JP5168173B2 - Automatic transaction equipment - Google Patents

Description

  The present invention relates to an automatic transaction apparatus installed in an automatic machine corner of a retail store such as a department store, a bookstore, or a convenience store.

In recent years, automatic transaction devices have been installed at convenience stores and other retail stores. Even if you do not go to a financial institution, customers can use the automatic transaction device installed at these retail stores to make deposit transactions, withdrawal transactions, transfer transactions, etc. Can be done easily, contributing to improved customer convenience.
In addition, the owner of a retail store that has an automatic transaction device uses this automatic transaction device to deposit the sales of its own retail store, and this occurs when using the night safe service of a financial institution. Not only can the usage fee to be saved be saved, but it can also be reused as a withdrawal bill from the automatic transaction apparatus.

  In such a case, the automatic transaction apparatus installed in a conventional retail store has an empty capacity of a bill storage that stores bills for withdrawals by denomination when the store owner of the retail store deposits sales. If there is free space, when the customer selects a deposit transaction, the card is read, and if the inserted card is not identified as the storekeeper card, the banknotes deposited by the general user are removed. If the card is stored in the designated banknote storage, the card is determined to be a storekeeper card, and sales deposit is selected, the deposit limit of the deposit process is increased, and when the proceeds are inserted, the banknote is counted. When the deposit amount is confirmed, and the deposit amount is confirmed, the banknote is stored in a predetermined banknote storage to enable reuse of the banknote (for example, refer to Patent Document 1).

Japanese Patent Laying-Open No. 2005-31773 (mainly paragraphs 0033-0037, FIGS. 1 and 9)

In general, when payment is made with banknotes at a retail store register, payment may be made using banknotes that are genuine but have excessively defaced or damaged, or broken banknotes. The cashier in charge accepts the payment by the banknote, but often tries not to use the banknote as change.
For this reason, some of the proceeds from retail stores are bills that are genuine, but are not suitable for reuse such as banknotes with excessive damage or loss, or broken notes May be mixed).

However, in the conventional technology described above, the received banknotes are stored in the banknote storage box and reused for the sales proceeds for both general users and sales proceeds. When a use-improper damage ticket is included, the problem that the banknote may be paid out to the user of an automatic transaction apparatus arises.
For this reason, generally in the case of withdrawal transactions with banknotes using an automatic transaction apparatus, the banknotes to be withdrawn to the customer are discriminated by the discrimination section provided in the banknote deposit and withdrawal section, and the banknotes are reused improperly damaged tickets. If it is identified, it is transported to and stored in a withdrawal reject box without paying out to the customer.

  However, among the banknotes with breaks in non-reusable non-recyclable tickets, there are banknotes that have cuts along the line of the banknotes and the cuts are accurately aligned. It can be easily determined if there is, but in the case of the discrimination part, it is not easy to distinguish whether it is only a broken line or there is a break along the broken line, so it may be distinguished and paid only for the broken line Yes, if this is paid out to the customer, a complaint from the customer may be sent.

  Therefore, the store owner of a retail store may include a banknote (referred to as an indistinguishable loss ticket) that may not be distinguished, such as the above-mentioned broken banknote, when depositing the sales proceeds into the automatic transaction apparatus. We will hesitate to deposit certain sales, sort reusable improperly damaged tickets including unidentifiable non-identifiable tickets, and deposit only reusable banknotes. Since it cannot be used, there exists a problem that it remains at hand as a banknote which cannot be used for a transaction with a customer.

  The present invention has been made to solve the above-described problems, and an object of the present invention is to provide means for relieving anxiety of a retail store owner regarding the receipt of sales to an automatic transaction apparatus.

  In order to solve the above problems, the present invention provides a card handling unit that reads the customer identifier of a transaction card in which a customer identifier indicating the owner is recorded, a bill storage that stores bills used for reuse, and a withdrawal transaction. Banknote deposit / withdrawal unit having a withdrawal / rejection store for storing rejected banknotes in an automatic transaction apparatus installed in a retail store, wherein the customer identifier of a transaction card owned by the store owner of the retail store is stored in the storage unit In the case of a deposit transaction with a customer, when the customer identifier of the transaction card read by the card handling unit matches the customer identifier stored in the storage unit, the deposited banknote is It is stored in the withdrawal reject box.

  As a result, the present invention does not reuse the non-differentiable loss ticket and pays it to the customer even if the non-differentiable loss ticket is mixed in the sales amount. The effect that anxiety can be eliminated is obtained.

The block diagram which shows the automatic transaction apparatus of Example 1 Explanatory drawing which shows the external appearance of the automatic transaction apparatus of Example 1. The schematic side view which shows the internal structure of the banknote depositing / withdrawing part of Example 1. The flowchart which shows the sales deposit process in the deposit transaction of Example 1 The flowchart which shows the sales deposit process in the deposit transaction of Example 2 Explanatory drawing which shows the example of a display of the reuse necessity selection screen of Example 2. FIG. The flowchart which shows the sales deposit process in the deposit transaction of Example 3 The flowchart which shows the sales deposit process in the deposit transaction of Example 3 Explanatory drawing which shows the example of a display of the separate payment necessity selection screen of Example 3. Explanatory drawing which shows the example of a display of the reuse banknote insertion screen of Example 3. Explanatory drawing which shows the example of a display of the input amount confirmation screen of Example 3. Explanatory drawing which shows the example of a display of the non-use banknote insertion screen of Example 3.

  Embodiments of an automatic transaction apparatus according to the present invention will be described below with reference to the drawings.

