CN101714276B - Cash transaction device, exterior terminal, cash transaction system, cash transaction method - Google Patents

Cash transaction device, exterior terminal, cash transaction system, cash transaction method Download PDF

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Publication number
CN101714276B
CN101714276B CN 200910146326 CN200910146326A CN101714276B CN 101714276 B CN101714276 B CN 101714276B CN 200910146326 CN200910146326 CN 200910146326 CN 200910146326 A CN200910146326 A CN 200910146326A CN 101714276 B CN101714276 B CN 101714276B
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cash
currency type
transaction
mentioned
situation
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CN101714276A (en
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大野浩志
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Oki Electric Industry Co Ltd
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Oki Electric Industry Co Ltd
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Abstract

The present invention provides a cash transaction device, an exterior terminal, a cash transaction system and a cash transaction method. An automat (100) is provided with a cash accepting part (102) used to accept cashes of a plurality of currency kinds; a cash storage and discharging part (104) used to store the cashes injected into the cash accepting part, and to discharge the cashes stored in the cash accepting part to any party; a cash management part (106) used to manage the quantity of the cashes stored in the cash accepting part; and a transaction notifying part (116) used to treat a kind of currency as a divorced currency and notify to transact by using prescribed currency kinds so as to prevent the divorced currency from divorcing a prescribed suitable range when the quantity of the cash is divorced from the prescribed suitable range. Thereby, it is possible to avoid conditions that the transaction can not be performed due to cash extremity overmuch or deficiency.

Description

Cash transaction device, exterior terminal, cash dealing system, cash transaction method
Technical field
The present invention relates to cash transaction device, exterior terminal, cash dealing system, cash transaction method and program.
Background technology
Generally; Utilize cash to carry out the automatic vending machine of article or service transacting, the automatic cash deposit and withdrawal machine (ATM:Automated Teller Machine) that carries out the financial transaction of cash itself; Cash ATM cash transaction devices such as (CD:Cash Dispenser); For and the user between carry out trading activity, self take in and manage the cash (for example, following patent documentation 1) of a plurality of Currency Types.
Patent documentation 1: TOHKEMY 2005-141382 communique
But, in cash transaction device, when the cash quantity of each Currency Type of being taken in breaks away from the proper range of regulation, when extremely superfluous or not enough, be difficult to store the cash that drops into from the outside sometimes or be difficult to provide and comprise the cash of changing to the outside.In this case, although cash transaction device is in the middle of moving, and can not proceed trading activity between the user.And, for example safeguarding by the supvr, with the extremely superfluous cash of taking-up, or put into (replenishing) extremely not enough cash, be adjusted into the cash quantity of each Currency Type before the suitable scope of regulation, can not carry out trading activity.
Summary of the invention
The present invention proposes in view of the above problems; Its objective is; Even provide a kind of cash quantity of each Currency Type of in cash transaction device, taking in to break away under the situation of the proper range of stipulating; Also can suppress to proceed the situation of trading activity, cash transaction device, exterior terminal, cash dealing system, cash transaction method and the program of novel and improvement.
In order to solve the above problems, according to the 1st viewpoint of the present invention, a kind of cash transaction device is provided, have: the cash incorporating section of taking in the cash of a plurality of Currency Types; Cash stores granting portion, and it is carried out storage and the handle of cash to the cash incorporating section that drops into from the outside and is incorporated at least any side of cash in the granting of outside in the cash incorporating section; Cash management department, its management is incorporated in the quantity of the cash of each Currency Type in the cash incorporating section; With Notice Of Transactions portion; The quantity of the cash of its any Currency Type in being incorporated in the cash incorporating section has broken away under the situation of the proper range of stipulating; Be regarded as breaking away from Currency Type to any Currency Type; Notify, impel the cash of the Currency Type of regulation to conclude the business, to suppress to break away from the disengaging of Currency Type from the proper range of regulation.
According to above-mentioned structure; Broken away under the situation of the proper range of regulation in any quantity of the cash of Currency Type, be regarded as breaking away from Currency Type to any Currency Type, notified the user; Impel and use the Currency Type of regulation to carry out money transaction, to suppress to break away from the disengaging of Currency Type from the proper range of regulation.And, after the cash of the Currency Type of using regulation has carried out transaction, make the disengaging Currency Type obtain inhibition (or dwindling) from the disengaging of the proper range of regulation.Thus, even broken away under the situation of the proper range of stipulating, also can suppress the extremely superfluous or not enough situation that can not proceed trading activity that causes because of cash in the quantity of the cash that breaks away from Currency Type.
