CN108229951A - A kind of mobile terminal and its quick paying method and device - Google Patents
A kind of mobile terminal and its quick paying method and device Download PDFInfo
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- CN108229951A CN108229951A CN201810016711.6A CN201810016711A CN108229951A CN 108229951 A CN108229951 A CN 108229951A CN 201810016711 A CN201810016711 A CN 201810016711A CN 108229951 A CN108229951 A CN 108229951A
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- scheduling
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
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- Accounting & Taxation (AREA)
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- General Physics & Mathematics (AREA)
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- Computer Networks & Wireless Communication (AREA)
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Abstract
The present invention provides a kind of mobile terminal and its quick paying method and device, first determine whether the image of camera capture contains payment information, then the payment software payment information being sent to simultaneously in terminal, multiple payment softwares are performed simultaneously delivery operation, and show Payment Scheduling；And the big payment software of competitiveness is preferably paid according to Payment Scheduling and completes final delivery operation；Therefore, it is a kind of quick paying method that each payment software with competition mechanism is independently paid, so as to improve payment efficiency and success rate.In addition, setting the payment software of the second most fast Payment Scheduling as spare payment software, and then its Payment Scheduling is continued to execute after the payment software payment failure of the first payment speed, so as to further improve payment success rate.
Description
Technical field
This application involves the present invention relates to mobile communication and Internet technical field more particularly to a kind of mobile terminal and its
Quick paying method and device.
Background technology
With the development of development of Mobile Internet technology, the popularity rate of mobile terminal is higher and higher, in the friendship of electronic trade platform
During easily, the frequency of user's using terminal equipment is also higher and higher, and in the bargain link of electronic trade platform, has more
It is paid come more people by mobile terminal.
At present, the method for common mobile terminal payment includes：User is browsed by mobile terminal in electronic trade platform
Article, article to be transacted is selected to be traded, generates order to be paid in the electronic trade platform, user is for be paid
After order clicks corresponding payment button, the respective pay application journey of the operating system installation of mobile terminal is called by interface
Sequence is paid.The method for the mobile terminal payment that above-mentioned technology provides, brings inconvenience to user's use, and big polyelectron is handed at present
Easy platform has respective payment application, and an electronic trade platform is traded user wherein, and generation is to be paid to be ordered
It is single, if at this point, the operating system of the mobile terminal of user is fitted without the corresponding payment application of the electronic trade platform,
It can not then pay, need the corresponding payment application of user installation, in the course of time, the operating system peace of the mobile terminal of user
The payment application of dress is more next more, and the performance of mobile terminal is had an impact, reduces service efficiency, and user's use is caused
It is inconvenient.
In view of the above-mentioned problems, document CN105046482A provides a kind of method of mobile terminal payment, pre-set by
A variety of payment applications payment interface composition payment interface packet, user when being paid to the order to be paid,
It can be paid by any one mounted payment application in payment interface call operation system, it is easy to operate, together
When avoid a large amount of payment applications be installed in operating system, save memory headroom, improve service efficiency；In addition, needle
To an order to be paid, this method can be used multiple payment applications and realize payment, such as the payment application of user
During the account balance deficiency of program, other payment applications can be used and paid, provide users with the convenient.
However, there is also many defects for the above method, first, although the above method provides payment interface packet to connect not
Same payment program carries out delivery operation, but since payment interface will apply for branch from payment software development company to relevant departments
Licence plate is paid, is a kind of important core payment resource, also relates to the data safety in payment process, payment software development company
Usually will not be by its payment interface opening to third party, therefore, the method for above-mentioned setting payment interface packet is in practical applications simultaneously
It is infeasible；In addition, an order is realized by multiple installed payment programs in the above method, equally to install in the terminal
Multiple payment programs are the payment efficiency for not being improved multiple payment programs during mobile payment in essence.
Invention content
The present invention provides a kind of mobile terminal quick paying method, and described method includes following steps：
S1, whether detection user opens the camera of the mobile terminal, if opening the camera, the camera inspection
If whether survey captures bar code, either the Quick Response Code camera does not capture the bar code or the Quick Response Code, into
Enter step S2；If the camera captures the bar code or the Quick Response Code, S3 is entered step；If institute is not opened
Camera is stated, then does not do any operation；
Whether S2 is detected in the image information of the camera capture containing bar code or 2 D code information, if image information
In containing the bar code or the Quick Response Code, then prompt camera site and angle that the user adjusts the camera, directly
To successfully capturing the bar code or the Quick Response Code；If not containing the bar code or the Quick Response Code in image information,
Do not start payment software then；
S3 judges either whether the Quick Response Code is payment bar code or payment Quick Response Code to the bar code, if it is, simultaneously certainly
It is dynamic to start preset multiple payment softwares in the mobile terminal, and by the payment bar code captured or the payment two
Dimension code is sent to the multiple payment software；If it is not, then do not start payment software；
S4 sets mask layer, to cover current display interface in the current display interface of the mobile terminal；In the mask layer
Upper strata setting ejection layer, the ejection layer shows the current Payment Scheduling of multiple payment softwares successively；At any one
The Payment Scheduling of the payment software reaches that close, suspend or disable the multiple payment after preset Payment Scheduling threshold value soft
Other payment softwares in part；It is sent after the payment software is paid successfully to the user and pays successful prompt message.
As a preferred embodiment, it is described at the same start automatically in the mobile terminal it is preset it is multiple payment it is soft
Part, and the payment bar code captured or the payment Quick Response Code are sent to the multiple payment software, it specifically includes：
The multiple payment softwares of installation in the mobile terminal, and it is identical or different for each payment software setting
The payment threshold value of barcode scanning payment；When either the Quick Response Code is payment bar code or payment Quick Response Code to the bar code, while from
Dynamic to start preset multiple payment softwares in the mobile terminal, the payment software judges the payment bar code or the branch
Whether the payment amount for paying Quick Response Code is more than the corresponding payment threshold value of the payment software；
If the payment amount is more than the payment threshold value, the corresponding payment software of the payment threshold value is closed automatically
It closes or disables；If the payment amount maintains the corresponding payment of the payment threshold value no more than the payment threshold value
The operation of software, and the current Payment Scheduling of the payment software is included in the ejection layer.