1 and 2, reference numeral 1 denotes an automatic transaction apparatus, which is installed in an automatic machine corner of a retail store such as a department store, a bookstore, or a convenience store, and uses banknotes between the store owner of the retail store and general customers. It has a function to perform transaction processing automatically.
Reference numeral 2 denotes a host computer as a host device installed in the center of a financial institution, which is connected to an automatic transaction apparatus 1 installed in a retail store via a communication line 3 such as a dedicated line or a telephone line. Account information such as the account number of the customer's account corresponding to the customer ID as a customer identifier for individually identifying the store owner who is the founder and the general customer (referred to collectively as the customer) Manage customer accounts by holding customer information such as PIN and account balance.

Reference numeral 5 denotes a control unit of the automatic transaction apparatus 1, which is connected to the host computer 2 via the communication line 3, and controls each part in the automatic transaction apparatus 1 to perform transaction processing such as deposit transactions and withdrawal transactions. It executes and controls data communication and the like.
A storage unit 6 of the automatic transaction apparatus 1 stores a program executed by the control unit 5, various data used for the program, a processing result by the control unit 5, and the like.

A display unit 7 includes a display screen such as an LCD or CRT, and has a function of displaying a transaction selection screen, an input screen for a withdrawal amount, a transaction guidance screen, and the like.
Reference numeral 8 denotes an input unit, which includes an input key 8a such as a numeric keypad and a touch panel 8b provided on the display screen, and is used by a customer to select a transaction, confirm transaction details, and input a transaction amount. .

  9 is a card handling unit, a customer ID indicating the owner of the transaction card recorded on the magnetic stripe or IC chip of the transaction card such as a customer's cash card or credit card inserted from the card insertion slot 9a, and It has a function of reading and writing card information such as customer account information such as a financial institution name and account number, and a receipt printer that prints transaction details on a statement slip.

Reference numeral 10 denotes a banknote deposit / withdrawal unit that accepts banknotes inserted by a customer through a deposit / withdrawal port 10a at the time of a deposit transaction, etc., discriminates and counts them, stores them in denominations, and pays the customer at the time of a withdrawal transaction. Are counted, discharged from the deposit / withdrawal port 10a and delivered to the customer, and has the configuration shown in FIG.
A journal recording unit 11 has a journal printer having a function of printing on journal paper such as roll paper, and prints a transaction processing history with a customer by the automatic transaction apparatus 1 and a business processing history by an attendant. Record.

A power supply unit 12 is supplied with power from the outside of the automatic transaction apparatus 1 and supplies power to the control unit 5, the storage unit 6, and each component device of the automatic transaction apparatus 1.
In FIG. 3, the deposit / withdrawal port 10a accepts banknotes inserted by customers, separates them one by one and feeds them to the conveyance path 14a, and withdrawal banknotes delivered to the customers conveyed by the conveyance path 14b. And a stacking mechanism for stacking return bills and the like.

Reference numeral 15 denotes a discrimination unit, which has a function of performing various discriminations such as authenticity, correctness, denomination, denomination, and conveyance abnormality such as double feeding, chaining, and skew feeding of the bills conveyed by the conveyance path 14a or 14c. The discrimination result is sent to the control unit 5.
Reference numeral 16 denotes a temporary holding unit, which is a banknote inserted into the deposit / withdrawal port 10a in a deposit transaction, which is discriminated from a genuine note by the discriminating unit 15 and accumulated and temporarily collected regardless of the denomination. A stacking unit that holds the bills and stacks the banknotes transported from the discrimination unit 15 through the transport path 14c, and has a separation and stacking mechanism that separates the temporarily held banknotes one by one and feeds them to the transport path 14c. doing.

Reference numeral 17 denotes a banknote storage, which stores banknotes used for withdrawal and / or deposited banknotes by denomination, and stores and stores the banknotes transported by the transport path 14d. It has a separating and accumulating mechanism that separates the banknotes being fed one by one and feeds them to the conveyance path 14d.
The banknote storage 17 of the present embodiment is provided with three banknote storages 17a to 17c, and the banknote storages 17a and 17b are banknotes used for reuse, for example, 10,000 yen banknotes (referred to as 10,000 banknotes). The same is applied), and the bill is stored so that bills are stored in denominations, and the bill storage 17c is set to store bills that are not used for reuse, for example, 5,000 or 2,000 bills.

  Reference numeral 18 denotes a withdrawal reject box. The banknotes 17a and 17b are fed from the banknote storage boxes 17a and 17b to the transport path 14d and transported to the discrimination section 15 by the transport paths 14e and 14a. Is a storage container for storing withdrawal-rejected banknotes at the time of withdrawal, which are discriminated from non-reusable damaged tickets and transport abnormalities, and has a stacking mechanism for stacking banknotes transported by transport paths 14c, 14f, 14g. ing.

  The storage unit 6 of the automatic transaction apparatus 1 has a function of accepting an input of a transaction business selected by the customer, and communicating with the host computer 2 based on this to execute various transaction processing operations with the customer. A business execution program to which an application program having a function of executing a sales deposit process described with reference to FIG. Each functional means of the automatic transaction apparatus 1 of the present embodiment is formed by program steps.

The host computer 2 is installed with a normal account management program having functions such as authenticating the customer and managing the deposit and withdrawal of the customer's account by communicating with the automatic transaction apparatus 1, and is executed by the host computer 2. Each functional means of the host computer 2 of this embodiment is formed by the steps of the bill management program.
In the storage unit 6 of the automatic transaction apparatus 1 described above, the banknotes are stored in the banknote storage boxes 17 and the banknote number storage area 17 for counting the number of banknotes collected in the temporary storage unit 16 by money type. A storage sheet count area for counting the number of stored banknotes by banknote storage is secured in advance.

The storage unit 6 stores customer IDs of retail store owners in advance, and stores banknotes that specify the type of banknotes stored in each banknote storage box 17 and the type of banknotes stored in the withdrawal reject box 18. A setting table is preset and stored.
In the stored banknote setting table of the present embodiment, the banknote storage 17a is set to store ten thousand tickets, the banknote storage 17b is set to store thousand tickets, and the banknote storage 17c is set to store 5,000 tickets and 2,000 tickets. The cabinet 18 is set to store banknotes deposited by the retail store owner in addition to the withdrawal reject banknotes.

