CN106886894A - One kind pays strategy and suggestion method and mobile terminal - Google Patents
One kind pays strategy and suggestion method and mobile terminal Download PDFInfo
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- CN106886894A CN106886894A CN201710094568.8A CN201710094568A CN106886894A CN 106886894 A CN106886894 A CN 106886894A CN 201710094568 A CN201710094568 A CN 201710094568A CN 106886894 A CN106886894 A CN 106886894A
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- current location
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
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Abstract
The present invention provides a kind of current location for paying strategy and suggestion method and mobile terminal, obtaining residing for the mobile terminal；Based on the current location, the target payment approach for meeting default use condition is selected from least two payments approach；Approach is paid using the target to be paid.So, mobile terminal can be accustomed to by recording the conventional payment of user, the location of user is detected simultaneously, then the payment according to user position is accustomed to automatically selecting out the payment approach for needing to use for user, remove the payment approach of selection custom again without user oneself, it is time saving and energy saving, be conducive to improving Consumer's Experience.
Description
Technical field
The present invention relates to the communications field, more particularly to a kind of payment strategy and suggestion method and mobile terminal.
Background technology
With the progress of science and technology, the communication technology is developed rapidly and significant progress, and with the communication technology
Raising, the popularization and improvement of smart electronicses product to a unprecedented height, increasing intelligent terminal or movement
Terminal turns into a part indispensable during people live, such as smart mobile phone, intelligent television and computer.
While mobile terminal is popularized, functional type that user possesses to mobile terminal and performance requirement are increasingly
Height, such as audio-frequency function, camera function, camera function and three anti-functions all have become the indispensable work(of intelligent terminal or mobile terminal
Can, and using mobile terminal move payment had changed into people live in the indispensable means of payment.
It is mostly that various tools are installed in the terminal but existing use mobile terminal moves the mode of payment
There is the third party software of payment function, when it is desired to be used, the payment software that opening is wanted to use is paid.But, due to
Various payment softwares are installed, with multiple payment approach, so user is when in use, it is necessary to first make choosing in mobile terminal
Select, select conventional payment approach or the payment approach for needing to use at that time, not only lose time, and it is cumbersome, use
Family experience is poor.
The content of the invention
The embodiment of the present invention provide it is a kind of pay strategy and suggestion method and mobile terminal, with solving existing mobile terminal
Multiple payment softwares are installed, so as to have various payment approach, need user to manually select payment approach when paying, not only
Lose time, and cumbersome problem.
In a first aspect, the embodiment of the invention provides a kind of payment strategy and suggestion method, mobile terminal, the shifting are applied to
Dynamic terminal includes at least two payment approach, and at least two payments approach is integrated in same program, methods described
Including：
Obtain the current location residing for the mobile terminal；
Based on the current location, the target for meeting default use condition is selected from least two payments approach
Payment approach；
Approach is paid using the target to be paid.
Second aspect, the embodiment of the present invention also provides a kind of mobile terminal, and the mobile terminal includes at least two
The approach of paying, and at least two payments approach is integrated in same program, the mobile terminal includes：
Acquisition module, for obtaining the current location residing for the mobile terminal；
Selecting module, meets default for based on the current location, being selected from least two payments approach
The target of use condition pays approach；
Payment module, is paid for paying approach using the target.
It is provided in an embodiment of the present invention to pay strategy and suggestion method and mobile terminal, obtain working as residing for the mobile terminal
Front position；Based on the current location, the target for meeting default use condition is selected from least two payments approach
Payment approach；Approach is paid using the target to be paid.So, the payment that mobile terminal can be conventional by recording user
Custom, while detecting the location of user, the then payment according to user position is accustomed to being automatically selected out for user
The payment approach for needing to use, the payment approach of selection custom is removed without user oneself again, time saving and energy saving, improves Consumer's Experience.
Brief description of the drawings
Technical scheme in order to illustrate more clearly the embodiments of the present invention, below will be to needed for embodiment of the present invention description
The accompanying drawing to be used is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the present invention,
For those of ordinary skill in the art, without having to pay creative labor, can also be obtained according to these accompanying drawings
Obtain other accompanying drawings.
Fig. 1 is the flow chart of the payment strategy and suggestion method that first embodiment of the invention is provided；
Fig. 2 is the flow chart of the payment strategy and suggestion method that second embodiment of the invention is provided；
Fig. 3 is one of structure chart of mobile terminal that third embodiment of the invention is provided；
Fig. 4 is the two of the structure chart of the mobile terminal that third embodiment of the invention is provided；
Fig. 5 is the three of the structure chart of the mobile terminal that third embodiment of the invention is provided；
Fig. 6 is the structure chart of the selecting module shown in Fig. 3；
Fig. 7 is the structure chart of the mobile terminal that fourth embodiment of the invention is provided；
Fig. 8 is the structure chart of the mobile terminal that fifth embodiment of the invention is provided.
Specific embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation is described, it is clear that described embodiment is a part of embodiment of the invention, rather than whole embodiments.Based on this hair
Embodiment in bright, the every other implementation that those of ordinary skill in the art are obtained under the premise of creative work is not made
Example, belongs to the scope of protection of the invention.
