CN105046482A - Mobile terminal payment method, device, and system - Google Patents
Mobile terminal payment method, device, and system Download PDFInfo
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- CN105046482A CN105046482A CN201510354623.3A CN201510354623A CN105046482A CN 105046482 A CN105046482 A CN 105046482A CN 201510354623 A CN201510354623 A CN 201510354623A CN 105046482 A CN105046482 A CN 105046482A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/16—Payments settled via telecommunication systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
Abstract
The invention discloses a mobile terminal payment method comprising: monitoring a payment operation request input by a user in view of an order to be paid; displaying a preset payment application program list if the payment operation request is monitored; receiving a touch control action input by the user in view of at least one payment application program in the payment application program list; acquiring the payment interface of at least one payment application program corresponding to the touch control action from a preset payment interface; calling the payment application program to pay the order to be paid by means of the payment interface. The mobile terminal payment method prevents a large number of payment application programs from being installed in an operating system, saves memory space of the operating system, improves use efficiency, achieves simple operation, and provides convenience for the user.
Description
Technical field
The application relates to field of mobile terminals, is specifically related to a kind of method of mobile terminal payment.The device that the application relates to a kind of device of mobile terminal payment simultaneously, a kind of method that the device that a kind of method that the device that a kind of method that user's service end pays, a kind of user's service end pay, payment services end pay, a kind of payment services end pay, payment application pay, a kind of payment application pay, and a kind of system of mobile terminal payment.
Background technology
Along with the development of development of Mobile Internet technology, the popularity rate of mobile terminal is more and more higher, and in the process of exchange of electronic trade platform, user uses the frequency of terminal device also more and more higher, and in the bargain link of electronic trade platform, there is increasing people to be paid by mobile terminal.
At present, the method of common mobile terminal payment comprises: user browses the article in electronic trade platform by mobile terminal, article to be transacted are selected to conclude the business, order to be paid is generated at this electronic trade platform, user is paid by the respective pay application program of the operating system installation of interface interchange mobile terminal after clicking corresponding payment button for order to be paid.
There is obvious defect in the method for the mobile terminal payment that above-mentioned prior art provides.
The method of the mobile terminal payment that above-mentioned prior art provides, user is used and brings inconvenience, electronic trade platform has respective payment application mostly at present, a user wherein electronic trade platform concludes the business, generate order to be paid, now, if the operating system of the mobile terminal of user does not install the corresponding payment application of this electronic trade platform, then cannot pay, need the corresponding payment application of user installation, in the course of time, the payment application of the operating system installation of the mobile terminal of user is more next many, the performance of mobile terminal is had an impact, reduce service efficiency, user is used and brings inconvenience.
Summary of the invention
The application provides a kind of method of mobile terminal payment, the lower and awkward problem with the efficiency solving prior art existence.The device that the application relates to a kind of device of mobile terminal payment simultaneously, a kind of method that the device that a kind of method that the device that a kind of method that user's service end pays, a kind of user's service end pay, payment services end pay, a kind of payment services end pay, payment application pay, a kind of payment application pay, and a kind of system of mobile terminal payment.
The application provides a kind of method of mobile terminal payment, comprising:
The delivery operation request that monitor user ' inputs for order to be paid;
If monitor described delivery operation request, show the payment application list pre-set;
Receive the touch-control action of user at least one payment application input in described payment application list;
At least one payment application payment interface separately corresponding to described touch-control action is obtained from the payment interface bag preset;
Call described payment application by described payment interface to pay described order to be paid.
Optionally, described payment interface bag adopts following steps to obtain:
Obtain the respective SDK for developing described payment application;
Read in described SDK the respective API comprised;
Obtain the respective payment parameter comprised in described SDK;
Described API and described payment parameter are pooled in described payment interface bag.
Optionally, the method for described mobile terminal payment, comprising:
By in the configuration file of the configuration information write operation system of described payment application;
Wherein, described operating system comprises:
Android, iOS, Windows10forphones, WindowsPhone and BlackBerryOS.
Optionally, if described operating system is Android, described configuration file comprises:
AndroidManifest.xml file;
Accordingly, the described configuration information by described payment application writes in the configuration file of described operating system, comprising:
Described payment application authority is separately write in the respective configuration information that described AndroidManifest.xml file comprises.