Hereinafter, the sales deposit process in the deposit transaction of the present embodiment will be described according to the step indicated by S using the flowchart shown in FIG.
When the automatic transaction apparatus 1 is turned on, power is supplied from the power supply unit 12 to the control unit 5, the storage unit 6, and each component device, and the business execution program stored in the storage unit 6 is automatically started. The

S1, When the business execution program is activated, the control unit 5 of the automatic transaction apparatus 1 displays the transaction selection screen on the display screen of the display unit 7 by the business execution program and stands by.
The transaction selection screen displays a transaction selection button for selecting a transaction, such as a “deposit” button for a deposit transaction, a “withdraw” button for a withdrawal transaction, and a “transfer” button for a transfer transaction. Is done.

In this embodiment, the customer selects a deposit transaction, and selects a “deposit” button on the touch panel 8 b of the input unit 8.
The control unit 5 recognizes the transaction selected by the customer based on the output signal from the touch panel 8b as a deposit transaction, and initializes the number of coins to be captured in the capture number count area of the storage unit 6 to “0”. The process proceeds to step S2.
In S2, the control unit 5 that has recognized the transaction selected by the customer as a deposit transaction displays a card insertion screen displaying a message for prompting the insertion of a transaction card on the display screen of the display unit 7, and proceeds to Step S3. .

  S3, the control unit 5 displaying the card insertion screen waits while monitoring the output signal of an insertion detection sensor (not shown) that detects that the customer has inserted a transaction card into the card insertion slot 9a of the card handling unit 9. When the detection sensor detects the insertion of the transaction card, the card handling unit 9 reads the card information such as the customer ID and customer account number recorded on the transaction card, and proceeds to step S4.

When the insertion detection sensor does not detect the insertion of the transaction card, the process returns to step S2 to continue the standby in steps S2 and S3 while displaying the card insertion screen.
In step S4, the control unit 5 that has read the card information stores the read card information in the storage unit 6 and executes an account confirmation communication process based on the read card information.
That is, the control unit 5 creates an account confirmation request attached with the read card information and transmits it to the host computer 2 via the communication line 3.

The host computer 2 that has received this information searches the customer information based on the customer ID of the card information of the account confirmation request, confirms that the customer account exists in the corresponding customer information, and indicates that the customer account exists. Is sent to the automatic transaction apparatus 1 as the transmission source via the communication line 3.
The control unit 5 of the automatic transaction apparatus 1 that has received the confirmation result notification ends the communication process and proceeds to step S5.

When the confirmation result notification that the customer account does not exist is received, the control unit 5 displays a message to that effect on the display screen of the display unit 7 and discharges the transaction card from the card insertion slot 9a. The deposit transaction process is terminated, and the process returns to step S1 to display a transaction selection screen and wait.
S5, the control unit 5 that has recognized that the customer account exists by the notification of the confirmation result, displays a bill insertion screen displaying a message for prompting the insertion of the bill on the display screen of the display unit 7, The shutter of the deposit / withdrawal port 10a of the metal part 10 is opened and the process proceeds to step S6.

In S6, the control unit 5 displaying the bill insertion screen waits for the insertion detection sensor (not shown) provided in the deposit / withdrawal port 10a to detect that the customer has inserted the bill into the deposit / withdrawal port 10a. When the passage of a predetermined time is confirmed after the detection sensor detects the insertion of the banknote, it is determined that the banknote has been inserted, and the process proceeds to step S7.
When the insertion detection sensor does not detect the insertion of the banknote, the process returns to step S5 and the standby in steps S5 and S6 is continued while displaying the banknote insertion screen.

The control part 5 which determined that S7 and the banknote was thrown in closes the shutter of the deposit or withdrawal port 10a, and performs a banknote taking-in process.
That is, the control unit 5 separates and feeds out one inserted banknote from the deposit / withdrawal port 10a, conveys it to the discrimination unit 15 through the transport path 14a, and discriminates the denomination, authenticity, etc. of the banknote in the discrimination unit 15; When the discrimination result is a genuine note, the banknote is transported and accumulated to the temporary holding unit 16 through the transport path 14c regardless of the denomination, and based on the discrimination result, the money in the fetched number counting area of the storage unit 6 is collected. “1” is added to the count number of the seed to update the number of captures of the denomination.

In this case, if the discrimination result is a deposit reject banknote when depositing a counterfeit ticket, foreign banknote, or banknote whose denomination cannot be discriminated, it is entered / exited by the transport paths 14c and 14b to return the banknote to the customer. It is transported to the gate 10a, collected, and returned to the customer.
And the control part 5 determines completion | finish of a banknote taking-in process, when there is no insertion banknote pay | paid out from the deposit or withdrawal port 10a, and transfers to step S8.

S8, the control unit 5 that has determined the end of the capture process reads the capture number of the money type in the capture number count area of the storage unit 6, and calculates the deposit amount and the deposit amount calculated from the capture number of the money type A payment amount confirmation screen displaying a “confirmation” button for instructing confirmation and a “cancel” button for instructing the return of banknotes taken after canceling the deposit transaction is displayed.
The customer uses the touch panel 8b of the input unit 8 to confirm the deposit amount, and presses the “confirm” button, and when the customer instructs to cancel the deposit transaction due to a large number of rejected banknotes, the “cancel” button. select.

S9, when the customer selects the “confirm” button, the control unit 5 determines that the deposit amount has been confirmed, and proceeds to step S12.
When the customer selects the “Cancel” button, the returned banknote is determined to be returned, and the process proceeds to Step S10.
The control part 5 which determined cancellation of S10 and a deposit transaction performs the banknote return process of the banknote thrown in by the customer.

