CN105825382A - Mobile payment method and electronic device - Google Patents
Mobile payment method and electronic device Download PDFInfo
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- CN105825382A CN105825382A CN201510583140.0A CN201510583140A CN105825382A CN 105825382 A CN105825382 A CN 105825382A CN 201510583140 A CN201510583140 A CN 201510583140A CN 105825382 A CN105825382 A CN 105825382A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
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Abstract
The invention discloses a mobile payment method and an electronic device. The method comprises the steps of acquiring a screen touching action applied onto the touch screen of the electronic device to obtain the first fingerprint information; if the first fingerprint information is matched with the pre-configured login fingerprint information, successfully completing the login of the payment application and displaying the information of one or more payment accounts corresponding to the first fingerprint information; after the information of one payment account among the above one or more payment accounts is selected, conducting the payment according to the information of the selected payment account. According to the technical scheme of the invention, the fingerprint authentication mode is adopted to replace the traditional mode based on usernames and passwords, so that the method is higher in safety, convenience and practicality. Due to the uniqueness of the fingerprint information, a corresponding payment account can be selected out of a plurality of pre-stored payment accounts through matching the information of the corresponding payment account with the information of the plurality of pre-stored payment accounts. Therefore, the operation process of the mobile payment operation is simplified, and the same electronic device can be shared by multiple users. Moreover, the switching operation is convenient for users.
Description
Technical field
The present invention relates to mobile payment and intelligent terminal field, particularly relate to a kind of method of mobile payment and electronic equipment.
Background technology
Along with the development of electronic information technology, the intelligent terminal miscellaneous such as smart mobile phone, panel computer is increasingly becoming the requirement in our life.Thereupon, mobile payment is gradually accepted by people as a kind of emerging means of payment, function by the fingerprint recognition of intelligent terminal, the safety that can make mobile payment technology has preferably guarantee, prior art can move payment function by the scanning mode such as Quick Response Code or near-field communication (NFC, NearFieldCommunication) payment.But when different user uses same terminal unit, it usually needs nullify original account information, and inputting new account information and could realize the switching of user, middle operating procedure is the most loaded down with trivial details, drastically influence Consumer's Experience.
Summary of the invention
In order to solve above-mentioned technical problem, the invention provides a kind of method of mobile payment and electronic equipment, solve in prior art operating procedure in moving payment process various, the problem of poor user experience.
According to one aspect of the present invention, it is provided that a kind of method of mobile payment, being applied to electronic equipment, described electronic equipment includes the touch screen with fingerprint identification function, and the method includes:
Obtain the touch action on the touch screen of electronic equipment, from this touch action, obtain the first finger print information；
If the first finger print information matches with the login finger print information being pre-configured with, then pay application and login successfully and show the one or more payment account information corresponding with the first finger print information；
After a payment account information in one or more payment account information is chosen, pay according to chosen payment account information.
According to another aspect of the present invention, additionally provide a kind of electronic equipment, including having the touch screen of fingerprint identification function, and:
First acquisition module, for obtaining the touch action on touch screen, obtains the first finger print information from touch action；
First processing module, for when the first finger print information mates with the login finger print information being pre-configured with, Successful login pays application, and shows the one or more payment account information corresponding with the first finger print information；
Payment module, after a payment account information in one or more payment account information is chosen, pays according to chosen payment account information.
Embodiments of the invention provide the benefit that: by using fingerprint authentication mode to replace traditional user name pin mode, there is higher safety and convenient and practical property, and due to the uniqueness of fingerprint, the payment account information of correspondence can be matched in the multiple accounts informations prestored by fingerprint matching, simplify the operating procedure during mobile payment, the multiple user of same electronic equipment can be realized share, and the function of user's easy switching.
Accompanying drawing explanation
Fig. 1 represents the schematic flow sheet one of the method for mobile payment of the present invention；
Fig. 2 represents the flowchart 2 of the method for mobile payment of the present invention；
Fig. 3 represents the flow chart 3 of the method for mobile payment of the present invention；
Fig. 4 represents the module diagram of the electronic equipment of the present invention.
Detailed description of the invention
It is more fully described the exemplary embodiment of the present invention below with reference to accompanying drawings.Although accompanying drawing showing the exemplary embodiment of the present invention, it being understood, however, that may be realized in various forms the present invention and should not limited by embodiments set forth here.On the contrary, it is provided that these embodiments are able to be best understood from the present invention, and complete for the scope of the present invention can be conveyed to those skilled in the art.
