CN107944853A - Method of payment, IoT equipment, IoT server-sides and the intelligent terminal of IoT equipment - Google Patents

Method of payment, IoT equipment, IoT server-sides and the intelligent terminal of IoT equipment Download PDF

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Publication number
CN107944853A
CN107944853A CN201610891990.1A CN201610891990A CN107944853A CN 107944853 A CN107944853 A CN 107944853A CN 201610891990 A CN201610891990 A CN 201610891990A CN 107944853 A CN107944853 A CN 107944853A
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CN
China
Prior art keywords
iot
equipment
sides
information
server
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Granted
Application number
CN201610891990.1A
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Chinese (zh)
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CN107944853B (en
Inventor
左军
方林建
董侃
刘云鹏
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Banma Zhixing Network Hongkong Co Ltd
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Alibaba Group Holding Ltd
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Priority to CN201610891990.1A priority Critical patent/CN107944853B/en
Publication of CN107944853A publication Critical patent/CN107944853A/en
Application granted granted Critical
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00—Network arrangements or protocols for supporting network services or applications
    • H04L67/50—Network services
    • H04L67/55—Push-based network services

Abstract

The disclosure a kind of method of payment of IoT equipment, IoT equipment, IoT server-sides and intelligent terminal, the method for payment include：Internet of Things IoT server-sides receive the data object that transactional services end is sent, and the account information at the user's login transactional services end sent according to transactional services end determines the device id of IoT equipment；IoT equipment receives the data object that the IoT server-sides are sent according to the device id；For the IoT equipment after receiving for the acquisition request of the data object, detection is used for the input equipment for inputting authentication information；After the IoT equipment detects the input equipment, the checking information inputted on the input equipment is obtained；It is verified in the checking information by rear, the data object is sent to the IoT server-sides；The IoT server-sides log in the account information at payment services end by user, initiate payment request to the payment services end to be paid.

Description

Method of payment, IoT equipment, IoT server-sides and the intelligent terminal of IoT equipment
Technical field
This application involves internet of things field, more particularly to a kind of method of payment of IoT equipment, IoT equipment, IoT Server-side and intelligent terminal.
Background technology
With the development of technology, Internet of Things is more and more widely used, many household electrical appliance, such as oven, ice The devices such as case, sound equipment have been respectively provided with the function of Internet of Things, develop into Internet of Things (Internet of Things, IoT) equipment. The development of Internet of Things allows all IoT equipment together, conveniently to identify and manage by network connection.
At the same time, with the development of Internet technology, carry out purchase transaction in the network platform becomes the daily life of people An indispensable part in work.But existing purchase transaction is typically limited in special transactional services end (such as Taobao Net) on the free choice of goods and payment, such as in most cases user can utilize mobile phone to log in the App at transactional services ends, browse business Product and the purchase that places an order.But in actual use, user may need to buy commodity in various scenes, such as dried in user The menu bakeed is needed during roasting, if such commodity (menu) can be pushed in time user bakee in use plus Enter on the oven of Internet of Things, and the authentication and payment of user's purchase are completed on oven, it will greatly convenient user's Use.However, ripe scheme can not allow user to complete authentication and payment in IoT equipment in the prior art Flow.
The content of the invention
In view of the above problems, the embodiment of the present invention proposes a kind of, IoT equipment can be utilized to do shopping, facilitate making for user With.
To solve the above-mentioned problems, one embodiment of the application discloses a kind of method of payment, including：
Internet of Things IoT server-sides receive the data object that transactional services end is sent, and the use sent according to transactional services end The account information at family login transactional services end determines the device id of IoT equipment；
IoT equipment receives the data object that the IoT server-sides are sent according to the device id；
After receiving for the acquisition request of the data object, detection is used to input authentication letter the IoT equipment The input equipment of breath；
After the IoT equipment detects the input equipment, the checking information inputted on the input equipment is obtained；
Be verified in the checking information by rear, the IoT equipment by its device id and the data object send to The IoT server-sides；
The IoT server-sides log in the account information at payment services end by user, and branch is initiated to the payment services end Request is paid to be paid.
A kind of method of payment is also disclosed in the embodiment of the present application, it is characterised in that including：
IoT server-sides receive the data object that transactional services end is sent, and the user sent according to transactional services end logs in The account information at transactional services end determines the device id of IoT equipment；
The IoT server-sides send the data object to corresponding IoT equipment according to the device id；
After the IoT equipment detects the input equipment, and inputted on obtaining and verifying the input equipment After checking information, the IoT server-sides receive device id and the data object that the IoT equipment is sent；
The account information that the IoT server-sides log in payment services end by user sends payment request to payment services end To be paid.
A kind of method of payment is also disclosed in the embodiment of the present application, including：
IoT equipment receives the data object that IoT server-sides are sent according to device id, wherein the IoT server-sides are according to friendship The account information at user's login transactional services end that easy server-side is sent determines the device id of IoT equipment；
After receiving for the acquisition request of the data object, detection is used to input authentication the IoT equipment The input equipment of information；
After the IoT equipment detects the input equipment, the checking information inputted on the input equipment is obtained；
Be verified in the checking information by rear, the IoT equipment by its device id and the data object send to The IoT server-sides, so that the IoT server-sides log in the account information at payment services ends to the payment services by user Initiate payment request and paid in end.
A kind of method of payment is also disclosed in the embodiment of the present application, including：
Intelligent terminal obtains the account letter that user logs in the account information at transactional services end and user logs in payment services end Breath；
The intelligent terminal detects IoT equipment；
The device id of the IoT equipment, user are logged in and handed over after the IoT equipment is detected by the intelligent terminal The account information that the account information of easy server-side and user log in payment services end is sent to IoT server-sides to be taken in the IoT It is engaged in realizing binding in end.
A kind of IoT equipment payment system, including IoT equipment and IoT server-sides is also disclosed in the embodiment of the present application, wherein：
The IoT server-sides include the first data object reception module, for receiving the data pair of transactional services end transmission As, and the account information at the user's login transactional services end sent according to transactional services end determines the device id of IoT equipment；
The IoT equipment includes the second data object reception module, is sent out for receiving the IoT server-sides according to the device id The data object sent；
The IoT equipment includes searching module, for after receiving for the acquisition request of the data object, detection to be used In the input equipment of input authentication information；
The IoT equipment includes a checking information acquisition module, for detecting the input equipment in the IoT equipment Afterwards, the checking information inputted on the input equipment is obtained；
The IoT equipment includes data object sending module, for being verified in the checking information by rear, by described in Data object is sent to the IoT server-sides；
The IoT server-sides include request sending module, for logging in the account information at payment services end by user, to Payment request is initiated to be paid in the payment services end.
A kind of IoT server-sides are also disclosed in the embodiment of the present application, including：
Determining module is received, for receiving the data object of transactional services end transmission, and sent according to transactional services end The account information at user's login transactional services end determines the device id of IoT equipment；
Data object sending module, for being sent the data object to corresponding IoT equipment according to the device id；
Data object feedback reception module, for after the IoT equipment detects the input equipment, and obtaining and After verifying the checking information inputted on the input equipment, device id and the data pair that the IoT equipment is sent are received As；
Payment request sending module, the account information for logging in payment services end by user are sent to payment services end Payment request is to be paid.
A kind of IoT equipment is also disclosed in the embodiment of the present application, including：
Data object reception module, the data object sent for receiving IoT server-sides according to device id, wherein described The account information at user's login transactional services end that IoT server-sides are sent according to transactional services end determines the device id of IoT equipment；
Input equipment detection module, for after receiving for the acquisition request of the data object, detection to be used for defeated Enter the input equipment of authentication information；
Checking information acquisition module, sets for after the IoT equipment detects the input equipment, obtaining the input The checking information of standby upper input；
Data object feeds back sending module, and for being verified in the checking information by rear, the data object is sent out Send to the IoT server-sides, so that the IoT server-sides log in the account information at payment services ends to the payment by user Server-side is initiated payment request and is paid.
A kind of intelligent terminal is also disclosed in the embodiment of the present application, including：
Account information acquisition module, for obtaining, user logs in the account information at transactional services end and user logs in and pays clothes The account information at business end；
IoT equipment detection modules, for detecting the IoT equipment in network environment；
Device id and account information sending module, for after the IoT equipment is detected, by the IoT equipment Device id, user log in the account information at transactional services end and the account information at user's login payment services end sends to IoT and takes End be engaged in realize binding in the IoT server-sides.
The embodiment of the present application includes advantages below：
In the embodiment of the present application, propose that a kind of IoT equipment method of payment and IoT equipment, IoT server-sides and intelligence are whole End, commodity and allows user to buy commodity in IoT equipment by being pushed to IoT equipment, in conjunction be integrated in IoT equipment or Independently of the input equipment of the authentication information of IoT equipment, so as to complete to pay, having broken tradition can only be in mobile phone, tablet The barrier of commodity is bought on the intelligent terminals such as computer, transactional services end can push commodity by mode with a greater variety to user, Make push more flexibly and accurate.In addition, the solution of the present invention can bring the improvement for paying user experience under scene, change Conventional payment scene is required for taking out mobile phone and the troublesome operation such as scans the two-dimensional code, and user, which can not have to mobile phone, can complete to prop up Pay, add convenience.
Brief description of the drawings
Fig. 1 is the schematic diagram for the application scenarios that the application is implemented.
Fig. 2 is the interaction schematic diagram of the account number binding of the embodiment of the present application.
Fig. 3 is the interaction schematic diagram of the service release of the embodiment of the present application.
Fig. 4 is the interaction schematic diagram of the use service of the embodiment of the present application.
Fig. 5 is the interaction schematic diagram of the closing clothes of the embodiment of the present application.
Fig. 6 is the flow chart of the IoT equipment methods of payment of the application first embodiment.
Fig. 7 is the flow chart of the IoT equipment methods of payment applied to IoT server-sides of the application second embodiment.
Fig. 8 is the flow chart of the IoT equipment methods of payment applied to IoT server-sides of the application 3rd embodiment.
Fig. 9 is the flow chart of the IoT equipment methods of payment applied to IoT equipment of the application fourth embodiment.
Figure 10 is the flow chart of the IoT equipment methods of payment applied to IoT equipment of the 5th embodiment of the application.
Figure 11 is the flow chart of the IoT equipment methods of payment applied to intelligent terminal of the application sixth embodiment.
Figure 12 corresponds to the square frame of the Internet of Things payment system of the IoT equipment methods of payment of the application first embodiment Figure.
Figure 13 corresponds to the block diagram of the IoT server-sides of the IoT equipment methods of payment of the application second embodiment.
Figure 14 corresponds to the block diagram of the IoT equipment of the IoT equipment methods of payment of the application fourth embodiment.
Figure 15 corresponds to the block diagram of the intelligent terminal of the IoT equipment methods of payment of the application sixth embodiment.
Figure 16 is the hardware architecture diagram for the electronic equipment that one embodiment of the application provides.
Figure 17 is the hardware architecture diagram for the electronic equipment that another embodiment of the application provides.
Embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, the technical solution in the embodiment of the present application is carried out clear, complete Site preparation describes, it is clear that described embodiments are only a part of embodiments of the present application, instead of all the embodiments.It is based on Embodiment in the application, those of ordinary skill in the art's all other embodiments obtained, belong to the application protection Scope.