That is, the control unit 5 feeds out the banknotes accumulated in the temporary storage unit 16, conveys and accumulates the banknotes to the deposit / withdrawal port 10 a through the conveyance path 14 b, and collects all the banknotes taken into the temporary storage unit 16. After confirming the accumulation in 10a, the process proceeds to step S11.
S11, the control unit 5 that has finished collecting the banknotes to be returned to the customer into the deposit / withdrawal port 10a displays a word on the display screen of the display unit 7 to prompt receipt of banknotes and transaction cards, While discharging from the card insertion slot 9a of the handling part 9, the shutter of the deposit / withdrawal slot 10a is opened.

Thereafter, the control unit 5 confirms that the customer has received them, closes the shutter of the deposit / withdrawal port 10a, determines the end of the deposit transaction, and proceeds to step S17.
S12, the control unit 5 that has determined that the deposit amount has been confirmed reads out the store owner's customer ID and card information stored in the storage unit 6, compares them, and compares the customer ID and card information in the storage unit 6 with each other. When the customer ID matches, the customer is determined to be the store owner of the retail store where the automatic transaction apparatus 1 is installed, and the process proceeds to step S14.

When the customer ID in the storage unit 6 and the customer ID in the card information do not match, the customer is determined to be a general customer and the process proceeds to step S13.
The control part 5 which determined that S13 and the general user confirmed the money_receiving | payment amount performs the banknote accommodation process of the banknote which the user received money.
That is, the control unit 5 pays out the banknotes accumulated in the temporary storage unit 16 and transports the banknotes to the discrimination unit 15 through the transport path 14c, and stores the banknotes stored in the storage unit 6 based on the denominations identified by the discrimination unit 15. With reference to the setting table, the banknote storage 17 of the storage destination in which the denomination is specified (for example, the banknote storage 17b if the identified banknote is a thousand ticket) is specified, and the banknote is transferred to the transport paths 14a and 14e. , 14d to the banknote storage 17 of the storage destination to store the banknote, and “1” is added to the count number of the banknote storage 17 of the storage destination in the storage number count area of the storage unit 6 and the banknote storage The stored number of 17 is updated.

And it confirms having stored all the banknotes of the temporary storage part 16 in the banknote storage 17 by money type, and transfers to step S15.
The control part 5 which determined that the store owner of S14 and the retail store owner confirmed the money_receiving | payment amount performs the banknote storage process of the banknote which the store owner of the retail store deposited.
That is, the control unit 5 refers to the stored banknote setting table in the storage unit 6, identifies the storage destination of the banknote deposited by the store owner of the retail store as the withdrawal reject box 18, and is accumulated in the temporary storage unit 16. The banknotes are fed out and transported to the withdrawal reject box 18 by the transport paths 14c, 14f and 14g and stored.

And it confirms having accommodated all the banknotes of the temporary storage part 16 in the withdrawal rejection store | warehouse | chamber 18, and transfers to step S15.
S15, the control unit 5 which has finished storing the received banknotes, sends the information written on the transaction card to the card handling unit 9 and writes it to the transaction card, and prints the transaction details printed on the statement slip to the card handling unit. 9 is printed on the statement slip, and the display screen of the display unit 7 displays a statement that prompts receipt of the statement slip or transaction card, and the transaction card or statement slip is received from the card insertion slot 9a of the card handling unit 9. After confirming that the customer has received them, the process proceeds to step S16.

S16, the control unit 5 confirming receipt of the transaction card, etc., displays the deposit amount confirmed in the card information of the transaction card stored in the storage unit 6 in order to execute the transaction process of the deposit transaction with the host computer 2. The attached transaction message is transmitted to the host computer 2 via the communication line 3, and the end of the deposit transaction is determined, and the process proceeds to step S17.
In this case, the host computer 2 that has received the transaction message searches the customer information based on the card information, adds the confirmed deposit amount to the account of the corresponding customer information, and updates the account balance of the customer information.

S 17, the control unit 5 that has determined the end of the deposit transaction sends the transaction history information of the transaction contents to the journal recording unit 11 and prints it on the journal paper, terminates the deposit transaction, returns to step S 1, and displays the transaction selection screen. And wait.
In this way, the sales deposit process in the deposit transaction of this embodiment is executed.
As described above, in the sales deposit process of the present embodiment, in the case of a deposit transaction by the store owner of the retail store where the automatic transaction apparatus 1 is installed, deposit is made into the withdrawal reject box 18 that is not reused. All of the sales proceeds are stored, so even if non-differentiable loss tickets are mixed in the sales amount, the non-differentiable loss tickets are not reused and paid out to the customer. In addition to relieving anxiety about deposits, it is possible to eliminate the need for sorting work such as non-recognizable non-identifiable loss tickets and reduce the burden on store owners and cashiers.

This is particularly effective in the case of an automatic transaction apparatus installed in a retail store in a region where a quick response to an automatic transaction apparatus of a financial institution such as a large city is ensured.
In addition, ten thousand tickets are not normally used as change, and the sales proceeds include a relatively large number of ten thousand tickets. Therefore, when these are stored in the banknote storage 17 and reused, banknotes storing ten thousand tickets are stored. In some cases, the storage 17a becomes full, and it is necessary to stop the payment transaction by a general customer. In order to avoid such a situation, the sales deposit process of this embodiment is effective. It is.

  As described above, in this embodiment, in the case of a payment transaction by a store owner of a retail store where an automatic transaction apparatus is installed, if the customer is determined to be the store owner of the retail store by the card information of the transaction card, Since all the banknotes received are stored in the withdrawal reject box, even if non-differentiable loss tickets are mixed in sales, the non-differentiable loss tickets are not reused and paid out to customers. It can relieve the owner's anxiety about the receipt of sales.