In addition, above-mentioned cash transaction device also has the preferential preferential portion that provides that regulation is provided for the money transaction of using the regulation Currency Type.Thus, through providing preferential, can further impel the user to use the cash of regulation Currency Type to conclude the business to the money transaction of using the regulation Currency Type.
In order to solve the above problems,, the exterior terminal that can communicate between the cash transaction device of the 1st viewpoint a kind of and of the present invention is provided according to the 2nd viewpoint of the present invention.Cash transaction device also has: the terms of trade configuration part, and it is used in the scope that can proceed to conclude the business, the quantity of the cash of each Currency Type is set the proper range of regulation; With the 1st data communication section, it receives the data of the proper range be used to set regulation from exterior terminal, and exterior terminal has: terms of trade obtain portion, and it obtains the data of the proper range that is used to set regulation from the outside; With the 2nd data communication section, its data of setting the proper range of regulation by terms of trade being used to of obtaining that portion obtains send to cash transaction device.Thus, the supvr is through exterior terminal setting data easily, and these data are used for setting proper range and regulation preferential any at least one of regulation.
In order to solve the above problems,, the cash dealing system of the exterior terminal of a kind of cash transaction device with the 1st viewpoint of the present invention and the 2nd viewpoint is provided according to the 3rd viewpoint of the present invention.In addition, according to the 4th viewpoint of the present invention, a kind of cash transaction method that is applicable to the cash transaction device of the 1st viewpoint of the present invention is provided.And,, provide a kind of and be used to make computing machine to carry out the program of the cash transaction method of the 4th viewpoint of the present invention according to the 5th viewpoint of the present invention.
The invention effect
According to the present invention; Even can provide under the situation of the proper range that a kind of quantity of cash of each Currency Type of in cash transaction device, taking in breaks away from regulation, also can suppress to proceed cash transaction device, exterior terminal, cash dealing system, cash transaction method and the program of the situation of trading activity.
Description of drawings
Fig. 1 is the figure of the summary of expression cash transaction device of the present invention.
Fig. 2 is the block scheme of functional structure of the automatic vending machine of expression the 1st embodiment of the present invention.
Fig. 3 is the figure of expression to the proper range (threshold setting information) of taking in the quantity setting of the cash of each Currency Type.
Fig. 4 is the figure of expression to preferential (the preferential set information) of the money transaction setting of the Currency Type of utilization regulation.
Fig. 5 is the figure of summary outward appearance of the exterior terminal of an expression embodiment of the present invention.
Fig. 6 is the block scheme of functional structure of the exterior terminal of an expression embodiment of the present invention.
Fig. 7 A is the figure that is illustrated in the various pictures that show on the exterior terminal.
Fig. 7 B is the figure that is illustrated in the various pictures that show on the exterior terminal.
Fig. 7 C is the figure that is illustrated in the various pictures that show on the exterior terminal.
Fig. 7 D is the figure that is illustrated in the various pictures that show on the exterior terminal.
Fig. 8 A is the process flow diagram of action of the automatic vending machine of this embodiment of expression.
Fig. 8 B is the process flow diagram of variation of action of the automatic vending machine of this embodiment of expression.
Fig. 9 A is the figure of expression to the transaction message of user notification.
Fig. 9 B is the figure of expression to the transaction message of user notification.
Fig. 9 C is the figure of expression to the transaction message of user notification.
Fig. 9 D is the figure of expression to the transaction message of user notification.
Figure 10 is the block scheme of functional structure of the ATM of expression the 2nd embodiment of the present invention.
Figure 11 A is the process flow diagram of the action of expression ATM.
Figure 11 B is the process flow diagram of variation of the action of expression ATM.
Symbol description among the figure: 100-automatic vending machine; 102,202-cash incorporating section; 104, the 204-cash stores granting portion; 106,206-cash management department; 116,212-Notice Of Transactions portion; 118, the preferential portion that provides of 214-; 120,216-terms of trade configuration part; 122,154,218-data communication section; The 150-exterior terminal; 200-automatic cash automatic teller machine; 250 host apparatus.