Embodiment one
As it is shown in figure 1, The embodiment provides a kind of method of mobile payment, specifically include:
Step S101: obtain the touch action on the touch screen of electronic equipment, obtain the first finger print information from touch action.
Here, obtain the first finger print information and can use multiple implementation, such as: by pressing the fingerprint recognition button of electronic equipment, or being gathered the finger print information of user by other fingerprint identification devices, the present embodiment only illustrates as a example by obtaining the first finger print information from touch screen.
After touch action on the touch screen getting electronic equipment, trigger the finger scan function of this electronic device touchscreen.Generation in order to avoid maloperation, it is preferable that can detect the persistent period of this touch action, when detecting that persistent period of this touch action is more than a predetermined threshold value, starts the finger scan function of this electronic device touchscreen；According to touch action, after triggering the finger scan function of this electronic device touchscreen, finger print information scanning obtained is as the first finger print information.
Step S102: if the first finger print information matches with the login finger print information being pre-configured with, then pay application and login successfully, and show the one or more accounts informations corresponding with the first finger print information.
Wherein, the first finger print information mates with the login finger print information being pre-configured with, and when referring to the first finger print information got and mate with in the one or more login finger print informations prestored, can assert that this first finger print information is legal finger print information.When multi-user uses same electronic equipment or same payment application account, in order to avoid the display of multiple payment account information affects the operating experience of user, first finger print information is in addition to can be used for logging in corresponding payment application account, it may also be used for mate the payment account information corresponding with the first finger print information.When some user needs the payment function using this electronic equipment, the finger print information that input matches with the login finger print information being pre-configured with, can login successfully, and show the payment account information matched with this user, without being shown by the absolute payment accounts information under counterpart expenditure application account, the operating experience of user can be improved.Specifically, the display rule of payment account information can show, such as according to the display rule pre-set: shows according to using frequency, shows according to the payment account information priorities pre-set or show according to most recently used payment account information.
Step S103: after a payment account information in one or more payment account information is chosen, pay according to chosen payment account information.
Wherein, after some the payment account information in above-mentioned one or more payment account information corresponding with the first finger print information is chosen, pay invoice can be treated according to this chosen payment account information and pay.
By using fingerprint authentication mode to replace traditional user name pin mode, there is higher safety and convenient and practical property, and due to the uniqueness of fingerprint, the payment account information of correspondence can be matched in the multiple accounts informations prestored by fingerprint matching, simplify the operating procedure during mobile payment, the multiple user of same electronic equipment can be realized share, and the function of user's easy switching.
Embodiment two
As in figure 2 it is shown, this method of mobile payment specifically includes following steps:
Step S201: obtain the touch action on the touch screen of electronic equipment.
After touch action on the touch screen getting electronic equipment, trigger the finger scan function of this electronic device touchscreen.Generation in order to avoid maloperation, it is preferable that can detect the persistent period of this touch action, when detecting that persistent period of this touch action is more than a predetermined threshold value, starts the finger scan function of this electronic device touchscreen.
Step S202: according to this touch action, obtains the first finger print information.
According to touch action, after triggering the finger scan function of this electronic device touchscreen, finger print information scanning obtained is as the first finger print information.
Wherein, when the touch screen of electronic equipment is in the lock state, can use unlocked by fingerprint mode that this touch screen is unlocked, specifically, comprise the following steps:
Step S203: detect whether the first finger print information matches with the startup finger print information being pre-configured with.
Wherein, this electronic equipment can configure multiple reference fingerprint information, such as: for unlocking the unblock finger print information of screen, for starting the reference fingerprint information such as the mobile payment startup finger print information applying and unlocking screen, generation in order to avoid maloperation, different finger prints can be set, such as: unlock the hand thumb fingerprint that finger print information is user between each reference fingerprint, start the right hand index fingerprint that fingerprint is user.
Step S204: if coupling, then unlock the touch screen being in the lock state, and start the mobile payment application of correspondence；Otherwise, prompting step S207 pays unsuccessfully.
