CN101794483A

CN101794483A - Automatic trading apparatus

Info

Publication number: CN101794483A
Application number: CN 200910226121
Authority: CN
Inventors: 小林义成
Original assignee: Oki Electric Industry Co Ltd
Current assignee: Oki Electric Industry Co Ltd
Priority date: 2009-02-02
Filing date: 2009-11-20
Publication date: 2010-08-04
Anticipated expiration: 2029-11-20
Also published as: JP2010176642A; JP5168173B2; CN101794483B

Abstract

The invention provides an automatic trading apparatus automatic which can eliminate the discomfort of owners of tuck shops about storing sale fund in the automatic trading apparatus. The automatic trading apparatus (1) set up in tuck shops, the automatic trading apparatus (1) has a card processing part (9), reading the customer identifier of the transaction card recorded with the customer identifier of the possessor; and a banknote depositing and drawing part (10), which has a banknote containing library (17) and a drawing resistance library (18), wherein the banknote containing library (17) contains banknote for re-use, and the drawing resistance library (18) contains the drawing resistance banknots in the withdrawal trading. The customer identifiers of the transaction card possessed by the owners of tuck shops are preserved in a storage part (6) beforehand, when deposit trading is performed with the customer and the customer identifier of the transaction card read by the card processing part (9) is identical to the customer identifier contained in the storage part (6), the deposited banknote is contained in the drawing resistance library (18).

Description

Automatic trading apparatus

Technical field

The present invention relates to be arranged on the automatic trading apparatus of the automatic vending machine put area in snacks shops such as department store, bookstore or convenience store.

Background technology

In recent years, automatic trading apparatus is set in snacks shops such as convenience store, even if do not go to the shop of financial institution, client also can carry out credit transaction simply by being arranged on automatic trading apparatus in this snacks shop, withdraw the money transaction or money transfer transactions etc., therefore helps to improve client's convenience.

And, the storekeeper in the snacks shop of automatic trading apparatus is set, also can utilize this automatic trading apparatus to deposit the sales money in the snacks shop of oneself in, the usage charges that produce in the time of not only can saving the safety cabinet service at night that utilizes financial institution etc. thus, and can utilize again as the bank note of withdrawing the money of automatic trading apparatus.

In this case, the existing automatic trading apparatus that is arranged in the snacks shop, when the storekeeper in snacks shop deposits sales money in, confirm that each face amount takes in the vacant capacity in bank note containing storehouse of the bank note of the usefulness of withdrawing the money, having under the situation of vacant capacity, when client selects credit transaction, that blocks reads, differentiating for the card that inserts is not under storekeeper's situation of blocking, the bank note containing that common user is deposited in is in the bank note containing storehouse of regulation, differentiated for being that the storekeeper blocks at this card, and selected to improve the deposit limit that deposit is handled, when putting into sales money under the situation of sales money deposit, this bank note is counted and confirmed amount deposited, after amount deposited is identified, with bank note containing the regulation the bank note containing storehouse in, thereby can utilize this bank note (for example with reference to patent documentation 1) again.

Patent documentation 1: TOHKEMY 2005-31773 communique (mainly being the 0033rd～0037 section, Fig. 1, Fig. 9)

Generally speaking, when utilizing bank note when the cashier in snacks shop is paid, though use sometimes is that still stained degree of genuine note or damaged excessive bank note or the crannied bank note of degree are paid, though the payment that the acceptance such as cashier in snacks shop utilize above-mentioned bank note to carry out needs to be cautious of doing with this bank note as small change etc. under a lot of situations.

Therefore, though to be mixed with in the sales money in snacks shop sometimes be the bank note (being called the damaged coin that is not suitable for utilizing again) that the excessive bank note of stained degree of genuine note or damaged degree, crannied bank note etc. are not suitable for utilizing again.

But, in above-mentioned prior art, under common user's the situation and deposit under the situation of sales money, all with the bank note containing that deposits in the bank note containing storehouse, and utilize this bank note again, therefore in sales money, comprise under the situation of the damaged coin that is not suitable for utilizing again, can produce this bank note sometimes and be paid problem to the user of automatic trading apparatus.

Therefore, generally, using automatic trading apparatus to carry out withdrawing the money during transaction based on bank note, the discriminating portion that utilization is located at paper money deposit and withdrawal portion differentiates the bank note of paying client, when identifying this bank note when being the damaged coin that is not suitable for utilizing again, do not pay, refuse outbound and take in but be transported to client.

But, in the crannied bank note in the damaged coin that is not suitable for utilizing again, the bank note that existence has crack and this crack correctly to dock along the broken line of bank note, though this bank note people can easily judge, it is broken line only to be arranged or have the crack along broken line that but discriminating portion is not easy to differentiate, therefore differentiated to broken line only being arranged and paying sometimes,, caused client's complaint sometimes if this bank note is paid to client.

Therefore, the storekeeper in snacks shop is when depositing sales money in automatic trading apparatus, hesitate and whether to deposit the sales money that comprises the bank note (being called the damaged coin that to differentiate) that to differentiate as above-mentioned crannied bank note etc. in, and the damaged coin that is not suitable for utilizing again that will comprise the damaged coin that can't differentiate separately, only deposits the bank note that can utilize again in, because the damaged coin that is not suitable for utilizing again separately also can't use at cashier etc., therefore exist as can't be used for and client between the bank note of concluding the business remain problem at hand.

Summary of the invention

The present invention makes in order to address the above problem, and its purpose is to provide the storekeeper who eliminates the snacks shop to sales money being deposited in the uneasy device of feeling of automatic trading apparatus.

In order to solve above-mentioned problem, the invention provides a kind of automatic trading apparatus, described automatic trading apparatus is arranged in the snacks shop, and this automatic trading apparatus possesses: card handling part, its reading and recording have described client's identifier of the transactional cards of the possessory client's identifier of expression; And paper money deposit and withdrawal portion, it has the bank note containing storehouse and refuses an outbound, described bank note containing storehouse, take in the bank note that is used for utilizing again, describedly refuse outbound, take in the refusal bank note in the transaction of withdrawing the money, described automatic trading apparatus is characterised in that, described client's identifier of the transactional cards that the storekeeper in described snacks shop is had is kept in the storage part in advance, carrying out under the situation of credit transaction with client, when client's identifier of the transactional cards of utilizing described card handling part to read is consistent with client's identifier in being kept at described storage part, the bank note containing that deposits in is refused in the outbound described.

