JP3967584B2 - Media handling equipment - Google Patents

Description

[0001]
BACKGROUND OF THE INVENTION
The present invention relates to a medium handling apparatus such as an automatic transaction apparatus.
[0002]
[Prior art]
For example, in Japan today, when a new banknote (hereinafter referred to as a new banknote) is issued for each denomination of banknotes, the old banknotes that have been distributed until then are sequentially collected by the Bank of Japan via the bank. Since Japanese banknotes have no expiration date (expiration date), old banknotes can continue to be used as they are without losing value.
[0003]
In this way, since the old banknote does not lose its value as a currency, even if the old banknote is inserted in a deposit transaction or a transfer transaction in the conventional automatic transaction apparatus (ATM) in Japan, the old banknote can be deposited. It is accepted as a banknote.
[0004]
[Problems to be solved by the invention]
However, in the conventional automatic transaction apparatus as described above, since the receipt of the old banknote is accepted, the expiration date of the banknote is provided, and the old banknote after the expiration date is used in a foreign country where the value is lost. When used, old banknotes whose expiration date has passed will be deposited, and there is a problem that banks are inconvenient for financial institutions.
[0005]
Moreover, there is no device having a processing function for accepting a medium within the expiration date and not accepting a medium after the expiration date for a medium with an expiration date depending on the type, not limited to banknotes. There is a problem that automatic processing is not possible.
An object of the present invention is to realize a medium handling apparatus that can solve such problems.
[0006]
[Means for Solving the Problems]
Therefore, the medium handling device of the present invention extracts identification data from the image of the banknote inserted by the customer into the deposit / withdrawal port, compares the identification data with the sample data, and compares the banknote denomination and new banknote to the old banknote. to identify whether the bill, in the case of the new bill as a possible payment accumulated in the escrow unit of the cash cassette, the case of the old bill, check the set expiration date for each denomination, the old banknotes within the expiration date Are accumulated in the temporary storage part of the cassette for collecting old banknotes as possible for depositing, and the old banknotes whose expiration date has passed are retained in the pool part, and the old banknotes retained in the pool part are conveyed to the deposit / withdrawal port. After returning to the customer, the amount of banknotes that can be deposited is displayed on the display unit to allow the customer to confirm, and when the customer inputs cancellation of the deposit, it is accumulated in the temporary holding unit of the deposit / withdrawal cassette New bill and old bill collection cassette The old bill that has been accumulated in the temporary holding section of the door is conveyed before fill dispensing port and returned to the customer, it said if the customer has entered a confirmation of payment, to the escrow unit of the entering withdrawal cassette The accumulated new banknote and the old banknote accumulated in the temporary storage part of the old banknote collection cassette are stored in the deposit / withdrawal cassette and the old banknote collection cassette .
[0007]
DETAILED DESCRIPTION OF THE INVENTION
Embodiments of a medium handling apparatus according to the present invention will be described below with reference to the drawings.
FIG. 1 is a block diagram showing the control system of the embodiment, and FIG. 2 is a perspective view showing the external appearance of the embodiment. Here, both drawings will be described by taking an automatic transaction apparatus as an example.
[0008]
First, FIG. 2 will be described. The case 11 of the automatic transaction apparatus includes a bill depositing / dispensing machine 12, a coin depositing / dispensing machine 13, a card read printer 14, a passbook printer 15, and a customer operation display unit 16, and these bills. The depositing / dispensing machine 12, the coin depositing / dispensing machine 13, the card read printer 14, the bankbook printer 15, and the customer operation display unit 16 are operated to insert and remove banknotes and coins, and to insert and remove cards and bankbooks on the front of the housing 11. , Operation guidance display and input operations can be performed.
[0009]
The banknote depositing / dispensing machine 12 has a mechanism for depositing / withdrawing banknotes associated with transactions, replenishment processing for depositing / withdrawing cassettes for storing banknotes in denominations, and collecting banknotes from the cassettes.
Similarly, the coin deposit / withdrawal machine 13 has a mechanism for performing coin deposit / withdrawal processing associated with transactions, replenishment processing for a storage in which coins to be withdrawn are stored according to denomination, and coin recovery processing from this storage. Have.