As a preferred embodiment, the Payment Scheduling in any one of payment software reaches preset
Other payment softwares in the multiple payment software are closed, suspend or disabled after Payment Scheduling threshold value, are specifically included：
The Payment Scheduling threshold value of exclusive payment is set for all payment softwares, monitor in real time the ejection layer show it is multiple
The current Payment Scheduling of the payment software after the Payment Scheduling of the payment software reaches the Payment Scheduling threshold value, is sentenced
The quantity of the disconnected payment software for reaching the Payment Scheduling threshold value simultaneously；If only reach institute there are one the payment software
Payment Scheduling threshold value is stated, then closes or disable other payment softwares in the multiple payment software；If there is multiple described
Payment software reaches the Payment Scheduling threshold value simultaneously, then prompts multiple softwares of the user from reaching in the Payment Scheduling threshold value
Middle one payment software of selection performs final delivery operation, and closes or disable after the user carries out the selection and remove
Other payment softwares other than the selected payment software.
It is as a preferred embodiment, described if there is multiple payment softwares reach the Payment Scheduling simultaneously
Threshold value then prompts user to be performed finally from one payment software of selection in multiple softwares in the Payment Scheduling threshold value is reached
Delivery operation, and close or disabled in addition to the selected payment software after the user carries out the selection
Other payment softwares, further include：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then prompt user from reach it is described pay into
It spends one payment software of selection in multiple softwares in threshold value and performs final delivery operation, and the choosing is carried out in the user
The delivery operation of other payment softwares of the pause in addition to the selected payment software after selecting；
If the payment software for performing final delivery operation occurs, payment is abnormal to cause payment to fail, from the pause
Optional one continues to execute the final delivery operation, and in the payment software branch in the payment software of delivery operation
The payment software is closed after paying successfully；If the payment software success for performing final delivery operation, by described in
The payment software for suspending delivery operation is closed.
It is as a preferred embodiment, described if there is multiple payment softwares reach the payment simultaneously
Progress threshold value then prompts user to be performed most from one payment software of selection in multiple softwares in the Payment Scheduling threshold value is reached
Whole delivery operation, further includes：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then reach the Payment Scheduling described in limitation
The payment speed of the payment software of threshold value, and user is prompted to select one from reaching in multiple softwares in the Payment Scheduling threshold value
A payment software performs final delivery operation, is released after the user carries out the selection to described in user selection
The limitation of the payment speed of payment software.
The present invention provides a kind of mobile terminal and its quick paying method and device, first determines whether the image of camera capture
Whether contain payment information, the payment software being then sent to the payment information simultaneously in terminal, it is multiple it is described payment it is soft
Part is performed simultaneously delivery operation, and shows Payment Scheduling；And it is complete that the big payment software of competitiveness is preferably paid according to Payment Scheduling
Into final delivery operation；Therefore, it is a kind of rapid payment side that each payment software with competition mechanism is independently paid
Method, so as to improve payment efficiency and success rate.In addition, the payment software of the second most fast Payment Scheduling of setting is as spare payment
Software, and then its Payment Scheduling is continued to execute after the payment software payment failure of the first payment speed, so as to further improve
Payment success rate.
In addition, invention provides a kind of mobile terminal rapid payment device, described device includes following module：
Barcode scanning function opening module, for detecting the camera whether user opens the mobile terminal, if taken the photograph described in opening
As head, then the camera detects whether to capture bar code or Quick Response Code, if the camera does not capture the bar code
Or the Quick Response Code, then perform the first barcode scanning judgment module；If the camera captures the bar code or described two
Code is tieed up, then performs the second barcode scanning judgment module；If not opening the camera, any operation is not done；
First barcode scanning judgment module, for detecting in the image information of the camera capture whether contain bar code or Quick Response Code
Information, if the user is prompted to adjust the camera containing the bar code or the Quick Response Code in image information
Camera site and angle, until successfully capturing the bar code or the Quick Response Code；If the item is not contained in image information
Code or the Quick Response Code, then do not start payment software；
Second barcode scanning judgment module, for judging either whether the Quick Response Code is payment bar code or payment two dimension to the bar code
Code, if it is, starting preset multiple payment softwares in the mobile terminal automatically simultaneously, and the payment that will be captured
Bar code or the payment Quick Response Code are sent to the multiple payment software；If it is not, then do not start payment software；
Payment module, for setting mask layer in the current display interface of the mobile terminal, to cover current display interface；
The upper strata setting ejection layer of the mask layer, the ejection layer show the current Payment Scheduling of multiple payment softwares successively；
It is closed, described in pause or disabling after the Payment Scheduling of any one of payment software reaches preset Payment Scheduling threshold value
Other payment softwares in multiple payment softwares；After the payment software is paid successfully payment is sent to the user successfully
Prompt message.
As a preferred embodiment, it is described at the same start automatically in the mobile terminal it is preset it is multiple payment it is soft
Part, and the payment bar code captured or the payment Quick Response Code are sent to the multiple payment software, it specifically includes：
The multiple payment softwares of installation in the mobile terminal, and it is identical or different for each payment software setting
The payment threshold value of barcode scanning payment；When either the Quick Response Code is payment bar code or payment Quick Response Code to the bar code, while from
Dynamic to start preset multiple payment softwares in the mobile terminal, the payment software judges the payment bar code or the branch
Whether the payment amount for paying Quick Response Code is more than the corresponding payment threshold value of the payment software；
If the payment amount is more than the payment threshold value, the corresponding payment software of the payment threshold value is closed automatically
It closes or disables；If the payment amount maintains the corresponding payment of the payment threshold value no more than the payment threshold value
The operation of software, and the current Payment Scheduling of the payment software is included in the ejection layer.