Existing IoT equipment usually only possesses specific simple functions, and it is relative complex can not to complete purchase commodity etc. Operation.One of core concept of the application is, is set using IoT equipment and authentication information input equipment, IoT server-sides etc. Standby cooperation, realizes purchase commodity and the function of paying in IoT equipment.
The solution of the present invention is described by following two usage scenarios first herein.
In a usage scenario, user can buy commodity, service etc. in the IoT equipment (such as oven) of family expenses.
Fig. 1 show the schematic diagram of the application scenarios of the application implementation.As shown in Figure 1, the equipment in one family, such as Oven 110, is Internet of Things (Internet of Things, IoT) equipment, and the equipment by bluetooth or wireless waits just Formula, internet 120 is accessed by the router of family expenses.In addition, the intelligent terminal 130 in the family, such as mobile phone, also by family Router has accessed internet 120.Transactional services end (such as Taobao) has been pre-installed in the intelligent terminal 130 and has paid clothes It is engaged in the application program of end (such as Alipay), or the intelligent terminal 130 can pass through account and the password login transactional services End and payment services end.
The data object of transactional services end push can be periodically or non-periodically received in IoT equipment.For example, when in family User need using oven 110 bakee when, the menu of baking can be pushed to IoT equipment by transactional services end.Set to IoT During standby upper propelling data object, it is necessary first to find the IoT equipment in consolidated network environment using intelligent terminal 130；Afterwards, intelligence Energy terminal 130 is the IoT equipment of discovery, i.e., the device id of oven and the intelligent terminal 130 log in transactional services end and user steps on The account information at record payment services end is sent to the server of IoT equipment, i.e. IoT server-sides 140, is existed by intelligent terminal 130 IoT equipment is realized in IoT server-sides and user logs in the account information at transactional services end, user logs in the account at payment services end The binding of information.
Afterwards, transactional services end is by 140 pushing menu of IoT server-sides to oven 110, and the summary of the menu for example can be with Shown on the screen of oven, user can click on oven 110 confirms that the button of purchase is bought.Clicking confirmation Afterwards, oven 110 detects the input unit that whether there is authentication information in consolidated network environment.The input unit can also be IoT equipment, and IoT equipment or separately positioned with IoT equipment can be integrated in.Exist when detecting in consolidated network environment During input unit (such as inputting the fingerprint box 150 of user fingerprints) of authentication information, IoT server-sides can be passed through Instruction is sent to fingerprint box 150, after user is inputting fingerprint on fingerprint box 150, input equipment verification user's input Fingerprint whether with the fingerprint matching that prestores.Fingerprint is verified by rear in fingerprint box 150, and checking information is sent to IoT clothes It is engaged in end 140, after IoT server-sides 140 verify that the checking information of the transmission of fingerprint box 150 is errorless, passing through the IoT server-sides 140 Payment behavior is initiated to payment services end.After paying successfully, payment services end will pay successful status information and return to IoT server-sides 140, then oven 110 is synchronized to by IoT server-sides 140, complete the purchase of commodity.
In above application scene, although IoT server-sides, transactional services end and payment services end describe respectively, The server-side that above-mentioned three is not limited to physically separate setting, on the contrary, they can be integrated in same server or Person is any, and both are integrated in same server,
In another usage scenario, for example, user can buy music on sound equipment.
In this scene, intelligent terminal finds that there are IoT equipment, i.e., after stereo set, intelligence in consolidated network environment User on the device id and the intelligent terminal of the stereo set of discovery is logged in transactional services end to terminal and user logs in and pays clothes The account information at business end is sent to the server-side of stereo set, i.e. IoT server-sides, and IoT equipment is thus realized in IoT server-sides Device id, user log in the account information at transactional services ends and user log in payment services end account information binding.
When user is listening to music on stereo set, when hearing the beginning of some song, transactional services end can pass through sound The monthly payment service or single-point service of loud server-side push song are to stereo set.I.e. user is hearing the beginning of some song When, it can prompt the user whether to buy service on stereo set.If user clicks the option of confirmation, sound on stereo set Ringing equipment can search for and find to whether there is the input unit of authentication information, fingerprint as escribed above in consolidated network environment Box, and prompt user to input fingerprint identification purchase.After user is inputting fingerprint on fingerprint box, fingerprint box can be verified Fingerprint whether with the fingerprint matching that prestores, upon a match again by data pair such as the device id of stereo set, above-mentioned commodity or services As sending to the server of stereo set.The server of stereo set is after the information that confirmation stereo set is sent, to payment Server-side initiates payment behavior.Payment information is returned to the server of stereo set by payment services end after completion is paid, And by stereo set server push to stereo set, complete the purchase of service.
Secondly, the operation flow of the present invention is described.Operation flow can be divided into 4 parts according to business scenario： Account number binding, service release, using service, close service, be introduced individually below.It is it is worth noting that, following to business Merely to explaining the solution of the present invention, its specific ins and outs can not be used for limiting the present invention's the specific descriptions of flow Scope.
Fig. 2 show the operation flow of binding account.In the operation flow of binding account, main purpose is in IoT The device id of IoT equipment and user are logged in server-side the account information at transactional services end and user logs in payment services end Account information is associated, that is, is bound.
As shown in Fig. 2, first, in step 201, the client of intelligent terminal download transactions server-side and payment services end Client.For example, intelligent terminal is mobile phone or tablet computer, in this step, intelligent terminal can be downloaded by network And the client application of transactional services end (such as Taobao) and payment services end (such as Alipay) offer is installed (App).For by taking the mobile phone of common on the market Apple Macintosh operating system (ios) mobile phone and Android system as an example, ios operating systems Mobile phone the client of Taobao and Alipay can be downloaded in App store, the mobile phone of Android system can be using city The customer end A pk programs of Taobao and Alipay are downloaded in, and are installed.It is worth noting that, intelligent terminal is probably to appoint What can log in transactional services end and payment services end and the terminal for obtaining account information, and the present invention is not intended to limit its species.
Device id can be according to default mark create-rule, and it is unique to generate for each equipment, can be with it The device id that his equipment distinguishes.
The device id of IoT equipment can be generated by following methods：
ID distributing equipments receive ID distribution requests；
Unique device id is distributed for the IoT equipment of ID to be allocated；
The device id is sent, the device id is write to the IoT equipment of the ID to be allocated for ID write devices.
Alternatively, the IoT equipment for ID to be allocated, which distributes the step of unique device id, includes：The ID distribution The facility information of the IoT equipment for the ID to be allocated that ID distribution requests described in equipment utilization include, generates unique device identification.If Standby information can for example include：In the type information of the IoT equipment of ID to be allocated, system version information and chip information extremely Few one kind.
Name the example of an ID create-rule：
The device id of generation can be made of 17 characters, be stored using 8 bytes.Form can use：Y-AAAA- BBBB-XXXXXXXX
Wherein, first character " Y " can use fixed character, the identifier as device id.
Four characters " AAAA " can use hexadecimal character, represent supplier number.
Four characters " BBBB " can use hexadecimal character, represent the chip model of equipment to be allocated.Certainly, also may be used With using system version number etc..
Last eight characters " XXXXXXXX " can use hexadecimal character, be made of a string of random numbers.
In addition, in order to ensure safety, secure storage that can be by id information together with key information write device.Safety Storage can be using the mechanism such as ARM TrustZone or Secure Element or TI M-Shield on hardware every The safety zone that separates out or an independent security context is isolated using virtualization mechanism, secure storage ensure that The key information and device id of deposit can not be distorted and wiped.
Afterwards, in step 202, intelligent terminal logs in transactional services end and payment services end using account.In this step In rapid, for example, user can log in Taobao and Alipay on mobile phone or tablet computer using the account of the user. After logining successfully, in step 203, transactional services end and payment services end can return to the account information of login respectively to should Intelligent terminal.Account information herein is, for example, the account by the account at the transactional services end after the processing of account switch technology The account Token of the account at Token and payment services end.
Afterwards, in step 204, it whether there is IoT equipment in intelligent terminal detection consolidated network environment.IoT equipment has There is unique ID, this ID is ID that is in a platform system and being distributed by platform, and intelligent terminal can be set according to this Standby ID judges whether the equipment is IoT equipment.When judging a certain equipment for IoT equipment, in step 205, intelligent terminal obtains The device id of the equipment is taken, and the user obtained in the device id of the IoT equipment, step 203 is logged in merchandise in step 206 The account information that the account information of server-side and user log in payment services end is sent to IoT server-sides.
Afterwards, in step 206, the device id of the IoT equipment and above-mentioned user are logged in transactional services by IoT server-sides The account information that the account information at end and user log in payment services end is bound.For example, can be in IoT server-sides In, establish the device id of the IoT equipment and above-mentioned user logs in the account information at transactional services end, user logs in payment services end Account information association, so as to complete to bind.IoT server-sides return to binding success to intelligent terminal in a step 208 afterwards Information.
Fig. 3 show the operation flow of service release.As shown in figure 3, in step 301, first, intelligent terminal is to IoT Server-side sends the request of typing authentication information.Authentication information is such as can be fingerprint, vocal print, iris, cheilogramma The text message such as biological information or password, illustrates by taking fingerprint as an example herein.In step 301, intelligent terminal will The request of typing authentication information is sent to IoT server-sides, and IoT server-sides return to typing authentication letter in step 302 The instruction of breath to authentication information input equipment.Input equipment can be integrated in IoT equipment, can also be with IoT equipment It is separately positioned and work independently as another IoT equipment.User is on the input after typing authentication information, in step The information of typing completion and the authentication information of institute's typing are returned in 303 to IoT server-sides.Receive the record of IoT equipment transmission After the information for entering completion, IoT server-sides return to the information of typing completion to intelligent terminal in step 304.
After the typing of authentication information of early period is completed, in step 305, when user needs to open Internet of Things branch During the business paid, intelligent terminal sends the information for applying opening payment transaction to IoT server-sides, is taken within step 306 by IoT Business end sends the request opened to input equipment.In step 308, IoT equipment or input equipment can prompt user defeated Enter fingerprint, to open the business of Internet of Things payment.When user inputs fingerprint again in step 307, input equipment detecting step Whether whether the authentication information inputted in S307 consistent with the authentication information in step 303.When being verified as consistent, Input equipment is based on authentication information generation key (BizKey), and in a step 309, input equipment can be by IoT equipment Device id, above-mentioned key and above-mentioned authentication information are sent to IoT server-sides together.
In the step 310, after the information of IoT server-sides verification input equipment input, IoT server-sides are to input equipment Opening state information is returned, while in step 311 to intelligent terminal synchronization opening state.
Fig. 4 show the operation flow using service.As shown in figure 4, first, in step 401, transactional services end to IoT server-side propelling data objects, are, for example, merchandise news or information on services etc.；In step 402, IoT server-sides count this Sent according to object to IoT equipment in step 403, in IoT equipment, user can click button or option confirms purchase, and In step 404, user inputs authentication information, such as fingerprint on the input, and input equipment inputs this user Authentication information be compared with the authentication information inputted during turn up service, when find the two matching when, then in step In rapid 405, device id, authentication information, above-mentioned data object and the signing messages of above-mentioned IoT equipment are sent to IoT services End.It is worth noting that, it is as a kind of technological means for preventing from being tampered, in practical operation to send signature at the same time here IoT equipment can only sending device ID and data object.In a step 406, data are tampered or error of transmission in order to prevent, The above- mentioned information that IoT server-sides send IoT equipment verifies, if compared by device id, authentication information compares, Signature sign test is verified, then sends payment or certification request to payment services end in step 407.In a step 408, prop up Pay server-side and return to the state paid to IoT server-sides, and in step 409, IoT server-sides are set to IoT equipment or input The standby state synchronously paid.
