CN101794483B

CN101794483B - Automatic trading apparatus

Info

Publication number: CN101794483B
Application number: CN 200910226121
Authority: CN
Inventors: 小林义成
Original assignee: Oki Electric Industry Co Ltd
Current assignee: Oki Electric Industry Co Ltd
Priority date: 2009-02-02
Filing date: 2009-11-20
Publication date: 2013-05-08
Anticipated expiration: 2029-11-20
Also published as: JP2010176642A; JP5168173B2; CN101794483A

Abstract

The invention provides an automatic trading apparatus automatic which can eliminate the discomfort of owners of tuck shops about storing sale fund in the automatic trading apparatus. The automatic trading apparatus (1) set up in tuck shops, the automatic trading apparatus (1) has a card processing part (9), reading the customer identifier of the transaction card recorded with the customer identifier of the possessor; and a banknote depositing and drawing part (10), which has a banknote containing library (17) and a drawing resistance library (18), wherein the banknote containing library (17) contains banknote for re-use, and the drawing resistance library (18) contains the drawing resistance banknots in the withdrawal trading. The customer identifiers of the transaction card possessed by the owners of tuck shops are preserved in a storage part (6) beforehand, when deposit trading is performed with the customer and the customer identifier of the transaction card read by the card processing part (9) is identical to the customer identifier contained in the storage part (6), the deposited banknote is contained in the drawing resistance library (18).

Description

Automatic trading apparatus

Technical field

The present invention relates to be arranged on the automatic trading apparatus of the automatic vending machine put area in the snacks shop such as department store, bookstore or convenience store.

Background technology

In recent years, in the snacks such as convenience store shops, automatic trading apparatus is set, even if do not go to the shop of financial institution, client also can carry out credit transaction simply by being arranged on automatic trading apparatus in this snacks shops, withdraw the money transaction or money transfer transactions etc., therefore helps to improve client's convenience.

And, the storekeeper in the snacks shop of automatic trading apparatus is set, also can utilize this automatic trading apparatus to deposit the sales money in the snacks shop of oneself in, the usage charges that produce in the time of not only can saving thus the safety cabinet service at night that utilizes financial institution etc., and can recycle as the bank note of withdrawing the money of automatic trading apparatus.

in this case, the existing automatic trading apparatus that is arranged in the snacks shops, when the storekeeper in snacks shops deposits sales money in, confirm that each face amount takes in the vacant capacity of bill storage of the bank note of the use of withdrawing the money, in the situation that vacant capacity is arranged, when the customer choice credit transaction, that blocks reads, in the situation that the card of differentiating for inserting is not that the storekeeper blocks, the bank note containing that common user is deposited in is in the bill storage of regulation, differentiated for being that the storekeeper blocks at this card, and selected in the situation of sales money deposit, improve the deposit limit that deposit is processed, when putting into sales money, this bank note is counted and confirmed amount deposited, after amount deposited is identified, with bank note containing the regulation bill storage in, thereby can recycle this bank note (for example with reference to patent documentation 1).

Patent documentation 1: TOHKEMY 2005-31773 communique (being mainly the 0033rd～0037 section, Fig. 1, Fig. 9)

Generally, when utilizing bank note when the cashier in snacks shops is paid, though use sometimes be genuine note stained degree or damaged excessive bank note or the crannied bank note of degree are paid, although the payment that the acceptance such as cashier in snacks shop utilize above-mentioned bank note to carry out needs to be cautious of doing with this bank note as small change etc. in a lot of situations.

Therefore, although to be mixed with in the sales money in snacks shop sometimes be the bank note (being called the damaged coin that is not suitable for recycling) that the excessive bank note of the stained degree of genuine note or damaged degree, crannied bank note etc. are not suitable for recycling.

But, in above-mentioned prior art, in the situation that common user and deposit sales money in, all with the bank note containing that deposits in bill storage, and recycle this bank note, therefore in the situation that sales money comprises the damaged coin that is not suitable for recycling, can produce this bank note sometimes and be paid problem to the user of automatic trading apparatus.

Therefore, generally, when using automatic trading apparatus to carry out concluding the business based on withdrawing the money of bank note, the discriminating section that utilization is located at paper money deposit and withdrawal section differentiates the bank note of paying client, when identifying this bank note and be the damaged coin that is not suitable for recycling, do not pay to client, refuse outbound and take in but be transported to.

But, in crannied bank note in the damaged coin that is not suitable for recycling, the bank note that existence has crack and this crack correctly to dock along the broken line of bank note, although this bank note people can easily judge, it is broken line only to be arranged or have the crack along broken line that but discriminating section is not easy to differentiate, therefore differentiated as broken line only being arranged and paying sometimes, if this bank note is paid to client, caused sometimes client's complaint.

Therefore, the storekeeper in snacks shop is when depositing sales money in automatic trading apparatus, hesitate and whether to deposit the sales money that comprises the bank note (being called the damaged coin that to differentiate) that to differentiate as above-mentioned crannied bank note etc. in, and the damaged coin that is not suitable for recycling that will comprise the damaged coin that can't differentiate separately, only deposits the bank note that can recycle in, because the damaged coin that is not suitable for recycling after separately also can't use at cashier etc., therefore exist as can't be used for and client between the bank note of concluding the business remain problem at hand.

Summary of the invention

The present invention makes in order to address the above problem, and its purpose is to provide the storekeeper who eliminates the snacks shops to sales money being deposited in the uneasy device of feeling of automatic trading apparatus.

in order to solve above-mentioned problem, the invention provides a kind of automatic trading apparatus, described automatic trading apparatus is arranged in the snacks shops, and this automatic trading apparatus possesses: the card handling part, and it reads described customer identification symbol of the transactional cards that records the possessory customer identification symbol of expression, and paper money deposit and withdrawal section, it has bill storage and refuses an outbound, described bill storage, take in the bank note for recycling, describedly refuse outbound, take in the refusal bank note in the transaction of withdrawing the money, described automatic trading apparatus is characterised in that, the described customer identification symbol of the transactional cards that in advance storekeeper in described snacks shops is had is kept in storage part, in the situation that carry out credit transaction with client, customer identification in described storage part accords with when consistent with pre-save when the customer identification of the transactional cards of utilizing described card handling part to read symbol, the storekeeper who is judged as YES described snacks shops is utilizing this automatic trading apparatus, and the bank note containing that deposits in is refused an outbound described, when the symbol of the customer identification in described storage part is inconsistent with pre-save when the customer identification of the transactional cards of utilizing described card handling part to read symbol, be judged as YES common client and utilizing this automatic trading apparatus, and after the bank note that deposits in is differentiated by discriminating section, be accommodated in bill storage.

