CN111127202A - Financial industry chain display evaluation transaction system based on alliance chain - Google Patents
Financial industry chain display evaluation transaction system based on alliance chain Download PDFInfo
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Abstract
The invention provides a financial industry chain display evaluation transaction system based on a alliance chain, which comprises a webservice interface, an operator authentication module, a display module, an organization management module, an auditing module, a result issuing module, a result inquiring module, a storage module, an intelligent contract module and a scoring module. Compared with the prior art, the system emphasizes the autonomy of the uplink enterprises, receives new uplink enterprises under the common recognition among the uplink enterprises, releases, verifies, autonomously evaluates and autonomously transacts scientific and technological achievements, can solve the problems of data sharing and data tampering on the industrial chain for users in the industrial chain, improves the utilization efficiency of financial scientific and technological achievements, and reduces repeated research and development.
Description
Technical Field
The invention relates to a display evaluation transaction system, in particular to a display evaluation transaction system in the financial industry.
Background
The industry chain is a concept of industry economics. The financial (including the issuing, circulation and returning of bank, securities, insurance and trust) industry chain is a chain type association relationship form objectively formed based on certain technical and economic association in the financial industry according to a specific logic relationship and a space-time layout relationship, as shown in figure 1, the chain takes the research and development of financial technology (the direct translation of financial technology, various technological means to innovate the products and services provided by the traditional financial industry) to the application as a main line to form a mutually coordinated industrial chain, for example, a science and technology company develops a set of new risk control system according to the risk control requirements of banks and security companies for the banks and the security companies to use so as to generate market value and economic benefit, meanwhile, problems or new requirements are fed back to the science and technology company in the using process of the bank and the security company, and the science and technology company continuously iterates the wind control system to form a loop. Financial scientific and technological achievements (financial scientific and technological achievements, technical achievements for serving financial science and technology, such as patents, articles, application systems and methods) have the characteristics of specialty, specificity, timeliness and practicability. The professionality refers to that the financial science and technology system is applied to a very subdivided financial direction, less personnel are engaged, the oriented industry is narrow, information exchange is blocked, generated information asymmetry is easily caused, and the application efficiency and the transmission of the system are influenced to a certain extent; the specificity refers to that the system can only serve part of organizations, is embodied in the aspects of safety and business privacy protection, and causes the application to be not wide enough; the timeliness is realized that the updating iteration of the system or the method is very fast, if the system or the method can be quickly applied, a larger effect can be played, but if the system or the method cannot be quickly applied, the updating iteration can be possibly updated after a period of time, which has a larger challenge to financial and scientific research and development enterprises, if the method is not well managed, popularized and applied, the developed system or method is lack of communication, other companies also spend a great deal of effort on research and development, and huge research and development resources are wasted; due to the specificity, a system or a method is possibly developed by a plurality of enterprises, and the probability of investment of repeated development and repeated construction is relatively high. Therefore, unlike general basic scientific research, whether a financial system or method can be put into use is critical to whether the financial system or method can be used by a financial institution and generate a certain market value. Therefore, data sharing, privacy protection and data application in the financial industry chain are the focus of current attention.
Therefore, the chinese patent application No. 201910239039.1 discloses an industry chain upstream and downstream query and addition method, which realizes active search of upstream and downstream customers of a main product of a user, improves work efficiency of the user in searching for intended cooperative customers, and improves user experience. But are limited to database-based applications and require advanced entry.
The Chinese patent application number 201811360686.X discloses a display method of a global industrial chain, which comprises the steps of adopting data acquisition and data cleaning to construct a global enterprise knowledge map, acquiring industrial distribution conditions of corresponding cities and carrying out visual display.
Chinese patent application No. 201811012128.4 discloses a block chain-based industrial chain data maintenance method and platform, which receives product quality parameters uploaded by users, stores the product quality parameters in the form of blocks, and forms the blocks of a target industrial chain into a block chain of the target industrial chain. The problems that the existing product quality detection authentication mode is poor in information credibility, high in quality control risk and high in maintenance cost are solved.
Chinese patent application No. 201910162199.0 discloses a financial management method and system for steel industry chain based on block chain technology, which comprises constructing token system, constructing payment management platform for converting token system and real currency, replacing the real currency circulation in the steel industry chain by token circulation, and adding token system to make the fund in the steel industry chain circulate in token form, thereby improving the efficiency of fund circulation and avoiding error.
The Chinese patent application number 201810137442.9 discloses an intelligent full-industry chain management platform and an operation method thereof, which are used for a cloud service platform for data acquisition, storage, monitoring, analysis and processing, so that the reasonable allocation of industry resources is realized, and unnecessary process loss of traditional commerce is eliminated; optimizing profit secondary distribution; the consumption experience is improved to the maximum extent.
The prior art provides solutions for industrial chain data sharing, data tamper resistance and transaction based on respective characteristics. However, the problem of preventing data tampering (patent application numbers 201910239039.1, 201811360686.X and 201810137442.9) cannot be effectively solved, only data tampering prevention is solved, data sharing of an industrial chain is not solved (patent application numbers 201811012128.4 and 201910162199.0), or a transaction is realized but only a token is provided, and the transaction of achievement on the industrial chain is not realized.
Disclosure of Invention
The invention aims to provide a financial industry chain display evaluation transaction system based on a alliance chain, and aims to solve the technical problems of data sharing and data tampering in the industry chain, realize independent sharing, display and transaction of financial scientific and technological achievements in the industry chain, improve the utilization efficiency of the financial scientific and technological achievements and reduce repeated research and development.
