CN109191657B

CN109191657B - Change exchange method, device and server

Info

Publication number: CN109191657B
Application number: CN201810742875.7A
Authority: CN
Inventors: 张垒垒
Original assignee: Alibaba Group Holding Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2018-07-09
Filing date: 2018-07-09
Publication date: 2020-07-03
Anticipated expiration: 2038-07-09
Also published as: CN109191657A; TW202006670A; TWI721413B; WO2020010981A1

Abstract

The specification provides a change exchange method, a change exchange device and a change exchange server. The method comprises the following steps: the change exchange terminal corresponding to the change exchange account acquires change exchange equipment information of the change exchange device and sends change exchange request information to the change exchange payment server; the change exchange payment server sends a starting message to the change exchange device, the change exchange device is started after receiving the starting message, and the exchange amount of change to be exchanged is counted; the change exchange device sends the exchange amount to a change exchange payment server; and the change exchange payment server transfers the corresponding amount from the change recovery account to the change exchange account according to the received exchange amount, the change exchange account information and the change exchange equipment information. By utilizing the embodiments in the specification, the electronic payment and intelligent operation of change exchange are realized, manual interaction is not needed, the method is convenient and fast, the efficiency is high, the reliability is high, and the user experience is improved.

Description

Change exchange method, device and server

Technical Field

The specification belongs to the technical field of internet, and particularly relates to a change exchange method, a change exchange device and a change exchange server.

Background

In daily life, cash shopping is usually accompanied by change, and particularly, change is easily generated in small-amount cash consumption. The consumer is inconvenient to carry and easy to lose after obtaining the change, the change is accumulated more and more, and the consumer usually goes to a bank or finds a needed merchant to exchange the change. This change exchange method usually requires statistical exchange with the bank staff or the business staff, and the exchange at the bank may also need to be queued. The merchant needs to have change for change, the source of the change is a difficult problem for the merchant, and the merchant may need to go to a bank to exchange the change or exchange the change with other merchants, and the exchange is also troublesome.

Disclosure of Invention

The purpose of the description is to provide a change exchange method, a change exchange device and a change exchange server, which are convenient and fast, high in efficiency and reliability, improve user experience, stimulate change spontaneous circulation and reduce social cost.

First aspect an embodiment of the present specification provides a change redemption method, including:

the change exchange terminal corresponding to the change exchange account acquires change exchange equipment information of the change exchange device and sends change exchange request information to a change exchange payment server, wherein the change exchange request information comprises: change exchange account information and change exchange equipment information;

the change exchange payment server sends a starting message to the change exchange device;

the change exchange device counts the exchange amount of change to be exchanged based on the received starting message;

the change exchange device sends the exchange amount to the change exchange payment server;

and the change exchange payment server transfers the corresponding amount from the change recovery account to the change exchange account according to the received exchange amount, the change exchange account information and the change exchange equipment information.

Second aspect embodiments of the present description provide a change redemption method, including:

counting the exchange amount of change to be exchanged based on the received starting information sent by the change exchange payment server;

and sending the converted amount to the change conversion payment server so that the change conversion payment server transfers the corresponding amount to a change conversion account from a change recovery account according to the converted amount, wherein the change recovery account is associated with the terminal for acquiring the change to be converted.

Further, in another embodiment of the method, the sending the redemption amount to a change redemption payment server includes:

and displaying the exchange amount, receiving exchange amount confirmation information, and sending the exchange amount to a change exchange payment server.

Further, in another embodiment of the method, the method further comprises:

receiving exchange amount error information, counting the exchange amount of the change to be exchanged again, and displaying the newly counted exchange amount;

or receiving the exchange amount error information, and returning the change to be exchanged to the change outlet.

In a third aspect, embodiments of the present specification further provide a change redemption method, including:

receiving change exchange request information, wherein the change exchange request information comprises: change exchange account information and change exchange equipment information;

sending starting information to a change exchange device according to the change exchange equipment information, and receiving the exchange amount sent by the change exchange device;

and transferring the corresponding amount from the change recovery account to the change exchange account according to the exchange amount, the change exchange account information and the change exchange equipment information.

Further, in another embodiment of the method, the method further comprises:

receiving device binding information, the device binding information comprising: change recovery account information and change exchange equipment information;

associating the change redemption device with the change recovery account.

Further, in another embodiment of the method, the transferring the corresponding amount from the change collecting account to the change exchanging account according to the exchange amount, the change exchanging account information and the change exchanging device information includes:

acquiring associated change recycling account information according to the change exchange equipment information;

and transferring the corresponding amount from the change recovery account to the change exchange account according to the exchange amount.

Further, in another embodiment of the method, the respective amount of money includes any one of: the conversion amount, the conversion amount multiplied by a conversion reward coefficient, and the conversion amount multiplied by a conversion deduction coefficient.

Further, in another embodiment of the method, the method further comprises:

receiving and taking out the change exchange information, wherein the taking out the change exchange information comprises: change recovery account information;

and sending change taking-out information to a change exchange device associated with the change recovery account according to the change recovery account information so that the change exchange device opens a corresponding change taking-out port of the change storage module.

In a fourth aspect, embodiments of the present specification further provide a change redemption method, including: acquiring change exchange equipment information of a change exchange device;

sending change redemption request information to a change redemption payment server to cause the change redemption payment server to perform the following actions: controlling the starting of the change exchange device, and transferring the corresponding amount from the change recovery account to the change exchange account according to the exchange amount sent by the change exchange device;

the change redemption request information includes: change exchange account information and change exchange device information.

Further, in another embodiment of the method, the acquiring the change redemption device information of the change redemption apparatus includes:

scanning equipment identification information on the change exchange device to acquire the change exchange equipment information, wherein the equipment identification information comprises: any one of a two-dimensional code image, a one-dimensional code image, and a barcode image.

In a fifth aspect, the present specification provides a change redemption device comprising:

the money counting module is used for receiving the starting information and counting the exchange money of the change to be exchanged;

and the money sending module is used for sending the converted money to the change conversion payment server so that the change conversion payment server transfers corresponding money from a change recovery account to a change conversion account according to the converted money, wherein the change recovery account is associated with the terminal for obtaining the change to be converted.

Further, in another embodiment of the apparatus, the amount sending module is specifically configured to:

Further, in another embodiment of the apparatus, the amount sending module is further configured to:

In a sixth aspect, the present specification provides a change redemption device comprising: the change depositing entrance is used for releasing change to be redeemed, the display module is used for displaying the counted amount of the change to be redeemed, the communication module is used for communicating with external equipment, the change saving module is used for saving the change to be redeemed, and the processor executes the instruction to realize the method of the first aspect.