Therefore thus, the present invention can access following effect: even if be mixed with the damaged coin that can't differentiate in sales money, this damaged coin that can't differentiate can not be reused yet and pay to client, can eliminate the storekeeper in snacks shops to the uneasiness of the deposit of sales money.

Description of drawings

Fig. 1 means the block diagram of the automatic trading apparatus of embodiment 1.

Fig. 2 means the key diagram of outward appearance of the automatic trading apparatus of embodiment 1.

Fig. 3 means the schematic side view that the inside of the paper money deposit and withdrawal section of embodiment 1 consists of.

Fig. 4 means the process flow diagram that the sales money deposit in the credit transaction of embodiment 1 is processed.

Fig. 5 means the process flow diagram that the sales money deposit in the credit transaction of embodiment 2 is processed.

Fig. 6 means the key diagram of display case of the selection picture that whether recycles of embodiment 2.

Fig. 7 means the process flow diagram that the sales money deposit in the credit transaction of embodiment 3 is processed.

Fig. 8 means the process flow diagram that the sales money deposit in the credit transaction of embodiment 3 is processed.

Fig. 9 means the key diagram of whether separately depositing the display case of selection picture of embodiment 3.

Figure 10 means that the recycling bank note of embodiment 3 puts into the key diagram of the display case of picture.

Figure 11 means the key diagram that the amount of money is confirmed the display case of picture of putting into of embodiment 3.

Figure 12 means the non-key diagram that utilizes bank note to put into the display case of picture of embodiment 3.

Symbol description in figure

1: automatic trading apparatus; 2: main frame; 3: communication line; 5: control part; 6: storage part; 7: display part; 8: input part; 9: the card handling part; 9a: card insert opening; 10: bank note

Section deposits and withdraws; 10a: depositing and drawing port; 11: bill records section; 12: power supply unit; 14,14a～14g: carry the road; 15: discriminating section; 16: temporary transient reserve part; 17,17a～17c: bill storage; 18: refuse an outbound.

Embodiment

Below, the embodiment to automatic trading apparatus of the present invention describes with reference to accompanying drawing.

(embodiment 1)

In Fig. 1, Fig. 2, the 1st, automatic trading apparatus, the reserved area etc. that it is arranged on the automatic vending machine in the snacks shop such as department store, bookstore or convenience store, have can be automatically and the storekeeper in snacks shops or common user between carry out the function of the transaction processing of bank note.

2 are arranged on the main frame of stage arrangement in the conduct at financial institution center, it is connected with automatic trading apparatus 1 in being arranged on the snacks shops via the communication lines such as dedicated line or telephone line 3, this main frame 2 is corresponding with client ID, possess the accounts information such as account of clients account and the account that the Customer Informations such as password, account balance come management of consumer thereof, described client ID is as the customer identification symbol that is used for identifying individually as the account person's of offering storekeeper and common user (they are generically and collectively referred to as client).

The 5th, the control part of automatic trading apparatus 1, it is connected with main frame 2 via communication line 3, and each one in automatic trading apparatus 1 is controlled, and carries out the transaction processing such as credit transaction and the transaction of withdrawing the money etc., controls simultaneously data communication etc.

The 6th, the storage part of automatic trading apparatus 1, it preserves result of the performed program of control part 5, the various data of using and control part 5 etc. in this program.

The 7th, display part, it possesses the display frames such as LCD or CRT, has the function that the demonstration deposit is selected the input picture of picture, the amount of money of withdrawing the money etc. and the guide picture of transaction etc.

The 8th, input part, it is made of the enter key 8a such as numerical key and the touch panel 8b that is located in display frame, the input of the selection that is used for concluding the business for client, the confirmation of transaction content and dealing money etc.

The 9th, the card handling part, it has the function of the clients' such as the possessory client ID of the expression transactional cards the magnetic stripe of transactional cards such as reading the cash card that is recorded in the client who inserts from card insert opening 9a or credit card or IC chip etc. and financial institution's title, account the card informations such as accounts information, and has the receipt printer of printing transaction content etc. on detail form etc. etc.

The 10th, paper money deposit and withdrawal section, it possesses formation shown in Figure 3, and has following functions: accept the bank note that client puts into by depositing and drawing port 10a when credit transaction etc., it is differentiated and counts and take according to each face amount; Pay client's bank note and counting in derivation such as whens transaction of withdrawing the money, and consign to client from depositing and drawing port 10a discharge.

The 11st, bill records section, and it possesses the bill printer with the function that prints on the bill paper usings such as coil paper, and its printing is also recorded the resume of the transaction processing between automatic trading apparatus 1 and client or the resume of the business processing that the keeper carries out etc.

The 12nd, power supply unit, its outside from automatic trading apparatus 1 is supplied to electric power, and to each constitution equipment supply capabilities such as the control part 5 of automatic trading apparatus 1 and storage parts 6.

In Fig. 3, depositing and drawing port 10a has: separating mechanism, and it accepts the bank note that client puts into, and this bank note is separated one by one and derive to conveying road 14a; And collecting mechanism, it is collected by withdraw the money bank note or the return bank note etc. that consign to client of carrying road 14b to transport.

The 15th, discriminating section, it has the function of carrying out by various discriminatings such as the true and false of the bank note of carrying road 14a or 14c to transport or complete damage, face amount and overlapping conveying, the conveying such as connected, crooked are abnormal, and this identification result is sent to control part 5.

The 16th, temporary transient reserve part, being the bank note that will put into depositing and drawing port 10a in credit transaction differentiates as genuine note and differentiates and how all to collect and to carry out temporarily stored collection unit for the bank note face amount that can be taken into processing through discriminating section 15, have separation collection mechanism, this separation collection mechanism is collected by the bank note of carrying road 14c to transport from discriminating section 15 and temporarily stored bank note is separated one by one and to carrying road 14c to derive.