As a preferred embodiment, the Payment Scheduling in any one of payment software reaches preset
Other payment softwares in the multiple payment software are closed, suspend or disabled after Payment Scheduling threshold value, are specifically included：
The Payment Scheduling threshold value of exclusive payment is set for all payment softwares, monitor in real time the ejection layer show it is multiple
The current Payment Scheduling of the payment software after the Payment Scheduling of the payment software reaches the Payment Scheduling threshold value, is sentenced
The quantity of the disconnected payment software for reaching the Payment Scheduling threshold value simultaneously；If only reach institute there are one the payment software
Payment Scheduling threshold value is stated, then closes or disable other payment softwares in the multiple payment software；If there is multiple described
Payment software reaches the Payment Scheduling threshold value simultaneously, then prompts multiple softwares of the user from reaching in the Payment Scheduling threshold value
Middle one payment software of selection performs final delivery operation, and closes or disable after the user carries out the selection and remove
Other payment softwares other than the selected payment software.
It is as a preferred embodiment, described if there is multiple payment softwares reach the Payment Scheduling simultaneously
Threshold value then prompts user to be performed finally from one payment software of selection in multiple softwares in the Payment Scheduling threshold value is reached
Delivery operation, and close or disabled in addition to the selected payment software after the user carries out the selection
Other payment softwares, further include：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then prompt user from reach it is described pay into
It spends one payment software of selection in multiple softwares in threshold value and performs final delivery operation, and the choosing is carried out in the user
The delivery operation of other payment softwares of the pause in addition to the selected payment software after selecting；
If the payment software for performing final delivery operation occurs, payment is abnormal to cause payment to fail, from the pause
Optional one continues to execute the final delivery operation, and in the payment software branch in the payment software of delivery operation
The payment software is closed after paying successfully；If the payment software success for performing final delivery operation, by described in
The payment software for suspending delivery operation is closed.
The present invention provides a kind of mobile terminal and its quick paying method and device, first determines whether the image of camera capture
Whether contain payment information, the payment software being then sent to the payment information simultaneously in terminal, it is multiple it is described payment it is soft
Part is performed simultaneously delivery operation, and shows Payment Scheduling；And it is complete that the big payment software of competitiveness is preferably paid according to Payment Scheduling
Into final delivery operation；Therefore, it is a kind of rapid payment side that each payment software with competition mechanism is independently paid
Method, so as to improve payment efficiency and success rate.In addition, the payment software of the second most fast Payment Scheduling of setting is as spare payment
Software, and then its Payment Scheduling is continued to execute after the payment software payment failure of the first payment speed, so as to further improve
Payment success rate.
Description of the drawings
Technical solution in order to illustrate the embodiments of the present invention more clearly, below will be to required in embodiment and description of the prior art
The attached drawing used is briefly described, it should be apparent that, the accompanying drawings in the following description is only some embodiments of the present invention, right
For those of ordinary skill in the art, without creative efforts, it can also be obtained according to these attached drawings
Its attached drawing.
Fig. 1 is a kind of structure diagram of mobile terminal rapid payment device of the present invention.
Specific embodiment
The embodiment further illustrated the present invention below in conjunction with attached drawing.
Embodiment one：
The present invention provides a kind of mobile terminal quick paying method, and described method includes following steps：
S1, whether detection user opens the camera of the mobile terminal, if opening the camera, the camera inspection
If whether survey captures bar code, either the Quick Response Code camera does not capture the bar code or the Quick Response Code, into
Enter step S2；If the camera captures the bar code or the Quick Response Code, S3 is entered step；If institute is not opened
Camera is stated, then does not do any operation；It should be noted that the opening operation of the camera of the mobile terminal can be based on using
Householder moves the third-party application including some payment software in the operation for the camera program that opens a terminal or terminal
Routine call camera obtains the operation of image information, is not limited herein；In addition, the camera does not capture the bar code
Either the Quick Response Code includes two kinds of situations one is not containing bar code or Quick Response Code in the image information of camera capture,
It the second is can not since the misoperation either current environment light influence of user causes the image information of capture unintelligible
It whether identifies in described image information containing bar code or Quick Response Code, needs to make differentiation herein to carry out subsequent judgement behaviour
Make.
Whether S2 is detected in the image information of the camera capture containing bar code or 2 D code information, if image
Containing the bar code or the Quick Response Code in information, then the user is prompted to adjust the camera site and angle of the camera
Degree, until successfully capturing the bar code or the Quick Response Code；If the bar code or described two are not contained in image information
Code is tieed up, then does not start payment software；Although it should be noted that judge to contain in the image information of the camera capture at this time
Have bar code or a 2 D code information, but due to the payment information is unintelligible and caused by payment information it is imperfect, it is therefore desirable into
The further camera shooting adjustment operation of row, to capture complete payment information, the safety so as to guarantee payment.In addition, if really
Recognize in described image information and do not contain the bar code or the Quick Response Code, then the operation of the image capture and delivery operation without
It closes, does not start payment software at this time, in order to avoid maloperation.
S3 judges either whether the Quick Response Code is payment bar code or payment Quick Response Code to the bar code, if it is, together
Shi Zidong starts preset multiple payment softwares in the mobile terminal, and by the payment bar code captured or the branch
It pays Quick Response Code and is sent to the multiple payment software；If it is not, then do not start payment software；It should be noted that the prior art
Middle bar code either Quick Response Code there are many display form only the bar code or Quick Response Code are related to payment when, just with it is of the invention
Scheme is related, therefore, the classification of bar code or Quick Response Code is judged and is identified here, so as to avoid the mistake in payment process
Operation.