In a seventh aspect, the present specification provides a change redemption payment server comprising:

the exchange information receiving module is used for receiving change exchange request information, and the change exchange request information comprises: change exchange account information and change exchange equipment information;

the money information receiving module is used for sending starting information to the change exchange device according to the change exchange equipment information and receiving the exchange money sent by the change exchange device;

and the exchange payment module is used for transferring corresponding money from the change recovery account to the change exchange account according to the exchange amount, the change exchange account information and the change exchange equipment information.

Further, in another embodiment of the server, the server further includes an account binding module, configured to:

associating the change redemption device with the change recovery account.

Further, in another embodiment of the server, the redemption payment module is specifically configured to:

and transferring the exchange amount from the change recovery account to the change exchange user account according to the exchange amount.

Further, in another embodiment of the server, the corresponding amount includes any one of: the conversion amount, the conversion amount multiplied by a conversion reward coefficient, and the conversion amount multiplied by a conversion deduction coefficient.

Further, in another embodiment of the server, the server further includes:

the change taking-out information receiving module is used for receiving change taking-out information, and the change taking-out information comprises: change recovery account information;

and the change taking-out command sending module is used for sending change taking-out information to the change exchanging device associated with the change recovery account according to the change recovery account information so that the change exchanging device opens the corresponding change taking-out port of the change storage module.

In an eighth aspect, the present specification provides a change redemption payment electronic device comprising: at least one processor and a memory for storing processor-executable instructions, the processor implementing the method of the second aspect when executing the instructions.

In a ninth aspect, the present specification provides a change redemption terminal comprising:

the equipment information acquisition module is used for acquiring the change exchange equipment information of the change exchange device;

a request information sending module for sending change exchange request information to a change exchange payment server so that the change exchange payment server performs the following actions: controlling the starting of the change exchange device, and transferring the corresponding amount from the change recovery account to the change exchange account according to the exchange amount sent by the change exchange device;

Further, in another embodiment of the change redemption terminal, the device information obtaining module is specifically configured to:

In a tenth aspect, the present specification provides a change redemption electronic device, comprising: at least one processor and a memory for storing processor-executable instructions, the processor implementing the method of the third aspect when executing the instructions.

In an eleventh aspect, the present specification provides a change redemption system, comprising: the change exchange device, the change exchange payment server and the change exchange terminal respectively comprise at least one processor and a memory for storing processor executable instructions, wherein the processor in the change exchange device implements the method of the second aspect when executing the instructions, the processor in the change exchange payment server implements the method of the third aspect when executing the instructions, and the processor in the change exchange terminal implements the method of the fourth aspect when executing the instructions.

According to the change exchange method, device, electronic equipment and system provided by the specification, after the exchange amount of change to be exchanged is counted, the corresponding amount can be transferred to the change exchange account from the change recovery account associated with the change exchange device through the change exchange payment server. The electronic payment and intelligent operation of change exchange are realized, manual interaction is not needed, convenience and rapidness are realized, the efficiency is high, the reliability is high, the user experience is improved, the spontaneous circulation of change can be stimulated, and the social cost is reduced.

Drawings

In order to more clearly illustrate the embodiments of the present specification or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, it is obvious that the drawings in the following description are only some embodiments described in the present specification, and for those skilled in the art, other drawings can be obtained according to the drawings without any creative effort.

FIG. 1 is a schematic flow diagram of the operation of a change redemption system in one embodiment of the present description;

FIG. 2 is a schematic flow chart diagram of a change redemption method in one embodiment of the present disclosure;

fig. 3 is a schematic view illustrating a flow of change exchange performed by the change exchange apparatus according to an embodiment of the present disclosure;

FIG. 4 is a schematic flow chart illustrating the exchange of change by the change exchange payment server in one embodiment of the present disclosure;

fig. 5 is a schematic flow chart of the change exchange performed by the change exchange terminal according to an embodiment of the present disclosure;

FIG. 6 is a block diagram of one embodiment of a change redemption device provided herein;

fig. 7 is a schematic view showing the construction of a change redemption device in yet another embodiment of the present disclosure;

FIG. 8 is a block diagram of one embodiment of a change redemption payment server provided herein;

fig. 9 is a schematic structural view of a change redemption payment server in yet another embodiment of the present description;

FIG. 10 is a block diagram of one embodiment of a change redemption terminal provided herein;

fig. 11 is a block diagram of a hardware configuration of a change redemption server to which an embodiment of the present invention is applied.

Detailed Description

In order to make those skilled in the art better understand the technical solutions in the present specification, the technical solutions in the embodiments of the present specification will be clearly and completely described below with reference to the drawings in the embodiments of the present specification, and it is obvious that the described embodiments are only a part of the embodiments of the present specification, and not all of the embodiments. All other embodiments obtained by a person skilled in the art based on the embodiments in the present specification without any inventive step should fall within the scope of protection of the present specification.

When cash is used for transaction, change can be generated, the change is not convenient to carry, and a user usually needs to exchange the change into money with larger denomination, so that the carrying and consumption are convenient.

In one embodiment of the present specification, a change exchange method is provided, in which a user may put change to be exchanged into a change exchange device, count the amount of money by the change exchange device, report the counted exchange amount to a change exchange payment server, and the change exchange payment server may deduct an appointed amount of money from a change recovery account, that is, an account of a merchant, and transfer the deducted amount of money to a change exchange account, that is, an account of the user. The change exchange based on electronic payment is realized, manual exchange in a bank or a merchant or the like is not needed by a user, the efficiency is high, the cost is low, and the user experience is improved.

Specifically, fig. 1 is a schematic flowchart of a work flow of the change exchange system in an embodiment of the present specification, fig. 2 is a schematic flowchart of a change exchange method in an embodiment of the present specification, and as shown in fig. 1 to fig. 2, an overall process of the change exchange method provided in an embodiment of the present specification may include:

step 202, the change redemption payment server associates the change recovery account with the change redemption device.

The change exchange device can be arranged in a shopping mall, a supermarket, a dish market, a bank, a campus or other places where the flow is large and cash transactions are likely to be frequently used, a change recovery user (such as a merchant, a bank, a manager of the dish market, a community service department and the like) can associate the change exchange device with a change recovery account of the user through the change exchange payment server, and when the user exchanges change, the function of exchanging change through electronic payment is achieved. The method of associating the change recovery account with the change redemption device may include: the change recovery user obtains the change exchange equipment information of the change exchange device through the change recovery terminal, such as: the change exchange equipment information of the change exchange device can be acquired by scanning the image information such as the two-dimensional code, the one-dimensional code and the bar code on the change exchange device, or the change exchange equipment information of the change exchange device can be acquired by connecting the Bluetooth, the WIFI and the like of the change exchange device, or by matching the sound wave and the like. After the change recovery terminal acquires the change recovery device information, the change recovery terminal can report the acquired change recovery device information to the change recovery payment server through Bluetooth, WIFI, a 4G network and the like, and after the change recovery payment server receives the change recovery device information reported by the change recovery terminal, the change recovery account corresponding to the change recovery user can be acquired, and the change recovery device information and the change recovery account are associated. The change exchange device information may include device identification information or website identification information or sound wave identification information of the change exchange apparatus, or the like.

