CN105260637B - Secure payment method to set up, system and electric terminal - Google Patents
Secure payment method to set up, system and electric terminal Download PDFInfo
- Publication number
- CN105260637B CN105260637B CN201510640638.6A CN201510640638A CN105260637B CN 105260637 B CN105260637 B CN 105260637B CN 201510640638 A CN201510640638 A CN 201510640638A CN 105260637 B CN105260637 B CN 105260637B
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- CN
- China
- Prior art keywords
- fingerprint
- payment
- interface
- sets
- electric terminal
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
Abstract
The present invention provides secure payment method to set up, system and electric terminal, shows that fingerprint sets interface in electric terminal, wherein, the fingerprint sets interface to be used for for man-machine interaction to be managed to the finger print information stored in the electric terminal；Interface is set to provide in the fingerprint：For creating or being specified from the finger print information operating function of payment fingerprint, the fingerprint that pays is as the unique authentication fingerprint that e-payment is carried out by the electric terminal；Compared to prior art, the condition for allowing to pay is limited to uniquely specify fingerprint by this case, greatly promotes the security of payment.
Description
Technical field
The present invention relates to electric terminal technical field, more particularly to secure payment method to set up, system and electric terminal.
Background technology
Electronic payment function has been conventional, common such as e-Bank payment or Third-party payment；Although e-payment is big
Consumer groups are facilitated greatly, corresponding, the security of payment is just more exposed to the concern of people.
The safety verification mode of e-payment at present has for example：Password, short message verification code, fingerprint etc., by taking fingerprint as an example,
Though everyone fingerprint is unique, the fingerprint recognition of current most equipment can register 3-5 simultaneously
Individual finger print, that is can register several individuals simultaneously in other words can.We are often household at one's side
Finger line adds, or say household at one's side and will be good friend all know our mobile phone unlocking pins.Mobile phone, which enters, to be compiled
It is all to use mobile phone unlocking pin to collect the fingerprint page, as long as then any stranger has cracked mobile phone unlocking pin, oneself can just be added
Plus fingerprint, fingerprint payment transaction is carried out.As long as family and friends add in equipment again adds fingerprint, this behaviour equally can be also
Make, have no to distinguish, be thus unfavorable for safety of payment.
The content of the invention
In view of the above the shortcomings that prior art, it is an object of the invention to provide secure payment method to set up, system
And electric terminal, solve the problems, such as potential safety hazard be present by fingerprint authentication electronic payment mode in the prior art.
To realize above-mentioned target and other related objectives, the present invention provides a kind of secure payment method to set up, including：In electricity
Sub- terminal shows that fingerprint sets interface, wherein, the fingerprint sets interface to be used for for man-machine interaction with the electric terminal
The finger print information of storage is managed；Interface is set to provide in the fingerprint：For creating or from the finger print information middle finger
Surely the operating function of fingerprint is paid, the fingerprint that pays refers to as the unique authentication that e-payment is carried out by the electric terminal
Line.
Optionally, methods described includes：Interface is set to provide in the fingerprint：The function of fingerprint is paid for changing, its
In, it is allowed to the condition of the change includes：Pass through the former checking for paying fingerprint.
Optionally, the fingerprint that pays sets the display mode at interface to be different from other finger print informations in the fingerprint.
Optionally, after the payment fingerprint is set, interface is set to limit or cancel to the payment in the fingerprint
Other finger print information setting electronic payment functions beyond fingerprint.
Optionally, the limitation or cancellation set electronic payment function to other finger print informations beyond the payment fingerprint,
Including：By the Cao Zuoanjian that the payment functions of other fingerprints described in existing correspondence is set from the fingerprint set interface remove or
It is set as inoperable.
To realize above-mentioned target and other related objectives, the present invention provides a kind of secure payment and sets system, including：Fingerprint
Interface function module is set, for showing that fingerprint sets interface in electric terminal, wherein, the fingerprint sets interface to be used to supply people
Machine interaction to the finger print information stored in the electric terminal to be managed；Fingerprint function setup module is paid, in institute
Stating fingerprint sets interface to provide：For creating or being specified from the finger print information operating function of payment fingerprint, the branch
Pay unique authentication fingerprint of the fingerprint as e-payment is carried out by the electric terminal.