First embodiment
Referring to Fig. 1, Fig. 1 is the flow chart of payment strategy and suggestion method provided in an embodiment of the present invention, as shown in figure 1, institute
The method of stating is applied to mobile terminal, and the mobile terminal includes at least two payment approach, and described at least two pay way
Footpath is integrated in same program, be the described method comprises the following steps：
Current location residing for step 101, the acquisition mobile terminal.
With the development of science and technology currently use mobile terminal move payment had changed into people life in it is indispensable
A kind of few means of payment.But payment is moved using mobile terminal, it is mostly to install various to have in the terminal
The third party software of payment function, such as Net silver of certain precious, certain letter and each big bank so that there are various in mobile terminal
The approach of paying.
And the payment strategy and suggestion method of the embodiment of the present invention, it is provided with two kinds and two or more aiming at above-mentioned
Mobile terminal such case of payment approach.
In the step, when user opens integrated described at least two on the mobile terminal pays the program of approach,
The mobile terminal just can consider that user needs to use the mobile terminal to move payment, so when inspection in the movement
When measuring such case, the mobile terminal can just be obtained described mobile whole by carrying out the modes such as various positioning
The residing current location in end.
Wherein, the current location residing for the mobile terminal is obtained, can is that the GPS by being carried on mobile terminal passes through
Positioning obtains the current location.
In addition, at least two payments approach is because be integrated with same program, an entrance is only needed to
Payment function can be opened, therefore, gather the described at least two program quilts for paying approach when the mobile terminal is detected
During opening, the mobile terminal just can consider that user needs to use the mobile terminal to move and pays.
Step 102, based on the current location, select that satisfaction is default to use bar from least two payments approach
The target of part pays approach.
In the step, when the acquisition for mobile terminal to the current location, the mobile terminal can be worked as based on described
Some additional informations that front position can be provided, such as obtain the current location user payment be accustomed to etc. information, then
Payment custom according to the user got in the current location, to be selected from least two payments approach
The target for meeting default use condition pays approach.
Wherein, the target for meeting default use condition pays approach, can refer to used secondary in the current location
The most payment approach of number are used as target and pay approach, it is also possible to refer to that, at the current location, user is by a certain payment
Approach is set to acquiescence payment approach etc., with that is, pre-conditioned to be set according to the setting of user, not office
It is limited to the form of a certain fixation, and can be that user is configured in advance.
Additionally, in addition to needing to select the target payment approach based on the current location, due to business types
Difference, such as supermarket etc., typically all scan the payment code on customer mobile terminal using barcode scanning gun, and common small trade company
Deng, it may be possible to customer mobile terminal is needed to scan the Quick Response Code of businessman, so, when the mobile terminal is based on the present bit
Put after choosing the target payment approach, be also based on the type that the current location judges businessman, then judge
The means of payment, i.e., described mobile terminal provides payment code and is scanned for scanner, or the mobile terminal directly scans businessman
Quick Response Code.
Step 103, using the target pay approach paid.
In the step, after the mobile terminal selects the target payment approach based on the current location, i.e.,
Can be used the target to pay approach to be paid.
In the embodiment of the present invention, above-mentioned mobile terminal can be provided with least two payment approach with any, and it is described at least
Two kinds of payment approach are integrated in the mobile terminal in same program, for example：Mobile phone, panel computer (Tablet Personal
Computer), kneetop computer (Laptop Computer), personal digital assistant (personal digital
Assistant, abbreviation PDA), mobile Internet access device (Mobile Internet Device, MID) or Wearable device
(Wearable Device) etc..
Payment strategy and suggestion method provided in an embodiment of the present invention, obtains the current location residing for the mobile terminal；Base
In the current location, the target payment approach for meeting default use condition is selected from least two payments approach；
Approach is paid using the target to be paid.So, mobile terminal can be accustomed to by recording the conventional payment of user, while
The location of detection user, the then payment according to user position is accustomed to automatically selecting out what is needed to use for user
Payment approach, the payment approach of selection custom is removed without user oneself again, time saving and energy saving, is conducive to improving Consumer's Experience.
Second embodiment
Referring to Fig. 2, Fig. 2 is the flow chart of payment strategy and suggestion method provided in an embodiment of the present invention, as shown in Fig. 2 bag
Include following steps：
Current location residing for step 201, the acquisition mobile terminal.
With the development of science and technology currently use mobile terminal move payment had changed into people life in it is indispensable
A kind of few means of payment.But payment is moved using mobile terminal, it is mostly to install various to have in the terminal
The third party software of payment function, such as Net silver of certain precious, certain letter and each big bank so that there are various in mobile terminal
The approach of paying.
And the payment strategy and suggestion method of the embodiment of the present invention, it is provided with two kinds and two or more aiming at above-mentioned
Mobile terminal such case of payment approach.
In the step, when user opens integrated described at least two on the mobile terminal pays the program of approach,
The mobile terminal just can consider that user needs to use the mobile terminal to move payment, so when inspection in the movement
When measuring such case, the mobile terminal can just be obtained described mobile whole by carrying out the modes such as various positioning
The residing current location in end.
Wherein, the current location residing for the mobile terminal is obtained, can is that the GPS by being carried on mobile terminal passes through
Positioning obtains the current location.
Step 202, based on the current location, detect at least two payments approach, meet in the present bit
Put payment approach of the used number of times more than preset times.
In the step, after the mobile terminal detects the current location, the mobile terminal can be based on institute
Some additional informations that current location can be provided are stated, such as conventional user is in the used means of payment in the current location
In, the number of times for using exceedes a kind of payment approach of preset times.
