CN109493235A - A kind of supply chain financial system and its construction method based on block chain - Google Patents
A kind of supply chain financial system and its construction method based on block chain Download PDFInfo
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Abstract
The present invention provides a kind of supply chain financial system and its construction method based on block chain, the system is excessive using the credit of core enterprise, it is support with true trade, construct the industry network of symbiotic unit between core enterprise and upper multi-stage supplier, pass through the platform assets voucher for relying on Tier One supplier to form the accounts receivable of core enterprise, it provides with funds circulation for suppliers at different levels, payment and settlement, the comprehensive financial services such as process optimization, and all assets vouchers are saved by block chain node, the quick confirmation for realizing each participant of system platform is synchronous with Real-Time Sharing.The present invention realizes the supply chain financial system based on block chain technology, solves the problems, such as the mutual trust between the participants such as core enterprise, fund side, factoring quotient, the credit of core enterprise is enable effectively to circulate, to effectively reduce the finance costs of medium-sized and small enterprises.
Description
Technical field
The present invention relates to block chain financial fields, are related specifically to a kind of supply chain financial system based on block chain technology
And its construction method.
Background technique
Most little Wei enterprises in industrial chain all have that financing difficulties, financing are expensive.
In entire industrial chain, each ERP system not fully intercommunication participated between enterprise, in addition to core enterprise and one or two
Outside grade supplier, the level of informatization of other medium-sized and small enterprises is lower, and trade information can not accomplish Real-Time Sharing, the authenticity of transaction
It is difficult to effectively verify, further increases to financial institution and obtain the difficulty that credit is supported.
There are abundant credit resources in core enterprise, but in multistage supplier's mode, traditional factoring, accounts receivable matter
The receivable class supply chain financial models such as signature, discounted note can only meet the financing needs of the Tier One supplier of core enterprise upstream,
And the credit of core enterprise can not pass to the supplier after level-one, these medium-sized and small enterprises can not rely on the credit of core enterprise
It finances.One side is that the main body credit risk of these suppliers is difficult to judge；On the other hand be traditional bill receivable and
The current assets such as accounts receivable are more as the operating method limitation of credit vouchers, such as silver-colored ticket broker's ticket can not split, discount door
Sill are high and financing long flow path, factoring really weigh difficulty.
Summary of the invention
Present invention is primarily intended in view of the deficiencies of the prior art, provide a kind of supply chain finance based on block chain technology
System and its construction method.
The purpose of the present invention is achieved through the following technical solutions: a kind of supply chain financial system based on block chain
And its construction method, including following module:
(1) account management module, this module mainly for supply chain financial system user, help user certification,
Registration, login system, mainly include authentication registration, log in, give the submodules such as password, personal information center for change.
(2) my amount module, the functions such as this module provides user query accrediting amount variation detail, golden ticket is issued,
User can check the current state of the accrediting amount and be recorded with letter.Core enterprise and member enterprise user possess certain accrediting amount
Afterwards, golden ticket can be carried out and issues operation.
(3) my golden ticket module, this module provide the functions such as golden ticket inquiry, golden ticket transfer, golden ticket financing.User passes through
Golden ticket inquiry can check its all golden ticket issued, signed for, and can check the transaction record of all golden ticket circulations.Golden ticket
It transfers the possession of function and illustrates all golden tickets transferred the possession of, user can transferable golden ticket transfers other use on hand by oneself
Family.Golden ticket financing function illustrates all golden tickets finance, including golden ticket information and financing information.
(4) supply chain gold ticket module, this module include the inquiry of supply chain gold ticket, golden ticket service inquiry, golden ticket collection three
Submodule.The inquiry of supply chain gold ticket provides the information inquiry of all golden tickets issued, signed for.Golden ticket service inquiry provides all gold
The inquiry and its classified inquiry that ticket is issued, golden ticket transfer, golden ticket are financed.Golden ticket collection module can inquire non-collection and collection
Golden ticket, send collection notice.
(5) Pending tasks module, this module management are issued to golden ticket, are transferred the possession of, relevant traffic flow of financing, such as golden ticket label
Receipts, golden ticket issue review, golden ticket transfer review, golden ticket financing review, golden ticket financing first trial, golden ticket financing review, payment application
Review.The Pending tasks module management corporate authentication of system manager is audited, user authentication audit and bank account audit stream
Journey.
