CN108764886A - Two-dimension code image acquisition methods, device and equipment - Google Patents

Two-dimension code image acquisition methods, device and equipment Download PDF

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Publication number
CN108764886A
CN108764886A CN201810317747.8A CN201810317747A CN108764886A CN 108764886 A CN108764886 A CN 108764886A CN 201810317747 A CN201810317747 A CN 201810317747A CN 108764886 A CN108764886 A CN 108764886A
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CN
China
Prior art keywords
quick response
response code
money
amount
amount information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
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CN201810317747.8A
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Chinese (zh)
Inventor
张仕奇
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Advanced New Technologies Co Ltd
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Alibaba Group Holding Ltd
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Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Priority to CN201810317747.8A priority Critical patent/CN108764886A/en
Publication of CN108764886A publication Critical patent/CN108764886A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/229Hierarchy of users of accounts
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING; COUNTING
    • G06QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821Electronic credentials
    • G06Q20/38215Use of certificates or encrypted proofs of transaction rights

Abstract

This specification embodiment discloses two-dimension code image acquisition, Quick Response Code generation, payment transaction processing method, device and equipment.Scheme includes:User generates the two-dimension code image that can pay the bill and can supplement with money in client, and two-dimension code image can be given household etc. other people use, then this other people without relying on the payment accounts of oneself, to beneficiary show two-dimension code image can barcode scanning pay.

Description

Two-dimension code image acquisition methods, device and equipment
Technical field
This specification is related to computer software technical field more particularly to two-dimension code image obtains, Quick Response Code generates, payment Method for processing business, device and equipment.
Background technology
The use of smart mobile phone is universal to be brought convenience to people's lives, and is answered by using various on smart mobile phone With can correspondingly carry out various businesses.
Payment application is a kind of application that current user frequently uses, and user, which needs to download on smart mobile phone to install to pay, to be answered With, and the payment accounts of oneself are registered and log in, bank card is bound for payment accounts, later, as long as being answered in payment when payment With the middle payment Quick Response Code for generating and only being used for oneself, show payment Quick Response Code, beneficiary barcode scanning, payment services end to beneficiary It is handled accordingly, to complete to pay.
Based on the prior art, more convenient payment scheme is needed.
Invention content
This specification embodiment provide two-dimension code image acquisition, Quick Response Code generation, payment transaction processing method, device and Equipment, to solve following technical problem:Need more convenient payment scheme.
In order to solve the above technical problems, what this specification embodiment was realized in:
A kind of two-dimension code image acquisition methods that this specification embodiment provides, including:
Receive mandate amount information input by user;
According to the mandate amount information, sends Quick Response Code to server-side and generate request;
The Quick Response Code that server-side is generated and returned according to the mandate amount information is received, is obtained comprising the Quick Response Code Picture, wherein the Quick Response Code can be used in paying the corresponding amount of money of the mandate amount information.
A kind of two-dimensional code generation method that this specification embodiment provides, including:
It receives client and request is generated according to the Quick Response Code that mandate amount information input by user is sent;
It is generated according to the mandate amount information and returns to Quick Response Code, wherein the Quick Response Code can be used in described in payment Authorize the corresponding amount of money of amount information.
A kind of payment transaction processing method that this specification embodiment provides, including:
Gathering method, apparatus is received by scanning the request of withholing as sent by above-mentioned Quick Response Code;
Judge the whether no less than described corresponding deducted amount of request of withholing of the payable amount of money of residue of the Quick Response Code;
If so, withholing for the payable amount of money of residue, and result of withholing is returned to the merchant equipment.
A kind of two-dimension code image acquisition device that this specification embodiment provides, including:
First receiving module receives mandate amount information input by user;
Request module sends Quick Response Code to server-side and generates request according to the mandate amount information;
Second receiving module receives the Quick Response Code that server-side is generated and returned according to the mandate amount information, is wrapped Picture containing the Quick Response Code, wherein the Quick Response Code can be used in paying the corresponding amount of money of the mandate amount information.
A kind of Quick Response Code generating means that this specification embodiment provides, including:
Receiving module receives client and generates request according to the Quick Response Code that mandate amount information input by user is sent;
It generates and returns to module, generated according to the mandate amount information and return to Quick Response Code, wherein the Quick Response Code can For paying the corresponding amount of money of the mandate amount information.
A kind of payment transaction processing unit that this specification embodiment provides, including:
Receiving module receives the request of withholing that gathering method, apparatus is sent by scanning above-mentioned Quick Response Code;
Judgment module judges the whether no less than described corresponding button of request of withholing of the payable amount of money of residue of the Quick Response Code The money amount of money;
Module of withholing is detained if the judging result of the judgment module is yes for the payable amount of money of residue Money, and return to result of withholing to the merchant equipment.