Optionally, the method for described mobile terminal payment, comprising:
Obtain at least one payment application payment information separately that described touch-control action is corresponding;
Described payment information is sent to user's service end;
Receive the payment result message that described user's service end sends.
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
Optionally, described payment application list comprises at least one payment application;
Described payment application comprises following at least one item:
The payment application paid for using bank card, for use Third-party payment instrument to pay payment application, for using the payment application of e-check payment, for using the payment application of electronic cash payment and the payment application for using stored value card to pay.
The application also provides a kind of device of mobile terminal payment, comprising:
Delivery operation request monitoring means, for the delivery operation request that monitor user ' inputs for order to be paid;
Payment application list display unit, if for monitoring described delivery operation request, shows the payment application list pre-set;
Touch-control action receiving element, for receiving the touch-control action of user at least one payment application input in described payment application list;
Payment interface acquiring unit, for obtaining at least one payment application payment interface separately corresponding to described touch-control action from the payment interface bag preset;
Payment application call unit, is paid described order to be paid for being called described payment application by described payment interface.
A kind of method that the application also provides user's service end to pay, comprising:
Receive the payment information that above-mentioned subscription client is submitted to;
In described payment information, the payment services end of each payment application sends respective payment information;
Receive the payment result message that described payment services end sends;
Described payment result message is sent to described subscription client;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
The device that the application also provides a kind of user's service end to pay, comprising:
Payment information receiving element, for receiving the payment information that above-mentioned subscription client is submitted to;
Payment information transmitting element, for sending respective payment information to the payment services end of each payment application in described payment information;
Payment result message reception units, for receiving the payment result message that described payment services end sends;
Payment result message sending unit, for sending described payment result message to described subscription client;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
A kind of method that the application also provides user's service end to pay, comprising:
The payment information that the subscription client receiving the method performing described mobile terminal payment is submitted to;
Payment services end corresponding to each payment application comprised in described payment information sends respective payment information;
Receive the payment result message that described payment services end sends;
Described payment result message is sent to described subscription client;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
The device that the application also provides a kind of user's service end to pay, comprising:
Payment information receiving element, the payment information that the subscription client for receiving the method performing described mobile terminal payment is submitted to;
Payment information transmitting element, payment services end corresponding to each payment application for comprising in described payment information sends respective payment information;
Payment result message reception units, for receiving the payment result message that described payment services end sends;
Payment result message sending unit, for sending described payment result message to described subscription client;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
A kind of method that the application also provides payment services end to pay, comprising:
Receive the payment information of the user's service end transmission performing the method that described user's service end pays;
Receive the payment verification information that payment application is submitted to;
Judge that whether the payment information that the payment information that comprises in described payment verification information and described user's service end send is consistent;
If so, then delivery operation is performed;
Payment result message is sent to described payment application and described user's service end;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
The device that the application also provides a kind of payment services end to pay, comprising:
Payment information receiving element, for receiving the payment information of the user's service end transmission performing the method that described user's service end pays;
Payment verification information receiving unit, for receiving the payment verification information that payment application is submitted to;
Judge authentication unit, whether consistent for judging the payment information that the payment information that comprises in described payment verification information and described user's service end send;
If so, delivery operation performance element is then entered;
Described delivery operation performance element, for performing delivery operation;
Payment result message sending unit, for sending payment result message to described payment application and described user's service end;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
A kind of method that the application also provides payment application to pay, comprising:
Receive the payment verification information of user's input;
Described payment verification information is submitted to the payment services end performing the method that described payment services end pays;
Receive the payment result message that described payment services end sends.
The device that the application also provides a kind of payment application to pay, comprising:
Payment verification information receiving unit, for receiving the payment verification information of user's input;
Payment verification information commit unit, for submitting described payment verification information to the payment services end performing the method that described payment services end pays;
Payment result message reception units, for receiving the payment result message that described payment services end sends.
The application also provides a kind of system of mobile terminal payment, comprising:
Subscription client, user's service end, payment application and payment services end;
Described subscription client, for performing the method for described mobile terminal payment;
Described user's service end, for performing the method that described user's service end pays;
Described payment application, for performing the method that described payment application pays
Described payment services end, for performing the method that described payment services end pays.
