Invention content
Due to presently, there are supply chain in have as following drawbacks:Be frequently present of between the upstream and downstream of enterprise credit and/or
Bill splits circulation problem;Polygonal color participates in so that interest relations are easy to form information island in supply chain ecology;Supplies at different levels
Between quotient there is also account rent item mutually circulate relationship, polygonal debition, account is unknown the problems such as, and the medium and small supply in part
Quotient locks into cash flow, and the problems in environment in opposite weak tendency and financing difficulties make what enterprise development was restricted to ask
Topic;And it is easy to happen fraud problem, and when there are debt problem, it is each that debt side's fix duty is difficult, can not effectively put to the proof etc.
Kind problem.
In view of the above-mentioned problems, the first aspect of content of this disclosure proposes one kind splitting stream for controlling supply chain credit
The method turned, the method includes:
Financial institution's node in block chain network is according to the credit that the credit grade of enterprise is the business licenses enterprise
Amount;
The credit line voucher of the enterprise is obtained at the first block chain account in the block chain network;
Exist and project phase in the first block chain account and another block chain account in the block chain network
When the transaction of pass, the part in the credit line voucher for the enterprise that the first block chain account is held it is sent to
Another described block chain account, and being synchronized by any node in the block chain network for information about by the transaction
All nodes onto the block chain network.
In one embodiment according to content of this disclosure, obtained at the first block chain account in block chain network
The credit line voucher of enterprise includes:When the first block chain account is block chain account corresponding with the enterprise,
The first block chain account obtains the amount of money corresponding with the credit line of enterprise of financial institution's node offer endorsement
The credit line voucher of the enterprise;Or when the first block chain account is any supplier's phase with the participation project
When corresponding block chain account, the first block chain account obtains opposite with the transaction amount of project relationship trading is carried out
The credit line voucher for the enterprise answered.
In one embodiment according to content of this disclosure, the letter that the first block chain account is held it
Being sent to another described block chain account with the part in amount voucher includes:When the first block chain account be with it is described
The corresponding block chain account of enterprise and another described block chain account is block chain account corresponding with any supplier
When family, the first block chain account sends the part in the credit line voucher of the enterprise corresponding with the transaction
To another described block chain account;Or when the first block chain account is block chain account corresponding with any supplier
Family and when another described block chain account is block chain account corresponding with another supplier, the first block chain
Part in the credit line voucher of the enterprise corresponding with the transaction is sent to another described block chain by account
Account.
In one embodiment according to content of this disclosure, the credit line of the enterprise corresponding with the transaction
Part in voucher corresponds to the transaction amount of the transaction.
In one embodiment according to content of this disclosure, the transaction includes at least for information about:With the friendship
Easy associated contract information, both parties' information, exchange hour, transaction amount and/or transaction content information, wherein described
Transaction content information includes at least:Logistics information, storage information.
In one embodiment according to content of this disclosure, the transaction is passed through into the block link network for information about
All nodes that any node on network is synchronized in the block chain network include:
Institute will be synchronized to by any node in the block chain network after being encrypted for information about of the transaction
State all nodes in block chain network.
In one embodiment according to content of this disclosure, the method further includes:From the block chain network
At least one of for information about transaction of all transaction is checked at any node for information about.
In one embodiment according to content of this disclosure, the method further includes:Based on exchange rule, with enterprise or
The line of credit for the enterprise being stored at one or more block chain accounts in the block chain network is exchanged by financial institution
Spend voucher.
In one embodiment according to content of this disclosure, form and utilization of the block chain network using alliance's chain
KYB and KYC technologies carry out real-name authentication.
The second aspect of content of this disclosure proposes a kind of device splitting circulation for controlling supply chain credit, described
Device includes:
Credit line authorization module, the credit line authorization module are configured such that the financial machine in block chain network
Structure node is according to the credit line that the credit grade of enterprise is the business licenses enterprise;
Credit line voucher memory module, the credit line voucher memory module are configured as in the block chain network
On the first block chain account at obtain the credit line voucher of the enterprise;
Transaction transmission module, the transaction transmission module are configured as in the first block chain account and the block chain
When there is transaction relevant with project in another block chain account on network, what the first block chain account was held it
Part in the credit line voucher of the enterprise is sent to another described block chain account, and by the related letter of the transaction
Breath is synchronized to all nodes in the block chain network by any node in the block chain network.