(6) bank settlement management module, this module provides the inquiry and displaying of bank settlement record, while managing golden ticket also
The functions such as money, payment application and payment.
(7) business setup module, the setting of this module management opening amount and golden ticket finance rate setting.Open amount setting
Total accrediting amount can be set for corresponding enterprise, credit state also can be set.Golden ticket finance rate setting can be core enterprise
And its unified finance rate is arranged in supply chain modes, finance rate can also be separately provided for some enterprise.
(8) product administration module, this module include enterprise information management, bank account management, enterprise customer management, I
Supplier, authenticated data management, my submodules such as Ukey.Enterprise information management module shows enterprises registration information；Bank's account
Number management module shows settlement accounts information, and can add, delete settlement accounts.Enterprise customer's management module can add new spectra
User and to enterprise customer authorize；My supplier module can add supply chain supplier information, and supplier is recommended to register
As system platform user；In authenticated data management module, user can upload corresponding authenticated data be committed to system manager examine
Core；My Ukey provides the installation of digital certificate and checks the Ukey details of binding.
(9) platform gold ticket module, the inquiry of platform gold ticket module management platform gold ticket and golden ticket service inquiry, platform administrator
Can all golden tickets issued and signed for of searching platform and all users golden ticket transaction record；Golden ticket service inquiry can be checked
The golden ticket list for corresponding business that golden ticket is issued, golden ticket transfer, golden ticket are financed.
(10) organization management module, organization management module include mechanism configuration, business administration, user management, Ukey management
Four submodules.The enterprise that authenticated data audit passes through needs access mechanism configuration page listings to carry out mechanism configuration；Enterprise's pipe
Manage module can query service mechanism and supply chain modes all company informations and enterprise user information；User management module can
Check all user information details；Ukey management module shows each enterprise Ukey release information record and checks that enterprise Ukey is sent out
Put record and binding state.
(11) assets cochain module, all golden ticket assets of supply chain financial system the details such as issue, transfer the possession of, financing, remembering
Record is in block chain network
Further, the user of supply chain financial system includes core enterprise in the module (1), member enterprise,
Supplier, credit mechanism discount mechanism, factoring quotient.
Further, the module (2), golden ticket issue process by enterprise of making out an invoice, credit mechanism, factoring quotient, supplier
And system platform is completed jointly, after carrying out golden ticket and issuing operation, the accrediting amount can be correspondingly for core enterprise and member enterprise
It reduces.
Further, the module (3), golden ticket transfer is by Zhuan Piao enterprise (core enterprise and member enterprise), factoring quotient
And system platform is completed jointly.The password that assigns an application needs Ukey password confirming, still needs to check after applying successfully.Golden ticket financing
By financing enterprise (core enterprise, member enterprise and supplier), discounts mechanism and system platform is completed jointly.System passes through gold
Ticket realizes " the credit transmitting " of core enterprise, reduces the finance costs of medium-sized and small enterprises, improves the efficiency of fund flow, drops indirectly
Low whole production cost, allows the product more competitive superiority of enterprise.
Further, the module (5), golden ticket is issued, golden ticket financing business includes review, first trial and review ring
Section, any link rejection require to fill in ground for rejection to inform applicant.
Further, the module (8), bank account management can show all bank account informations column that user possesses
Table, bank account when enterprises registration is default account, can add new settlement accounts, can change default account in lists
Family, in addition to default account unsuppressible-suppression, other accounts can be deleted.Enterprise customer role includes administrator, the person of handling, review
Three roles of member, possess different rights
Further, the module (10), platform management can be set in some core enterprise's supply chain, each service provider
The user-association of role.For a core enterprise, a credit mechanism, a factoring quotient and multiple discount machines can be set
Structure.