The 17th, bill storage, to take in collecting storage facility be used to the bank note of withdrawing the money and/or the bank note that deposits in by each face amount, have separation collection mechanism, this separation collection mechanism is collected by the bank note of carrying road 14d to transport and is taken in and the bank note of taking in separated one by one and derive to conveying road 14d.

The bill storage 17 of the present embodiment is provided with three bill storage 17a～17c, bill storage 17a, 17b set for by each face amount take in for the recycling bank note, for example 10,000 Japanese yen paper currencies (are called ten thousand yuan of certificates.Also identical in other bank note), thousand yuan of certificates, bill storage 17c sets for and takes in the bank note that is not used in recycling, for example 5,000 certificates, 2,000 certificates.

The 18th, refuse an outbound, to take in when transaction of withdrawing the money etc. from bill storage 17a, 17b to carrying road 14d to derive, and by in the bank note of carrying road 14e, 14a to carry to discriminating section 15, differentiated as the damaged coin that is not suitable for recycling by discriminating section 15 or the collecting storage facility of refusing to pay bank note when carrying abnormal withdrawing the money, have collecting mechanism, this collecting mechanism is collected by the bank note of carrying road 14c, 14f, 14g to transport.

In the storage part 6 of above-mentioned automatic trading apparatus 1, pre-save has appended the business executive routine with application program of carrying out the function of processing with the sales money deposit of Fig. 4 explanation etc. on common transaction processing program, thereby described common transaction processing program have the transaction business of accepting customer choice input and based on this input and main frame 2 communicates with one another and client between carry out the function of various transaction processing business, form each functional unit of the automatic trading apparatus 1 of the present embodiment by the step of the performed business executive routine of control part 5.

Common clearing square tube reason program is installed in above-mentioned main frame 2, thereby this clearing square tube reason program has and automatic trading apparatus 1 the function that depositing and withdrawing of authenticate himself or clients account managed etc. that communicates with one another, and forms each functional unit of the main frame 2 of the present embodiment by the step of the performed clearing square tube reason program of main frame 2.

In the storage part 6 of above-mentioned automatic trading apparatus 1, guarantee in advance: be taken into the number counting region, it is used for the number that is taken into of each face amount of bank note that is collected in temporary transient reserve part 16 is at par counted; And take in the number counting region, it is used for the bank note that is accommodated in each bill storage 17 is counted by the number of taking in of each bill storage.

And, pre-save has snacks shop storekeeper's client ID in storage part 6, and preset and preserve and take in bank note setting table, this is taken in bank note setting table and has specified the face amount that is accommodated in the bank note in each bill storage 17 and be accommodated in the classification of refusing the bank note in an outbound 18.

The present embodiment take in bank note setting table in be set as: bill storage 17a takes in ten thousand yuan of certificates, bill storage 17b takes in thousand yuan of certificates, bill storage 17c takes in 5,000 certificates and 2,000 certificates, refuses outbound 18 except taking in and refuses to pay the bank note that the storekeeper that also takes in the snacks shops bank note deposits in.

Below, use process flow diagram shown in Figure 4, according to the step shown in S, the deposit of the sales money in the credit transaction of the present embodiment is processed describing.

When connecting the power supply of automatic trading apparatus 1, from each constitution equipment supply capabilities such as 12 pairs of control parts 15 of power supply unit and storage parts 6, thereby automatically start the business executive routine that is kept in storage part 6.

S1: when starting the business executive routine, the control part 5 of automatic trading apparatus 1 shows transaction selection picture and standby by the business executive routine in the display frame of display part 7.

Select to show in picture in transaction: " transferring accounts " button that is used for " deposit " button of credit transaction, " withdrawing the money " button of concluding the business for withdrawing the money and is used for money transfer transactions etc. is used for the transaction selection key of option dealing.

In the present embodiment, the customer choice credit transaction is by touch panel 8b selection " deposit " button of input part 8.

Control part 5 is credit transaction by the transaction that identifies customer choice from touch panel 8b output signal etc., and the number that is taken into of each face amount that is taken into the number counting region of storage part 6 is initialized as respectively " 0 " and transfers to step S2.

S2, the transaction that identifies customer choice is the control part 5 of credit transaction, and display card inserts picture and transfers to step S3 in the display frame of display part 7, and this card insertion picture disply is reminded the statement of the meaning of inserting transactional cards etc.

S3: display card inserts the control part 5 after picture, while the output signal standby that monitors not shown insertion detecting sensor, this inserts detecting sensor, for detection of client whether with the card insert opening 9a of transactional cards plug card handling part 9, when inserting detecting sensor and the insertion of transactional cards detected, read the card information such as the client ID that is recorded in transactional cards, client's account by card handling part 9 and transfer to step S4.

In the situation that insert the insertion that detecting sensor does not detect transactional cards, return to step S2, on one side display card insert picture and continue standby by step S2, S3 on one side.

S4: read the control part 5 of card information, the card information that reads is kept in storage part 6, and carried out according to the card information that reads the processing that communicates with one another that account is confirmed.

That is, control part 5 is made the account that is attached with the card information that reads and is confirmed request, and will confirm that via communication line 3 request sends to main frame 2 account.

Receive the main frame 2 of account confirmation request, confirm the client ID retrieval Customer Information of the card information of request according to account, and there is client's account in confirmation in this Customer Information, make the confirmation result notice of the meaning of the account existence that represents client, and will confirm that via communication line 3 the result notice sends to the automatic trading apparatus 1 of transmission source.

Receive the confirmation the control part 5 of the automatic trading apparatus 1 of result notice, finishing communicates with one another processes and transfers to step S5.

In addition, in the situation that receive the confirmation result notice of expression client's the non-existent meaning of account, control part 5 shows the statement that represents this meaning in the display frame of display part 7, and transactional cards is discharged and finished credit transaction and process from card insert opening 9a, and return to step S1, show transaction selection picture and standby.

S5: recognize the control part 5 that client's account exists by confirming the result notice, demonstration bank note is put into picture in the display frame of display part 7, and the gate of the depositing and drawing port 10a of open paper money deposit and withdrawal section 10 and transfer to step S6, this bank note is put into the statement etc. that picture disply is reminded the meaning of putting into bank note.

S6: demonstration bank note is put into the control part 5 of picture, wait is located at not shown on depositing and drawing port 10a and puts into detecting sensor and client detected bank note is put into depositing and drawing port 10a and standby, putting into after detecting sensor detects putting into of bank note, when confirming to have passed through official hour, be judged to be and put into bank note and transferred to step S7.