And step 204, the change exchange user acquires the change exchange equipment information of the change exchange device through the change exchange terminal.

After the association between the change recovery account and the change exchange device is completed, when the change exchange user needs to exchange change through the change exchange device, the change exchange user can scan information such as a two-dimensional code on the change exchange device through the change exchange terminal or acquire change exchange equipment information of the change exchange device in other modes.

Step 206, the change exchange user reports the change exchange request information to the change exchange payment server through the change exchange terminal.

After the change exchange terminal acquires the change exchange device information, the obtained change exchange device information can be reported to the change exchange payment server, and change exchange request information is sent to the change exchange payment server.

And step 208, the change exchange server sends starting information to the corresponding change exchange device.

The change exchange payment server can acquire change exchange account information of the change exchange user, change exchange equipment information of the change exchange device, change recovery account information associated with the change exchange device and the like according to the received change exchange request information, and can send starting information to the corresponding change exchange device according to the received change exchange request information.

Step 210, deposit change to be redeemed.

After the change exchange device receives the starting information of the change exchange payment server, the change exchange function can be started based on the received starting information, the change deposit entrance is opened, and the change exchange user can input and output change to be exchanged to the change exchange device.

Step 212, the change exchange device counts the exchange amount.

The change exchange device can count the exchange amount of the change to be exchanged deposited by the change exchange user.

And step 214, the change exchange device reports the counted exchange amount to the change exchange payment server.

Step 216, the change exchange server transfers the corresponding amount of money from the change recovery account to the change exchange account.

After receiving the exchange amount reported by the change exchange device, the change exchange payment server can transfer the corresponding amount to the change exchange account from the change recovery account associated with the change exchange device. The change exchange payment server can also send change exchange success information to the change exchange terminal of the change exchange user after the transfer is completed, so that the change exchange user can check whether the corresponding transfer is received. The change exchange payment server can also send a message that the change exchange is successful to the change exchange device after the transfer is completed, and the change exchange device can display the received change exchange message and prompt the change exchange user to check whether the change exchange user is in charge. If the condition that part of change is damaged or cannot be identified is identified in the change exchange process, the change exchange server and/or the change exchange device can send prompt information to the change exchange terminal to prompt a change exchange user to check the change exchange terminal.

For example: the user A needs to exchange own change, scans the two-dimensional code on the change exchange device through the terminal in the hand of the user A, and obtains the change exchange equipment information of the change exchange device. And the terminal of the user A uploads the acquired change exchange equipment information to the change exchange payment server and sends change exchange request information to the change exchange payment server. And the change exchange payment server acquires the corresponding change exchange equipment information of the change exchange device, the change recovery account information associated with the change exchange device and the change exchange account information according to the received information, and sends starting information to the change exchange device. The change recycling device starts a change exchange function, opens a change deposit entrance, and after the user A deposits the change to be exchanged into the change deposit entrance, the change recycling device counts the change amount deposited by the user A to be 20.5 yuan and uploads the counted exchange amount to the change exchange payment server, wherein the change amount is 20.5 yuan. The change exchange payment server transfers the corresponding amount of money, such as 20.5 yuan, from the change recovery account associated with the change exchange device to the account of the user A, and the change exchange function is completed.

Note that the change exchange terminal and the change recycling terminal may include any one of the following: electronic devices such as smart phones, tablet computers, smart wearable devices (smart watches, virtual reality glasses, virtual reality helmets, etc.).

The whole change exchange process is completed on line in the embodiment of the specification, so that the labor and time cost is saved, change resources can be reasonably circulated, and a higher value is exerted.

On the basis of the above embodiments, on the basis that a plurality of terminals perform the change exchange operation, an embodiment of the present specification further provides a change exchange method for single-sided execution by the change exchange apparatus. Fig. 3 is a schematic view illustrating a flow of change exchange performed by the change exchange device in an embodiment of the present disclosure, and as shown in fig. 3, the change exchange device mainly needs to perform the following operations when performing change exchange:

step 302, counting the exchange amount of the change to be exchanged based on the received starting information sent by the change exchange payment server.

The starting information can be sent by a change exchange payment server or a change exchange terminal, such as: the change exchange user can scan information such as a two-dimensional code on the change exchange device through the change exchange terminal, obtain change exchange equipment information of the change exchange device, report the obtained change exchange equipment information to the change exchange payment server, and send change exchange request information to the change exchange payment server. The change exchange payment server can send starting information to the corresponding change exchange device according to the received change exchange request information, or the change exchange terminal directly sends the starting information to the change exchange device after the user scans the two-dimensional code of the change exchange device.

The change exchange device can start the change exchange working state after receiving the starting information, such as: the change deposit entrance can be opened, the user can deposit the change to be exchanged into the change exchange device from the change deposit entrance, and the change exchange device can count the exchange amount of the change to be exchanged deposited by the user. When the change depositing device is used for counting the exchange amount, the change depositing device can be used for sequentially accumulating and counting in the process that a user deposits change to be exchanged, and can also be used for counting at one time after the user deposits all the change to be exchanged. For example: the user will wait to exchange change and deposit when change is deposited in the change and is deposited in the entry, has deposited 2 yuan coins, 3 1 yuan paper currency, 15 angle coins, 2 one angle coins respectively in proper order, and the change exchange device can accumulate the exchange amount that the statistics user deposits in proper order, if: 1+1+1+1+0.5+0.1+0.1, and after the user confirms that the change is finished being deposited, the total accumulated exchange amount is output to 5.7 yuan. Or after the user confirms that the change is finished being deposited, carrying out one-time statistics and outputting the exchange amount of 5.7 yuan.

If the damaged or irreplaceable change is identified in the process of counting the exchange amount, the change exchange device can return the damaged or irreplaceable change to the change outlet and prompt the change exchange user to check the change.

Step 304, sending the exchange amount to the change exchange payment server so that the change exchange payment server transfers a corresponding amount from a change recovery account to a change exchange account according to the exchange amount, wherein the change recovery account is associated with the terminal for acquiring the change to be exchanged.

In a specific implementation process, after the change exchange device counts the exchange amount of the change to be exchanged, which is stored by a user, the exchange amount can be sent to the change exchange payment server through Bluetooth, WIFI, a 4G network, a wired network and the like. After receiving the exchange amount reported by the change exchange device, the change exchange payment server can transfer the corresponding amount to the change exchange account from the change recovery account associated with the change exchange device.