[0010]
The card read printer 14 reads the account details such as the customer's name and account number recorded on the transaction magnetic card owned by the customer and updates the balance information, and prints the transaction details. The printer has two functions.
The passbook printer 16 reads information recorded in the passbook and records unrecorded transaction information.
[0011]
The customer operation display unit 16 includes a touch panel having a function as an information input key on a display unit such as a CRT or LCD, and displays words and illustrations for guiding customer operations on the display unit. The contents of the keys defined on the touch panel are displayed so that the customer can select a desired transaction and input necessary information.
[0012]
The casing 11 is made of thick sheet metal, and has security against unauthorized access by force.
Next, FIG. 1 will be described.
In the figure, a main control unit 21 is connected online to a host computer (higher level apparatus) 20 installed in a bank center, and communicates various information with the host computer 20.
[0013]
The main control unit 21 includes a banknote depositing / dispensing machine 12, a coin depositing / dispensing machine 13, a card lead printer 14, a passbook printer 15, and a banknote depositing / dispensing machine control unit 22 provided in the customer operation display unit 16, a coin depositing / dispensing unit. A metal machine control unit 23, a card read printer control unit 24, a passbook printer control unit 25, and a customer operation display control unit 26 are connected. The main control unit 21 communicates various information with these control units 22-26. It is intended to give and receive.
[0014]
Each control unit 22 to 26 controls the operation of the banknote depositing / dispensing machine 12, the coin depositing / dispensing machine 13, the card read printer 14, the passbook printer 15, and the customer operation display unit 16 based on instructions from the main control unit 21. The customer operation display control unit 26 is provided with a screen guidance control unit 26a for performing control for displaying the reason for returning the old banknote whose expiration date has expired on the customer operation display unit 16 and guiding the customer. The unit 26 can also control voice guidance by a voice generator (not shown).
[0015]
On the other hand, the banknote depositing / dispensing machine control unit 22 includes a banknote recognition control unit 27, a banknote data file 28, a banknote identification unit 29, an expiration date setting unit 30, a banknote transport control unit 31, a money amount counting unit 32, and a transaction information control unit. 33 is connected.
Here, the banknote recognition control part 27 has a function which takes in the image of a banknote and extracts the data for banknote identification from the banknote image.
[0016]
The banknote data file 28 stores sample data for denomination determination of banknotes, and includes an old banknote data storage unit 28a and a new banknote data storage unit 28b. The old banknote data storage unit 28a The new banknote data storage unit 28b stores the sample data of each denomination of the new banknote. The banknote recognition unit 29 compares the banknote identification data extracted by the banknote recognition control unit 27 with the sample data stored in the old banknote data storage unit 28a and the new banknote data storage unit 28b of the banknote data file 28. It has a function of determining whether it is true or false, denomination, old banknote or new banknote.
[0017]
The expiration date setting unit 30 holds the expiration date of each denomination of the old banknote, and stores a table in which each denomination is associated with its expiration date.
In the present embodiment, the table of the expiration date setting unit 30 and each sample data of the banknote data file 28 can be set manually by an attendant for each ATM.
[0018]
The banknote transport control unit 31 controls the operation of the mechanism unit of the banknote depositing / dispensing machine 12 related to the separation, feeding, transporting, stacking, etc. of banknotes during banknote processing such as during deposit / withdrawal transactions and during replenishment and collection. .
The money amount counting unit 32 has a function of calculating the deposit amount using the number of accepted banknotes and denomination information, and the transaction information control unit 33 is a banknote denomination, transaction content, transaction amount, and banknote deposit / withdrawal. A function of processing and saving information such as an operation history of the machine 12 is provided.
[0019]
FIG. 3 is a flowchart showing the operation of the embodiment, and shows processing at the time of deposit transaction including handling of old bills whose expiration date has expired.
In the following, the process of FIG. 3 will be described according to the step indicated by S with reference to FIGS.
Note that the banknotes identified as “false” at the time of the deposit transaction and the banknotes in which the conveyance abnormality such as skew feeding or double feeding is detected are not directly related to the present invention, so that the description is not complicated. Shall not be touched.
[0020]
Moreover, the description about the handling of coins is also omitted.