Putting into of bank note do not detected in the situation that put into detecting sensor, return to step S5, while show that bank note puts into picture and pass through step S5, S6 and continue standby.

S7: judge to the control part 5 of having put into bank note, close the gate of depositing and drawing port 10a and carry out bank note and be taken into processing.

Namely, control part 5, to put into bank note from depositing and drawing port 10a separates one by one and derives, by carrying road 14a to be transported to discriminating section 15 and utilizing discriminating section 15 to differentiate the face amount, the true and false etc. of these bank note, when identification result is genuine note, no matter face amount is how all by carrying road 14c that this bank note is transported to temporary transient reserve part 16 and collects, add " 1 " according to identification result on the sum of this face amount that is taken into the number counting region of storage part 6 thus upgrade the number that is taken into of this face amount.

In this case, when identification result be counterfeit money or foreign bank note, in the time of can't differentiating the deposits such as bank note of face amount refuse to deposit bank note the time, for this bank note is returned to client, by carrying road 14c, 14b, this bank note be transported to depositing and drawing port 10a and collect, thereby returning to client.

And then, when derive from depositing and drawing port 10a put into bank note and no longer exist the time, control part 5 judges that bank note are taken into processing and finish and transfer to step S8.

S8: judge the control part 5 that is taken into after processing finishes, read storage part 6 each face amount that is taken into the number counting region be taken into number, and show that amount deposited confirms picture, confirm to show in picture in this amount deposited: being taken into amount deposited that number calculates, being used to indicate " confirmations " button of confirming amount deposited and being used to indicate " cancellation " button of ending the bank note that credit transaction and return be taken into according to each face amount.

Client selects by the touch panel 8b of input part 8, selects " confirmations " button when amount deposited is confirmed in indication, when indicating selection " cancellation " button when ending credit transaction owing to refusing to deposit the reasons such as bank note etc. is more.

S9: when customer choice " confirmation " button, control part 5 is judged to be have been confirmed amount deposited and has transferred to step S12.

When customer choice " cancellation " button, be judged to be and return the bank note that is taken into and transfer to step S10.

S10: be judged to be the control part 5 that credit transaction is ended, the bank note of the bank note that execution return client puts into is returned and is processed.

That is, control part 5 derives the bank note that is collected in temporary transient reserve part 16 and also collect by carrying road 14b to be transported to depositing and drawing port 10a, and all bank note in confirming to be taken into temporary transient reserve part 16 is transferred to step S11 after all being collected in depositing and drawing port 10a.

S11: after the bank note that will return to client is collected the end of job of depositing and drawing port 10a, control part 5 display alarm in the display frame of display part 7 is collected the statement of the meaning of bank note and transactional cards, the gate of open access money mouth 10a when transactional cards is discharged from the card insert opening 9a that blocks handling part 9.

Then, after confirming that client has collected bank note and transactional cards, control part 5 is closed the gate of depositing and drawing port 10a and is judged that credit transaction finishes, and transfers to step S17.

S12: after amount deposited has been confirmed in judgement, control part 5 is read the storekeeper's who is kept in storage part 6 client ID and card information and is compared, when the client ID of storage part 6 is consistent with the client ID of card information, judge this client be arrange automatic trading apparatus 1 the snacks shops the storekeeper and transfer to step S14.

When the client ID of the client ID of storage part 6 and card information is inconsistent, judges this client as common user and transfer to step S13.

S13: after judging that common user has confirmed amount deposited, the bank note that 5 couples of users of control part deposit in is carried out bank note containing and is processed.

namely, control part 5, to be collected in that bank note in temporary transient reserve part 16 is derived and by carrying road 14c to be transported to discriminating section 15, according to the face amount of utilizing discriminating section 15 to identify, the bank note setting of taking in reference to storage part 6 (for example shows to determine the appointed bill storage 17 of taking in the destination of this face amount, if the bank note of differentiating is thousand yuan of certificates is bill storage 17b), by carrying road 14a, 14e, 14d is transported to this bank note the bill storage 17 of taking in the destination and takes in this bank note, and add " 1 " on the sum of the bill storage of taking in the destination 17 of taking in the number counting region of storage part 16, thereby upgrade the number of taking in of this bill storage 17.

And then, confirming that bank note with temporary transient reserve part 16 transfers to step S15 after all being received into bill storage 17 by each face amount.

S14: after the storekeeper who judges the snacks shops had confirmed amount deposited, the bank note that the storekeeper in 5 pairs of control parts snacks shops deposits in carries out bank note containing to be processed.

Namely, control part 5, with reference to storage part 6 take in bank note setting table, the destination of taking in of the bank note that the storekeeper in snacks shops is deposited in is defined as refusing an outbound 18, will be collected in that bank note in temporary transient reserve part 16 is derived and take in by carrying road 14c, 14f, 14g to be transported to refuse an outbound 18.

And then, confirm bank note with temporary transient reserve part 16 all be accommodated in refuse an outbound 18 in after transfer to step S15.

S15: taking in after processing finishes of the bank note that deposits in, the information that control part 5 will write transactional cards sends to card handling part 9 and writes transactional cards, the information of the transaction content that will print on the detail form sends to card handling part 9 and is printed on detail form, display alarm is collected the statement of the meaning of detail form and transactional cards in the display frame of display part 7, transactional cards and detail form are discharged from the card insert opening 9a that blocks handling part 9, confirming that client transfers to step S16 after having collected transactional cards and detail form.

S16: after confirming to have collected transactional cards etc., control part 5, in order to carry out the processing that communicates with one another with the credit transaction of main frame 2, the transaction text that via communication line 3, the amount deposited confirmed etc. is added in the card information of the transactional cards that is stored in storage part 6 sends to main frame 2, judges that credit transaction finishes and transfers to step S17.

In this case, receive the main frame 2 of transaction text, retrieve Customer Information and the account of this Customer Information is added the amount deposited of confirmation according to card information, upgrade the account balance of Customer Information.

S17: after judging that credit transaction finishes, control part 5 sends to bill with the transaction record information of transaction content and records section 11 and be printed on the bill paper using, finishes credit transaction, returns to step S1, shows that transaction selects picture and standby.