In the description of the present embodiment, the same parts as those in the first embodiment are denoted by the same reference numerals, and the description thereof is omitted.
In the storage unit 6 of the automatic transaction apparatus 1 of the present embodiment, there is an application program having a function of executing the sales deposit process described with reference to FIG. 5 in the normal transaction processing program similar to that of the first embodiment. The added business execution program is stored in advance, and each functional means of the automatic transaction apparatus 1 of the present embodiment is formed by the business execution program steps executed by the control unit 5.

The host computer 2 of this embodiment is installed with a normal account management program similar to that of the first embodiment, and the host computer 2 of this embodiment executes the steps of the account management program executed by the host computer 2. Each functional means is formed.
In the storage unit 6 of the automatic transaction apparatus 1 of the present embodiment, the same as the above-described first embodiment, the taken-in sheet count area and the stored sheet count area are secured in advance.

The storage unit 6 stores a customer ID of the store owner of the retail store in advance, and stores a stored banknote setting table similar to that of the first embodiment.
In the stored banknote setting table of this embodiment, the denominations of banknotes stored in each banknote storage 17 are set in the same manner as in the first embodiment, and the withdrawal reject bank 18 is a retail bank in addition to the withdrawal reject banknote. It is set to store banknotes deposited when the store owner selects that reuse is unnecessary.

Hereinafter, the sales deposit process in the deposit transaction of the present embodiment will be described according to the steps indicated by SA using the flowchart shown in FIG.
Since the operations of steps SA1 to SA11 of the present embodiment are the same as the operations of steps S1 to S11 of the first embodiment, description thereof is omitted.
SA12, the control unit 5 that has determined that the deposit amount has been confirmed compares the customer ID of the store owner in the storage unit 6 with the customer ID of the card information in the same manner as in step S12 of the first embodiment, and the storage unit When the customer ID of 6 matches the customer ID of the card information, the customer is determined to be the owner of the retail store in which the automatic transaction apparatus 1 is installed, and the process proceeds to step SA13.

When the customer ID in the storage unit 6 and the customer ID in the card information do not match, the customer is determined to be a general customer and the process proceeds to step SA15.
SA13, the control unit 5 that has determined that the retail store owner has confirmed the deposit amount, on the display screen of the display unit 7, the reuse necessary shown in FIG. Displays the reject selection screen.

On the reuse necessity selection screen, a message to inquire about the necessity of reuse of banknotes to be deposited, a “Yes” button for selecting the necessity for reuse, and “No” for selecting the necessity for reuse A button, a “cancel” button, etc. for instructing the return of banknotes by canceling the deposit transaction are displayed.
The store owner of the retail store uses the touch panel 8b of the input unit 8 to deposit the banknotes used for reuse (referred to as reused banknotes) sorted in advance, such as “Yes” button, A “No” button is selected when depositing bills that are not used for reuse (referred to as non-utilized bills) or bills that have not been sorted, and a “Cancel” button is selected when canceling a deposit transaction is instructed.

SA14, when the customer selects the “Yes” button, the control unit 5 determines that the retail store owner has selected the need for reuse, and proceeds to Step SA15.
When the customer selects the “No” button, it is determined that the store owner of the retail store has selected that reuse is unnecessary, and the process proceeds to step SA16.
When the store owner of the retail store selects the “Cancel” button, the control unit 5 determines that the deposit transaction is stopped, proceeds to Step SA10, and executes banknote return processing in Steps SA10 and SA11.

SA15, the control unit 5 having determined that the general customer has confirmed the deposit amount, or the retail store owner has selected the need for reuse, is deposited in the same manner as in step S13 of the first embodiment. The banknote storing process for storing the banknotes in the banknote storage 17 according to denomination is executed.
SA16, the control unit 5 having determined that the retail store owner has confirmed and confirmed the deposit amount and has selected that reuse is not required, the retail store owner receives the deposit in the same manner as in step S14 of the first embodiment. The banknote storing process for storing the banknotes in the withdrawal reject box 18 is executed.

Subsequent operations in steps SA17 to SA19 are the same as the operations in steps S15 to S17 in the first embodiment, and a description thereof will be omitted.
In this way, the sales deposit process in the deposit transaction of this embodiment is executed.
As described above, in the sales deposit process of this embodiment, in the case of a deposit transaction by the store owner of the retail store where the automatic transaction apparatus 1 is installed, the banknote used for the deposit transaction is reused by the store owner's intention. If the store owner chooses not to reuse the banknotes to be deposited, the deposit is made into the withdrawal reject box 18 that is not reused as in the first embodiment. Since all the sales proceeds are stored, even if non-identifiable loss tickets are mixed in with the sales proceeds, the non-identifiable loss tickets are not reused and paid out to the customer. Can be relieved, and it is possible to reduce the burden on shop owners and cashiers, etc., by eliminating the need for sorting work such as non-recognizable non-identifiable non-reusable tickets.

In addition, when the store owner selects the need to reuse the banknotes deposited, the banknotes deposited are stored in the banknote storages 17, so that the reusable banknotes sorted by the retail store owners etc. The transaction can be reused in the same manner as the transaction, and the time interval leading to the shortage of dispensed bills can be expanded to reduce the number of bills replenished and collected.
This is particularly effective in the case of an automatic transaction apparatus installed in a retail store in a region that lacks quick response to the automatic transaction apparatus of a financial institution such as a local municipality.

In the present embodiment, the non-use banknote is described as being a reuse-improper damage ticket that has been sorted in advance, but the non-use banknote is not limited to the above, and may include a banknote that can be reused. .
For example, if the banknote storage 17b that stores the thousand tickets is in a near-full state or the like, if a reusable thousand ticket is inserted as a non-use banknote instead of being inserted as a reuse banknote, There are few opportunities to be used as withdrawal banknotes for transactions, and if a large number of thousand tickets included in sales proceeds as reused banknotes, the banknote storage 17b for storing the thousand tickets becomes full, and the general use This is because a situation arises in which the customer must stop the payment transaction.