A kind of two-dimension code image that this specification embodiment provides obtains equipment, including:
At least one processor;And
The memory being connect at least one processor communication;Wherein,
The memory is stored with the instruction that can be executed by least one processor, and described instruction is by described at least one A processor executes, so that at least one processor can:
Receive mandate amount information input by user;
According to the mandate amount information, sends Quick Response Code to server-side and generate request;
The Quick Response Code that server-side is generated and returned according to the mandate amount information is received, is obtained comprising the Quick Response Code Picture, wherein the Quick Response Code can be used in paying the corresponding amount of money of the mandate amount information.
A kind of Quick Response Code that this specification embodiment provides generates equipment, including:
At least one processor;And
The memory being connect at least one processor communication;Wherein,
The memory is stored with the instruction that can be executed by least one processor, and described instruction is by described at least one A processor executes, so that at least one processor can:
It receives client and request is generated according to the Quick Response Code that mandate amount information input by user is sent;
It is generated according to the mandate amount information and returns to Quick Response Code, wherein the Quick Response Code can be used in described in payment Authorize the corresponding amount of money of amount information.
A kind of payment transaction processing equipment that this specification embodiment provides, including:
At least one processor;And
The memory being connect at least one processor communication;Wherein,
The memory is stored with the instruction that can be executed by least one processor, and described instruction is by described at least one A processor executes, so that at least one processor can:
Receive the request of withholing that gathering method, apparatus is sent by scanning above-mentioned Quick Response Code;
Judge the whether no less than described corresponding deducted amount of request of withholing of the payable amount of money of residue of the Quick Response Code;
If so, withholing for the payable amount of money of residue, and result of withholing is returned to the merchant equipment.
Above-mentioned at least one technical solution that this specification embodiment uses can reach following advantageous effect:It enables users to It is enough that the Quick Response Code that can be paid the bill and can supplement with money is obtained in client, and the Quick Response Code can be given household etc. other people make With, this other people without relying on the payment accounts of oneself, it is i.e. payable to show the Quick Response Code to beneficiary, to for this other people Provide a kind of simple and easy and light-weighted payment scheme.
Description of the drawings
In order to illustrate more clearly of this specification embodiment or technical solution in the prior art, below will to embodiment or Attached drawing needed to be used in the description of the prior art is briefly described, it should be apparent that, the accompanying drawings in the following description is only Some embodiments described in this specification, for those of ordinary skill in the art, in not making the creative labor property Under the premise of, other drawings may also be obtained based on these drawings.
Fig. 1 is a kind of whole principle schematic of the scheme of this specification under practical application scene;
Fig. 2 is a kind of flow diagram for two-dimension code image acquisition methods that this specification embodiment provides;
Fig. 3 is a kind of flow diagram for two-dimensional code generation method that this specification embodiment provides;
Fig. 4 is a kind of flow diagram for payment transaction processing method that this specification embodiment provides;
Fig. 5 a are under a kind of practical application scene that this specification embodiment provides, and the Quick Response Code that can pay the bill can supplement with money generates When multi-party interaction flow schematic diagram;
Fig. 5 b are under a kind of practical application scene that this specification embodiment provides, and can pay the bill the Quick Response Code payment that can be supplemented with money When multi-party interaction flow schematic diagram;
Fig. 6 a~Fig. 6 d are some customer terminal webpage effects that the above-mentioned interaction flow that this specification embodiment provides is related to Schematic diagram;
Fig. 7 is a kind of structural representation for two-dimension code image acquisition device corresponding to Fig. 2 that this specification embodiment provides Figure;
Fig. 8 is a kind of structural schematic diagram for Quick Response Code generating means corresponding to Fig. 3 that this specification embodiment provides;
Fig. 9 is a kind of structural schematic diagram for payment transaction processing unit corresponding to Fig. 4 that this specification embodiment provides.
Specific implementation mode
This specification embodiment provide two-dimension code image acquisition, Quick Response Code generation, payment transaction processing method, device and Equipment.
In order to make those skilled in the art more fully understand the technical solution in this specification, below in conjunction with this explanation Attached drawing in book embodiment is clearly and completely described the technical solution in this specification embodiment, it is clear that described Embodiment be merely a part but not all of the embodiments of the present application.Based on this specification embodiment, this field The every other embodiment that those of ordinary skill is obtained without creative efforts, should all belong to the application The range of protection.
From background technology, it can be seen that, user generally requires to carry out a series of cumbersome and heavy pre actions, can Realize subsequent payment.But in practical applications, for some middle-aged and the old or child, the pre action is executed, It often has any problem, the scheme of this specification provides more convenient payment scheme for this types of populations so that this types of populations is not necessarily to Above-mentioned pre action is executed, cashless payment ability under line also can be quickly possessed.
Fig. 1 is a kind of whole principle schematic of the scheme of this specification under practical application scene.Scheme relates generally to Four directions, equipment, paying party, the equipment of beneficiary, the server-side of certain user.User needs the payment accounts of oneself, user's Equipment is interacted based on its payment accounts with server-side, and two-dimension code image is obtained, and the Quick Response Code in two-dimension code image can be used for Payment, Quick Response Code, by the payable amount of money of User Defined, can also allow for Quick Response Code that can subsequently be recharged when generating;User can Two-dimension code image is shared with paying party for paying, paying party is such as above-mentioned group, in this way, paying party is without in execution State pre action, when payment only need to show two-dimension code image to beneficiary;Beneficiary device scan two-dimension code image obtains Barcode scanning by being interacted with server-side as a result, complete payment.