In one embodiment according to content of this disclosure, the credit line voucher memory module is further configured
For:
When the first block chain account is block chain account corresponding with the enterprise, the first block chain account
Family obtains the line of credit of the enterprise of the amount of money corresponding with the credit line of enterprise of financial institution's node offer endorsement
Spend voucher;Or
When the first block chain account is block chain account corresponding with any supplier of project is participated in,
The first block chain account obtains the credit of the enterprise corresponding with the transaction amount of project relationship trading is carried out
Amount voucher.
In one embodiment according to content of this disclosure, the letter that the first block chain account is held it
Being sent to another described block chain account with the part in amount voucher includes:
When the first block chain account is block chain account corresponding with the enterprise and another described block
When chain account is block chain account corresponding with any supplier, the first block chain account will be corresponding with the transaction
The enterprise credit line voucher in part be sent to another described block chain account;Or
When the first block chain account is block chain account corresponding with any supplier and another described area
When block chain account is block chain account corresponding with another supplier, the first block chain account will be with the transaction phase
Part in the credit line voucher of the corresponding enterprise is sent to another described block chain account.
The third aspect of content of this disclosure proposes a kind of computer readable storage medium, and the storage medium includes referring to
It enables, when executed so that the processor of the computer is at least used for:
Financial institution's node in block chain network is according to the credit that the credit grade of enterprise is the business licenses enterprise
Amount;
The credit line voucher of the enterprise is obtained at the first block chain account in the block chain network;
Exist and project phase in the first block chain account and another block chain account in the block chain network
When the transaction of pass, the part in the credit line voucher for the enterprise that the first block chain account is held it is sent to
Another described block chain account, and being synchronized by any node in the block chain network for information about by the transaction
All nodes onto the block chain network.
In one embodiment according to content of this disclosure, obtained in the first block chain account in block chain network
The credit line voucher of enterprise includes:
When the first block chain account is block chain account corresponding with the enterprise, the first block chain account
Family obtains the line of credit of the enterprise of the amount of money corresponding with the credit line of enterprise of financial institution's node offer endorsement
Spend voucher;Or
When the first block chain account is block chain account corresponding with any supplier of project is participated in,
The first block chain account obtains the credit of the enterprise corresponding with the transaction amount of project relationship trading is carried out
Amount voucher.
In one embodiment according to content of this disclosure, the letter that the first block chain account is held it
Being sent to another described block chain account with the part in amount voucher includes:
When the first block chain account is block chain account corresponding with the enterprise and another described block
When chain account is block chain account corresponding with any supplier, the first block chain account will be corresponding with the transaction
The enterprise credit line voucher in part be sent to another described block chain account;Or
When the first block chain account is block chain account corresponding with any supplier and another described area
When block chain account is block chain account corresponding with another supplier, the first block chain account will be with the transaction phase
Part in the credit line voucher of the corresponding enterprise is sent to another described block chain account.
According to content of this disclosure for control supply chain credit split circulation method and apparatus and accordingly based on
The credit line voucher of enterprise can be traded transfer by calculation machine readable storage medium storing program for executing in block chain network, and by supply chain
Each link in all synchronizing informations to block chain network (that is, each node on the block chain) in so that with this
The relevant each participant of mesh (that is, financial institution, with the relevant enterprise of project, supplier and to pass through the block chain mandate accurate
The node entered) above- mentioned information can be consulted;And prevent the information in any environment from being faked or being distorted using block chain technology,
It ensures that information truth is effective, can trace, can not distort;And content of this disclosure utilizes the credit line voucher of enterprise
Effective financial management can be carried out in block chain network so that account is clear, can look into and can trace, and solves confession
Some problems of chain financial sector are answered, for example, solve the problems, such as that bill (or receivable money of paying a bill) can not be split in traditional supply chain,
The financial pressure of supply chain main body is alleviated, can also further solve the problems, such as that small micro- Corporate finance is difficult.