In the change exchange method provided by the embodiment of the description, after the exchange amount of the change to be exchanged is counted, the corresponding amount is transferred to the change exchange account from the change recovery account associated with the change exchange device through the change exchange payment server. The electronic payment and intelligent operation of change exchange are realized, manual interaction is not needed, convenience and rapidness are realized, the efficiency is high, the reliability is high, the user experience is improved, the spontaneous circulation of change can be stimulated, and the social cost is reduced.

On the basis of the foregoing embodiment, in an embodiment of the present specification, the sending the redemption amount to a change redemption payment server includes:

In a specific implementation process, the change exchange device can display the counted exchange amount after counting the exchange amount of the change to be exchanged, if the change exchange device sequentially counts the exchange amounts along with the sequence of the change deposited by the user, the change exchange device can also display the result of the cumulative statistics in real time, namely the current cumulative exchange amount, and can also directly display the total exchange amount after counting the final total exchange amount. The user can check whether the statistical result is correct according to the displayed exchange amount, and if the statistical result is correct, the user can send exchange amount confirmation information to the change exchange device by clicking a confirmation button or other operations. And after receiving the exchange amount confirmation information, the change exchange device sends the exchange amount to the change exchange payment server so that the change exchange payment server transfers the corresponding amount to the change exchange account from the change recovery account associated with the change exchange device.

The embodiment of the specification can improve the accuracy of change exchange by receiving the exchange amount confirmation information, avoid the error in amount statistics of the change exchange device, bring loss to users and improve user experience.

On the basis of the above embodiment, the method further includes:

In a specific implementation process, if the exchange amount displayed by the change exchange device is inaccurate, the user can send the exchange amount error information to the change exchange device by clicking a cancel button or other operations. After receiving the exchange amount error information, the change exchange device can recalculate the exchange amount of the change to be exchanged and display the recalculated result, or return the change to be exchanged to the change outlet, and take out the change to be exchanged by the change exchange user for renewed exchange or cancel exchange.

When the exchange amount statistics is wrong, the embodiment of the specification can carry out statistics again or return directly, so that the money counting error of the change exchange device is avoided, the loss is brought to a user, and the user experience is improved.

Fig. 4 is a schematic flow chart of the change exchange payment server performing the change exchange in an embodiment of the present specification, and as shown in fig. 4, on the basis that a plurality of terminals perform the change exchange operation, an embodiment of the present specification further provides a change exchange method performed by the change exchange payment server on one side, and a specific flow chart may include:

step 402, receiving change exchange request information, wherein the change exchange request information includes: change exchange account information and change exchange device information.

In a specific implementation process, when the user needs to exchange change, the change exchange equipment information of the change exchange device is obtained by scanning the two-dimensional code and the like on the change exchange device, and the change exchange request information including the change exchange equipment information is sent to the change exchange payment server. The change exchange payment server may receive change exchange request information from the change exchange terminal.

And step 404, sending starting information to a change exchange device according to the change exchange equipment information, and receiving the exchange amount sent by the change exchange device.

In a specific implementation process, after receiving the change exchange request information, the change exchange payment server can send starting information to the corresponding change exchange device according to the change exchange equipment information in the change exchange request information, so that the change exchange device starts the change exchange working state. The change exchange payment server can also receive the exchange amount of the change to be exchanged which is counted and sent after the change exchange device is started.

And step 406, transferring the corresponding amount from the change recovery account to the change exchange account according to the exchange amount, the change exchange account information and the change exchange equipment information.

In an embodiment of the present specification, the change redemption device may be associated with the change recovery account in advance, and after receiving the redemption amount sent by the change redemption device, the change redemption payment server may transfer the corresponding amount from the change recovery account to the change redemption account according to the change redemption device information and the change redemption account information in the change redemption request. After the transfer is successful, the change exchange payment server can respectively send the information of successful transfer to the change recovery terminal and the change exchange terminal.

In addition, when the change exchange payment server transfers the money, the transfer information can be sent to the terminal corresponding to the change recovery account, such as: short message notification, push message notification, etc., notifying the change recovery user that the transaction is in progress. The change exchange payment server can also perform transfer operation after receiving the transfer confirmation information sent by the change recovery terminal. If the balance in the change recovery account is insufficient, the change exchange payment server can send a notification message of the insufficient balance to the terminal corresponding to the change recovery account, and the change recovery account can select to use other accounts for payment or cancel payment. If the change recycling account cancels payment, the change exchange payment server can respectively send payment failure messages to the change exchange device and the change exchange terminal, and the change exchange device can return the change to be exchanged deposited by the change exchange user.

The embodiment of the description starts the change exchange function by receiving the change exchange request information of the change exchange terminal, and transfers the corresponding amount from the change recovery account to the change exchange account according to the exchange amount sent by the change exchange device. The intelligent operation and electronic payment of change exchange are realized, manual interaction is not needed, convenience and rapidness are realized, the efficiency is high, the reliability is high, the user experience is improved, the spontaneous circulation of change can be stimulated, and the social cost is reduced.

In an embodiment of the present application, the binding between the change exchange device and the change recycling account may adopt the following method:

the change recovery user obtains the change exchange equipment information of the change exchange device through the change recovery terminal, such as: the change exchange equipment information of the change exchange device can be acquired by scanning the image information such as the two-dimensional code, the one-dimensional code and the bar code on the change exchange device, or the change exchange equipment information of the change exchange device can be acquired by connecting the Bluetooth, the WIFI and the like of the change exchange device, or by matching the sound wave and the like. The change recycling terminal can report the obtained change exchange device information to the change exchange payment server through Bluetooth, WIFI, a 4G network and the like, and after the change exchange payment server receives the change exchange device information reported by the change recycling terminal, the change recycling account corresponding to the change recycling user can be obtained, and the change exchange device information is associated with the change recycling account. The change exchange device information may include device identification information or website identification information or sound wave identification information of the change exchange apparatus, or the like.

In an embodiment of the present specification, the change redemption payment server may obtain the associated change recovery account from the change redemption device information in the received change redemption request according to an association relationship between the change redemption device and the change recovery account, and further transfer the corresponding amount of money to the change redemption account from the change recovery account.

Further, the change redemption device may include one or more change holding modules, i.e., may include one or more change storage areas. When the change recovery account is associated with the change exchange device, if the change exchange device comprises a plurality of change storage modules, each change storage module can be provided with change exchange equipment information, and the change exchange payment server can associate the change recovery account with the corresponding change storage module according to the change exchange equipment information reported by the change recovery terminal, namely, one change exchange device can be associated with one or more change recovery accounts. When the change recovery user needs to take out the change in the change exchanging device, the corresponding change saving module can be opened according to the change recovery account information of the change recovery user and the like, so that the corresponding user can take out the change in the corresponding change saving module.