Fig. 5 show the operation flow of the service of closing.As shown in figure 5, first in step 501, intelligent terminal receives use The instruction serviced is closed in family input, and intelligent terminal sends turn-off request to IoT server-sides in step 502.In step 503 The instruction of IoT server-sides transmission closing service to input equipment, in step 504 input equipment then deletes generated key (BizKey), and return in step 505 and delete information to IoT server-sides.Afterwards, it is being connected to the deletion letter of input equipment transmission After breath, IoT server-sides delete the device id of binding, the log-on message at transactional services end and payment services end in step 505 Log-on message, and in step 506 to intelligent terminal return closed mode.
It is worth noting that, in some cases, the input equipment of IoT server-sides and authentication information is integrated in one Rise.Therefore in above-mentioned Fig. 3, Fig. 4 and Fig. 5, the IoT equipment on the left of drawing has substantially referred to IoT equipment and input is set Both standby.The two is not distinguished clearly in the drawing information of Fig. 3 to Fig. 5, and relevant content is referred to above-mentioned to Fig. 3 to figure 5 description.
The flow of the method for payment of the embodiment of the present invention is described below by way of several embodiments.
Fig. 6 is the flow chart of the method for payment of the application first embodiment.As shown in fig. 6, the method for payment is including as follows Step：
S601, Internet of Things IoT server-side receive the data object that transactional services end is sent, and are sent according to transactional services end User log in the account information at transactional services ends and determine the device id of IoT equipment；
In this step, transactional services end, such as the background server of Taobao can be by the data pair of a certain commodity Sent as sending to IoT server-sides, then by IoT server-sides to IoT equipment.Above-mentioned data object be, for example, merchandise news or Person's information on services etc., does not limit herein.For example, when IoT equipment is oven, data object here is either tangible Commodity, such as bakee articles for use.Guide etc. is bakeed, and can be invisible service, such as electronic menu is this kind of passes through data transfer I.e. obtainable commodity, or employ professional baking personnel visit baking etc. service, may be referred to two foregoing application scenarios Explanation, do not repeat herein.
In this step, transactional services end can send above-mentioned data object at the same time and user logs in transactional services end Account information to IoT server-sides, the account information at the transactional services end to prestore from IoT server-sides and the equipment of IoT equipment ID is it is determined that sending data message to which corresponding device id.
S602, IoT equipment receive the data object that the IoT server-sides are sent according to the device id；
In this step, data object is sent to corresponding IoT equipment by IoT server-sides according to the device id.
S603, the IoT equipment after receiving for the acquisition request of the data object, for inputting identity test by detection Demonstrate,prove the input equipment of information；
In this step, for example, user checks transmission to the data object of the IoT equipment and clicked acquisition request After (such as the option such as purchase, payment), the input that IoT equipment detects in the network environment with the presence or absence of authentication information is set It is standby.Above-mentioned input equipment can be integrated in IoT equipment, can also be provided separately with IoT equipment and be passed through network connection. In the case of the first, input equipment is integrated in IoT equipment, and input equipment can regard a module of IoT equipment as, then Whether IoT equipment can detect the input equipment in upstate；In the latter case, input equipment and IoT equipment separate Set, such as input equipment is to be connected to consolidated network environment by network and IoT equipment, then IoT equipment can detect same It whether there is the input equipment in network environment.
In this step, for example, the input equipment of IoT equipment and authentication information has different ID, this Equivalent to IP address, the message that server is responsible for the two to send over is forwarded to a ID, so that IoT equipment can detect is The no input equipment there are authentication information.
S604, after the IoT equipment detects the input equipment, obtains the identity inputted on the input equipment and tests Demonstrate,prove information；
In this step, in the presence of IoT equipment detects the input equipment for upstate or the input equipment, User can be prompted to input authentication information in the input equipment.User can be according to prompting in the input equipment at this time Input authentication information.The authentication information is, for example, the biological informations such as fingerprint, cheilogramma, iris, face recognition, Can be the information such as password, input equipment can be biological information input equipment or encrypted message input equipment, example Such as fingerprint box, do not limit herein.User is inputted after completion on the input, obtains the authentication of the user's input Information.
For by taking input equipment is fingerprint box as an example, it is (such as roasting which can be integrated in the IoT equipment Case) on, it is also possible to it is separately positioned with IoT equipment, it might even be possible to be integrated in other IoT equipment.When oven detects The prompt system of the finger-print box period of the day from 11 p.m. to 1 a.m, oven or fingerprint box can prompt user to input fingerprint.When user is on fingerprint box Input after fingerprint, oven receives the fingerprint of fingerprint box input, and the fingerprint with prestoring in oven is contrasted, and confirms the two Whether match.It is worth noting that, an input equipment can be used cooperatively with multiple IoT equipment, such as in one family Can be at the same time there are oven, refrigerator and sound equipment, three is IoT equipment, three can by finding same fingerprint box, And fingerprint input by user is obtained by same fingerprint box, so as to complete to pay, details are not described herein.
S605, is verified by rear in the authentication information, and the data object is sent to the IoT and is serviced End；
In this step, for example, the finger print information inputted on fingerprint box is matched with the finger print information to prestore in oven When, the device id of the oven and the data object can be sent to the server of oven.
The step for can include two kinds of situations：Input equipment and IoT integration of equipments are an integrated IoT equipment, or Person's input equipment and IoT equipment are separately positioned, and the implementation method of each way is exemplified below.
In the first situation of input equipment and IoT integration of equipments for an integrated IoT equipment, when authentication is believed Breath is verified by rear, and integrated IoT equipment can send its device id to IoT server-sides, for distinguishing together with data object It is the corresponding data object of which device id to know the data object；
Input equipment and IoT equipment it is separately positioned second in situation, when being verified the body on the input After part checking information, the device id of its own can also be sent to IoT and serviced by the input equipment together with above-mentioned data object End, IoT server-sides for example can obtain setting for the IoT equipment according to the correspondence to prestore according to the device id of input equipment Standby ID, is the corresponding data object of which device id for recognizing the data object.
In addition, in second case, after the authentication information is verified on the input, the input is set Standby to send the information being verified to IoT equipment, the IoT equipment is after information is received by the device id of its own The data can be recognized according to the device id of the IoT equipment by being sent together with above-mentioned data object to IoT server-sides, IoT server-sides Object is the corresponding data object of which device id.
Alternatively, in this step, while sending device ID and data object, together authentication can be believed Breath and the signing messages of generation are sent to IoT server-sides, with the security of enhancing transmission information.Sending to IoT server-sides Afterwards, device id, the authentication information and the signature that IoT server-sides send the IoT equipment are verified.
S606, the IoT server-sides log in the account information at payment services end by user, are sent out to the payment services end Payment request is played to be paid.
In this step, after the information that IoT server-sides verification IoT equipment is sent is legal, IoT server-sides are to described Initiate payment request in payment services end；For example, the server of above-mentioned oven initiates payment request to the server at payment services end, Include the data object that IoT equipment confirms purchase, and the content such as order amount of money in the payment request.
Above-mentioned " payment " includes but not limited to payments, certification, the behavior such as withholds, usually follow Alipay, micro- pair lead to Deng the specification of Third-party payment come what is realized, details are not described herein.
Alternatively, before step 606, the whether legal step of the information of IoT server-sides verification transmission can also be included. By above-mentioned verification, can be tampered to avoid sending to the information of IoT equipment in transmitting procedure, or run into error of transmission and lead The problems such as causing loss of data, avoids such as device id of IoT equipment, the authentication information and the data object and is usurped The risk changed.
Alternatively, before the step of IoT server-sides receive the data object of transactional services end transmission, the method is also wrapped Include：
S600a, intelligent terminal detect the IoT equipment, wherein user is stored with the intelligent terminal logs in transaction clothes The account information at end of being engaged in and user log in the account information at payment services end.
In this step, intelligent terminal for example can be mobile phone or tablet computer, or other can be taken with store transaction Be engaged in end (such as the various shopping websites such as Taobao, Jingdone district) and payment services end (such as Alipay, wealth pay lead to, Baidu's wallet etc. Various payment services ends) electronic equipment.Whether it can judge the equipment according to the classification of the equipment in consolidated network environment For IoT equipment.Wherein, account information and user's login payment services that user logs in transactional services end are stored with intelligent terminal The account information at end.The account information that user logs in transactional services end logs in transactional services end from intelligent terminal using account Afterwards, the account information that transactional services end returns, such as account Token.The account information that user logs in payment services end derives from After intelligent terminal logs in payment services end using account, the account information of payment services end return, such as account Token.Intelligence The application program at transactional services end and the application program at payment services end can be pre-loaded with terminal, interconnection can also be passed through Net logs in the page end at transactional services end and payment services end, is not intended to limit herein.
Above-mentioned consolidated network environment refers to in a network environment, for example, multiple equipment be connected into it is same wired or Wireless network, you can think multiple equipment in consolidated network environment, consolidated network environment can also be by bluetooth, infrared etc. Other situations that closely detection mode can be detected, details are not described herein.
S600b, the intelligent terminal is when detecting the IoT equipment, by the device id of the IoT equipment, the use Family logs in the account information at transactional services ends and the user log in payment services end account information send to IoT server-sides with Binding is realized in the IoT server-sides.
In this step, when intelligent terminal is detected in consolidated network environment there are during IoT equipment, read the IoT and set Standby device id, and the device id is logged in account information and the institute at transactional services end together with the user that is obtained in step S600a The account information for stating user's login payment services end is sent to IoT server-sides.
Application program can be for example installed, by the application program, intelligent terminal can read same in intelligent terminal The device id of the IoT equipment in network environment, while the application program can also be obtained after the mandate of user is obtained and is stored in The user of intelligent terminal logs in the account information at transactional services end and user logs in the account information at payment services end, and will be above-mentioned Three sends to IoT server-sides together, realizes that device id, user log in the account information at transactional services end in IoT server-sides The binding of the account information three at payment services end is logged in user.Can be in IoT server-sides in practical operation, establishing should The device id of IoT equipment and above-mentioned user log in the account information at transactional services end, the account letter at user's login payment services end The association of breath, so as to complete to bind.
Alternatively, the embodiment of the present invention can also include after step S606：
S607, after completion is paid, the payment services end is returned by the IoT server-sides to the IoT equipment Payment completion information.
In this step, after the server at payment services end receives the payment request that IoT server-sides are sent, pay Server-side is paid.The payment services end returns to IoT server-sides and pays successful information after completion is paid, at the same time IoT server-sides also return to IoT equipment after the successful information of payment is received and pay successful information.It is unsuccessful for some reason when paying When, payment services end equally pays unsuccessful information to IoT server-sides feedback, while IoT server-sides are paid successfully receiving Information after also returned to IoT equipment and pay unsuccessful information, checked for user.