When the first finger print information got is for corresponding user's hand thumb fingerprint, this first finger print information matches with unlocking finger print information, at this moment user can be needed to start the mobile payment application of correspondence voluntarily unlocking screen；When the first fingerprint got is for corresponding user's right hand index fingerprint, this first finger print information matches with starting finger print information, at this moment can unlock the touch screen being in the lock state, and start the mobile payment application of correspondence；When the first finger print information got is other finger prints, when not mating with Pre-set reference fingerprint, then it represents that pay unsuccessfully.Wherein, mentioned here pay application include Alipay, wechat pay, also have the NFC payment function etc. of mobile phone is all can be with the application of mobile payment under Support Line.
By arranging a startup finger print information for unlocking touch screen and starting corresponding mobile payment and apply, by unlocked by fingerprint in prior art with start two steps of application and merge into a step and complete, it is greatly improved the convenience that mobile payment uses.
Step S205: detect whether the first finger print information matches with the login finger print information being pre-configured with.
Step S206: if coupling, then show the one or more payment account information corresponding with the first finger print information, and perform step S208；If not mating, then prompting step S207 pays unsuccessfully.
Wherein, in order to improve the identification between different payment account information, payment account information does not use the Word messages such as bank's card number of routine, and uses the mode of image information the most intuitively.Specifically can be pre-configured with different payment account information, specifically comprise the following steps that
By the image information obtaining multiple bank cards of taking pictures, and the image information of multiple bank cards is corresponded to multiple payment account information.By the image information obtaining multiple bank cards of taking pictures, and automatically obtain the bank's card number in image by image analysis technology, and automatically identify bank card bank, set up password and image information, the corresponding relation of card number by being manually entered password.So, user, without bank's card number of memory correspondence, only gets final product the bank account of identification directly perceived oneself by image information.
Set up each payment account information and at least one logs in the corresponding relation between finger print information, and set up the corresponding relation between each payment account information and at least one mandate finger print information.By setting up above corresponding relation, the payment account information of correspondence when fingerprint matching, can be matched.It is to say, when the login finger print information the first finger print information being detected and be pre-configured with matches, show the image information of the one or more bank cards corresponding with the first finger print information, in order to user selects the payment account of correspondence.
Step S208: after a payment account information in one or more payment account information is chosen, pay according to chosen payment account information.
Owing to same user there may be multiple payment account information, in order to improve the safety of each payment account information, can be after some payment account information selected, its legitimacy is carried out authentication operations, concrete authentication process can use input payment cipher mode to realize, and the mode of fingerprint recognition also can be used to realize.The present embodiment illustrates as a example by fingerprint recognition mode.After selected payment account information, need again to gather the finger print information of user.Wherein, finger print information here can be identical with the finger print information gathered for the first time, can also be different.Therefore, the touch action that when needing to obtain a payment account information in the one or more payment account information selected, user inputs on the touch screen of electronic equipment, from touch action, obtain the second finger print information, thus chosen payment account information is authenticated.When the second finger print information mates with the mandate finger print information being pre-configured with, pay according to the image information of chosen bank card.Concrete payment process can refer in the following manner:
Mode one: when described second finger print information mates with the mandate finger print information being pre-configured with, display pays barcode scanning interface, or activates NFC payment function.
After the match is successful when the second finger print information and mandate finger print information, then show payment barcode scanning interface, or activate NFC payment function.Mandate finger print information mentioned here is for authenticating for different accounts informations, and wherein, different accounts informations can configure different finger print informations, thus there is no concern that the problem that password is revealed.
Treat pay invoice and carry out barcode scanning, generate a payment information, or obtained the payment information of order to be paid by NFC payment function.
This refers to, the payment information of order to be paid can be obtained by wechat payment barcode scanning or Alipay barcode scanning mode, also can be obtained the payment information of order to be paid by the NFC near field means of payment.
Image information according to payment information and chosen bank card is treated pay invoice and is paid.
After the payment information getting order to be paid, according to chosen payment account information, this order to be paid is paid by the image information of i.e. chosen bank card.
Also or, also can carry out delivery operation in the following ways:
Mode two: when described second finger print information mates with the mandate finger print information being pre-configured with, image information according to chosen bank card generates one for the payment code paid, so that businessman can carry out barcode scanning to this payment code, and then treat pay invoice and pay.