For example, such as when businessman of the user in the current location is paid, conventional used payment approach
In, the comparing paid using payment approach one is more, and access times are more than the comparing that 10, two payment approach two are used
It is few, only used 3 times, then user can just be preset in the mobile terminal usage threshold for 5 or other, then when
User when the current location needs to use the mobile terminal to be paid, the mobile terminal detect user it is excessively complete
The current location using payment approach one paid 10 times and more than, and exceeded usage threshold 5, then it is described it is mobile eventually
End just can directly use payment approach one as follow-up payment approach, and go voluntarily to select again without user.
Used number of times exceedes the payment approach of preset times in step 203, the selection at least two payments approach
For the target pays approach.
In the step, when the mobile terminal selects satisfaction in the current location from least two payments approach
Used number of times exceedes the payment approach of preset times, and the mobile terminal can just select at least two payments approach
In used number of times, be used as the target more than the payment approach of preset times and pay approach, so as to carry out follow-up branch
Pay.
Explanation is needed, step 202 and step 203 are interchangeable, i.e., step 202 and step 203 can be understood as right
The restriction of the step 102 in embodiment shown in Fig. 1, but in the embodiment of the present invention, step 102 be not limited to step 202 and
The implementation method of step 203, can also be given tacit consent to by selecting at the current location at least two payments approach
Payment approach is that target pays approach, or the most payment approach of selection access times pays the implementation method of approach for target
Realize, i.e., step 202 and step 203 could alternatively be selection at the current location, at least two payments approach
The payment approach of acquiescence is that target pays approach, or the most payment approach of selection access times pays the reality of approach for target
Implementation method that the mode of applying is realized replaces with feature in step 102.
Step 204, using the target pay approach paid.
In the step, after the mobile terminal selects the target payment approach based on the current location, i.e.,
Can be used the target to pay approach to be paid.
Optionally, after step 203, methods described includes：
Based on the current location, it is determined that the type of businessman to be collected money；Based on the business types to be collected money, it is determined that described
Target pays the target means of payment of approach；
In the step, after the acquisition for mobile terminal to the current location, the mobile terminal can be based on institute
State the information such as the title and property of the businessman shown on current location to determine the type of businessman to be collected money, when it is determined that described due-in
After the type of money businessman, the type of businessman collect money can be based on come the gathering of businessman to be collected money described in determining or
The means of payment, so that it is determined that the target pays the target means of payment of approach.
For example, such as described acquisition for mobile terminal is learnt to after the current location based on the current location
It is certain big chain store positioned at the title of the businessman to be collected money of the current location, it is corresponding with default type one, then
Based on being all to carry out barcode scanning using barcode scanning gun when being collected money in large supermarket, so the movement can be super based on greater chain
City is the gathering businessman of type one, so that it is determined that the target pays the target means of payment of approach to provide Quick Response Code or branch
Code is paid to be scanned for businessman to be collected money；Or the mobile terminal is learnt positioned at the current location based on the current location
IDE businessmans to be collected money are a convenience store or casual household stand Deng little trade companies, and corresponding with default type two, then
Based on the gathering of small trade company be mostly the Quick Response Code of the small trade company of scanning input come the form that is paid, the mobile terminal can be with root
According to above-mentioned judgement, determine that the target means of payment that the target pays approach is directly to scan your Quick Response Code of businessman to be collected money.
Further, step 204 includes：
The target means of payment for paying approach using the target is paid.
It is described after the mobile terminal determines the target means of payment that the target pays approach in the step
The target means of payment that mobile terminal directly can pay approach using the target is paid.
Optionally, it is described based on the business types to be collected money, determine that the target pays the target means of payment of approach
The step of, including：
Based on the business types to be collected money, it is determined that the barcode scanning mode of the businessman to be collected money, wherein, the barcode scanning mode
The branch of the payment code and mobile scanning terminal businessman to be collected money on the mobile terminal is scanned including the businessman to be collected money
Pay code.
In the step, after the mobile terminal determines the business types to be collected money, the type such as in above-mentioned example
One or type two or other preset kinds, the mobile terminal can be based on the business types to be collected money to determine
The barcode scanning mode of businessman to be collected money is stated, wherein, the barcode scanning mode includes that the businessman to be collected money is scanned on the mobile terminal
Payment code and mobile scanning terminal businessman to be collected money payment code.
Wherein, payment code can refer to the expression code that Quick Response Code, bar code etc. can be used to indicate that payment.
Optionally, after step 202, methods described includes：
If detect meeting more than one more than the payment approach of preset times in the used number of times in the current location,
Selection is that the target pays approach in the most payment approach of the used number of times in the current location.
In the step, when the mobile terminal is detected, meet and exceed default in the used number of times in the current location
When the payment approach of number of times is more than one, also just say in the current location there are two kinds and the payment approach of the above is used
The number of times crossed exceedes preset times, and now, the mobile terminal can select to exceed in the used number of times in the current location
In the payment approach of preset times, the most payment approach of used number of times is that the target pays approach.
Optionally, after step 202, methods described includes；
If detect meeting more than one more than the payment approach of preset times in the used number of times in the current location,
Selection is met in the payment approach that the used number of times in the current location exceedes preset times, the last described current
The payment approach that position uses is that the target pays approach.