Optionally, the system includes：Fingerprint change functional module is paid, for setting interface to provide in the fingerprint：
The function of fingerprint is paid for changing, wherein, it is allowed to the condition of the change includes：Pass through the former checking for paying fingerprint.
Optionally, the fingerprint that pays sets the display mode at interface to be different from other finger print informations in the fingerprint.
Optionally, after the payment fingerprint is set, interface is set to limit or cancel to the payment in the fingerprint
Other finger print information setting electronic payment functions beyond fingerprint.
Optionally, the limitation or cancellation set electronic payment function to other finger print informations beyond the payment fingerprint,
Including：By the Cao Zuoanjian that the payment functions of other fingerprints described in existing correspondence is set from the fingerprint set interface remove or
It is set as inoperable.
To realize above-mentioned target and other related objectives, the present invention provides a kind of electric terminal, including：Display unit, use
In showing that fingerprint sets interface in electric terminal, wherein, the fingerprint sets interface to be used for for man-machine interaction with to the electronics
The finger print information stored in terminal is managed；Processing unit, the display unit is electrically connected with, for single by the display
Member sets interface to provide in the fingerprint：For creating or being specified from the finger print information operating function of payment fingerprint,
The fingerprint that pays is as the unique authentication fingerprint that e-payment is carried out by the electric terminal.
As described above, the present invention provides secure payment method to set up, system and electric terminal, fingerprint is shown in electric terminal
Interface is set, wherein, the fingerprint sets interface to be used for for man-machine interaction with to the finger print information stored in the electric terminal
It is managed；Interface is set to provide in the fingerprint：For creating or being specified from the finger print information behaviour of payment fingerprint
Make function, the fingerprint that pays is as the unique authentication fingerprint that e-payment is carried out by the electric terminal；Compared to existing
The condition for allowing to pay is limited to uniquely specify fingerprint by technology, this case, greatly promotes the security of payment.
Brief description of the drawings
Fig. 1 is shown as the schematic flow sheet of secure payment method to set up in one embodiment of the invention.
Fig. 2 a to Fig. 2 h are shown as the graphical interfaces change schematic diagram of concrete application in one embodiment of the invention.
Fig. 3 is shown as the structural representation that secure payment in one embodiment of the invention sets system.
Fig. 4 is shown as the structural representation of electric terminal in one embodiment of the invention.
Component label instructions
1 secure payment sets system
11 fingerprints set interface function module
12 pay fingerprint function setup module
2 electric terminals
21 display units
22 processing units
S1~S2 method and steps
Embodiment
Illustrate embodiments of the present invention below by way of specific instantiation, those skilled in the art can be by this specification
Disclosed content understands other advantages and effect of the present invention easily.The present invention can also pass through specific realities different in addition
The mode of applying is embodied or practiced, the various details in this specification can also be based on different viewpoints with application, without departing from
Various modifications or alterations are carried out under the spirit of the present invention.It should be noted that in the case where not conflicting, the embodiment in the application
And the feature in embodiment can be mutually combined.
The present invention is applied in the e-payment of electric terminal, the electric terminal be, for example, computer, notebook computer,
Mobile phone and tablet personal computer etc., especially apply includes in the electric terminal with finger print collecting function, methods described：
Show that fingerprint sets interface in electric terminal, wherein, the fingerprint sets interface to be used for for man-machine interaction with to institute
The finger print information stored in electric terminal is stated to be managed；
Interface is set to provide in the fingerprint：For creating or being specified from the finger print information operation of payment fingerprint
Function, the fingerprint that pays is as the unique authentication fingerprint that e-payment is carried out by the electric terminal.
Specific embodiment presented below is so that such scheme to be described in detail：
As shown in figure 1, the present invention provides a kind of secure payment method to set up, including：
Step S1：Show that fingerprint sets interface in electric terminal, wherein, the fingerprint sets interface to be used to supply man-machine interaction
To be managed to the finger print information stored in the electric terminal.
In one embodiment, the man-machine interaction refers to that input information for user shows to realize function and be subject to feedback
Graphical interfaces, it is preferred that the display screen can be touch display screen, have output display and information input function concurrently, when
Right or non-touch screen, and the input unit such as mouse, keyboard is arranged in pairs or groups to realize information input and output display also
Can；It should be noted that it is not single one page graphical window that the fingerprint alleged by the application, which sets interface, also contains it and jumped
Turn for realize the fingerprint set function each page graphical window.