To sum up, the method of mobile payment of the embodiment of the present invention two replaces traditional user name pin mode especially by employing fingerprint authentication mode, there is higher safety and convenient and practical property, and due to the uniqueness of fingerprint, the accounts information of correspondence can be matched in the multiple accounts informations prestored by fingerprint matching, simplify the operating procedure during mobile payment, the multiple user of same electronic equipment can be realized and share, and the function of user's easy switching.
Embodiment three
As it is shown on figure 3, this method of mobile payment specifically includes following steps:
Step S301: obtain the touch action on the touch screen of electronic equipment.
After touch action on the touch screen getting electronic equipment, trigger the finger scan function of this electronic device touchscreen.Generation in order to avoid maloperation, it is preferable that can detect the persistent period of this touch action, when detecting that persistent period of this touch action is more than a predetermined threshold value, starts the finger scan function of this electronic device touchscreen.
Step S302: according to this touch action, obtains the first finger print information.
According to touch action, after triggering the finger scan function of this electronic device touchscreen, finger print information scanning obtained is as the first finger print information.
Wherein, when the touch screen of electronic equipment is in the lock state, can use unlocked by fingerprint mode that this touch screen is unlocked, specifically, comprise the following steps:
Obtaining after the first finger print information, specifically including following steps:
Step S303: start mobile payment application.
After getting the first finger print information, i.e. when, after user fingerprints typing, electronic equipment starts the mobile payment application of correspondence voluntarily, is similar to the process of some application program start self-starting.
Step S304: detect whether the first finger print information matches with the login finger print information being pre-configured with.
Step S305: if the first finger print information mates with the login finger print information being pre-configured with, unlocks the lock-out state of touch screen.
This electronic equipment can configure multiple reference fingerprint information, in addition to the above-mentioned unblock finger print information mentioned and startup finger print information, also can be pre-configured with for logging in corresponding mobile payment application, and for identifying the login finger print information of the accounts information of different user, additionally, this login finger print information also can be configured for unlocking the lock-out state of touch screen.
After unlocking screen, specifically include following steps:
Step S306: show the one or more payment account information corresponding with the first finger print information, and perform step S308；If not mating, then prompting step S307 pays unsuccessfully.
Wherein, in order to improve the identification between different payment account information, payment account information does not use the Word messages such as bank's card number of routine, and uses the mode of image information the most intuitively.Specifically can be pre-configured with different payment account information, specifically comprise the following steps that
Obtained the image information of multiple bank cards by shooting style, and the image information of multiple bank cards is corresponded to multiple payment account information.By the image information obtaining multiple bank cards of taking pictures, and automatically obtain the bank's card number in image by image analysis technology, and automatically identify bank card bank, set up password and image information, the corresponding relation of card number by being manually entered password.So, user, without bank's card number of memory correspondence, only gets final product the bank account of identification directly perceived oneself by image information.
Set up each payment account information and at least one logs in the corresponding relation between finger print information, and set up the corresponding relation between each payment account information and at least one mandate finger print information.By setting up above corresponding relation, the payment account information of correspondence when fingerprint matching, can be matched.It is to say, when the login finger print information the first finger print information being detected and be pre-configured with matches, show the image information of the one or more bank cards corresponding with the first finger print information, in order to user selects the payment account of correspondence.
Step S308: after a payment account information in one or more payment account information is chosen, pay according to chosen payment account information.
Owing to same user there may be multiple payment account information, in order to improve the safety of each payment account information, can be after some payment account information selected, its legitimacy is carried out authentication operations, concrete authentication process can use the mode of input payment cipher to realize, and the mode of fingerprint recognition also can be used to realize.The present embodiment illustrates as a example by fingerprint recognition mode, after selected payment account information, needs again to gather the finger print information of user.Wherein, finger print information here can be identical with the finger print information gathered for the first time, can also be different.Accordingly, it would be desirable to obtain in the one or more payment account information selected a payment account information time on the touch screen of described electronic equipment the touch action of input, obtain the second finger print information, thus chosen payment account information authenticated.When the second finger print information mates with the mandate finger print information being pre-configured with, pay according to the image information of chosen bank card.Concrete payment process can refer in the following manner:
Mode three: when described second finger print information mates with the mandate finger print information being pre-configured with, display pays barcode scanning interface, or activates NFC payment function.
After the match is successful when the second finger print information and mandate finger print information, then show payment barcode scanning interface, or activate NFC payment function.Mandate finger print information mentioned here is for authenticating for different accounts informations, and wherein, different accounts informations can configure different finger print informations, thus there is no concern that the problem that password is revealed.