Further, the module (11), block platform chain will record all golden ticket assets and issue, transfer the possession of, finance
Details,
A kind of construction method of the supply chain financial system based on block chain, specifically comprises the following steps:
Step 1: core enterprise, member enterprise, supplier, credit mechanism, discount mechanism and factoring quotient are by submitting material
Expect that authentication registration becomes platform user, assets registration really power is carried out to platform user by block chain；
Step 2: after possessing certain accrediting amount, system provides representative for core enterprise and its multistage supplier
Credits voucher-gold ticket of enterprise's accounts receivable, core enterprise and member enterprise issue operation by golden ticket and issue a certain amount of gold
Ticket；
Step 3: supplier passes through golden ticket fractionation, golden ticket transfer and golden ticket financing, and credit resources are passed to multistage supply
Quotient.
Further, in the step 2, golden ticket issues requirements of process and makes out an invoice enterprise, credit mechanism, factoring quotient, supplier
And system platform is completed jointly.
The beneficial effects of the present invention are:
Compared with traditional supply chain financial system centralization framework, system innovation of the present invention by system platform structure
It is built on block chain, has made a multistage vendor financing system, promoted full chain information sharing, realized supply chain finance
Visualization, can rely on the credit of core enterprise, reduce the finance costs of medium-sized and small enterprises, improve the efficiency of fund flow, indirectly
Whole production cost is reduced, allows the product more competitive superiority of enterprise.
All golden tickets that system generates as digital asset by safety, completely, be for good and all registered in all block chain links
Point, the quick confirmation for realizing each participant in system platform is synchronous with Real-Time Sharing, solves core enterprise, fund side, guarantor
The mutual trust problem between the participants such as quotient is managed, while the packing for successive stage high quality assets provides whole process with transfer and can chase after
It traces back, penetration assets are really weighed and verification channel.
Detailed description of the invention
Fig. 1 is the integrated stand composition of supply chain financial system；
Fig. 2 is the service platform architecture figure based on SaaS model.
Specific embodiment
Below according to attached drawing, the present invention will be described in detail
A kind of supply chain financial system and its construction method based on block chain, including following module:
(1) account management module, this module mainly for supply chain financial system user, help user certification,
Registration, login system, mainly include authentication registration, log in, give the submodules such as password, personal information center for change.
(2) my amount module, the functions such as this module provides user query accrediting amount variation detail, golden ticket is issued,
User can check the current state of the accrediting amount and be recorded with letter.Core enterprise and member enterprise user possess certain accrediting amount
Afterwards, golden ticket can be carried out and issues operation.
(3) my golden ticket module, this module provide the functions such as golden ticket inquiry, golden ticket transfer, golden ticket financing.User passes through
Golden ticket inquiry can check its all golden ticket issued, signed for, and can check the transaction record of all golden ticket circulations.Golden ticket
It transfers the possession of function and illustrates all golden tickets transferred the possession of, user can transferable golden ticket transfers other use on hand by oneself
Family.Golden ticket financing function illustrates all golden tickets finance, including golden ticket information and financing information.
(4) supply chain gold ticket module, this module include the inquiry of supply chain gold ticket, golden ticket service inquiry, golden ticket collection three
Submodule.The inquiry of supply chain gold ticket provides the information inquiry of all golden tickets issued, signed for.Golden ticket service inquiry provides all gold
The inquiry and its classified inquiry that ticket is issued, golden ticket transfer, golden ticket are financed.Golden ticket collection module can inquire non-collection and collection
Golden ticket, send collection notice.
(5) Pending tasks module, this module management are issued to golden ticket, are transferred the possession of, relevant traffic flow of financing, such as golden ticket label
Receipts, golden ticket issue review, golden ticket transfer review, golden ticket financing review, golden ticket financing first trial, golden ticket financing review, payment application
Review.The Pending tasks module management corporate authentication of system manager is audited, user authentication audit and bank account audit stream
Journey.
(6) bank settlement management module, this module provides the inquiry and displaying of bank settlement record, while managing golden ticket also
The functions such as money, payment application and payment.
(7) business setup module, the setting of this module management opening amount and golden ticket finance rate setting.Open amount setting
Total accrediting amount can be set for corresponding enterprise, credit state also can be set.Golden ticket finance rate setting can be core enterprise
And its unified finance rate is arranged in supply chain modes, finance rate can also be separately provided for some enterprise.