In the step, when the mobile terminal is detected, meet and exceed default in the used number of times in the current location
When the payment approach of number of times is more than one, also just say in the current location there are two kinds and the payment approach of the above is used
The number of times crossed exceedes preset times, and now, the movement may be selected in the used number of times in the current location and exceed default time
In several payment approach, the last payment approach used in the current location pays approach as the target.
Optionally, after step 201, methods described includes：
Whether based on the current location, detecting the businessman to be collected money of the current location has for described at least two
The payment that a kind of target in the approach of paying pays approach is preferential；If the businessman to be collected money of the current location has for described at least
The payment that a kind of target in two kinds of payment approach pays approach is preferential, and execution is described to be propped up using target payment approach
The step of paying.
In the step, after the current location of the acquisition for mobile terminal to place, the mobile terminal can be with
Based on the information that the current location provides, the information of businessman to be collected money is learnt, so as to know whether for described at least two
The payment that a kind of target in kind payment approach pays approach is preferential, i.e., whether the businessman to be collected money of described current location lifts
Some are preferential for the payment of certain payment approach for row, also, are described at least two with preferential payment approach is paid
One kind in the approach of paying, if the businessman to be collected money of the current location has for the one kind at least two payments approach
If the payment of target payment approach is preferential, then the mobile terminal just can be by this payment approach with preferential activity
As target pay approach, then perform it is described using the target payment approach paid the step of.
Payment strategy and suggestion method provided in an embodiment of the present invention, obtains the current location residing for the mobile terminal；Base
In the current location, detect at least two payments approach, satisfaction exceedes in the used number of times in the current location
The payment approach of preset times；Used number of times at least two payments approach is selected to exceed the payment of preset times on the way
Footpath is that the target pays approach；Approach is paid using the target to be paid.So, mobile terminal can be used by recording
The conventional payment custom in family, while detecting the location of user, the then payment according to user position is accustomed to being use
Family automatically selects out the payment approach for needing to use, and removes the payment approach of selection custom again without user oneself, time saving and energy saving, has
Beneficial to raising Consumer's Experience.
3rd embodiment
Referring to Fig. 3 to Fig. 6, Fig. 3 is one of structure chart of mobile terminal provided in an embodiment of the present invention, and Fig. 4 is the present invention
Two, Fig. 5 of the structure chart of the mobile terminal that embodiment is provided is the three of the structure chart of mobile terminal provided in an embodiment of the present invention,
Fig. 6 is the structure chart of the selecting module shown in Fig. 1, and as shown in Figures 3 to 6, mobile terminal 300 includes：
Acquisition module 310, for obtaining the current location residing for the mobile terminal 300.
Selecting module 320, meets pre- for based on the current location, being selected from least two payments approach
If the target of use condition pays approach.
Payment module 330, is paid for paying approach using the target.
Optionally, the mobile terminal 300 includes：
First determining module 340, for based on the current location, it is determined that the type of businessman to be collected money.
Second determining module 350, for based on the business types to be collected money, determining that the target pays the target of approach
The means of payment.
Further, the payment module 330 is also used for the target and pays the target means of payment of approach carrying out
Pay.
Optionally, second determining module 350 is additionally operable to based on the business types to be collected money, it is determined that described wait to collect money
The barcode scanning mode of businessman, wherein, the barcode scanning mode includes that the payment code on the mobile terminal is scanned in the businessman to be collected money
With the payment code of mobile scanning terminal businessman to be collected money.
Optionally, the selecting module 320 includes：
Detection unit 321, for based on the current location, in the detection at least two payments approach, meeting in institute
State payment approach of the used number of times in current location more than preset times；
First choice unit 322, for selecting used number of times at least two payments approach to exceed default time
Several payment approach is that the target pays approach.
Optionally, the selecting module 320 includes：
Second select unit 323, if exceeding default time in the used number of times in the current location for detecting to meet
Several payment approach is more than one, and selection is the target branch in the most payment approach of the used number of times in the current location
The approach of paying.
Optionally, the selecting module 320 includes：
3rd select unit 324, if exceeding default time in the used number of times in the current location for detecting to meet
Several payment approach is more than one, and selection meets the payment approach for exceeding preset times in the used number of times in the current location
In, the last payment approach used in the current location is for the target pays approach.
Optionally, the mobile terminal 300 includes：
Detection module 360, for whether based on the current location, detecting the businessman to be collected money of the current location to have pin
The payment for paying approach to a kind of target at least two payments approach is preferential；
Performing module 370, if having at least two payments approach for the businessman to be collected money of the current location
In a kind of target pay approach payment it is preferential, perform it is described using the target payment approach paid the step of.
Mobile terminal 300 can realize each process that mobile terminal is realized in the embodiment of the method for Fig. 1 to Fig. 2, to keep away
Exempt to repeat, repeat no more here.
Mobile terminal provided in an embodiment of the present invention, obtains the current location residing for the mobile terminal；Worked as based on described
Front position, selects the target payment approach for meeting default use condition from least two payments approach；Using described
Target pays approach and is paid.So, mobile terminal can be accustomed to by recording the conventional payment of user, while detecting user
The location of, the then payment according to user position is accustomed to automatically selecting out the payment for needing to use on the way for user
Footpath, the payment approach of selection custom is removed without user oneself again, time saving and energy saving, is conducive to improving Consumer's Experience.
