CN107301543A - A kind of method of mobile payment and mobile terminal - Google Patents

A kind of method of mobile payment and mobile terminal Download PDF

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Publication number
CN107301543A
CN107301543A CN201710514887.XA CN201710514887A CN107301543A CN 107301543 A CN107301543 A CN 107301543A CN 201710514887 A CN201710514887 A CN 201710514887A CN 107301543 A CN107301543 A CN 107301543A
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CN
China
Prior art keywords
payment
viewing area
mobile
mobile terminal
finger print
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710514887.XA
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Chinese (zh)
Inventor
魏斌
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Vivo Mobile Communication Co Ltd
Original Assignee
Vivo Mobile Communication Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Vivo Mobile Communication Co Ltd filed Critical Vivo Mobile Communication Co Ltd
Priority to CN201710514887.XA priority Critical patent/CN107301543A/en
Publication of CN107301543A publication Critical patent/CN107301543A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

Abstract

The present invention provides a kind of method of mobile payment and mobile terminal, and this method includes:When breath screen state is in the first viewing area, the payment instruction from payment devices is received;According to the payment instruction, corresponding delivery operation is performed, and payment related information is shown by second viewing area.The method of mobile payment provided by the present invention, payment is moved when breath screen state is in the first viewing area, and payment related information is shown by the second viewing area, while facilitating user to check payment related information, the power consumption of mobile terminal can be reduced.

Description

A kind of method of mobile payment and mobile terminal
Technical field
The present invention relates to communication technical field, more particularly to a kind of method of mobile payment and mobile terminal.
Background technology
As mobile payment technology is increasingly mature, mobile payment is used by increasing user.For example, using movement eventually NFC (Near Field Communication, the near-field communication) payment function at end, can be achieved convenient payment, without carrying Various bank card, mass transit card etc., provide the user conveniently payment services.
But, user checks payment related information, it is necessary to light mobile whole for convenience during mobile payment at present The whole screen at end carries out the display of payment related information, more power consumption.
The content of the invention
The embodiment of the present invention provides a kind of method of mobile payment and mobile terminal, to solve to need a little during mobile payment The problem of whole screen of bright mobile terminal carries out the display, more power consumption of payment related information.
In a first aspect, the embodiments of the invention provide a kind of method of mobile payment, it is described mobile whole applied to mobile terminal Screen is held to include the first viewing area and the second viewing area, the method for mobile payment includes:
When breath screen state is in first viewing area, the payment instruction from payment devices is received;
According to the payment instruction, corresponding delivery operation is performed, and phase is paid by second viewing area display Close information.
Second aspect, the embodiment of the present invention also provides a kind of mobile terminal, and the mobile terminal screen includes the first display Region and the second viewing area, the mobile terminal also include:
Receiving module, during for being in breath screen state in first viewing area, receives the payment from payment devices Instruction;
Payment module, for according to the payment instruction, performing corresponding delivery operation, and pass through second viewing area Domain shows payment related information.
The third aspect, the embodiment of the present invention also provides a kind of mobile terminal, including:
One or more processors;
Memory;And
One or more programs, wherein, one or more of programs are stored in the memory, and are configured Into by one or more of computing devices, the step in above-mentioned method of mobile payment is realized when described program is performed.
Fourth aspect, the embodiment of the present invention also provides a kind of computer-readable recording medium, is stored thereon with computer journey Sequence, the computer program realizes the step in above-mentioned method of mobile payment when being executed by processor.
So, in the embodiment of the present invention, during by being in breath screen state in first viewing area, receive from payment The payment instruction of equipment;According to the payment instruction, corresponding delivery operation is performed, and show by second viewing area Payment related information.The embodiment of the present invention moves payment when breath screen state is in the first viewing area, and passes through second Viewing area shows payment related information, while facilitating user to check payment related information, can reduce mobile terminal Power consumption.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below will be to needed for description of the embodiment of the present invention The accompanying drawing to be used is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the present invention, For those of ordinary skill in the art, without having to pay creative labor, it can also be obtained according to these accompanying drawings Obtain other accompanying drawings.
Fig. 1 is the flow chart of method of mobile payment provided in an embodiment of the present invention;
Fig. 2 is the flow chart for the method for mobile payment that further embodiment of this invention is provided;
Fig. 3 is one of schematic diagram of mobile terminal screen display content provided in an embodiment of the present invention;
Fig. 4 is the two of the schematic diagram of mobile terminal screen display content provided in an embodiment of the present invention;
Fig. 5 is the three of the schematic diagram of mobile terminal screen display content provided in an embodiment of the present invention;
Fig. 6 is the four of the schematic diagram of mobile terminal screen display content provided in an embodiment of the present invention;
Fig. 7 is the five of the schematic diagram of mobile terminal screen display content provided in an embodiment of the present invention;
Fig. 8 is the six of the schematic diagram of mobile terminal screen display content provided in an embodiment of the present invention;
Fig. 9 is the seven of the schematic diagram of mobile terminal screen display content provided in an embodiment of the present invention;
Figure 10 is the eight of the schematic diagram of mobile terminal screen display content provided in an embodiment of the present invention;
Figure 11 is the nine of the schematic diagram of mobile terminal screen display content provided in an embodiment of the present invention;
Figure 12 is one of structure chart of mobile terminal provided in an embodiment of the present invention;
Figure 13 is the two of the structure chart of mobile terminal provided in an embodiment of the present invention;
Figure 14 is the three of the structure chart of mobile terminal provided in an embodiment of the present invention;
Figure 15 is the structure chart for the mobile terminal that further embodiment of this invention is provided.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Site preparation is described, it is clear that described embodiment is a part of embodiment of the invention, rather than whole embodiments.Based on this hair Embodiment in bright, the every other implementation that those of ordinary skill in the art are obtained under the premise of creative work is not made Example, belongs to the scope of protection of the invention.