Specific implementation mode
Each exemplary embodiment of the disclosure is described in detail below with reference to attached drawing.Flow chart and block diagram in attached drawing are shown
The architecture, function and operation in the cards of method and system according to various embodiments of the present disclosure.It should be noted that
Each box in flowchart or block diagram can represent a part for a module, program segment, or code, the module, program
Section or a part for code may include one or more being held for realizing the logic function of defined in each embodiment
Row instruction.It should also be noted that in some alternative implementations, the function of being marked in box can also be according to different from attached
The sequence marked in figure occurs.For example, two boxes succeedingly indicated can essentially be basically executed in parallel or it
Can also execute in a reverse order sometimes, this depend on involved function.It should also be noted that flow chart
And/or the combination of each box in block diagram and the box in flowchart and or block diagram, work(as defined in executing can be used
Can or the dedicated hardware based system of operation realize, or can make using a combination of dedicated hardware and computer instructions to combine and
It realizes.
Term as used herein "include", "comprise" and similar terms are understood to open term, i.e.,
" including/including but not limited to ", expression can also include other content.Term "based" is " being based at least partially on ".Term
" one embodiment " expression " at least one embodiment ";Term " another embodiment " expression " at least one other embodiment ",
Etc..
Technology, method and apparatus known to person of ordinary skill in the relevant may be not discussed in detail, but suitable
In the case of, the technology, method and apparatus should be considered as part of specification.For between each unit in attached drawing
Line, it is only for convenient for explanation, indicate that the unit at least line both ends is in communication with each other, it is not intended that limitation does not connect
It can not be communicated between the unit of line.
Fig. 1 be the disclosure for control supply chain credit split circulation method, especially by financial institution, enterprise with
And one or more suppliers form the block chain network for the supply chain for detailed programs using block chain network.It is described
Method is specific as follows:
In the step 110 of Fig. 1, financial institution's node in block chain network is awarded according to the credit grade of enterprise for enterprise
Weigh the credit line of the enterprise.
In the step 120 of Fig. 1, at the first block chain account in block chain network obtain enterprise credit line with
Card.More specifically, when the first block chain account is block chain account corresponding with the enterprise, the first block chain account obtains
The credit line voucher of the enterprise of the corresponding amount of money of the credit line of enterprise of endorsement is provided with financial institution node;Thus with it is existing
There is practical directly provide a loan to corporate payments of financial institution in technology to compare, can effectively alleviate the financial pressure of financial institution.
When the first block chain account is block chain account corresponding with any supplier of project is participated in, the first block chain account
Obtain the credit line voucher of the enterprise corresponding with the transaction amount for carrying out the project relationship trading;Any of which supplier
Block chain account in the credit line voucher of enterprise that stores be enterprise block chain account in the line of credit of enterprise that stores
Spend the part in voucher.
Content of this disclosure further include financial institution can select otherwise (for example, under block chain) to enterprise
Credit line is authorized, and carries out signature endorsement to the credit line of enterprise in block chain network.
In content of this disclosure, the block chain for being applied to the supply chain of content of this disclosure includes four or more section
Point is (for example, one or more of nodes are at least in financial institution's node, enterprise's node and supplier's node type
It is one or more), when ensuring any nodes break down therein, entire block chain network still can be with normal operation (its
In number of nodes uses 3F+1 principles, wherein F (F=1,2,3 ...) on the block chain be the number of nodes of permission failure), Suo Youjie
The common synchrodata content of point.When user creates block chain account (for example, any supplier, which may not need, creates block chain link
Point, it is only necessary to create the method that its corresponding block chain account can realize content of this disclosure) when, apply for Account activation,
The public key of account will be recorded in entire block chain network, and the block chain account becomes effective account at this time.
In step 130, another block chain account in the first block chain account and block chain network exists and item
When the relevant transaction of mesh, the part in the credit line voucher for the enterprise that the first block chain account is held it is sent to another
A block chain account, and the transaction is synchronized to the block chain network by any node in block chain network for information about
On all nodes.
When the first block chain account be block chain account corresponding with the enterprise and another block chain account be with
When the corresponding block chain account of any supplier, the first block chain account is by the credit line of enterprise corresponding with the transaction
Part in voucher is sent to another block chain account.The line of credit of the enterprise corresponding with the transaction in this step
Degree voucher corresponds specifically to the transaction amount of the transaction.
When the first block chain account is block chain account corresponding with any supplier and another block chain account
When being block chain account corresponding with another supplier, the first block chain account is by the letter of enterprise corresponding with the transaction
It is sent to another block chain account with the part in amount voucher.Enterprise corresponding with this transaction in this step
Credit line voucher specifically correspond to the transaction amount of the transaction, for example, when the amount of money of the transaction amount of the transaction is 50
When ten thousand RMB, then the equivalent amount of the credit line voucher of this corresponding enterprise that merchandises is also 500,000 RMB.