In addition, as described in the first embodiment, since the sales proceeds include a relatively large number of tens of thousands of tickets, when this is reused, the bill storage 17a for storing tens of thousands of tickets becomes full, There will be a situation in which payment transactions by customers are to be stopped.
In the sales deposit process of the present embodiment, it is possible to determine whether or not to reuse the banknote used in the deposit transaction at the intention of the retail store owner, so the above situation can be easily avoided. be able to.

  As described above, in this embodiment, in addition to the same effects as in the first embodiment, in the case of a deposit transaction by a store owner of a retail store where an automatic transaction apparatus is installed, the reuse of bills to be deposited is possible. The reusable necessity selection screen that displays whether or not it is necessary is displayed, and when the need for reuse is selected, the deposited banknotes are stored in the bill storage, so the store owners of the retail store etc. have sorted Reusable banknotes can be reused in the same way as normal deposit transactions, and the time interval leading to the shortage of withdrawal banknotes can be expanded to reduce the number of banknote replenishments and collections. it can.

In the description of the present embodiment, the same parts as those in the first embodiment and the second embodiment are denoted by the same reference numerals, and the description thereof is omitted.
In the storage unit 6 of the automatic transaction apparatus 1 of the present embodiment, an application having a function of executing the sales deposit process described with reference to FIGS. 7 and 8 in the normal transaction processing program similar to that of the first embodiment. A business execution program to which a program or the like is added is stored in advance, and each functional unit of the automatic transaction apparatus 1 of the present embodiment is formed by the business execution program steps executed by the control unit 5.

The host computer 2 of this embodiment is installed with a normal account management program similar to that of the first embodiment, and the host computer 2 of this embodiment executes the steps of the account management program executed by the host computer 2. Each functional means is formed.
In the storage unit 6 of the automatic transaction apparatus 1 of the present embodiment, the same as the above-described first embodiment, the taken-in sheet count area and the stored sheet count area are secured in advance.

The storage unit 6 stores a customer ID of the store owner of the retail store in advance, and stores a stored banknote setting table similar to that of the first embodiment.
In the stored banknote setting table of this embodiment, the denominations of banknotes stored in each banknote storage 17 are set in the same manner as in the first embodiment, and the withdrawal reject bank 18 is a retail bank in addition to the withdrawal reject banknote. It is set to store the banknotes deposited when the store owner selects that reuse is unnecessary and when a non-use banknote that is not used for withdrawal is inserted.

The sales deposit process in the deposit transaction of this embodiment will be described below using the flowcharts shown in FIGS. 7 and 8 according to the steps indicated by SB and SC.
Since the operations of steps SB1 to SB4 of the present embodiment are the same as the operations of steps S1 to S4 of the first embodiment, description thereof is omitted.
SB5, the control unit 5 that has recognized that the customer account exists by the confirmation result notification, compares the store owner's customer ID in the storage unit 6 and the customer ID of the card information in the same manner as in step S12 of the first embodiment. When the customer ID in the storage unit 6 matches the customer ID in the card information, the customer is determined to be the owner of the retail store where the automatic transaction apparatus 1 is installed, and the process proceeds to step SB6.

When the customer ID in the storage unit 6 and the customer ID in the card information do not match, the customer is determined as a general customer and the process proceeds to step SB8.
SB6, the control unit 5 that has determined that the customer is the store owner of the retail store in which the automatic transaction apparatus 1 is installed, the banknote to be deposited on the display screen of the display unit 7, The sorting input necessity selection screen shown in FIG. 9 for selecting whether or not it is necessary to sort and insert into banknotes (non-use banknotes) that are not used for reuse (referred to as separate insertion) is displayed.

On the sorting input necessity selection screen, the wording to inquire about the necessity of sorting input, the “Yes” button to select the necessity of sorting input, the “No” button to select the need for sorting input, the deposit transaction A “cancel” button or the like for instructing to cancel the operation is displayed.
The retail store owner uses the touch panel 8b of the input unit 8 to select the “Yes” button when performing the separate input, the “No” button when not performing the separate input, or “Cancel” when instructing the cancellation of the deposit transaction. "Button.

When the customer selects the “Yes” button, the SB 7 and the control unit 5 determine that the store owner of the retail store performs the separate input, and proceed to Step SC1 of FIG.
When the customer selects the “No” button, it is determined that the retail store owner does not perform separate input, and the process proceeds to step SB8.
When the store owner of the retail store selects the “Cancel” button, the control unit 5 determines to cancel the deposit transaction and proceeds to Step SB22, and the journal recording unit 11 stores the transaction history information of the transaction contents on the journal sheet. The payment transaction is terminated by printing, and the process returns to step SB1 to display a transaction selection screen and wait.

SB8, the control unit 5 that has determined that the customer is a general customer, or has determined that the retail store owner does not perform separate input, inserts banknotes into the display unit 7 in the same manner as in step S5 of the first embodiment. A screen is displayed, the shutter of the deposit / withdrawal port 10a of the banknote deposit / withdrawal part 10 is opened, and the process proceeds to Step SB9.
Subsequent operations of Steps SB9 to SB22 are the same as the operations of Steps SA6 to SA19 of the second embodiment, and a description thereof will be omitted.

  SC1, the store owner of the retail store determines that sorting is to be performed, and the control unit 5 that has shifted from step SB7 in FIG. 7 via the connector C prompts the display screen of the display unit 7 to insert a reused banknote. The reusable banknote insertion screen shown in FIG. 10 displaying a message to that effect and a “cancel” button for instructing cancellation of the deposit transaction is displayed, and the shutter of the deposit / withdrawal port 10a of the bill deposit / withdrawal section 10 is opened. To step SC2.