First, in the standby state in the operation of the automatic transaction apparatus, the transaction operation selection control unit 26 causes the customer operation display unit 16 to select a transaction such as payment, deposit, balance inquiry, passbook entry, and transfer handled by the apparatus. A customer who displays a screen (transaction menu screen) and performs a transaction sees this transaction selection screen and presses the desired transaction from the touch panel with a finger.
[0021]
Here, it is assumed that the customer selects by pressing the deposit (S1), and by this selection, the customer operation display control unit 26 causes the customer operation display unit 16 to display a screen prompting insertion of a card and a passbook, and at the same time, the card read printer. The control unit 24 and the passbook printer control unit 25 instruct the card read printer 14 and the passbook printer 15 to prepare for receiving a card and a passbook, respectively.
[0022]
When the customer inserts a card or passbook into the card read printer 14 and the passbook printer 15 (S2), the customer account information recorded on the magnetic stripe of the card or passbook is read and stored in a memory (not shown) for main control. The unit 21 communicates with the host computer 20 and transmits a message asking whether the transaction is possible or not together with the account information to the host computer 20 (S3).
[0023]
When the main control unit 21 receives notification from the host computer 20 that the transaction is possible, the customer operation display control unit 26 causes the customer operation display unit 16 to display a screen that prompts the user to insert cash, and at the same time, the banknote depositing and dispensing machine. The control unit 22 instructs the banknote depositing and dispensing machine 12 to prepare for depositing.
Thereby, the shutter of the deposit / withdrawal port of the banknote depositing / dispensing machine 12 is opened, and when the customer inserts the banknote into the banknote depositing / dispensing machine 12 from the depositing / dispensing slot (S4), the shutter is closed.
[0024]
The banknote transport control unit 31 controls each mechanism unit of the banknote depositing / dispensing machine 12 to separate and transport the banknotes inserted by the customer one by one (S5), and when the banknote passes through the banknote recognition unit 29, The banknote recognition control part 27 takes in the image of a banknote, and extracts the data for banknote identification (S6).
Subsequently, the banknote recognition unit 29 takes out the sample data of the new banknote from the new banknote data storage unit 28b of the banknote data file 28 for each denomination and compares it with the banknote identification data extracted by the banknote transport control unit 31. If the result denomination cannot be specified, the denomination is further confirmed by taking out the sample data of the old banknote for each denomination from the old banknote data storage unit 28a of the banknote data file 28 and comparing it with the banknote identification data ( S7, S8).
[0025]
At the same time, the banknote identification unit 29 transfers information on the new and old and denomination of the confirmed banknote to the transaction information control unit 33, and the transaction information control unit 33 determines whether or not the banknote is an old banknote based on the transferred information. Judgment is made (S9).
As a result, when the banknote is a new banknote, the denomination information is transferred to the banknote transport control unit 31, and the banknote transport control unit 31 moves the mechanism units based on the denomination information of the transferred new banknote. Then, the new banknote is conveyed to a predetermined deposit / withdrawal cassette and accumulated in the temporary storage unit (S14).
[0026]
On the other hand, as a result of the determination in S9, when the banknote is an old banknote, the transaction information control unit 33 compares the old banknote and the denomination of the old banknote held in the expiration date setting unit 30 with the expiration date setting table. The expiration date is searched (S10).
The transaction information control unit 33 compares the expiration date with a calendar stored in a memory (not shown) to determine whether or not the expiration date has passed the current date, that is, whether the old bill has expired. It is determined whether or not (S11), and the result of the determination is transferred to the banknote transport control unit 31.
[0027]
The banknote conveyance control part 31 receives the result of the judgment from the transaction information control part 33, and when the expiration date of the old banknote has not expired, the mechanism part is controlled based on that to control the old banknote to the old banknote. It is transported to the collection cassette and accumulated in the temporary storage section (S13).
When the expiration date of the old banknote has expired, the mechanism sections are controlled based on the old banknote, and the old banknote is conveyed to a predetermined pool section and temporarily held (S12).
[0028]
Subsequently, the transaction information control unit 33 stores and stores necessary information regarding the banknotes, that is, information such as whether or not the expiration date has expired in the case of denominations, old and new, and old banknotes in a predetermined memory (S15). At the same time, the banknote transport control unit 31 determines whether the banknote processed in S12 to S14 is the final banknote of the banknote inserted by the customer (S16).