In step 130, by after being encrypted for information about of the transaction that the transaction is formed, pass through the block link network
Any node on network is synchronized to all nodes of block chain network.Specifically, using the data management mould in block chain network
Formula (manage data) being synchronized to the transaction for information about at all nodes of block chain network.
In step 130 each transaction at least include for information about:Contract letter associated with this transaction
(for example, the target of the transaction, quantity etc.), both parties' information, exchange hour, transaction amount and/or transaction content information are ceased,
Wherein, transaction content information includes at least:Logistics information, storage information.
In addition, all nodes in block chain network in step 130 include:Financial institution's node, with the project phase
Enterprise's node of pass, other nodes with the relevant all supplier's nodes of the project and the block chain mandate access.
In addition, disclosed method further includes:Having for all transaction is checked from any node in block chain network
Close the transaction of at least one of information for information about.When with the relevant enterprise of the project and/or any supplier because some is handed over
Easily when there is credit and debt problem, the enterprise and/or supplier can check and trace the transaction for information about and with this
Transaction relevant All Activity for information about, to be effectively performed evidence preserve convenient in necessary program of calling to account into
Row is put to the proof.
In addition, disclosed method further includes:Based on rule is exchanged, is exchanged with enterprise or financial institution and be stored in block chain
The credit line voucher of the enterprise at one or more block chain accounts on network.The step specifically includes following operation:
If the credit line voucher of the enterprise reaches stipulated time account phase, one or more suppliers can be according to it
The credit line voucher of the enterprise of the respective numbers held carries out honouring for legal tender with the enterprise.If the enterprise
Credit line voucher does not reach stipulated time account phase also, then the respective numbers that one or more suppliers can be held according to it
The enterprise credit line voucher and financial institution carry out legal tender and honour, honour at this time due to not yet due, then can be with
According to the time limit agreement redemption of conditional (for example, service charge, service charge etc. are exchanged or increased after setting ratio is given a discount) into
Row honour, these redemption of conditional can financial institution authorize the enterprise credit line contract in formulate, exchanged in this
Mode can make small enterprise realize financing, in the current social thus solved it is pure small Corporate finance hardly possible problem.
Block chain network in disclosed method uses the form of alliance's chain and utilizes KYB (Know Your
Business) and KYC (Know Your Customer) technology carries out real-name authentication, since KYB and KYC technologies are by handing over
The circulation of the credit line voucher of easy both sides, source and enterprise and consider corporate behavior and transaction after enterprise operation history
Appropriate, the responsible investigation that the appropriateness and reasonability of form are made, to obtain the technology completely understood, so that should
Block chain network can be supervised by rule are closed, it is ensured that safety in utilization, reliability and the legitimacy of block chain network.
P2P networks, cryptography, common recognition mechanism, intelligent contract in block chain technology is utilized in the above method of the disclosure
Four component parts so that all roles (for example, enterprise and the relevant supplier of project) in supply chain can be to this
The entire supply chain of purpose, which exercises supervision, to be checked, financial swindling is effectively prevented, to make good supply chain ecology
Credit system in circle.
Alternatively, it is above-mentioned for control supply chain credit split circulation method can by computer program product come
It realizes.Computer program product may include computer readable storage medium, containing each side for executing the disclosure
The computer-readable program instructions in face.Computer readable storage medium can keep and store to be made by instruction execution equipment
The tangible device of instruction.Computer readable storage medium can for example be but not limited to storage device electric, magnetic storage apparatus,
Light storage device, electromagnetism storage device, semiconductor memory apparatus or above-mentioned any appropriate combination.Computer-readable storage
The more specific example (non exhaustive list) of medium includes:Portable computer diskette, hard disk, random access memory (RAM),
Read-only memory (ROM), erasable programmable read only memory (EPROM or flash memory), static RAM (SRAM),
Portable compressed disk read-only memory (CD-ROM), digital versatile disc (DVD), memory stick, floppy disk, mechanical coding equipment, example
Such as it is stored thereon with punch card or groove internal projection structure and the above-mentioned any appropriate combination of instruction.It is used here
Computer readable storage medium be not interpreted instantaneous signal itself, the electromagnetism of such as radio wave or other Free propagations
Wave, the electromagnetic wave (for example, the light pulse for passing through fiber optic cables) propagated by waveguide or other transmission mediums or pass through electric wire
The electric signal of transmission.
