CN107194687A - A kind of quick paying method and device - Google Patents
A kind of quick paying method and device Download PDFInfo
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- CN107194687A CN107194687A CN201710351586.XA CN201710351586A CN107194687A CN 107194687 A CN107194687 A CN 107194687A CN 201710351586 A CN201710351586 A CN 201710351586A CN 107194687 A CN107194687 A CN 107194687A
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- finger print
- print information
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- 238000000034 method Methods 0.000 title claims abstract description 30
- 238000012795 verification Methods 0.000 claims abstract description 13
- 238000001514 detection method Methods 0.000 claims description 3
- 235000013399 edible fruits Nutrition 0.000 description 2
- 238000011112 process operation Methods 0.000 description 2
- 238000010408 sweeping Methods 0.000 description 2
- 238000006243 chemical reaction Methods 0.000 description 1
- 230000007547 defect Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
- G06Q20/4033—Local solvency checks
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Telephone Function (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The application is related to smart mobile phone technical field, more particularly to a kind of quick paying method and device, and methods described comprises the following steps：S1, sets the finger print information of mobile terminal, and the finger print information is used for the safety verification of user, the finger print information association and photographing module and payment software, and the finger print information is different from unblock finger print information；S2, detects whether user inputs the finger print information under black state；S3, after user inputs institute's finger print information, is compared with the finger print information for being used to pay of the storage；S4, after comparing successfully, under black state, the photographing module is called to open camera to catch Quick Response Code or bar code information, when camera catches the Quick Response Code or bar code information not successfully, prompt message is sent to user, proceeds the seizure of the Quick Response Code or bar code information so that user adjusts camera position, until successfully catching；S5, opens the payment software, and the information obtained according to the camera carries out delivery operation using the payment software, and after the delivery operation is completed, the photographing module and payment software are closed automatically.
Description
Technical field
The application is related to smart mobile phone technical field, more particularly to a kind of quick paying method and device.
Background technology
With the raising of economic life level, smart mobile phone enters our life.The payment softwares such as wechat, Alipay
Our life is greatly facilitated, streets and lanes, which can be seen, sweeps the businessman for sweeping payment.
Barcode scanning PayPal in daily is realized usually through following manner：First to unlocking screen, payment software is then opened,
Then open sweeping for payment software and sweep function, could finally realize mobile-phone payment function.
However, the above method still has many defects, such as, first, above-mentioned payment process needs multiple operation ability
Realize, i.e. mobile-phone payment function could be realized by least needing to click on three times, therefore, user operates repeatedly could complete to pay, behaviour
The complexity of work is high, and convenience is very low；In addition, user is after above-mentioned delivery operation is completed, in addition it is also necessary to which first manual-lock is paid
Software, then manual-lock screen, are that one kind is repeated, inefficient operation；Finally, due to which payment software is related to user's
These important informations are often exposed to surrounding population by the important personal information such as fund, account, aforesaid operations, give individual's letter
Breath safety causes very big hidden danger.Therefore, need to be proposed a kind of convenient, safe payment method.
The content of the invention
A kind of quick paying method, methods described comprises the following steps：
S1, sets the finger print information of mobile terminal, and the finger print information is used for the safety verification of user, the finger print information association
With photographing module and payment software, the finger print information is different from unblock finger print information；
S2, detects whether user inputs the finger print information under black state；
S3, after user inputs institute's finger print information, is compared with the finger print information for being used to pay of the storage；
S4, after comparing successfully, under black state, call the photographing module open camera to catch Quick Response Code or
Bar code information, when camera catches the Quick Response Code or bar code information not successfully, give user send prompt message, so as to
Family adjustment camera position proceeds the seizure of the Quick Response Code or bar code information, until successfully catching；
S5, opens the payment software, and the information obtained according to the camera carries out delivery operation using the payment software,
After the delivery operation is completed, the photographing module and payment software are closed automatically.
As a preferred embodiment, the step S4 also includes, prompt the user whether to compare successfully, if compared
Success, then point out payment with paying object.