Fourth embodiment
Referring to Fig. 7, Fig. 7 is the structure chart of the of the invention real 4th mobile terminal for applying offer, as shown in fig. 7, mobile terminal
700 include：At least one processor 701, memory 702, at least one network interface 704 and user interface 703.Mobile terminal
Each component in 700 is coupled by bus system 705.It is understood that bus system 705 be used for realize these components it
Between connection communication.Bus system 705 in addition to including data/address bus, also including power bus, controlling bus and status signal
Bus.But for the sake of for clear explanation, various buses are all designated as bus system 705 in the figure 7.
Wherein, user interface 703 can include display, keyboard or pointing device (for example, mouse, trace ball
(trackball), touch-sensitive plate or touch-screen etc..
It is appreciated that the memory 702 in the embodiment of the present invention can be volatile memory or nonvolatile memory,
Or may include both volatibility and nonvolatile memory.Wherein, nonvolatile memory can be read-only storage (Read-
Only Memory, ROM), programmable read only memory (Programmable ROM, PROM), the read-only storage of erasable programmable
Device (Erasable PROM, EPROM), Electrically Erasable Read Only Memory (Electrically EPROM, EEPROM) or
Flash memory.Volatile memory can be random access memory (Random Access Memory, RAM), and it is used as outside height
Speed caching.By exemplary but be not restricted explanation, the RAM of many forms can use, such as static RAM
(Static RAM, SRAM), dynamic random access memory (Dynamic RAM, DRAM), Synchronous Dynamic Random Access Memory
(Synchronous DRAM, SDRAM), double data speed synchronous dynamic RAM (Double Data Rate
SDRAM, DDRSDRAM), enhanced Synchronous Dynamic Random Access Memory (Enhanced SDRAM, ESDRAM), synchronized links
Dynamic random access memory (Synchlink DRAM, SLDRAM) and direct rambus random access memory (Direct
Rambus RAM, DRRAM).The memory 702 of system and method described herein be intended to including but not limited to these and it is any its
It is adapted to the memory of type.
In some embodiments, memory 702 stores following element, can perform module or data structure, or
Person their subset, or their superset：Operating system 7021 and application program 7022.
Wherein, operating system 7021, comprising various system programs, such as ccf layer, core library layer, driving layer etc. are used for
Realize various basic businesses and process hardware based task.Application program 7022, comprising various application programs, such as media
Player (Media Player), browser (Browser) etc., for realizing various applied business.Realize the embodiment of the present invention
The program of method may be embodied in application program 7022.
In embodiments of the present invention, by the program for calling memory 702 to store or instruction, specifically, can be application
The program stored in program 7022 or instruction, processor 701 are used for：
Obtain the current location residing for the mobile terminal；Based on the current location, way is paid from described at least two
The target payment approach for meeting default use condition is selected in footpath；Approach is paid using the target to be paid.
The method that the embodiments of the present invention are disclosed can apply in processor 701, or be realized by processor 701.
Processor 701 is probably a kind of IC chip, the disposal ability with signal.In implementation process, the above method it is each
Step can be completed by the instruction of the integrated logic circuit of the hardware in processor 701 or software form.Above-mentioned treatment
Device 701 can be general processor, digital signal processor (Digital Signal Processor, DSP), special integrated electricity
Road (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field
Programmable Gate Array, FPGA) or other PLDs, discrete gate or transistor logic,
Discrete hardware components.Can realize or perform disclosed each method in the embodiment of the present invention, step and logic diagram.It is general
Processor can be microprocessor or the processor can also be any conventional processor etc..With reference to embodiment of the present invention institute
The step of disclosed method, can be embodied directly in hardware decoding processor and perform completion, or with the hardware in decoding processor
And software module combination performs completion.Software module may be located at random access memory, and flash memory, read-only storage may be programmed read-only
In the ripe storage medium in this area such as memory or electrically erasable programmable memory, register.The storage medium is located at
Memory 702, processor 701 reads the information in memory 702, with reference to the step of its hardware completion above method.
It is understood that embodiments described herein can with hardware, software, firmware, middleware, microcode or its
Combine to realize.Realized for hardware, processing unit can be realized in one or more application specific integrated circuits (Application
Specific Integrated Circuits, ASIC), digital signal processor (Digital Signal Processing,
DSP), digital signal processing appts (DSP Device, DSPD), programmable logic device (Programmable Logic
Device, PLD), field programmable gate array (Field-Programmable Gate Array, FPGA), general processor,
In controller, microcontroller, microprocessor, other electronic units for performing herein described function or its combination.
Realized for software, can be realized by performing the module (such as process, function etc.) of function described herein herein
Described technology.Software code is storable in memory and by computing device.Memory can within a processor or
Realize processor outside.
Optionally, processor 701 is additionally operable to：
Based on the current location, it is determined that the type of businessman to be collected money；Based on the business types to be collected money, it is determined that described
Target pays the target means of payment of approach.
The target means of payment for paying approach using the target is paid.
Optionally, processor 701 is additionally operable to：
Based on the business types to be collected money, it is determined that the barcode scanning mode of the businessman to be collected money, wherein, the barcode scanning mode
The branch of the payment code and mobile scanning terminal businessman to be collected money on the mobile terminal is scanned including the businessman to be collected money
Pay code.