SC2, the control unit 5 displaying the reusable banknote insertion screen waits for an unillustrated insertion detection sensor provided in the deposit / withdrawal port 10a to detect that the store owner has inserted a bill into the deposit / withdrawal port 10a. After the insertion detection sensor detects the insertion of the banknote, when it is confirmed that a predetermined time has elapsed, it is determined that the banknote has been inserted, and the process proceeds to step SC3.
When the insertion detection sensor does not detect the insertion of the banknote, the process returns to step SC1 and the standby in steps SC1 and SC2 is continued while displaying the reuse banknote insertion screen.

If the store owner selects the “Cancel” button during the waiting period, the control unit 5 determines to cancel the deposit transaction and proceeds to Step SB22 in FIG. The history information is printed on the journal paper, the deposit transaction is terminated, and the process returns to step SB1 to display the transaction selection screen and wait.
SC3, the control unit 5 that has determined that a bill has been inserted, executes a bill taking process for stacking the inserted reused bills in the temporary storage unit 16 in the same manner as in step S7 of the first embodiment.

SC4, the control unit 5 that has determined the end of the process of taking in the reusable banknotes, in the same manner as in step S8 of the first embodiment, instructs the input amount calculated from the number of moneys taken in the denomination and the confirmation of the input amount 11 is displayed, which displays a “confirm” button for performing a “cancel” button and a “cancel” button for instructing the return of banknotes that have been captured by canceling the deposit transaction.
The customer uses the touch panel 8b of the input unit 8 to select the “confirm” button when instructing confirmation of the input amount, and the “cancel” button when instructing to cancel the deposit transaction.

When the store owner selects the “confirm” button, the control unit 5 determines that the amount of the reused banknote has been confirmed, and proceeds to step SC6.
When the customer selects the “Cancel” button, it is determined that the taken-in reused banknote is returned, the process proceeds to Step SB13 in FIG. 7 via the connector D, and the banknote return process in Steps SB13 and SB14 is executed. To do.

SC6, the control unit 5 having determined that the store owner has confirmed the amount of money to be reused banknotes, stores the received banknotes in the banknote storage 17 according to denomination in the same manner as in step S13 of the first embodiment. Banknote storage processing to be executed.
SC7, the control unit 5 that stores the reused banknotes in the banknote storage box 17 displays on the display screen of the display unit 7 a message that prompts the user to insert non-use banknotes, and “cancel” for instructing to cancel the deposit transaction. The unused bill insertion screen shown in FIG. 12 displaying buttons and the like is displayed, the shutter of the deposit / withdrawal port 10a of the bill deposit / withdrawal unit 10 is opened, and the process proceeds to Step SC8.

SC8, the control unit 5 displaying the unused banknote insertion screen waits for the store owner to select the “cancel” button, and when the store owner selects the “cancel” button, the process proceeds to step SC10. If the store owner does not select the “Cancel” button, the process proceeds to step SC9.
SC9, the control unit 5 displaying the non-use banknote insertion screen waits for detection by a non-illustrated insertion detection sensor provided at the deposit / withdrawal port 10a that the store owner has inserted a bill into the deposit / withdrawal port 10a. After the insertion detection sensor detects the insertion of the banknote, when it is confirmed that a predetermined time has elapsed, it is determined that the banknote has been inserted, and the process proceeds to step SC11.

If the insertion detection sensor does not detect the insertion of banknotes, the process returns to step SC7, and the standby by steps SC7, SC8, SC9 is continued while displaying the unused banknote insertion screen.
SC10, the control unit 5 that has determined the cancellation of the deposit transaction after confirming the deposit amount of the reused banknote, sends the information written to the transaction card to the card handling unit 9, writes it into the transaction card, and the banknote to be reused on the statement slip The transaction information print information is sent to the card handling unit 9 and printed on the statement slip, and the display screen of the display unit 7 displays a statement that prompts receipt of the statement slip and transaction card, and displays the transaction card and statement slip. The card is discharged from the card insertion slot 9a of the card handling unit 9, and the store owner confirms that they have been received, and then proceeds to step SC16.

SC11, the control part 5 which determined that the banknote was inserted performs the banknote taking-in process which accumulate | stores the inserted unused banknote in the temporary storage part 16 similarly to step S7 of the said Example 1. FIG.
SC12, the control unit 5 that has determined the end of the processing of taking in unused banknotes, in the same manner as in step S8 of the first embodiment, instructs the input amount calculated from the number of moneys to be taken in and the confirmation of the input amount. 11 is displayed, which displays a “confirm” button for performing a “cancel” button and a “cancel” button for instructing the return of banknotes that have been captured by canceling the deposit transaction.

The customer uses the touch panel 8b of the input unit 8 to select the “confirm” button when instructing confirmation of the input amount, and the “cancel” button when instructing to cancel the deposit transaction.
When the store owner selects the “confirm” button, the control unit 5 determines that the inserted amount of the unused banknote has been confirmed, and proceeds to step SC17.
When the customer selects the “cancel” button, it is determined that the taken-in unused banknotes are returned, and the process proceeds to step SC14.

SC14, the control unit 5 that has determined the cancellation of the deposit transaction after the insertion of the unused banknote, executes the banknote return process for the unused banknote inserted by the store owner in the same manner as in Step S10 of the first embodiment.
SC15, the control unit 5 that has finished collecting the unused banknotes to be returned to the store owner into the deposit / withdrawal port 10a sends the information written in the transaction card to the card handling unit 9, writes it into the transaction card, The print information of the transaction details of the used banknotes is sent to the card handling unit 9 to be printed on the statement slip, and the display screen of the display unit 7 displays a statement that prompts receipt of the bills, statement slips, and transaction cards. The statement slip is discharged from the card insertion slot 9a of the card handling unit 9 and the shutter of the deposit / withdrawal slot 10a is opened.