S4 sets mask layer, to cover current display interface in the current display interface of the mobile terminal；In the screening
The upper strata setting ejection layer of cap layer, the ejection layer show the current Payment Scheduling of multiple payment softwares successively；Arbitrary
The multiple branch is closed, suspends or disabled to the Payment Scheduling of one payment software after reaching preset Payment Scheduling threshold value
Pay other payment softwares in software；After the payment software is paid successfully payment successfully prompting letter is sent to the user
Breath.It should be noted that above-mentioned ejection layer be the first display layer, above-mentioned current display interface be the second display layer, above-mentioned first
Mask layer is provided between display layer and the second display layer, above-mentioned mask layer is preferable to provide to be translucent, to ensure user
Experience.The ejection layer shows the current Payment Scheduling of multiple payment softwares successively, and above-mentioned display mode can be progress
Item, circumference etc., are not limited herein；Preferably, the sortord that the progress of payment software is shown, which is that progress is highest, to be shown in
The top of the ejection layer only shows that Payment Scheduling sorts the payment software of former.The Payment Scheduling threshold value is preferred
Be set as 80%, illustratively, the payment software currently opened be A/B/C/D, if the Payment Scheduling of payment software B is at first
Reach 80%, then maintain the delivery operation of payment software B to continue to pay；Suspend or disable other payment softwares A/C/
D sends to the user after payment software B completes delivery operation and pays successful prompt message；Then it is automatically closed all
Payment software A/B/C/D continues delivery operation.Pausing operation herein is to maintain the Payment Scheduling of payment software constant, is prohibited
It is to stop the delivery operation of payment software with operation.
As a preferred embodiment, it is described at the same start automatically in the mobile terminal it is preset it is multiple payment it is soft
Part, and the payment bar code captured or the payment Quick Response Code are sent to the multiple payment software, it specifically includes：
The multiple payment softwares of installation in the mobile terminal, and it is identical or different for each payment software setting
The payment threshold value of barcode scanning payment；When either the Quick Response Code is payment bar code or payment Quick Response Code to the bar code, while from
Dynamic to start preset multiple payment softwares in the mobile terminal, the payment software judges the payment bar code or the branch
Whether the payment amount for paying Quick Response Code is more than the corresponding payment threshold value of the payment software；
If the payment amount is more than the payment threshold value, the corresponding payment software of the payment threshold value is closed automatically
It closes or disables；If the payment amount maintains the corresponding payment of the payment threshold value no more than the payment threshold value
The operation of software, and the current Payment Scheduling of the payment software is included in the ejection layer.It should be noted that institute
It states preset multiple payment softwares in mobile terminal to complete after starting, obtains the payment bar code or payment Quick Response Code automatically,
Then the judgement operation of payment amount is carried out；At this point, whether payment amount continues sentencing for delivery operation as payment software
Broken strip part is unsatisfactory for the payment software of the Rule of judgment due to that cannot successfully complete the delivery operation, is then turned off or prohibits
With to save terminal memory；Meet the payment software of the Rule of judgment since the delivery operation can be successfully completed, then maintain it
It runs and promotes its Payment Scheduling, and show its Payment Scheduling in ejection layer, and then carry out selection for user and judge with follow-up.
As a preferred embodiment, the Payment Scheduling in any one of payment software reaches preset
Other payment softwares in the multiple payment software are closed, suspend or disabled after Payment Scheduling threshold value, are specifically included：
The Payment Scheduling threshold value of exclusive payment is set for all payment softwares, monitor in real time the ejection layer show it is multiple
The current Payment Scheduling of the payment software after the Payment Scheduling of the payment software reaches the Payment Scheduling threshold value, is sentenced
The quantity of the disconnected payment software for reaching the Payment Scheduling threshold value simultaneously；If only reach institute there are one the payment software
Payment Scheduling threshold value is stated, then closes or disable other payment softwares in the multiple payment software；If there is multiple described
Payment software reaches the Payment Scheduling threshold value simultaneously, then prompts multiple softwares of the user from reaching in the Payment Scheduling threshold value
Middle one payment software of selection performs final delivery operation, and closes or disable after the user carries out the selection and remove
Other payment softwares other than the selected payment software.Illustratively, the exclusive payment is specially payment software B
Payment Scheduling reach 80% at first, then maintain the delivery operation of payment software B to continue to pay；Suspend or disable it
His payment software A/C/D continues delivery operation.If it is 80% that payment software A/B reaches Payment Scheduling simultaneously, prompt to use
Family selects a payment software to perform final delivery operation from A/B, and carries out the selection in the user（Such as A）Afterwards
Close or disable other payment softwares B/C/D in addition to the selected payment software.
It is as a preferred embodiment, described if there is multiple payment softwares reach the Payment Scheduling simultaneously
Threshold value then prompts user to be performed finally from one payment software of selection in multiple softwares in the Payment Scheduling threshold value is reached
Delivery operation, and close or disabled in addition to the selected payment software after the user carries out the selection
Other payment softwares, further include：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then prompt user from reach it is described pay into
It spends one payment software of selection in multiple softwares in threshold value and performs final delivery operation, and the choosing is carried out in the user
The delivery operation of other payment softwares of the pause in addition to the selected payment software after selecting；
If the payment software for performing final delivery operation occurs, payment is abnormal to cause payment to fail, from the pause
Optional one continues to execute the final delivery operation, and in the payment software branch in the payment software of delivery operation
The payment software is closed after paying successfully；If the payment software success for performing final delivery operation, by described in
The payment software for suspending delivery operation is closed.The embodiment continued the above, if described perform final delivery operation
Payment exception, which occurs, for payment software A causes payment to fail, then from the payment software B of the pause delivery operation（At this time only
There is B）In optional one continue to execute the final delivery operation, and by the branch after the payment software B is paid successfully
Software B is paid to close；Other payment softwares for reaching the Payment Scheduling threshold value are set as spare payment software, so as to improve
The success rate of payment；In addition, the Payment Scheduling of the spare payment software stand-by phase be pause rather than disabling or
It closes, so as to which software B continues to continue to execute subsequent delivery operation by starting point of Payment Scheduling threshold value after A payment failures,
And then improve payment efficiency.