Sales money deposit in the credit transaction of execution the present embodiment is processed like this.

as mentioned above, in the sales money deposit of the present embodiment is processed, carry out credit transaction in the situation that be provided with the storekeeper in the snacks shop of automatic trading apparatus 1, because the sales money that will deposit in all is accommodated in refusing in an outbound 18 of not carrying out recycling, even if therefore be mixed with in sales money and can't differentiate damaged coin, this can't differentiate that damaged coin can not be reused yet and pay to client, therefore can eliminate the storekeeper in snacks shops to the uneasiness of the deposit of sales money, and do not need to comprise the differentiation operation of the damaged coin that is not suitable for recycling etc. of the damaged coin that can't differentiate, thereby can alleviate storekeeper or cashier's etc. burden.

This situation can guarantee that financial institution to the automatic trading apparatus in the snacks shop in the zone of the rapid property of the processing of automatic trading apparatus, is effective especially in the situation that be arranged on metropolis etc.

And, common ten thousand yuan of certificates are not used as small change, and sales money comprises ten thousand yuan of more certificates, therefore if sales money is accommodated in bill storage 17 during recycling, producing sometimes the bill storage 17a that takes in ten thousand yuan of certificates fills, thereby have to stop the situation of common user's credit transaction, for fear of this situation, it is also effective that the sales money of the present embodiment deposit is processed.

As described above, in the present embodiment, in the situation that being set, the storekeeper in the snacks shop of automatic trading apparatus carries out credit transaction, when judging this client as the storekeeper in snacks shops by the card information of transactional cards, the bank note that deposits in all is accommodated in refuses in an outbound, therefore even if be mixed with in sales money and can't differentiate damaged coin, this can't differentiate that damaged coin can not be reused yet and pay to client, can eliminate the storekeeper in snacks shops to the uneasiness of the deposit of sales money.

(embodiment 2)

In the explanation of the present embodiment, to the identical symbol of the part mark identical with above-described embodiment 1 and the description thereof will be omitted.

In the storage part 6 of the automatic trading apparatus 1 of the present embodiment, pre-save has on common transaction processing program appended identical with above-described embodiment 1 to have to carry out the business executive routine of the application program of the function of processing with the sales money deposit of Fig. 5 explanation etc., by the step of the performed business executive routine of control part 5, form each functional unit of the automatic trading apparatus 1 of the present embodiment.

The common clearing square tube reason program identical with above-described embodiment 1 is installed in the main frame 2 of the present embodiment, by the step of the performed clearing square tube reason program of main frame 2, forms each functional unit of the main frame 2 of the present embodiment.

In the storage part 6 of the automatic trading apparatus 1 of the present embodiment, guarantee in advance identical with above-described embodiment 1 be taken into the number counting region and take in the number counting region.

And pre-save has snacks shop storekeeper's client ID in storage part 6, and presets and preserve identical with above-described embodiment 1 bank note setting table of taking in.

Take in bank note setting table at the present embodiment, the face amount that is accommodated in the bank note in each bill storage 17 is set for identical with above-described embodiment 1, refuses an outbound 18 and sets for except taking in and refuse to pay the storekeeper who also takes in bank note when the snacks shops and select the bank note that deposits in when not needing to recycle.

Below, use process flow diagram shown in Figure 5, according to the step shown in SA, the deposit of the sales money in the credit transaction of the present embodiment is processed describing.

Due to the action of the SA1～SA11 of the present embodiment, identical with the action of the step S1 of above-described embodiment 1～S11, therefore the description thereof will be omitted.

SA12: after amount deposited has been confirmed in judgement, identical with the step S12 of above-described embodiment 1, the storekeeper's of 5 pairs of storage parts 6 of control part client ID and the client ID of card information compare, when the client ID of the client ID of storage part 6 and card information is consistent, judge this client be arrange automatic trading apparatus 1 the snacks shops the storekeeper and transfer to step SA13.

When the client ID of the client ID of storage part 6 and card information is inconsistent, judges client as common user and transfer to step SA15.

SA13: after the storekeeper who judges the snacks shops had confirmed amount deposited, control part 5 showed in the display frame of display part 7 and is used for the selection picture that whether recycles shown in Figure 6 whether selection recycles the bank note that deposits in.

Show in the selection picture that recycles whether: expression inquiry whether recycle the meaning of the bank note that deposits in statement, be used for need selecting recycling the "Yes" button, be used for selecting not need the "No" button that recycles and be used to indicate " cancellation " button of ending credit transaction and returning bank note etc.

The storekeeper in snacks shop selects by the touch panel 8b of input part 8, select the "Yes" button when (being called recycling bank note) when depositing the bank note that is used for recycling that separates in advance in, select the "No" button when depositing in when the damaged coin that is not suitable for recycling that separates in advance etc. is not used in the bank note (being called the non-bank note that utilizes) of recycling or deposits the bank note of undivided sales money in, select " cancellation " button when credit transaction is ended in indication.

SA14: when customer choice "Yes" button, control part 5 judges that the storekeeper in snacks shops has selected to need recycle and transfer to step SA15.

When customer choice "No" button, the storekeeper who judges the snacks shops has selected not need to recycle and has transferred to step SA16.

In addition, when the storekeeper in snacks shops had selected " cancellation " button, control part 5 judged that ending credit transaction also transfers to step SA10, carried out bank note by step SA10, SA11 and returned and process.

SA15: after judging that common user has confirmed that the storekeeper in amount deposited or snacks shops has selected to need recycling, identical with the step S13 of above-described embodiment 1, control part 5 is carried out the bank note that will deposit in and is processed by the bank note containing that each face amount is received into bill storage 17.

SA16: identical with the step S14 of above-described embodiment 1 after the storekeeper who judges the snacks shops has confirmed amount deposited and do not need to have selected recycling, control part 5 is carried out bank note containing that snacks shop storekeeper is deposited in to the bank note containing processing of refusing an outbound 18.