Optionally, processor 701 is additionally operable to：
Based on the current location, detect at least two payments approach, satisfaction was used in the current location
Number of times exceed preset times payment approach；Used number of times exceedes default time in selecting at least two payments approach
Several payment approach is that the target pays approach.
Optionally, processor 701 is additionally operable to：
If detect meeting more than one more than the payment approach of preset times in the used number of times in the current location,
Selection is that the target pays approach in the most payment approach of the used number of times in the current location.
Optionally, processor 701 is additionally operable to：
If detect meeting more than one more than the payment approach of preset times in the used number of times in the current location,
Selection is met in the payment approach that the used number of times in the current location exceedes preset times, the last described current
The payment approach that position uses is that the target pays approach.
Optionally, processor 701 is additionally operable to：
Whether based on the current location, detecting the businessman to be collected money of the current location has for described at least two
The payment that a kind of target in the approach of paying pays approach is preferential；If whether the businessman to be collected money of the current location has for described
The payment that a kind of target at least two payment approach pays approach is preferential, and execution is described to be entered using target payment approach
The step of row pays.
Mobile terminal 700 can realize each process of mobile terminal realization in previous embodiment, to avoid repeating, here
Repeat no more.
Mobile terminal provided in an embodiment of the present invention, obtains the current location residing for the mobile terminal；Worked as based on described
Front position, selects the target payment approach for meeting default use condition from least two payments approach；Using described
Target pays approach and is paid.So, mobile terminal can be accustomed to by recording the conventional payment of user, while detecting user
The location of, the then payment according to user position is accustomed to automatically selecting out the payment for needing to use on the way for user
Footpath, the payment approach of selection custom is removed without user oneself again, time saving and energy saving, is conducive to improving Consumer's Experience.
5th embodiment
Fig. 8 is referred to, Fig. 8 is the structure chart of the mobile terminal that the present invention the 5th implements offer, as shown in figure 8, mobile whole
End 800 includes radio frequency (Radio Frequency, RF) circuit 810, memory 820, input block 830, display unit 840, place
Reason device 850, voicefrequency circuit 860, communication module 870 and power supply 880.
Wherein, input block 830 can be used to receive the numeral or character information of user input, and produce and mobile terminal
800 user is set and the relevant signal input of function control.Specifically, in the embodiment of the present invention, the input block 830 can
With including contact panel 831.Contact panel 831, also referred to as touch-screen, can collect user thereon or neighbouring touch operation
(such as user uses the operations of any suitable object or annex on contact panel 831 such as finger, stylus), and according to advance
The formula of setting drives corresponding connection mobile terminal.Optionally, contact panel 831 may include touch detection mobile terminal and touch
Touch two parts of controller.Wherein, touch detection mobile terminal detects the touch orientation of user, and detects what touch operation brought
Signal, transmits a signal to touch controller；Touch controller receives touch information from touch detection mobile terminal, and by it
Contact coordinate is converted into, then gives the processor 850, and the order sent of receiving processor 850 and can be performed.Additionally,
Contact panel 831 can be realized using polytypes such as resistance-type, condenser type, infrared ray and surface acoustic waves.Except touch surface
Plate 831, input block 830 can also include other input equipments 832, and other input equipments 832 can include but is not limited to thing
One kind or many in reason keyboard, function key (such as volume control button, switch key etc.), trace ball, mouse, action bars etc.
Kind.
Wherein, display unit 840 can be used for display by the information of user input or be supplied to information and the movement of user
The various menu interfaces of terminal 800.Display unit 840 may include display panel 841, optionally, can use LCD or organic hairs
The forms such as optical diode (Organic Light-Emitting Diode, OLED) configure display panel 841.
It should be noted that contact panel 831 can cover display panel 841, touch display screen is formed, when touch display screen inspection
Measure thereon or after neighbouring touch operation, processor 850 is sent to determine the type of touch event, with preprocessor
850 provide corresponding visual output according to the type of touch event in touch display screen.
Touch display screen includes Application Program Interface viewing area and conventional control viewing area.The Application Program Interface viewing area
And the arrangement mode of the conventional control viewing area is not limited, can be arranged above and below, left-right situs etc. can distinguish two and show
Show the arrangement mode in area.The Application Program Interface viewing area is displayed for the interface of application program.Each interface can be with
The interface element such as the icon comprising at least one application program and/or widget desktop controls.The Application Program Interface viewing area
It can also be the empty interface not comprising any content.The conventional control viewing area be used for show utilization rate control higher, for example,
Application icons such as settings button, interface numbering, scroll bar, phone directory icon etc..The touch-screen of the embodiment of the present invention is soft
Property screen, organic nesa coating of CNT is posted in two faces of flexible screen.
Wherein processor 850 is the control centre of mobile terminal 800, using various interfaces and connection whole mobile phone
Various pieces, by running or performing software program and/or module of the storage in first memory 821, and call storage
Data in second memory 822, perform the various functions and processing data of mobile terminal 800, so as to mobile terminal 800
Carry out integral monitoring.Optionally, processor 850 may include one or more processing units.
In embodiments of the present invention, by call store the first memory 821 in software program and/or module and/
Or the data in the second memory 822, processor 850 is used for：
Obtain the current location residing for the mobile terminal；Based on the current location, way is paid from described at least two
The target payment approach for meeting default use condition is selected in footpath；Approach is paid using the target to be paid.