Thus, the present invention can access following effect: even if be mixed with the damaged coin that can't differentiate in sales money, this damaged coin that can't differentiate can not be reused yet and pay to client, therefore can eliminate the uneasiness of the storekeeper in snacks shop to the deposit of sales money.

Description of drawings

Fig. 1 is the block diagram of the automatic trading apparatus of expression embodiment 1.

Fig. 2 is the key diagram of outward appearance of the automatic trading apparatus of expression embodiment 1.

Fig. 3 is the schematic side view that the inside of the paper money deposit and withdrawal portion of expression embodiment 1 constitutes.

Fig. 4 is the process flow diagram that the sales money deposit in the credit transaction of expression embodiment 1 is handled.

Fig. 5 is the process flow diagram that the sales money deposit in the credit transaction of expression embodiment 2 is handled.

Whether again Fig. 6 is the key diagram of the demonstration example of the selection picture of utilization of expression embodiment 2.

Fig. 7 is the process flow diagram that the sales money deposit in the credit transaction of expression embodiment 3 is handled.

Fig. 8 is the process flow diagram that the sales money deposit in the credit transaction of expression embodiment 3 is handled.

Fig. 9 is the key diagram whether separately deposit of expression embodiment 3 selects the demonstration example of picture.

Figure 10 is that the bank note that utilizes again of expression embodiment 3 is put into the key diagram of the demonstration example of picture.

Figure 11 is the key diagram that the amount of money is confirmed the demonstration example of picture of putting into of expression embodiment 3.

Figure 12 is the non-key diagram that utilizes bank note to put into the demonstration example of picture of expression embodiment 3.

Symbol description among the figure

1: automatic trading apparatus; 2: main frame; 3: communication line; 5: control part; 6: storage part; 7: display part; 8: input part; 9: the card handling part; 9a: card insert opening; 10: paper money deposit and withdrawal portion; 10a: depositing and drawing port; 11: the bill recording portion; 12: power supply unit; 14,14a～14g: carry the road; 15: discriminating portion; 16: temporary transient reserve part; 17,17a～17c: bank note containing storehouse; 18: refuse an outbound.

Embodiment

Below, the embodiment to automatic trading apparatus of the present invention describes with reference to accompanying drawing.

(embodiment 1)

In Fig. 1, Fig. 2, the 1st, automatic trading apparatus, the reserved area etc. that it is arranged on the automatic vending machine in snacks shops such as department store, bookstore or convenience store, have can be automatically and the storekeeper in snacks shop or common user between carry out the function of the transaction processing of bank note.

2 are arranged on the main frame of stage arrangement in the conduct at financial institution center, it is connected with automatic trading apparatus 1 in being arranged on the snacks shop via communication lines such as dedicated line or telephone line 3, this main frame 2 is corresponding with client ID, possess the accounts information such as number of the account of clients account and the account that Customer Informations such as password, account balance come management of consumer thereof, described client ID is as the client's identifier that is used for discerning individually as the account person's of offering storekeeper and common user (they are generically and collectively referred to as client).

The 5th, the control part of automatic trading apparatus 1, it is connected with main frame 2 via communication line 3, and each one in the automatic trading apparatus 1 is controlled, and carries out transaction processing such as the credit transaction and the transaction of withdrawing the money etc., control data communication simultaneously etc.

The 6th, the storage part of automatic trading apparatus 1, it preserves result of control part 5 performed program, the various data of using and control part 5 etc. in this program.

The 7th, display part, it possesses display frames such as LCD or CRT, has the function that the demonstration deposit is selected the input picture of picture, the amount of money of withdrawing the money etc. and the guide picture of transaction etc.

The 8th, input part, it is made of enter key 8a such as numerical key and the touch panel 8b that is located in the display frame, the input of the selection that is used for concluding the business for client, the affirmation of transaction content and dealing money etc.

The 9th, the card handling part, it has the function of clients' such as the possessory client ID of the expression transactional cards of reading and recording the magnetic stripe of transactional cards such as the client's who inserts from card insert opening 9a cash card or credit card or IC chip etc. and financial institution's title, number of the account card informations such as accounts information, and has the receipt printer of printing transaction content etc. on detail form etc. etc.

The 10th, paper money deposit and withdrawal portion, it possesses formation shown in Figure 3, and has following function: accept the bank note that client puts into by depositing and drawing port 10a when credit transaction etc., it is differentiated and counts and take in according to each face amount; Pay client's bank note and counting in derivation such as whens transaction of withdrawing the money, and consign to client from depositing and drawing port 10a discharge.

The 11st, the bill recording portion, it possesses the bill printer with the function that prints on paper in bills such as coil papers, and its printing is the resume of the transaction processing between record automatic trading apparatus 1 and the client or the resume of the business processing that the keeper carries out etc. also.

The 12nd, power supply unit, its outside from automatic trading apparatus 1 is supplied to electric power, and the control part 5 and the storage part 6 of automatic trading apparatus 1 waited each constitution equipment supply capability.

In Fig. 3, depositing and drawing port 10a has: separating mechanism, and it accepts the bank note that client puts into, and this bank note is separated one by one and to carrying road 14a to derive; And collecting mechanism, it is collected by withdraw the money bank note or the return bank note etc. that consign to client of carrying road 14b to transport.

The 15th, discriminating portion, it has the function of carrying out by various discriminatings such as the true and false of the bank note of carrying road 14a or 14c to transport or intact damage, face amount and overlapping conveying, conveying such as continuous, crooked are unusual, and this identification result is sent to control part 5.

The 16th, temporary transient reserve part, being the bank note that will put into depositing and drawing port 10a in credit transaction differentiates to genuine note and differentiates to the bank note face amount that can be taken into processing and how all to collect and carry out temporarily stored collection unit through discriminating portion 15, have separation collection mechanism, this separation collection mechanism is collected and is separated one by one by the bank note of carrying road 14c to transport from discriminating portion 15 and with temporarily stored bank note and to carrying road 14c to derive.

The 17th, the bank note containing storehouse, it is the collecting storage facility of taking in the bank note that is used to withdraw the money and/or the bank note that deposits in by each face amount, have separation collection mechanism, this separation collection mechanism is collected by the bank note of carrying road 14d to transport and is taken in and the bank note of taking in separated one by one and to carrying road 14d to derive.