Embodiment
Below, with reference to accompanying drawing, preferred forms of the present invention is elaborated.In addition, in this instructions and accompanying drawing,, give identical symbol, and omit its repeat specification for having the inscape of identical functions structure in fact.
[summary of cash transaction device]
Fig. 1 is the figure of the summary of expression cash transaction device 1 of the present invention.Cash transaction device 1 is the automatic vending machine that utilizes money transaction article or service, disbursement and sattlement machine, public telephone set, ticket machine, cash itself is carried out the devices such as automatic cash deposit and withdrawal machine (ATM), cash ATM (CD) and changer of financial transaction.Here, so-called financial transaction is meant, for example to the spot assets of savings account, the cash of loan is refunded, the taking-up of deposit/loan and the processing that utilizes transferring accounts of cash etc.
Cash transaction device 1 provides article or service according to the cash that user 2 drops into from the outside, perhaps and carry out the financial transaction of cash between the user 2.Cash transaction device 1 is taken in the cash of a plurality of Currency Types, manages the quantity of the cash of each Currency Type, confirms whether the quantity of the cash of each Currency Type breaks away from the proper range of regulation.Here, cash is meant currency such as coin, bank note, and Currency Type is meant the kind (coin or bank note) of currency and the economic worth of currency.In addition, it is extremely superfluous or not enough that the proper range of regulation is set to the cash that can not take place to be taken in, and can not cause being difficult to carrying out the storage of the cash that drops into from the outside or provide the situation that comprises the cash of changing to the outside.
When cash transaction device 1 breaks away from the proper range (being that deficiency appears in Currency Type A) of regulation in the quantity of the cash that is judged as any Currency Type in example shown in Figure 1; Be regarded as breaking away from Currency Type to the cash of any Currency Type, and notify user 2 to use the cash 3 of the Currency Type (being Currency Type A in example shown in Figure 1) of regulation to conclude the business.In addition, the quantity of the so-called cash of Currency Type arbitrarily breaks away from the proper range of regulation, is meant proper range or the deficiency or the superfluous meaning of relative regulation.Here, the Currency Type of regulation is set to and can suppresses (or minimizing) and breaks away from the disengaging of the cash of Currency Type from the proper range of regulation.
User 2 uses the cash 3 of the Currency Type of regulation to conclude the business as per advice, or uses the Currency Type cash in addition of regulation to conclude the business.Here,, use the cash 3 of the Currency Type (Currency Type A) of regulation to conclude the business, then can suppress the situation that (or minimizing) breaks away from the cash disengaging proper range of Currency Type if user 2 as per advice.Thus, even broken away under the situation of proper range in the quantity of the cash that breaks away from Currency Type, the cash that also can suppress to break away from Currency Type is extremely superfluous or not enough, can not proceed the situation of trading activity.
In addition; Cash transaction device 1 is preferably when the cash 3 that uses the Currency Type of regulation has as per advice carried out transaction; When to user 2 commodity being provided or serving 4 (being commodity B) in example shown in Figure 1, preferential 5 (being preferential C) of regulation are provided in example shown in Figure 1.Here; What is called is preferential for example can be cash or the article of in cash transaction device 1, taking in; Also can be article or the service that provides by cash transaction device 1, can also be to the specific available service of dealer of serving preferential (use integration, reward voucher (coupon, free certificate), put down in writing can the preferential information of exchange in the future (put down in writing URL information, put down in writing prize drawing number information, put down in writing the information of exchange numbering) etc.).Thus, can further impel user 2 to use the cash of the Currency Type of regulation to conclude the business.
The 1st embodiment
Below, with reference to Fig. 2-Fig. 9, the automatic vending machine 100 of the 1st embodiment of the present invention is described.Below, describe between automatic vending machine 100 and user, making the situation of carrying out commodity transaction in cash, but, also can likewise describe carrying out the situation of service transacting.