(8) product administration module, this module include enterprise information management, bank account management, enterprise customer management, I
Supplier, authenticated data management, my submodules such as Ukey.Enterprise information management module shows enterprises registration information；Bank's account
Number management module shows settlement accounts information, and can add, delete settlement accounts.Enterprise customer's management module can add new spectra
User and to enterprise customer authorize；My supplier module can add supply chain supplier information, and supplier is recommended to register
As system platform user；In authenticated data management module, user can upload corresponding authenticated data be committed to system manager examine
Core；My Ukey provides the installation of digital certificate and checks the Ukey details of binding.
(9) platform gold ticket module, the inquiry of platform gold ticket module management platform gold ticket and golden ticket service inquiry, platform administrator
Can all golden tickets issued and signed for of searching platform and all users golden ticket transaction record；Golden ticket service inquiry can be checked
The golden ticket list for corresponding business that golden ticket is issued, golden ticket transfer, golden ticket are financed.
(10) organization management module, organization management module include mechanism configuration, business administration, user management, Ukey management
Four submodules.The enterprise that authenticated data audit passes through needs access mechanism configuration page listings to carry out mechanism configuration；Enterprise's pipe
Manage module can query service mechanism and supply chain modes all company informations and enterprise user information；User management module can
Check all user information details；Ukey management module shows each enterprise Ukey release information record and checks that enterprise Ukey is sent out
Put record and binding state.
(11) assets cochain module, all golden ticket assets of supply chain financial system the details such as issue, transfer the possession of, financing, remembering
Record is in block chain network
Supply chain financial system user, including core enterprise, member enterprise, supplier, credit mechanism discount mechanism,
Factoring quotient carries out the registration of platform account by account management function registering functional, and the registration/certification process of different role is equal
It is different.
The authentication registration of enterprise and supplier are different.The identity audit letter that enterprises registration account is submitted by operator
Breath carries out audit certification, and system audit information, if not passing through, the audit fails for system prompt, if passing through, enters product,
If unregistered operator, then enter operator's register flow path, system sends random cipher to newly-increased operation after signal auditing
Member, logs in for the first time, prompts to reset password, subsequently enters product.Supplier's register account number need to fill in account information, input system
The information such as one social credibility code, legal person's certificate number, enterprise bank account, member of enterprise submit authentication material online, submit system
System audit User authentication material.If audit passes through, system notifies user to pass through audit, and supplier opens the formal function of product；
If the audit fails, which material of system prompt user does not pass through, submits certification to system audit after submitting again.
Golden ticket issues module and can carry out golden ticket after core enterprise and member enterprise possess the accrediting amount and issue operation, open
Have the golden ticket amount of money to need to occupy credit.Golden ticket, which needs to audit Hou Youshoupiao enterprise by factoring quotient, to be signed for.If in the process
It is rejected, then golden ticket cancels.Wherein golden ticket issues process by enterprise of making out an invoice (core enterprise and member enterprise), and credit mechanism is protected
Quotient is managed, supplier and system platform are completed jointly.Golden ticket is signed and issued in the enterprise person of handling that makes out an invoice application, fills in golden ticket information, including
Shou Piao enterprise, the golden ticket amount of money, due date/time limit upload corresponding purchase order attachment and choose agreement, and information solicitation is complete
Afterwards, it clicks " next step " and checks the page into information." confirmation is submitted " is clicked after the completion of information verification, is inserted into Ukey, and input
Application is issued in Ukey password, completion.Golden ticket is issued apply successfully after, platform side deducts to make out an invoice and enterprise's accrediting amount and send multiple
Core.Golden ticket review support is individually or batch review is by/rejection, and rejection needs to fill in ground for rejection, after the completion of review, into gold
Ticket issues first trial process, similarly, first trial also have first trial by/reject, after the completion of first trial, into review, review also have rejection/
Review passes through, and after review passes through, golden ticket is issued application and completed.