Compared with prior art, method proposed by the present invention can efficiently solve existing supply chain business (especially
Be related to supply chain financial sector) some problems, the advantage is that the following aspects:
First, can utilize the credit line of the corresponding enterprise of the credit line of the enterprise authorized via financial institution with
Card pays the tranaction costs that each bargain link generates in block chain network, realizes the detachable flowable of business standing
Property.
Secondly, this method, which using the information of block chain network can not distort characteristic, information and can look into, can trace feature, and use
The block chain network of alliance's chain form so that the circulation of all credit line vouchers is suitable for supply chain ecology inside, to ensure
The safety of credit line voucher avoids to be fooled by criminal and fry, generates invalid financial bubble.
Finally, this method uses the Db Management Model (manage data) in block chain network by the related letter of transaction
Breath is synchronized at all nodes of block chain network so that becoming for information about for the transaction can not be distorted but can be inquired and can trace
Information, and can define, truly show the details merchandised every time.
Fig. 2 is concrete application of the disclosed method in actually using scene, and it illustrates according to content of this disclosure
Implement the application architecture figure for splitting the method for circulation for controlling supply chain credit.Wherein, the block chain in Fig. 2 includes at least enterprise
231, first supplier's nodes 232 of industry node and financial institution's node 233.Preferably, the block disclosed in the present embodiment
Chain application architecture uses the form of alliance's chain and utilizes KYB (Know Your Business) and KYC (Know Your
Customer) technology carries out real-name authentication, to ensure reliability, the safety of transaction.
First, financial institution's node 233 in block chain network is business licenses enterprise according to the credit grade of enterprise
Credit line.
Financial institution 250 utilizes existing or the enterprise of appraisal procedure comprehensive assessment that may be present in the future 240 credit etc.
Grade, and financial institution's node 233 is according to the credit line of the credit grade mandate enterprise 240.Enterprise 240 can issue it
The authorized signature that financial institution 250 is added while credit line voucher is endorsed as the credit line voucher so that is arbitrarily held
Have the credit line voucher of the enterprise 240 individual or entity can according to the exchange rule arranged and the enterprise 240 in advance or
Financial institution 250 is exchanged.
It then, will be according to setting ratio (for example, 1:1) credit line of enterprise 240 is allocated so that enterprise 240
Credit line voucher total quantity correspond to enterprise 240 credit line quantity allotted.For example, financial institution 250 authorizes
The credit line of enterprise 240 is 1,000,000 RMB amounts, then the total quantity of the credit line voucher of enterprise 240 is 1,000,000,
That is, the credit line voucher of each enterprise 240 is worth 1 yuan.
Secondly, the credit line voucher of the enterprise is obtained at the first block chain account in block chain network.Specific behaviour
Make as follows:
All credit line vouchers of enterprise 240 are transferred to middleware 220 by application layer 210 so that middleware 220 is to every
The credit line voucher of a enterprise 240 is encrypted, to the block corresponding with enterprise 240 in block link layer 230
All credit line vouchers that encrypted enterprise 240 is stored at chain account, to ensure transaction security.
Secondly, enterprise 240 and first supplier 260 handed over some project (for example, project A) relevant first time
Easily, concrete operations are as follows:
First, the block chain account corresponding with enterprise 240 in block link layer 230 sends the transaction with transaction for the first time
Part in the credit line voucher of the corresponding enterprise of the amount of money 240 is in block link layer 230 and first 260 phase of supplier
At corresponding block chain account.Specifically, when enterprise 240 and first supplier 260 merchandise about the first time of project A
When so that with the part in the credit line voucher of the enterprise 240 of the transaction amount equivalence of this deal engagement from enterprise 240
Corresponding block chain account is transferred to block chain account corresponding with first supplier 260.
Second, by being synchronized to for information about at all nodes of block link layer 230 for first time transaction.Enterprise 240 and/or
First supplier 260 is transferred to middleware 220 by application layer 210 for information about by first time transaction, so that intermediate
Part 220 to the first time merchandise be encrypted for information about after by 231, first supplier's nodes 232 of enterprise's node with
And any node in financial institution's node 233 is synchronized to all nodes of block link layer 230 (for example, enterprise's node 231,
One supplier's node 232, financial institution's node 233 and other nodes with the block chain mandate access) on.