Treat pay invoice and carry out barcode scanning, generate a payment information, or obtained the payment information of order to be paid by NFC payment function.
This refers to, the payment information of order to be paid can be obtained by wechat payment barcode scanning or Alipay barcode scanning mode, also can be obtained the payment information of order to be paid by the NFC near field means of payment.
Image information according to payment information and chosen bank card is treated pay invoice and is paid.
After the payment information getting order to be paid, according to chosen payment account information, this order to be paid is paid by the image information of i.e. chosen bank card.
Also or, also can carry out delivery operation in the following ways:
Mode four: when described second finger print information mates with the mandate finger print information being pre-configured with, image information according to chosen bank card generates one for the payment code paid, so that businessman can carry out barcode scanning to this payment code, and then treat pay invoice and pay.
To sum up, the method of mobile payment of the embodiment of the present invention two replaces traditional user name pin mode especially by employing fingerprint authentication mode, there is higher safety and convenient and practical property, and due to the uniqueness of fingerprint, the accounts information of correspondence can be matched in the multiple accounts informations prestored by fingerprint matching, simplify the operating procedure during mobile payment, the multiple user of same electronic equipment can be realized and share, and the function of user's easy switching.
Embodiment four
According to another aspect of the embodiment of the present invention, additionally providing the touch screen that a kind of electronic equipment includes having fingerprint identification function, as shown in Figure 4, this electronic equipment also includes:
First acquisition module 401, for obtaining the touch action on touch screen, obtains the first finger print information from touch action；
First processing module 402, for when the first finger print information mates with the login finger print information being pre-configured with, Successful login pays application, and shows the one or more payment account information corresponding with the first finger print information；
Payment module 403, after a payment account information in one or more payment account information is chosen, pays according to chosen payment account information.
Wherein, embodiment four is the electronic equipment corresponding with the method for mobile payment described in embodiment one, and all implementations of method described in embodiment one, all be applicable to the embodiment of this electronic equipment, also can reach identical technique effect.
Embodiment five
This electronic equipment includes the first acquisition module the 401, first processing module 402 and payment module 403, and this electronic equipment also includes:
Whether first detection module, match with the startup finger print information being pre-configured with for detection the first finger print information；
Second processing module, for upon a match, then unlocks the touch screen being in the lock state and starts mobile payment application；Otherwise, prompting pays unsuccessfully.
Wherein, this electronic equipment also includes:
Second acquisition module, for obtaining the image information of multiple bank cards, and obtains multiple payment account information according to the image information of multiple bank cards.
Creation module, logs in the corresponding relation between finger print information for setting up each payment account information and at least one, and sets up the corresponding relation between each payment account information and at least one mandate finger print information.By the image information obtaining multiple bank cards of taking pictures, and automatically obtain the bank's card number in image by image analysis technology, and automatically identify bank described in bank card, set up password and image information, the corresponding relation of card number by being manually entered password.
Display module, for showing the image information of the one or more bank cards corresponding with the first finger print information.
Wherein, payment module 403 specifically includes:
Acquiring unit, for obtaining the touch action inputted on the touch screen of electronic equipment when user selects for the image information of the bank card paid, obtains the second finger print information from touch action；
Payment unit, for when the second finger print information mates with the mandate finger print information being pre-configured with, pays according to the image information of chosen bank card.
Wherein, above-mentioned payment unit includes:
First processes subelement, and for when the second finger print information mates with the mandate finger print information being pre-configured with, display pays barcode scanning interface, or activates NFC payment function；
First generates subelement, for according to barcode scanning result, generates a payment information, or is obtained the payment information of order to be paid by near-field communication NFC payment function；
First pays subelement, pays for treating pay invoice according to the image information of payment information and chosen bank card.
Also or, above-mentioned payment unit includes:
Second pays subelement, for when the second finger print information mates with the mandate finger print information being pre-configured with, generates one for the payment code paid according to the image information of chosen bank card.
Wherein, embodiment five is the electronic equipment corresponding with the method for mobile payment described in embodiment two, and all implementations of method described in embodiment two, all be applicable to the embodiment of this electronic equipment, also can reach identical technique effect.