Compared with prior art, the application has the following advantages:
The method of the mobile terminal payment that the application provides, comprising: the delivery operation request that monitor user ' inputs for order to be paid; If monitor described delivery operation request, show the payment application list pre-set; Receive the touch-control action of user at least one payment application input in described payment application list; At least one payment application payment interface separately corresponding to described touch-control action is obtained from the payment interface bag preset; Call described payment application by described payment interface to pay described order to be paid.
The method of the mobile terminal payment that the application provides, pre-set the payment interface bag be made up of the payment interface of multiple payment application, user is when paying described order to be paid, pay by any one payment application mounted in payment interface call operation system, simple to operate, avoid in a large amount of payment application of operating system installation simultaneously, save memory headroom, improve service efficiency; In addition, for an order to be paid, the method can adopt multiple payment application to realize paying, and when the account balance of a payment application of such as user is not enough, other payment application can be adopted to pay, provide users with the convenient.
Accompanying drawing explanation
Accompanying drawing 1 is the processing flow chart of the embodiment of the method for a kind of mobile terminal payment that the application provides;
Accompanying drawing 2 is schematic diagram of the device embodiment of a kind of mobile terminal payment that the application provides;
Accompanying drawing 3 is processing flow charts of the embodiment of the method for a kind of user's service end payment that the application provides;
Accompanying drawing 4 is schematic diagram of the device embodiment of a kind of user's service end payment that the application provides;
Accompanying drawing 5 is processing flow charts of the embodiment of the method for a kind of payment services end payment that the application provides;
Accompanying drawing 6 is schematic diagram of the device embodiment of a kind of payment services end payment that the application provides;
Accompanying drawing 7 is processing flow charts of the embodiment of the method for a kind of payment application payment that the application provides;
Accompanying drawing 8 is schematic diagram of the device embodiment of a kind of payment application payment that the application provides;
Accompanying drawing 9 is schematic diagram of the system embodiment of a kind of mobile terminal payment that the application provides.
Embodiment
Set forth a lot of detail in the following description so that fully understand the application.But the application can implement to be much different from other modes described here, those skilled in the art can when doing similar popularization without prejudice to when the application's intension, and therefore the application is by the restriction of following public concrete enforcement.
The application provides a kind of method of mobile terminal payment, the device that the application relates to a kind of device of mobile terminal payment simultaneously, a kind of method that the device that a kind of method that the device that a kind of method that user's service end pays, a kind of user's service end pay, payment services end pay, a kind of payment services end pay, payment application pay, a kind of payment application pay, and a kind of system of mobile terminal payment.
The accompanying drawing of the embodiment provided below in conjunction with the application is described, and is described each step of method.
The embodiment of the method for a kind of mobile terminal payment that the application provides is as follows:
With reference to accompanying drawing 1, it illustrates the processing flow chart of the embodiment of the method for a kind of mobile terminal payment that the application provides.
Step S101, the delivery operation request that monitor user ' inputs for order to be paid.
The present embodiment is to be provided with the mobile terminal of Mobile operating system android system, the method of described mobile terminal payment is described, in addition, described mobile terminal can also be the mobile terminal being provided with iOS, Windows10forphones, WindowsPhone or BlackBerryOS, does not limit at this.
In the present embodiment, described order to be paid refers to the trading order form of the commodity that user submits in transaction system.
Described delivery operation request refers to the touch-control action that user inputs for order to be paid, and in addition, described delivery operation request can also be other operational orders outside touch-control action, and such as voice operating instruction, does not limit at this.
Step S102, if monitor described delivery operation request, shows the payment application list pre-set.
Described payment application list comprises at least one payment application;
Described payment application comprises following at least one item:
The payment application (as " Unionpay cellphones payment ") paid for using bank card, for use Third-party payment instrument to pay payment application (as " Alipay "), for using the payment application of e-check payment, for using the payment application of electronic cash payment and the payment application (as " Jingdone district wallet ") for using stored value card to pay.
In the present embodiment, if the delivery operation request that user inputs detected, then show at the screen display of mobile terminal the payment application list pre-set.
Step S103, receives the touch-control action of user at least one payment application input in described payment application list.
It should be noted that, in the present embodiment, described mobile terminal is provided with touch panel device, in the specific implementation, and the touch-control action inputted at least one payment application in the described payment application list of screen display by touch panel device reception user.