It is based primarily upon above-mentioned principle below, the scheme of this specification is illustrated.
Fig. 2 is a kind of flow diagram for two-dimension code image acquisition methods that this specification embodiment provides, and is from above-mentioned Certain user equipment angle description.The flow can be executed by the equipment (for example, mobile phone etc.) of user, from program angle and Speech, specifically can be by the client executing of the application with payment function in the equipment of user.
Flow in Fig. 2 may comprise steps of:
S202:Receive mandate amount information input by user.
In this specification embodiment, amount information is authorized to indicate:User is that the Quick Response Code that will request to generate is self-defined Can Payment Amount.Quick Response Code payment be based on payment accounts mandate, can Payment Amount supplemented with money in advance by the payment accounts of user Ensure or credit underwriting can be when being paid or after payment again from payment accounts for latter situation by Quick Response Code It withholds, and necessity is first supplemented with money.
In this specification embodiment, user can be allowed to input the more information for limiting Quick Response Code, for example, name Title, the term of validity, self-defined password, whether allow it is topped-up, scene, contact method etc. can be used.
S204:According to the mandate amount information, sends Quick Response Code to server-side and generate request.
In this specification embodiment, client request server-side generates the process of Quick Response Code, may include client with Primary or multiple interaction between server-side, wherein at least once interact in, client by authorize amount information be sent to Server-side.For other information input by user, server-side can also be sent to by client in interaction.
In this specification embodiment, for the sake of safety, client or server-side can carry out user authentication (ratio Such as, login password or the payment cipher etc. of user are verified), then subsequently interacted to generate Quick Response Code.
S206:The Quick Response Code that server-side is generated and returned according to the mandate amount information is received, obtains including described two Tie up the picture (be two-dimension code image) of code, wherein the Quick Response Code can be used in paying the mandate amount information corresponding The amount of money.
In this specification embodiment, the form for the Quick Response Code that server-side is generated and returned is unlimited, can be Quick Response Code Code value, can also be two-dimension code image.For the previous case, after client receives code value, is converted and generated according to code value Include the two-dimension code image of the code value.
The two-dimension code image of generation is similar to stored value card, can also be given by user by user for paying Two-dimension code image can be placed on mobile phone and electronically use, can also print two-dimension code image for paying by other people Dependence equipment is out employed without with entity form, occupation mode is barcode scanning payment.Even if two-dimension code image is used by other people, May not need when in use it is described other people input password, except non-user or it is described other people specifically for the two-dimension code image branch It pays purposes to be provided with using password, uses password such case for having, need user in beneficiary when barcode scanning is withholdd Input uses password in equipment.
Further, specify for the ease of user other people above-mentioned Quick Response Code is used for a long time, can also allow for user is two Dimension code is supplemented with money.Above-mentioned Quick Response Code is either deactivated in order to avoid working as Quick Response Code leakage or being abnormal transaction furthermore it is possible to allow to report the loss When bring bigger to lose to user.
It by the method for Fig. 2, allows users to obtain the Quick Response Code that can pay the bill and can supplement with money in client, and can should Quick Response Code gives household and other people is waited to use, other people are not necessarily to rely on the payment accounts of oneself for this, show this to beneficiary Quick Response Code, that is, payable, to which other people provide a kind of simple and easy and light-weighted payment scheme for this.
Method based on Fig. 2, this specification embodiment additionally provide some specific embodiments of this method, and extension Scheme is illustrated below.
It,, can be with after the picture obtained comprising the Quick Response Code for step S206 in this specification embodiment It executes:The picture is sent to another equipment, specify so as to the user other people utilize electronic form or entity form The picture Quick Response Code that includes paid.Another equipment is such as other people mobile phone, or can also be printing Machine (to print entity two-dimension code image) etc..
In this specification embodiment, it has been mentioned hereinbefore that Quick Response Code can also be allowed recharged.In this case, For step S206, after the picture obtained comprising the Quick Response Code, user can accordingly supplement operation with money in client executing, Client receive user be directed to the Quick Response Code input recharge amount information, and then can according to the recharge amount information, Quick Response Code charging request is sent to server-side, to be supplemented with money for the Quick Response Code.
Based on same thinking, a kind of flow diagram for two-dimensional code generation method that this specification embodiment also provides, It is to be described from server-side angle, as shown in Figure 3.Server-side can be specifically the service of the above-mentioned application with payment function End.
Flow in Fig. 3 may comprise steps of:
S302:It receives client and request is generated according to the Quick Response Code that mandate amount information input by user is sent.
S304:It is generated according to the mandate amount information and returns to Quick Response Code, wherein the Quick Response Code can be used in paying The corresponding amount of money of the mandate amount information.