In order to solve the problems, the invention adopts the following technical scheme: the utility model provides a financial industry chain show evaluation transaction system based on alliance chain, includes webservice interface, operator authentication module, show module, mechanism management module, audit module, achievement publishing module, achievement inquiry module, storage module, intelligent contract module and score module, wherein:
the webservice interface is used for a user to access on a computer of the user through a web browser through the webservice interface;
the operator authentication module is used for authenticating the login authority of the user, receiving login operation information input by the user through the webservice interface, and judging whether the user has the authority to login the system according to the login information; when a user has authority to log in, opening a corresponding functional module according to the authority corresponding to the user for the user to access; when the user does not have the authority to log in, carrying out error prompt and refusing access;
the user comprises an operation organization, a certification organization, a supervision organization, a supplier and a financial organization;
the display module is used for displaying information;
the mechanism management module is used for managing the user to be linked, sending the application information of the user to be linked to the auditing module and sending the application information to the alliance chain for storage;
the auditing module is used for receiving the application information sent by the organization management module, sending an auditing notice to a corresponding uplink user in the system, sending the application information to the alliance chain through the intelligent contract module for storage, and after the uplink user audits the application information through a network browser through a computer connected with the system, feeding the auditing result back to the organization management module by the auditing module;
the result issuing module is used for sending the result information input by the supplier in the system to the intelligent contract module and issuing the result information which passes the auditing;
the intelligent contract module is used for carrying out intelligent contract processing on the achievement information and the application information sent by the achievement issuing module and then storing the achievement information and the application information into the alliance chain and/or the storage module, and meanwhile, sending the achievement information to the uplink certification authority for auditing, and the certification authority audits the achievement information through a network browser by a computer which is networked with the system, and audits whether the achievement information violates the law and is complete; if the result information is incomplete and/or violates the law, the result information is rejected, the intelligent contract module sends a closing instruction to the result issuing module, and the result issuing module closes the result information; when the result information is complete and does not violate the law, sending a publishing instruction to a result publishing module, and publishing the result information by the result publishing module;
the result inquiry module is used for providing result inquiry for the uplink user;
the storage module is used for storing the result information and the application information;
and the scoring module is used for scoring the result information by the user and sending the result information to the alliance chain for storage through the intelligent contract module.
Further, the specifically steps of the mechanism management module managing the user to be uplink, sending the application information of the user to be uplink to the auditing module, and sending the application information to the alliance chain for storage include: managing the user to be linked up to join the system, receiving the application information of the user to be linked up which is networked with the system, submitting the application information by the user to be linked up through a computer connected with the system, sending the application information to an auditing module by an organization management module, sending an auditing result fed back by the auditing module to the user to be linked up, and setting corresponding user permission for the user to be linked up when the auditing information is passed.
Further, after the user who wants to chain submits the application information, the auditing module firstly sends an auditing notice to the authentication mechanism which has chain, and the authentication mechanism audits the application information through a network browser by a computer which is networked with the system, verifies the correctness of the application information and feeds back an auditing result; when the application information is incomplete, the auditing result is that the application information does not pass, the auditing module feeds back the information that the auditing does not pass to the mechanism management module, the mechanism management module sends an auditing failing notice to the user to be linked, and at the moment, the user to be linked supplements the application information; and after the application information is supplemented, the institution management module sends the supplemented application information to the auditing module again, and the auditing module sends a re-auditing notice to the uplinked certification institution again and uploads the supplemented application information to the alliance chain through the intelligent contract module for storage and regeneration of the application serial number of the application file. When the application information is complete, the auditing result is passed, and the auditing module sends an auditing notice to a supervision organization;
after receiving the audit notice, the supervising authority audits the application information through a computer connected with the system and a network browser; if the application information is incomplete, the auditing module feeds back the non-approved information to the organization management module, the organization management module sends an approval non-approved notice to the user to be subjected to chain winding, the user to be subjected to chain winding supplements the application information at the moment, the organization management module sends the supplemented application information to the auditing module again after the application information is supplemented, and the auditing module sends a re-approved notice to the monitoring organization subjected to chain winding again and uploads the supplemented application information to the alliance chain through the intelligent contract module to be stored and regenerated into an application serial number of the application file; if the application information is complete, the auditing result is passed, and at the moment, the auditing module sends an auditing notice to the uplink operation organization;
the operation organization checks the application information through a computer connected with the system and a network browser after receiving the checking notice; if the application information is incomplete, the auditing module feeds back the non-approved information to the organization management module, the organization management module sends an approval non-approved notice to the user to be subjected to chain loading, the user to be subjected to chain loading supplements the application information at the moment, the organization management module sends the supplemented application information to the auditing module again after the application information is supplemented, and the auditing module sends a re-approved notice to the operating organization subjected to chain loading again and uploads the supplemented application information to the alliance chain through the intelligent contract module to be stored and regenerated into an application serial number of the application file; if the application information is complete, the auditing result is passed, and at the moment, the auditing module sends an auditing notice to the uplink operation organization;
and finally, after the certification authority, the supervision authority and the operation authority in the system are checked, the checking module sends approval requests to other uplink users except the certification authority, the supervision authority and the operation authority in the system, after at least one uplink user except the certification authority, the supervision authority and the operation authority approves, the checking module sends approved checking results to the institution management module, and the institution management module sets corresponding authority and adds the user to be uplink into the system and simultaneously stores final application information into a alliance chain through the intelligent contract module.