Embodiment six
This electronic equipment includes the first acquisition module the 401, first processing module 402 and payment module 403, and this electronic equipment also includes:
Start module, for when the touch screen of electronic equipment is in the lock state, start mobile payment application；
Unlocked state, for when the first finger print information mates with the login finger print information being pre-configured with, unlocks the lock-out state of touch screen.
Wherein, this electronic equipment also includes:
Second acquisition module, for obtaining the image information of multiple bank cards, and obtains multiple payment account information according to the image information of multiple bank cards.
Creation module, logs in the corresponding relation between finger print information for setting up each payment account information and at least one, and sets up the corresponding relation between each payment account information and at least one mandate finger print information.By the image information of multiple bank cards obtained of taking pictures, and automatically obtain the bank's card number in image by image analysis technology, and automatically identify bank described in bank card, set up password and image information, the corresponding relation of card number by being manually entered password.
Display module, for showing the image information of the one or more bank cards corresponding with the first finger print information.
Wherein, payment module 403 specifically includes:
Acquiring unit, for obtaining the touch action inputted on the touch screen of electronic equipment when user selects for the image information of the bank card paid, obtains the second finger print information from touch action；
Payment unit, for when the second finger print information mates with the mandate finger print information being pre-configured with, pays according to the image information of chosen bank card.
Wherein, above-mentioned payment unit includes:
First processes subelement, and for when the second finger print information mates with the mandate finger print information being pre-configured with, display pays barcode scanning interface, or activates NFC payment function；
First generates subelement, for according to barcode scanning result, generates a payment information, or is obtained the payment information of order to be paid by near-field communication NFC payment function；
First pays subelement, pays for treating pay invoice according to the image information of payment information and chosen bank card.
Also or, above-mentioned payment unit includes:
Second pays subelement, for when the second finger print information mates with the mandate finger print information being pre-configured with, generates one for the payment code paid according to the image information of chosen bank card.
Wherein, embodiment six is the electronic equipment corresponding with the method for mobile payment described in above-described embodiment three, and in above-mentioned method of payment embodiment three, all implementations are all be applicable to the embodiment six of this electronic equipment, also can reach identical technique effect.By using fingerprint authentication mode to replace traditional user name pin mode, there is higher safety and convenient and practical property, and due to the uniqueness of fingerprint, the accounts information of correspondence can be matched in the multiple accounts informations prestored by fingerprint matching, simplify the operating procedure during mobile payment, the multiple user of same electronic equipment can be realized share, and the function of user's easy switching.
These many functional parts described in this description are all referred to as module, in order to specifically emphasize the independence of its implementation.When module can utilize software to realize, it is contemplated that the level of existing hardware technique, it is possible to the function of correspondence implemented in software；In the case of not considering cost, those skilled in the art can build the hardware circuit of correspondence and realize corresponding function, and described hardware circuit includes conventional ultra-large integrated (VLSI) circuit or gate array and the existing quasiconductor of such as logic chip, transistor etc or other discrete element.Module can also use programmable hardware device, such as field programmable gate array, programmable logic array, programmable logic device etc. to realize.
Above-described is the preferred embodiment of the present invention; should be understood that for the ordinary person of the art; can also make some improvements and modifications under without departing from principle premise of the present invention, these improvements and modifications are the most within the scope of the present invention.
Claims (14)
1. a method of mobile payment, is applied to electronic equipment, and described electronic equipment includes the touch screen with fingerprint identification function, it is characterised in that described method includes:
Obtain the touch action on the touch screen of electronic equipment, from described touch action, obtain the first finger print information；
If described first finger print information matches with the login finger print information being pre-configured with, then pay application and login successfully and show the one or more payment account information corresponding with described first finger print information；
After a payment account information in the one or more payment account information is chosen, pay according to chosen payment account information.
Method of mobile payment the most according to claim 1, it is characterised in that when the touch screen of electronic equipment is in the lock state, after obtaining the first finger print information, described method of mobile payment also includes:
Detect whether described first finger print information matches with the startup finger print information being pre-configured with；
If coupling, then unlock the touch screen being in the lock state and start mobile payment application；Otherwise, prompting pays unsuccessfully.
Method of mobile payment the most according to claim 1, it is characterised in that when the touch screen of electronic equipment is in the lock state, after obtaining the first finger print information, described method of mobile payment also includes:
Start mobile payment application；
If described first finger print information mates with the login finger print information being pre-configured with, unlock the lock-out state of described touch screen.