The embodiments of the invention provide a kind of method of mobile payment.The method of mobile payment is applied to mobile terminal, described Mobile terminal screen, which includes mobile terminal screen, includes the first viewing area and the second viewing area.
It should be noted that in the present embodiment, the first viewing area and the second viewing area both can independently be carried out It has been shown that, can also show to form full-screen effect jointly.The method of mobile payment of the present embodiment can be in the first viewing area Domain moves payment when being in breath screen state, and shows payment related information by the second viewing area, straight meeting user See the power consumption that mobile terminal is reduced while checking payment related information.
Referring to Fig. 1, Fig. 1 is the flow chart of method of mobile payment provided in an embodiment of the present invention, as shown in figure 1, including with Lower step:
Step 101, the first viewing area be in breath screen state when, receive the payment instruction from payment devices.
In the present embodiment, above-mentioned payment devices can be POS, traffic gate etc., and payment instruction can include to be paid The pay invoice information such as the amount of money, beneficiary account.Specifically, the present embodiment can be received when mobile terminal is close to payment devices Payment instruction from payment devices.
Step 102, according to the payment instruction, perform corresponding delivery operation, and aobvious by second viewing area Show payment related information.
In the present embodiment, during mobile payment, payment related information is shown by the second viewing area, to facilitate use Payment related information is checked at family, or performs respective operations for payment related information, if for example, payment related information is including multiple Payment account, user then optionally can select a payment account to carry out delivery operation from multiple mobile payment accounts.
Specifically, when the present embodiment can be in breath screen state in the first viewing area, when needing mobile payment, passing through Second viewing area shows payment related information, facilitates user to check payment related information taking into account, or for paying related letter While breath performs respective operations, it is possible to reduce the power consumption of mobile terminal.
In the present embodiment, above-mentioned mobile terminal can be mobile phone, tablet personal computer (Tablet Personal Computer), Laptop computer (Laptop Computer), personal digital assistant (personal digital assistant, abbreviation PDA), Mobile Internet access device (Mobile Internet Device, MID) or wearable device (Wearable Device) etc..
The method of mobile payment of the embodiment of the present invention, when breath screen state is in the first viewing area, is received from payment The payment instruction of equipment;According to the payment instruction, corresponding delivery operation is performed, and show by second viewing area Payment related information.The embodiment of the present invention moves payment when breath screen state is in the first viewing area, and passes through second Viewing area shows payment related information, while facilitating user to check payment related information, can reduce mobile terminal Power consumption.
In some alternative embodiments, the payment related information includes the accounts information of at least one mobile payment account And/or mobile payment result.
In the present embodiment, the accounts information of mobile payment account can include the card number and/or card class of mobile payment account Type etc., wherein, Card Type can be bank card, transportation card etc..Mobile payment result can include payment and/or pay shape State etc., wherein, pay status includes paying successfully or pays failure.
In some alternative embodiments, the mobile terminal also includes fingerprint collecting module, and the mobile terminal also includes After fingerprint collecting module, payment instruction of the reception from payment devices, methods described also includes:Adopted by the fingerprint Collection module gathers the finger print information for mobile payment certification;
Accordingly, according to the payment instruction, corresponding delivery operation is performed, and show by second viewing area Payment related information, including:When the finger print information gathered in the fingerprint collecting module is verified, referred to according to the payment Order, performs corresponding delivery operation, and show payment related information by second viewing area.
In order to improve the security of mobile payment, the present embodiment can control fingerprint collecting mould when needing mobile payment Group is in running order, and gathers the finger print information for mobile payment certification by fingerprint collecting module.Specifically, can be Finger print information certification by when perform mobile payment operate, to improve the security of mobile payment.
In some alternative embodiments, the fingerprint collecting module is located at second viewing area.
, can be integrally disposed by fingerprint collecting module and the display module of the second viewing area in the present embodiment, so as to It is user-friendly while the finger of user touches the second viewing area, to gather the finger print information of user.
It is described that payment related information is shown by second viewing area in some alternative embodiments, including:Using Gray scale display pattern, payment related information is shown in second viewing area.