The bank note containing storehouse 17 of present embodiment is provided with three bank note containing storehouse 17a～17c, bank note containing storehouse 17a, 17b set for by each face amount take in the bank note that is used for utilizing again, for example 10,000 Japanese yen paper currencies (are called ten thousand yuan of certificates.Also identical in other bank note), thousand yuan of certificates, bank note containing storehouse 17c sets for to take in and is not used in the bank note that utilizes, for example 5,000 certificates, 2,000 certificates again.

The 18th, refuse an outbound, be take in when transaction of withdrawing the money etc. from bank note containing storehouse 17a, 17b to carrying road 14d to derive, and by carrying road 14e, 14a in the bank note that discriminating portion 15 carries, differentiated to the damaged coin that is not suitable for utilizing again by discriminating portion 15 or the collecting storage facility of refusing to pay bank note when carrying unusual withdrawing the money, have collecting mechanism, this collecting mechanism is collected by the bank note of carrying road 14c, 14f, 14g to transport.

In the storage part 6 of above-mentioned automatic trading apparatus 1, preserve the professional executive routine that on common transaction processing program, has appended application program with function that execution handles with the sales money deposit of Fig. 4 explanation etc. in advance, thereby described common transaction processing program have the input of accepting the transaction business that client selects and based on this input and main frame 2 communicates with one another and client between the function of the various transaction processing business of execution, form each functional unit of the automatic trading apparatus 1 of present embodiment by the step of the performed professional executive routine of control part 5.

Common clearing square tube reason program is installed in above-mentioned main frame 2, thereby this clearing square tube reason program has and automatic trading apparatus 1 the function that depositing and withdrawing of authenticate himself or clients account managed etc. that communicates with one another, and forms each functional unit of the main frame 2 of present embodiment by the step of the performed clearing square tubes reason program of main frame 2.

In the storage part 6 of above-mentioned automatic trading apparatus 1, guarantee in advance: be taken into the number counting region, it is used for the number that is taken into of each face amount of bank note that is collected in temporary transient reserve part 16 is at par counted; And take in the number counting region, it is used for the bank note that is accommodated in each bank note containing storehouse 17 is counted by the number of taking in each bank note containing storehouse.

And, in storage part 6, preserve snacks shop storekeeper's client ID in advance, and preestablish and preserve and take in bank note setting table, this is taken in bank note setting table and has specified the face amount that is accommodated in the bank note in each bank note containing storehouse 17 and be accommodated in the classification of refusing the bank note in the outbound 18.

Be set at taking in the bank note setting table of present embodiment: bank note containing storehouse 17a takes in ten thousand yuan of certificates, bank note containing storehouse 17b takes in thousand yuan of certificates, bank note containing storehouse 17c takes in 5,000 certificates and 2,000 certificates, refuses outbound 18 except taking in and refuses to pay the bank note that the storekeeper that also takes in the snacks shop the bank note deposits in.

Below, use process flow diagram shown in Figure 4, the deposit of the sales money in the credit transaction of present embodiment is handled describing according to the step shown in the S.

When connecting the power supply of automatic trading apparatus 1, wait each constitution equipment supply capability from 12 pairs of control parts 15 of power supply unit and storage part 6, thereby automatically start the professional executive routine that is kept in the storage part 6.

S1: when starting professional executive routine, the control part 5 of automatic trading apparatus 1 shows transaction selection picture and standby by professional executive routine in the display frame of display part 7.

Select screen displayed to have in transaction: to be used for the transaction selection key that " deposit " button of credit transaction, " transferring accounts " button etc. of being used to withdraw the money " withdrawing the money " button of concluding the business and being used for money transfer transactions are used for option dealing.

In the present embodiment, client selects credit transaction, by touch panel 8b selection " deposit " button of input part 8.

Control part 5 is a credit transaction by identify the transaction that client selects from touch panel 8b output signal etc., and the number that is taken into of each face amount that is taken into the number counting region of storage part 6 is initialized as " 0 " respectively and transfers to step S2.

S2, the transaction that identifies client's selection is the control part 5 of credit transaction, display card inserts picture and transfers to step S3 in the display frame of display part 7, the statement of the meaning of this card insertion picture display alarm insertion transactional cards etc.

S3: display card inserts the control part 5 behind the picture, while the output signal standby that monitors not shown insertion detecting sensor, this inserts detecting sensor, be used to detect the card insert opening 9a whether client has inserted transactional cards card handling part 9, when inserting detecting sensor and detect the insertion of transactional cards, by card information such as the client ID of card handling part 9 reading and recording in transactional cards, client's number of the account and transfer to step S4.

Inserting under the situation of insertion that detecting sensor do not detect transactional cards, return step S2, on one side display card insert picture and continue standby by step S2, S3 on one side.

S4: read the control part 5 of card information, the card information that reads is kept in the storage part 6, and carried out the processing that communicates with one another that account is confirmed according to the card information that reads.

That is, control part 5 is made the additional account affirmation request that the card information that reads is arranged, and will confirm that via communication line 3 request sends to main frame 2 account.

Receive the main frame 2 of account affirmation request, confirm the client ID retrieval Customer Information of the card information of request according to account, and there is client's account in affirmation in this Customer Information, make the affirmation result notification of the meaning of the account existence of representing client, and will confirm that via communication line 3 result notification sends to the automatic trading apparatus 1 in transmission source.

Receive the confirmation the control part 5 of the automatic trading apparatus 1 of result notification, finish to communicate with one another and handle and transfer to step S5.

In addition, under the situation of the affirmation result notification that receives the non-existent meaning of account of representing client, control part 5 shows the statement of representing this meaning in the display frame of display part 7, and transactional cards discharged and finish credit transaction and handle from card insert opening 9a, and return step S1, show transaction selection picture and standby.

S5: recognize the control part 5 that client's account exists by confirming result notification, demonstration bank note is put into picture in the display frame of display part 7, and the gate of the depositing and drawing port 10a of open paper money deposit and withdrawal portion 10 and transfer to step S6, this bank note is put into the statement etc. that the picture display alarm is put into the meaning of bank note.

S6: demonstration bank note is put into the control part 5 of picture, wait is located at not shown on the depositing and drawing port 10a and puts into detecting sensor and detect client bank note is put into depositing and drawing port 10a and standby, putting into after detecting sensor detects putting into of bank note, when confirming to have passed through official hour, be judged to be and put into bank note and transferred to step S7.