Fingerprint as shown in Figure 2 a is set in interface, it is seen that have " finger 1 "~" and multiple fingerprints such as finger 5 ", certainly,
, can also be without the fingerprint of storage in other embodiment, and user can add and create new fingerprint.
Step S2：Interface is set to provide in the fingerprint：For creating or specifying payment to refer to from the finger print information
The operating function of line, the fingerprint that pays is as the unique authentication fingerprint that e-payment is carried out by the electric terminal.
In one embodiment, hookup 2a embodiment, as shown in Figure 2 b, the displaying work(on determining payment fingerprint
Can, the function can by providing a series of function buttons so that user's click is realized, such as can by Fig. 2 a " addition refers to
Line " button, you can redirect the setting screen shown in Fig. 2 b；Although in the present embodiment, not in above-mentioned existing fingerprint：" finger
1 "~" specified in finger 5 " and pay fingerprint, but add new payment fingerprint, i.e., entitled " right hand forefinger " as depicted
Fingerprint, but in other embodiments, also can be directly in " finger 1 "~" specified in finger 5 " and pay fingerprint, rather than with this implementation
Example is limited.
And then then as shown in Figure 2 c, after pressing " addition pays fingerprint ", can preferably jump out prompting frame and make user true
Recognize, also can be without confirming directly to add or specify to pay fingerprint；And then it can be provided for example shown in Fig. 2 d in such as handset touch panel
One fingerprint acquisition interface gathers payment fingerprint, i.e., described entitled " right hand forefinger " fingerprint.
In one embodiment, it is preferred that also in the fingerprint interface can be set to provide：The work(of fingerprint is paid for changing
Can, wherein, it is allowed to the condition of the change includes：Pass through the former checking for paying fingerprint；Specifically, Fig. 2 e offers can be provided
Interface, hookup 2b~2d embodiment, in the aforementioned embodiment, by " right hand forefinger " as pay fingerprint, in Fig. 2 e
In to change the payment fingerprint, such as be revised as from " right hand forefinger " " finger 2 ", then can for example click in Fig. 2 e " modification
Pay fingerprint " button, and then can be as shown in figure 2f, it is desirable to the former fingerprint (i.e. " right hand forefinger " fingerprint) that pays of input is just agreed to repair
Change, this is more beneficial for safeguarding the uniqueness for paying fingerprint, greatly promotes security；And then as shown in Figure 2 g, when original pays fingerprint
Be verified, you can confirm change pay fingerprint for " finger 2 ", after confirmation, as shown in fig. 2h, " finger 2 " as newly
Pay fingerprint；Preferably, the fingerprint that pays sets the display mode at interface to be different from other finger print informations in the fingerprint, can
Such as display is different from the color of other fingerprint title fonts shown in Fig. 2 h, is not limited to color certainly, can also be font (such as
Size, type) etc..
It is further preferred that after the payment fingerprint is set, interface is set to limit or cancel to institute in the fingerprint
State and pay other finger print information setting electronic payment functions beyond fingerprint, specifically, the limitation or cancellation are to the payment
Other finger print information setting electronic payment functions beyond fingerprint, it may include：By the payment work(of other fingerprints described in existing correspondence
Can setting Cao Zuoanjian from the fingerprint set interface remove or be set as it is inoperable, for example, it is assumed that with the " finger 2 "
, can be by " payment function " corresponding to other fingerprints and its slip selection key on right side in Fig. 2 a embodiment to pay fingerprint
It is inoperable to be arranged to grey, or is not shown directly, so as to limit the checking that other fingerprints are used as payment function.
On the other hand, with above method principle similarly, the present invention may also provide a kind of secure payment and set system, bag
Include：Fingerprint sets interface function module, for showing that fingerprint sets interface in electric terminal, wherein, the fingerprint sets interface
For being managed for man-machine interaction to the finger print information stored in the electric terminal；Fingerprint function setup module is paid,
For setting interface to provide in the fingerprint：For creating or being specified from the finger print information operating work of payment fingerprint
Can, the fingerprint that pays is as the unique authentication fingerprint that e-payment is carried out by the electric terminal.
Illustrate specific embodiment below：
As shown in figure 3, secure payment provided by the invention sets system 1, due to the method for its principle and the present invention substantially
It is no longer repeated for ins and outs in identical therefore generally applicable each embodiment of the method.