In conclusion in the application first embodiment, a kind of method of payment is proposed, by pushing commodity to IoT equipment And allow user to buy commodity in IoT equipment, in conjunction with being integrated in IoT equipment or the authentication independently of IoT equipment The input equipment of information, so as to complete to buy and pay, having broken tradition can only purchase on the intelligent terminals such as mobile phone, tablet computer The barrier of commodity is bought, transactional services end can push commodity to user by mode with a greater variety, make push more flexibly and smart It is accurate.In addition, the solution of the present invention can bring the improvement for paying user experience under scene, change conventional payment scene and be required for Take out mobile phone and the troublesome operation such as scan the two-dimensional code, user, which can not have to mobile phone, can complete to pay, and add convenience.
Fig. 7 is the flow chart of the method for payment of the application second embodiment.As shown in fig. 7, second embodiment of the invention carries Go out a kind of method of payment applied to IOT server-sides.This method comprises the following steps：
S701, IoT server-side receive the data object that transactional services end is sent, and the user sent according to transactional services end The account information for logging in transactional services end determines the device id of IoT equipment；
In this step, IoT server-sides can receive the data object of transactional services end push, for example, Taobao Background server can send data object to IoT server-sides.Above-mentioned data object is the concept of broad sense, for example, commodity or Service etc..For example, when IoT equipment is oven, data object here is either bakee the entities such as articles for use.Again can be with It is invisible commodity or service, such as this kind of commodity as obtained by data transfer is of electronic menu, or employ professional baking Roasting personnel visit baking etc. service, details are not described herein.
Using the transactional services end stored in IoT server-sides account information and IoT equipment device id correspondence, IoT server-sides can determine the device id of corresponding IoT equipment.
S702, the IoT server-sides send the data object to corresponding IoT equipment according to the device id；
In this step, IoT server-sides will send to IoT with the relevant data object of data object received and set It is standby.For example, when IoT equipment is oven, the server of oven the data objects such as the baking menu received can be sent to Oven, and shown on oven.In practical operation, when transactional services end sends data object to IoT server-sides, IoT Server-side sends data object to IoT equipment according to the device id and network address of the IoT equipment to prestore.
S703, after the IoT equipment detects the input equipment, and it is defeated on obtaining and verifying the input equipment After the checking information entered, the IoT server-sides receive device id and the data object that the IoT equipment is sent；
In this step, confirm the option of purchase when user has clicked in IoT equipment, and input on the input Authentication information verification identity, and input equipment compares authentication information input by user and the authentication to prestore After information matches, the device id of IoT equipment and the data object are sent and receive above-mentioned to IoT server-sides, IoT server-sides Information, and received information is verified, prevents that information is tampered or information transmission errors in transmitting procedure.
Alternatively, in this step, the device id of IoT equipment is being sent and while the data object, can be with The signature that authentication information input by user and identity-based checking information generate is sent to IoT server-sides and is verified for IoT.
S704, the account information that the IoT server-sides log in payment services end by user send branch to payment services end Request is paid to be paid.
In this step, after the information that IoT server-sides verification IoT equipment is sent is legal, IoT server-sides are to described Initiate payment request in payment services end；For example, the server of above-mentioned oven initiates payment request to the server at payment services end, Include the data object that IoT equipment confirms purchase, and the content such as order amount of money in the payment request.
Alternatively, it is the data object in the end transmission of IoT server-sides reception transactional services in step S701, and according to transaction Before the step of account information that the user that server-side is sent logs in transactional services end determines the device id of IoT equipment, the side Method further includes：
S700, the IoT server-sides receive and bind the device id of the IoT equipment of intelligent terminal transmission, user logs in and hands over The account information of easy server-side and user log in the account information at payment services end.
In this step, in intelligent terminal finds consolidated network environment there are IoT equipment, and obtain IoT equipment Device id, log in the account information at transactional services end together with the user that is stored in the intelligent terminal and user log in payment services The account information at end is sent to IoT server-sides together, and IoT server-sides can receive the device id of above-mentioned IoT equipment, user Log in the account information at transactional services end and user logs in the account information at payment services end, by the device id of IoT equipment, user Log in the account information at transactional services end and user logs in the account information binding at payment services end, i.e., by above-mentioned several information Incidence relation is stored to IoT server-sides.
Alternatively, after step S704, the embodiment of the present invention can also include：
S705, receives the pay status information that the payment services end returns；
In this step, after the server at payment services end receives the payment request that IoT server-sides are sent, pay Server-side is paid.After completion is paid, the payment services end returns to IoT server-sides and pays successful information；When When paying unsuccessful for some reason, payment services end equally pays unsuccessful information to IoT server-sides feedback, and/or is serviced to IoT End feedback pays unsuccessful reason.
In conclusion in the application second embodiment, propose a kind of method of payment applied to IoT server-sides, pass through Being pushed to IoT equipment commodity and allows user to buy commodity in IoT equipment, in conjunction be integrated in IoT equipment or independently of The input equipment of the authentication information of IoT equipment, so as to complete to pay, having broken tradition can only be in mobile phone, tablet computer etc. The barrier of commodity is bought on intelligent terminal, transactional services end can push commodity to user by mode with a greater variety, make push It is more flexibly and accurate.In addition, the solution of the present invention can bring the improvement for paying user experience under scene, traditional branch is changed Pay scene and be required for taking out mobile phone and the troublesome operation such as scan the two-dimensional code, user, which can not have to mobile phone, can complete to pay, and increase Convenience.
Fig. 8 is the flow chart of the method for payment of the application 3rd embodiment.As shown in figure 8, third embodiment of the invention Method of payment is applied services side in IoT, includes the following steps：
S801, IoT server-sides receive the data object that transactional services end is sent, and the use sent according to transactional services end The account information at family login transactional services end determines the device id of IoT equipment；
S802, the IoT server-sides send the data object to corresponding IoT equipment according to the device id；
S803, after the IoT equipment detects the input equipment, and it is defeated on obtaining and verifying the input equipment After the checking information entered, the IoT server-sides receive device id and the data object that the IoT equipment is sent；
S804, the account information that the IoT server-sides log in payment services end by user send branch to payment services end Request is paid to be paid.
S805, receives the pay status information that the payment services end returns；
Above-mentioned steps S801 to S805 and the step S701 to S705 in a upper embodiment are same or similar, and particular content can With the description with reference to step S701 to S705, details are not described herein.
Alternatively, after the payment information that IoT server-sides receive the return of payment services end, the method for the embodiment of the present invention It can also include the following steps：
S806, pay status is sent to the IoT equipment；
Alternatively, after IoT server-sides send pay status to the IoT equipment, the method for inventive embodiments may be used also To include the following steps：
S807, receives the commodity of the transactional services end push and sends to the IoT equipment；
When the pay status that payment services end returns in step S805 to have completed, IoT server-sides can in this step To receive the commodity of transactional services end push, such as what user bought in IoT equipment is an electronic cookbook or song, then After completion is paid, IoT server-sides can receive the commodity of transactional services end transmission or the access right of the commodity, and The commodity or access right are sent to corresponding IoT equipment, the commodity are used after a purchase for user.
Alternatively, before step S801, the above method can also include the following steps：
S8001, the IoT server-sides receive intelligent terminal transmission authentication information typing request after, Typing instruction is sent to the input equipment；
S8002, the IoT server-sides receive the record that the IoT equipment returns after the input equipment completes typing Enter and complete information, and the information of typing completion is returned to the intelligent terminal；
S8003, the IoT server-sides open the request of payment transaction in the application for receiving the intelligent terminal transmission Afterwards, the instruction for opening payment transaction is sent to the input equipment；
S8004, the IoT server-sides with the authentication information turn up service and generate key in the input equipment Afterwards, device id, the authentication information and the key of IoT equipment are received；
S8005, the IoT server-sides return to opening state information to the IoT equipment and the intelligent terminal.
Alternatively, in step S804, i.e., described IoT server-sides log in the account information at payment services end to branch by user After paying the step of server-side transmission payment request is to be paid, the method further includes following steps：
S808, the IoT server-sides receive the turn-off request that the intelligent terminal is sent and are sent to the input equipment Close service order；
S809, the IoT server-sides receive the deletion information of return after the input equipment deletes key；
S810, the IoT server-sides delete the device id, user login transaction clothes in the IoT server-sides The account information at end of being engaged in and the user log in the account information at payment services end；
S811, the IoT server-sides return to closed mode information to the intelligent terminal.
In conclusion in the application 3rd embodiment, propose a kind of method of payment applied to IoT server-sides, pass through Being pushed to IoT equipment commodity and allows user to buy commodity in IoT equipment, in conjunction be integrated in IoT equipment or independently of The input equipment of the authentication information of IoT equipment, so as to complete to pay, having broken tradition can only be in mobile phone, tablet computer etc. The barrier of commodity is bought on intelligent terminal, transactional services end can push commodity to user by mode with a greater variety, make push It is more flexibly and accurate.In addition, the solution of the present invention can bring the improvement for paying user experience under scene, traditional branch is changed Pay scene and be required for taking out mobile phone and the troublesome operation such as scan the two-dimensional code, user, which can not have to mobile phone, can complete to pay, and increase Convenience.In addition, the embodiment of the method for payment provides perfect turn up service, binding information and the step for closing service Suddenly.
Fig. 9 is the flow chart of the method for payment of the application fourth embodiment.As shown in figure 9, it is applied in the present embodiment The method of payment of IoT equipment includes the following steps：
S901, IoT equipment receive the data object that IoT server-sides are sent according to device id, wherein the IoT server-sides root The account information at the user's login transactional services end sent according to transactional services end determines the device id of IoT equipment；
In this step, after the commodity that IoT server-sides receive the push of transactional services end, IoT server-sides are to IoT Equipment pushes the data object.One of IoT server-sides can connect more IoT equipment, and IoT server-sides are according to each The device id of IoT equipment and network address are to IoT equipment propelling data objects.
S902, after receiving for the acquisition request of the data object, detection is used to input identity the IoT equipment The input equipment of checking information；
In this step, after user checks the data object and clicking purchase option, IoT equipment, which is searched, is The no input equipment there are authentication information.For example, when user is clicking confirmation purchase baking menu on oven, oven is opened Begin to search the input equipment that in consolidated network environment whether there is and be used for inputting authentication information.When finding input equipment When, carry out follow-up step.Here input equipment for example can be with captured identity
S903, after the IoT equipment detects the input equipment, obtains the verification letter inputted on the input equipment Breath；
In this step, for example, when IoT equipment finds input equipment, user can be prompted on the input Input authentication information.The authentication information is, for example, the biological informations such as fingerprint, cheilogramma, iris, face recognition, can also It is that password, the unlock information such as figure, therefore input equipment can be the devices for gathering biological information, such as fingerprint box, It can also be the cipher inputs such as keyboard, not limit herein.
S904, is verified by rear in the checking information, and the IoT equipment sends out its device id and the data object Send to the IoT server-sides, so that the IoT server-sides log in the account information at payment services ends to the payment by user Server-side is initiated payment request and is paid.
In this step, IoT equipment tests authentication information input by user with the identity being pre-stored in IoT equipment Demonstrate,prove information matches, when confirm can match when, IoT equipment by the device id of the IoT equipment and the data object send to IoT server-sides.Alternatively, IoT equipment can also send signature to IoT server-sides at the same time.