Step S104, obtains at least one payment application payment interface separately corresponding to described touch-control action from the payment interface bag preset.
In the specific implementation, described payment interface bag adopts following steps to obtain:
1) the respective SDK for developing described payment application is obtained;
SDK (SDK (Software Development Kit), foreign language full name: SoftwareDevelopmentKit), generally refer to some by software engineer for setting up the set of the developing instrument of application software for specific software package, software frame, hardware platform, operating system etc.
2) the respective API comprised is read in described SDK;
API (application programming interface, foreign language full name: ApplicationProgrammingInterface) be some predefined functions, object is to provide application program and developer is able to the ability of access one group of routine based on certain software or hardware, and without the need to accessing source code, or understand the details of internal work mechanism.
3) described SDK payment parameter is separately obtained;
Pay parameter value by obtaining to each payment platform application, such as: the payment parameter that " Alipay " is corresponding, developer obtains payment function to the application of Alipay platform, after application, obtain some charging parameters that Alipay platform gives, these parameters are referred to as payment parameter.
4) described API and described payment parameter are pooled in described payment interface bag.
Contain the API of all payment application in described payment application list in described payment interface bag and pay parameter, therefore, if the touch-control action of user's input have selected two payment application in above-mentioned steps S103, such as " Alipay " and " Unionpay cellphones payment ", in this step, from described payment interface bag, obtain the payment interface of " Alipay " and the payment interface of " Unionpay cellphones payment ".
In the present embodiment, pre-set the payment interface bag be made up of the payment interface of multiple payment application, this meets in payment interface bag the API and payment parameter that comprise existing all payment application, that is: the compatible existing all payment application of this payment interface bag, user is when paying described order to be paid, user can select any one payment application mounted in android system to pay, without the need to the source difference according to order to be paid, corresponding payment application is installed, such as the order to be paid of cat shopping center, sky, payment application " Alipay " is installed pay, the order to be paid of Jingdone district electronic emporium for another example, payment application " Jingdone district wallet " is installed pay, simple to operate, avoid simultaneously, in android system, a large amount of payment application is installed, save memory headroom, improve service efficiency.
Step S105, calls described payment application by described payment interface and pays described order to be paid.
In the specific implementation, after this step, perform following steps:
1) at least one payment application payment information separately that described touch-control action is corresponding is obtained;
Such as:
After user submits order to, the total charge of order is 500 yuan, and user have selected two payment application: " Alipay " and " Unionpay cellphones payment ";
Wherein, the payment of " Alipay " is 100 yuan, and the payment of " Unionpay cellphones payment " is 400 yuan;
At this, collect the relevant payment information of " Alipay ", and, collect the relevant payment information of " Unionpay cellphones payment ";
That is:
In the present embodiment, for same order to be paid, one or more payment application of installing in android system can be called this order to be paid is paid, provide users with the convenient.
2) described payment information is sent to user's service end;
3) the payment result message that described user's service end sends is received.
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
In addition, in the specific implementation, in the implementation of above-mentioned steps, or before above-mentioned steps execution, perform step in the configuration file of the configuration information of described payment application write android system;
Concrete, the configuration information of described application program refers to payment application authority separately;
Described configuration file refers to AndroidManifest.xml file; AndroidManifest.xml file is the important authority application of android system and definition configuration file, and developer needs when developing to be pre-defined to android system by it and apply for the authority required for application program operation.
The device embodiment of a kind of mobile terminal payment that the application provides is as follows:
In the above-described embodiment, provide a kind of method of mobile terminal payment, correspond, present invention also provides a kind of device of mobile terminal payment, be described with below in conjunction with accompanying drawing.
With reference to accompanying drawing 2, it illustrates the schematic diagram of the device embodiment of a kind of mobile terminal payment that the application provides.
Because device embodiment is substantially similar to embodiment of the method, so describe fairly simple, the correspondence that relevant part refers to the above-mentioned embodiment of the method provided illustrates.The device embodiment of following description is only schematic.