[automatic vending machine 100]
At first, with reference to Fig. 2-Fig. 4, automatic vending machine 100 is described.Fig. 2 is the block scheme of functional structure of the automatic vending machine 100 of expression the 1st embodiment of the present invention.As shown in Figure 2, automatic vending machine 100 has cash incorporating section 102, cash stores granting portion 104, cash management department 106, commodity portion 108, commodity granting portion 110 (the preferential portion 118 that provides), merchandise control portion 112, commodity selection portion 114, Notice Of Transactions portion 116, terms of trade configuration part 120, data communication section 122, storage part 124 and control part 126.In addition; Carrying out between automatic vending machine 100 and the user under the situation of service transacting; Automatic vending machine 100 replaces commodity portion 108, merchandise control portion 112, commodity granting portion 110 and commodity selection portion 114, and have all not shown service portion and services selection portion etc. is provided.
The cash of a plurality of Currency Types such as 1000 Japanese yen paper currencies, 500 Japanese yen coins, 100 Japanese yen coins, 50 Japanese yen coins, 10 Japanese yen coins is for example taken in cash incorporating section 102 according to each Currency Type.Cash incorporating section 102 constitutes under the state of opening the gate on the casing that is located at automatic vending machine 100, can put into the cash that taking-up is taken in.
Cash stores granting portion 104 and is stored into cash incorporating section 102 to the cash that drops into from the outside, provides the cash that is accommodated in the cash incorporating section 102 to the outside.Cash stores granting portion 104 through all not shown cash reimbursement mouth and cash input port, and the cash of giving and accepting between the user.Cash stores the Currency Type that the cash that drops into from the outside detects in granting portion 104, outputs to control part 126 to it as cash input information.Cash stores granting portion 104 and temporarily leaves the cash that drops into from the outside concentratedly, according to the storage indication from control part 126, is stored in the cash of leaving concentratedly in the cash incorporating section 102 according to every kind of Currency Type then.In addition, cash stores granting portion 104 according to indicating with providing from the dispense cash information of control part 126 (quantity of the cash of each Currency Type that should provide to the outside), provides the cash that is incorporated in the cash incorporating section 102 to the outside.
Cash management department 106 management is incorporated in the quantity (below be also referred to as take in quantity) of the cash of each Currency Type in the cash incorporating section 102.Cash management department 106 deposits in the taking-up of cash incorporating section 102 according to cash or the storage/granting of cash; Upgrade the cash management information of taking in quantity of the cash of each Currency Type of expression; And be kept in the storage part 124, through giving control part 126 update notification of cash management information.
Commodity portion 108 take in according to merchandise classification and the user between utilize the commodity of money transaction.Commodity portion 108 constitutes under the state of having opened the gate on the casing that is located at automatic vending machine 100, can take out and put into the commodity of being taken in.
Commodity granting portion 110 provides the commodity that are incorporated in the commodity portion 108 to the outside.Commodity granting portion 110 provides commodity through not shown commodity granting mouth etc. to the user.Commodity granting portion 110 provides the commodity that are incorporated in the commodity portion 108 according to indicating with providing from the granting merchandise news of control part 126 (kinds of the commodity that should provide to the outside) to the outside.
112 management of merchandise control portion are incorporated in the quantity of the extensive stock in the commodity portion 108.Merchandise control portion 112 response commodity are put into the taking-up of commodity portion 108 or the granting of commodity, upgrade the merchandise control information of taking in quantity of expression extensive stock, and are kept in the storage part 124.
Commodity selection portion 114 comprises for example selection key etc., makes the user in the commodity of available kind, select desirable commodity.Commodity selection portion 114 outputs to control part 126 to the commodity selection information of the kind of the commodity of representing to be selected by the user.In addition; Commodity selection portion 114 constitutes from control part 126 input expression can provide the commodity based on the possibility of the commodity of cash input information and price fixing information that information is provided; Through lighting of selection key etc., use Visual Display, represent the possibility that provides of commodity to the user.
Notice Of Transactions portion 116 uses Visual Display, to the user notification information relevant with transaction.Notice Of Transactions portion 116 is especially under the situation of any proper range of taking in the regulation of stating after quantity breaks away from of the cash of Currency Type; Notify; Impel the user to use the cash of regulation Currency Type to conclude the business, with the proper range that quantity breaks away from regulation of taking in of the cash that suppresses above-mentioned Currency Type.In addition, below the situation of using Visual Display is described, utilize sound etc. to notify but also can constitute.