As a preferred embodiment, the step S5 also includes：Set for the payment software and pay amount,
Payment in the payment amount is done directly delivery operation, if the payment exceedes the payment amount,
User's refusal to pay or prompting user is pointed out to obtain higher obligation authority.
As a preferred embodiment, described prompt for vibration prompting or voice message；The voice message is
Voice broadcast or default prompt tone.
The present invention also provides a kind of rapid payment device, it is characterised in that described device includes following module：
Setup module, sets the finger print information of mobile terminal, and the finger print information is used for the safety verification of user, the fingerprint letter
Breath association and photographing module and payment software, the finger print information are different from unblock finger print information；
Detection module, detects whether user inputs the finger print information under black state；
Comparing module, after user inputs institute's finger print information, is compared with the finger print information for being used to pay of the storage；
Capture module, after comparing successfully, under black state, calls the photographing module to open camera to catch two dimension
Code or bar code information, when camera catches the Quick Response Code or bar code information not successfully, prompt message is sent to user,
Proceed the seizure of the Quick Response Code or bar code information so that user adjusts camera position, until successfully catching；
Payment module, opens the payment software, is propped up according to the information that the camera is obtained using the payment software
Operation is paid, after the delivery operation is completed, the photographing module and payment software are closed automatically.
As a preferred embodiment, the capture module also includes, prompt the user whether to compare successfully, if than
To success, then payment is pointed out with paying object.
As a preferred embodiment, the payment module also includes：Set for the payment software and pay amount,
Payment in the payment amount is done directly delivery operation, if the payment exceedes the payment amount,
Then prompting user refusal to pay or prompting user obtain higher obligation authority.
As a preferred embodiment, described prompt for vibration prompting or voice message；The voice message is
Voice broadcast or default prompt tone.
The present invention proposes a kind of quick paying method and device, by completing branch by fingerprint recognition under black state
Operation is paid, first, fingerprint recognition ensure that the security of payment；Secondly, delivery operation is completed under black state not only will be not individual
People's information is exposed, it is ensured that personal information security, simultaneously, it is not necessary to which user performs unblock and screen locking in payment process
Operation, greatly reduces the complexity of delivery operation, in addition, by finger print information association and photographing module and payment software, so that
It is automatic after delivery operation is completed to close photographing module and payment software, it reduce further the complexity of delivery operation.Finally,
By setting the finger print information of special payment be used for payment process in identification information, it is to avoid with unblock etc. other fingerprints grasp
Make information mutually to obscure, so as to avoid user misoperation.Therefore, this method is a kind of convenient, safe and efficient mobile terminal branch
The method of paying.
Brief description of the drawings
Fig. 1 is a kind of schematic flow sheet of quick paying method of the present invention.
Embodiment
Embodiments of the invention are further illustrated below in conjunction with accompanying drawing.
Embodiment one：
Fig. 1 is a kind of quick paying method of the present invention, and methods described comprises the following steps：
S1, sets the finger print information of mobile terminal, and the finger print information is used for the safety verification of user, the finger print information association
With photographing module and payment software, the finger print information is different from unblock finger print information；
S2, detects whether user inputs the finger print information under black state；
S3, after user inputs institute's finger print information, is compared with the finger print information for being used to pay of the storage；
S4, after comparing successfully, under black state, call the photographing module open camera to catch Quick Response Code or
Bar code information, when camera catches the Quick Response Code or bar code information not successfully, give user send prompt message, so as to
Family adjustment camera position proceeds the seizure of the Quick Response Code or bar code information, until successfully catching；
S5, opens the payment software, and the information obtained according to the camera carries out delivery operation using the payment software,
After the delivery operation is completed, the photographing module and payment software are closed automatically.
As a preferred embodiment, the step S4 also includes, prompt the user whether to compare successfully, if compared
Success, then point out payment with paying object.Because the checking and delivery operation of the present invention are at the screen of mobile terminal
Realized in the state of blank screen, therefore, carrying out corresponding prompting to user contributes to user efficiently, fast and accurately to complete
Delivery operation.