Further, when the file size of the result information exceeds 2M, the intelligent contract module extracts the result title in the result information and generates corresponding MD5 summary information, then sends the result title and MD5 summary information to the alliance chain for storage, and sends the result information and MD5 summary information to the storage module for storage, so that when the user views the result information, the corresponding result information is called in the storage module according to the MD5 summary information.
Further, the determination of whether the result image-text introduction information in the result information exceeds 2M is specifically performed if the file size of the result information exceeds 2M.
Further, the score is calculated by calculating the score of each result, and the score is composed of browsing amount, institution scoring and transaction information: the browsing volume is the number of times each outcome is viewed; the organization scoring is that each user in the system scores the achievement according to the self understanding after looking up the detailed information of the achievement, the score is 1-10, the highest score is 10, and the lowest score is 1; the transaction information refers to the information of transfer and authorization of the achievement, and the composition of the scores is in proportion to: the browsing amount accounts for 40%, the organization score accounts for 50%, and the transaction result accounts for 10%.
Further, the display module is configured to display information specifically as follows: after the user inputs correct login operation information, the user browses displayed contents on a computer through a network browser, wherein the browsing comprises browsing operations classified by the user according to the displayed information contents and information summaries of the displayed running states according to browsing requests of the user, the displayed information comprises financial technology companies and financial institutions in the system, the total access amount, the total query amount, the current day query amount and the latest calling result rank of the user, the summary information of the recently queried institutions and the latest result information.
Furthermore, the display module pushes the display information to a large screen for synchronous display.
Further, an achievement trading module is further included for trading achievements among users.
Further, when the user who has linked the chain has the purchase intention to a certain achievement, the achievement trading module sends a purchase application to a user who issues the achievement; the purchase application comprises a purchaser, a purchase price, a purchase time, a purchase appendix and a transaction state; the achievement trading module receives the purchase application and sends the purchase application to a corresponding achievement issuing user, the achievement issuing user can check which users initiate the purchase application through a computer connected with the system through the achievement trading module, and if the achievement issuing user refuses the achievement trading application and initiates a refusing instruction for the purchase application through the achievement trading module, the achievement trading module directly marks the trading state as failure; the purchase request is ended; if the issue user of the result agrees to the purchase application, the result transaction module marks the transaction state as to-be-filed, the result transaction module sends the purchase application to the authentication mechanism for filing, meanwhile, the result transaction module sends the purchase application to the alliance chain for storage, after the filing is passed, the result transaction module marks the transaction state as successful in filing, if the authentication mechanism refuses the filing, the result transaction module marks the transaction state as failed in filing, and the transaction is failed.
Compared with the prior art, the financial industry chain display evaluation trading system based on the alliance chain plays the roles of 'autonomy, sharing, safety and alliance' of the alliance block chain, as shown in figure 1, the financial industry chain displays the supply and demand relationship of financial science and technology achievements, the financial science and technology company and a novel financial science and technology provider such as an AI (Artificial Intelligence) company, a wind control big data company, a cloud computing company and a block chain company provide the financial achievements for banks, securities companies, fund companies and internet financial companies to use, and the achievements are supervised and authenticated by a supervision institution and an authentication institution when being issued and traded. The financial industry chain display evaluation transaction system takes financial science and technology enterprises and financial institutions as main service objects, becomes a system integrating financial science and technology achievement release, patent and soft literature independent display, evaluation and transaction, and is a system for consulting, consulting and docking related financial science and technology enterprises and knowing and further using financial science and technology achievements for financial institutions. Different from general centralized webpage display, the system emphasizes the autonomy of the uplink enterprises, receives new uplink enterprises under the common identification among the uplink enterprises, releases, verifies, autonomously evaluates and autonomously transacts scientific and technological achievements, and can solve the problems of data sharing and data tampering on the industrial chain for users in the industrial chain, improve the utilization efficiency of financial scientific and technological achievements and reduce repeated research and development.
Drawings
FIG. 1 is a diagram of a prior art financial industry chain architecture.
FIG. 2 is a schematic diagram of the system of the present invention.
FIG. 3 is a chain-winding flow diagram of the mechanism of the present invention.
FIG. 4 is a process for outcome release of the present invention.
FIG. 5 is a flow chart of the outcome transaction of the present invention.
FIG. 6 is a flow chart of the outcome query of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples.
As shown in fig. 2, the financial industry chain display evaluation transaction system (system) based on a federation chain of the present invention is arranged on a server cluster with a federation chain built, and the servers communicate with each other through the federation chain by using a network Protocol such as HTTP (hyper text transfer Protocol) and ETH (ethernet) Protocol, and share and transmit information according to an agreed sharing mechanism such as POS (Proof of interest) and POW (Proof of Work).
As a user, a participant of the financial industry chain is connected to the system of the present invention: an operating organization that manages cluster servers for nodes of a federation chain, a government or industry regulatory organization, a law firm or certification organization that certifies enterprises or public institutions, financial institutions that engage in distribution, circulation and return of data including banks, securities, insurance, trusts, suppliers (companies and units that engage in research and development of financial technology (financial technology companies) and emerging companies such as AI (Artificial Intelligence) companies, wind-controlled big data companies, cloud computing companies, block chain companies). Each node represents a type of corporate organization.