For example, user inputs fingerprint on fingerprint box in step S903, and oven judges fingerprint in step 04 The fingerprint inputted on box and the fingerprint matching to prestore, then be verified, oven can by the oven and device id, purchase dry Roast the data object of menu and signature is sent to the server of oven.
In conclusion in the application fourth embodiment, propose a kind of method of payment applied to IoT equipment, pass through to IoT equipment push commodity simultaneously allow user to buy commodity in IoT equipment, in conjunction with being integrated in IoT equipment or independently of IoT The input equipment of the authentication information of equipment, so as to complete to pay, having broken tradition can only be in the intelligence such as mobile phone, tablet computer The barrier of commodity is bought in terminal, transactional services end can push commodity to user by mode with a greater variety, make push more Flexibly and precisely.In addition, the solution of the present invention can bring the improvement for paying user experience under scene, conventional payment field is changed Scape is required for taking out mobile phone and the troublesome operation such as scans the two-dimensional code, and user, which can not have to mobile phone, can complete to pay, and add just Profit
Figure 10 is the flow chart of the method for payment of the 5th embodiment of the application.Method of payment in the present embodiment is applied to IoT equipment side, as shown in Figure 10, this method comprises the following steps：
S1001, IoT equipment receive the data object that IoT server-sides are sent according to device id, wherein the IoT server-sides The account information at the user's login transactional services end sent according to transactional services end determines the device id of IoT equipment；
S1002, after receiving for the acquisition request of the data object, detection is used to input body the IoT equipment The input equipment of part checking information；
S1003, after the IoT equipment detects the input equipment, obtains the verification inputted on the input equipment Information；
S1004, is verified by rear in the checking information, and the IoT equipment is by its device id and the data object Send to the IoT server-sides, so that the IoT server-sides log in the account information at payment services end to the branch by user Server-side is paid to initiate payment request and paid.
Above-mentioned steps S1001 to S1004 and the step S901 to S904 in a upper embodiment are same or similar, particular content The description of step S901 to S904 is may be referred to, details are not described herein.
Alternatively, the method for the embodiment can also include：
S1005, receives the pay status information that the IoT server-sides return.
In this step, when IoT server-sides verify the information of IoT equipment transmission and initiate payment to payment services end Afterwards, IoT server-sides can receive the information of the pay status of payment services end feedback, while IoT server-sides can be by above-mentioned payment Status information feedback is to IoT equipment.IoT equipment receives above-mentioned pay status information, and is shown to user.
For example, when oven server authentication oven send information and to payment services end initiate payment request it Afterwards, if paying successfully, the server of oven can receive the successful information of payment of payment services end feedback, the server of oven This information can be fed back to oven.Oven receives above- mentioned information can show the content of " paying successfully " on the screen afterwards Checked for user.
In conclusion in the 5th embodiment of the application, propose a kind of method of payment applied to IoT equipment, pass through to IoT equipment push commodity simultaneously allow user to buy commodity in IoT equipment, in conjunction with being integrated in IoT equipment or independently of IoT The input equipment of the authentication information of equipment, so as to complete to pay, having broken tradition can only be in the intelligence such as mobile phone, tablet computer The barrier of commodity is bought in terminal, transactional services end can push commodity to user by mode with a greater variety, make push more Flexibly and precisely.In addition, the solution of the present invention can bring the improvement for paying user experience under scene, conventional payment field is changed Scape is required for taking out mobile phone and the troublesome operation such as scans the two-dimensional code, and user, which can not have to mobile phone, can complete to pay, and add just Profit.In addition, the step of embodiment of the method for payment provides perfect turn up service, binding information and closes service.
Figure 11 is the flow chart of the method for payment of the application sixth embodiment, applied to intelligent terminal.As shown in figure 11, originally The method of payment of invention sixth embodiment includes following method：
S1101, intelligent terminal obtains the account information at user's login transactional services end and user logs in payment services end Account information；
In this step, the account information at user's login transactional services end is logged in from intelligent terminal using account hands over After easy server-side, the account information of transactional services end return, such as account Token.User logs in the account letter at payment services end Breath is after intelligent terminal logs in payment services end using account, the account information of payment services end return, such as account Token.The application program at transactional services end and the application program at payment services end can be pre-loaded with intelligent terminal, also may be used To log in the page end at transactional services end and payment services end by internet, it is not intended to limit herein.It can pacify in intelligent terminal Equipped with application program, when opening the application program,
S1102, the intelligent terminal detect IoT equipment；
In this step, whether intelligent terminal can judge the equipment according to the classification of the equipment in consolidated network environment For IoT equipment.For example, intelligent terminal can obtain the user's login transaction for being stored in intelligent terminal after the mandate of user is obtained The account information of server-side and user log in the account information at payment services end.
S1103, the intelligent terminal is after the IoT equipment is detected, by the device id of the IoT equipment, user Log in the account information at transactional services end and the account information at user's login payment services end is sent to IoT server-sides with described Binding is realized in IoT server-sides.
In this step, when intelligent terminal is detected in consolidated network environment there are during IoT equipment, read the IoT and set Standby device id, and the account information at user's login transactional services end that the device id is obtained together with step and the user step on The account information at record payment services end is sent to IoT server-sides.
Application program can be for example installed, by the application program, intelligent terminal, which can utilize, to answer in intelligent terminal The device id of the IoT equipment in consolidated network environment is read with program.
Alternatively, the method for payment of the embodiment can also include the following steps：
S1104, the intelligent terminal initiate the request of the typing of authentication information to the IoT server-sides；
In this step, the application program that intelligent terminal is pre-installed by it, such as " the record in application program can be clicked Enter authentication information ", so as to initiate the request of the typing of authentication information to the IoT server-sides.
S1105, sends the request of the typing to the IoT equipment in the IoT server-sides, and receives described defeated After entering the typing completion information that equipment is sent to the IoT server-sides, the intelligent terminal receives the IoT server-sides and returns Typing complete information；
In this step, after authentication information typing is completed, IoT server-sides are complete to the return typing of IoT equipment Into information.
S1106, the intelligent terminal open payment transaction to the IoT server-sides application；
S1107, sends the request for opening payment services to the IoT equipment in the IoT server-sides, and receives After device id from the IoT equipment to the IoT server-sides that sent to, the authentication information and the key that is generated, The intelligent terminal receives the opening state information that the IoT server-sides are sent.
In this step, after IoT server-sides receive the request for opening payment, payment is opened, and to IoT equipment Opening state is returned to, then IoT equipment receives the opening state that IoT server-sides are sent.
Alternatively, the method can also include：
S1108, receives the instruction of the service of closing；
In this step, for example, when user operates the App of intelligent terminal, and clicks the instruction of the service of closing, intelligence Energy terminal receives the instruction of the service of closing.
S1109, sends turn-off request to the IoT server-sides；
In this step, intelligent terminal sends turn-off request to IoT services after the instruction of the service of closing is received End.
S1110, after IoT server-sides complete the service of closing, receives the closed mode letter that the IoT server-sides return Breath.
In this step, after IoT server-sides are completed to close, intelligent terminal receives the closing that IoT server-sides return Status information.The closed mode information is for example, successfully closed or Fail-closed.
In conclusion in the application sixth embodiment, propose a kind of method of payment applied to intelligent terminal, pass through to IoT equipment push commodity simultaneously allow user to buy commodity in IoT equipment, in conjunction with being integrated in IoT equipment or independently of IoT The input equipment of the authentication information of equipment, so as to complete to pay, having broken tradition can only be in the intelligence such as mobile phone, tablet computer The barrier of commodity is bought in terminal, transactional services end can push commodity to user by mode with a greater variety, make push more Flexibly and precisely.In addition, the solution of the present invention can bring the improvement for paying user experience under scene, conventional payment field is changed Scape is required for taking out mobile phone and the troublesome operation such as scans the two-dimensional code, and user, which can not have to mobile phone, can complete to pay, and add just Profit.In addition, the step of embodiment of the method for payment provides perfect turn up service, binding information and closes service.
Figure 12 corresponds to the block diagram of the Internet of Things payment system of the method for payment of the application first embodiment.Such as Figure 12 Shown, one embodiment of the invention proposes a kind of IoT equipment payment system 1200, including：IoT equipment 1201, IoT server-sides 1202 With intelligent terminal 1203, wherein：
The IoT server-sides 1202 include the first data object reception module 12022, are sent for receiving transactional services end Data object, and the user sent according to transactional services end logs in the account information at transactional services ends and determines setting for IoT equipment Standby ID；
The IoT equipment 1201 includes the second data object reception module 12011, for receive the IoT server-sides according to The data object that the device id is sent；
The IoT equipment 1201 includes searching module 12012, for receiving the acquisition request for the data object Afterwards, detection is used for the input equipment for inputting authentication information；
The IoT equipment 1201 includes a checking information acquisition module 12013, for detecting institute in the IoT equipment After stating input equipment, the checking information inputted on the input equipment is obtained；
The IoT equipment 1201 includes device id and data object sending module 12014, in the checking information quilt After being verified, the IoT equipment sends its device id and the data object to the IoT server-sides；
The IoT server-sides 1202 include request sending module 12021, for logging in the account at payment services end by user Number information, initiates payment request to be paid to the payment services end.
Alternatively, the intelligent terminal 1203 can include IoT equipment detection modules, for detecting in consolidated network environment With the presence or absence of IoT equipment, wherein being stored with the intelligent terminal, user logs in the account information at transactional services end and user steps on Record the account information at payment services end；
The intelligent terminal 1203 can also include device id and account information sending module, be detected the presence of for working as During IoT equipment, the device id of the IoT equipment, the user are logged in into the account information at transactional services end and the user steps on The account information at record payment services end is sent to IoT server-sides；
Alternatively, the IoT server-sides 1202 can also include status information reception forwarding module, for being completed when payment Afterwards, the pay status information that the payment services end is sent is received, and payment completion information is returned to the IoT equipment.
In an alternative embodiment, the IoT equipment, IoT server-sides and intelligent terminal are in consolidated network environment.
In an alternative embodiment, the IoT equipment 1201 further includes reminding module, is tested for sending input user identity Demonstrate,prove the prompting of information.
In an alternative embodiment, the IoT server-sides 1202 further include legitimate verification module, described for verifying Whether the information that IoT equipment is sent is legal.
In the IoT equipment payment systems that the present embodiment proposes, by pushing commodity to IoT equipment and allowing user to exist Commodity are bought in IoT equipment, in conjunction with being integrated in IoT equipment or input independently of the authentication information of IoT equipment is set Standby, so as to complete to pay, the barrier of commodity, transaction can only be bought on the intelligent terminals such as mobile phone, tablet computer by having broken tradition Server-side can push commodity by mode with a greater variety to user, make push more flexibly and accurate.In addition, the side of the present invention Case can bring the improvement for paying user experience under scene, change conventional payment scene and be required for taking out mobile phone and scan the two-dimensional code Etc. troublesome operation, user, which can not have to mobile phone, can complete to pay, and add convenience.
Figure 13 corresponds to the block diagram of the IoT server-sides of the method for payment of the application second and third embodiments.Such as figure Shown in 13, one embodiment of the invention proposes a kind of IoT server-sides 1300, including：
Determining module 1301 is received, is sent out for receiving the data object of transactional services end transmission, and according to transactional services end The account information at the user's login transactional services end sent determines the device id of IoT equipment；
Data object sending module 1302, for being sent the data object to corresponding IoT according to the device id Equipment；
Data object feedback reception module 1303, for after the IoT equipment detects the input equipment, and is being obtained After taking and verifying the checking information inputted on the input equipment, device id and the number that the IoT equipment is sent are received According to object；
Payment request sending module 1304, for logging in the account information at payment services ends by user to payment services end Payment request is sent to be paid.