Thereafter, the control unit 5 confirms that the store owner has received them, closes the shutter of the deposit / withdrawal port 10a, and proceeds to step SC16.
SC16, the control unit 5 confirming receipt of the transaction card, etc., confirms the reused banknote in the card information of the transaction card stored in the storage unit 6 in order to execute the transaction process of the deposit transaction with the host computer 2. Is sent to the host computer 2 via the communication line 3 to determine the end of the deposit transaction, and the process proceeds to step SB22 in FIG. 11, the transaction history information of the transaction contents is printed on the journal paper to terminate the deposit transaction, and the process returns to step SB1 to display the transaction selection screen and wait.

In this case, the host computer 2 that has received the transaction message searches the customer information based on the card information, adds the amount of the re-used banknote confirmed in the account of the store owner's customer information, and adds the account balance of the customer information. Update.
SC17, the control unit 5 having determined that the retail store owner has confirmed and confirmed the input amount of the unused banknotes, outputs the unused banknotes deposited by the retail store owner in the same manner as in step S14 of the first embodiment. The banknote storage process stored in the money rejection store 18 is executed.

  SC18, the control unit 5 that has finished storing the received unused banknotes sends the writing information to the transaction card to the card handling unit 9 and writes it to the transaction card, and the reused banknotes and the unused banknotes on the statement slip The transaction information print information is sent to the card handling unit 9 and printed on the statement slip, and the display screen of the display unit 7 displays a statement that prompts receipt of the statement slip and transaction card, and displays the transaction card and statement slip. The card is discharged from the card insertion slot 9a of the card handling unit 9, and after confirming that the customer has received them, the process proceeds to step SC19.

  SC 19, the control unit 5 confirming receipt of the transaction card, etc., confirms the reused banknote in the card information of the transaction card stored in the storage unit 6 in order to execute the payment transaction communication process with the host computer 2. 7 is sent via the communication line 3 to the host computer 2 to determine the end of the deposit transaction, and the step of FIG. The process proceeds to SB22, the transaction history information of the transaction content is printed on the journal paper by the journal recording unit 11 to terminate the deposit transaction, and the process returns to step SB1 to display the transaction selection screen and wait.

In this case, the host computer 2 that has received the transaction message searches the customer information based on the card information, and calculates the total amount of the deposited money of the reused banknote and the unused banknote confirmed in the account of the store owner's customer information. In addition, the customer account balance is updated.
In this way, the sales deposit process in the deposit transaction of this embodiment is executed.
As described above, in the sales deposit process of the present embodiment, it is possible to select whether or not to perform separate deposit in the case of a deposit transaction by the store owner of the retail store where the automatic transaction apparatus 1 is installed. In case of selecting separate deposit, it is possible to carry out a single deposit transaction with continuous insertion of reusable banknotes and non-use banknotes. Can be shortened.

Further, when it is desired to select the separate deposit, the same effect as in the second embodiment can be obtained.
As described above, in this embodiment, in addition to the same effects as in the second embodiment, in the case of a deposit transaction by a store owner of a retail store in which an automatic transaction apparatus is installed, the bills to be deposited are reused. Displays the sorting input necessity selection screen that displays whether or not the separate insertion of banknotes and non-use banknotes is selectable, and when the need for separate insertion is selected, inserts reusable banknotes and non-use banknotes. It can be carried out continuously in one deposit transaction, and the time required for the deposit transaction in the case of depositing a reuse bill and a non-use bill can be shortened.

DESCRIPTION OF SYMBOLS 1 Automatic transaction apparatus 2 Host computer 3 Communication line 5 Control part 6 Memory | storage part 7 Display part 8 Input part 9 Card handling part 9a Card insertion slot 10 Banknote depositing / withdrawing part 10a Deposit / withdrawal slot 11 Journal recording part 12 Power supply parts 14, 14a- 14g Conveyance path 15 Discrimination part 16 Temporary reservation part 17, 17a-17c Banknote storage 18 Deposit withdrawal reject

Claims (3)

A card handling unit that reads the customer identifier of the transaction card in which the customer identifier indicating the owner is recorded;
In an automatic transaction apparatus installed in a retail store comprising a banknote storage for storing banknotes used for reuse, and a banknote deposit and withdrawal unit having a withdrawal reject warehouse for storing reject banknotes in withdrawal transactions,
Store the customer identifier of the transaction card owned by the store owner of the retail store in a storage unit,
In the case of a deposit transaction with a customer, when the customer identifier of the transaction card read by the card handling unit matches the customer identifier stored in the storage unit, the deposited banknote is converted into the withdrawal reject box. Automatic transaction device characterized by being stored in In claim 1,
When the customer identifier of the transaction card matches the customer identifier of the storage unit, a reuse necessity selection screen is displayed that displays selectable necessity of reuse of banknotes to be deposited,
When the need for reuse is selected from the reuse necessity selection screen, the deposited banknote is stored in the banknote storage,
An automatic transaction apparatus for storing a deposited banknote in the withdrawal reject box when reuse is not required from the reuse necessity selection screen. In claim 2,
When the customer identifier of the transaction card coincides with the customer identifier of the storage unit, it is possible to select whether or not it is necessary to separately input the banknotes to be deposited into the banknotes used for reuse and the banknotes not used for reuse. Display the displayed sorting input necessity selection screen,
When the need for separate input is selected from the separate input necessity selection screen, the reuse necessity selection screen is displayed,
When the need for separate input is selected from the separate input necessity selection screen, the banknotes used for reuse are inserted first, the banknotes are stored in the banknote storage, and the banknotes that are not used for reuse are subsequently stored. An automatic transaction apparatus characterized in that the bill is inserted and stored in the withdrawal reject box.

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