In this specification embodiment, Quick Response Code has the determining payable amount of money, then for the angle of assets, two dimension Code correspondingly represents one piece of determining assets of value.The payment that is related to Quick Response Code such as supplements with money at the operations, needs to Quick Response Code Representative assets are managed (for example, increase and decrease assets, retract assets etc. to payment account), so that assets respective change.
It is specifically, described to be generated simultaneously according to the mandate amount information for step S304 based on the analysis in the preceding paragraph Quick Response Code is returned, may include:It generates and asks in response to the Quick Response Code, create asset identification;It pays a bill in the branch of the user In family, freezes or deduct the corresponding amount of money of the mandate amount information, and the amount of money is associated with using the asset identification;According to The asset identification generates and returns to Quick Response Code, wherein is associated with from the asset identification using the amount of money of Quick Response Code payment The amount of money in deduct.
Based on same thinking, this specification embodiment additionally provides a kind of flow signal of payment transaction processing method Figure describes action of the above-mentioned Quick Response Code for server-side when paying, as shown in Figure 4 from above-mentioned server-side angle.
Flow in Fig. 4 may comprise steps of:
S402:Receive the request of withholing that gathering method, apparatus is sent by scanning above-mentioned Quick Response Code.
S404:Judge the whether no less than described corresponding gold of withholing of request of withholing of the payable amount of money of residue of the Quick Response Code Volume.
S406:If so, withholing for the payable amount of money of residue, and knot of withholing is returned to the merchant equipment Fruit.
In this specification embodiment, if the judging result of step S404 is no, continuation payment flow can be refused, or Person can also carry out part using the remaining payable amount of money and withhold, and insufficient part is withholdd by other channel of disbursement.
According to explanation above, this specification embodiment additionally provides under a kind of practical application scene, and can pay the bill can supplement with money Quick Response Code generate, payment when multi-party interaction flow schematic diagram, respectively as shown in Fig. 5 a, Fig. 5 b.
In fig 5 a, server-side includes facility information platform, code platform, certificate platform, cashier etc..When Quick Response Code generates A kind of multi-party interaction flow includes mainly:When user wants with above-mentioned Quick Response Code is obtained, the amount of money and user's letter are filled in client Breath;The information that user fills in is sent to facility information platform by client;Facility information platform request certificate platform creates certificate, and returns Return certificate mark (as above-mentioned asset identification);Facility information platform is identified according to certificate, and mark is supplemented with money to client return;Client End supplements (and above-mentioned pre- supplement with money) with money according to mark is supplemented with money to cashier request, recharge amount be before the gold filled in of user Volume;After successful recharging, facility information platform creates Quick Response Code and returns to facility information platform;Facility information platform notifies client Hold successful recharging;Client gets the code value of Quick Response Code from facility information platform, and is converted to two-dimension code image and shows use Family.
In figure 5b, server-side includes code platform, agreement payment etc., and beneficiary is trade company.One kind when Quick Response Code is paid In many ways interaction flow includes mainly:If paying party obtains above-mentioned Quick Response Code from user, show at trade company to pay, trade company Barcode scanning is carried out to Quick Response Code;By trade company's acquiring system parsing code value and it is sent to a yard platform;Code platform is returned to trade company's acquiring system Return corresponding user information;Trade company's acquiring system and then the payment that realization paying party is paid based on agreement.
Further, some customer terminal webpage effects that the above-mentioned interaction flow that this specification embodiment additionally provides is related to Schematic diagram, as shown in Fig. 6 a~Fig. 6 d, the partial informations such as phone number are not completely shown in these figures, but do not influence to effect The understanding of fruit.Under the practical application scene, it is assumed that above-mentioned Quick Response Code is known as " change code ", change code function is passed through branch The son application for paying referred to as " change packet " in application is realized.
In Fig. 6 a, two related interfaces that change code creates are shown, in the interface of left side, user can fill in and supplement with money The amount of money (i.e. above-mentioned mandate amount information) illustrates 200 yuan of the recharge amount that user has filled in the interface of right side, uses Family can also fill in the information such as a yard title, phone number, the term of validity, after filling in, click button " recharging into change code ", from And be that the change code that will be generated is supplemented with money in advance, further referring to Fig. 6 b.
In figure 6b, two related interfaces for creating change code are shown, in the interface of left side, user inputs payment cipher Think pre- supplement with money and pay the bill, in the interface of right side, after user-pay, is successfully generated change code picture, user can be preserved In local photograph album, or it is sent to other people.
In fig. 6 c, left side shows the main interface of change packet, and user is it can be seen that each change code oneself created Overview, for example, title, the remaining payable amount of money, the term of validity, creation time etc., right side be shown in which one it is entitled " beautiful The recharge interface of the change code of the pocket money of Lu " also shows the consumer record of the change code in the recharge interface.
In fig. 6d, the bill details of the fruit consumption paid using the change code in change packet are shown.