Among the users:
the system of the operating mechanism is arranged on a server (computer) of the operating mechanism, the server (computer) is provided with a web browser, and the server (computer) is in communication connection with the operator authentication module through the web browser via a webservice interface, so that remote access to the system is realized.
The system of the supervision mechanism is arranged on a server (computer) of the supervision center, the server (computer) is provided with a web browser, and the server (computer) is in communication connection with the operator authentication module through the web browser via a webservice interface, so that remote access to the system is realized.
The system of the certification authority is arranged on a server (computer) of a law firm, a network browser is installed on the server (computer), and the server (computer) is in communication connection with the operator certification module through the web browser and the webservice interface, so that remote access to the system is achieved.
The system of the financial institution is respectively arranged on the respective server (computer), the server (computer) is provided with a network browser, and the server (computer) is in communication connection with the operator authentication module through the webservice interface by the network browser, so as to realize remote access to the system.
The system of the supplier is respectively arranged on the respective server (computer), the server (computer) is provided with a network browser, and the server (computer) is in communication connection with the operator authentication module through the webservice interface through the network browser, so that remote access to the system is realized.
The alliance chain is a server cluster connected through a network, the server cluster is composed of three or more servers, each server serves as a node and corresponds to one or more users in the system, the server cluster is arranged by adopting the prior art, and the server cluster is not specifically limited. The structure of the alliance chain has the characteristics of multi-center, distributed, non-falsification, traceability, consensus and autonomous alliance, plays a basic role in the aspects of verification, display, traceability and safety, a user serves as a participant and is added into the alliance chain as a node after being authorized by the system to form an alliance network related to economic benefits, and alliance chain operation is maintained together, wherein the operation comprises the release display, transaction and evaluation of a new result on the system. The alliance chain is used as a basic platform to be firstly connected with an alliance chain management module and then is in communication connection with an intelligent contract module.
The system is used for a supplier to submit the text and picture introduction (such as patents, articles, system descriptions and soft works) of new achievements to the system, financial institutions, the supplier, certification institutions, supervision institutions and operation institutions can check the achievement introduction through the system, then the achievements are evaluated, scored or purchased, and the certification institutions and the supervision institutions carry out legal compliance certification and supervision on the whole process.
The system of the invention is provided with a webservice interface, an operator authentication module, a display module, an organization management module, an auditing module, a result publishing module, a result inquiring module, a result transaction module, a alliance chain management module, a storage module, an intelligent contract module and a scoring module, wherein:
the webservice interface is used for accessing the system to access on a computer of a user through a web browser through the webservice interface;
the operator authentication module is used for authenticating the login authority of users, wherein the users comprise an operation mechanism, an authentication mechanism, a supervision mechanism, a supplier (financial technology company) and a financial mechanism; the method comprises the steps of receiving login operation information (such as account number and password, fingerprint and iris) input by a user through a webservice interface, and judging whether the user has authority to login the system according to the login information; when a user has authority to log in, opening a corresponding functional module according to the authority corresponding to the user for the user to access; when the user does not have the right to log in (namely at least one item of information in the login operation information is wrong), carrying out error prompt and refusing access;
the display module is used for displaying information, after a user inputs correct login operation information, the user browses displayed contents on a computer of the user through a network browser, the browsing comprises browsing operations classified by the user according to the displayed information contents and information summary of a running state is displayed according to a browsing request of the user, and the displayed information comprises a financial technology company, a financial institution, total access amount of the user, total query amount of the user, query amount of the user on the same day, ten recent invoked result ranking, summary information of the recently queried institution and information of the latest result; the display module also pushes display information to a large screen for synchronous display;
the information summary comprises the number of nodes (users) accessing the system, the network state of the server, the number of results and the number of queries;
the latest achievement is a product recently produced by a supplier;
the mechanism management module is used for managing the user to be linked, sending the application information of the user to be linked to the auditing module and sending the application information to the alliance chain for storage; the method specifically comprises the following steps: managing a user to be linked up to join the system, receiving application information of the user to be linked up which is networked with the system, submitting the application information by the user to be linked up through a computer connected with the system, sending the application information to an audit module by an organization management module, sending an audit result fed back by the audit module to the user to be linked up, and setting corresponding user permission for the user to be linked up when the audit information passes; the application information (application material) includes: unit name, credit code, licensing agreement, organization type, operator information. Wherein the organization type is a result publisher and/or a user. The operator information comprises an operator name, a mailbox, a mobile phone number, a login account and a default password.
The sending of the audit result fed back by the audit module to the user desiring to uplink is specifically to carry out information pushing to the user desiring to uplink in a mode of mail and short message.
And the auditing result is pass or fail.
The auditing module is used for receiving the application information sent by the organization management module, sending an auditing notice to corresponding uplink (added into the system) users in the system, sending the application information to the alliance chain through the intelligent contract module for storage, and after the uplink users audit the application information through a network browser by a computer connected with the system, feeding the auditing result back to the organization management module by the auditing module; after the user submits the application, the auditing module also generates an application serial number of the application file. The user who wants to uplink can inquire the progress state of the application information according to the application serial number, namely, which user (organization) is currently in for auditing.
And the audit notice carries out information push to the corresponding uplink user in a mode of mail and mobile phone short message.
The alliance chain management module is used for displaying information in the alliance chain, and comprises the number of nodes in the alliance chain, the number of stored information, the current state of the alliance chain and the like, and the alliance chain management module is a preset module which is conventionally arranged in the alliance chain.