The secure payment sets system 1 to include：Fingerprint sets interface function module 11, refers to for being shown in electric terminal
Line sets interface, wherein, the fingerprint sets interface to be used for for man-machine interaction to believe the fingerprint stored in the electric terminal
Breath is managed；Fingerprint function setup module 12 is paid, for setting interface to provide in the fingerprint：For create or from institute
The operating function specified in finger print information and pay fingerprint is stated, the payment fingerprint is used as carries out electronics branch by the electric terminal
The unique authentication fingerprint paid.
In one embodiment, the system 1 may also include：Fingerprint change functional module is paid, for being set in the fingerprint
Interface offer is provided：The function of fingerprint is paid for changing, wherein, it is allowed to the condition of the change includes：Fingerprint is paid by original
Checking.
In one embodiment, the fingerprint that pays sets the display mode at interface to believe different from other fingerprints in the fingerprint
Breath.
In one embodiment, after the payment fingerprint is set, interface is set to limit or cancel to institute in the fingerprint
State and pay other finger print information setting electronic payment functions beyond fingerprint.
In one embodiment, the limitation or cancellation set e-payment to other finger print informations beyond the payment fingerprint
Function, including：The Cao Zuoanjian that the payment function of other fingerprints described in existing correspondence is set is set into interface from the fingerprint
Remove or be set as inoperable.
It should be noted that the above method and system embodiment can all be completed by software programming, and it is equipped on electric terminal
Hardware foundation on realize.
Another further aspect, as shown in figure 4, the present invention may also provide a kind of electric terminal 2, for example, computer, notebook computer,
Mobile phone or tablet personal computer etc., there is provided realize the hardware foundation of function in previous embodiment, the electric terminal 2 includes：
Display unit 21, for showing that fingerprint sets interface in electric terminal 2, wherein, the fingerprint sets interface to be used for
For man-machine interaction to be managed to the finger print information stored in the electric terminal 2；Processing unit 22, it is electrically connected with described aobvious
Show unit 21, for setting interface to provide in the fingerprint by the display unit 21：For creating or from the fingerprint
The operating function for paying fingerprint is specified in information, the fingerprint that pays carries out e-payment as by the electric terminal 2
Unique authentication fingerprint.
In one embodiment, the processing unit may include the chips such as CPU, SoC and circuit, and the display unit may include
Touch-screen or non-tactile display screen etc..
In summary, the present invention provides secure payment method to set up, system and electric terminal, and fingerprint is shown in electric terminal
Interface is set, wherein, the fingerprint sets interface to be used for for man-machine interaction with to the finger print information stored in the electric terminal
It is managed；Interface is set to provide in the fingerprint：For creating or being specified from the finger print information behaviour of payment fingerprint
Make function, the fingerprint that pays is as the unique authentication fingerprint that e-payment is carried out by the electric terminal；Compared to existing
The condition for allowing to pay is limited to uniquely specify fingerprint by technology, this case, greatly promotes the security of payment.
The above-described embodiments merely illustrate the principles and effects of the present invention, not for the limitation present invention.It is any ripe
Know the personage of this technology all can carry out modifications and changes under the spirit and scope without prejudice to the present invention to above-described embodiment.Cause
This, those of ordinary skill in the art is complete without departing from disclosed spirit and institute under technological thought such as
Into all equivalent modifications or change, should by the present invention claim be covered.
Claims (7)
- A kind of 1. secure payment method to set up, it is characterised in that including：Show that fingerprint sets interface in electric terminal, wherein, the fingerprint sets interface to be used for for man-machine interaction with to the electricity The finger print information stored in sub- terminal is managed；Interface is set to provide in the fingerprint：For creating or being specified from the finger print information operating work of payment fingerprint Can, the fingerprint that pays is as the unique authentication fingerprint that e-payment is carried out by the electric terminal；After the payment fingerprint is set, other fingerprints are believed beyond the fingerprint sets interface to cancel to the payment fingerprint Breath setting electronic payment function；Described cancel sets electronic payment function to other finger print informations beyond the payment fingerprint, including：By existing correspondence The Cao Zuoanjian of the payment function setting of other finger print informations sets interface to remove or be set as grasping from the fingerprint Make.
- 2. secure payment method to set up according to claim 1, it is characterised in that including：In the fingerprint, interface is set There is provided：The function of fingerprint is paid for changing, wherein, it is allowed to the condition of the change includes：Pass through the former checking for paying fingerprint.