It is as a preferred embodiment, described if there is multiple payment softwares reach the Payment Scheduling simultaneously
Threshold value then prompts user to be performed finally from one payment software of selection in multiple softwares in the Payment Scheduling threshold value is reached
Delivery operation further includes：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then reach the Payment Scheduling described in limitation
The payment speed of the payment software of threshold value, and user is prompted to select one from reaching in multiple softwares in the Payment Scheduling threshold value
A payment software performs final delivery operation, is released after the user carries out the selection to described in user selection
The limitation of the payment speed of payment software.It should be noted that the improvement of the runnability due to terminal, the payment of payment software
Speed repeats payment problem often than faster, in order to avoid the inaccuracy of Payment Scheduling monitoring caused by time, works as payment
Software A/B reaches Payment Scheduling simultaneously when being 80%, and it is per second for 1% to limit the payment process loading velocity of its Payment Scheduling, so as to
Some payment software during user selects is avoided to have been completed absolute payment progress, and then the mistake of user is avoided to grasp
Make.After the user carries out the selection（Such as A）Release the payment speed of the payment software A selected the user
Limitation；And payment software B is performed into locking or disable operation.
The present invention provides a kind of mobile terminal and its quick paying method and device, first determines whether the image of camera capture
Whether contain payment information, the payment software being then sent to the payment information simultaneously in terminal, it is multiple it is described payment it is soft
Part is performed simultaneously delivery operation, and shows Payment Scheduling；And it is complete that the big payment software of competitiveness is preferably paid according to Payment Scheduling
Into final delivery operation；Therefore, it is a kind of rapid payment side that each payment software with competition mechanism is independently paid
Method, so as to improve payment efficiency and success rate.In addition, the payment software of the second most fast Payment Scheduling of setting is as spare payment
Software, and then its Payment Scheduling is continued to execute after the payment software payment failure of the first payment speed, so as to further improve
Payment success rate.
Embodiment two：
As shown in Figure 1, the present invention provides a kind of mobile terminal rapid payment device, described device includes following module：
Barcode scanning function opening module, for detecting the camera whether user opens the mobile terminal, if taken the photograph described in opening
As head, then the camera detects whether to capture bar code or Quick Response Code, if the camera does not capture the bar code
Or the Quick Response Code, then perform the first barcode scanning judgment module；If the camera captures the bar code or described two
Code is tieed up, then performs the second barcode scanning judgment module；If not opening the camera, any operation is not done；It should be noted that
The opening operation of the camera of the mobile terminal can actively be opened a terminal the operation of camera program based on user, can also
It is the operation of the third party application calling camera acquisition image information in terminal including some payment software, herein
It is not limited；In addition, the camera does not capture the bar code or the Quick Response Code includes two kinds of situations, one is camera shooting
Bar code or Quick Response Code are not contained in the image information of head capture, the second is the misoperation either current environment due to user
Light influence causes the image information of capture unintelligible and whether contains bar code or two dimension in None- identified described image information
Code needs to make differentiation herein to carry out subsequent judgement operation.
First barcode scanning judgment module, for detecting in the image information of the camera capture whether contain bar code or two
Code information is tieed up, if the user is prompted to adjust the camera shooting containing the bar code or the Quick Response Code in image information
The camera site of head and angle, until successfully capturing the bar code or the Quick Response Code；If without in image information
Bar code or the Quick Response Code are stated, then does not start payment software；Although the it should be noted that figure that the camera captures at this time
As being judged in information containing bar code or 2 D code information, but due to the payment information is unintelligible and caused by payment information not
Completely, it is therefore desirable to carry out further camera shooting adjustment operation, to capture complete payment information, the safety so as to guarantee payment
Property.In addition, if confirm the operation that the bar code or the Quick Response Code, the then image capture are not contained in described image information
It is unrelated with delivery operation, do not start payment software at this time, in order to avoid maloperation.
Second barcode scanning judgment module, for judging either whether the Quick Response Code is payment bar code or payment to the bar code
Quick Response Code, if it is, start preset multiple payment softwares in the mobile terminal automatically simultaneously, and described in capturing
Payment bar code or the payment Quick Response Code are sent to the multiple payment software；If it is not, then do not start payment software；It needs
Illustrate, either there are many display form only bar codes or Quick Response Code and payment phase for Quick Response Code for bar code in the prior art
Guan Shi, it is just related to the solution of the present invention, therefore, the classification of bar code or Quick Response Code is judged and identified here, so as to
Avoid the maloperation in payment process.
Payment module, for setting mask layer in the current display interface of the mobile terminal, to cover current display circle
Face；Ejection layer is set on the upper strata of the mask layer, the ejection layer shows the current payment of multiple payment softwares successively
Progress；It closes, suspend or prohibits after the Payment Scheduling of any one of payment software reaches preset Payment Scheduling threshold value
With other payment softwares in the multiple payment software；It sends and pays to the user after the payment software is paid successfully
Successful prompt message.It should be noted that above-mentioned ejection layer is the first display layer, above-mentioned current display interface is the second display
Layer is provided with mask layer between above-mentioned first display layer and the second display layer, above-mentioned mask layer is preferable to provide to be translucent,
To ensure user experience.The ejection layer shows the current Payment Scheduling of multiple payment softwares, above-mentioned display mode successively
It can be progress bar, circumference etc., not be limited herein；Preferably, the sortord that the progress of payment software is shown for progress most
The high the top for being shown in the ejection layer only shows that Payment Scheduling sorts the payment software of former.It is described pay into
It is 80% that degree threshold value, which is preferable to provide, and illustratively, the payment software currently opened is A/B/C/D, if the branch of payment software B
The progress of paying reaches 80% at first, then maintains the delivery operation of payment software B to continue to pay；Suspend or disable other branch
Software A/C/D is paid, is sent after payment software B completes delivery operation to the user and pays successful prompt message；Then certainly
Dynamic all payment software A/B/C/D of closing continue delivery operation.Pausing operation herein is the payment for maintaining payment software
Progress is constant, and disable operation is to stop the delivery operation of payment software.