Putting under the situation about putting into that detecting sensor do not detect bank note, return step S5, put into picture and pass through step S5, S6 and continue standby while show bank note.

S7: judge the control part 5 of having put into bank note, close the gate of depositing and drawing port 10a and carry out bank note and be taken into processing.

Promptly, control part 5, to put into bank note from depositing and drawing port 10a separates one by one and derives, by carrying road 14a to be transported to discriminating portion 15 and utilizing discriminating portion 15 to differentiate the face amount, the true and false etc. of these bank note, when identification result is genuine note, no matter face amount is how all by carrying road 14c that this bank note is transported to temporary transient reserve part 16 and collect, on the sum of this face amount that is taken into the number counting region of storage part 6, add " 1 " according to identification result thus upgrade the number that is taken into of this face amount.

In this case, when identification result be counterfeit money or foreign bank note, in the time of can't differentiating the deposits such as bank note of face amount refuse to deposit bank note the time, for this bank note is returned to client, by carrying road 14c, 14b this bank note is transported to depositing and drawing port 10a and collection, thereby returns to client.

And then, when derive from depositing and drawing port 10a put into bank note and no longer exist the time, control part 5 judges that bank note are taken into processing and finish and transfer to step S8.

S8: judge the control part 5 that is taken into after processing finishes, read storage part 6 each face amount that is taken into the number counting region be taken into number, and show that amount deposited confirms picture, confirm that in this amount deposited screen displayed has: being taken into amount deposited that number calculates, being used to indicate " affirmations " button of confirming amount deposited and being used to indicate " cancellation " button of ending the bank note that credit transaction and return be taken into according to each face amount.

Client selects by the touch panel 8b of input part 8, selects " affirmations " button when amount deposited is confirmed in indication, when owing to refuse to deposit reasons such as bank note etc. is more selection " cancellation " button when indicating the termination credit transaction.

S9: when client selected " affirmation " button, control part 5 is judged to be to have been confirmed amount deposited and has transferred to step S12.

When client selects " cancellation " button, be judged to be and return the bank note that is taken into and transfer to step S10.

S10: be judged to be the control part 5 that credit transaction is ended, the bank note of the bank note that execution return client puts into is returned and is handled.

That is, control part 5 will be collected in that bank note in the temporary transient reserve part 16 is derived and by carrying road 14b to be transported to depositing and drawing port 10a and collect, and transfers to step S11 after all being collected in depositing and drawing port 10a confirming to be taken into all bank note in the temporary transient reserve part 16.

S11: after the bank note that will return to client is collected the end of job of depositing and drawing port 10a, control part 5 display alarm in the display frame of display part 7 is collected the statement of the meaning of bank note and transactional cards, at the gate with transactional cards open access money mouth 10a in the card insert opening 9a discharge of card handling part 9.

Then, after confirming that client has collected bank note and transactional cards, control part 5 is closed the gate of depositing and drawing port 10a and is judged that credit transaction finishes, and transfers to step S17.

S12: after amount deposited has been confirmed in judgement, control part 5 is read the storekeeper's who is kept in the storage part 6 client ID and card information and is compared, when the client ID of storage part 6 is consistent with the client ID of card information, judge this client be provided with automatic trading apparatus 1 the snacks shop the storekeeper and transfer to step S14.

When the client ID of the client ID of storage part 6 and card information is inconsistent, judge that this client is for common user and transfer to step S13.

S13: after judging that common user has confirmed amount deposited, the bank note that 5 couples of users of control part deposit in is carried out bank note containing and is handled.

Promptly, control part 5, to be collected in that bank note in the temporary transient reserve part 16 is derived and by carrying road 14c to be transported to discriminating portion 15, according to the face amount of utilizing discriminating portion 15 to identify, the bank note setting of taking in reference to storage part 6 (for example shows to determine the appointed bank note containing storehouse 17 of taking in the destination of this face amount, if the bank note of differentiating is thousand yuan of certificates then is bank note containing storehouse 17b), by carrying road 14a, 14e, 14d is transported to this bank note the bank note containing storehouse 17 of taking in the destination and takes in this bank note, and on the sum in the bank note containing storehouse 17 of taking in the destination of taking in the number counting region of storage part 16, add " 1 ", thereby upgrade the number of taking in this bank note containing storehouse 17.

And then, confirming that bank note with temporary transient reserve part 16 transfers to step S15 after all being received into bank note containing storehouse 17 by each face amount.

S14: after the storekeeper who judges the snacks shop had confirmed amount deposited, the bank note that the storekeeper in 5 pairs of snacks shops of control part deposits in carries out bank note containing to be handled.

Promptly, control part 5, with reference to storage part 6 take in bank note setting table, the destination of taking in of the bank note that the storekeeper in snacks shop is deposited in is defined as refusing an outbound 18, will be collected in that bank note in the temporary transient reserve part 16 is derived and take in by carrying road 14c, 14f, 14g to be transported to refuse an outbound 18.

And then, transfer to step S15 after refusing in the outbound 18 confirming that bank note with temporary transient reserve part 16 all is accommodated in.

S15: taking in after processing finishes of the bank note that deposits in, the information that control part 5 will write transactional cards sends to card handling part 9 and writes transactional cards, to send to card handling part 9 to the information of the transaction content of printing on the detail form and be printed on the detail form, display alarm is collected the statement of the meaning of detail form and transactional cards in the display frame of display part 7, transactional cards and detail form are discharged from the card insert opening 9a that blocks handling part 9, confirming that client transfers to step S16 after having collected transactional cards and detail form.

S16: confirm to have collected after the transactional cards etc., control part 5, in order to carry out the processing that communicates with one another with the credit transaction of main frame 2, the transaction text that via communication line 3 amount deposited confirmed etc. is added in the card information of the transactional cards that is stored in storage part 6 sends to main frame 2, judges that credit transaction finishes also to transfer to step S17.

In this case, receive the main frame 2 of transaction text, retrieve Customer Information and the account of this Customer Information is added the amount deposited of affirmation, upgrade the account balance of Customer Information according to card information.

S17: after judging that credit transaction finishes, control part 5 sends to the transaction record information of transaction content bill recording portion 11 and is printed on bill with on the paper, finishes credit transaction, returns step S1, and showing concludes the business selects picture and standby.