In the present embodiment, gray scale display pattern refers to only be shown by black and white, further to reduce second The electric quantity consumption of viewing area.
In some alternative embodiments, the mobile payment pays for NFC.
It should be noted that above-mentioned all optional technical schemes can form the optional implementation of the present invention using any combination Example, this is no longer going to repeat them.
Referring to Fig. 2, Fig. 2 is the flow chart for the method for mobile payment that further embodiment of this invention is provided.The embodiment of the present invention Difference with a upper embodiment is essentially consisted according to the payment instruction, performing corresponding delivery operation, and passes through described the Two viewing areas show that payment related information is further limited, in the present embodiment, described according to the payment instruction, perform Corresponding delivery operation, and payment related information is shown by second viewing area, including:In the collection of fingerprint collecting module Finger print information when being verified, according to finger print information and the corresponding relation of payment account, it is determined that with the fingerprint collecting module The corresponding target payment account of finger print information of collection;The letter of the target payment account is shown by second viewing area Breath;According to the payment instruction, delivery operation is carried out using the target payment account;Shown by second viewing area Mobile payment result.
As shown in Fig. 2 the method for mobile payment that the present invention implements to provide comprises the following steps:
Step 201, the first viewing area be in breath screen state when, receive the payment instruction from payment devices.
It should be noted that when being in breath screen state in the first viewing area, the second viewing area may be at breath screen State, can also be in illuminating state.
It is described to be paid according to described when breath screen state is in second viewing area in some alternative embodiments Instruction, performs corresponding delivery operation, and before showing payment related information by second viewing area, methods described is also Including:When receiving the predetermined registration operation to the mobile terminal, or, detect when there are payment devices in pre-determined distance, point Bright second viewing area.
In the present embodiment, the predetermined registration operation to the mobile terminal can include:To the physical button of the mobile terminal The first predetermined registration operation;Or to the second predetermined registration operation of the mobile terminal screen;Or to the second of the mobile terminal 3rd predetermined registration operation of viewing area.Specifically, can be to the first predetermined registration operation of the physical button of the mobile terminal pair Long-press operation, adopting consecutive click chemical reaction operation of volume key, the HOME keys of mobile terminal etc. etc., it is pre- to the second of the mobile terminal screen If operation can be the slide to the mobile terminal screen, long-press operation, weight operation etc., to the mobile terminal 3rd predetermined registration operation of the second viewing area can be the slide to second viewing area, long-press operation, weight behaviour Make etc..
In the present embodiment, the terminal device of preset kind can be the terminal device matched with mobile payment particular type, For example, mobile payment pays for NFC, then the terminal device of preset kind can be the terminal device for supporting NFC to pay, for example POS, traffic gate etc..So that NFC is paid as an example, the present embodiment can detect pre-determined distance by the NFC module of mobile terminal Inside whether there is the terminal device of preset kind, can be specifically by detecting whether the terminal of entrance preset kind is set mobile terminal Standby radiofrequency field, can also be by detecting whether that the terminal of preset kind enters the radiofrequency field of mobile terminal itself, this implementation Example is not limited this.It should be noted that the present embodiment can also be lighted when receiving from the payment instruction of payment devices Second viewing area.
Step 202, the finger print information for mobile payment certification gathered by fingerprint collecting module.
In the present embodiment, in order to improve the security of mobile payment, mobile terminal also includes fingerprint collecting module, by this Finger print acquisition module can gather the finger print information for mobile payment certification.Specifically, the fingerprint collecting module can be with integrated In the HOME keys of mobile terminal, or it is integrated in rear shell of mobile terminal etc..In the present embodiment, user operates for convenience, can So that the fingerprint collecting module and the display module of the second viewing area is integrally disposed, so as to be touched in the finger of user While second viewing area, the finger print information of user is gathered.
When step 203, the finger print information gathered in the fingerprint collecting module are verified, according to finger print information with paying The corresponding relation of account, it is determined that target payment account corresponding with the finger print information that the fingerprint collecting module is gathered.
Step 204, the information for showing by the second viewing area the target payment account.
, can be in advance by the finger print information of the different fingers of user for above-mentioned steps 203 and step 204 in the present embodiment Corresponded to different payment accounts.For example, the finger print information correspondence bank card account of forefinger, the finger print information correspondence of middle finger is handed over Logical card account, so as to during mobile payment, if detecting the finger print information of user's forefinger, pass through the second viewing area Domain shows the bank card account of user, if detecting the finger print information of user's middle finger, and user is shown by the second viewing area Transportation card account, so as to facilitate user quickly to select payment account.
It should be noted that target payment account can be one or multiple.Optionally, paid a bill in target branch When family is multiple, the account to be paid that user selects from the multiple target payment account is determined, and by described to be paid Account is paid.For example, when target payment account is multiple bank card accounts, user can be from multiple bank card accounts Any one bank card account is selected to be paid.
Optionally, in order to improve mobile payment efficiency, the present embodiment can also be in advance by finger print information and payment account one One correspondence, so as to directly be paid using the corresponding payment account of finger print information of collection.