The application provides a kind of device of mobile terminal payment, comprising:
Delivery operation request monitoring means 201, for the delivery operation request that monitor user ' inputs for order to be paid;
Payment application list display unit 202, if for monitoring described delivery operation request, shows the payment application list pre-set;
Touch-control action receiving element 203, for receiving the touch-control action of user at least one payment application input in described payment application list;
Payment interface acquiring unit 204, for obtaining at least one payment application payment interface separately corresponding to described touch-control action from the payment interface bag preset;
Payment application call unit 205, is paid described order to be paid for being called described payment application by described payment interface.
Optionally, described payment interface bag is obtained by such as lower unit:
SDK acquiring unit, for obtaining the respective SDK for developing described payment application;
API reading unit, for reading in described SDK the respective API comprised;
Pay parameter acquiring unit, for obtaining the respective payment parameter comprised in described SDK;
Payment interface bag collects unit, for described API and described payment parameter being pooled in described payment interface bag.
Optionally, the device of described mobile terminal payment, comprising:
Configuration information writing unit, in the configuration file for the configuration information write operation system by described payment application;
Wherein, described operating system comprises:
Android, iOS, Windows10forphones, WindowsPhone and BlackBerryOS.
Optionally, if described operating system is Android, described configuration file comprises:
AndroidManifest.xml file;
Accordingly, described configuration information writing unit, comprising:
Authority write subelement, for writing described payment application authority separately in respective configuration information that described AndroidManifest.xml file comprises.
Optionally, the device of described mobile terminal payment, comprising:
Payment information acquiring unit, for obtaining at least one payment application payment information separately corresponding to described touch-control action;
Payment information transmitting element, for sending described payment information to user's service end;
Payment result message reception units, for receiving the payment result message that described user's service end sends.
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
Optionally, described payment application list comprises at least one payment application;
Described payment application comprises following at least one item:
The payment application paid for using bank card, for use Third-party payment instrument to pay payment application, for using the payment application of e-check payment, for using the payment application of electronic cash payment and the payment application for using stored value card to pay.
The embodiment of the method that a kind of user's service end that the application provides pays is as follows:
In the above-described embodiment, provide a kind of method of mobile terminal payment, on this basis, a kind of method that the application also provides user's service end to pay, cooperatively interacts with the method for above-mentioned mobile terminal payment.
The method that a kind of user's service end provided below in conjunction with accompanying drawing 3 couples of the application pays is described, and each step of the method is described, the part that the present embodiment is identical with the embodiment of the method content of above-mentioned mobile terminal payment repeats no more, and reads the embodiment of the method that the present embodiment please refer to above-mentioned mobile terminal payment.
With reference to accompanying drawing 3, the processing flow chart of the embodiment of the method that a kind of user's service end that it illustrates the application provides pays.
Step S301, the payment information that the subscription client receiving the method performing described mobile terminal payment is submitted to.
Step S302, payment services end corresponding to each payment application comprised in described payment information sends respective payment information.
Such as:
The payment application comprised in described payment information has: " Alipay " and " Unionpay cellphones payment ";
Then to described payment application " Alipay " and each autocorrelative payment information of described payment application " Unionpay cellphones payment " each self-corresponding payment services end.
Step S303, receives the payment result message that described payment services end sends.
Step S304, sends described payment result message to described subscription client.
The device embodiment that a kind of user's service end that the application provides pays is as follows:
In the above-described embodiment, provide a kind of method that user's service end pays, correspond, present invention also provides the device that a kind of user's service end pays, be described with below in conjunction with accompanying drawing.
With reference to accompanying drawing 4, the schematic diagram of the device embodiment that a kind of user's service end that it illustrates the application provides pays.
Because device embodiment is substantially similar to embodiment of the method, so describe fairly simple, the correspondence that relevant part refers to the above-mentioned embodiment of the method provided illustrates.The device embodiment of following description is only schematic.
The device that the application provides a kind of user's service end to pay, comprising:
Payment information receiving element 401, the payment information that the subscription client for receiving the method performing described mobile terminal payment is submitted to;
Payment information transmitting element 402, payment services end corresponding to each payment application for comprising in described payment information sends respective payment information;
Payment result message reception units 403, for receiving the payment result message that described payment services end sends;
Payment result message sending unit 404, for sending described payment result message to described subscription client;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
The embodiment of the method that a kind of payment services end that the application provides pays is as follows:
In the above-described embodiment, provide a kind of method of mobile terminal payment, and a kind of method that user's service end pays, on this basis, a kind of method that the application also provides payment services end to pay, the method realizes based on the server of payment application, and the method that the method for the above-mentioned mobile terminal payment provided with the application and above-mentioned user's service end pay cooperatively interacts.