For example: if a change exchange device comprises 2 change storage modules 1 and 2, each change storage module corresponds to one piece of change exchange equipment information respectively. The change recovery user a can obtain the change exchange device information a corresponding to one of the change storage modules 1 by scanning the two-dimensional code information on the change storage module 1, and associate the change recovery account of the change recovery user a with the change exchange device information a through the change exchange payment server. Similarly, the change recycling user B may obtain the change exchange device information B corresponding to the change storage module 2 by scanning the two-dimensional code information on the other change storage module 2, and associate the change recycling account of the change recycling user B with the change exchange device information B through the change exchange payment server. If the change recovery user a needs to take out the change in the change exchange device, the change recovery user a can open the corresponding change storage module 1 by sending the change taking-out exchange information to the change exchange device or the change exchange payment server, and after the change exchange device or the change exchange payment server is verified, the change recovery user a can take out the change from the change storage module 1. Similarly, the change withdrawal information may be sent to the change withdrawal device or the change withdrawal payment server, and after the change withdrawal device or the change withdrawal payment server is verified, the corresponding change storage module 2 may be opened, and the change recovery user B withdraws the change from the change storage module 2.

The change exchange device is associated with the change recovery account to realize electronic payment of exchange amount, and the change exchange device is high in efficiency, convenient to operate, high in reliability and convenient to popularize.

In one embodiment of the present specification, when the change redemption payment server transfers the corresponding amount from the change recovery account to the change redemption account, the corresponding amount transferred may be any one of the following: the change exchange device counts the exchange amount of change to be exchanged, the exchange amount of the change to be exchanged is multiplied by the exchange reward coefficient, and the exchange amount of the change to be exchanged is multiplied by the exchange fee deduction coefficient.

For example, if the change amount of the change to be redeemed counted by the change collecting device is 20.5 yuan, and the counted change amount is sent to the change redemption payment server, the change redemption payment server may transfer 20.5 yuan from the change collection account to the change redemption account according to a pre-stored transfer rule, or may transfer 20.5 yuan from the change collection account to the change redemption account in order to encourage the user to redeem the change using the change redemption device, the redemption reward coefficient is preset to be 1.01, and the change redemption payment server may transfer 20.5 yuan ×.01 yuan to 20.705 yuan from the change collection account.

The embodiment of the specification can transfer the corresponding amount from the change recovery account to the change exchange account based on the counted exchange amount of the change to be exchanged by setting the change exchange rule, so that the change is stimulated to spontaneously circulate, and the social cost is reduced.

On the basis of the above embodiment, the method further includes:

In a specific implementation process, if a user corresponding to the change recycling account is as follows: when a merchant, a bank and the like need to take out the change stored in the change exchange device, the change withdrawal and exchange information can be sent to the change exchange and payment server through the change recovery terminal. The change exchange payment server may acquire the change exchange device associated with the change recovery account according to the change recovery account information in the received change withdrawal information, and send the change withdrawal information to the change exchange device. The change exchange device can open the change outlet of the corresponding change storage module according to the received change taking information, namely if the change exchange device is provided with a plurality of change storage modules and each change storage module is associated with different change recovery accounts, the change outlet of the corresponding change storage module needs to be opened according to the change taking information. The change exchange payment server can also perform security verification on the received change taking-out information, such as password input and the like, so as to improve the safety of change taking-out.

Of course, the change holding module in the change exchanging device may also be provided with a safety device such as: and only the user associated with the change exchange device can open the corresponding safety device of the change storage module and take out the change stored in the change storage module.

In the embodiment of the description, the change recovery account information in the change information is taken out, and the associated change exchange device is obtained, so that the corresponding change corresponding device opens the change outlet, a user can take out change conveniently, and the safety of the change exchange device for storing change is improved.

Fig. 5 is a schematic view of a flow of change exchange performed by the change exchange terminal in an embodiment of the present specification, and as shown in fig. 5, on the basis that a plurality of terminals perform change exchange operations, an embodiment of the present specification further provides a change exchange method performed by the change exchange terminal on one side, where the specific flow may include:

step 502, acquiring change exchange equipment information of the change exchange device.

In an embodiment of the application, if the user wants to exchange change through the change exchanging device, the user may scan device identification information such as a two-dimensional code, a one-dimensional code, and a barcode on the change exchanging device by using a carried change exchanging terminal, or may acquire change exchanging device information of the change exchanging device through bluetooth, WIFI, and the like connected to the change exchanging device, or through sound wave matching and the like.

Step 504, sending change exchange request information to a change exchange payment server, so that the change exchange payment server executes the following actions: controlling the starting of the change exchange device, and transferring the corresponding amount from the change recovery account to the change exchange account according to the exchange amount sent by the change exchange device; the change redemption request information includes: change exchange account information and change exchange device information.

In a specific implementation process, after the change exchange device information of the change exchange device is acquired, the change exchange terminal can report the acquired change exchange device information to the change exchange payment server and send change exchange request information to the change exchange payment server. The change exchange payment server can acquire change exchange account information of the change exchange user, change exchange equipment information of the change exchange device, change recovery account information associated with the change exchange device and the like according to the received change exchange request information, and can send starting information to the corresponding change exchange device according to the received change exchange request information. The change exchange device can start the change exchange function after receiving the starting message of the change exchange payment server, open a change deposit entrance, and a change exchange user can deposit change to be exchanged into the change exchange device, and the change exchange device can count the exchange amount of the deposited change to be exchanged and report the counted exchange amount to the change exchange payment server. After receiving the exchange amount reported by the change exchange device, the change exchange payment server can transfer the corresponding amount to the change exchange account from the change recovery account associated with the change exchange device. The change exchange payment server can also send change exchange success information to the change exchange terminal of the change exchange user after the transfer is completed, so that the change exchange user can check whether the corresponding transfer is received.

Of course, the deposit of the change may be performed before the change exchange terminal acquires the change exchange device information of the change exchange apparatus, or may be performed after the change exchange apparatus is activated. For example: the user can store the change to be exchanged into the change exchanging device, then the change exchanging terminal is used for obtaining the change exchanging equipment information of the change exchanging device, and the change exchanging request information is sent. Or, the change exchange terminal may be used to acquire the change exchange device information of the change exchange apparatus, and after the change exchange request information is sent, the change exchange apparatus opens the corresponding change deposit entrance, and then deposits the change to be exchanged into the change exchange apparatus.

The embodiment of the specification finishes recycling by using the Internet and an electronic payment channel, is high in efficiency, low in cost, convenient to popularize, convenient to operate and high in reliability, and communicates with merchants and users through two-dimensional codes. Meanwhile, the cost is low, the deployment and the maintenance are convenient, the spontaneous circulation of change is stimulated, and the social cost is reduced.

In the present specification, each embodiment of the method is described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. Reference is made to the description of the method embodiments.

