CN104246806A - 通过多个处理路径之一全球性地处理支付的方法和系统 - Google Patents

通过多个处理路径之一全球性地处理支付的方法和系统 Download PDF

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Publication number
CN104246806A
CN104246806A CN201280070722.3A CN201280070722A CN104246806A CN 104246806 A CN104246806 A CN 104246806A CN 201280070722 A CN201280070722 A CN 201280070722A CN 104246806 A CN104246806 A CN 104246806A
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CN
China
Prior art keywords
payment
processing
user
global
utility
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201280070722.3A
Other languages
English (en)
Chinese (zh)
Inventor
D·戴维斯
T·科吉
J·D·米勒
E·菲利普斯
G·B·谢雷夫
S·托拜厄斯
V·维姆里
R·韦塞林克
S·坦圭
R·施特鲁布
C·威廉斯
S·韦兰
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Citicorp Development Center Inc
Original Assignee
Citicorp Credit Services Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Citicorp Credit Services Inc filed Critical Citicorp Credit Services Inc
Publication of CN104246806A publication Critical patent/CN104246806A/zh
Pending legal-status Critical Current

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Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G06Q20/1085—Remote banking, e.g. home banking involving automatic teller machines [ATMs]
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
CN201280070722.3A 2012-03-27 2012-12-03 通过多个处理路径之一全球性地处理支付的方法和系统 Pending CN104246806A (zh)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/431,557 US8620805B2 (en) 2012-03-27 2012-03-27 Methods and systems for processing payments globally over one of a plurality of processing paths
US13/431,557 2012-03-27
PCT/US2012/067528 WO2013147940A1 (en) 2012-03-27 2012-12-03 Methods and systems for processing payments globally over one of a plurality of processing paths

Publications (1)

Publication Number Publication Date
CN104246806A true CN104246806A (zh) 2014-12-24

Family

ID=49236337

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201280070722.3A Pending CN104246806A (zh) 2012-03-27 2012-12-03 通过多个处理路径之一全球性地处理支付的方法和系统

Country Status (11)

Country Link
US (2) US8620805B2 (enExample)
EP (1) EP2831830A4 (enExample)
JP (2) JP6162789B2 (enExample)
CN (1) CN104246806A (enExample)
AU (1) AU2012375212A1 (enExample)
BR (1) BR112014023940A8 (enExample)
HK (1) HK1201962A1 (enExample)
IL (2) IL234642A (enExample)
MX (1) MX351859B (enExample)
SG (1) SG11201404752XA (enExample)
WO (1) WO2013147940A1 (enExample)

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CN114331657A (zh) * 2021-12-31 2022-04-12 招银云创信息技术有限公司 资源转移方法、系统、计算机设备和存储介质

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US10217087B2 (en) 2016-12-08 2019-02-26 Bank Of America Corporation Multicomputer processing of client device request data using centralized event orchestrator
US10296882B2 (en) 2016-12-08 2019-05-21 Bank Of America Corporation Multicomputer processing of client device request data using centralized event orchestrator and link discovery engine
US10440102B2 (en) 2016-12-08 2019-10-08 Bank Of America Corporation Multicomputer processing of client device request data using centralized event orchestrator and dynamic endpoint engine
US10310712B2 (en) 2016-12-08 2019-06-04 Bank Of America Corporation Multicomputer processing of client device request data with centralized event orchestration
US10303335B2 (en) 2016-12-08 2019-05-28 Bank Of America Corporation Multicomputer processing of client device request data with centralized event orchestration
US10216830B2 (en) 2016-12-08 2019-02-26 Bank Of America Corporation Multicomputer processing of client device request data using centralized event orchestrator and link discovery engine
US10264056B2 (en) 2016-12-08 2019-04-16 Bank Of America Corporation Multicomputer processing of an event request from an event origination device with centralized event orchestration
US10298575B2 (en) 2016-12-08 2019-05-21 Bank Of America Corporation Multicomputer processing of an event authentication request with centralized event orchestration
US10484490B2 (en) * 2017-10-05 2019-11-19 Bank Of America Corporation Multicomputer processing of user data with centralized event control
SG10201800056QA (en) * 2018-01-03 2019-08-27 Mastercard International Inc Computer system and computer-implemented method for using financial assets
WO2019173316A1 (en) * 2018-03-05 2019-09-12 Kabbage, Inc. System, method, and computer readable storage medium to determine and accept dynamic payments in an open network
WO2019177990A1 (en) * 2018-03-12 2019-09-19 Visa International Service Association Techniques for optimizing communication protocols
US20190325410A1 (en) * 2018-04-20 2019-10-24 Mastercard International Incorporated Methods and system for selecting payment system for transaction routing
US20190342203A1 (en) * 2018-05-02 2019-11-07 Source Ltd System and method for optimizing routing of transactions over a computer network
CN114207578B (zh) * 2019-08-08 2025-01-28 维萨国际服务协会 用于移动应用程序集成的方法和装置
US20230342739A1 (en) * 2022-04-20 2023-10-26 Waleed Haddad Global guaranteed future electronic check system and method of using the same

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CN1698054A (zh) * 2002-01-03 2005-11-16 第一数据公司 资金转移系统及方法
US20080270246A1 (en) * 2007-04-26 2008-10-30 Grace Chen Global electronic payment system
US20090138255A1 (en) * 2007-11-26 2009-05-28 First Data Corporation Customer facing device having language translation capabilities
US20110166994A1 (en) * 2010-01-04 2011-07-07 Bank Of America Corporation Determining a payment strategy

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106487693A (zh) * 2015-08-25 2017-03-08 腾讯科技（深圳）有限公司 一种数据转移方法、装置和系统
CN106487693B (zh) * 2015-08-25 2020-04-10 腾讯科技（深圳）有限公司 一种数据转移方法、装置和系统及计算机存储介质
CN114331657A (zh) * 2021-12-31 2022-04-12 招银云创信息技术有限公司 资源转移方法、系统、计算机设备和存储介质

Also Published As

Publication number Publication date
IL234642A (en) 2017-07-31
MX351859B (es) 2017-10-31
JP6162789B2 (ja) 2017-07-12
US20130282566A1 (en) 2013-10-24
EP2831830A1 (en) 2015-02-04
US8620805B2 (en) 2013-12-31
AU2012375212A1 (en) 2014-08-28
BR112014023940A8 (pt) 2019-01-29
JP6454758B2 (ja) 2019-01-16
WO2013147940A1 (en) 2013-10-03
SG11201404752XA (en) 2014-09-26
IL252894A0 (en) 2017-08-31
BR112014023940A2 (enExample) 2017-06-20
US20130262292A1 (en) 2013-10-03
JP2015515680A (ja) 2015-05-28
MX2014011684A (es) 2015-05-11
JP2017199400A (ja) 2017-11-02
EP2831830A4 (en) 2015-10-28
HK1201962A1 (en) 2015-09-11

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Legal Events

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C06 Publication
PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
C41 Transfer of patent application or patent right or utility model
TA01 Transfer of patent application right

Effective date of registration: 20160517

Address after: South Dakota

Applicant after: CITICORP DEV CT INC

Address before: American New York

Applicant before: Citicorp Credit Services Inc.

WD01 Invention patent application deemed withdrawn after publication

Application publication date: 20141224

WD01 Invention patent application deemed withdrawn after publication