As shown in fig. 3, after the user who wants to uplink submits the application information, the auditing module first sends an auditing notification to the certified organization which has uplinked, and the certified organization audits the application information through a network browser via a computer which is networked with the system, verifies the correctness of the application information and feeds back an auditing result; when the application information is incomplete, the auditing result is that the application information does not pass, the auditing module feeds back the information that the auditing does not pass to the mechanism management module, the mechanism management module sends an auditing failing notice to the user to be linked, and at the moment, the user to be linked supplements the application information; and after the application information is supplemented, the institution management module sends the supplemented application information to the auditing module again, and the auditing module sends a re-auditing notice to the uplinked certification institution again and uploads the supplemented application information to the alliance chain through the intelligent contract module for storage and regeneration of the application serial number of the application file. When the application information is complete, the auditing result is passed, and the auditing module sends an auditing notice to a supervision organization;
after receiving the audit notice, the supervising authority audits the application information through a computer connected with the system and a network browser; if the application information is incomplete, the auditing module feeds back the non-approved information to the organization management module, the organization management module sends an approval non-approved notice to the user to be subjected to chain winding, the user to be subjected to chain winding supplements the application information at the moment, the organization management module sends the supplemented application information to the auditing module again after the application information is supplemented, and the auditing module sends a re-approved notice to the monitoring organization subjected to chain winding again and uploads the supplemented application information to the alliance chain through the intelligent contract module to be stored and regenerated into an application serial number of the application file; if the application information is complete, the auditing result is passed, and at the moment, the auditing module sends an auditing notice to the uplink operation organization;
the operation organization checks the application information through a computer connected with the system and a network browser after receiving the checking notice; if the application information is incomplete, the auditing module feeds back the non-approved information to the organization management module, the organization management module sends an approval non-approved notice to the user to be subjected to chain loading, the user to be subjected to chain loading supplements the application information at the moment, the organization management module sends the supplemented application information to the auditing module again after the application information is supplemented, and the auditing module sends a re-approved notice to the operating organization subjected to chain loading again and uploads the supplemented application information to the alliance chain through the intelligent contract module to be stored and regenerated into an application serial number of the application file; if the application information is complete, the auditing result is passed, and at the moment, the auditing module sends an auditing notice to the uplink operation organization;
finally, after the certification authority, the supervision authority and the operation authority in the system are checked, the checking module sends approval requests to other uplink users except the certification authority, the supervision authority and the operation authority in the system, after at least one uplink user except the certification authority, the supervision authority and the operation authority approves, the checking module sends approved checking results to the institution management module, and the institution management module sets corresponding authority and adds the user to be uplink into the system and simultaneously saves the final application information to the alliance chain through the intelligent contract module;
the certification authority checks the application information according to the credit information public system of the national enterprise, the name of an organization unit, a credit code and a permission agreement according to the law of the location, and whether the applied organization violates the law or not.
The application information is reviewed by the regulatory agency to reconfirm whether the laws and regulations are violated.
The checking of the applied information by the supervising agency is based on the supervising regulation requirement of the location of the user (agency), and whether the user to be linked accords with the supervising regulation is checked, and the user is allowed to be admitted if the user to be linked accords with the supervising regulation.
The financial institutions and suppliers linked in the initial state of the system comprise at least one bank, at least one security company and at least one financial technology company as linked users in the system.
The auditing basis of the application information by the operating organization is that the application information can pass only after the auditing of the authentication organization and the monitoring organization is passed, and at the moment, the organization management module sets an operator login password for an operator account number of the user distribution mechanism to be linked.
In the process of going on line of the user (organization) to be linked, the audit of the certification authority (ensuring the correctness of the organization information), the audit of the supervision authority (ensuring the conformity with the local regulatory regulations), the audit of the operation authority (for recording information for later inquiry), and the agreement (namely the approval by the same company) of at least one user (organization) except the certification authority, the supervision authority and the operation authority in the system are commonly experienced.
The result publishing module is used for sending the result information input by a supplier (a financial scientific and technological institution) in the system to the intelligent contract module and publishing the result information which passes the verification;
the achievement information mainly comprises: the system comprises a result title, a result right owner, a result inventor, result image-text introduction information, a result evaluation score, a result browsing amount, a result transfer price and a release state;
the intelligent contract module is used for carrying out intelligent contract processing on the achievement information and the application information sent by the achievement issuing module and then storing the achievement information and the application information into the alliance chain and/or the storage module, and meanwhile, sending the achievement information to the uplink certification authority for auditing, and the certification authority audits the achievement information through a network browser by a computer which is networked with the system, and audits whether the achievement information violates the law and is complete; if the result information is incomplete and/or violates the law, the result information is rejected, the intelligent contract module sends a closing instruction to the result issuing module, and the result issuing module closes the result information; when the result information is complete and does not violate the law, sending a publishing instruction to a result publishing module, and publishing the result information by the result publishing module; certainly, the release user of the achievement information can also supplement and resubmit the rejected achievement information; the release is displayed through a display module; the intelligent contract module extracts the result title in the result information and generates corresponding MD5 summary information when the file size of the result information exceeds 2M, then sends the result title and the MD5 summary information to a alliance chain for storage, and sends the result information and the MD5 summary information to a storage module for storage, and when a later user checks the result information, the corresponding result information is called in the storage module according to the MD5 summary information.
