CN106845957A - 一种资源处理方法及装置 - Google Patents

一种资源处理方法及装置 Download PDF

Info

Publication number
CN106845957A
CN106845957A CN201510886211.4A CN201510886211A CN106845957A CN 106845957 A CN106845957 A CN 106845957A CN 201510886211 A CN201510886211 A CN 201510886211A CN 106845957 A CN106845957 A CN 106845957A
Authority
CN
China
Prior art keywords
account
authentication information
fund
information
service resources
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201510886211.4A
Other languages
English (en)
Chinese (zh)
Inventor
王文卿
陈凯
马颖菡
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Advanced New Technologies Co Ltd
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Priority to CN202111076627.1A priority Critical patent/CN113850575A/zh
Priority to CN201510886211.4A priority patent/CN106845957A/zh
Priority to MYPI2018702104A priority patent/MY183031A/en
Priority to AU2016365345A priority patent/AU2016365345A1/en
Priority to KR1020187019050A priority patent/KR102083107B1/ko
Priority to EP16869908.0A priority patent/EP3373221A4/en
Priority to SG11201804492RA priority patent/SG11201804492RA/en
Priority to PCT/CN2016/107015 priority patent/WO2017092598A1/zh
Priority to JP2018528664A priority patent/JP6985268B2/ja
Publication of CN106845957A publication Critical patent/CN106845957A/zh
Priority to US15/994,746 priority patent/US20180276629A1/en
Priority to PH12018501176A priority patent/PH12018501176A1/en
Priority to AU2019101566A priority patent/AU2019101566A4/en
Priority to AU2020204472A priority patent/AU2020204472A1/en
Pending legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108Remote banking, e.g. home banking
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/385Payment protocols; Details thereof using an alias or single-use codes
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/388Payment protocols; Details thereof using mutual authentication without cards, e.g. challenge-response
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Operations Research (AREA)
  • Game Theory and Decision Science (AREA)
  • Human Resources & Organizations (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
  • Data Exchanges In Wide-Area Networks (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Mobile Radio Communication Systems (AREA)
CN201510886211.4A 2015-12-04 2015-12-04 一种资源处理方法及装置 Pending CN106845957A (zh)

Priority Applications (13)

Application Number Priority Date Filing Date Title
CN202111076627.1A CN113850575A (zh) 2015-12-04 2015-12-04 一种资源处理方法及装置
CN201510886211.4A CN106845957A (zh) 2015-12-04 2015-12-04 一种资源处理方法及装置
PCT/CN2016/107015 WO2017092598A1 (zh) 2015-12-04 2016-11-24 一种资源处理方法及装置
AU2016365345A AU2016365345A1 (en) 2015-12-04 2016-11-24 Resource processing method and device
KR1020187019050A KR102083107B1 (ko) 2015-12-04 2016-11-24 자원 처리 방법 및 장치
EP16869908.0A EP3373221A4 (en) 2015-12-04 2016-11-24 METHOD AND DEVICE FOR RESOURCE PROCESSING
SG11201804492RA SG11201804492RA (en) 2015-12-04 2016-11-24 Resource processing method and device
MYPI2018702104A MY183031A (en) 2015-12-04 2016-11-24 Resource processing method and device
JP2018528664A JP6985268B2 (ja) 2015-12-04 2016-11-24 リソース処理方法及び装置
US15/994,746 US20180276629A1 (en) 2015-12-04 2018-05-31 Resource processing method and device
PH12018501176A PH12018501176A1 (en) 2015-12-04 2018-06-04 Resource processing method and device
AU2019101566A AU2019101566A4 (en) 2015-12-04 2019-12-12 Resource processing method and device
AU2020204472A AU2020204472A1 (en) 2015-12-04 2020-07-03 Resource processing method and device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201510886211.4A CN106845957A (zh) 2015-12-04 2015-12-04 一种资源处理方法及装置

Related Child Applications (1)

Application Number Title Priority Date Filing Date
CN202111076627.1A Division CN113850575A (zh) 2015-12-04 2015-12-04 一种资源处理方法及装置

Publications (1)

Publication Number Publication Date
CN106845957A true CN106845957A (zh) 2017-06-13

Family

ID=58796271

Family Applications (2)

Application Number Title Priority Date Filing Date
CN201510886211.4A Pending CN106845957A (zh) 2015-12-04 2015-12-04 一种资源处理方法及装置
CN202111076627.1A Pending CN113850575A (zh) 2015-12-04 2015-12-04 一种资源处理方法及装置

Family Applications After (1)

Application Number Title Priority Date Filing Date
CN202111076627.1A Pending CN113850575A (zh) 2015-12-04 2015-12-04 一种资源处理方法及装置

Country Status (10)