As a result, when it is not the final banknote, the banknote depositing / dispensing machine control unit 22 repeatedly executes the processes of S5 to S15.
[0029]
In the case of the last banknote, the transaction information control unit 33 reads out necessary information regarding the banknote stored in the predetermined memory, and determines whether there is an old banknote whose expiration date has expired (S17). If there is, the transaction information control unit 33 notifies the bill conveyance control unit 31 of information that there is an old bill whose expiration date has expired.
The banknote transport control unit 31 controls each of the mechanism units based on information from the transaction information control unit 33, and transports the old banknote temporarily expired that is temporarily held in the pool unit to the deposit / withdrawal port. Thereafter, the shutter is opened and returned to the customer (S18).
[0030]
At the same time, the return reason screen guidance control unit 26a of the customer operation display control unit 26 displays the return reason that the returned bill is an old bill whose expiration date has expired on the customer operation display unit 16 to inform the customer ( S19).
If it is determined in S17 that there is no old bill that has expired, the processing in S18 and S19 is omitted.
[0031]
Subsequently, the transaction information control unit 33 reads out necessary information relating to the banknotes stored in the predetermined memory and transfers the information to the amount counting unit 32, and the amount counting unit 32 calculates the deposit amount based on this information. (S20), and the deposit amount is transferred to the customer operation display control unit 26.
As a result, the customer operation display control unit 26 causes the customer operation display unit 16 to display a confirmation key, a cancel key, and a word prompting confirmation of the payment amount together with the payment amount (S21).
[0032]
When the customer presses the cancel key while seeing this display screen, information on pressing the cancel key is transferred to the banknote transaction information control unit 33 and the banknote transport control unit 31. Each mechanism part is controlled, the new banknote and the old banknote respectively accumulate | stored in the temporary storage part of the deposit / withdrawal cassette or the old banknote collection cassette are conveyed to the deposit / withdrawal port, the shutter is opened and returned to the customer.
[0033]
On the other hand, when the customer sees the display screen and confirms the deposit amount and presses the confirmation key (S22), information on the confirmation key pressing is transferred to the bill conveyance control unit 31 and the transaction information control unit 33.
Thereby, the banknote conveyance control part 31 controls a predetermined mechanism part, and the deposit / withdrawal cassette and the old banknote corresponding to the new banknote and the old banknote respectively accumulated in the temporary storage part of the deposit / withdrawal cassette and the old banknote collection cassette. Store in the collection cassette.
[0034]
Then, the transaction information control unit 33 stores the detailed information of the deposit transaction in a predetermined memory and sends it to the main control unit 21, and the main control unit 21 transmits it to the detailed information host computer 20 of the deposit transaction.
Then, in response to an instruction from the main control unit 21, the card read printer control unit 24 instructs the card read printer 14 to update the card balance information, and the passbook printer control unit 25 instructs the passbook printer 15 to print the details of the deposit transaction. To do.
[0035]
As a result, the card balance printer 14 updates the card balance information, and the passbook printer 15 prints the details of the deposit transaction and returns them to the customer.
According to the embodiment described above, when there is an old banknote whose expiration date has expired in the banknote that the customer has inserted for depositing, the old banknote is returned to the customer and is not accepted. The effect is that old banknotes whose expiration date has passed can be operated in foreign countries that employ a system that loses value.
[0036]
In addition, old banknotes that have not expired are stored in a dedicated old banknote collection cassette, so the old banknotes can be easily collected separately from new banknotes. The effect that it can prevent is also acquired.
The present invention is not limited to the embodiment described above, and the following modifications are possible.
[0037]
For example, if it is not determined that the expiration date has expired in S11 of FIG. 3, it is checked whether the expiration date will be reached in the near future. If there are other similar banknotes on hand, an indication that the exchange is recommended may be performed, and if a banknote whose expiration date has expired is recognized in S11, is it necessary to return to the customer operation display unit 16? A return key and a return-unnecessary key may be displayed together with a guidance message to ask whether or not, and when the return-unnecessary key is pressed, a bill whose expiration date has expired may be collected in the apparatus.