Based on the change exchange method, one or more embodiments of the present specification further provide a change exchange device. The apparatus may include systems (including distributed systems), software (applications), modules, components, servers, clients, etc. that use the methods described in the embodiments of the present specification in conjunction with any necessary apparatus to implement the hardware. Based on the same innovative conception, embodiments of the present specification provide an apparatus as described in the following embodiments. Since the implementation scheme of the apparatus for solving the problem is similar to that of the method, the specific implementation of the apparatus in the embodiment of the present specification may refer to the implementation of the foregoing method, and repeated details are not repeated. As used hereinafter, the term "unit" or "module" may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated.

Specifically, fig. 6 is a schematic block diagram of an embodiment of the change redemption device provided in the present specification, and as shown in fig. 6, the change redemption device provided in the present specification includes: amount counting module 61, amount sending module 62, wherein:

the amount counting module 61 can be used for receiving the starting information and counting the exchange amount of the change to be exchanged;

the amount sending module 62 may be configured to send the converted amount to a change conversion payment server, so that the change conversion payment server transfers a corresponding amount from a change recovery account to a change conversion account according to the converted amount, where the change recovery account is associated with the terminal that obtains the change to be converted.

The change exchange device provided in the embodiments of the present description may transfer the corresponding amount of money from the change recovery account associated with the change exchange device to the change exchange account through the change exchange payment server after counting the exchange amount of change to be exchanged. The electronic payment and intelligent operation of change exchange are realized, manual interaction is not needed, convenience and rapidness are realized, the efficiency is high, the reliability is high, the user experience is improved, the spontaneous circulation of change can be stimulated, and the social cost is reduced.

On the basis of the above embodiment, the amount sending module is specifically configured to:

The change exchange device provided by the embodiment of the specification can improve the accuracy of change exchange by receiving the exchange amount confirmation information, avoid the error in amount statistics of the change exchange device, bring loss to users and improve user experience.

On the basis of the above embodiment, the amount sending module is further configured to:

The change exchange device provided by the embodiment of the specification can be used for carrying out statistics again or returning directly when the exchange amount statistics is wrong, so that the change exchange device is prevented from carrying out the amount statistics mistake, loss is brought to a user, and user experience is improved.

Fig. 7 is a schematic structural view of a change redemption apparatus according to yet another embodiment of the present disclosure, and as shown in fig. 7, the change redemption apparatus includes, in addition to the above-described embodiment:

the change depositing inlet is used for releasing change to be redeemed, the display module is used for displaying the counted amount of the change to be redeemed, the communication module is used for communicating with external equipment, the change storage module is used for storing the change to be redeemed, and the processor executes the instruction to realize the change redemption method on one side of the change redemption device in the embodiment.

The change exchange device outer surface can also be provided with equipment identification display areas such as: and a two-dimensional code area.

In the embodiment of the description, after the exchange amount of the change to be exchanged is counted, the corresponding amount can be transferred to the change exchange account from the change recovery account associated with the change exchange device through the change exchange payment server. The electronic payment and intelligent operation of change exchange are realized, manual interaction is not needed, convenience and rapidness are realized, the efficiency is high, the reliability is high, the user experience is improved, the spontaneous circulation of change can be stimulated, and the social cost is reduced.

Fig. 8 is a block diagram illustrating a construction of an embodiment of a change redemption payment server provided in the present specification, and as shown in fig. 8, the change redemption payment server provided in the present specification includes: exchange information receiving module 81, amount information receiving module 82, exchange payment module 83, wherein:

the redemption information receiving module 81 may be configured to receive change redemption request information, where the change redemption request information includes: change exchange account information and change exchange equipment information;

the amount information receiving module 82 may be configured to send start information to the change exchanging apparatus according to the change exchanging device information, and receive an exchange amount sent by the change exchanging apparatus;

and the exchange payment module 83 may be configured to transfer the corresponding amount of money from the change recovery account to the change exchange account according to the exchange amount, the change exchange account information, and the change exchange device information.

In the embodiment of the description, the change exchange function is started by receiving the change exchange request information of the change exchange terminal, and the corresponding amount is transferred from the change recovery account to the change exchange account according to the exchange amount sent by the change exchange device. The intelligent operation and electronic payment of change exchange are realized, manual interaction is not needed, convenience and rapidness are realized, the efficiency is high, the reliability is high, the user experience is improved, the spontaneous circulation of change can be stimulated, and the social cost is reduced.

On the basis of the above embodiment, fig. 9 is a schematic structural diagram of a change redemption payment server in another embodiment of the present specification, and as shown in fig. 9, the server further includes an account binding module 91 for:

associating the change redemption device with the change recovery account.

On the basis of the above embodiment, the redemption payment module is specifically configured to:

In the embodiment of the specification, the change exchange device is associated with the change recovery account to realize electronic payment of exchange amount, so that the change exchange device is high in efficiency, convenient to operate, high in reliability and convenient to popularize.

On the basis of the above embodiment, the corresponding amount includes any one of: the conversion amount, the conversion amount multiplied by a conversion reward coefficient, and the conversion amount multiplied by a conversion deduction coefficient.

In the embodiment of the specification, the change exchange rule can be set, and based on the counted exchange amount of the change to be exchanged, the corresponding amount is transferred from the change recovery account to the change exchange account, so that the change is stimulated to circulate spontaneously, and the social cost is reduced.

On the basis of the above embodiment, the server further includes:

In the embodiment of the description, the change recycling account information in the change information is taken out, and the associated change exchanging device is obtained, so that the corresponding change corresponding device opens the change taking-out port, the user can take out the change conveniently, and the safety of the change exchanging device for storing the change is improved.

On the basis of the above embodiments, embodiments of the present specification further provide a change redemption payment electronic device, including: at least one processor and a memory for storing processor-executable instructions, the processor when executing the instructions implementing the change redemption payment server-side method of the above embodiments, such as:

Fig. 10 is a block diagram illustrating a construction of an embodiment of a change redemption terminal provided in the present specification, and as shown in fig. 10, the change redemption terminal provided in the present specification includes: an equipment information obtaining module 101 and a request information sending module 102, wherein:

an equipment information acquiring module 101, which may be configured to acquire change exchange equipment information of the change exchange apparatus;

a request information sending module 102, configured to send change redemption request information to a change redemption payment server, so that the change redemption payment server performs the following actions: controlling the starting of the change exchange device, and transferring the corresponding amount from the change recovery account to the change exchange account according to the exchange amount sent by the change exchange device;

On the basis of the foregoing embodiment, the device information acquiring module is specifically configured to:

On the basis of the above embodiments, embodiments of the present specification further provide a change redemption electronic device, including: at least one processor and a memory for storing processor-executable instructions, the processor when executing the instructions implementing the method at the change redemption terminal of the above embodiments, such as:

acquiring change exchange equipment information of a change exchange device;

On the basis of the foregoing embodiments, the change exchange system in an embodiment of the present application may include a change exchange device, a change exchange payment server, and a change exchange terminal, where the change exchange device and the change exchange terminal may all communicate with the change exchange payment server, and each of the change exchange device, the change exchange payment server, and the change exchange terminal may include at least a processor and a memory for storing executable instructions of the processor, where the processor in the change exchange device executes the instructions to implement the method executed by the change exchange device in the foregoing embodiments, and when the processor in the change exchange payment server executes the instructions, the processor in the change exchange payment server implements the method executed by the change exchange payment server, and when the processor in the change exchange terminal executes the instructions, implements the method executed by the change exchange terminal.