Based on same thinking, this specification embodiment additionally provides the corresponding device of the above method, such as Fig. 7~Fig. 9 institutes Show.
Fig. 7 is a kind of structural representation for two-dimension code image acquisition device corresponding to Fig. 2 that this specification embodiment provides Figure, dashed rectangle indicate that optional module, described device include:
First receiving module 701 receives mandate amount information input by user;
Request module 702 sends Quick Response Code to server-side and generates request according to the mandate amount information;
Second receiving module 703 receives the Quick Response Code that server-side is generated and returned according to the mandate amount information, obtains Include the picture of the Quick Response Code, wherein the Quick Response Code can be used in paying the corresponding amount of money of the mandate amount information.
Optionally, the Quick Response Code generate request also carry it is described input by user following at least one described for limiting The information of Quick Response Code:Title, the term of validity.
Optionally, described device further includes:
Sending module 704, after second receiving module 703 obtains the picture comprising the Quick Response Code, by the figure Piece is sent to another equipment, specify so as to the user other people include using the picture of electronic form or entity form Quick Response Code paid.
Optionally, described device further includes:
It supplements module 705 with money, after second receiving module 703 obtains the picture comprising the Quick Response Code, receives user For the recharge amount information of Quick Response Code input;According to the recharge amount information, sends Quick Response Code to server-side and supplement with money Request, to be supplemented with money for the Quick Response Code.
Fig. 8 is a kind of structural schematic diagram for Quick Response Code generating means corresponding to Fig. 3 that this specification embodiment provides, institute Stating device includes:
Receiving module 801 receives client and generates request according to the Quick Response Code that mandate amount information input by user is sent;
It generates and returns to module 802, generated according to the mandate amount information and return to Quick Response Code, wherein the Quick Response Code It can be used in paying the corresponding amount of money of the mandate amount information.
Optionally, the generation returns to module 802 and generates and return Quick Response Code according to the mandate amount information, specific to wrap It includes:
The generation returns to module 802 and generates request in response to the Quick Response Code, creates asset identification;The user's In payment account, freezes or deduct the corresponding amount of money of the mandate amount information, and the gold is associated with using the asset identification Volume, to manage the amount of money;It according to the asset identification, generates and returns to Quick Response Code, wherein utilize Quick Response Code payment The amount of money is deducted from the associated amount of money of the asset identification.
Fig. 9 is a kind of structural schematic diagram for payment transaction processing unit corresponding to Fig. 4 that this specification embodiment provides, Described device includes:
Receiving module 901 receives the request of withholing that gathering method, apparatus is sent by scanning above-mentioned Quick Response Code;
Judgment module 902 judges that the whether no less than described request of withholing of the payable amount of money of residue of the Quick Response Code corresponds to Deducted amount;
Module of withholing 903 carries out if the judging result of the judgment module is yes for the payable amount of money of the residue It withholds, and result of withholing is returned to the merchant equipment.
Based on same thinking, this specification embodiment additionally provides the corresponding equipment of the above method and non-volatile calculating Machine storage medium.
A kind of two-dimension code image that this specification embodiment provides obtains equipment, including:
At least one processor;And
The memory being connect at least one processor communication;Wherein,
The memory is stored with the instruction that can be executed by least one processor, and described instruction is by described at least one A processor executes, so that at least one processor can:
Receive mandate amount information input by user;
According to the mandate amount information, sends Quick Response Code to server-side and generate request;
The Quick Response Code that server-side is generated and returned according to the mandate amount information is received, is obtained comprising the Quick Response Code Picture, wherein the Quick Response Code can be used in paying the corresponding amount of money of the mandate amount information.
A kind of Quick Response Code that this specification embodiment provides generates equipment, including:
At least one processor;And
The memory being connect at least one processor communication;Wherein,
The memory is stored with the instruction that can be executed by least one processor, and described instruction is by described at least one A processor executes, so that at least one processor can:
It receives client and request is generated according to the Quick Response Code that mandate amount information input by user is sent;
It is generated according to the mandate amount information and returns to Quick Response Code, wherein the Quick Response Code can be used in described in payment Authorize the corresponding amount of money of amount information.
A kind of payment transaction processing equipment that this specification embodiment provides, including:
At least one processor;And
The memory being connect at least one processor communication;Wherein,
The memory is stored with the instruction that can be executed by least one processor, and described instruction is by described at least one A processor executes, so that at least one processor can:
Receive the request of withholing that gathering method, apparatus is sent by scanning above-mentioned Quick Response Code;
Judge the whether no less than described corresponding deducted amount of request of withholing of the payable amount of money of residue of the Quick Response Code;
If so, withholing for the payable amount of money of residue, and result of withholing is returned to the merchant equipment.
A kind of nonvolatile computer storage media corresponding to Fig. 2 that this specification embodiment provides, is stored with calculating Machine executable instruction, the computer executable instructions are set as:
Receive mandate amount information input by user;
According to the mandate amount information, sends Quick Response Code to server-side and generate request;
The Quick Response Code that server-side is generated and returned according to the mandate amount information is received, is obtained comprising the Quick Response Code Picture, wherein the Quick Response Code can be used in paying the corresponding amount of money of the mandate amount information.