Golden ticket transfers the possession of module, and golden ticket transfers the possession of process by Zhuan Piao enterprise (core enterprise and member enterprise), factoring quotient and is
System platform is completed jointly.It in golden ticket information settable " date of transfer ", is filled in Shou Piao enterprise and receives ticket enterprise name, transfer the possession of gold
Volume selects due date (supporting to delay, i.e. due date is greater than golden ticket former due date), fills in remarks (non-to fill out), choose
Read simultaneously Agreement Protocol.It after information solicitation is complete, clicks " confirmation is submitted " and enters the information verification page.It is single after the completion of information verification
" confirmation is submitted " is hit, is inserted into Ukey, and input Ukey password, application is issued in completion.After golden ticket assigns an application successfully, it is sent to enterprise
The review of industry auditor.Review can choose corresponding golden ticket progress individually or batch review is by/rejection, and rejection need to fill in rejection reason
By after review passes through, golden ticket assigns an application completion.
Golden ticket financing module, golden ticket financing process discount machine by financing enterprise (core enterprise, member enterprise and supplier)
Structure and system platform are completed jointly.Discount mechanism is filled in financing information card, the amount of money of financing finances the date, uploads purchase
Pin contract and invoice fill in remarks (non-to fill out), choose reading and Agreement Protocol.After information solicitation is complete, " next step " is clicked
The page is checked into information." confirmation is submitted " is clicked after the completion of information verification, is inserted into Ukey, and input Ukey password, is completed out
Tool application.After golden ticket financing is applied successfully, it is sent to the review of enterprise's auditor.Checking can choose corresponding golden ticket to carry out individually or criticize
" rejection " or " review passes through " may be selected after checking financing details by/rejection in amount review, and rejection need to fill in ground for rejection, multiple
After core passes through, into golden ticket financing first trial process.After golden ticket details are checked in first trial, it may be selected " rejection " or " first trial passes through ", refute
Ground for rejection need to be filled in by returning, and after first trial passes through, into the financing review of golden ticket, after golden ticket details are checked in review, may be selected " rejection "
Or " review passes through ", rejection need to fill in ground for rejection, and after review passes through, golden ticket financing application is completed.
Service management module, service management provide open amount and golden ticket finance rate setting, and open amount setting can be
Total accrediting amount is arranged in core enterprise, and enterprise's credit also may be selected to close, and default credit state is to open.Golden ticket finance rate is set
The golden ticket finance rate setting list of displaying is set, unified finance rate can be set for core enterprise and its supply chain modes, can also be
Finance rate is separately provided in the corresponding supply chain modes of core enterprise or some enterprise.
Assets cochain module, all golden ticket assets of supply chain financial system the details such as issue, transfer the possession of, financing, being recorded in
In block chain network.It can not distort since block chain distribution account book technology has, retrospective characteristic, so as to the prison of assets
Pipe is easier to realize, more financial institutions can feel at ease service entities economy, the data sharing of block platform chain, prevent weight
Compound body is given as security and empty simple substance is given as security, and has pushed supply chain financial health stable development.
Further, the user of supply chain financial system includes core enterprise in the module (1), member enterprise,
Supplier, credit mechanism discount mechanism, factoring quotient.
Further, the module (2), golden ticket issue process by enterprise of making out an invoice, credit mechanism, factoring quotient, supplier
And system platform is completed jointly, after carrying out golden ticket and issuing operation, the accrediting amount can be correspondingly for core enterprise and member enterprise
It reduces.
Further, the module (3), golden ticket transfer is by Zhuan Piao enterprise (core enterprise and member enterprise), factoring quotient
And system platform is completed jointly.The password that assigns an application needs Ukey password confirming, still needs to check after applying successfully.Golden ticket financing
By financing enterprise (core enterprise, member enterprise and supplier), discounts mechanism and system platform is completed jointly.System passes through gold
Ticket realizes " the credit transmitting " of core enterprise, reduces the finance costs of medium-sized and small enterprises, improves the efficiency of fund flow, drops indirectly
Low whole production cost, allows the product more competitive superiority of enterprise.
Further, the module (5), golden ticket is issued, golden ticket financing business includes review, first trial and review ring
Section, any link rejection require to fill in ground for rejection to inform applicant.
Further, the module (8), bank account management can show all bank account informations column that user possesses
Table, bank account when enterprises registration is default account, can add new settlement accounts, can change default account in lists
Family, in addition to default account unsuppressible-suppression, other accounts can be deleted.Enterprise customer role includes administrator, the person of handling, review
Three roles of member, possess different rights
Further, the module (10), platform management can be set in some core enterprise's supply chain, each service provider
The user-association of role.For a core enterprise, a credit mechanism, a factoring quotient and multiple discount machines can be set
Structure.