The method embodiments provided by the embodiments of the present specification can be executed in a mobile terminal, a computer terminal, a server or a similar computing device. Taking the example of running on a server, fig. 11 is a block diagram of a hardware structure of a change redemption server to which an embodiment of the invention is applied. As shown in fig. 11, the server 10 may include one or more processors 100 (only one is shown in the figure) (the processor 100 may include, but is not limited to, a processing device such as a microprocessor MCU or a programmable logic device FPGA, etc., and the processor may be a processor in a change redemption device, a change redemption payment server, a change redemption terminal), a memory 200 for storing data, and a transmission module 300 for communication functions. It will be understood by those skilled in the art that the structure shown in fig. 11 is merely illustrative and is not intended to limit the structure of the electronic device. For example, the server 10 may also include more or fewer components than shown in FIG. 11, and may also include other processing hardware, such as a database or multi-level cache, a GPU, or have a different configuration than shown in FIG. 11, for example.

The memory 200 may be used to store software programs and modules of application software, such as program instructions/modules corresponding to the change redemption method in the embodiments of the present specification, and the processor 100 executes various functional applications and data processing by executing the software programs and modules stored in the memory 200. Memory 200 may include high speed random access memory and may also include non-volatile memory, such as one or more magnetic storage devices, flash memory, or other non-volatile solid-state memory. In some examples, memory 200 may further include memory located remotely from processor 100, which may be connected to a computer terminal through a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.

The transmission module 300 is used for receiving or transmitting data via a network. Specific examples of the network described above may include a wireless network provided by a communication provider of the computer terminal 10. In one example, the transmission module 300 includes a Network adapter (NIC) that can be connected to other Network devices through a base station so as to communicate with the internet. In one example, the transmission module 300 may be a Radio Frequency (RF) module, which is used for communicating with the internet in a wireless manner.

The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.

The method or apparatus provided by the present specification and described in the foregoing embodiments may implement service logic through a computer program and record the service logic on a storage medium, where the storage medium may be read and executed by a computer, so as to implement the effect of the solution described in the embodiments of the present specification.

The change exchange method or apparatus provided in the embodiments of the present specification may be implemented in a computer by a processor executing corresponding program instructions, for example, implemented in a PC end using a c + + language of a windows operating system, implemented in a linux system, or implemented in an intelligent terminal using android, iOS system programming languages, implemented in processing logic based on a quantum computer, or the like.

It should be noted that descriptions of the apparatus, the computer storage medium, and the system described above according to the related method embodiments may also include other embodiments, and specific implementations may refer to descriptions of corresponding method embodiments, which are not described in detail herein.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the hardware + program class embodiment, since it is substantially similar to the method embodiment, the description is simple, and the relevant points can be referred to the partial description of the method embodiment.

The embodiments of this specification are not limited to what must be in compliance with industry communication standards, standard computer data processing and data storage rules, or the description of one or more embodiments of this specification. Certain industry standards, or implementations modified slightly from those described using custom modes or examples, may also achieve the same, equivalent, or similar, or other, contemplated implementations of the above-described examples. The embodiments using the modified or transformed data acquisition, storage, judgment, processing and the like can still fall within the scope of the alternative embodiments of the embodiments in this specification.

In the 90 s of the 20 th century, improvements in a technology could clearly distinguish between improvements in hardware (e.g., improvements in circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements in process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain the corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical modules. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate application-specific integrated circuit chips. Furthermore, nowadays, instead of manually making an integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a specific Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as abel (advanced Boolean Expression Language), ahdl (alternate Language Description Language), traffic, pl (core unified Programming Language), HDCal, JHDL (Java Hardware Description Language), langue, Lola, HDL, laspam, hardsradware (Hardware Description Language), vhjhd (Hardware Description Language), and vhigh-Language, which are currently used in most common. It will also be apparent to those skilled in the art that hardware circuitry that implements the logical method flows can be readily obtained by merely slightly programming the method flows into an integrated circuit using the hardware description languages described above.

The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be regarded as being both a software module for performing the method and a structure within a hardware component.

The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a vehicle-mounted human-computer interaction device, a cellular telephone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.

Although one or more embodiments of the present description provide method operational steps as described in the embodiments or flowcharts, more or fewer operational steps may be included based on conventional or non-inventive approaches. The order of steps recited in the embodiments is merely one manner of performing the steps in a multitude of orders and does not represent the only order of execution. When an actual apparatus or end product executes, it may execute sequentially or in parallel (e.g., parallel processors or multi-threaded environments, or even distributed data processing environments) according to the method shown in the embodiment or the figures. The terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, the presence of additional identical or equivalent elements in a process, method, article, or apparatus that comprises the recited elements is not excluded. The terms first, second, etc. are used to denote names, but not any particular order.

For convenience of description, the above devices are described as being divided into various modules by functions, and are described separately. Of course, when implementing one or more of the present description, the functions of each module may be implemented in one or more software and/or hardware, or a module implementing the same function may be implemented by a combination of multiple sub-modules or sub-units, etc. The above-described embodiments of the apparatus are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.

The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.

Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage, graphene storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.

As will be appreciated by one skilled in the art, one or more embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, one or more embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, one or more embodiments of the present description may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

One or more embodiments of the present description may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. One or more embodiments of the present specification can also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.

The embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the system embodiment, since it is substantially similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment. In the description of the specification, reference to the description of the term "one embodiment," "some embodiments," "an example," "a specific example," or "some examples," etc., means that a particular feature, structure, material, or characteristic described in connection with the embodiment or example is included in at least one embodiment or example of the specification. In this specification, the schematic representations of the terms used above are not necessarily intended to refer to the same embodiment or example. Furthermore, the particular features, structures, materials, or characteristics described may be combined in any suitable manner in any one or more embodiments or examples. Furthermore, various embodiments or examples and features of different embodiments or examples described in this specification can be combined and combined by one skilled in the art without contradiction.

The above description is merely exemplary of one or more embodiments of the present disclosure and is not intended to limit the scope of one or more embodiments of the present disclosure. Various modifications and alterations to one or more embodiments described herein will be apparent to those skilled in the art. Any modification, equivalent replacement, improvement or the like made within the spirit and principle of the present specification should be included in the scope of the claims.