A kind of nonvolatile computer storage media corresponding to Fig. 3 that this specification embodiment provides, is stored with calculating Machine executable instruction, the computer executable instructions are set as:
It receives client and request is generated according to the Quick Response Code that mandate amount information input by user is sent;
It is generated according to the mandate amount information and returns to Quick Response Code, wherein the Quick Response Code can be used in described in payment Authorize the corresponding amount of money of amount information.
A kind of nonvolatile computer storage media corresponding to Fig. 4 that this specification embodiment provides, is stored with calculating Machine executable instruction, the computer executable instructions are set as:
Gathering method, apparatus is received by scanning the request of withholing as sent by above-mentioned Quick Response Code;
Judge the whether no less than described corresponding deducted amount of request of withholing of the payable amount of money of residue of the Quick Response Code;
If so, withholing for the payable amount of money of residue, and result of withholing is returned to the merchant equipment.
It is above-mentioned that this specification specific embodiment is described.Other embodiments are in the scope of the appended claims It is interior.In some cases, the action recorded in detail in the claims or step can be come according to different from the sequence in embodiment It executes and desired result still may be implemented.In addition, the process described in the accompanying drawings not necessarily require show it is specific suitable Sequence or consecutive order could realize desired result.In some embodiments, multitasking and parallel processing be also can With or it may be advantageous.
Each embodiment in this specification is described in a progressive manner, identical similar portion between each embodiment Point just to refer each other, and each embodiment focuses on the differences from other embodiments.Especially for device, For equipment, nonvolatile computer storage media embodiment, since it is substantially similar to the method embodiment, so the ratio of description Relatively simple, the relevent part can refer to the partial explaination of embodiments of method.
Device that this specification embodiment provides, equipment, nonvolatile computer storage media with method be it is corresponding, because This, device, equipment, nonvolatile computer storage media also have the advantageous effects similar with corresponding method, due to upper Face is described in detail the advantageous effects of method, therefore, which is not described herein again corresponding intrument, equipment, it is non-easily The advantageous effects of the property lost computer storage media.
In the 1990s, the improvement of a technology can be distinguished clearly be on hardware improvement (for example, Improvement to circuit structures such as diode, transistor, switches) or software on improvement (improvement for method flow).So And with the development of technology, the improvement of current many method flows can be considered as directly improving for hardware circuit. Designer nearly all obtains corresponding hardware circuit by the way that improved method flow to be programmed into hardware circuit.Cause This, it cannot be said that the improvement of a method flow cannot be realized with hardware entities module.For example, programmable logic device (Programmable Logic Device, PLD) (such as field programmable gate array (Field Programmable Gate Array, FPGA)) it is exactly such a integrated circuit, logic function determines device programming by user.By designer Voluntarily programming comes a digital display circuit " integrated " on a piece of PLD, designs and makes without asking chip maker Dedicated IC chip.Moreover, nowadays, substitution manually makes IC chip, this programming is also used instead mostly " patrols Volume compiler (logic compiler) " software realizes that software compiler used is similar when it writes with program development, And the source code before compiling also write by handy specific programming language, this is referred to as hardware description language (Hardware Description Language, HDL), and HDL is also not only a kind of, but there are many kind, such as ABEL (Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL (Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language) etc., VHDL (Very-High-Speed are most generally used at present Integrated Circuit Hardware Description Language) and Verilog.Those skilled in the art also answer This understands, it is only necessary to method flow slightly programming in logic and is programmed into integrated circuit with above-mentioned several hardware description languages, The hardware circuit for realizing the logical method flow can be readily available.
Controller can be implemented in any suitable manner, for example, controller can take such as microprocessor or processing The computer for the computer readable program code (such as software or firmware) that device and storage can be executed by (micro-) processor can Read medium, logic gate, switch, application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), the form of programmable logic controller (PLC) and embedded microcontroller, the example of controller includes but not limited to following microcontroller Device:ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicone Labs C8051F320, are deposited Memory controller is also implemented as a part for the control logic of memory.It is also known in the art that in addition to Pure computer readable program code mode is realized other than controller, can be made completely by the way that method and step is carried out programming in logic Controller is obtained in the form of logic gate, switch, application-specific integrated circuit, programmable logic controller (PLC) and embedded microcontroller etc. to come in fact Existing identical function.Therefore this controller is considered a kind of hardware component, and to including for realizing various in it The device of function can also be considered as the structure in hardware component.Or even, it can will be regarded for realizing the device of various functions For either the software module of implementation method can be the structure in hardware component again.
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity, Or it is realized by the product with certain function.It is a kind of typically to realize that equipment is computer.Specifically, computer for example may be used Think personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play It is any in device, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment The combination of equipment.
For convenience of description, it is divided into various units when description apparatus above with function to describe respectively.Certainly, implementing this The function of each unit is realized can in the same or multiple software and or hardware when specification.