As a preferred embodiment, it is described at the same start automatically in the mobile terminal it is preset it is multiple payment it is soft
Part, and the payment bar code captured or the payment Quick Response Code are sent to the multiple payment software, it specifically includes：
The multiple payment softwares of installation in the mobile terminal, and it is identical or different for each payment software setting
The payment threshold value of barcode scanning payment；When either the Quick Response Code is payment bar code or payment Quick Response Code to the bar code, while from
Dynamic to start preset multiple payment softwares in the mobile terminal, the payment software judges the payment bar code or the branch
Whether the payment amount for paying Quick Response Code is more than the corresponding payment threshold value of the payment software；
If the payment amount is more than the payment threshold value, the corresponding payment software of the payment threshold value is closed automatically
It closes or disables；If the payment amount maintains the corresponding payment of the payment threshold value no more than the payment threshold value
The operation of software, and the current Payment Scheduling of the payment software is included in the ejection layer.It should be noted that institute
It states preset multiple payment softwares in mobile terminal to complete after starting, obtains the payment bar code or payment Quick Response Code automatically,
Then the judgement operation of payment amount is carried out；At this point, whether payment amount continues sentencing for delivery operation as payment software
Broken strip part is unsatisfactory for the payment software of the Rule of judgment due to that cannot successfully complete the delivery operation, is then turned off or prohibits
With to save terminal memory；Meet the payment software of the Rule of judgment since the delivery operation can be successfully completed, then maintain it
It runs and promotes its Payment Scheduling, and show its Payment Scheduling in ejection layer, and then carry out selection for user and judge with follow-up.
As a preferred embodiment, the Payment Scheduling in any one of payment software reaches preset
Other payment softwares in the multiple payment software are closed, suspend or disabled after Payment Scheduling threshold value, are specifically included：
The Payment Scheduling threshold value of exclusive payment is set for all payment softwares, monitor in real time the ejection layer show it is multiple
The current Payment Scheduling of the payment software after the Payment Scheduling of the payment software reaches the Payment Scheduling threshold value, is sentenced
The quantity of the disconnected payment software for reaching the Payment Scheduling threshold value simultaneously；If only reach institute there are one the payment software
Payment Scheduling threshold value is stated, then closes or disable other payment softwares in the multiple payment software；If there is multiple described
Payment software reaches the Payment Scheduling threshold value simultaneously, then prompts multiple softwares of the user from reaching in the Payment Scheduling threshold value
Middle one payment software of selection performs final delivery operation, and closes or disable after the user carries out the selection and remove
Other payment softwares other than the selected payment software.Illustratively, the exclusive payment is specially payment software B
Payment Scheduling reach 80% at first, then maintain the delivery operation of payment software B to continue to pay；Suspend or disable it
His payment software A/C/D continues delivery operation.If it is 80% that payment software A/B reaches Payment Scheduling simultaneously, prompt to use
Family selects a payment software to perform final delivery operation from A/B, and carries out the selection in the user（Such as A）Afterwards
Close or disable other payment softwares B/C/D in addition to the selected payment software.
It is as a preferred embodiment, described if there is multiple payment softwares reach the Payment Scheduling simultaneously
Threshold value then prompts user to be performed finally from one payment software of selection in multiple softwares in the Payment Scheduling threshold value is reached
Delivery operation, and close or disabled in addition to the selected payment software after the user carries out the selection
Other payment softwares, further include：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then prompt user from reach it is described pay into
It spends one payment software of selection in multiple softwares in threshold value and performs final delivery operation, and the choosing is carried out in the user
The delivery operation of other payment softwares of the pause in addition to the selected payment software after selecting；
If the payment software for performing final delivery operation occurs, payment is abnormal to cause payment to fail, from the pause
Optional one continues to execute the final delivery operation, and in the payment software branch in the payment software of delivery operation
The payment software is closed after paying successfully；If the payment software success for performing final delivery operation, by described in
The payment software for suspending delivery operation is closed.The embodiment continued the above, if described perform final delivery operation
Payment exception, which occurs, for payment software A causes payment to fail, then from the payment software B of the pause delivery operation（At this time only
There is B）In optional one continue to execute the final delivery operation, and by the branch after the payment software B is paid successfully
Software B is paid to close；Other payment softwares for reaching the Payment Scheduling threshold value are set as spare payment software, so as to improve
The success rate of payment；In addition, the Payment Scheduling of the spare payment software stand-by phase be pause rather than disabling or
It closes, so as to which software B continues to continue to execute subsequent delivery operation by starting point of Payment Scheduling threshold value after A payment failures,
And then improve payment efficiency.
It is as a preferred embodiment, described if there is multiple payment softwares reach the payment simultaneously
Progress threshold value then prompts user to be performed most from one payment software of selection in multiple softwares in the Payment Scheduling threshold value is reached
Whole delivery operation, further includes：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then reach the Payment Scheduling described in limitation
The payment speed of the payment software of threshold value, and user is prompted to select one from reaching in multiple softwares in the Payment Scheduling threshold value
A payment software performs final delivery operation, is released after the user carries out the selection to described in user selection
The limitation of the payment speed of payment software.It should be noted that the improvement of the runnability due to terminal, the payment of payment software
Speed repeats payment problem often than faster, in order to avoid the inaccuracy of Payment Scheduling monitoring caused by time, works as payment
Software A/B reaches Payment Scheduling simultaneously when being 80%, and it is per second for 1% to limit the payment process loading velocity of its Payment Scheduling, so as to
Some payment software during user selects is avoided to have been completed absolute payment progress, and then the mistake of user is avoided to grasp
Make.After the user carries out the selection（Such as A）Release the payment speed of the payment software A selected the user
Limitation；And payment software B is performed into locking or disable operation.