Due to after this step SA17～action of SA19 is identical with the action of the step S15 of above-described embodiment 1～S17, therefore the description thereof will be omitted.

as mentioned above, in the sales money deposit of the present embodiment is processed, carry out credit transaction in the situation that be provided with the storekeeper in the snacks shop of automatic trading apparatus 1, can determine whether to recycle the bank note for credit transaction according to storekeeper's the meaning, when the storekeeper selects not need to recycle the bank note that deposits in, identical with above-described embodiment 1, the sales money that deposits in all is accommodated in refusing in an outbound 18 of not carrying out recycling, even if therefore be mixed with the damaged coin that to differentiate in sales money, this the damaged coin that can't differentiate can not be reused yet and pay to client, therefore can eliminate the storekeeper in snacks shops to the uneasiness of the deposit of sales money, and do not need the damaged coin that is not suitable for recycling etc. to comprising the damaged coin that to differentiate to distinguish operation, therefore can alleviate storekeeper or cashier's etc. burden.

And, during due to the bank note of selecting to need recycling to deposit in as the storekeeper, with the bank note containing that deposits in each bill storage 17, therefore identical with common credit transaction, can recycle the bank note that can recycle separately such as storekeeper's grade in snacks shop, can enlarge arrival and withdraw the money the bank note deficiency time interval before, can realize reducing additional number of times and the recovered frequency of bank note.

This situation in the situation that be arranged on the financial institutions such as local city, town, village to the automatic trading apparatus in the snacks shop in the zone of the rapid property shortcoming of the processing of automatic trading apparatus, is effective especially.

In addition, in the present embodiment, illustrated that the non-bank note that utilizes is the damaged coin that is not suitable for recycling that separates in advance, still, the non-bank note that utilizes is not limited to the above-mentioned damaged coin that is not suitable for recycling, and also can comprise the bank note that can recycle.

For example, when the bill storage 17b that takes in thousand yuan of certificates approaches when filling state, thousand yuan of certificates that can not recycle are put into as recycling bank note but are put into as the non-bank note that utilizes, the chance that common thousand yuan of certificates use as withdrawing the money the withdrawing the money bank note of transaction is few, if thousand yuan of a large amount of certificates that sales money comprises are put into as recycling bank note, the bill storage 17b that takes in thousand yuan of certificates fills, thereby produces the situation of the credit transaction have to stop common user.

And, as explanation in above-described embodiment 1, because sales money comprises ten thousand yuan of more certificates, when therefore recycling this ten thousand yuan of certificates, the bill storage 17a that takes in ten thousand yuan of certificates fills, thereby produces the situation of the credit transaction have to stop common user.

Due in the sales money deposit of the present embodiment is processed, can determine whether recycling the bank note for credit transaction according to snacks shop storekeeper's the meaning, therefore can easily avoid above-mentioned situation.

as described above, in the present embodiment, except the effect identical with above-described embodiment 1, when the storekeeper in the snacks shop that automatic trading apparatus is set carries out credit transaction, demonstration can select whether to recycle the selection picture that whether recycles of the bank note that deposits in, when having selected to need recycling with the bank note containing that deposits in the bill storage, therefore identical with common credit transaction, can recycle the bank note that can recycle separately such as storekeeper's grade in snacks shop, thereby can enlarge the time interval that arrives before the bank note deficiency of withdrawing the money, can realize reducing additional number of times and the recovered frequency of bank note.

(embodiment 3)

In the explanation of the present embodiment, to the identical symbol of the part mark identical with embodiment 2 with above-described embodiment 1 and the description thereof will be omitted.

In the storage part 6 of the automatic trading apparatus 1 of the present embodiment, pre-save has on common transaction processing program appended identical with above-described embodiment 1 to have to carry out the business executive routine of the application program of the function of processing with the sales money deposit of Fig. 7, Fig. 8 explanation etc., forms each functional unit of the automatic trading apparatus 1 of the present embodiment by the step of the performed business executive routine of control part 5.

And pre-save has the storekeeper's in snacks shops client ID in storage part 6, and presets and preserve identical with above-described embodiment 1 bank note setting table of taking in.

Take in bank note setting table at the present embodiment, the face amount that is accommodated in the bank note in each bill storage 17 is configured to identical with above-described embodiment 1, refuses an outbound 18 and sets for except taking in to refuse to pay and also take in bank note when the storekeeper in snacks shops selects not need to recycle and be not used in the bank note that deposits in when withdraw the money non-utilizes bank note putting into.

Below, use Fig. 7, process flow diagram shown in Figure 8, according to the step shown in SB, SC, the sales money deposit of the credit transaction of the present embodiment is processed describing.

Due to the present embodiment step SB1～action of SB4 is identical with the action of the step S1 of above-described embodiment 1～S4, therefore the description thereof will be omitted.

SB5: after the account that identifies client by confirmation result notice exists, identical with the step S12 of above-described embodiment 1, the storekeeper's of 5 pairs of storage parts 6 of control part client ID and the client ID of card information compare, when the client ID of the client ID of storage part 6 and card information is consistent, judges this client as the storekeeper in the snacks shop that automatic trading apparatus 1 is set and transfer to step SB6.

When the client ID of the client ID of storage part 6 and card information is inconsistent, judges this client as common user and transfer to step SB8.

SB6: after judging the storekeeper of this client as the snacks shop that automatic trading apparatus 1 is set, control part 5 shows the selection that the opens into picture that whether divides shown in Figure 9 in the display frame of display part 7, whether this picture be used for is selected the bank note that deposits in to be divided into for the bank note (recycling bank note) of recycling and the bank note (the non-bank note that utilizes) that is not used in recycling and is put into (be called minute open into).

Whether divide in the selection picture that opens into and show: expression inquiry whether divide the meaning that opens into statement, be used for selecting "Yes" button that needs minute open into, be used for selecting not needing the "No" button that minute opens into and " cancellation " button that is used to indicate the termination credit transaction etc.

The storekeeper in snacks shop selects by the touch panel 8b of input part 8, selects the "Yes" button when opening into when dividing, and selects the "No" button when opening into when not dividing, and selects " cancellation " button when credit transaction is ended in indication.

SB7: when customer choice "Yes" button, control part 5 judges that the storekeeper in snacks shops divides the step SC1 that opens into and transfer to Fig. 8 via tie point C.

When customer choice "No" button, the storekeeper who judges the snacks shops does not divide and opens into and transfer to step SB8.

In addition, when the storekeeper in snacks shops selects " cancellation " button, control part 5 is judged the termination credit transaction and transfers to step SB22, and record section 11 by bill the transaction record information of transaction content is printed on the bill paper using and finishes credit transaction, return to step SB1, show transaction selection picture and standby.