It should be understood by those skilled in the art that, this specification embodiment can be provided as method, system or computer program Product.Therefore, this specification embodiment can be used complete hardware embodiment, complete software embodiment or combine software and hardware The form of the embodiment of aspect.Moreover, it wherein includes that computer is available that this specification embodiment, which can be used in one or more, It is real in the computer-usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) of program code The form for the computer program product applied.
This specification is with reference to the method, equipment (system) and computer program product according to this specification embodiment Flowchart and/or the block diagram describes.It should be understood that can be realized by computer program instructions every in flowchart and/or the block diagram The combination of flow and/or box in one flow and/or box and flowchart and/or the block diagram.These computers can be provided Processor of the program instruction to all-purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices To generate a machine so that the instruction executed by computer or the processor of other programmable data processing devices generates use In the dress for realizing the function of being specified in one flow of flow chart or multiple flows and/or one box of block diagram or multiple boxes It sets.
These computer program instructions, which may also be stored in, can guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works so that instruction generation stored in the computer readable memory includes referring to Enable the manufacture of device, the command device realize in one flow of flow chart or multiple flows and/or one box of block diagram or The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device so that count Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, in computer or The instruction executed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one The step of function of being specified in a box or multiple boxes.
In a typical configuration, computing device includes one or more processors (CPU), input/output interface, net Network interface and memory.
Memory may include computer-readable medium in volatile memory, random access memory (RAM) and/or The forms such as Nonvolatile memory, such as read-only memory (ROM) or flash memory (flash RAM).Memory is computer-readable medium Example.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology realizes information storage.Information can be computer-readable instruction, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase transition internal memory (PRAM), static RAM (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), fast flash memory bank or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storages, magnetic tape cassette, tape magnetic disk storage or other magnetic storage apparatus Or any other non-transmission medium, it can be used for storage and can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as data-signal and carrier wave of modulation.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability Including so that process, method, commodity or equipment including a series of elements include not only those elements, but also wrap Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that wanted including described There is also other identical elements in the process of element, method, commodity or equipment.
It will be understood by those skilled in the art that this specification embodiment can be provided as method, system or computer program product. Therefore, complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in this specification Form.Moreover, can be used can in the computer that one or more wherein includes computer usable program code for this specification With the computer program product implemented on storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) Form.
This specification can describe in the general context of computer-executable instructions executed by a computer, such as journey Sequence module.Usually, program module include routines performing specific tasks or implementing specific abstract data types, program, object, Component, data structure etc..This specification can also be put into practice in a distributed computing environment, in these distributed computing environment In, by executing task by the connected remote processing devices of communication network.In a distributed computing environment, program module It can be located in the local and remote computer storage media including storage device.
Each embodiment in this specification is described in a progressive manner, identical similar portion between each embodiment Point just to refer each other, and each embodiment focuses on the differences from other embodiments.Especially for system reality For applying example, since it is substantially similar to the method embodiment, so description is fairly simple, related place is referring to embodiment of the method Part explanation.
The foregoing is merely this specification embodiments, are not intended to limit this application.For those skilled in the art For, the application can have various modifications and variations.It is all within spirit herein and principle made by any modification, equivalent Replace, improve etc., it should be included within the scope of claims hereof.

Claims (17)

1. a kind of two-dimension code image acquisition methods, including:
Receive mandate amount information input by user;
According to the mandate amount information, sends Quick Response Code to server-side and generate request;
The Quick Response Code that server-side is generated and returned according to the mandate amount information is received, the figure for including the Quick Response Code is obtained Piece, wherein the Quick Response Code can be used in paying the corresponding amount of money of the mandate amount information.
2. the method as described in claim 1, the Quick Response Code generates request and also carries described input by user following at least one Information of the kind for limiting the Quick Response Code:Title, the term of validity.
3. the method as described in claim 1, it is described obtain the picture comprising the Quick Response Code after, the method further includes:
The picture is sent to another equipment, specify so as to the user other people utilize electronic form or entity form The Quick Response Code that the picture includes is paid.
4. the method as described in claim 1, it is described obtain the picture comprising the Quick Response Code after, the method further includes:
Receive the recharge amount information that user is directed to Quick Response Code input;
According to the recharge amount information, Quick Response Code charging request is sent to server-side, to be supplemented with money for the Quick Response Code.
5. a kind of two-dimensional code generation method, including:
It receives client and request is generated according to the Quick Response Code that mandate amount information input by user is sent;
It is generated according to the mandate amount information and returns to Quick Response Code, wherein the Quick Response Code can be used in paying the mandate The corresponding amount of money of amount information.
6. method as claimed in claim 5, described to generate and return Quick Response Code according to the mandate amount information, specific to wrap It includes:
It generates and asks in response to the Quick Response Code, create asset identification;
In the payment account of the user, freeze or deduct the corresponding amount of money of the mandate amount information, and described in utilization Asset identification is associated with the amount of money;
It according to the asset identification, generates and returns to Quick Response Code, wherein utilize the amount of money that the Quick Response Code is paid from the assets It identifies and is deducted in the associated amount of money.