Optionally, processor 850 is additionally operable to：
Based on the current location, it is determined that the type of businessman to be collected money；Based on the business types to be collected money, it is determined that described
Target pays the target means of payment of approach.
The target means of payment for paying approach using the target is paid.
Optionally, processor 850 is additionally operable to：
Based on the business types to be collected money, it is determined that the barcode scanning mode of the businessman to be collected money, wherein, the barcode scanning mode
The branch of the payment code and mobile scanning terminal businessman to be collected money on the mobile terminal is scanned including the businessman to be collected money
Pay code.
Optionally, processor 850 is additionally operable to：
Based on the current location, detect at least two payments approach, satisfaction was used in the current location
Number of times exceed preset times payment approach；Used number of times exceedes default time in selecting at least two payments approach
Several payment approach is that the target pays approach.
Optionally, processor 850 is additionally operable to：
If detect meeting more than one more than the payment approach of preset times in the used number of times in the current location,
Selection is that the target pays approach in the most payment approach of the used number of times in the current location.
Optionally, processor 850 is additionally operable to：
If detect meeting more than one more than the payment approach of preset times in the used number of times in the current location,
Selection is met in the payment approach that the used number of times in the current location exceedes preset times, the last described current
The payment approach that position uses is that the target pays approach.
Optionally, processor 850 is additionally operable to：
Whether based on the current location, detecting the businessman to be collected money of the current location has for described at least two
The payment that a kind of target in the approach of paying pays approach is preferential；If whether the businessman to be collected money of the current location has for described
The payment that a kind of target at least two payment approach pays approach is preferential, and execution is described to be entered using target payment approach
The step of row pays.
Mobile terminal 800 can realize each process of mobile terminal realization in previous embodiment, to avoid repeating, here
Repeat no more.
Mobile terminal provided in an embodiment of the present invention, obtains the current location residing for the mobile terminal；Worked as based on described
Front position, selects the target payment approach for meeting default use condition from least two payments approach；Using described
Target pays approach and is paid.So, mobile terminal can be accustomed to by recording the conventional payment of user, while detecting user
The location of, the then payment according to user position is accustomed to automatically selecting out the payment for needing to use on the way for user
Footpath, the payment approach of selection custom is removed without user oneself again, time saving and energy saving, is conducive to improving Consumer's Experience.
Those of ordinary skill in the art are it is to be appreciated that the list of each example described with reference to the embodiments described herein
Unit and algorithm steps, can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually
Performed with hardware or software mode, depending on the application-specific and design constraint of technical scheme.Professional and technical personnel
Described function, but this realization can be realized it is not considered that exceeding using distinct methods to each specific application
The scope of the present invention.
It is apparent to those skilled in the art that, for convenience and simplicity of description, the system of foregoing description,
The specific work process of device and unit, may be referred to the corresponding process in preceding method embodiment, will not be repeated here.
In embodiment provided herein, it should be understood that disclosed apparatus and method, can be by other
Mode is realized.For example, device embodiment described above is only schematical, for example, the division of the unit, is only
A kind of division of logic function, can there is other dividing mode when actually realizing, such as multiple units or component can combine or
Person is desirably integrated into another system, or some features can be ignored, or does not perform.Another, shown or discussed is mutual
Between coupling or direct-coupling or communication connection can be the INDIRECT COUPLING or communication link of device or unit by some interfaces
Connect, can be electrical, mechanical or other forms.
The unit that is illustrated as separating component can be or may not be it is physically separate, it is aobvious as unit
The part for showing can be or may not be physical location, you can with positioned at a place, or can also be distributed to multiple
On NE.Some or all of unit therein can be according to the actual needs selected to realize embodiment of the present invention scheme
Purpose.
In addition, during each functional unit in each embodiment of the invention can be integrated in a processing unit, it is also possible to
It is that unit is individually physically present, it is also possible to which two or more units are integrated in a unit.
If the function is to realize in the form of SFU software functional unit and as independent production marketing or when using, can be with
Storage is in a computer read/write memory medium.Based on such understanding, technical scheme is substantially in other words
The part contributed to prior art or the part of the technical scheme can be embodied in the form of software product, the meter
Calculation machine software product is stored in a storage medium, including some instructions are used to so that a computer equipment (can be individual
People's computer, server, or network equipment etc.) perform all or part of step of each embodiment methods described of the invention.
And foregoing storage medium includes：USB flash disk, mobile hard disk, ROM, RAM, magnetic disc or CD etc. are various can be with store program codes
Medium.
The above, specific embodiment only of the invention, but protection scope of the present invention is not limited thereto, and it is any
Those familiar with the art the invention discloses technical scope in, change or replacement can be readily occurred in, should all contain
Cover within protection scope of the present invention.Therefore, protection scope of the present invention should be defined by scope of the claims.
Claims (14)
1. it is a kind of to pay strategy and suggestion method, it is applied to mobile terminal, it is characterised in that the mobile terminal includes at least two
Payment approach is planted, and at least two payments approach is integrated in same program, methods described includes：
Obtain the current location residing for the mobile terminal；
Based on the current location, the target payment for meeting default use condition is selected from least two payments approach
Approach；
Approach is paid using the target to be paid.