4. according to the method for mobile payment described in Claims 2 or 3, it is characterised in that before showing one or more payment account information corresponding with described first finger print information, also include:
Obtain the image information of multiple bank cards, and obtain multiple payment account information according to the image information of multiple bank cards described；
Set up each payment account information and at least one corresponding relation logged between finger print information being pre-configured with, and set up the corresponding relation between each payment account information and the mandate finger print information that at least one is pre-configured with；
Show the one or more payment account information corresponding with described first finger print information, including: show the image information of the one or more bank cards corresponding with described first finger print information.
Method of mobile payment the most according to claim 4, it is characterised in that after a payment account information in the one or more payment account information is chosen, pay according to chosen payment account information, including:
Obtain the touch action that user selects to input on the touch screen of described electronic equipment when the image information of the bank card paid, from described touch action, obtain the second finger print information；
When described second finger print information mates with described mandate finger print information, pay according to the image information of chosen bank card.
Method of mobile payment the most according to claim 5, it is characterised in that when described second finger print information mates with described authorization message, pay according to the image information of chosen bank card, including:
When described second finger print information mates with described mandate finger print information, display pays barcode scanning interface, or activates NFC payment function；
According to barcode scanning result, generate a payment information, or obtained the payment information of order to be paid by near-field communication NFC payment function；
Described order to be paid is paid by the image information according to described payment information and described chosen bank card.
Method of mobile payment the most according to claim 5, it is characterised in that when described second finger print information mates with described authorization message, pay according to the image information of chosen bank card, including:
When described second finger print information mates with the mandate finger print information being pre-configured with, generate one for the payment code paid according to the image information of chosen bank card.
8. an electronic equipment, described electronic equipment includes the touch screen with fingerprint identification function, it is characterised in that described electronic equipment also includes:
First acquisition module, for obtaining the touch action on touch screen, obtains the first finger print information from described touch action；
First processing module, for when described first finger print information matches with the login finger print information being pre-configured with, Successful login pays application, and shows the one or more payment account information corresponding with described first finger print information；
Payment module, after a payment account information in the one or more payment account information is chosen, pays according to chosen payment account information.
Electronic equipment the most according to claim 8, it is characterised in that described electronic equipment also includes:
First detection module, for detecting whether described first finger print information matches with the startup finger print information being pre-configured with；
Second processing module, for upon a match, then unlocks the touch screen being in the lock state and starts mobile payment application；Otherwise, prompting pays unsuccessfully.
Electronic equipment the most according to claim 8, it is characterised in that described electronic equipment also includes:
Start module, for when the touch screen of described electronic equipment is in the lock state, start mobile payment application；
Unlocked state, for when described first finger print information mates with the login finger print information being pre-configured with, unlocks the lock-out state of described touch screen.
11. according to the electronic equipment described in claim 9 or 10, it is characterised in that described electronic equipment also includes:
Second acquisition module, for obtaining the image information of multiple bank cards, and obtains multiple payment account information according to the image information of multiple bank cards described；
Creation module, for setting up each payment account information and at least one corresponding relation logged between finger print information being pre-configured with, and sets up the corresponding relation between each payment account information and the mandate finger print information that at least one is pre-configured with；
Display module, for showing the image information of the one or more bank cards corresponding with described first finger print information.
12. electronic equipments according to claim 11, it is characterised in that described payment module includes:
Acquiring unit, for obtaining the touch action inputted on the touch screen of described electronic equipment when user selects for the image information of the bank card paid, obtains the second finger print information from described touch action；
Payment unit, for when described second finger print information mates with described mandate finger print information, pays according to the image information of chosen bank card.
13. electronic equipments according to claim 12, it is characterised in that described payment unit includes:
First processes subelement, and for when described second finger print information mates with described mandate finger print information, display pays barcode scanning interface, or activates NFC payment function；
First generates subelement, for according to barcode scanning result, generates a payment information, or is obtained the payment information of order to be paid by near-field communication NFC payment function；
First pays subelement, for paying described order to be paid according to the image information of described payment information and described chosen bank card.
14. electronic equipments according to claim 12, it is characterised in that described payment unit includes:
Second pays subelement, for when described second finger print information mates with described mandate finger print information, generates one for the payment code paid according to the image information of chosen bank card.
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