Country Link
US (1) US20180276629A1 (https=)
EP (1) EP3373221A4 (https=)
JP (1) JP6985268B2 (https=)
KR (1) KR102083107B1 (https=)
CN (2) CN106845957A (https=)
AU (3) AU2016365345A1 (https=)
MY (1) MY183031A (https=)
PH (1) PH12018501176A1 (https=)
SG (1) SG11201804492RA (https=)
WO (1) WO2017092598A1 (https=)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110245977A (zh) * 2019-05-21 2019-09-17 中国平安人寿保险股份有限公司 一种业务升级方法、设备及计算机可读存储介质
CN114155092A (zh) * 2021-12-17 2022-03-08 中国邮政储蓄银行股份有限公司 银行账户的管理方法、管理装置、处理器与电子设备
CN114331403A (zh) * 2020-09-28 2022-04-12 支付宝实验室(新加坡)有限公司 一种数据处理、资源转移、支付方法、装置、设备及介质

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111507620B (zh) * 2020-04-16 2022-06-17 支付宝(杭州)信息技术有限公司 业务处理方法、装置和系统
CN111796947B (zh) * 2020-06-28 2024-12-20 中国建设银行股份有限公司 业务处理系统、方法、设备及前置模块
CN111784550B (zh) * 2020-07-15 2022-08-12 支付宝(杭州)信息技术有限公司 继承业务的处理方法、装置及设备
CN112085531B (zh) * 2020-09-10 2023-06-23 中国银联股份有限公司 资源处理方法、服务器、终端、设备、系统及存储介质
CN112116458B (zh) * 2020-09-30 2023-09-22 中国银行股份有限公司 一种数据处理方法及装置
CN113569101B (zh) * 2021-07-28 2024-07-30 上海数慧系统技术有限公司 业务信息处理方法和装置
CN114387070A (zh) * 2021-12-11 2022-04-22 招银云创信息技术有限公司 资源管控方法、系统、计算机设备、存储介质和程序产品
CN116596414A (zh) * 2023-07-07 2023-08-15 北京龙驹易行科技有限公司 代驾服务的下单分销方法、装置、计算机设备和存储介质

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2007034941A (ja) * 2005-07-29 2007-02-08 Ntt Business Associe Corp 携帯情報端末管理システム
US20140365373A1 (en) * 2008-12-08 2014-12-11 Ebay Inc. Unified identity verification
US20150026058A1 (en) * 2011-10-24 2015-01-22 BC Investment & Leasing, Inc. Payment System
CN104616142A (zh) * 2014-09-23 2015-05-13 腾讯科技(深圳)有限公司 一种数据转移方法、服务器、移动终端及系统
CN104793864A (zh) * 2015-04-30 2015-07-22 努比亚技术有限公司 移动终端控制方法及装置

Family Cites Families (22)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JPH09116960A (ja) * 1995-10-18 1997-05-02 Fujitsu Ltd キャッシュレスシステム及び該システムで使用する携帯機
US8015084B1 (en) * 2000-09-06 2011-09-06 Jpmorgan Chase Bank, N.A. System and method for linked account having sweep feature
KR20020059207A (ko) * 2000-12-30 2002-07-12 임창균 이동통신 단말기를 이용한 직불 결제 시스템 및 방법
JP2004102883A (ja) * 2002-09-12 2004-04-02 Toshiba Corp 電子マネー決済システムおよび通信端末およびサーバ装置
US20050102233A1 (en) * 2003-11-06 2005-05-12 Sharp Laboratories Of America, Inc. Associating mobile phone to vending machine via bar-code encoded data, CCD camera and internet connection
JP2007047939A (ja) * 2005-08-08 2007-02-22 Casio Hitachi Mobile Communications Co Ltd 決済端末、電子マネー残高補填システム、電子マネー残高補填方法及びプログラム
JP2009151611A (ja) * 2007-12-21 2009-07-09 Nec Corp 金銭授受サーバ、及び金銭授受方法
CN101329801B (zh) * 2008-07-23 2011-04-06 中国建设银行股份有限公司 手机pos消费的数据处理方法及手机pos消费系统
JP2011013959A (ja) * 2009-07-02 2011-01-20 Noboru Hishinuma 送金システム、および、送金方法
KR20110061420A (ko) * 2009-12-01 2011-06-09 한국전자통신연구원 결제 서비스 방법 및 장치
CN102467788A (zh) * 2010-11-04 2012-05-23 中兴通讯股份有限公司 实现自助打印服务的方法、装置及系统
US8583496B2 (en) * 2010-12-29 2013-11-12 Boku, Inc. Systems and methods to process payments via account identifiers and phone numbers
CN102831734A (zh) * 2011-06-15 2012-12-19 上海博路信息技术有限公司 一种移动终端客户端的支付方法
US20130060689A1 (en) * 2011-09-06 2013-03-07 Rawllin International Inc. Electronic money transfer service
US20140032407A1 (en) * 2012-07-24 2014-01-30 Shashi Kapur System and Method for Funds Transfer Processing
JP5686834B2 (ja) * 2013-02-14 2015-03-18 ヤフー株式会社 画像配信サーバおよび画像配信方法
CN104751361A (zh) * 2013-12-30 2015-07-01 腾讯科技(深圳)有限公司 账户内资源再分配的方法、服务器及系统
CN104601637B (zh) * 2013-12-31 2018-10-30 腾讯科技(深圳)有限公司 一种数据处理方法、数据处理服务器、用户终端和系统
CN104751266B (zh) * 2013-12-31 2018-07-06 腾讯科技(深圳)有限公司 数据处理方法、增值服务器及系统
CN104753910A (zh) * 2013-12-31 2015-07-01 腾讯科技(深圳)有限公司 数据处理方法、平台、服务器及系统
WO2015130239A1 (en) * 2014-02-28 2015-09-03 Pureetip Taweechai Transacting via a social network
CN104915835B (zh) * 2014-03-13 2018-10-02 腾讯科技(深圳)有限公司 信用账户创建装置、系统和方法