For example, the finger print information correspondence bank card a accounts of forefinger, the finger print information correspondence bank card b accounts of middle finger are unknown The finger print information correspondence bank card c accounts of finger, the finger print information correspondence transportation card account of thumb, so as in mobile payment During, if detecting the finger print information of user's forefinger, the bank card a accounts of user are shown by the second viewing area, and Directly mobile payment can be performed by bank card a accounts to operate, if detecting the finger print information of user's middle finger, pass through second Viewing area shows the bank card b accounts of user, it is possible to directly performs mobile payment by bank card b accounts and operates;If inspection The finger print information of user's thumb is measured, then the transportation card account of user is shown by the second viewing area, it is possible to is directly led to Cross transportation card account and perform mobile payment operation.
Step 205, according to the payment instruction, utilize the target payment account to carry out delivery operation.
Step 206, pass through second viewing area show mobile payment result.
In the present embodiment, mobile payment result can include payment and/or pay status etc., wherein, pay status Including paying successfully or paying failure.
The method of mobile payment of the embodiment of the present invention, during by being in breath screen state in the first viewing area, reception comes from The payment instruction of payment devices;Finger print information for mobile payment certification is gathered by fingerprint collecting module;In the fingerprint The finger print information of collection module collection is when being verified, according to finger print information and the corresponding relation of payment account, it is determined that with it is described The corresponding target payment account of finger print information of fingerprint collecting module collection;Show that the target is paid by the second viewing area The information of account;According to the payment instruction, delivery operation is carried out using the target payment account;Shown by described second Region shows mobile payment result.The present embodiment by corresponding to different target accounts in advance to different finger print informations so that Target payment account corresponding with the finger print information gathered can be only shown, facilitates user quickly to select payment account to be propped up Pay, improve mobile payment efficiency.
The embodiment of the present invention is illustrated with specific example below:
Referring to Fig. 3 to Fig. 8, the present embodiment, can be by mobile terminal when mobile terminal screen is closed The second viewing area slip gesture, actively has adjusted completion be directed to POS mobile payment.Referring to Fig. 3, mobile terminal screen Including the first viewing area and the second viewing area, the method for mobile payment of the present embodiment specifically includes following steps:
Step a1, it is closed in mobile terminal screen, if detecting the predetermined registration operation to the second viewing area, Mobile payment account is shown by the second viewing area.
Can be from left to right sliding full second viewing area to the predetermined registration operation of the second viewing area in the present embodiment.Tool Body, when detecting the predetermined registration operation to the second viewing area, the second viewing area can be controlled in running order, i.e. point Bright second viewing area, and bank card account is shown by the second viewing area, for example, can be in the second viewing area right side region Domain show bank card account list, left field slidably, so that user selects the bank card account to be paid for mobile payment Family, referring to Fig. 4 and Fig. 5.
Step a2, the bank card account to be paid for determining selection, and fingerprint pattern is shown in the second viewing area, to gather Finger print information carries out finger print identifying.
Specifically, referring to Fig. 6, can be second when it is determined that the bank card account to be paid of user's selection is bank card A The right side area of viewing area shows bank card A, and the left field in the second viewing area shows fingerprint pattern, so that user can So that finger is placed in into the finger print information that the fingerprint pattern sentences collection user.After the finger print information of user is collected, to user Finger print information be authenticated.
It should be noted that the present embodiment can also gather user simultaneously during user slides the second viewing area Finger print information and be authenticated.
Step a3, finger print identifying are by rear, and prompting mobile terminal is close to POS, to complete to pay.
Referring to Fig. 7, the present embodiment can be in finger print identifying by rear, in the second viewing area display reminding information, to carry Show user by mobile terminal close to POS, to complete to pay.Specifically, when mobile terminal is close to POS, can receive and From the payment instruction of POS, so as to move payment using bank card account to be paid according to payment instruction.
Step a4, after paying successfully, the second viewing area of mobile terminal shows mobile payment result.
Referring to Fig. 8, the present embodiment can be paid successfully in the display of the second viewing area, can also show payment etc..
The present embodiment in the case where mobile terminal screen is closed can quick payment, without lighting the first viewing area, Breath screen is completed merely with the second viewing area to pay, and saves electricity.
Optionally, the present embodiment, can also be by passively adjusting when mobile terminal screen is closed close to POS Rise and complete mobile payment, specifically include following steps:
Step b1, when mobile terminal screen is closed, it is aobvious by second if mobile terminal is close to POS Show that region shows mobile payment account.
Specifically, the radiofrequency field of POS can be entered in mobile terminal, or POS enters penetrating for mobile terminal itself During frequency field, the second viewing area is lighted, and bank card account is shown by the second viewing area, for example, can be in the second display Region right side area shows bank card account list, left field slidably, for user select for mobile payment wait prop up Bank card account is paid, referring to Fig. 4 and Fig. 5.
Step b2, the bank card account to be paid for determining selection, and fingerprint pattern is shown in the second viewing area, to gather Finger print information carries out finger print identifying.