The intelligent contract module also sends an audit result notification to the user who issues the result after the audit result information is finished, wherein the audit result notification is passed or not passed; and the audit result notice is pushed to the user who issues the result in a mode of mail and short message service.
And judging whether the file size of the result information exceeds 2M, specifically judging whether the result image-text introduction information in the result information exceeds 2M.
As shown in fig. 4, whether the audit result information violates the law and whether the audit result information is complete or not needs to be first audited by the certification authority, after the audit is passed, the audit result information is then audited by at least one of the users who have linked the chain, and after the audit result information passes, the audit result information is sent to the alliance chain through the intelligent contract module to be stored, and the alliance chain is synchronously stored in each node; if none of the users on the uplink passes the audit, the achievement issuing module sends the audit failure information to the user issuing the achievement information, at the moment, the user issuing the achievement information can complement the achievement information through the achievement issuing module, after the complementation is completed, the user is firstly audited by the certification authority on the uplink and then audited by at least one of the users on the uplink, and after the audit passes, the achievement information is sent to the alliance chain through the intelligent contract module to be stored, and the alliance chain is synchronously stored in each node.
The result inquiry module is used for providing result inquiry for the uplink user; the result query comprises inputting corresponding query conditions and feeding back corresponding query results after a user accesses the system through a computer of the user, wherein the query results comprise a result list and result details; specifically, as shown in fig. 6, after receiving a query condition input by a user, the result-forming query module sends a call instruction to the intelligent contract module, the intelligent contract module calls corresponding result information in the alliance chain according to the call instruction, generates a result information list, and feeds the result information list back to the result query module, and the result query module displays the corresponding result information list through the display module; when a user selects one piece of achievement information from the achievement information list, the achievement inquiry module directionally sends an instruction for calling the achievement detailed information to the intelligent contract module, after the intelligent contract module receives the achievement detailed information instruction, the achievement detailed information is extracted from the alliance chain or the storage module and sent to the achievement inquiry module, meanwhile, the inquiry times of the achievement detailed information and the user information requesting inquiry are recorded and sent to the alliance chain for storage, the storage module inquires the achievement detailed information according to the MD5 abstract information, and the achievement inquiry module displays the achievement detailed information through the display module after receiving the achievement detailed information.
The result transaction module is used for the transaction of the results among the users; when the user who has linked the chain has buying intention to a certain achievement, the achievement trading module sends a buying application to an achievement issuing user; the purchase application comprises a purchaser, a purchase price, purchase time, a purchase appendix and a transaction state (which are divided into initiation, transaction failure, pending record, successful record, unsuccessful record and successful transaction according to the transaction flow state in sequence); after receiving the purchase application, the achievement transaction module sends the purchase application to a corresponding achievement issuing user, the achievement issuing user can check which users initiate the purchase application through a computer connected with the system through the achievement transaction module, if the achievement issuing user refuses the achievement transaction application, the achievement transaction module directly marks the transaction state as failure only by initiating a refusing instruction aiming at the purchase application through the achievement transaction module, and the purchase application is ended; if the issue user of the achievement agrees with the purchase application, the achievement transaction module marks the transaction state as to-be-filed, the achievement transaction module sends the purchase application to a certification authority for filing, meanwhile, the achievement transaction module sends the purchase application to a alliance chain through an intelligent contract module for storage, so as to reserve files for later-stage query, and the filing is that the certification authority verifies the purchase application through a computer connected with the system and checks whether the law is violated; and after the record is passed, the result transaction module marks the transaction state as successful record, if the certification authority refuses the record, the result transaction module marks the transaction state as failed record, and the transaction is failed. Whether the record is passed or not, the achievement trading module sends purchase application information to the intelligent contract module, the purchase application information comprises a purchaser, a purchase price, purchase time, a purchase epilogue and a trading state (which are sequentially divided into initiation, trading failure, to-be-recorded, record success, record failure and trading success according to the trading flow state), and the intelligent contract module receives the purchase application information and then sends the purchase application information to the alliance chain for storage.
The achievement trading module sends the purchase application to the achievement issuing user specifically to push the achievement issuing user in a mode of mail and mobile phone short message.
As shown in fig. 4, the transaction of the result is initiated by the institution that wants to purchase the result, agreed by the result-holding institution, and then the certification institution verifies the record.
The storage module is used for storing the result information and the application information, and particularly stores the part of the result information of the image-text introduction information which is larger than 2M in the result information, because the data storage of the intelligent contract is mainly used for storing the transaction information and cannot store a large amount of content, the storage module is required for auxiliary storage. The received instruction is MD5 summary information of the achievement information to search detailed image-text information, and the storage module adopts MySql database.
The scoring module is used for scoring the result information by the user and sending the result information to the alliance chain for storage through the intelligent contract module, the scoring is used for calculating the score of each result, and the score is composed of three parts of browsing amount, mechanism scoring and transaction information: the browsing volume is the number of times each outcome is viewed; the organization scoring is that each user in the system scores the achievement according to the self understanding after looking up the detailed information of the achievement, the score is 1-10, the highest score is 10, and the lowest score is 1; transaction information refers to the transfer and authorization of the outcome. The composition ratio of the fraction is as follows: the browsing amount accounts for 40%, the organization score accounts for 50%, and the transaction result accounts for 10%.