The present invention provides a kind of mobile terminal and its quick paying method and device, first determines whether the image of camera capture
Whether contain payment information, the payment software being then sent to the payment information simultaneously in terminal, it is multiple it is described payment it is soft
Part is performed simultaneously delivery operation, and shows Payment Scheduling；And it is complete that the big payment software of competitiveness is preferably paid according to Payment Scheduling
Into final delivery operation；Therefore, it is a kind of rapid payment side that each payment software with competition mechanism is independently paid
Method, so as to improve payment efficiency and success rate.In addition, the payment software of the second most fast Payment Scheduling of setting is as spare payment
Software, and then its Payment Scheduling is continued to execute after the payment software payment failure of the first payment speed, so as to further improve
Payment success rate.
Embodiment three：
A kind of mobile terminal, the above-mentioned quick paying method of mobile terminal execution.
Example IV：
A kind of computer readable storage medium, the computer-readable recording medium storage is in the memory in the mobile terminal
In, the computer readable storage medium includes the code for performing above-mentioned quick paying method.
Those skilled in the art of the present technique be appreciated that can with computer program instructions come realize these structure charts and/or
The combination of each frame and these structure charts and/or the frame in block diagram and/or flow graph in block diagram and/or flow graph.It can be by this
A little computer program instructions are supplied to the processor of all-purpose computer, special purpose computer or other programmable data processing methods
Machine is generated, is used for so as to be performed instruction by the processor of computer or other programmable data processing methods and create
Realize the method specified in the frame or multiple frames of structure chart and/or block diagram and/or flow graph.
Those skilled in the art of the present technique are appreciated that in the various operations crossed by discussion in the present invention, method, flow
Steps, measures, and schemes can be replaced, changed, combined or be deleted.Further, it is each with having been crossed by discussion in the present invention
Other steps, measures, and schemes in kind operation, method, flow may also be alternated, changed, rearranged, decomposed, combined or deleted.
Further, it is of the prior art have with disclosed in the present invention various operations, method, the step in flow, measure, scheme
It may also be alternated, changed, rearranged, decomposed, combined or deleted.
The foregoing is merely the embodiment of the present invention, are not intended to limit the scope of the invention, every to utilize this hair
The equivalent structure or equivalent flow shift that bright specification and accompanying drawing content are made directly or indirectly is used in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of mobile terminal quick paying method, which is characterized in that described method includes following steps：
S1, whether detection user opens the camera of the mobile terminal, if opening the camera, the camera inspection
If whether survey captures bar code, either the Quick Response Code camera does not capture the bar code or the Quick Response Code, into
Enter step S2；If the camera captures the bar code or the Quick Response Code, S3 is entered step；If institute is not opened
Camera is stated, then does not do any operation；
Whether S2 is detected in the image information of the camera capture containing bar code or 2 D code information, if image information
In containing the bar code or the Quick Response Code, then prompt camera site and angle that the user adjusts the camera, directly
To successfully capturing the bar code or the Quick Response Code；If not containing the bar code or the Quick Response Code in image information,
Do not start payment software then；
S3 judges either whether the Quick Response Code is payment bar code or payment Quick Response Code to the bar code, if it is, simultaneously certainly
It is dynamic to start preset multiple payment softwares in the mobile terminal, and by the payment bar code captured or the payment two
Dimension code is sent to the multiple payment software；If it is not, then do not start payment software；
S4 sets mask layer, to cover current display interface in the current display interface of the mobile terminal；In the mask layer
Upper strata setting ejection layer, the ejection layer shows the current Payment Scheduling of multiple payment softwares successively；At any one
The Payment Scheduling of the payment software reaches that close, suspend or disable the multiple payment after preset Payment Scheduling threshold value soft
Other payment softwares in part；It is sent after the payment software is paid successfully to the user and pays successful prompt message.
It is 2. according to the method described in claim 1, it is characterized in that, described while start automatically preset in the mobile terminal
Multiple payment softwares, and by the payment bar code captured or it is described payment Quick Response Code be sent to it is the multiple payment it is soft
Part specifically includes：
The multiple payment softwares of installation in the mobile terminal, and it is identical or different for each payment software setting
The payment threshold value of barcode scanning payment；When either the Quick Response Code is payment bar code or payment Quick Response Code to the bar code, while from
Dynamic to start preset multiple payment softwares in the mobile terminal, the payment software judges the payment bar code or the branch
Whether the payment amount for paying Quick Response Code is more than the corresponding payment threshold value of the payment software；
If the payment amount is more than the payment threshold value, the corresponding payment software of the payment threshold value is closed automatically
It closes or disables；If the payment amount maintains the corresponding payment of the payment threshold value no more than the payment threshold value
The operation of software, and the current Payment Scheduling of the payment software is included in the ejection layer.
3. the according to the method described in claim 1, it is characterized in that, Payment Scheduling in any one of payment software
Reach other payment softwares closed, suspend or disabled after preset Payment Scheduling threshold value in the multiple payment software, tool
Body includes：
The Payment Scheduling threshold value of exclusive payment is set for all payment softwares, monitor in real time the ejection layer show it is multiple
The current Payment Scheduling of the payment software after the Payment Scheduling of the payment software reaches the Payment Scheduling threshold value, is sentenced
The quantity of the disconnected payment software for reaching the Payment Scheduling threshold value simultaneously；If only reach institute there are one the payment software
Payment Scheduling threshold value is stated, then closes or disable other payment softwares in the multiple payment software；If there is multiple described
Payment software reaches the Payment Scheduling threshold value simultaneously, then prompts multiple softwares of the user from reaching in the Payment Scheduling threshold value
Middle one payment software of selection performs final delivery operation, and closes or disable after the user carries out the selection and remove
Other payment softwares other than the selected payment software.
It is 4. according to the method described in claim 3, it is characterized in that, described if there is multiple payment softwares reach institute simultaneously
Payment Scheduling threshold value is stated, then prompts user from reaching in multiple softwares in the Payment Scheduling threshold value one payment software of selection
Final delivery operation is performed, and closes or is disabled except the selected payment after the user carries out the selection
Other payment softwares other than software, further include：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then prompt user from reach it is described pay into
It spends one payment software of selection in multiple softwares in threshold value and performs final delivery operation, and the choosing is carried out in the user
The delivery operation of other payment softwares of the pause in addition to the selected payment software after selecting；
If the payment software for performing final delivery operation occurs, payment is abnormal to cause payment to fail, from the pause
Optional one continues to execute the final delivery operation, and in the payment software branch in the payment software of delivery operation
The payment software is closed after paying successfully；If the payment software success for performing final delivery operation, by described in
The payment software for suspending delivery operation is closed.