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2007034941A (ja) * 2005-07-29 2007-02-08 Ntt Business Associe Corp 携帯情報端末管理システム
US20140365373A1 (en) * 2008-12-08 2014-12-11 Ebay Inc. Unified identity verification
US20150026058A1 (en) * 2011-10-24 2015-01-22 BC Investment & Leasing, Inc. Payment System
CN104616142A (zh) * 2014-09-23 2015-05-13 腾讯科技(深圳)有限公司 一种数据转移方法、服务器、移动终端及系统
CN104793864A (zh) * 2015-04-30 2015-07-22 努比亚技术有限公司 移动终端控制方法及装置

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN110245977A (zh) * 2019-05-21 2019-09-17 中国平安人寿保险股份有限公司 一种业务升级方法、设备及计算机可读存储介质
CN110245977B (zh) * 2019-05-21 2023-10-20 中国平安人寿保险股份有限公司 一种业务升级方法、设备及计算机可读存储介质
CN114331403A (zh) * 2020-09-28 2022-04-12 支付宝实验室(新加坡)有限公司 一种数据处理、资源转移、支付方法、装置、设备及介质
CN114331403B (zh) * 2020-09-28 2025-04-15 先进新星技术(新加坡)控股有限公司 一种数据处理、资源转移、支付方法、装置、设备及介质
CN114155092A (zh) * 2021-12-17 2022-03-08 中国邮政储蓄银行股份有限公司 银行账户的管理方法、管理装置、处理器与电子设备

Also Published As

Publication number Publication date
JP2018536242A (ja) 2018-12-06
CN113850575A (zh) 2021-12-28
US20180276629A1 (en) 2018-09-27
SG11201804492RA (en) 2018-07-30
AU2019101566A4 (en) 2020-01-23
KR20180089495A (ko) 2018-08-08
KR102083107B1 (ko) 2020-02-28
AU2016365345A1 (en) 2018-06-21
AU2020204472A1 (en) 2020-07-23
JP6985268B2 (ja) 2021-12-22
MY183031A (en) 2021-02-08
EP3373221A1 (en) 2018-09-12
PH12018501176A1 (en) 2019-01-21
WO2017092598A1 (zh) 2017-06-08
EP3373221A4 (en) 2019-06-26

Similar Documents

Publication Publication Date Title
CN106845957A (zh) 一种资源处理方法及装置
CN112334933B (zh) 区块链交易处理
EP3594884A1 (en) Electronic bill management method, device, and storage medium
JP6940609B2 (ja) リソース割当方法及び装置並びに電子決済方法
CN111784347B (zh) 一种资源转移方法及装置
US11227266B2 (en) Digital holding account
CN106855828A (zh) 一种资源处理方法及装置
CN112365258B (zh) 电子货币账户的绑定方法、装置和电子设备
CN104869135B (zh) 数据交互的方法和终端
US10990935B1 (en) Transferring funds between two parties
WO2015100979A1 (en) Electronic account data transfer method and related device and system
CN116415940A (zh) 硬件钱包账户中数字货币的调整方法、管理平台及系统
HK1237513A (en) Method and device for resource processing
HK1237513A1 (en) Method and device for resource processing
CN106375356A (zh) 数据处理方法及用以数据处理的服务器
HK40037501A (en) Blockchain transaction processing
CN111131438B (zh) 用于访问区块链的方法和装置
HK40039076B (en) Resource transfer method and device
CN110827009A (zh) 一种基于账户余额限制的资金转移方法及装置
HK1233018A1 (en) Electronic transfer method and device
HK1233018A (en) Electronic transfer method and device
HK1237488A1 (en) Method and device for resource processing
HK1237488A (en) Method and device for resource processing
HK1233791A1 (en) Method and server for data processing
HK1233791A (en) Method and server for data processing

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
REG Reference to a national code

Ref country code: HK

Ref legal event code: DE

Ref document number: 1237513

Country of ref document: HK

TA01 Transfer of patent application right

Effective date of registration: 20191206

Address after: P.O. Box 31119, grand exhibition hall, hibiscus street, 802 West Bay Road, Grand Cayman, ky1-1205, Cayman Islands

Applicant after: Innovative advanced technology Co., Ltd

Address before: A four-storey 847 mailbox in Grand Cayman Capital Building, British Cayman Islands

Applicant before: Alibaba Group Holding Co., Ltd.

TA01 Transfer of patent application right
RJ01 Rejection of invention patent application after publication

Application publication date: 20170613

RJ01 Rejection of invention patent application after publication
REG Reference to a national code

Ref country code: HK

Ref legal event code: WD

Ref document number: 1237513

Country of ref document: HK