The method that a kind of payment services end provided below in conjunction with accompanying drawing 5 couples of the application pays is described, and each step of the method is described, the part that the present embodiment is identical with said method embodiment content repeats no more, and reads the present embodiment and please refer to above-mentioned embodiment of the method.
With reference to accompanying drawing 5, the processing flow chart of the embodiment of the method that a kind of payment services end that it illustrates the application provides pays.
Step S501, receives the payment information of the user's service end transmission performing the method that described user's service end pays.
Step S502, receives the payment verification information that payment application is submitted to.
Step S503, judges that whether the payment information that the payment information that comprises in described payment verification information and described user's service end send is consistent.
If so, following step S504 is then entered;
If not, then do not deal with.
Step S504, performs delivery operation.
Step S505, sends payment result message to described payment application and described user's service end.
The device embodiment that a kind of payment services end that the application provides pays is as follows:
In the above-described embodiment, provide a kind of method that payment services end pays, correspond, present invention also provides the device that a kind of payment services end pays, be described with below in conjunction with accompanying drawing.
With reference to accompanying drawing 6, the schematic diagram of the device embodiment that a kind of payment services end that it illustrates the application provides pays.
Because device embodiment is substantially similar to embodiment of the method, so describe fairly simple, the correspondence that relevant part refers to the above-mentioned embodiment of the method provided illustrates.The device embodiment of following description is only schematic.
The device that the application provides a kind of payment services end to pay, comprising:
Payment information receiving element 601, for receiving the payment information of the user's service end transmission performing the method that described user's service end pays;
Payment verification information receiving unit 602, for receiving the payment verification information that payment application is submitted to;
Judge authentication unit 603, whether consistent for judging the payment information that the payment information that comprises in described payment verification information and described user's service end send;
If so, delivery operation performance element is then entered;
Described delivery operation performance element 604, for performing delivery operation;
Payment result message sending unit 605, for sending payment result message to described payment application and described user's service end;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
The embodiment of the method that a kind of payment application that the application provides pays is as follows:
In the above-described embodiment, provide a kind of method of mobile terminal payment, the method for a kind of user's service end payment and the method for a kind of payment services end payment, on this basis, a kind of method that the application also provides payment application to pay, the method can realize based on payment application, and the method that the method paid with the method for above-mentioned mobile terminal payment, user's service end and above-mentioned payment services end pay cooperatively interacts.
The method that a kind of payment application provided below in conjunction with accompanying drawing 7 couples of the application pays is described, and each step of the method is described, the part that the present embodiment is identical with above-described embodiment content repeats no more, and reads the present embodiment and please refer to above-described embodiment.
With reference to accompanying drawing 7, the processing flow chart of the embodiment of the method that a kind of payment application that it illustrates the application provides pays.
Step S701, receives the payment verification information of user's input.
Step S702, submits described payment verification information to the payment services end performing the method that described payment services end pays.
Step S703, receives the payment result message that described payment services end sends.
The device embodiment that a kind of payment application that the application provides pays is as follows:
In the above-described embodiment, provide a kind of method that payment application pays, correspond, present invention also provides the device that a kind of payment application pays, be described with below in conjunction with accompanying drawing.
With reference to accompanying drawing 8, the schematic diagram of the device embodiment that a kind of payment application that it illustrates the application provides pays.
Because device embodiment is substantially similar to embodiment of the method, so describe fairly simple, the correspondence that relevant part refers to the above-mentioned embodiment of the method provided illustrates.The device embodiment of following description is only schematic.
The device that the application provides a kind of payment application to pay, comprising:
Payment verification information receiving unit 801, for receiving the payment verification information of user's input;
Payment verification information commit unit 802, for submitting described payment verification information to the payment services end performing the method that described payment services end pays;
Payment result message reception units 803, for receiving the payment result message that described payment services end sends.
The system embodiment of a kind of mobile terminal payment that the application provides is as follows:
In the above-described embodiment, provide a kind of device of mobile terminal payment, the device of a kind of user's service end payment, the device of a kind of payment services end payment and the device of a kind of payment application payment, correspond, present invention also provides a kind of system of mobile terminal payment, be made up of above-mentioned four devices, be described below in conjunction with accompanying drawing.