Sales money deposit in the credit transaction of execution present embodiment is handled like this.

As mentioned above, in the sales money deposit of present embodiment is handled, storekeeper in the snacks shop that is provided with automatic trading apparatus 1 carries out under the situation of credit transaction, because the sales money that deposits in all is accommodated in refusing in the outbound 18 of not carrying out utilizing again, even if therefore in sales money, be mixed with and differentiate damaged coin, this can't differentiate that damaged coin can not be reused yet and pay to client, therefore can eliminate the uneasiness of the storekeeper in snacks shop to the deposit of sales money, and do not need to comprise the differentiation operation of the damaged coin that is not suitable for utilizing again etc. of the damaged coin that can't differentiate, thereby can alleviate storekeeper or cashier's etc. burden.

This situation can be guaranteed under the situation of financial institution to the automatic trading apparatus in the snacks shop in the zone of the rapid property of the processing of automatic trading apparatus being arranged on metropolis etc., is effective especially.

And, common ten thousand yuan of certificates are not as small change, and comprise ten thousand yuan of more certificates in the sales money, therefore when utilizing again if sales money is accommodated in the bank note containing storehouse 17, producing the bank note containing storehouse 17a that takes in ten thousand yuan of certificates sometimes fills, thereby have to stop the situation of common user's credit transaction, for fear of this situation, it also is effective that the sales money of present embodiment deposit is handled.

As described above, in the present embodiment, storekeeper in the snacks shop that automatic trading apparatus is set carries out under the situation of credit transaction, when judging that by the card information of transactional cards this client is the storekeeper in snacks shop, the bank note that deposits in all is accommodated in refuses in the outbound, even if therefore be mixed with in sales money and can't differentiate damaged coin, this can't differentiate that damaged coin can not be reused yet and pay to client, can eliminate the uneasiness of the storekeeper in snacks shop to the deposit of sales money.

(embodiment 2)

In the explanation of present embodiment, to the identical symbol of the part mark identical and omit its explanation with the foregoing description 1.

In the storage part 6 of the automatic trading apparatus 1 of present embodiment, preserve the professional executive routine that has the application program etc. of the function that execution handles with the sales money deposit of Fig. 5 explanation with the foregoing description 1 identical on common transaction processing program, having appended in advance, by the step of the performed professional executive routine of control part 5, form each functional unit of the automatic trading apparatus 1 of present embodiment.

The common clearing square tube reason program identical with the foregoing description 1 is installed in the main frame 2 of present embodiment,, forms each functional unit of the main frame 2 of present embodiment by the step of the performed clearing square tubes reason program of main frame 2.

In the storage part 6 of the automatic trading apparatus 1 of present embodiment, guarantee in advance and the foregoing description 1 identical being taken into the number counting region and taking in the number counting region.

And, in storage part 6, preserve snacks shop storekeeper's client ID in advance, and preestablish and preserve identical with the foregoing description 1 bank note setting table of taking in.

Taking in the bank note setting table of present embodiment, the face amount that is accommodated in the bank note in each bank note containing storehouse 17 is set for identical with the foregoing description 1, refuses an outbound 18 and sets for except taking in and refuse to pay the storekeeper who also takes in the bank note when the snacks shop and select the bank note that deposits in when not needing to utilize again.

Below, use process flow diagram shown in Figure 5, the deposit of the sales money in the credit transaction of present embodiment is handled describing according to the step shown in the SA.

Because the action of the SA1～SA11 of present embodiment, identical with the action of the step S1～S11 of the foregoing description 1, therefore omit its explanation.

SA12: after amount deposited has been confirmed in judgement, identical with the step S12 of the foregoing description 1, the storekeeper's of 5 pairs of storage parts 6 of control part the client ID and the client ID of card information compare, when the client ID of the client ID of storage part 6 and card information is consistent, judge this client be provided with automatic trading apparatus 1 the snacks shop the storekeeper and transfer to step SA13.

When the client ID of the client ID of storage part 6 and card information is inconsistent, judge that client is for common user and transfer to step SA15.

SA13: after the storekeeper who judges the snacks shop had confirmed amount deposited, control part 5 showed the selection picture that whether utilizes again shown in Figure 6 that is used to select to utilize whether again the bank note that deposits in the display frame of display part 7.

The selection screen displayed of utilizing again whether has: the expression inquiry whether utilize again the meaning of the bank note that deposits in statement, the "Yes" button that is used to select to utilize again, be used to select not need the "No" button that utilizes again and be used to indicate " cancellation " button of ending credit transaction and returning bank note etc.

The storekeeper in snacks shop selects by the touch panel 8b of input part 8, select the "Yes" button when (be called and utilize bank note again) when depositing the bank note that is used for utilizing again that separates in advance in, select the "No" button when depositing in when the damaged coin that is not suitable for utilizing again that separates in advance etc. is not used in the bank note (being called the non-bank note that utilizes) that utilizes again or deposits the bank note of undivided sales money in, when credit transaction is ended in indication, select " cancellation " button.

SA14: when client selected the "Yes" button, control part 5 judged that the storekeeper in snacks shop has selected to utilize and to transfer to step SA15 again.

When client selects the "No" button, judge that the storekeeper in snacks shop has selected not need to utilize and transfer to step SA16.

In addition, when the storekeeper when the snacks shop had selected " cancellation " button, control part 5 was judged the termination credit transaction and is transferred to step SA10, carries out bank note by step SA10, SA11 and returns processing.

SA15: after judging that common user has confirmed that the storekeeper in amount deposited or snacks shop need to have selected to utilize again, identical with the step S13 of the foregoing description 1, control part 5 is carried out the bank note that will deposit in and is handled by the bank note containing that each face amount is received into bank note containing storehouse 17.

SA16: identical with the step S14 of the foregoing description 1 after the storekeeper who judges the snacks shop has confirmed amount deposited and do not need to have selected to utilize again, control part 5 is carried out bank note containing that snacks shop storekeeper is deposited in to the bank note containing processing of refusing an outbound 18.

Because the action of step SA17～SA19 after this is identical with the action of the step S15～S17 of the foregoing description 1, therefore omit its explanation.