And the alliance chain management module is used for managing node information, block size, public key and private key of the alliance connected server cluster. The alliance chain management module sends a monitoring instruction to a server on an alliance chain, and the alliance chain module returns node information of the server cluster, the block size, the public key and the private key to the alliance chain management module.
In the system, the bottom layer adopts the alliance chain in the prior art as a basic platform, and is not particularly limited, the server of each user and the alliance chain form a server cluster, and result transaction, evaluation and display information on an industrial chain are recorded respectively. On the basis, a display module, an organization management module, a result publishing module, a result query module, a result transaction module, a alliance chain management module, a storage module, an intelligent contract module and a scoring module are added.
The invention adopts the block chain of alliances according to the characteristics of financial science and technology achievements to solve the problems of information asymmetry, safety and sharing of multi-party participation. The block chain of alliances has the characteristics of multi-center, distributed, non-falsifiable, traceable, consensus and autonomous alliance, plays a basic role in verification, display, traceability and security, and has been widely applied to the fields of payment settlement, supply chain finance, stock exchange and insurance. Common federation chain foundation platforms include a hyper ledger (hyper ridge), an R3 blockchain federation (initiated by blockchain venture corporation R3CEV, headquarters in new york), a BCOS (Be credit, Open & Secure, developed with the initiative of micro-banking, universal blockchain, matrix element, and KYC financial federation chain (developed by the initiative of the financial science and technology in althan).
The invention adopts the alliance block chain system to effectively connect the supply of the assisted financial scientific and technological achievements with the requirements of the financial institutions, solves the problem of asymmetric information of the financial scientific and technological achievements, better supports the financial institutions, increases the use strength of the financial science and technology, and is particularly applied to the fields of financial risk prevention, general finance, micro-finance, financial risk control and information security. On one hand, the financial result is encouraged to be released, the conversion rate and the popularization rate are improved, and the accuracy and the authenticity of information release are improved; on the other hand, the evaluation of the application of the financial science and technology achievements is displayed through a sharing platform of an industrial chain, and the repeated construction and use risks of the financial science and technology are reduced.
Claims (10)
1. A financial industry chain shows evaluation transaction system based on alliance chain which characterized in that: the system comprises a webservice interface, an operator authentication module, a display module, an organization management module, an auditing module, a result publishing module, a result inquiring module, a storage module, an intelligent contract module and a scoring module, wherein:
the webservice interface is used for a user to access on a computer of the user through a web browser through the webservice interface;
the operator authentication module is used for authenticating the login authority of the user, receiving login operation information input by the user through the webservice interface, and judging whether the user has the authority to login the system according to the login information; when a user has authority to log in, opening a corresponding functional module according to the authority corresponding to the user for the user to access; when the user does not have the authority to log in, carrying out error prompt and refusing access;
the user comprises an operation organization, a certification organization, a supervision organization, a supplier and a financial organization;
the display module is used for displaying information;
the mechanism management module is used for managing the user to be linked, sending the application information of the user to be linked to the auditing module and sending the application information to the alliance chain for storage;
the auditing module is used for receiving the application information sent by the organization management module, sending an auditing notice to a corresponding uplink user in the system, sending the application information to the alliance chain through the intelligent contract module for storage, and after the uplink user audits the application information through a network browser through a computer connected with the system, feeding the auditing result back to the organization management module by the auditing module;
the result issuing module is used for sending the result information input by the supplier in the system to the intelligent contract module and issuing the result information which passes the auditing;
the intelligent contract module is used for carrying out intelligent contract processing on the achievement information and the application information sent by the achievement issuing module and then storing the achievement information and the application information into the alliance chain and/or the storage module, and meanwhile, sending the achievement information to the uplink certification authority for auditing, and the certification authority audits the achievement information through a network browser by a computer which is networked with the system, and audits whether the achievement information violates the law and is complete; if the result information is incomplete and/or violates the law, the result information is rejected, the intelligent contract module sends a closing instruction to the result issuing module, and the result issuing module closes the result information; when the result information is complete and does not violate the law, sending a publishing instruction to a result publishing module, and publishing the result information by the result publishing module;
the result inquiry module is used for providing result inquiry for the uplink user;
the storage module is used for storing the result information and the application information;
and the scoring module is used for scoring the result information by the user and sending the result information to the alliance chain for storage through the intelligent contract module.
2. A federation chain-based financial industry chain display evaluation transaction system as claimed in claim 1 wherein: the mechanism management module is used for managing the user to be linked up, sending the application information of the user to be linked up to the auditing module, and sending the application information to the alliance chain for storage, and specifically comprises the following steps: managing the user to be linked up to join the system, receiving the application information of the user to be linked up which is networked with the system, submitting the application information by the user to be linked up through a computer connected with the system, sending the application information to an auditing module by an organization management module, sending an auditing result fed back by the auditing module to the user to be linked up, and setting corresponding user permission for the user to be linked up when the auditing information is passed.