2. the method for claim 1, it is characterised in that described based on the current location, from described at least two
After the step of target payment approach for meeting default use condition is selected in payment approach, methods described includes：
Based on the current location, it is determined that the type of businessman to be collected money；
Based on the business types to be collected money, determine that the target pays the target means of payment of approach；
It is described using the target pay approach paid the step of, including：
The target means of payment for paying approach using the target is paid.
3. method as claimed in claim 2, it is characterised in that described based on the business types to be collected money, determines the mesh
The step of marking the target means of payment of payment approach, including：
Based on the business types to be collected money, it is determined that the barcode scanning mode of the businessman to be collected money, wherein, the barcode scanning mode includes
The payment code of the payment code and mobile scanning terminal businessman to be collected money on the mobile terminal is scanned in the businessman to be collected money.
4. the method for claim 1, it is characterised in that described based on the current location, from described at least two
The step of target payment approach for meeting default use condition is selected in the approach of paying, including：
Based on the current location, detect at least two payments approach, meet used secondary in the current location
Payment approach of the number more than preset times；
Used number of times is the target branch more than the payment approach of preset times in selecting at least two payments approach
The approach of paying.
5. method as claimed in claim 4, it is characterised in that described based on the current location, at least two described in detection
Plant in payment approach, meet after the step of used number of times in the current location exceedes the payment approach of preset times,
Methods described includes：
If detect meeting more than one more than the payment approach of preset times in the used number of times in the current location, selection
In the current location, the most payment approach of used number of times is that the target pays approach.
6. method as claimed in claim 4, it is characterised in that described based on the current location, at least two described in detection
Plant in payment approach, meet after the step of used number of times in the current location exceedes the payment approach of preset times,
Methods described includes：
If detect meeting more than one more than the payment approach of preset times in the used number of times in the current location, selection
Meet in the payment approach that the used number of times in the current location exceedes preset times, the last time is in the current location
The payment approach for using is that the target pays approach.
7. the method for claim 1, it is characterised in that obtain current location residing for the mobile terminal described
After step, methods described includes：
Based on the current location, detect whether the businessman to be collected money of the current location has and pay way for described at least two
The payment that a kind of target in footpath pays approach is preferential；
If whether the businessman to be collected money of the current location has being paid for a kind of target at least two payments approach
The payment of approach is preferential, perform it is described using the target payment approach paid the step of.
8. a kind of mobile terminal, it is characterised in that the mobile terminal includes at least two payment approach, and described at least two
Plant payment approach to be integrated in same program, the mobile terminal includes：
Acquisition module, for obtaining the current location residing for the mobile terminal；
Selecting module, default use is met for based on the current location, being selected from least two payments approach
The target of condition pays approach；
Payment module, is paid for paying approach using the target.
9. mobile terminal as claimed in claim 8, it is characterised in that the mobile terminal includes：
First determining module, for based on the current location, it is determined that the type of businessman to be collected money；
Second determining module, for based on the business types to be collected money, determining that the target pays the target payer of approach
Formula；
The target means of payment that the payment module is also used for the target payment approach is paid.
10. mobile terminal as claimed in claim 9, it is characterised in that second determining module is additionally operable to be treated based on described
Gathering business types, it is determined that the barcode scanning mode of the businessman to be collected money, wherein, the barcode scanning mode includes the businessman to be collected money
Scan the payment code of the payment code and mobile scanning terminal businessman to be collected money on the mobile terminal.
11. mobile terminals as claimed in claim 8, it is characterised in that the selecting module includes：
Detection unit, for based on the current location, in the detection at least two payments approach, meeting in the present bit
Put payment approach of the used number of times more than preset times；
First choice unit, for selecting used number of times at least two payments approach to exceed the payment of preset times
Approach is that the target pays approach.
12. mobile terminals as claimed in claim 11, it is characterised in that the selecting module includes：
Second select unit, if meeting the payment for exceeding preset times in the used number of times in the current location for detecting
Approach is more than one, and selection is that the target pays approach in the most payment approach of the used number of times in the current location.
13. mobile terminals as claimed in claim 11, it is characterised in that the selecting module includes：
3rd select unit, if meeting the payment for exceeding preset times in the used number of times in the current location for detecting
Approach is more than one, and selection is met in the payment approach that the used number of times in the current location exceedes preset times, recently
The payment approach for once being used in the current location is target payment approach.
14. mobile terminals as claimed in claim 8, it is characterised in that the mobile terminal includes：
Detection module, for whether based on the current location, detecting the businessman to be collected money of the current location to have for described
The payment that a kind of target at least two payment approach pays approach is preferential；
Performing module, if having for the one kind at least two payments approach for the businessman to be collected money of the current location
Target pay approach payment it is preferential, perform it is described using the target payment approach paid the step of.
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| CN201710094568.8A CN106886894A (en) | 2017-02-21 | 2017-02-21 | One kind pays strategy and suggestion method and mobile terminal |
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| CN201710094568.8A CN106886894A (en) | 2017-02-21 | 2017-02-21 | One kind pays strategy and suggestion method and mobile terminal |
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Effective date of registration: 20171107 Address after: 283 No. 523860 Guangdong province Dongguan city Changan town usha BBK Avenue Applicant after: VIVO MOBILE COMMUNICATION CO., LTD. Applicant after: Wewo Mobile Communication Co. Ltd. Beijing branch Address before: 283 No. 523860 Guangdong province Dongguan city Changan town usha BBK Avenue Applicant before: VIVO MOBILE COMMUNICATION CO., LTD. |
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