As a preferred embodiment, the step S5 also includes：Set for the payment software and pay amount,
Payment in the payment amount is done directly delivery operation, if the payment exceedes the payment amount,
User's refusal to pay or prompting user is pointed out to obtain higher obligation authority.
Because scanning payment function supports barcode scanning to be the achievable function of paying, therefore, movement is not lighted eventually in user
In the case of holding screen, in order to ensure the security of customer transaction, it is necessary measure to set and pay amount, so be also ensure that
The fund security of user.
If in addition, the obligation authority of user's the machine is not enough to pay the amount of money paid needed for barcode scanning, can point out to use
Family obtains the payment verification pattern of higher secure payment rank, such as higher level that pair fingerprint authentications are pre-set, certainly,
The same completion under black state of verification operation in these payment process, if necessary to for the prompting operation with response.Such as
Sorry, your ticket has not enough value for fruit user the machine, then can seek help from the terminal of other associations pre-set or the payment account of association is carried out
Transfer payment is operated, and these advance setting can be the payment account of other terminals for associating of requirement or association in the machine branch
Also verification operation is carried out during paying or directly exempts from close delivery operation, is not limited here.
As a preferred embodiment, described prompt for vibration prompting or voice message；The voice message is
Voice broadcast or default prompt tone.
Above-mentioned voice message or vibration prompting are provided to be easy to user to obtain in time under mobile terminal black state
Status information in payment process, so quickly, easily realize delivery operation.The prompting is not limited to both the above class
Type, can also be that other need not obtain the mode of information by vision, does not limit herein.
The present invention also provides a kind of rapid payment device, it is characterised in that described device includes following module：
Setup module, sets the finger print information of mobile terminal, and the finger print information is used for the safety verification of user, the fingerprint letter
Breath association and photographing module and payment software, the finger print information are different from unblock finger print information；
Detection module, detects whether user inputs the finger print information under black state；
Comparing module, after user inputs institute's finger print information, is compared with the finger print information for being used to pay of the storage；
Capture module, after comparing successfully, under black state, calls the photographing module to open camera to catch two dimension
Code or bar code information, when camera catches the Quick Response Code or bar code information not successfully, prompt message is sent to user,
Proceed the seizure of the Quick Response Code or bar code information so that user adjusts camera position, until successfully catching；
Payment module, opens the payment software, is propped up according to the information that the camera is obtained using the payment software
Operation is paid, after the delivery operation is completed, the photographing module and payment software are closed automatically.
As a preferred embodiment, the capture module also includes, prompt the user whether to compare successfully, if than
To success, then payment is pointed out with paying object.Because the checking and delivery operation of the present invention are the screens in mobile terminal
Realized in the state of blank screen, therefore, carrying out corresponding prompting to user contributes to user efficient, fast and accurately complete
Into delivery operation.
As a preferred embodiment, the payment module also includes：Set for the payment software and pay amount,
Payment in the payment amount is done directly delivery operation, if the payment exceedes the payment amount,
Then prompting user refusal to pay or prompting user obtain higher obligation authority.
Because scanning payment function supports barcode scanning to be the achievable function of paying, therefore, movement is not lighted eventually in user
In the case of holding screen, in order to ensure the security of customer transaction, it is necessary measure to set and pay amount, so be also ensure that
The fund security of user.
If in addition, the obligation authority of user's the machine is not enough to pay the amount of money paid needed for barcode scanning, can point out to use
Family obtains the payment verification pattern of higher secure payment rank, such as higher level that pair fingerprint authentications are pre-set, certainly,
The same completion under black state of verification operation in these payment process, if necessary to for the prompting operation with response.Such as
Sorry, your ticket has not enough value for fruit user the machine, then can seek help from the terminal of other associations pre-set or the payment account of association is carried out
Transfer payment is operated, and these advance setting can be the payment account of other terminals for associating of requirement or association in the machine branch
Also verification operation is carried out during paying or directly exempts from close delivery operation, is not limited here.
As a preferred embodiment, described prompt for vibration prompting or voice message；The voice message is
Voice broadcast or default prompt tone.