, can be aobvious second it is determined that during the non-bank card A of the bank card account to be paid of user's selection specifically, referring to 6 Show that the right side area in region shows bank card A, the left field in the second viewing area shows fingerprint pattern, so that user can be with Finger is placed in the finger print information that the fingerprint pattern sentences collection user.After the finger print information of user is collected, to user's Finger print information is authenticated.
Step b3, finger print identifying are by rear, and prompting mobile terminal is close to POS, to complete to pay.
Referring to Fig. 7, the present embodiment can be in finger print identifying by rear, in the second viewing area display reminding information, to carry Show user by mobile terminal close to POS, to complete to pay.Specifically, when mobile terminal is close to POS, can receive and From the payment instruction of POS, so as to move payment using bank card account to be paid according to payment instruction.
It should be noted that the present embodiment can also obtain pay invoice information in above-mentioned steps b1, so as to Finger print identifying passes through rear direct execution delivery operation.
Step b4, pay successfully after, mobile phone display pay complete.
Referring to Fig. 8, the present embodiment can be paid successfully in the display of the second viewing area, can also show payment etc..
The present embodiment in the case where mobile terminal screen is closed can quick payment, without lighting the first viewing area, Paid without actively having adjusted mobile payment, but having been sensed using POS and combine the second viewing area completion breath screen, save electric Amount.
Referring to Fig. 9 to Figure 11, the present embodiment can utilize the second viewing area when mobile terminal screen is closed Domain completes the mobile payment for traffic gate, specifically includes following steps:
Step c1, it is closed in mobile terminal screen, it is aobvious second if mobile terminal senses traffic gate Show that region shows transportation card account.
Referring to Fig. 9, specifically, the radiofrequency field of traffic gate can be entered in mobile terminal, or traffic gate enters shifting During the radiofrequency field of dynamic terminal itself, the second viewing area of control is in running order, that is, lights the second viewing area, and passes through the Two viewing areas show transportation card account.
Step c2, complete mobile payment after, the second viewing area show mobile payment result.
Referring to Figure 10, after user is swiped the card by mobile terminal and moves payment, it can be shown in the second viewing area Swipe the card success.
Step c3, display are swiped the card the amount of money, referring to Figure 11.
The present embodiment in the case where mobile terminal screen is closed can quick payment, without lighting the first viewing area, Show that content of swiping the card is convenient using the second viewing area, save operation.
The embodiment of the present invention additionally provides a kind of mobile terminal, and the mobile terminal screen includes the first viewing area and the Two viewing areas.Referring to Figure 12, Figure 12 is the structure chart for the mobile terminal that the present invention implements offer, as shown in figure 12, mobile whole End 1200 includes receiving module 1201 and payment module 1202, wherein:
Receiving module 1201, during for being in breath screen state in first viewing area, is received from payment devices Payment instruction;
Payment module 1202, for according to the payment instruction, performing corresponding delivery operation, and it is aobvious by described second Show that region shows payment related information.
Optionally, the payment related information includes the accounts information and/or mobile branch of at least one mobile payment account Pay result.
Optionally, referring to Figure 13, the mobile terminal 1 200 also includes fingerprint collecting module, and the mobile terminal 1 200 is also Including:Finger print acquisition module 1203, after the payment instruction of the reception from payment devices, passes through the fingerprint collecting Module gathers the finger print information for mobile payment certification;
The payment module 1202 includes:Submodule 12021 is paid, for the fingerprint gathered in the fingerprint collecting module Information Authentication by when, according to the payment instruction, perform corresponding delivery operation, and show by second viewing area Payment related information.
Optionally, the fingerprint collecting module is located at second viewing area.
Optionally, it is described payment submodule 12021 specifically for:The finger print information gathered in the fingerprint collecting module is tested When card passes through, according to finger print information and the corresponding relation of payment account, it is determined that believing with the fingerprint that the fingerprint collecting module is gathered Cease corresponding target payment account;The information of the target payment account is shown by second viewing area;According to described Payment instruction, delivery operation is carried out using the target payment account;Mobile payment knot is shown by second viewing area Really.
Optionally, referring to Figure 14, the mobile terminal also includes:Module 1204 is lighted, in second viewing area It is described according to the payment instruction when domain is in breath screen state, corresponding delivery operation is performed, and pass through second viewing area Domain is shown before payment related information, when receiving the predetermined registration operation to the mobile terminal, or, detect in pre-determined distance When there are payment devices, second viewing area is lighted.
Optionally, the payment module 1202 specifically for:It is aobvious in second viewing area using gray scale display pattern Show payment related information.
Mobile terminal 1 200 can realize each process that mobile terminal is realized in Fig. 1 to Fig. 2 embodiment of the method, to keep away Exempt to repeat, repeat no more here.