In an alternative embodiment, the IoT server-sides further include：
Binding module is received, the device id of the IoT equipment for receiving and binding intelligent terminal transmission, user log in transaction The account information of server-side and user log in the account information at payment services end.
In an alternative embodiment, the IoT server-sides further include：
Data object reception sending module, for receiving the data object of the transactional services end push and sending to described IoT equipment.
In an alternative embodiment, the IoT server-sides further include：
Typing request receiving module, the typing request of the authentication information sent for receiving the intelligent terminal；
Information receiving module is completed, for after authentication information typing completion, receiving the input equipment and returning Typing complete information；
Complete letter and return to module, for returning to the information of typing completion to the intelligent terminal；
Apply for receiving module, the request of payment transaction is opened for receiving the application that the intelligent terminal is sent；
Provisioning instruction sending module, for sending the instruction for opening payment transaction to the input equipment；
ID and checking information receiving module, the device id and the body of the IoT equipment sent for receiving the IoT equipment Part checking information；
Feedback module is opened, for returning to opening state information to the IoT equipment and the intelligent terminal.
In an alternative embodiment, the IoT server-sides further include：
Turn-off request transceiver module, for receiving the turn-off request of the intelligent terminal transmission and being sent to the input equipment Close service order；
Information receiving module is deleted, after deleting key for the input equipment, receives the deletion information of return；
Removing module, for deleting the device id in the IoT server-sides, the user logs in transactional services end Account information and the user log in the account information at payment services end；
Feedback module is closed, for returning to closed mode information to the intelligent terminal.
In the IoT server-sides that the embodiment of the present invention proposes, by pushing commodity to IoT equipment and allowing user in IoT Commodity are bought in equipment, in conjunction with the input equipment for being integrated in IoT equipment or authentication information independently of IoT equipment, So as to complete to pay, the barrier of commodity, transactional services can only be bought on the intelligent terminals such as mobile phone, tablet computer by having broken tradition End can push commodity by mode with a greater variety to user, make push more flexibly and accurate.In addition, the solution of the present invention energy Enough bring the improvement for paying user experience under scene, change conventional payment scene be required for taking out mobile phone scan the two-dimensional code etc. it is numerous Trivial operation, user, which can not have to mobile phone, can complete to pay, and add convenience.
Figure 14 corresponds to the block diagram of the IoT equipment of the method for payment of the application the 4th and the 5th embodiment.Such as Figure 14 Shown, one embodiment of the invention proposes a kind of IoT equipment 1400, including：
Data object reception module 1401, the wherein data object sent for receiving IoT server-sides according to device id, institute State the user that IoT server-sides are sent according to transactional services end and log in the equipment that the account information at transactional services end determines IoT equipment ID；
Input equipment detection module 1402, for after receiving for the acquisition request of the data object, detection to be used In the input equipment of input authentication information；
Checking information acquisition module 1403, for after the IoT equipment detects the input equipment, obtaining described defeated Enter the checking information inputted in equipment；
Data object feeds back sending module 1404, for being verified in the checking information by rear, by the data pair As sending to the IoT server-sides, so that the IoT server-sides log in the account information at payment services end to described by user Initiate payment request and paid in payment services end.
In an alternative embodiment, the IoT equipment can also include：
Typing information receiving module, for receiving the authentication information of user's typing；
Information sending module is completed in typing, for after authentication information typing completion, typing to be completed Information is sent to IoT server-sides；
Request receiving module is opened, the request for opening payment sent for receiving the IoT server-sides；
Service fulfillment module, for opening the business of payment using the authentication information of user's typing；
ID and checking information sending module, for the device id of the IoT equipment and the authentication information to be sent To the IoT server-sides；
Opening state receiving module, the opening state sent for receiving the IoT server-sides.
In the IoT equipment that the embodiment of the present invention proposes, by pushing commodity to IoT equipment and allowing user to be set in IoT Standby upper purchase commodity, in conjunction with the input equipment for being integrated in IoT equipment or authentication information independently of IoT equipment, from And complete to pay, the barrier of commodity, transactional services end can only be bought on the intelligent terminals such as mobile phone, tablet computer by having broken tradition Commodity can be pushed to user by mode with a greater variety, make push more flexibly and accurate.In addition, the solution of the present invention can Bring the improvement for paying user experience under scene, change conventional payment scene be required for taking out mobile phone scan the two-dimensional code etc. it is cumbersome Operation, user, which can not have to mobile phone, can complete to pay, and add convenience.
Figure 15 corresponds to the block diagram of the intelligent terminal of the method for payment of the application sixth embodiment.As shown in figure 15, One embodiment of the invention proposes a kind of intelligent terminal 1500, including：
Account information acquisition module 1501, for obtaining, user logs in the account information at transactional services end and user logs in branch Pay the account information of server-side；
IoT equipment detection module 1502, for detecting the IoT equipment in network environment；
Device id and account information sending module 1503, for after the IoT equipment is detected, the IoT to be set Standby device id, user log in the account information at transactional services end and user log in payment services end account information send to IoT server-sides are bound with being realized in the IoT server-sides；
Initiation module 1504 is asked in typing, for sending the request of the typing to the IoT in the IoT server-sides Equipment, and receive after the typing that the input equipment is sent to the IoT server-sides completes information, the intelligent terminal connects Receive the typing that the IoT server-sides return and complete information；
Application module 1505 is opened, for opening payment transaction service to the IoT server-sides application；
Opening state receiving module 1506, for sending the request for opening payment services in the IoT server-sides To the input equipment, and after receiving the device id of IoT equipment, the authentication information and the key that is generated, institute State intelligent terminal and receive the opening state information that the IoT server-sides are sent.
In an alternative embodiment, the intelligent terminal further includes：
Out code receiving module, for receiving the instruction of the service of closing；
Turn-off request sending module, for sending turn-off request to the IoT server-sides；
Closed mode receiving module, after completing the service of closing in IoT server-sides, receives the IoT server-sides and returns The closed mode information returned.
In an alternative embodiment, the intelligent terminal further includes：
Binding information receiving module, for successfully binding the device id in the IoT server-sides, the user logs in and hands over After the account information of easy server-side and the user log in the account information at payment services end, receive the IoT server-sides and return The information for the binding success returned.
In the intelligent terminal that the embodiment of the present invention proposes, by pushing commodity to IoT equipment and allowing user to be set in IoT Standby upper purchase commodity, in conjunction with the input equipment for being integrated in IoT equipment or authentication information independently of IoT equipment, from And complete to pay, the barrier of commodity, transactional services end can only be bought on the intelligent terminals such as mobile phone, tablet computer by having broken tradition Commodity can be pushed to user by mode with a greater variety, make push more flexibly and accurate.In addition, the solution of the present invention can Bring the improvement for paying user experience under scene, change conventional payment scene be required for taking out mobile phone scan the two-dimensional code etc. it is cumbersome Operation, user, which can not have to mobile phone, can complete to pay, and add convenience.
For device embodiment, since it is substantially similar to embodiment of the method, so describe fairly simple, it is related Part illustrates referring to the part of embodiment of the method.
Each embodiment in this specification is described by the way of progressive, what each embodiment stressed be with The difference of other embodiment, between each embodiment identical similar part mutually referring to.
Figure 16 is the hardware architecture diagram for the electronic equipment that one embodiment of the application provides.The electronic equipment can be upper The IoT equipment stated, IoT server-sides, intelligent terminal etc..As shown in figure 16, which can include input equipment 160, place Manage device 161, output equipment 162, memory 163 and at least one communication bus 164.Communication bus 64 is used for realization between element Communication connection.Memory 163 may include high-speed RAM memory, it is also possible to non-volatile memories NVM is further included, such as extremely Lack a magnetic disk storage, various programs can be stored in memory 163, for completing various processing functions and realizing this reality Apply the method and step of example.
Optionally, above-mentioned processor 161 for example can be central processing unit (Central Processing Unit, abbreviation CPU), application specific integrated circuit (ASIC), digital signal processor (DSP), digital signal processing appts (DSPD), programmable Logical device (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components are real Existing, which is coupled to above-mentioned input equipment 160 and output equipment 162 by wired or wireless connection.
Optionally, above-mentioned input equipment 160 can include a variety of input equipments, such as can include user oriented user Interface, device oriented equipment interface, the programmable interface of software, camera, code reader, touch-screen, audio input device, penetrate At least one of frequency reader, heating power sensing apparatus.Optionally, which can be used for equipment with setting The wireline interface that carries out data transmission between standby, can also be hardware insertion for carrying out data transmission between equipment and equipment Interface (such as USB interface, serial ports etc.)；Optionally, which for example can be user oriented control Button, the voice-input device for receiving phonetic entry and user receive the touch awareness apparatus (example of user's touch input Such as there is touch-screen, the Trackpad of touch sensing function)；Optionally, the programmable interface of above-mentioned software can be supplied User, which edits, either changes the entrance of program such as the input pin interface or input interface of chip；Optionally, above-mentioned receipts Sender can have rf chip, baseband processing chip and dual-mode antenna of communication function etc..The sounds such as microphone Frequency input equipment can receive voice data, radio frequency reader etc. and electronic tag can be identified by RFID modes, take the photograph As first-class image capture device can identify Quick Response Code etc. with shooting image, the scan input device such as code reader can scan bar code Deng.Output equipment 162 includes the output equipments such as display, sound equipment.The display be used for display interface display reminding information, Article demand information etc..
In the present embodiment, the processor of the intelligent electronic device includes being used to perform above-mentioned identification determining module, history Behavior determining module, demand determining module, be formulated generation module, request to generate module, request sending module, the dress of display module Put, concrete function and technique effect are with reference to above-described embodiment, and details are not described herein again.
Figure 17 is the hardware architecture diagram for the electronic equipment that another embodiment of the application provides.Figure 17 is in reality to Figure 17 A specific embodiment during existing.As shown in figure 17, the electronic equipment of the present embodiment includes processor 171 and storage Device 172.
Processor 171 performs the computer program code that memory 72 is stored, and realizes Fig. 1 to Fig. 8 in above-described embodiment Article control method.
Memory 172 is configured as storing various types of data to support the operation in electronic equipment.These data Example includes the instruction of any application program or method for operating on an electronic device, such as message, picture, video etc.. Memory 172 may include random access memory (random access memory, abbreviation RAM), it is also possible to further include non- Volatile memory (non-volatile memory), for example, at least a magnetic disk storage.
Alternatively, processor 171 is arranged in processing component 170.The electronic equipment can also include：Communication component 173, Power supply module 174, multimedia component 175, audio component 176, input/output interface 177, article identification equipment 178.
The integrated operation of 170 usual control electronics of processing component.Processing component 70 can include at one or more Reason device 171 carrys out execute instruction, to complete all or part of step of the above method.In addition, processing component 170 can include one Or multiple modules, easy to the interaction between processing component 170 and other assemblies.For example, processing component 170 can include multimedia Module, to facilitate the interaction between multimedia component 175 and processing component 170.
