims 4 to 6 Suddenly；Alternatively, the step of realizing the described in any item equipment methods of payment of the claims 7 to 10.

22. a kind of storage medium, for storing computer executable instructions, which is characterized in that the computer executable instructions The step of realizing the described in any item equipment methods of payment of the claims 1 to 3 when executed；Alternatively, realizing above-mentioned power Benefit requires the step of 4 to 6 described in any item equipment methods of payment；Alternatively, realizing described in 7 to 10 any one of the claims Equipment method of payment the step of.