The mobile terminal 1 200 of the embodiment of the present invention, is in breath in first viewing area by receiving module 1201 and shields During state, the payment instruction from payment devices is received;Payment module 1202 performs corresponding pay according to the payment instruction Operation, and payment related information is shown by second viewing area.The embodiment of the present invention is in breath in the first viewing area Payment is moved during screen state, and payment related information is shown by the second viewing area, payment phase is checked facilitating user While closing information, the power consumption of mobile terminal can be reduced.
Referring to Figure 15, Figure 15 is the structure chart of the another mobile terminal for implementing to provide of the present invention, as shown in figure 15, mobile whole End 1500 includes:At least one processor 1501, memory 1502, at least one network interface 1504 and user interface 1503. Each component in mobile terminal 1 500 is coupled by bus system 1505.It is understood that bus system 1505 is used in fact Connection communication between these existing components.Bus system 1505 is in addition to including data/address bus, in addition to power bus, control are always Line and status signal bus in addition.But for the sake of clear explanation, various buses are all designated as bus system 1505 in fig .15.
Wherein, user interface 1503 can include display, keyboard or pointing device (for example, mouse, trace ball (trackball), touch-sensitive plate or touch-screen etc..
It is appreciated that the memory 1502 in the embodiment of the present invention can be volatile memory or non-volatile memories Device, or may include both volatibility and nonvolatile memory.Wherein, nonvolatile memory can be read-only storage (Read-Only Memory, ROM), programmable read only memory (Programmable ROM, PROM), erasable programmable are only Read memory (Erasable PROM, EPROM), Electrically Erasable Read Only Memory (Electrically EPROM, ) or flash memory EEPROM.Volatile memory can be random access memory (Random Access Memory, RAM), and it is used Make External Cache.By exemplary but be not restricted explanation, the RAM of many forms can use, such as static random-access Memory (Static RAM, SRAM), dynamic random access memory (Dynamic RAM, DRAM), synchronous dynamic random-access Memory (Synchronous DRAM, SDRAM), double data speed synchronous dynamic RAM (Double Data Rate SDRAM, DDRSDRAM), it is enhanced Synchronous Dynamic Random Access Memory (Enhanced SDRAM, ESDRAM), synchronous Connect dynamic random access memory (Synchlink DRAM, SLDRAM) and direct rambus random access memory (Direct Rambus RAM, DRRAM).The memory 1502 of system and method described herein be intended to including but not limited to this The memory of a little and any other suitable type.
In some embodiments, memory 1502 stores following element, can perform module or data structure, or Their subset of person, or their superset:Operating system 15021 and application program 15022.
Wherein, operating system 15021, comprising various system programs, such as ccf layer, core library layer, driving layer, are used for Realize various basic businesses and handle hardware based task.Application program 15022, includes various application programs, such as matchmaker Body player (Media Player), browser (Browser) etc., for realizing various applied business.Realize that the present invention is implemented The program of example method may be embodied in application program 15022.
In embodiments of the present invention, by calling program or the instruction of the storage of memory 1502, specifically, can be application The program stored in program 15022 or instruction, processor 1501 are used for:When breath screen state is in the first viewing area, receive Payment instruction from payment devices;According to the payment instruction, corresponding delivery operation is performed, and show by described second Region shows payment related information.
The method that the embodiments of the present invention are disclosed can apply in processor 1501, or real by processor 1501 It is existing.Processor 1501 is probably a kind of IC chip, the disposal ability with signal.In implementation process, the above method Each step can be completed by the instruction of the integrated logic circuit of the hardware in processor 1501 or software form.Above-mentioned Processor 1501 can be general processor, digital signal processor (Digital Signal Processor, DSP), special Integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field Programmable Gate Array, FPGA) or other PLDs, discrete gate or transistor logic, Discrete hardware components.It can realize or perform disclosed each method, step and the logic diagram in the embodiment of the present invention.It is general Processor can be microprocessor or the processor can also be any conventional processor etc..With reference to institute of the embodiment of the present invention The step of disclosed method, can be embodied directly in hardware decoding processor and perform completion, or with the hardware in decoding processor And software module combination performs completion.Software module can be located at random access memory, and flash memory, read-only storage may be programmed read-only In the ripe storage medium in this area such as memory or electrically erasable programmable memory, register.The storage medium is located at Memory 1502, processor 1501 reads the information in memory 1502, the step of completing the above method with reference to its hardware.
It is understood that embodiments described herein can with hardware, software, firmware, middleware, microcode or its Combine to realize.Realized for hardware, processing unit can be realized in one or more application specific integrated circuit (Application Specific Integrated Circuits, ASIC), digital signal processor (Digital Signal Processing, DSP), digital signal processing appts (DSP Device, DSPD), programmable logic device (Programmable Logic Device, PLD), field programmable gate array (Field-Programmable Gate Array, FPGA), general processor, In controller, microcontroller, microprocessor, other electronic units for performing herein described function or its combination.
Realize, can be realized by performing the module (such as process, function) of function described herein herein for software Described technology.Software code is storable in memory and by computing device.Memory can within a processor or Realized outside processor.
Optionally, the payment related information includes the accounts information and/or mobile branch of at least one mobile payment account Pay result.