Power supply module 174 provides electric power for the various assemblies of electronic equipment.Power supply module 174 can include power management system System, one or more power supplys, and other generate, manage and distribute the component that electric power is associated with for electronic equipment.
Multimedia component 175 is included in the display screen of one output interface of offer between electronic equipment and user.One In a little embodiments, display screen can include liquid crystal display (LCD) and touch panel (TP).If display screen includes touch surface Plate, display screen may be implemented as touch-screen, to receive input signal from the user.Touch panel includes one or more touch Sensor is touched to sense the gesture on touch, slip and touch panel.The touch sensor can not only sense touch or cunning The border of action, but also detection and the duration and pressure associated with the touch or slide operation.Multimedia component 175 When the distance for determining user and electronic equipment meets first threshold, the pushed information is prompted.
Audio component 176 is configured as output and/or input audio signal.For example, audio component 176 includes a Mike Wind (MIC), when electronic equipment is in operator scheme, during such as speech recognition mode, microphone is configured as receiving external audio letter Number.The received audio signal can be further stored in memory 172 or be sent via communication component 173.In some realities Apply in example, audio component 176 further includes a loudspeaker, for exports audio signal.
Input/output interface 177 provides interface, above-mentioned peripheral interface between processing component 170 and peripheral interface module Module can be click wheel, button etc..These buttons may include but be not limited to：Volume button, start button and locking press button.
Article identification equipment 178 includes one or more sensors, for providing the state of various aspects for electronic equipment Assessment.For example, article identification equipment 78 can detect opening/closed mode of electronic equipment, the relative positioning of component, user The existence or non-existence contacted with electronic equipment.Article identification equipment 178 can include proximity sensor, be configured to do not having Presence of nearby objects, including the distance of detection user and electric room are detected when having any physical contact.In some realities Apply in example, which can also include camera, code reader, touch-screen, audio input device, radio frequency and read At least one of device, heating power sensing apparatus, thus article identification equipment 178 to the article that is stored in the intelligent electronic device into Row identification.For example, the voice data of 176 typing of audio component is identified in article identification equipment 178, Item Information is determined.
Communication component 173 is configured to facilitate the communication of wired or wireless way between electronic equipment and other equipment.Electricity Sub- equipment can access the wireless network based on communication standard, such as WiFi, 2G or 3G, or combinations thereof.In one embodiment In, SIM card slot can be included in the electronic equipment, which is used to be inserted into SIM card so that electronic equipment can be stepped on GPRS network is recorded, is established and communicated with server by internet.
From the foregoing, it will be observed that communication component 173, audio component 176 and input/output involved in Figure 17 embodiments connects Mouth 177, article identification equipment 178 can be as the implementations of the input equipment in Figure 16 embodiments.
Wherein, article identification equipment, is identified the article stored in the intelligent electronic device.Can be by above-mentioned Method.
Processor, coupled to the identification equipment, the storage state according to article generates pushed information, wherein, the thing The storage state of product is determined according to the recognition result of the article identification equipment.Specifically it is referred to above-described embodiment.
The communication component, coupled to the processor, meets first threshold in the distance for determining user and electronic equipment When, the pushed information is prompted.Specifically it is referred to above-described embodiment.
It should be understood by those skilled in the art that, the embodiment of the embodiment of the present application can be provided as method, apparatus or calculate Machine program product.Therefore, the embodiment of the present application can use complete hardware embodiment, complete software embodiment or combine software and The form of the embodiment of hardware aspect.Moreover, the embodiment of the present application can use one or more wherein include computer can With in the computer-usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) of program code The form of the computer program product of implementation.
In a typical configuration, the computer equipment includes one or more processors (CPU), input/output Interface, network interface and memory.Memory may include the volatile memory in computer-readable medium, random access memory The form such as device (RAM) and/or Nonvolatile memory, such as read-only storage (ROM) or flash memory (flash RAM).Memory is to calculate The example of machine computer-readable recording medium.Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be with Realize that information stores by any method or technique.Information can be computer-readable instruction, data structure, the module of program or Other data.The example of the storage medium of computer includes, but are not limited to phase transition internal memory (PRAM), static RAM (SRAM), dynamic random access memory (DRAM), other kinds of random access memory (RAM), read-only storage (ROM), electrically erasable programmable read-only memory (EEPROM), fast flash memory bank or other memory techniques, read-only optical disc are read-only Memory (CD-ROM), digital versatile disc (DVD) or other optical storages, magnetic cassette tape, tape magnetic rigid disk storage or Other magnetic storage apparatus or any other non-transmission medium, the information that can be accessed available for storage by intelligent terminal.According to Herein defines, and computer-readable medium does not include the computer readable media (transitory media) of non-standing, such as The data-signal and carrier wave of modulation.
The embodiment of the present application is with reference to according to the method for the embodiment of the present application, terminal device (system) and computer program The flowchart and/or the block diagram of product describes.It should be understood that it can realize flowchart and/or the block diagram by computer program instructions In each flow and/or block and flowchart and/or the block diagram in flow and/or square frame combination.These can be provided Computer program instructions are set to all-purpose computer, special purpose computer, Embedded Processor or other programmable data processing terminals Standby processor is to produce a machine so that is held by the processor of computer or other programmable data processing terminal equipments Capable instruction is produced and is used for realization in one flow of flow chart or multiple flows and/or one square frame of block diagram or multiple square frames The device for the function of specifying.
These computer program instructions, which may also be stored in, can guide computer or other programmable data processing terminal equipments In the computer-readable memory to work in a specific way so that the instruction being stored in the computer-readable memory produces bag The manufacture of command device is included, which realizes in one flow of flow chart or multiple flows and/or one side of block diagram The function of being specified in frame or multiple square frames.
These computer program instructions can be also loaded into computer or other programmable data processing terminal equipments so that Series of operation steps is performed on computer or other programmable terminal equipments to produce computer implemented processing, so that The instruction performed on computer or other programmable terminal equipments is provided and is used for realization in one flow of flow chart or multiple flows And/or specified in one square frame of block diagram or multiple square frames function the step of.
Although having been described for the preferred embodiment of the embodiment of the present application, those skilled in the art once know base This creative concept, then can make these embodiments other change and modification.So appended claims are intended to be construed to Including preferred embodiment and fall into all change and modification of the embodiment of the present application scope.
Finally, it is to be noted that, herein, relational terms such as first and second and the like be used merely to by One entity or operation are distinguished with another entity or operation, without necessarily requiring or implying these entities or operation Between there are any actual relationship or order.Moreover, term " comprising ", "comprising" or its any other variant meaning Covering non-exclusive inclusion, so that process, method, article or terminal device including a series of elements are not only wrapped Those key elements are included, but also including other elements that are not explicitly listed, or further include as this process, method, article Or the key element that terminal device is intrinsic.In the absence of more restrictions, wanted by what sentence "including a ..." limited Element, it is not excluded that also there are other identical element in the process including the key element, method, article or terminal device.
Above to a method of payment provided herein and payment system, IoT server-sides, IoT equipment, carry out in detail Introduce, specific case used herein is set forth the principle and embodiment of the application, the explanation of above example It is only intended to help and understands the present processes and its core concept；Meanwhile for those of ordinary skill in the art, according to this The thought of application, there will be changes in specific embodiments and applications, in conclusion this specification content should It is interpreted as the limitation to the application.

Claims (35)

  1. A kind of 1. method of payment, it is characterised in that including：
    Internet of Things IoT server-sides receive the data object that transactional services end is sent, and are stepped on according to the user that transactional services end is sent The account information at record transactional services end determines the device id of IoT equipment；
    IoT equipment receives the data object that the IoT server-sides are sent according to the device id；
    After receiving for the acquisition request of the data object, detection is used to input authentication information the IoT equipment Input equipment；
    After the IoT equipment detects the input equipment, the checking information inputted on the input equipment is obtained；
    It is verified in the checking information by rear, the data object is sent to the IoT server-sides；
    The IoT server-sides log in the account information at payment services end by user, initiate to pay to the payment services end and ask Ask to be paid.
  2. 2. the method as described in claim 1, it is characterised in that the input equipment is biological information input equipment, institute State the biological information that checking information is user.
  3. 3. method as claimed in claim 2, it is characterised in that the biological information input equipment is finger print input device, institute The authentication information for stating user is finger print information.
  4. 4. the method as described in claim 1, it is characterised in that the input equipment and the IoT equipment are separately positioned.
  5. 5. the method as described in claim 1, it is characterised in that the device id of the IoT equipment is generated by following methods：
    ID distributing equipments receive mark distribution request；
    Unique device id is distributed for the IoT equipment of ID to be allocated；
    The device id is sent, the device id is write to the IoT equipment of the ID to be allocated for ID write devices.
  6. 6. method as claimed in claim 5, it is characterised in that the IoT equipment distribution for ID to be allocated is uniquely set Standby ID includes：
    The facility information of the IoT equipment for the ID to be allocated that the ID distributing equipments are included using the ID distribution requests, generation is only One device id.
  7. 7. the method as described in claim 1, it is characterised in that receive the data pair of transactional services end transmission in IoT server-sides As the step of before, the method further includes：
    Intelligent terminal detects the IoT equipment, wherein being stored with the account that user logs in transactional services end in the intelligent terminal Information and user log in the account information at payment services end；
    The intelligent terminal logs in transaction when detecting the IoT equipment, by the device id of the IoT equipment, the user The account information that the account information of server-side and the user log in payment services end is sent to IoT server-sides with the IoT Binding is realized in server-side.
  8. 8. the method as described in claim 1, it is characterised in that sent by the data object to the IoT server-sides In step, the device id of the IoT equipment, the authentication information and the signing messages of generation are sent to the IoT and taken Business end.
  9. 9. method as claimed in claim 8, it is characterised in that by the device id of the IoT equipment, the data object, The authentication information and the signing messages of generation were sent the step of IoT server-sides, and the method further includes：
    The IoT server-sides verify transmitted device id, the authentication information and the signature.
  10. 10. method as claimed in claim 4, it is characterised in that intelligent terminal was detected in the step of IoT equipment, the intelligence Terminal is detected in same wired or wireless network It is no to there is the IoT equipment that be found by bluetooth, infrared ray, near field induction technology.
  11. 11. the method as described in claim 1, it is characterised in that receive the data pair of transactional services end transmission in IoT server-sides As the step of before, the method further includes：
    The IoT server-sides receive the typing request for the authentication information that intelligent terminal is sent and to the authentication informations Input equipment send authentication information typing instruction；
    The IoT server-sides obtain the authentication information of user's typing on the input equipment；
    The IoT server-sides will open branch after the request of payment transaction is opened in the application for receiving the intelligent terminal transmission The instruction for the business of paying is sent to the input equipment；
    The IoT server-sides, with the authentication information turn up service and after generating key, are received in the input equipment Device id, the authentication information and the key of the IoT equipment.
  12. 12. method as claimed in claim 11, it is characterised in that the method further includes：
    The instruction for the closing service that IoT server-sides are sent is to the input equipment；
    The input equipment, which is deleted the key and returned, deletes information to the IoT server-sides；
    The IoT server-sides delete the device id of the IoT equipment, the user logs in the account information and use at transactional services end Family logs in the account information at payment services end.