Further, the module (11), block platform chain will record all golden ticket assets and issue, transfer the possession of, finance
Details,
A kind of construction method of the supply chain financial system based on block chain, specifically comprises the following steps:
Step 1: core enterprise, member enterprise, supplier, credit mechanism, discount mechanism and factoring quotient are by submitting material
Expect that authentication registration becomes platform user, assets registration really power is carried out to platform user by block chain；
Step 2: after possessing certain accrediting amount, system provides representative for core enterprise and its multistage supplier
Credits voucher-gold ticket of enterprise's accounts receivable, core enterprise and member enterprise issue operation by golden ticket and issue a certain amount of gold
Ticket；
Step 3: supplier passes through golden ticket fractionation, golden ticket transfer and golden ticket financing, and credit resources are passed to multistage supply
Quotient.
Further, in the step 2, golden ticket issues requirements of process and makes out an invoice enterprise, credit mechanism, factoring quotient, supplier
And system platform is completed jointly.
Claims (10)
1. a kind of supply chain financial system based on block chain, which is characterized in that including following module:
(1) account management module, this module mainly for supply chain financial system user, help user certification, registration,
Login system mainly includes authentication registration, log in, gives the submodules such as password, personal information center for change.
(2) my amount module, the functions such as this module provides user query accrediting amount variation detail, golden ticket is issued, user
It can check the current state of the accrediting amount and be recorded with letter.After core enterprise and member enterprise user possess certain accrediting amount,
It can carry out golden ticket and issue operation.
(3) my golden ticket module, this module provide the functions such as golden ticket inquiry, golden ticket transfer, golden ticket financing.User passes through golden ticket
Inquiry can check its all golden ticket issued, signed for, and can check the transaction record of all golden ticket circulations.Golden ticket transfer
Function illustrates all golden tickets transferred the possession of, and user can transferable golden ticket transfers other users on hand by oneself.Gold
Ticket financing function illustrates all golden tickets finance, including golden ticket information and financing information.
(4) supply chain gold ticket module, this module include the inquiry of supply chain gold ticket, golden ticket service inquiry, golden ticket three submodules of collection
Block.The inquiry of supply chain gold ticket provides the information inquiry of all golden tickets issued, signed for.Golden ticket service inquiry provides all golden tickets and opens
The inquiry and its classified inquiry of tool, golden ticket transfer, golden ticket financing.Golden ticket collection module can inquire the gold of non-collection and collection
Ticket sends collection notice.
(5) Pending tasks module, this module management are issued to golden ticket, are transferred the possession of, relevant traffic flow of financing, and such as golden ticket is signed for,
Golden ticket issues review, golden ticket transfer review, and golden ticket financing is checked, golden ticket financing first trial, golden ticket financing review, and payment application is multiple
Core.The Pending tasks module management corporate authentication of system manager is audited, user authentication audit and bank account audit stream
Journey.
(6) bank settlement management module, this module provide the inquiry and displaying of bank settlement record, while managing golden ticket and refunding, pay
The functions such as money application and payment.
(7) business setup module, the setting of this module management opening amount and golden ticket finance rate setting.Open amount is arranged
Total accrediting amount is arranged in corresponding enterprise, and credit state also can be set.The setting of golden ticket finance rate can for core enterprise and its
Unified finance rate is arranged in supply chain modes, finance rate can also be separately provided for some enterprise.
(8) product administration module, this module include enterprise information management, bank account management, enterprise customer's management, my supply
Quotient, authenticated data management, my submodules such as Ukey.Enterprise information management module shows enterprises registration information；Bank Account Number pipe
Modules exhibit settlement accounts information is managed, and can add, delete settlement accounts.Enterprise customer's management module can add new spectra user
And enterprise customer is authorized；My supplier module can add supply chain supplier information, and supplier is recommended to be registered as
System platform user；In authenticated data management module, user can upload corresponding authenticated data and be committed to system manager's audit；I
Ukey the installation of digital certificate is provided and checks the Ukey details of binding.