In the present embodiment, that merchandises for the first time includes at least for information about:Contract letter associated with merchandising for the first time
Breath, both parties' information, exchange hour, transaction amount and/or transaction content information, wherein the transaction content information is at least wrapped
It includes:Logistics information, storage information.
In the present embodiment, the Db Management Model of transaction for the first time used for information about in block chain network
(manage data) is synchronized to after being handled at all nodes of block link layer.
When supply chain include multiple suppliers (for example, first supplier 260, n-th supplier, the N+1 supply
Quotient 270) when participating in project A, then there is the transaction of first supplier 260 and other one or more suppliers and described
Other one or more suppliers transaction with other one or more suppliers respectively.Any two illustrated below supplies
It answers when being traded transfer between quotient (that is, holding the n-th supplier of the credit line voucher of enterprise 240 and the N+1 supplies
When quotient 270 being answered to carry out the M times transaction relevant with project A (wherein, N=1,2,3 ...;M=2,3,4 ...)) concrete operations:
First, the enterprise 240 that the block chain account corresponding with n-th supplier in block link layer 230 is held
Credit line voucher in part be sent to the block chain corresponding with the N+1 supplier 270 in block link layer 230
At account.Specifically, when n-th supplier and the N+1 supplier 270 carry out the M times transaction about project A so that
With the credit line voucher of the enterprise 240 of the transaction amount equivalence of this deal engagement from area corresponding with n-th supplier
Block chain account is transferred to block chain account corresponding with the N+1 supplier 270.
Second, by being synchronized to for information about in all nodes of block link layer 230 for the M times transaction.N-th supplier
And/or the M times transaction is transferred to middleware 220 by the N+1 supplier 270 by application layer 210 for information about, so that
Middleware 220 to this M times merchandise be encrypted for information about after by 231, first supplier's nodes 232 of enterprise's node
And any node in financial institution's node 233 be synchronized to block link layer 230 all nodes (for example, enterprise's node 231,
Other nodes of first supplier's node 232, financial institution's node 233 and the block chain mandate access) on.
In the present embodiment, the M times transaction include at least for information about:Contract information associated with the M times transaction,
Both parties' information, exchange hour, transaction amount and/or transaction content information, wherein the transaction content information includes at least:
Logistics information, storage information.In the present embodiment, the data management of the M times transaction used for information about in block chain network
Pattern (manage data) is synchronized to after being handled at all nodes of block link layer.
Again, financial institution 250, checked by block chain network with the relevant enterprises 240 of project A and/or supplier etc.
For information about with the relevant transaction of project.It is specific as follows:
Stored in any node that enterprise 240 is checked by application layer 210 in block link layer with the relevant institutes of project A
There is one or more of for information about transaction of transaction for information about.
Supplier (for example, first supplier 260, n-th supplier, the N+1 supplier 270 etc.) passes through application layer
Stored in 210 any nodes checked in block link layer with the relevant All Activities of project A for information about in one
Or multiple transaction are for information about.
When with the relevant enterprises 240 of project A and/or any supplier (for example, first supplier 260 and/or N+1
A supplier 270) when there is credit and debt problem because of some transaction in project A, enterprise 240 and/or supplier can consult
And trace the transaction for information about and with the relevant All Activity of the transaction for information about, to effectively realize card
It is put to the proof in necessary program of calling to account according to preserving, conducive to the credit system made in the good supply chain ecosphere.
It is created according to practical business it can be seen that content of this disclosure can be realized, the enterprise that enterprise is issued
Credit line voucher be traded transfer according to contract and other suppliers of agreement, and the transaction be it is multidirectional, across
Rank, determined according to practical business so that transaction becomes more flexible, reliable.