As mentioned above, in the sales money deposit of present embodiment is handled, storekeeper in the snacks shop that is provided with automatic trading apparatus 1 carries out under the situation of credit transaction, the bank note that can whether be used for credit transaction again according to storekeeper's meaning decision, when the storekeeper selects not need to utilize the bank note that deposits in again, identical with the foregoing description 1, the sales money that deposits in all is accommodated in refusing in the outbound 18 of not carrying out utilizing again, even if therefore in sales money, be mixed with the damaged coin that to differentiate, this the damaged coin that can't differentiate can not be reused yet and pay to client, therefore can eliminate the uneasiness of the storekeeper in snacks shop to the deposit of sales money, and do not need the damaged coin that is not suitable for utilizing again that comprises the damaged coin that can't differentiate etc. is distinguished operation, therefore can alleviate storekeeper or cashier's etc. burden.

And, because when the storekeeper selects to utilize the bank note that deposits in again, with the bank note containing that deposits in each bank note containing storehouse 17, therefore identical with common credit transaction, can utilize the storekeeper in snacks shop to wait the bank note that can utilize again separately again, can enlarge arrival and withdraw the money the bank note deficiency time interval before, can realize reducing the additional number of times and the recovered frequency of bank note.

This situation under being arranged on the situations of financial institution to the automatic trading apparatus in the snacks shop in the zone of the rapid property shortcoming of the processing of automatic trading apparatus such as local city, town, village, is effective especially.

In addition, in the present embodiment, illustrated that the non-bank note that utilizes is the damaged coin that is not suitable for utilizing again that separates in advance, still, the non-bank note that utilizes is not limited to the above-mentioned damaged coin that is not suitable for utilizing again, also can comprise the bank note that can utilize again.

For example, when the bank note containing storehouse 17b that takes in thousand yuan of certificates when filling state, thousand yuan of certificates that can not utilize again are as utilizing bank note to put into but put into as the non-bank note that utilizes again, the chance that common thousand yuan of certificates use as withdrawing the money the withdrawing the money bank note of transaction is few, if with thousand yuan of a large amount of certificates of comprising in the sales money as utilizing bank note to put into again, the bank note containing storehouse 17b that then takes in thousand yuan of certificates fills, thereby produces the situation of the credit transaction have to stop common user.

And, as explanation in the foregoing description 1, owing to comprise ten thousand yuan of more certificates in the sales money, when therefore utilizing these ten thousand yuan of certificates again, the bank note containing storehouse 17a that then takes in ten thousand yuan of certificates fills, thereby produces the situation of the credit transaction have to stop common user.

Owing in the sales money deposit of present embodiment is handled, can determine whether utilizing again the bank note that is used for credit transaction according to snacks shop storekeeper's the meaning, therefore can easily avoid above-mentioned situation.

As described above, in the present embodiment, except the effect identical with the foregoing description 1, when the storekeeper in the snacks shop that automatic trading apparatus is set carries out credit transaction, demonstration can select to utilize whether again the selection picture that whether utilizes again of the bank note that deposits in, when having selected to utilize again with the bank note containing that deposits in the bank note containing storehouse, therefore identical with common credit transaction, can utilize the storekeeper in snacks shop to wait the bank note that can utilize again separately again, thereby can enlarge the time interval that arrives before the bank note deficiency of withdrawing the money, can realize reducing the additional number of times and the recovered frequency of bank note.

(embodiment 3)

In the explanation of present embodiment, to the identical symbol of the part mark identical and omit its explanation with the foregoing description 1 and embodiment 2.

In the storage part 6 of the automatic trading apparatus 1 of present embodiment, preserve the professional executive routine that has the application program of carrying out the function of handling with the sales money deposit of Fig. 7, Fig. 8 explanation etc. with the foregoing description 1 identical on common transaction processing program, having appended in advance, form each functional unit of the automatic trading apparatus 1 of present embodiment by the step of the performed professional executive routine of control part 5.

And, in storage part 6, preserve the storekeeper's in snacks shop client ID in advance, and preestablish and preserve identical with the foregoing description 1 bank note setting table of taking in.

Taking in the bank note setting table of present embodiment, the face amount that is accommodated in the bank note in each bank note containing storehouse 17 is configured to identical with the foregoing description 1, refuses an outbound 18 and sets for except taking in to refuse to pay and also take in the bank note when the storekeeper in snacks shop selects not need to utilize again and be not used in the bank note that deposits in when withdraw the money non-utilizes bank note putting into.

Below, use Fig. 7, process flow diagram shown in Figure 8, the sales money deposit of the credit transaction of present embodiment is handled describing according to the step shown in SB, the SC.

Because the action of the step SB1～SB4 of present embodiment is identical with the action of the step S1～S4 of the foregoing description 1, therefore omit its explanation.

SB5: after the account that identifies client by the affirmation result notification exists, identical with the step S12 of the foregoing description 1, the storekeeper's of 5 pairs of storage parts 6 of control part the client ID and the client ID of card information compare, when the client ID of the client ID of storage part 6 and card information is consistent, judge this client be provided with automatic trading apparatus 1 the snacks shop the storekeeper and transfer to step SB6.

When the client ID of the client ID of storage part 6 and card information is inconsistent, judge that this client is for common user and transfer to step SB8.

SB6: judge this client be the storekeeper in snacks shop of automatic trading apparatus 1 is set after, control part 5 shows the selection that the opens into picture that whether divides shown in Figure 9 in the display frame of display part 7, whether this picture is used to select the bank note that deposits in is divided into the bank note (utilizing bank note again) that is used for utilizing again and is not used in the bank note (the non-bank note that utilizes) that utilizes again put into (being called branch opens into).

Divide the selection screen displayed that opens into whether: whether expression inquiry divides statement, the "Yes" button that is used to select needs to divide and opens into of the meaning that opens into, " cancellation " button etc. that is used to select not need to divide the "No" button that opens into and is used to indicate the termination credit transaction.

The storekeeper in snacks shop selects by the touch panel 8b of input part 8, selects the "Yes" button when opening into when dividing, and selects the "No" button when opening into when not dividing, and selects " cancellation " button when credit transaction is ended in indication.

SB7: when client selected the "Yes" button, control part 5 judged that the storekeeper in snacks shop divides the step SC1 that opens into and transfer to Fig. 8 via tie point C.

When client selected the "No" button, the storekeeper who judges the snacks shop did not divide and opens into and transfer to step SB8.