Claims

1. A change redemption method, comprising:

the change exchange terminal corresponding to the change exchange account obtains change exchange equipment information of the change exchange device by scanning equipment identification information on the change exchange device, and sends change exchange request information to a change exchange payment server, wherein the change exchange request information comprises: change exchange account information and change exchange equipment information; the device identification information includes: any one of a two-dimensional code image, a one-dimensional code image, and a barcode image;

the change exchange payment server transfers the corresponding amount of money to a change exchange account from a change recovery account corresponding to the change exchange equipment information according to the received exchange amount, the change exchange account information and the change exchange equipment information; the change recovery device is associated with a plurality of change recovery accounts, the change recovery accounts are associated with the change recovery device by scanning any one of a two-dimensional code image, a one-dimensional code image and a bar code image on the change recovery device through corresponding change recovery terminals, and the change recovery accounts are accounts of merchants.

2. A change redemption method, comprising:

sending the converted money amount to the change conversion payment server so that the change conversion payment server transfers the corresponding money amount to a change conversion account from a change recovery account according to the converted money amount, wherein the change recovery account is associated with a change conversion device for acquiring the change to be converted; the change redemption device for acquiring change to be redeemed is associated with a plurality of change recovery accounts, the change recovery accounts are associated with the change redemption device by scanning any one of two-dimensional code images, one-dimensional code images and bar code images on the change redemption device through corresponding change recovery terminals, and the change recovery accounts are accounts of merchants.

3. The method of claim 2, the sending the redemption amount to a change redemption payment server, comprising:

4. The method of claim 3, further comprising:

5. A change redemption method, comprising:

according to the exchange amount, the change exchange account information and the change exchange equipment information, transferring the corresponding amount to a change exchange account from a change recovery account corresponding to the change exchange equipment information; the change recovery device is associated with a plurality of change recovery accounts, the change recovery accounts are associated with the change recovery device by scanning any one of a two-dimensional code image, a one-dimensional code image and a bar code image on the change recovery device through corresponding change recovery terminals, and the change recovery accounts are accounts of merchants.

6. The method of claim 5, further comprising:

associating the change redemption device with the change recovery account.

7. The method of claim 6, wherein the transferring of the respective amount from the change reclaim account to the change redemption account based on the redemption amount, the change redemption account information, the change redemption device information, comprises:

8. The method of claim 5, the respective amount comprising any one of: the conversion amount, the conversion amount multiplied by a conversion reward coefficient, and the conversion amount multiplied by a conversion deduction coefficient.

9. The method of claim 5, further comprising:

10. A change redemption method, comprising:

acquiring change exchange equipment information of the change exchange device by scanning equipment identification information on the change exchange device; the device identification information includes: any one of a two-dimensional code image, a one-dimensional code image, and a barcode image;

sending change redemption request information to a change redemption payment server to cause the change redemption payment server to perform the following actions: controlling the change exchange device to start, and transferring the corresponding amount of money from the change recovery account corresponding to the change exchange equipment information to the change exchange account according to the exchange amount sent by the change exchange device; the change redemption device is associated with a plurality of change recovery accounts, and the change recovery accounts are accounts of merchants;

11. A change redemption device comprising:

the money counting module is used for counting the exchange money of the change to be exchanged based on the received starting information sent by the change exchange payment server;

the change exchange payment server is used for transferring corresponding money from a change recovery account to a change exchange account according to the exchange amount, wherein the change recovery account is associated with a change exchange device for acquiring the change to be exchanged; the change exchange device for acquiring the change to be exchanged is associated with a plurality of change recovery accounts, the change recovery accounts are associated with the change exchange device by scanning any one of a two-dimensional code image, a one-dimensional code image and a bar code image on the change exchange device through corresponding change recovery terminals, and the change recovery accounts are accounts of merchants.

12. The apparatus according to claim 11, wherein the amount sending module is specifically configured to:

13. The apparatus of claim 12, the amount transmission module further to:

14. A change redemption device comprising: the change depositing entrance is used for releasing change to be redeemed, the display module is used for displaying the counted amount of the change to be redeemed, the communication module is used for communicating with external equipment, the change storing module is used for storing the change to be redeemed, each change storing module is provided with change redemption equipment information, each change storing module is associated with a change recovery account, the change recovery account is an account of a merchant, and the change recovery account is associated with the change redemption device by scanning any one of a two-dimensional code image, a one-dimensional code image and a bar code image on the change redemption device through a corresponding change recovery terminal, the processor, when executing the instructions, implements the method of any of claims 2-4.

15. A change redemption payment server comprising:

the change payment module is used for transferring the corresponding amount of money to a change exchange account from a change recovery account corresponding to the change exchange equipment information according to the change amount, the change exchange account information and the change exchange equipment information; the change recovery device is associated with a plurality of change recovery accounts, the change recovery accounts are associated with the change recovery device by scanning any one of a two-dimensional code image, a one-dimensional code image and a bar code image on the change recovery device through corresponding change recovery terminals, and the change recovery accounts are accounts of merchants.

16. The server of claim 15, the server further comprising an account binding module to:

associating the change redemption device with the change recovery account.

17. The server of claim 16, the redemption payment module specifically to:

18. The server of claim 16, wherein the respective amount includes any one of: the conversion amount, the conversion amount multiplied by a conversion reward coefficient, and the conversion amount multiplied by a conversion deduction coefficient.

19. The server of claim 16, the server further comprising:

20. A change redemption payment electronic device comprising: at least one processor and a memory for storing processor-executable instructions, the processor implementing the method of any one of claims 5-9 when executing the instructions.

21. A change redemption terminal comprising:

the equipment information acquisition module is used for acquiring the change exchange equipment information of the change exchange device by scanning the equipment identification information on the change exchange device; the device identification information includes: any one of a two-dimensional code image, a one-dimensional code image, and a barcode image;

a request information sending module for sending change exchange request information to a change exchange payment server so that the change exchange payment server performs the following actions: controlling the change exchange device to start, and transferring the corresponding amount of money from the change recovery account corresponding to the change exchange equipment information to the change exchange account according to the exchange amount sent by the change exchange device; the change redemption device is associated with a plurality of change recovery accounts, and the change recovery accounts are accounts of merchants;

22. A change redemption electronic device comprising: at least one processor and a memory for storing processor-executable instructions, the processor when executing the instructions implementing the method of claim 10.

23. A change redemption system, comprising: a change redemption device, a change redemption payment server, a change redemption terminal, each comprising at least one processor and a memory for storing processor-executable instructions, wherein execution of the instructions by the processor in the change redemption device implements the method of any of claims 2-4, execution of the instructions by the processor in the change redemption payment server implements the method of any of claims 5-9, and execution of the instructions by the processor in the change redemption terminal implements the method of claim 10.