3. A federation chain-based financial industry chain display evaluation transaction system as claimed in claim 2 wherein: after the user who wants to chain submits the application information, the auditing module firstly sends an auditing notice to the authentication mechanism which has chain, and the authentication mechanism audits the application information through a network browser by a computer which is connected with the authentication mechanism and is connected with the system, verifies the correctness of the application information and feeds back an auditing result; when the application information is incomplete, the auditing result is that the application information does not pass, the auditing module feeds back the information that the auditing does not pass to the mechanism management module, the mechanism management module sends an auditing failing notice to the user to be linked, and at the moment, the user to be linked supplements the application information; and after the application information is supplemented, the institution management module sends the supplemented application information to the auditing module again, and the auditing module sends a re-auditing notice to the uplinked certification institution again and uploads the supplemented application information to the alliance chain through the intelligent contract module for storage and regeneration of the application serial number of the application file. When the application information is complete, the auditing result is passed, and the auditing module sends an auditing notice to a supervision organization;
after receiving the audit notice, the supervising authority audits the application information through a computer connected with the system and a network browser; if the application information is incomplete, the auditing module feeds back the non-approved information to the organization management module, the organization management module sends an approval non-approved notice to the user to be subjected to chain winding, the user to be subjected to chain winding supplements the application information at the moment, the organization management module sends the supplemented application information to the auditing module again after the application information is supplemented, and the auditing module sends a re-approved notice to the monitoring organization subjected to chain winding again and uploads the supplemented application information to the alliance chain through the intelligent contract module to be stored and regenerated into an application serial number of the application file; if the application information is complete, the auditing result is passed, and at the moment, the auditing module sends an auditing notice to the uplink operation organization;
the operation organization checks the application information through a computer connected with the system and a network browser after receiving the checking notice; if the application information is incomplete, the auditing module feeds back the non-approved information to the organization management module, the organization management module sends an approval non-approved notice to the user to be subjected to chain loading, the user to be subjected to chain loading supplements the application information at the moment, the organization management module sends the supplemented application information to the auditing module again after the application information is supplemented, and the auditing module sends a re-approved notice to the operating organization subjected to chain loading again and uploads the supplemented application information to the alliance chain through the intelligent contract module to be stored and regenerated into an application serial number of the application file; if the application information is complete, the auditing result is passed, and at the moment, the auditing module sends an auditing notice to the uplink operation organization;
and finally, after the certification authority, the supervision authority and the operation authority in the system are checked, the checking module sends approval requests to other uplink users except the certification authority, the supervision authority and the operation authority in the system, after at least one uplink user except the certification authority, the supervision authority and the operation authority approves, the checking module sends approved checking results to the institution management module, and the institution management module sets corresponding authority and adds the user to be uplink into the system and simultaneously stores final application information into a alliance chain through the intelligent contract module.
4. The alliance chain based financial industry chain display evaluation transaction system of claim 1, wherein: and when the file size of the result information exceeds 2M, the intelligent contract module extracts the result title in the result information and generates corresponding MD5 summary information, then sends the result title and the MD5 summary information to a alliance chain for storage, and simultaneously sends the result information and the MD5 summary information to a storage module for storage, so that when a user views the result information, the corresponding result information is called in the storage module according to the MD5 summary information.
5. The alliance chain based financial industry chain display evaluation transaction system of claim 4, wherein: the step of judging whether the file size of the result information exceeds 2M specifically is to judge whether the result image-text introduction information in the result information exceeds 2M.
6. The alliance chain based financial industry chain display evaluation transaction system of claim 1, wherein: the scoring is to calculate the score of each result, and the score is composed of browsing amount, mechanism scoring and transaction information: the browsing volume is the number of times each outcome is viewed; the organization scoring is that each user in the system scores the achievement according to the self understanding after looking up the detailed information of the achievement, the score is 1-10, the highest score is 10, and the lowest score is 1; the transaction information refers to the information of transfer and authorization of the achievement, and the composition of the scores is in proportion to: the browsing amount accounts for 40%, the organization score accounts for 50%, and the transaction result accounts for 10%.
7. A federation chain-based financial industry chain display evaluation transaction system as claimed in claim 1 wherein: the display module is used for displaying information and specifically comprises: after the user inputs correct login operation information, the user browses displayed contents on a computer through a network browser, wherein the browsing comprises browsing operations classified by the user according to the displayed information contents and information summaries of the displayed running states according to browsing requests of the user, the displayed information comprises financial technology companies and financial institutions in the system, the total access amount, the total query amount, the current day query amount and the latest calling result rank of the user, the summary information of the recently queried institutions and the latest result information.
8. A federation chain-based financial industry chain display evaluation transaction system as claimed in claim 7 wherein: the display module also pushes the display information to a large screen for synchronous display.
9. The alliance chain based financial industry chain display evaluation transaction system as claimed in any one of claims 1-8 wherein: and the result transaction module is used for transaction of results among users.
10. A federation chain-based financial industry chain display evaluation transaction system as claimed in claim 9 wherein: when the user who has linked the chain has buying intention to a certain achievement, the achievement trading module sends a buying application to an achievement issuing user; the purchase application comprises a purchaser, a purchase price, a purchase time, a purchase appendix and a transaction state; the achievement trading module receives the purchase application and sends the purchase application to a corresponding achievement issuing user, the achievement issuing user can check which users initiate the purchase application through a computer connected with the system through the achievement trading module, and if the achievement issuing user refuses the achievement trading application and initiates a refusing instruction for the purchase application through the achievement trading module, the achievement trading module directly marks the trading state as failure; the purchase request is ended; if the issue user of the result agrees to the purchase application, the result transaction module marks the transaction state as to-be-filed, the result transaction module sends the purchase application to the authentication mechanism for filing, meanwhile, the result transaction module sends the purchase application to the alliance chain for storage, after the filing is passed, the result transaction module marks the transaction state as successful in filing, if the authentication mechanism refuses the filing, the result transaction module marks the transaction state as failed in filing, and the transaction is failed.
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