- 3. secure payment method to set up according to claim 1, it is characterised in that the payment fingerprint is set in the fingerprint The display mode for putting interface is different from other finger print informations.
- 4. a kind of secure payment sets system, it is characterised in that including：Fingerprint sets interface function module, for showing that fingerprint sets interface in electric terminal, wherein, the fingerprint sets interface For being managed for man-machine interaction to the finger print information stored in the electric terminal；Pay fingerprint and functional module is set, for setting interface to provide in the fingerprint：For creating or believing from the fingerprint The operating function for paying fingerprint is specified in breath, the fingerprint that pays carries out the unique of e-payment as by the electric terminal Verify fingerprint；After the payment fingerprint is set, other fingerprints are believed beyond the fingerprint sets interface to cancel to the payment fingerprint Breath setting electronic payment function；Described cancel sets electronic payment function, bag to other finger print informations beyond the payment fingerprint Include：Interface is set to remove or set from the fingerprint Cao Zuoanjian that the payment function of existing correspondence other fingerprints is set It is set to inoperable.
- 5. secure payment according to claim 4 sets system, it is characterised in that including：Pay fingerprint change function mould Block, for setting interface to provide in the fingerprint：The function of fingerprint is paid for changing, wherein, it is allowed to the condition of the change Including：Pass through the former checking for paying fingerprint.
- 6. secure payment according to claim 4 sets system, it is characterised in that the payment fingerprint is set in the fingerprint The display mode for putting interface is different from other finger print informations.
- 7. a kind of electric terminal, it is characterised in that usage right requires that the secure payment in 4-6 described in any one sets system System, including：Display unit, for showing that fingerprint sets interface in electric terminal, wherein, the fingerprint sets interface to be used to supply man-machine friendship Mutually to be managed to the finger print information stored in the electric terminal；Processing unit, the display unit is electrically connected with, for setting interface to provide in the fingerprint by the display unit： For creating or being specified from the finger print information operating function of payment fingerprint, the payment fingerprint, which is used as, passes through the electricity Sub- terminal carries out the unique authentication fingerprint of e-payment.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510640638.6A CN105260637B (en) | 2015-09-30 | 2015-09-30 | Secure payment method to set up, system and electric terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510640638.6A CN105260637B (en) | 2015-09-30 | 2015-09-30 | Secure payment method to set up, system and electric terminal |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN105260637A CN105260637A (en) | 2016-01-20 |
| CN105260637B true CN105260637B (en) | 2018-01-16 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201510640638.6A Active CN105260637B (en) | 2015-09-30 | 2015-09-30 | Secure payment method to set up, system and electric terminal |
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| CN (1) | CN105260637B (en) |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107292147A (en) * | 2016-03-30 | 2017-10-24 | 阿里巴巴集团控股有限公司 | A kind of data processing method, device and intelligent terminal |
| CN106503997A (en) * | 2016-09-30 | 2017-03-15 | 维沃移动通信有限公司 | A kind of method of payment authorization and mobile terminal |
Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103295129A (en) * | 2012-12-28 | 2013-09-11 | 毛德操 | Method for achieving circumstantial evidence type fingerprint payment on cell phones |
| CN104008321A (en) * | 2014-05-28 | 2014-08-27 | 惠州Tcl移动通信有限公司 | Judging method and judging system for identifying user right based on fingerprint for mobile terminal |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10839365B2 (en) * | 2012-03-01 | 2020-11-17 | Paypal, Inc. | Finger print funding source selection |
-
2015
- 2015-09-30 CN CN201510640638.6A patent/CN105260637B/en active Active
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103295129A (en) * | 2012-12-28 | 2013-09-11 | 毛德操 | Method for achieving circumstantial evidence type fingerprint payment on cell phones |
| CN104008321A (en) * | 2014-05-28 | 2014-08-27 | 惠州Tcl移动通信有限公司 | Judging method and judging system for identifying user right based on fingerprint for mobile terminal |
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Effective date of registration: 20200522 Address after: Room 201, floor 2, building 24, No. 10, Jiuxianqiao Road, Chaoyang District, Beijing 100015 Patentee after: Beijing gaohuitong Business Management Co., Ltd Address before: 201616 Shanghai city Songjiang District Sixian Road No. 3666 Patentee before: Phicomm (Shanghai) Co.,Ltd. |