  13. A kind of 13. method of payment, it is characterised in that including：
    IoT server-sides receive the data object that transactional services end is sent, and the user sent according to transactional services end logs in transaction The account information of server-side determines the device id of IoT equipment；
    The IoT server-sides send the data object to corresponding IoT equipment according to the device id；
    After the IoT equipment detects the input equipment, and the verification inputted on obtaining and verifying the input equipment After information, the IoT server-sides receive the data object；
    The IoT server-sides by user log in the account information at payment services ends to payment services end send payment request with into Row is paid.
  14. 14. method as claimed in claim 13, it is characterised in that receive the data of transactional services end transmission in IoT server-sides Object, and the account information at the user's login transactional services end sent according to transactional services end determines the device id of IoT equipment Before step, the method further includes：
    The IoT server-sides receive and bind the device id of the IoT equipment of intelligent terminal transmission, user logs in transactional services end Account information and user log in the account information at payment services end.
  15. 15. method as claimed in claim 13, it is characterised in that receive the data object in the IoT server-sides The step of in, the IoT server-sides also receive the device id of the IoT equipment, the authentication information of the input and generation Signing messages.
  16. 16. method as claimed in claim 13, it is characterised in that the method further includes：
    The IoT server-sides are after the typing request of the authentication information of intelligent terminal transmission is received, to the input Equipment sends typing instruction；
    The IoT server-sides receive the typing that the IoT equipment returns and complete letter after the input equipment completes typing Cease, and the information of typing completion is returned to the intelligent terminal；
    The IoT server-sides will open branch after the request of payment transaction is opened in the application for receiving the intelligent terminal transmission The instruction for the business of paying is sent to the input equipment；
    The IoT server-sides, with the authentication information turn up service and after generating key, are received in the input equipment Device id, the authentication information and the key of the IoT equipment；
    The IoT server-sides return to opening state information to the IoT equipment and the intelligent terminal.
  17. 17. the method described in claim 16, it is characterised in that payment services are logged in by user in the IoT server-sides After the account information at end sends the step of payment request is to be paid to payment services end, the method further includes：
    The IoT server-sides, which receive the turn-off request that the intelligent terminal is sent and send closing service to the input equipment, to be referred to Order；
    The IoT server-sides receive the deletion information of return after the input equipment deletes key；
    The device id, the user in the IoT server-sides deletion IoT server-sides log in the account at transactional services end Information and the user log in the account information at payment services end；
    The IoT server-sides return to closed mode information to the intelligent terminal.
  18. A kind of 18. method of payment, it is characterised in that including：
    IoT equipment receives the data object that IoT server-sides are sent according to device id, wherein the IoT server-sides take according to transaction The account information at user's login transactional services end that business end is sent determines the device id of IoT equipment；
    After receiving for the acquisition request of the data object, detection is used to input authentication information the IoT equipment Input equipment；
    After the IoT equipment detects the input equipment, the checking information inputted on the input equipment is obtained；
    It is verified in the checking information by rear, the data object is sent to the IoT server-sides, so that the IoT Server-side logs in the account information at payment services end to payment services end initiation payment request by user and is paid.
  19. 19. method as claimed in claim 18, it is characterised in that be verified in the checking information by rear, by the number Sent according to object into the step of IoT server-sides, the method further includes：
    The signing messages of its device id, the authentication information and generation is sent to the IoT and serviced by the IoT equipment End.
  20. A kind of 20. method of payment, it is characterised in that including：
    Intelligent terminal obtains the account information that user logs in the account information at transactional services end and user logs in payment services end；
    The intelligent terminal detects IoT equipment；
    The intelligent terminal logs in transaction clothes after the IoT equipment is detected, by the device id of the IoT equipment, user The account information that the account information at end of being engaged in and user log in payment services end is sent to IoT server-sides with the IoT server-sides It is middle to realize binding；
    The intelligent terminal initiates the request of the typing of authentication information to the IoT server-sides；
    The request of the typing is sent to the IoT equipment in the IoT server-sides, and receives the input equipment to institute After the typing completion information for stating the transmission of IoT server-sides, the intelligent terminal receives the typing that the IoT server-sides return and completes Information；
    The intelligent terminal opens payment transaction service to the IoT server-sides application；
    The request for opening payment services is sent to the input equipment in the IoT server-sides, and receives IoT equipment Device id, after the authentication information and the key that is generated, the intelligent terminal receives the IoT server-sides and sends Opening state information；
    The account that wherein described IoT server-sides log in payment services end after the service of payment transaction is opened by user is believed Breath, initiates payment request to be paid to the payment services end.
  21. 21. method as claimed in claim 20, it is characterised in that the method further includes：
    Receive the instruction input by user for closing service；
    Turn-off request is sent to the IoT server-sides；
    After IoT server-sides complete the service of closing, the closed mode information that the IoT server-sides return is received.
  22. A kind of 22. IoT equipment payment system, it is characterised in that including IoT equipment and IoT server-sides, wherein：
    The IoT server-sides include the first data object reception module, for receiving the data object of transactional services end transmission, and The account information at the user's login transactional services end sent according to transactional services end determines the device id of IoT equipment；
    The IoT equipment includes the second data object reception module, is sent according to the device id for receiving the IoT server-sides Data object；
    The IoT equipment includes searching module, for after receiving for the acquisition request of the data object, detection to be used for defeated Enter the input equipment of authentication information；
    The IoT equipment includes a checking information acquisition module, for after the IoT equipment detects the input equipment, Obtain the checking information inputted on the input equipment；
    The IoT equipment includes data object sending module, for being verified in the checking information by rear, by the data Object is sent to the IoT server-sides；
    The IoT server-sides include request sending module, for logging in the account information at payment services ends by user, to described Payment request is initiated to be paid in payment services end.
  23. 23. the system as claimed in claim 22, it is characterised in that the system also includes intelligent terminal, wherein：
    The intelligent terminal includes IoT equipment detection modules, for detecting the IoT equipment, wherein being deposited in the intelligent terminal Contain the account information that user logs in the account information at transactional services end and user logs in payment services end；
    The intelligent terminal further includes device id and account information sending module, for when detecting the IoT equipment, by institute State the device id of IoT equipment, the user logs in the account information at transactional services end and the user logs in payment services end Account information sends to IoT server-sides and is bound with being realized in the IoT server-sides.
  24. 24. the system as claimed in claim 22, it is characterised in that the data object sending module is also by the IoT equipment Device id, the authentication information and the signing messages of generation send to the IoT server-sides.
  25. 25. system as claimed in claim 24, it is characterised in that the IoT server-sides further include：
    Authentication module, for device id, the data object, the authentication information and the institute sent to the IoT equipment Signature is stated to be verified.
  26. 26. system as claimed in claim 23, it is characterised in that the IoT equipment detection module is used to detect same wired Or with the presence or absence of the IoT equipment that can be found in wireless network, or the intelligent terminal detects whether to exist by bluetooth, red The IoT equipment that outside line, near field induction technology can be found.
  27. A kind of 27. IoT server-sides, it is characterised in that including：
    Determining module is received, for receiving the data object of transactional services end transmission, and the user sent according to transactional services end The account information for logging in transactional services end determines the device id of IoT equipment；
    Data object sending module, for being sent the data object to corresponding IoT equipment according to the device id；
    Data object feedback reception module, for after the IoT equipment detects the input equipment, and is obtaining and is verifying After the checking information inputted on the input equipment, the data object is received；
    Payment request sending module, the account information for logging in payment services end by user is sent to payment services end to be paid Ask to be paid.
  28. 28. IoT server-sides as claimed in claim 27, it is characterised in that the IoT server-sides further include：
    Binding module is received, the device id of the IoT equipment for receiving and binding intelligent terminal transmission, user log in transactional services The account information at end and user log in the account information at payment services end.
  29. 29. IoT server-sides as claimed in claim 27, it is characterised in that the data object feedback reception module also receives The authentication information of the input and the signing messages of generation.
  30. 30. IoT server-sides as claimed in claim 27, it is characterised in that the IoT server-sides further include：
    Typing request receiving module, the typing request of the authentication information sent for receiving the intelligent terminal；
    Information receiving module is completed, for after authentication information typing completion, receiving the record that the input equipment returns Enter to complete information；
    Complete letter and return to module, for returning to the information of typing completion to the intelligent terminal；
    Apply for receiving module, the request of payment transaction is opened for receiving the application that the intelligent terminal is sent；
    Provisioning instruction sending module, for sending the instruction for opening payment transaction to the input equipment；
    Data object reception module, the authentication information sent for receiving the input equipment；
    Feedback module is opened, for returning to opening state information to the IoT equipment and the intelligent terminal.
  31. 31. the IoT server-sides as described in claim 27 or 30, it is characterised in that the IoT server-sides further include：
    Turn-off request transceiver module, is closed for receiving the turn-off request of the intelligent terminal transmission and being sent to the input equipment Service order；
    Information receiving module is deleted, after deleting key for the input equipment, receives the deletion information of return；
    Removing module, for deleting the device id in the IoT server-sides, the user logs in the account at transactional services end Information and the user log in the account information at payment services end；
    Feedback module is closed, for returning to closed mode information to the intelligent terminal.
  32. A kind of 32. IoT equipment, it is characterised in that including：
    Data object reception module, the data object sent for receiving IoT server-sides according to device id, wherein the IoT takes The account information at user's login transactional services end that business end is sent according to transactional services end determines the device id of IoT equipment；
    Input equipment detection module, for after receiving for the acquisition request of the data object, detection to be used to input body The input equipment of part checking information；
    Checking information acquisition module, for after the IoT equipment detects the input equipment, obtaining on the input equipment The checking information of input；
    Data object feed back sending module, for being verified in the checking information by rear, by the data object send to The IoT server-sides, so that the IoT server-sides log in the account information at payment services ends to the payment services by user Initiate payment request and paid in end.
  33. 33. IoT equipment as claimed in claim 32, it is characterised in that the transactional services end is according to the user of the binding Log in the account information at transactional services end and the device id of the IoT equipment and send data object to the corresponding IoT equipment.
  34. A kind of 34. intelligent terminal, it is characterised in that including：
    Account information acquisition module, for obtaining, user logs in the account information at transactional services end and user logs in payment services end Account information；
    IoT equipment detection modules, for detecting the IoT equipment in network environment；
    Device id and account information sending module, for after the IoT equipment is detected, by the equipment of the IoT equipment ID, user log in the account information at transactional services end and the account information at user's login payment services end is sent to IoT server-sides To realize binding in the IoT server-sides；
    Initiation module is asked in typing, for the request of the typing to be sent to the IoT equipment in the IoT server-sides, and After receiving the typing completion information that the input equipment is sent to the IoT server-sides, described in the intelligent terminal reception Information is completed in the typing that IoT server-sides return；
    Application module is opened, for opening payment transaction service to the IoT server-sides application；
    Opening state receiving module, for sending the request for opening payment services to described defeated in the IoT server-sides Enter equipment, after the device id of IoT equipment, the authentication information and the key that is generated is received, the intelligence is eventually End receives the opening state information that the IoT server-sides are sent.
  35. 35. intelligent terminal as claimed in claim 34, it is characterised in that the intelligent terminal further includes：
    Out code receiving module, for receiving the instruction of the service of closing；
    Turn-off request sending module, for sending turn-off request to the IoT server-sides；
    Closed mode receiving module, after completing the service of closing in IoT server-sides, receives what the IoT server-sides returned Closed mode information.
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