With reference to accompanying drawing 9, it illustrates the schematic diagram of the system embodiment of a kind of mobile terminal payment that the application provides.
The correspondence that the part that the present embodiment is correlated with refers to the above-mentioned device embodiment provided illustrates.
The application provides a kind of system of mobile terminal payment, comprising:
Subscription client 901, user's service end 902, payment application 903 and payment services end 904;
Described subscription client 901, for performing the method for described mobile terminal payment;
Described user's service end 902, for performing the method that described user's service end pays;
Described payment application 903, for performing the method that described payment application pays
Described payment services end 904, for the method that payment services end described in right of execution pays.
Although the application with preferred embodiment openly as above; but it is not for limiting the application; any those skilled in the art are not departing from the spirit and scope of the application; can make possible variation and amendment, the scope that therefore protection domain of the application should define with the application's claim is as the criterion.
In one typically configuration, computing equipment comprises one or more processor (CPU), input/output interface, network interface and internal memory.
Internal memory may comprise the volatile memory in computer-readable medium, and the forms such as random access memory (RAM) and/or Nonvolatile memory, as ROM (read-only memory) (ROM) or flash memory (flashRAM).Internal memory is the example of computer-readable medium.
1, computer-readable medium comprises permanent and impermanency, removable and non-removable media can be stored to realize information by any method or technology.Information can be computer-readable instruction, data structure, the module of program or other data.The example of the storage medium of computing machine comprises, but be not limited to phase transition internal memory (PRAM), static RAM (SRAM), dynamic RAM (DRAM), the random access memory (RAM) of other types, ROM (read-only memory) (ROM), Electrically Erasable Read Only Memory (EEPROM), fast flash memory bank or other memory techniques, read-only optical disc ROM (read-only memory) (CD-ROM), digital versatile disc (DVD) or other optical memory, magnetic magnetic tape cassette, tape magnetic rigid disk stores or other magnetic storage apparatus or any other non-transmitting medium, can be used for storing the information can accessed by computing equipment.According to defining herein, computer-readable medium does not comprise non-temporary computer readable media (transitorymedia), as data-signal and the carrier wave of modulation.
2, it will be understood by those skilled in the art that the embodiment of the application can be provided as method, system or computer program.Therefore, the application can adopt the form of complete hardware embodiment, completely software implementation or the embodiment in conjunction with software and hardware aspect.And the application can adopt in one or more form wherein including the upper computer program implemented of computer-usable storage medium (including but not limited to magnetic disk memory, CD-ROM, optical memory etc.) of computer usable program code.
Claims (14)
1. a method for mobile terminal payment, is characterized in that, comprising:
The delivery operation request that monitor user ' inputs for order to be paid;
If monitor described delivery operation request, show the payment application list pre-set;
Receive the touch-control action of user at least one payment application input in described payment application list;
At least one payment application payment interface separately corresponding to described touch-control action is obtained from the payment interface bag preset;
Call described payment application by described payment interface to pay described order to be paid.
2. the method for mobile terminal payment according to claim 1, is characterized in that, described payment interface bag adopts following steps to obtain:
Obtain the respective SDK for developing described payment application;
Read in described SDK the respective API comprised;
Obtain the respective payment parameter comprised in described SDK;
Described API and described payment parameter are pooled in described payment interface bag.
3. the method for mobile terminal payment according to claim 1, is characterized in that, comprising:
By in the configuration file of the configuration information write operation system of described payment application;
Wherein, described operating system comprises:
Android, iOS, Windows10forphones, WindowsPhone and BlackBerryOS.
4. the method for mobile terminal payment according to claim 3, is characterized in that, if described operating system is Android, described configuration file comprises:
AndroidManifest.xml file;
Accordingly, the described configuration information by described payment application writes in the configuration file of described operating system, comprising:
Described payment application authority is separately write in the respective configuration information that described AndroidManifest.xml file comprises.
5. the method for mobile terminal payment according to claim 1, is characterized in that, comprising:
Obtain at least one payment application payment information separately that described touch-control action is corresponding;
Described payment information is sent to user's service end;
Receive the payment result message that described user's service end sends.