Above-mentioned voice message or vibration prompting are provided to be easy to user to obtain in time under mobile terminal black state
Status information in payment process, so quickly, easily realize delivery operation.The prompting is not limited to both the above class
Type, can also be that other need not obtain the mode of information by vision, does not limit herein.
The present invention proposes a kind of quick paying method and device, by completing branch by fingerprint recognition under black state
Operation is paid, first, fingerprint recognition ensure that the security of payment；Secondly, delivery operation is completed under black state not only will be not individual
People's information is exposed, it is ensured that personal information security, simultaneously, it is not necessary to which user performs unblock and screen locking in payment process
Operation, greatly reduces the complexity of delivery operation, in addition, by finger print information association and photographing module and payment software, so that
It is automatic after delivery operation is completed to close photographing module and payment software, it reduce further the complexity of delivery operation.Finally,
By setting the finger print information of special payment be used for payment process in identification information, it is to avoid with unblock etc. other fingerprints grasp
Make information mutually to obscure, so as to avoid user misoperation.Therefore, this method is a kind of convenient, safe and efficient mobile terminal branch
The method of paying.
Embodiments of the invention are the foregoing is only, are not intended to limit the scope of the invention, it is every to utilize this hair
Equivalent structure or equivalent flow conversion that bright specification and accompanying drawing content are made, or directly or indirectly it is used in other related skills
Art field, is included within the scope of the present invention.
Claims (8)
1. a kind of quick paying method, it is characterised in that methods described comprises the following steps：
S1, sets the finger print information of mobile terminal, and the finger print information is used for the safety verification of user, the finger print information association
With photographing module and payment software, the finger print information is different from unblock finger print information；
S2, detects whether user inputs the finger print information under black state；
S3, after user inputs institute's finger print information, is compared with the finger print information for being used to pay of the storage；
S4, after comparing successfully, under black state, call the photographing module open camera to catch Quick Response Code or
Bar code information, when camera catches the Quick Response Code or bar code information not successfully, give user send prompt message, so as to
Family adjustment camera position proceeds the seizure of the Quick Response Code or bar code information, until successfully catching；
S5, opens the payment software, and the information obtained according to the camera carries out delivery operation using the payment software,
After the delivery operation is completed, the photographing module and payment software are closed automatically.
2. according to the method described in claim 1, it is characterised in that the step S4 also includes, and prompts the user whether to compare into
Work(, if compared successfully, points out payment with paying object.
3. according to the method described in claim 1, it is characterised in that the step S5 also includes：Set for the payment software
Amount is paid, the payment in the payment amount is done directly delivery operation, if the payment is more than described
Amount is paid, then points out user's refusal to pay or prompting user to obtain higher obligation authority.
4. the method according to claim any one of 1-3, it is characterised in that described to prompt for vibration prompting or voice is carried
Show；The voice message is voice broadcast or default prompt tone.
5. a kind of rapid payment device, it is characterised in that described device includes following module：
Setup module, sets the finger print information of mobile terminal, and the finger print information is used for the safety verification of user, the fingerprint letter
Breath association and photographing module and payment software, the finger print information are different from unblock finger print information；
Detection module, detects whether user inputs the finger print information under black state；
Comparing module, after user inputs institute's finger print information, is compared with the finger print information for being used to pay of the storage；
Capture module, after comparing successfully, under black state, calls the photographing module to open camera to catch two dimension
Code or bar code information, when camera catches the Quick Response Code or bar code information not successfully, prompt message is sent to user,
Proceed the seizure of the Quick Response Code or bar code information so that user adjusts camera position, until successfully catching；
Payment module, opens the payment software, is propped up according to the information that the camera is obtained using the payment software
Operation is paid, after the delivery operation is completed, the photographing module and payment software are closed automatically.
6. device according to claim 5, it is characterised in that the capture module also includes, prompts the user whether to compare
Success, if compared successfully, points out payment with paying object.
7. device according to claim 5, it is characterised in that the payment module also includes：Set for the payment software
Payment amount is put, the payment in the payment amount is done directly delivery operation, if the payment exceedes institute
Payment amount is stated, then points out user's refusal to pay or prompting user to obtain higher obligation authority.