[0038]
Further, the expiration date of the old banknote is set in the host computer 20 and is distributed from the host computer 20 to the automatic transaction device and set in the expiration date setting unit 30 a certain number of days before the expiration date of the old banknote. Also good.
Moreover, instead of displaying the reason for the return on the customer operation display unit 16 when returning a bill whose expiration date has expired, it may be guided by voice. The effect of being able to inform the reason for return is also obtained.
[0039]
Of course, both the display of the customer operation display unit 16 and voice guidance can be performed.
In addition to the above, the following usage forms are conceivable.
That is, although embodiment mentioned above was demonstrated about payment | payment transaction, it is made not to accept the old banknote which passed the expiration date similarly by applying to the transfer transaction accompanying the payment | payment process of a banknote. You can also.
[0040]
In addition, not only banknotes, but also media such as tickets and securities that have an expiration date depending on the type, when multiple media are inserted at once, only media within the expiration date are accepted and the expiration date is set. It is possible to process such that a medium that has passed is not accepted.
[0041]
【The invention's effect】
As described above, according to the present invention, when there is a medium whose expiration date has passed among the input media, the expiration date has passed because the medium whose expiration date has passed is not returned and accepted. The old banknotes can be operated as an automatic transaction device in foreign countries that have adopted a system in which the value is lost, and only media within the expiration date are accepted for media with expiration dates other than banknotes. Since it is possible to process such that a medium whose expiration date has passed is not accepted, there is an effect that it can be used as a highly versatile medium handling apparatus.
[Brief description of the drawings]
FIG. 1 is a block diagram illustrating a control system according to an embodiment.
FIG. 2 is a perspective view showing an appearance of the embodiment.
FIG. 3 is a flowchart showing the operation of the embodiment.
[Explanation of symbols]
12 banknote deposit / withdrawal machine 16 customer operation display unit 20 host computer 21 main control unit 22 banknote deposit / withdrawal machine control unit 26 customer operation display control unit 26a return reason screen guidance control unit 27 banknote recognition control unit 28 banknote data file 28a old banknote Data storage unit 28b New banknote data storage unit 29 Banknote identification unit 30 Expiration date setting unit 31 Banknote transport control unit 32 Amount counting unit 33 Transaction information control unit

Claims (6)

Identification data is extracted from the image of the banknote inserted into the deposit / withdrawal port by the customer ,
Compare the identification data with the sample data to identify the denomination of the banknote and whether it is a new or old banknote,
In the case of the new bill as a possible payment accumulated in the escrow unit of the cash cassette, the case of the old bill, check the set expiration date for each denomination, the old banknotes within the expiration date is the old paper money as possible payment While accumulating in the temporary storage section of the collection cassette, old banknotes that have passed the expiration date are stored in the pool section,
After transporting the old banknote held in the pool section to the deposit / withdrawal port and returning it to the customer, the amount of the banknote that can be deposited is displayed on the display section and the customer is confirmed.
When the customer inputs cancellation of deposit, the new banknotes accumulated in the temporary storage unit of the deposit / withdrawal cassette and the old banknotes integrated in the temporary storage unit of the old banknote collection cassette are transferred to the deposit / withdrawal port. To return to the customer,
When the customer inputs payment confirmation, the new banknotes accumulated in the temporary holding unit of the deposit / withdrawal cassette and the old banknotes accumulated in the temporary holding unit of the old banknote collection cassette are transferred to the deposit / withdrawal unit. A medium handling apparatus which is housed in a cassette and the old bill collecting cassette . Oite to claim 1,
A medium handling apparatus, wherein an expiration date of a medium held in a host device is received and set from a host device via a communication line at a fixed time before the expiration date. In claim 1 ,
A medium handling apparatus that guides the customer about the reason for returning old banknotes that have expired. In claim 3 ,
A medium handling apparatus using screen guidance as means for guiding a reason for returning an old banknote that has expired. In claim 3 ,
A medium handling apparatus using voice guidance as means for guiding reasons for not accepting old banknotes that have expired. In claim 1 ,
A medium handling apparatus that, when an expiration date of a banknote identified as an old banknote is near, provides guidance to recommend exchange if there is a banknote of the same denomination of the banknote.

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