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
6. the method for mobile terminal payment according to claim 1, is characterized in that, described payment application list comprises at least one payment application;
Described payment application comprises following at least one item:
The payment application paid for using bank card, for use Third-party payment instrument to pay payment application, for using the payment application of e-check payment, for using the payment application of electronic cash payment and the payment application for using stored value card to pay.
7. a device for mobile terminal payment, is characterized in that, comprising:
Delivery operation request monitoring means, for the delivery operation request that monitor user ' inputs for order to be paid;
Payment application list display unit, if for monitoring described delivery operation request, shows the payment application list pre-set;
Touch-control action receiving element, for receiving the touch-control action of user at least one payment application input in described payment application list;
Payment interface acquiring unit, for obtaining at least one payment application payment interface separately corresponding to described touch-control action from the payment interface bag preset;
Payment application call unit, is paid described order to be paid for being called described payment application by described payment interface.
8. a method for user's service end payment, is characterized in that, comprising:
Receive enforcement of rights and require the payment information that the subscription client of the method for mobile terminal payment described in 1 is submitted to;
Payment services end corresponding to each payment application comprised in described payment information sends respective payment information;
Receive the payment result message that described payment services end sends;
Described payment result message is sent to described subscription client;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
9. a device for user's service end payment, is characterized in that, comprising:
Payment information receiving element, requires for receiving enforcement of rights the payment information that the subscription client of the method for mobile terminal payment described in 1 is submitted to;
Payment information transmitting element, payment services end corresponding to each payment application for comprising in described payment information sends respective payment information;
Payment result message reception units, for receiving the payment result message that described payment services end sends;
Payment result message sending unit, for sending described payment result message to described subscription client;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
10. a method for payment services end payment, is characterized in that, comprising:
Receive enforcement of rights and require the payment information that user's service end of the method that user's service end pays described in 8 sends;
Receive the payment verification information that payment application is submitted to;
Judge that whether the payment information that the payment information that comprises in described payment verification information and described user's service end send is consistent;
If so, then delivery operation is performed;
Payment result message is sent to described payment application and described user's service end;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
The device that 11. 1 kinds of payment services ends pay, is characterized in that, comprising:
Payment information receiving element, requires for receiving enforcement of rights the payment information that user's service end of the method that user's service end pays described in 8 sends;
Payment verification information receiving unit, for receiving the payment verification information that payment application is submitted to;
Judge authentication unit, whether consistent for judging the payment information that the payment information that comprises in described payment verification information and described user's service end send;
If so, delivery operation performance element is then entered;
Described delivery operation performance element, for performing delivery operation;
Payment result message sending unit, for sending payment result message to described payment application and described user's service end;
Wherein, described payment information comprises following at least one item:
Payment application title, payment accounts, take over party's account, payment and payment sequence number.
The method that 12. 1 kinds of payment application pay, is characterized in that, comprising:
Receive the payment verification information of user's input;
Require that the payment services end of the method that payment services end pays described in 10 submits described payment verification information to enforcement of rights;
Receive the payment result message that described payment services end sends.
The device that 13. 1 kinds of payment application pay, is characterized in that, comprising:
Payment verification information receiving unit, for receiving the payment verification information of user's input;
To enforcement of rights, payment verification information commit unit, for requiring that the payment services end of the method that payment services end pays described in 10 submits described payment verification information to;
Payment result message reception units, for receiving the payment result message that described payment services end sends.
The system of 14. 1 kinds of mobile terminal payments, is characterized in that, comprising:
Subscription client, user's service end, payment application and payment services end;
Described subscription client, requires the method for mobile terminal payment described in 1 for enforcement of rights;
Described user's service end, requires for enforcement of rights the method that described in 8, user's service end pays;
Described payment application, requires for enforcement of rights the method that described in 12, payment application pays
Described payment services end, requires for enforcement of rights the method that described in 10, payment services end pays.
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| CN201510354623.3A CN105046482A (en) | 2015-06-24 | 2015-06-24 | Mobile terminal payment method, device, and system |
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| CN201510354623.3A CN105046482A (en) | 2015-06-24 | 2015-06-24 | Mobile terminal payment method, device, and system |
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| CN201510354623.3A Pending CN105046482A (en) | 2015-06-24 | 2015-06-24 | Mobile terminal payment method, device, and system |
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