8. the device according to claim any one of 5-7, it is characterised in that described to prompt for vibration prompting or voice is carried
Show；The voice message is voice broadcast or default prompt tone.
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| CN201710351586.XA CN107194687B (en) | 2017-05-18 | 2017-05-18 | A kind of quick paying method and device |
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|---|---|---|---|
| CN201710351586.XA CN107194687B (en) | 2017-05-18 | 2017-05-18 | A kind of quick paying method and device |
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| CN107194687A true CN107194687A (en) | 2017-09-22 |
| CN107194687B CN107194687B (en) | 2018-08-10 |
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| CN201710351586.XA Expired - Fee Related CN107194687B (en) | 2017-05-18 | 2017-05-18 | A kind of quick paying method and device |
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Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107909371A (en) * | 2017-10-26 | 2018-04-13 | 珠海市魅族科技有限公司 | Method of payment, payment mechanism, computer installation and computer-readable recording medium |
| CN107943524A (en) * | 2017-11-16 | 2018-04-20 | 珠海市魅族科技有限公司 | Terminal device and its control method, computer equipment and its readable storage medium storing program for executing |
| CN108229951A (en) * | 2018-01-08 | 2018-06-29 | 陈崇 | A kind of mobile terminal and its quick paying method and device |
| CN108259667A (en) * | 2018-01-09 | 2018-07-06 | 上海摩软通讯技术有限公司 | Have the function of to go out and shield the mobile terminal and its control method of barcode scanning |
| CN108763998A (en) * | 2018-04-17 | 2018-11-06 | 维沃移动通信有限公司 | Barcode recognition method and terminal device |
| CN108805539A (en) * | 2018-02-09 | 2018-11-13 | 深圳市微付充科技有限公司 | A kind of method of payment, mobile device and storage device that Intrusion Detection based on host snap gauge is quasi- |
| CN109242474A (en) * | 2018-09-05 | 2019-01-18 | 深圳市百宝廊珠宝首饰有限公司 | Code scanning payment method, device, terminal and storage medium |
| CN110400137A (en) * | 2019-04-03 | 2019-11-01 | 泰州市海陵区一马商务信息咨询有限公司 | Exempt from close payment verifying system |
| EP3716132A4 (en) * | 2017-11-23 | 2020-12-23 | Vivo Mobile Communication Co., Ltd. | Code scanning method, code scanning device and mobile terminal |
| CN114626844A (en) * | 2020-12-10 | 2022-06-14 | 侯永波 | Quick payment system for mobile phone |
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| EP3716132A4 (en) * | 2017-11-23 | 2020-12-23 | Vivo Mobile Communication Co., Ltd. | Code scanning method, code scanning device and mobile terminal |
| CN108229951A (en) * | 2018-01-08 | 2018-06-29 | 陈崇 | A kind of mobile terminal and its quick paying method and device |
| CN108259667A (en) * | 2018-01-09 | 2018-07-06 | 上海摩软通讯技术有限公司 | Have the function of to go out and shield the mobile terminal and its control method of barcode scanning |
| CN108805539A (en) * | 2018-02-09 | 2018-11-13 | 深圳市微付充科技有限公司 | A kind of method of payment, mobile device and storage device that Intrusion Detection based on host snap gauge is quasi- |
| CN108763998A (en) * | 2018-04-17 | 2018-11-06 | 维沃移动通信有限公司 | Barcode recognition method and terminal device |
| CN109242474A (en) * | 2018-09-05 | 2019-01-18 | 深圳市百宝廊珠宝首饰有限公司 | Code scanning payment method, device, terminal and storage medium |
| CN110400137A (en) * | 2019-04-03 | 2019-11-01 | 泰州市海陵区一马商务信息咨询有限公司 | Exempt from close payment verifying system |
| CN110400137B (en) * | 2019-04-03 | 2020-12-18 | 深圳刷宝科技有限公司 | Secret-free payment verification system |
| CN114626844A (en) * | 2020-12-10 | 2022-06-14 | 侯永波 | Quick payment system for mobile phone |
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