In addition, when the storekeeper in snacks shop selects " cancellation " button, control part 5 is judged the termination credit transaction and is transferred to step SB22, and the transaction record information of transaction content is printed on bill with on the paper and finish credit transaction by bill recording portion 11, return step SB1, show transaction selection picture and standby.

SB8: after judging that client opens into for common user or the storekeeper that judges the snacks shop do not divide, identical with the step S5 of the foregoing description 1, control part 5 shows that in display part 7 bank note puts into picture, and the gate of the depositing and drawing port 10a of open paper money deposit and withdrawal portion 10 is also transferred to step SB9.

Because the action of step SB9～SB22 after this is identical with the action of the step SA6～SA19 of the foregoing description 2, therefore omit its explanation.

SC1: divide the storekeeper who judges the snacks shop to open into, after the step SB7 of Fig. 7 shifts via tie point C, control part 5 shows that in the display frame of display part 7 bank note that utilizes again shown in Figure 10 puts into picture, and open the depositing and drawing port 10a of paper money deposit and withdrawal portion 10 and transfer to step SC2, the described bank note that utilizes is again put into picture, and display alarm is put into the statement of the meaning of utilizing bank note again and is used to indicate " cancellation " button of ending credit transaction etc.

SC2: utilize again after bank note puts into picture showing, control part 5 waits for that be located at depositing and drawing port 10a not shown put into detecting sensor and detect the storekeeper bank note is put into depositing and drawing port 10a and standby, putting into after detecting sensor detects putting into of bank note, when confirming to have passed through official hour, be judged to be and put into bank note and transferred to step SC3.

Do not detect under the situation that bank note puts into putting into detecting sensor, return step SC1, put into picture and pass through step SC1, SC2 and continue standby while show bank note.

In addition, when the storekeeper has selected " cancellation " button in during above-mentioned standby, control part 5 is judged the credit transaction termination and is transferred to the step SB22 of Fig. 7, utilize bill recording portion 11 that the transaction record information of transaction content is printed on bill with on the paper and finish credit transaction, return step SB1, show transaction selection picture and standby.

SC3: identical with the step S7 of the foregoing description 1 after bank note has been put in judgement, control part 5 is carried out the bank note that utilizes bank note to collect temporary transient reserve part 16 again that will put into and is taken into processing.

SC4: utilize being taken into after processing finishes of bank note again judging, identical with the step S8 of the foregoing description, control part 5 shows that the amount of money of putting into that Figure 11 represent confirms picture, puts into the amount of money at this and confirms screen displayed: according to each face amount be taken into that number calculates put into the amount of money, be used to indicate and confirm to put into " affirmations " button of the amount of money and be used to indicate " cancellation " button of ending the bank note that credit transaction and return be taken into.

Client selects by the touch panel 8b of input part 8, selects " affirmation " button when indication is confirmed to put into the amount of money, selects " cancellation " button when credit transaction is ended in indication.

SC5: when the storekeeper selected " affirmation " button, control part 5 judgements had confirmed to utilize putting into the amount of money and transferring to step SC6 of bank note again.

When client has selected " cancellation " button, judge to return be taken into utilize bank note again, and transfer to the step SB13 of Fig. 7 via tie point D, carry out bank note by step SB13, SB14 and return and handle.

SC6: judging that the storekeeper has confirmed to utilize putting into after the amount of money of bank note again, identical with the step S13 of the foregoing description 1, control part 5 is carried out the bank note that utilizes again that will deposit in and is handled by the bank note containing that each face amount is received into bank note containing storehouse 17.

SC7: will utilize again bank note containing in bank note containing storehouse 17 after, control part 5 shows that in the display frame of display part 7 the non-bank note that utilizes shown in Figure 12 puts into picture, the gate of the depositing and drawing port 10a of open paper money deposit and withdrawal portion 10 is also transferred to step SC8, and this is non-to utilize bank note to put into picture to show: " cancellation " button etc. that expression is reminded the statement of putting into the non-meaning of utilizing bank note and is used to end credit transaction.

SC8: showing non-the utilization after bank note puts into picture, control part 5 waits for that storekeepers select " cancellation " buttons and standby when the storekeeper has selected " cancellation " button, is transferred to step SC10.When storekeeper's non-selected " cancellation " button, transfer to step SC9.

SC9: showing non-the utilization after bank note puts into picture, control part 5 waits for that be located at depositing and drawing port 10a not shown put into detecting sensor and detect the storekeeper bank note is put into depositing and drawing port 10a and standby, putting into after detecting sensor detects putting into of bank note, and when confirming to have passed through official hour, be judged to be and put into bank note and transferred to step SC11.

Do not detect under the situation that bank note puts into putting into detecting sensor, return step SC7, put into that picture passes through step SC7, SC8, SC9 continues standby while show the non-bank note that utilizes.

SC10: confirm to utilize again bank note deposit the amount of money in after judge the termination credit transaction, control part 5 will send to card handling part 9 to the information that transactional cards writes and write transactional cards, the information of the transaction content that utilizes bank note again that will print to detail form sends to card handling part 9 and is printed on the detail form, display alarm is collected the statement of the meaning of detail form and transactional cards in the display frame of display part 7, transactional cards and detail form are discharged from the card insert opening 9a that blocks handling part 9, confirming that the storekeeper transfers to step SC16 after having collected transactional cards and detail form.

SC11: identical with the step S7 of the foregoing description 1 after bank note has been put in judgement, control part 5 is carried out the non-bank note that utilizes bank note to collect temporary transient reserve part 16 that will put into and is taken into processing.

SC12: judging non-being taken into after processing finishes of bank note utilized, identical with the step S8 of the foregoing description 1, control part 5 shows that the amount of money of putting into shown in Figure 11 confirms picture, puts into the amount of money at this and confirms screen displayed: according to each face amount be taken into that number calculates put into the amount of money, be used to indicate and confirm to put into " affirmations " button of the amount of money and be used to indicate " cancellation " button of ending the bank note that credit transaction and return be taken into.

SC13: when the storekeeper had selected " affirmation " button, non-the putting into the amount of money and transferring to step SC17 of bank note of utilizing confirmed in control part 5 judgements.

When client has selected " cancellation " button, judge that returning be taken into non-utilizes bank note and transfer to step SC14.

SC14: put into non-judge that credit transaction is ended after utilizing bank note after, identical with the step S10 of the foregoing description 1, control part 5 is carried out bank note that return that storekeepers put into non-utilize bank note and is returned and handle.