SB8: judge client do not divide as common user or the storekeeper that judges the snacks shops open into after, identical with the step S5 of above-described embodiment 1, control part 5 shows that in display part 7 bank note puts into picture, and the gate of the depositing and drawing port 10a of open paper money deposit and withdrawal section 10 is also transferred to step SB9.

Due to after this step SB9～action of SB22 is identical with the action of the step SA6 of above-described embodiment 2～SA19, therefore the description thereof will be omitted.

SC1: divide the storekeeper who judges the snacks shops to open into, after shifting via tie point C from the step SB7 of Fig. 7, control part 5 shows that in the display frame of display part 7 recycling bank note shown in Figure 10 puts into picture, and the depositing and drawing port 10a of open paper money deposit and withdrawal section 10 and transfer to step SC2, described recycling bank note is put into picture, display alarm put into recycling bank note the meaning statement and be used to indicate " cancellation " button of ending credit transaction etc.

SC2: after showing that recycling bank note is put into picture, control part 5 waits for that be located at depositing and drawing port 10a not shown put into detecting sensor and the storekeeper detected bank note is put into depositing and drawing port 10a and standby, putting into after detecting sensor detects putting into of bank note, when confirming to have passed through official hour, be judged to be and put into bank note and transferred to step SC3.

Bank note do not detected and put in the situation that put into detecting sensor, return to step SC1, while show that bank note puts into picture and pass through step SC1, SC2 and continue standby.

In addition, when the storekeeper has selected " cancellation " button in during above-mentioned standby, the step SB22 of Fig. 7 is ended and transferred to control part 5 judgement credit transaction, utilizing bill to record section 11 is printed on the transaction record information of transaction content on the bill paper using and finishes credit transaction, return to step SB1, show transaction selection picture and standby.

SC3: identical with the step S7 of above-described embodiment 1 after bank note has been put in judgement, the bank note that the recycling bank note that control part 5 execution will be put into is collected temporary transient reserve part 16 is taken into processing.

SC4: judging being taken into after processing finishes of recycling bank note, identical with the step S8 of above-described embodiment, control part 5 shows that the amount of money of putting into that Figure 11 represent confirms picture, puts into the amount of money at this and confirms that picture shows: according to each face amount be taken into that number calculates put into the amount of money, be used to indicate and confirm to put into " confirmations " button of the amount of money and be used to indicate " cancellation " button of ending the bank note that credit transaction and return be taken into.

Client selects by the touch panel 8b of input part 8, selects " confirmation " button when indication is confirmed to put into the amount of money, selects " cancellation " button when credit transaction is ended in indication.

SC5: when the storekeeper selected " confirmation " button, putting into the amount of money and transferring to step SC6 of recycling bank note confirmed in control part 5 judgements.

, judge and return the recycling bank note that is taken into during " cancellation " button when customer choice, and transfer to the step SB13 of Fig. 7 via tie point D, carry out bank note by step SB13, SB14 and return and process.

SC6: judge the storekeeper confirmed recycling bank note put into the amount of money after, identical with the step S13 of above-described embodiment 1, control part 5 is carried out the recycling bank note that will deposit in and is processed by the bank note containing that each face amount is received into bill storage 17.

SC7: will recycle bank note containing in bill storage 17 after, control part 5 shows that in the display frame of display part 7 the non-bank note that utilizes shown in Figure 12 puts into picture, the gate of the depositing and drawing port 10a of open paper money deposit and withdrawal section 10 is also transferred to step SC8, and this non-bank note that utilizes is put into picture disply: " cancellation " button etc. that expression is reminded the statement of putting into the non-meaning of utilizing bank note and is used for ending credit transaction.

SC8: showing non-the utilization after bank note puts into picture, control part 5 waits for that storekeepers select " cancellation " buttons and standby when the storekeeper has selected " cancellation " button, is transferred to step SC10.Transfer to step SC9 when storekeeper's non-selected " cancellation " button.

SC9: showing non-the utilization after bank note puts into picture, control part 5 waits for that be located at depositing and drawing port 10a not shown put into detecting sensor and the storekeeper detected bank note is put into depositing and drawing port 10a and standby, putting into after detecting sensor detects putting into of bank note, and when confirming to have passed through official hour, be judged to be and put into bank note and transferred to step SC11.

Bank note do not detected and put in the situation that put into detecting sensor, return to step SC7, while show that the non-bank note that utilizes puts into that picture passes through step SC7, SC8, SC9 continues standby.

SC10: confirm recycling bank note deposit the amount of money in after judge the termination credit transaction, control part 5 will send to the information that transactional cards writes card handling part 9 and write transactional cards, the information of the transaction content of the recycling bank note that will print to detail form sends to card handling part 9 and is printed on detail form, display alarm is collected the statement of the meaning of detail form and transactional cards in the display frame of display part 7, transactional cards and detail form are discharged from the card insert opening 9a that blocks handling part 9, confirming that the storekeeper transfers to step SC16 after having collected transactional cards and detail form.

SC11: identical with the step S7 of above-described embodiment 1 after bank note has been put in judgement, control part 5 is carried out the non-bank note that utilizes bank note to collect temporary transient reserve part 16 that will put into and is taken into processing.

SC12: judging non-being taken into after processing finishes of bank note utilized, identical with the step S8 of above-described embodiment 1, control part 5 shows that the amount of money of putting into shown in Figure 11 confirms picture, puts into the amount of money at this and confirms that picture shows: according to each face amount be taken into that number calculates put into the amount of money, be used to indicate and confirm to put into " confirmations " button of the amount of money and be used to indicate " cancellation " button of ending the bank note that credit transaction and return be taken into.

SC13: when the storekeeper had selected " confirmation " button, non-the putting into the amount of money and transferring to step SC17 of bank note of utilizing confirmed in control part 5 judgements.

During " cancellation " button, judge that returning be taken into non-utilizes bank note and transfer to step SC14 when customer choice.

SC14: put into non-judge that credit transaction is ended after utilizing bank note after, identical with the step S10 of above-described embodiment 1, control part 5 is carried out bank note that return that storekeepers put into non-utilize bank note and is returned and process.