Method shown in the present embodiment further includes finally, any supplier and enterprise 240 or financial machine regular based on exchanging
Structure 250 exchanges the credit line voucher of the enterprise 240 for the respective numbers being stored at any supplier's node of block link layer.Tool
Body includes:
If credit line voucher arrival stipulated time account phase of the enterprise 240, one or more supplier (for example,
First supplier 260, n-th supplier, the N+1 supplier 270 etc.) it can be according to the enterprise for the respective numbers that it is held
The credit line voucher of industry 240 carries out honouring for legal tender with enterprise 240.If the credit line voucher of enterprise 240 is also not
Reach stipulated time account phase, then one or more supplier (for example, first supplier 260, n-th supplier, N+1
Supplier 270 etc.) can according to the credit line voucher of the enterprise 240 for the respective numbers that it is held and financial institution 250 into
Row legal tender is honoured, and is honoured at this time due to not yet due, then can be according to the redemption of conditional that the time limit arranges (for example, will be described
Service charge, service charge etc. are exchanged or increased to setting ratio after giving a discount) it is honoured, these redemption of conditional can be in financial machine
It is formulated in the contract of the credit line of the mandate of structure 250 enterprise 240.
Fig. 3 is the schematic diagram for splitting the device 300 of circulation for controlling supply chain credit according to content of this disclosure.From
It can be seen from the figure that, the device 300 that circulation is split for controlling supply chain credit include:Credit line voucher memory module 310,
Transaction transmission module 320 checks module 330 and credit line authorization module 340.Wherein, 340 quilt of credit line authorization module
It is configured so that financial institution's node in block chain network according to the credit that the credit grade of enterprise is the business licenses enterprise
Amount.Credit line voucher memory module 310 is configured as being somebody's turn to do at the first block chain account in the block chain network
The credit line voucher of enterprise;Specifically, when the first block chain account is block chain account corresponding with the enterprise, first
Block chain account obtains the credit of the enterprise of the corresponding amount of money of the credit line of enterprise for providing and endorsing with financial institution node
Amount voucher;Or when the first block chain account is block chain account corresponding with any supplier of project is participated in, the
One block chain account obtains the credit line voucher of the enterprise corresponding with the transaction amount for carrying out the project relationship trading.It hands over
Easy transmission module 320, which is configured as another block chain account in the first block chain account and block chain network, to be existed and item
When the relevant transaction of mesh, the part in the credit line voucher for the enterprise that the first block chain account is held it is sent to another
A block chain account, and being synchronized in block chain network by any node in block chain network for information about by the transaction
All nodes.Specifically, when the first block chain account is block chain account corresponding with enterprise and another block chain
When account is block chain account corresponding with any supplier, the first block chain account is by enterprise corresponding with the transaction
Part in credit line voucher is sent to another described block chain account;Or when the first block chain account is and any confession
It is block chain account corresponding with another supplier to answer the corresponding block chain account of quotient and another block chain account
When, the part in the credit line voucher of enterprise corresponding with the transaction is sent to another block by the first block chain account
Chain account;Wherein, the part merchandised with this in credit line voucher of corresponding enterprise corresponds to the friendship of this transaction
The easy amount of money.Check that module 330 is configured as checking the related letter of all transaction from any node of block chain network
The transaction of at least one of breath is for information about.
According to content of this disclosure for controlling the method, apparatus and calculate accordingly that the fractionation of supply chain credit circulates
Machine readable storage medium storing program for executing can utilize the decentralization attribute of block chain technology to realize each role in supply chain in block
It is traded transfer in chain network, while each role can check can not distorting for every transaction about some project
Transaction Details so that all roles in supply chain, which can exercise supervision to whole process, to be checked, to effectively prevent financial swindling
Appearance.
It should be noted that although being referred to the several devices or sub-devices of equipment in the detailed description above, it is this
Division is merely exemplary rather than enforceable.In fact, in accordance with an embodiment of the present disclosure, two or more above-described dresses
The feature and function set can embody in one apparatus.Conversely, the feature and function of an above-described device can be with
It is further divided into and is embodied by multiple devices.
The foregoing is merely embodiment of the disclosure alternative embodiments, are not limited to embodiment of the disclosure, for
For those skilled in the art, embodiment of the disclosure can have various modifications and variations.It is all in embodiment of the disclosure
Within spirit and principle, made by any modification, equivalence replacement, improvement etc., should be included in the protection of embodiment of the disclosure
Within the scope of.
Although describing embodiment of the disclosure by reference to several specific embodiments, it should be appreciated that, the disclosure
Embodiment is not limited to disclosed specific embodiment.Embodiment of the disclosure be intended to cover appended claims spirit and
Included various modifications and equivalent arrangements in range.Scope of the following claims is to be accorded the broadest interpretation, thus comprising
All such modifications and equivalent structure and function.