SC15: will return to the storekeeper non-utilize bank note to collect depositing and drawing port 10a to finish after, control part 5, to send to card handling part 9 to the information that transactional cards writes and write transactional cards, to send to card handling part 9 to the information of the transaction content of printing on the detail form that utilizes bank note again and be printed on the detail form, display alarm is collected the statement of the meaning of detail form and transactional cards in the display frame of display part 7, transactional cards and detail form are discharged from the card insert opening 9a that blocks handling part 9, simultaneously the gate of open access money mouth 10a.

Then, after confirming that the storekeeper has collected transactional cards and detail form, control part 5 is closed the gate of depositing and drawing port 10a and is transferred to step SC16.

SC16: after confirming to have collected transactional cards etc., in order to carry out the processing that communicates with one another with the credit transaction of main frame 2, control part 5, the transaction text that via communication line 3 amount deposited of utilizing bank note again confirmed etc. is added in the card information of the transactional cards that is stored in storage part 6 sends to main frame 2, judge that credit transaction finishes, and transfer to the step SB22 of Fig. 7 via tie point E, by bill recording portion 11 the transaction record information of transaction content is printed on bill with on the paper and finish credit transaction, return step SB1, show transaction selection picture and standby.

In this case, receive the main frame 2 of transaction text, retrieve Customer Information and on the account of this storekeeper's Customer Information, add the amount deposited of utilizing bank note again of affirmation, thereby upgrade the account balance of Customer Information according to card information.

SC17: confirmed non-the putting into after the amount of money of bank note utilized the storekeeper who judges the snacks shop, identical with the step S14 of the foregoing description 1, control part 5 is carried out the non-bank note containing that utilizes that snacks shop storekeeper is deposited in and is handled to the bank note containing of refusing an outbound 18.

SC18: non-ly utilize the taking in after the processing of bank note what finish to deposit in, control part 5 will send to card handling part 9 to the information that transactional cards writes and write transactional cards, to utilize bank note and the non-information of utilizing the transaction content of bank note to send to card handling part 9 again and be printed on the detail form to what detail form was printed, display alarm is collected the statement of the meaning of detail form and transactional cards in the display frame of display part 7, transactional cards and detail form are discharged from the card insert opening 9a that blocks handling part 9, confirming that client transfers to step SC19 after having collected transactional cards and detail form.

SC19: after confirming to have collected transactional cards etc., in order to carry out the processing that communicates with one another with the credit transaction of main frame 2, control part 5 sends to main frame 2 via the transaction text that communication line 3 adds the card information of the transactional cards that is stored in storage part 6 to such as the Amount in Total of utilizing bank note and the non-amount deposited of utilizing bank note again confirmed, judge that credit transaction finishes, and transfer to the step SB22 of Fig. 7 via tie point E, by bill recording portion 11 the transaction record information of transaction content is printed on bill with on the paper and finish credit transaction, return step SB1, show transaction selection picture and standby.

In this case, receive the main frame 2 of transaction text, utilize bank note and the non-Amount in Total of utilizing the amount deposited of bank note again according to what card information was retrieved Customer Information and added affirmation on the account of this storekeeper's Customer Information, thereby upgrade the account balance of Customer Information.

As mentioned above, in the sales money deposit of present embodiment is handled, because when the storekeeper in the snacks shop that automatic trading apparatus 1 is set carries out credit transaction, can select whether to separate deposit, therefore, when selecting separately to deposit, can utilize bank note continuously again and non-ly utilize putting into of bank note by a credit transaction, therefore can shorten and will utilize bank note and non-required time of credit transaction when utilizing bank note separately to deposit again.

And, under the situation of non-selected separately deposit, can obtain the effect identical with the foregoing description 2.

As described above, in the present embodiment, except the effect identical with the foregoing description 2, when the storekeeper in the snacks shop that automatic trading apparatus is set carries out credit transaction, show whether divide the selection that opens into picture, whether whether this divide the selection picture that opens into utilize bank note and the non-mode of utilizing the bank note branch to open in the bank note that deposits in to be shown again can selecting, when selecting to need branch to open into, can utilize bank note continuously again and non-ly utilize putting into of bank note by a credit transaction, therefore can shorten and to utilize bank note and non-required time of credit transaction when utilizing bank note separately to deposit again.

Claims

1. an automatic trading apparatus is arranged in the snacks shop, and this automatic trading apparatus possesses: card handling part, its reading and recording have described client's identifier of the transactional cards of the possessory client's identifier of expression; And paper money deposit and withdrawal portion, it has the bank note containing storehouse and refuses outbound, and the bank note that is used for utilizing is again taken in described bank note containing storehouse, describedly refuses an outbound, takes in the refusal bank note in the transaction of withdrawing the money, and described automatic trading apparatus is characterised in that,

Described client's identifier of the transactional cards that the storekeeper in described snacks shop is had is kept in the storage part in advance,

Carrying out under the situation of credit transaction with client, when client's identifier of the transactional cards of utilizing described card handling part to read is consistent with client's identifier in being kept at described storage part, the bank note containing that deposits in is being refused in the outbound described.

2. automatic trading apparatus according to claim 1 is characterized in that,

When client's identifier of client's identifier of described transactional cards and described storage part is consistent, show the selection picture that whether utilizes again, this selection picture that whether utilizes again shows can select to utilize whether again the bank note that deposits in,

When from the described selection picture that whether utilizes again, having selected to utilize again, with the bank note containing that deposits in described bank note containing storehouse,

When from the described selection picture that whether utilizes again, having selected not need to utilize again, the bank note containing that deposits in is refused in the outbound to described.

3. automatic trading apparatus according to claim 2 is characterized in that,

When client's identifier of client's identifier of described transactional cards and described storage part is consistent, show whether divide the selection that opens into picture, whether whether this divide the selection picture that opens into to show can select the bank note that is used for utilizing again in the bank note that deposits in and to be not used in the mode that the bank note branch that utilizes again opens into

When whether dividing when having selected not need branch to open into the selection picture that opens into from described, show the described selection picture that whether utilizes again,

When whether dividing when having selected needs to divide the selection picture that opens into to open into from described, put into the bank note that is used for utilizing again earlier and with this bank note containing to described bank note containing storehouse, put into then and be not used in the bank note that utilizes again and this bank note containing is refused an outbound to described.