SC15: will return to the storekeeper non-utilize bank note to collect depositing and drawing port 10a to finish after, control part 5, to send to the information that transactional cards writes card handling part 9 and write transactional cards, the information of the transaction content of the recycling bank note that will print on the detail form sends to card handling part 9 and is printed on detail form, display alarm is collected the statement of the meaning of detail form and transactional cards in the display frame of display part 7, transactional cards and detail form are discharged from the card insert opening 9a that blocks handling part 9, simultaneously the gate of open access money mouth 10a.

Then, after confirming that the storekeeper has collected transactional cards and detail form, control part 5 is closed the gate of depositing and drawing port 10a and is transferred to step SC16.

SC16: after confirming to have collected transactional cards etc., in order to carry out the processing that communicates with one another with the credit transaction of main frame 2, control part 5, the transaction text that via communication line 3, the amount deposited of the recycling bank note confirmed etc. is added in the card information of the transactional cards that is stored in storage part 6 sends to main frame 2, judge that credit transaction finishes, and transfer to the step SB22 of Fig. 7 via tie point E, recording section 11 by bill is printed on the transaction record information of transaction content on the bill paper using and finishes credit transaction, return to step SB1, show transaction selection picture and standby.

In this case, receive the main frame 2 of transaction text, retrieve Customer Information and add the amount deposited of the recycling bank note of confirmation on the account of this storekeeper's Customer Information according to card information, thereby upgrade the account balance of Customer Information.

SC17: the storekeeper who judges the snacks shops confirmed non-utilize bank note put into the amount of money after, identical with the step S14 of above-described embodiment 1, control part 5 is carried out the non-bank note containing that utilizes that snacks shop storekeeper is deposited in and is processed to the bank note containing of refusing an outbound 18.

SC18: finish to deposit in non-utilize bank note take in processing after, control part 5 will send to the information that transactional cards writes card handling part 9 and write transactional cards, to send to card handling part 9 and be printed on detail form to recycling bank note and the non-information of the transaction content of bank note of utilizing that detail form is printed, display alarm is collected the statement of the meaning of detail form and transactional cards in the display frame of display part 7, transactional cards and detail form are discharged from the card insert opening 9a that blocks handling part 9, confirming that client transfers to step SC19 after having collected transactional cards and detail form.

SC19: after confirming to have collected transactional cards etc., in order to carry out the processing that communicates with one another with the credit transaction of main frame 2, control part 5 sends to main frame 2 via the transaction text that communication line 3 adds the card information of the transactional cards that is stored in storage part 6 to such as the Amount in Total of the recycling bank note confirmed and the non-amount deposited of utilizing bank note, judge that credit transaction finishes, and transfer to the step SB22 of Fig. 7 via tie point E, recording section 11 by bill is printed on the transaction record information of transaction content on the bill paper using and finishes credit transaction, return to step SB1, show transaction selection picture and standby.

In this case, receive the main frame 2 of transaction text, retrieve Customer Information and add recycling bank note and the non-Amount in Total of utilizing the amount deposited of bank note of confirmation on the account of this storekeeper's Customer Information according to card information, thereby upgrade the account balance of Customer Information.

As mentioned above, in the sales money deposit of the present embodiment is processed, when carrying out credit transaction due to the storekeeper in the snacks shop that automatic trading apparatus 1 is set, can select whether to separate deposit, therefore, when selecting separately to deposit, can recycle continuously bank note and non-ly utilize putting into of bank note by a credit transaction, therefore can shorten to recycle bank note and non-required time of credit transaction when utilizing bank note separately to deposit.

And, in the situation that non-selected separately deposit can obtain the effect identical with above-described embodiment 2.

as described above, in the present embodiment, except the effect identical with above-described embodiment 2, when the storekeeper in the snacks shop that automatic trading apparatus is set carries out credit transaction, show whether divide the selection that opens into picture, whether whether this divide the selection picture that opens into the recycling bank note in the bank note that deposits in and the non-mode of utilizing bank note to divide to open into to be shown can select, when select needing minute to open into, can recycle continuously bank note and non-ly utilize putting into of bank note by a credit transaction, therefore can shorten and to recycle bank note and non-required time of credit transaction when utilizing bank note separately to deposit.

Claims

1. automatic trading apparatus is arranged in the snacks shops, and this automatic trading apparatus possesses: the card handling part, and it reads described customer identification symbol of the transactional cards that records the possessory customer identification symbol of expression; And paper money deposit and withdrawal section, it has bill storage and refuses an outbound, and described bill storage is taken in the bank note for recycling, describedly refuses an outbound, takes in the refusal bank note in the transaction of withdrawing the money, and described automatic trading apparatus is characterised in that,

The described customer identification symbol of the transactional cards that in advance storekeeper in described snacks shops is had is kept in storage part,

In the situation that carry out credit transaction with client, customer identification in described storage part accords with when consistent with pre-save when the customer identification of the transactional cards of utilizing described card handling part to read symbol, the storekeeper who is judged as YES described snacks shops is utilizing this automatic trading apparatus, and the bank note containing that deposits in is refused an outbound described; When the symbol of the customer identification in described storage part is inconsistent with pre-save when the customer identification of the transactional cards of utilizing described card handling part to read symbol, be judged as YES common client and utilizing this automatic trading apparatus, and after the bank note that deposits in is differentiated by discriminating section, be accommodated in bill storage.

2. automatic trading apparatus according to claim 1, is characterized in that,

When the customer identification symbol of described transactional cards is consistent with the customer identification symbol of described storage part, show the selection picture that whether recycles, the selection picture disply whether this recycles can select whether to recycle the bank note that deposits in,

When having selected to need recycling from the described selection picture that whether recycles, with the bank note containing that deposits in described bill storage,

When having selected not need to recycle from the described selection picture that whether recycles, the bank note containing that deposits in is refused in an outbound to described.

3. automatic trading apparatus according to claim 2, is characterized in that,

When the customer identification symbol of described transactional cards is consistent with the customer identification symbol of described storage part, show whether divide the selection that opens into picture, whether this divides the selection picture that opens into can select whether divide the mode that opens into to show the bank note that is used for recycling in the bank note that deposits in and the bank note that is not used in recycling

When whether dividing when do not need having selected the selection picture that opens into minute to open into from described, show the described selection picture that whether recycles,

When whether dividing when having selected needs minute to open into the selection picture that opens into from described, first put into for the bank note of recycling and with this bank note containing to described bill storage, then put into the bank note that is not used in recycling and this bank note containing refused an outbound to described.