(9) platform gold ticket module, the inquiry of platform gold ticket module management platform gold ticket and golden ticket service inquiry, platform administrator can be looked into
Ask all golden tickets issued and signed for of platform and the golden ticket transaction record of all users；Golden ticket service inquiry can check golden ticket
It issues, the golden ticket list of golden ticket transfer, the golden corresponding business of ticket financing.
(10) organization management module, organization management module include mechanism configuration, business administration, user management, Ukey management four
Submodule.The enterprise that authenticated data audit passes through needs access mechanism configuration page listings to carry out mechanism configuration；Business administration mould
Block can query service mechanism and supply chain modes all company informations and enterprise user information；User management module can check
All user information details；Ukey management module shows each enterprise Ukey release information record and checks that enterprise Ukey provides note
Record and binding state.
(11) assets cochain module, all golden ticket assets of supply chain financial system the details such as issue, transfer the possession of, financing, being recorded in
In block chain network.
2. a kind of supply chain financial system based on block chain as described in claim 1, which is characterized in that the module
(1) user of supply chain financial system includes core enterprise in, and member enterprise, supplier, credit mechanism discounts mechanism, protects
Manage quotient.
3. a kind of supply chain financial system based on block chain as described in claim 1, which is characterized in that the module
(2), golden ticket issues process by enterprise of making out an invoice, credit mechanism, factoring quotient, and supplier and system platform are completed jointly, core enterprise
After carrying out golden ticket and issuing operation, the accrediting amount can be reduced correspondingly for industry and member enterprise.
4. a kind of supply chain financial system based on block chain as described in claim 1, which is characterized in that the module
(3), golden ticket transfer is completed jointly by Zhuan Piao enterprise, factoring quotient and system platform.The password that assigns an application needs Ukey password true
Recognize, still needs to check after applying successfully.Golden ticket financing is completed jointly by financing enterprise, discount mechanism and system platform.System is logical
" credit transmitting " that golden ticket realizes core enterprise is crossed, the finance costs of medium-sized and small enterprises is reduced, improves the efficiency of fund flow,
Connecing reduces whole production cost, allows the product more competitive superiority of enterprise.
5. a kind of supply chain financial system based on block chain as described in claim 1, which is characterized in that the module
(5), golden ticket is issued, golden ticket financing business includes review, first trial and review link, and any link rejection, which requires to fill in, refutes
Reason is returned to inform applicant.
6. a kind of supply chain financial system based on block chain as described in claim 1, which is characterized in that the module
(8), bank account management can show all bank account information lists that user possesses, and bank account when enterprises registration is silent
It admits what one has said or done family, new settlement accounts can be added, default account can be changed in lists, in addition to default account unsuppressible-suppression, other
Account can delete.Enterprise customer role includes three administrator, the person of handling, auditor roles, possesses different rights.
7. a kind of supply chain financial system based on block chain as described in claim 1, which is characterized in that the module
(10), platform management can be set in some core enterprise's supply chain, the user-association of each service provider role.For a core
Enterprise can set a credit mechanism, a factoring quotient and multiple discount mechanisms.
8. a kind of supply chain financial system based on block chain as described in claim 1, which is characterized in that the module
(11), block platform chain will record all golden ticket assets and the details such as issue, transfers the possession of, financing.
9. such as a kind of construction method of the supply chain financial system based on block chain of any of claims 1-8,
It is characterized in that, specifically comprises the following steps:
Step 1: core enterprise, member enterprise, supplier, credit mechanism, discount mechanism and factoring quotient are by submitting material note
Volume certification becomes platform user, carries out assets registration really power to platform user by block chain.
Step 2: after possessing certain accrediting amount, system provides for core enterprise and its multistage supplier and represents enterprise
Credits voucher-gold ticket of accounts receivable, core enterprise and member enterprise issue operation by golden ticket and issue a certain amount of golden ticket.
Step 3: supplier passes through golden ticket fractionation, golden ticket transfer and golden ticket financing, and credit resources are passed to multistage supplier.
10. a kind of construction method of the supply chain financial system based on block chain as claimed in claim 9, which is characterized in that
In the step 2, it is common that golden ticket issues make out an invoice enterprise, credit mechanism, factoring quotient, supplier and system platform of requirements of process
It completes.
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