It is 5. according to the method described in claim 3, it is characterized in that, described if there is multiple payment softwares reach institute simultaneously
Payment Scheduling threshold value is stated, then prompts user from reaching in multiple softwares in the Payment Scheduling threshold value one payment software of selection
Final delivery operation is performed, is further included：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then reach the Payment Scheduling described in limitation
The payment speed of the payment software of threshold value, and user is prompted to select one from reaching in multiple softwares in the Payment Scheduling threshold value
A payment software performs final delivery operation, is released after the user carries out the selection to described in user selection
The limitation of the payment speed of payment software.
6. a kind of mobile terminal rapid payment device, which is characterized in that described device includes following module：
Barcode scanning function opening module, for detecting the camera whether user opens the mobile terminal, if taken the photograph described in opening
As head, then the camera detects whether to capture bar code or Quick Response Code, if the camera does not capture the bar code
Or the Quick Response Code, then perform the first barcode scanning judgment module；If the camera captures the bar code or described two
Code is tieed up, then performs the second barcode scanning judgment module；If not opening the camera, any operation is not done；
First barcode scanning judgment module, for detecting in the image information of the camera capture whether contain bar code or Quick Response Code
Information, if the user is prompted to adjust the camera containing the bar code or the Quick Response Code in image information
Camera site and angle, until successfully capturing the bar code or the Quick Response Code；If the item is not contained in image information
Code or the Quick Response Code, then do not start payment software；
Second barcode scanning judgment module, for judging either whether the Quick Response Code is payment bar code or payment two dimension to the bar code
Code, if it is, starting preset multiple payment softwares in the mobile terminal automatically simultaneously, and the payment that will be captured
Bar code or the payment Quick Response Code are sent to the multiple payment software；If it is not, then do not start payment software；
Payment module, for setting mask layer in the current display interface of the mobile terminal, to cover current display interface；
The upper strata setting ejection layer of the mask layer, the ejection layer show the current Payment Scheduling of multiple payment softwares successively；
It is closed, described in pause or disabling after the Payment Scheduling of any one of payment software reaches preset Payment Scheduling threshold value
Other payment softwares in multiple payment softwares；After the payment software is paid successfully payment is sent to the user successfully
Prompt message.
7. device according to claim 6, which is characterized in that described while start automatically preset in the mobile terminal
Multiple payment softwares, and by the payment bar code captured or it is described payment Quick Response Code be sent to it is the multiple payment it is soft
Part specifically includes：
The multiple payment softwares of installation in the mobile terminal, and it is identical or different for each payment software setting
The payment threshold value of barcode scanning payment；When either the Quick Response Code is payment bar code or payment Quick Response Code to the bar code, while from
Dynamic to start preset multiple payment softwares in the mobile terminal, the payment software judges the payment bar code or the branch
Whether the payment amount for paying Quick Response Code is more than the corresponding payment threshold value of the payment software；
If the payment amount is more than the payment threshold value, the corresponding payment software of the payment threshold value is closed automatically
It closes or disables；If the payment amount maintains the corresponding payment of the payment threshold value no more than the payment threshold value
The operation of software, and the current Payment Scheduling of the payment software is included in the ejection layer.
8. device according to claim 6, which is characterized in that the Payment Scheduling in any one of payment software
Reach other payment softwares closed, suspend or disabled after preset Payment Scheduling threshold value in the multiple payment software, tool
Body includes：
The Payment Scheduling threshold value of exclusive payment is set for all payment softwares, monitor in real time the ejection layer show it is multiple
The current Payment Scheduling of the payment software after the Payment Scheduling of the payment software reaches the Payment Scheduling threshold value, is sentenced
The quantity of the disconnected payment software for reaching the Payment Scheduling threshold value simultaneously；If only reach institute there are one the payment software
Payment Scheduling threshold value is stated, then closes or disable other payment softwares in the multiple payment software；If there is multiple described
Payment software reaches the Payment Scheduling threshold value simultaneously, then prompts multiple softwares of the user from reaching in the Payment Scheduling threshold value
Middle one payment software of selection performs final delivery operation, and closes or disable after the user carries out the selection and remove
Other payment softwares other than the selected payment software.
9. device according to claim 7, which is characterized in that described if there is multiple payment softwares reach institute simultaneously
Payment Scheduling threshold value is stated, then prompts user from reaching in multiple softwares in the Payment Scheduling threshold value one payment software of selection
Final delivery operation is performed, and closes or is disabled except the selected payment after the user carries out the selection
Other payment softwares other than software, further include：
If there is multiple payment softwares reach the Payment Scheduling threshold value simultaneously, then prompt user from reach it is described pay into
It spends one payment software of selection in multiple softwares in threshold value and performs final delivery operation, and the choosing is carried out in the user
The delivery operation of other payment softwares of the pause in addition to the selected payment software after selecting；
If the payment software for performing final delivery operation occurs, payment is abnormal to cause payment to fail, from the pause
Optional one continues to execute the final delivery operation, and in the payment software branch in the payment software of delivery operation
The payment software is closed after paying successfully；If the payment software success for performing final delivery operation, by described in
The payment software for suspending delivery operation is closed.
10. a kind of mobile terminal, which is characterized in that described mobile terminal execution claim 1-5 any one of them is quickly propped up
The method of paying.
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| CN201810016711.6A CN108229951A (en) | 2018-01-08 | 2018-01-08 | A kind of mobile terminal and its quick paying method and device |
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| CN201810016711.6A CN108229951A (en) | 2018-01-08 | 2018-01-08 | A kind of mobile terminal and its quick paying method and device |
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Application publication date: 20180629 |