Optionally, the mobile terminal also includes fingerprint collecting module, and processor 1501 is additionally operable to:It is described to receive from branch After the payment instruction of dispensing apparatus, the finger print information for mobile payment certification is gathered by the fingerprint collecting module;Processing Device 1501 performs described according to the payment instruction, performs corresponding delivery operation, and show by second viewing area Payment related information, including:
When the finger print information gathered in the fingerprint collecting module is verified, according to the payment instruction, perform corresponding Delivery operation, and pass through second viewing area show payment related information.
Optionally, the fingerprint collecting module is located at second viewing area.
Optionally, when processor 1501 performs the finger print information gathered in the fingerprint collecting module and is verified, According to the payment instruction, corresponding delivery operation is performed, and payment related information, bag are shown by second viewing area Include:When the finger print information gathered in the fingerprint collecting module is verified, closed according to finger print information is corresponding with payment account System, it is determined that target payment account corresponding with the finger print information that the fingerprint collecting module is gathered;Pass through second viewing area Domain shows the information of the target payment account;According to the payment instruction, payment behaviour is carried out using the target payment account Make;Mobile payment result is shown by second viewing area.
Optionally, processor 1501 is additionally operable to:When breath screen state is in second viewing area, described in the basis Payment instruction, performs corresponding delivery operation, and before showing payment related information by second viewing area, works as reception To the predetermined registration operation to the mobile terminal, or, detect when there are payment devices in pre-determined distance, light described second and show Show region.
Optionally, processor 1501 perform it is described payment related information is shown by second viewing area, including:Adopt Gray scale display pattern is used, payment related information is shown in second viewing area.
Optionally, the mobile payment pays for NFC.
Mobile terminal 1 500 can realize each process that mobile terminal is realized in previous embodiment, to avoid repeating, this In repeat no more.
The mobile terminal 1 500 of the embodiment of the present invention, when breath screen state is in the first viewing area, is received from payment The payment instruction of equipment;According to the payment instruction, corresponding delivery operation is performed, and show by second viewing area Payment related information.The embodiment of the present invention moves payment when breath screen state is in the first viewing area, and passes through second Viewing area shows payment related information, while facilitating user to check payment related information, can reduce mobile terminal Power consumption.
The embodiment of the present invention also provides a kind of computer-readable recording medium, is stored thereon with computer program, the meter Calculation machine program realizes the step in the method for mobile payment of any of the above-described embodiment of the method when being executed by processor.
Those of ordinary skill in the art are it is to be appreciated that the list of each example described with reference to the embodiments described herein Member and algorithm steps, can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually Performed with hardware or software mode, depending on the application-specific and design constraint of technical scheme.Professional and technical personnel Described function can be realized using distinct methods to each specific application, but this realization is it is not considered that exceed The scope of the present invention.
It is apparent to those skilled in the art that, for convenience and simplicity of description, the system of foregoing description, The specific work process of device and unit, may be referred to the corresponding process in preceding method embodiment, will not be repeated here.
In embodiment provided herein, it should be understood that disclosed apparatus and method, others can be passed through Mode is realized.For example, device embodiment described above is only schematical, for example, the division of the unit, is only A kind of division of logic function, can there is other dividing mode when actually realizing, such as multiple units or component can combine or Person is desirably integrated into another system, or some features can be ignored, or does not perform.Another, shown or discussed is mutual Between coupling or direct-coupling or communication connection can be the INDIRECT COUPLING or communication link of device or unit by some interfaces Connect, can be electrical, machinery or other forms.
The unit illustrated as separating component can be or may not be it is physically separate, it is aobvious as unit The part shown can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple On NE.Some or all of unit therein can be selected to realize scheme of the embodiment of the present invention according to the actual needs Purpose.
In addition, each functional unit in each embodiment of the invention can be integrated in a processing unit, can also That unit is individually physically present, can also two or more units it is integrated in a unit.
If the function is realized using in the form of SFU software functional unit and is used as independent production marketing or in use, can be with It is stored in a computer read/write memory medium.Understood based on such, technical scheme is substantially in other words The part contributed to prior art or the part of the technical scheme can be embodied in the form of software product, the meter Calculation machine software product is stored in a storage medium, including some instructions are to cause a computer equipment (can be individual People's computer, server, or network equipment etc.) perform all or part of step of each of the invention embodiment methods described. And foregoing storage medium includes:USB flash disk, mobile hard disk, ROM, RAM, magnetic disc or CD etc. are various can be with store program codes Medium.
The foregoing is only a specific embodiment of the invention, but protection scope of the present invention is not limited thereto, any Those familiar with the art the invention discloses technical scope in, change or replacement can be readily occurred in, should all be contained Cover within protection scope of the present invention.Therefore, protection scope of the present invention should be defined by scope of the claims.

Claims (16)

1. a kind of method of mobile payment, applied to mobile terminal, it is characterised in that the mobile terminal screen includes the first display Region and the second viewing area, the method for mobile payment include:
When breath screen state is in first viewing area, the payment instruction from payment devices is received;
According to the payment instruction, corresponding delivery operation is performed, and related letter is paid by second viewing area display Breath.