7. a kind of payment transaction processing method, including:
Receive the request of withholing that gathering method, apparatus is sent by scanning the Quick Response Code as described in any one of claim 1~6;
Judge the whether no less than described corresponding deducted amount of request of withholing of the payable amount of money of residue of the Quick Response Code;
If so, withholing for the payable amount of money of residue, and result of withholing is returned to the merchant equipment.
8. a kind of two-dimension code image acquisition device, including:
First receiving module receives mandate amount information input by user;
Request module sends Quick Response Code to server-side and generates request according to the mandate amount information;
Second receiving module receives the Quick Response Code that server-side is generated and returned according to the mandate amount information, obtains including institute State the picture of Quick Response Code, wherein the Quick Response Code can be used in paying the corresponding amount of money of the mandate amount information.
9. device as claimed in claim 8, the Quick Response Code generates request and also carries described input by user following at least one Information of the kind for limiting the Quick Response Code:Title, the term of validity.
10. device as claimed in claim 8, described device further include:
The picture is sent to separately by sending module after second receiving module obtains the picture comprising the Quick Response Code One equipment, other people Quick Response Codes that include using the picture of electronic form or entity form specified so as to the user into Row payment.
11. device as claimed in claim 8, described device further include:
It supplements module with money, after second receiving module obtains the picture comprising the Quick Response Code, receives user and be directed to described two Tie up the recharge amount information of code input;According to the recharge amount information, Quick Response Code charging request is sent to server-side, so as to for The Quick Response Code is supplemented with money.
12. a kind of Quick Response Code generating means, including:
Receiving module receives client and generates request according to the Quick Response Code that mandate amount information input by user is sent;
It generates and returns to module, generated according to the mandate amount information and return to Quick Response Code, wherein the Quick Response Code can be used in Pay the corresponding amount of money of the mandate amount information.
13. device as claimed in claim 12, the generation returns to module and generates and return according to the mandate amount information Quick Response Code specifically includes:
The generation returns to module and generates request in response to the Quick Response Code, creates asset identification;It pays a bill in the branch of the user In family, freezes or deduct the corresponding amount of money of the mandate amount information, and the amount of money is associated with using the asset identification, so as to Manage the amount of money;According to the asset identification, generate and return to Quick Response Code, wherein using the Quick Response Code payment the amount of money from It is deducted in the associated amount of money of the asset identification.
14. a kind of payment transaction processing unit, including:
Receiving module receives gathering method, apparatus and is sent by scanning the Quick Response Code as described in any one of claim 1~6 It withholds request;
Judgment module judges the whether no less than described corresponding gold of withholing of request of withholing of the payable amount of money of residue of the Quick Response Code Volume;
Module of withholing is withholdd if the judging result of the judgment module is yes for the payable amount of money of residue, and Result of withholing is returned to the merchant equipment.
15. a kind of two-dimension code image obtains equipment, including:
At least one processor;And
The memory being connect at least one processor communication;Wherein,
The memory is stored with the instruction that can be executed by least one processor, and described instruction is by least one place It manages device to execute, so that at least one processor can:
Receive mandate amount information input by user;
According to the mandate amount information, sends Quick Response Code to server-side and generate request;
The Quick Response Code that server-side is generated and returned according to the mandate amount information is received, the figure for including the Quick Response Code is obtained Piece, wherein the Quick Response Code can be used in paying the corresponding amount of money of the mandate amount information.
16. a kind of Quick Response Code generates equipment, including:
At least one processor;And
The memory being connect at least one processor communication;Wherein,
The memory is stored with the instruction that can be executed by least one processor, and described instruction is by least one place It manages device to execute, so that at least one processor can:
It receives client and request is generated according to the Quick Response Code that mandate amount information input by user is sent;
It is generated according to the mandate amount information and returns to Quick Response Code, wherein the Quick Response Code can be used in paying the mandate The corresponding amount of money of amount information.
17. a kind of payment transaction processing equipment, including:
At least one processor;And
The memory being connect at least one processor communication;Wherein,
The memory is stored with the instruction that can be executed by least one processor, and described instruction is by least one place It manages device to execute, so that at least one processor can:
Receive the request of withholing that gathering method, apparatus is sent by scanning the Quick Response Code as described in any one of claim 1~6;
Judge the whether no less than described corresponding deducted amount of request of withholing of the payable amount of money of residue of the Quick Response Code;
If so, withholing for the payable amount of money of residue, and result of withholing is returned to the merchant equipment.
CN201810317747.8A 2018-04-10 2018-04-10 Two-dimension code image acquisition methods, device and equipment Pending CN108764886A (en)

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PCT/CN2019/073833 WO2019196543A1 (en) 2018-04-10 2019-01-30 Barcode image acquiring method, device, and equipment
TW108104724A TW201944315A (en) 2018-04-10 2019-02-13 Barcode image acquiring method, device, and equipment

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