2. method of mobile payment according to claim 1, it is characterised in that the payment related information includes at least one The accounts information and/or mobile payment result of mobile payment account.
3. method of mobile payment according to claim 1, it is characterised in that the mobile terminal also includes fingerprint collecting mould After group, payment instruction of the reception from payment devices, methods described also includes:
The finger print information for mobile payment certification is gathered by the fingerprint collecting module;
According to the payment instruction, corresponding delivery operation is performed, and related letter is paid by second viewing area display Breath, including:
When the finger print information gathered in the fingerprint collecting module is verified, according to the payment instruction, corresponding branch is performed Operation is paid, and payment related information is shown by second viewing area.
4. method of mobile payment according to claim 3, it is characterised in that the fingerprint collecting module is located at described second Viewing area.
5. method of mobile payment according to claim 3, it is characterised in that described to gather in the fingerprint collecting module When finger print information is verified, according to the payment instruction, corresponding delivery operation is performed, and pass through second viewing area Payment related information is shown, including:
When the finger print information gathered in the fingerprint collecting module is verified, closed according to finger print information is corresponding with payment account System, it is determined that target payment account corresponding with the finger print information that the fingerprint collecting module is gathered;
The information of the target payment account is shown by second viewing area;
According to the payment instruction, delivery operation is carried out using the target payment account;
Mobile payment result is shown by second viewing area.
6. the method for mobile payment according to any one of claim 1-5, it is characterised in that in second viewing area It is described according to the payment instruction during in breath screen state, corresponding delivery operation is performed, and pass through second viewing area Show before payment related information, methods described also includes:
When receiving the predetermined registration operation to the mobile terminal, or, detect when there are payment devices in pre-determined distance, light Second viewing area.
7. the method for mobile payment according to any one of claim 1-5, it is characterised in that described aobvious by described second Show that region shows payment related information, including:
Using gray scale display pattern, payment related information is shown in second viewing area.
8. a kind of mobile terminal, it is characterised in that the mobile terminal screen includes the first viewing area and the second viewing area, The mobile terminal also includes:
Receiving module, during for being in breath screen state in first viewing area, receives the payment instruction from payment devices;
Payment module, for according to the payment instruction, performing corresponding delivery operation, and it is aobvious by second viewing area Show payment related information.
9. mobile terminal according to claim 8, it is characterised in that the payment related information is moved including at least one The accounts information and/or mobile payment result of payment account.
10. mobile terminal according to claim 9, it is characterised in that the mobile terminal also includes fingerprint collecting module;
Finger print acquisition module, after the payment instruction of the reception from payment devices, passes through the fingerprint collecting module Gather the finger print information for mobile payment certification;
The payment module includes:Submodule is paid, the finger print information for being gathered in the fingerprint collecting module is verified When, according to the payment instruction, corresponding delivery operation is performed, and related letter is paid by second viewing area display Breath.
11. mobile terminal according to claim 10, it is characterised in that the fingerprint collecting module shows located at described second Show region.
12. mobile terminal according to claim 10, it is characterised in that the payment submodule specifically for:
When the finger print information gathered in the fingerprint collecting module is verified, closed according to finger print information is corresponding with payment account System, it is determined that target payment account corresponding with the finger print information that the fingerprint collecting module is gathered;
The information of the target payment account is shown by second viewing area;
According to the payment instruction, delivery operation is carried out using the target payment account;
Mobile payment result is shown by second viewing area.
13. the mobile terminal according to any one of claim 8-12, it is characterised in that the mobile terminal also includes:
Module is lighted, it is described according to the payment instruction during for being in breath screen state in second viewing area, perform phase The delivery operation answered, and before showing payment related information by second viewing area, when receive to it is described it is mobile eventually The predetermined registration operation at end, or, detect when there are payment devices in pre-determined distance, light second viewing area.
14. the mobile terminal according to any one of claim 8-12, it is characterised in that the payment module is specifically used In:Using gray scale display pattern, payment related information is shown in second viewing area.
15. a kind of mobile terminal, including:
One or more processors;
Memory;And
One or more programs, wherein, one or more of programs are stored in the memory, and be configured to by One or more of computing devices, it is characterised in that any one of claim 1-7 institutes are realized when described program is performed Step in the method for mobile payment stated.
16. a kind of computer-readable recording medium, is stored thereon with computer program, it is characterised in that the computer program The step in the method for mobile payment any one of claim 1-7 is realized when being executed by processor.
CN201710514887.XA 2017-06-29 2017-06-29 A kind of method of mobile payment and mobile terminal Pending CN107301543A (en)

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CN108090338A (en) * 2017-12-27 2018-05-29 深圳信炜科技有限公司 Electronic equipment
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CN115038032B (en) * 2021-12-01 2023-01-17 荣耀终端有限公司 Subway trip detection method and electronic equipment

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Application publication date: 20171027