The preferential portion 118 that provides provides the preferential of regulation to the user when using the cash of regulation Currency Type to conclude the business according to the notice of Notice Of Transactions portion 116.The preferential portion 118 that provides provides the preferential of regulation through returning mouth etc. from all not shown cash reimbursement mouth, commodity to the outside, provides preferential to the user.Below, to describing with the ex gratia situation of the return of cash, in this case, cash stores granting portion 104 provides portion 118 performance functions as preferential.In addition, for as preferential and provide under the situation of the commodity that become trading object, also can make commodity granting portion 110 provide portion 118 performance functions as preferential.
Proper range (threshold setting information) and preferential (the preferential set information) of regulation, the price (price fixing information) of extensive stock etc. of above-mentioned regulation are set according to gerentocratic setting operation in terms of trade configuration part 120.In addition,, can directly carry out the operation of terms of trade configuration part 120, also can carry out indirectly through the operation of the exterior terminal 150 stated after utilizing through the supvr about the setting of terms of trade configuration part 120.Terms of trade configuration part 120 is kept at the data that set through setting operation in the storage part 124.
Data communication section 122 and after send between the exterior terminal 150 stated and receive various data.Data communication section 122 receives setting data from exterior terminal 150, and this setting data is used for through terms of trade configuration part 120 setting threshold set informations and preferential set information.In addition, data communication section 122 sends to exterior terminal 150 to the cash management information by cash management department's 106 management.In addition, data communication section 122 also can send to exterior terminal 150 to the merchandise control information by 112 management of merchandise control portion.
Necessary various data in the action of storage part 124 preservation automatic vending machines 100 are also preserved the program of being read and being carried out by control part 126 according to condition of different.Control part 126 is controlled the molar behavior of automatic vending machine 100 through the action of other inscapes of control.
Control part 126 control cashes store granting portion 104 and commodity granting portion 110 etc., so that it is according to cash input information, price fixing information and commodity selection information, take in/dispense cash (comprising the granting of change), provide commodity.Control part 126 control Notice Of Transactions portions 116 make its situation of taking in according to the cash of cash management information and each Currency Type of threshold setting validation of information, as required, carry out the Notice Of Transactions to the user.Control part 126 control cashes store 104 (the preferential portions 118 that provide) of granting portion, make it drop into information, cash management information and preferential set information according to cash and provide preferential.In addition, control part 126 can be installed through the wired logic circuitry of the control of stipulating, also can wait and constitutes through at least a portion, comprising CPU, and this CPU etc. can carry out for the control that puts rules into practice written program.
[threshold setting]
Fig. 3 is expression to the figure that takes in the proper range (threshold setting information) that quantity sets of the cash of each Currency Type.Below, to the quantity of taking in about the cash of each Currency Type, the situation of utilizing higher limit and lower limit to set proper range describes, but also can utilize any one of higher limit or lower limit to set.
In Fig. 3, it is 1000 Japanese yen paper currencies that the maximum of supposing the cash of each Currency Type is taken in quantity: 1000,500 Japanese yen coins: 100 pieces, 100 Japanese yen coins: 1000 pieces, 50 Japanese yen coins: 100 pieces, 10 Japanese yen coins: 1000 pieces situation.In addition, the proper range of the cash of each Currency Type is set to: 1000 Japanese yen paper currencies, 100 Japanese yen coins and 10 Japanese yen coins are that 101-900 piece, 500 Japanese yen coins and 50 Japanese yen coins are 11-90 piece.Here, the maximum of setting the cash of each Currency Type according to the usage frequency of the cash of each Currency Type is taken in quantity and proper range.And, be set at the quantity of taking in of the cash of each Currency Type not enough scope, be set at superfluous scope to the situation that surpasses proper range less than the situation of proper range.And, be the quantity of taking in of the cash of each Currency Type that 0 situation is set at not enough state, take in the situation of quantity and be set at superfluous state becoming maximum.
Automatic vending machine 100 is under the situation in the proper range in the quantity of taking in of the cash of each Currency Type, and carries out normal money transaction between the user.And take in quantity not under the situation in proper range at the cash of each Currency Type; Notify and impel the user to use the cash of the Currency Type of regulation to conclude the business, taking in or difficulty takes place with the cash that prevents to drop into from the outside to the granting of the cash that comprises change of outside.And, be under the situation of superfluous state or not enough state the money transaction of carrying out between restriction and the user at least in part in the quantity of taking in of the cash of each Currency Type.
[preferential setting]
Fig. 4 is the figure of expression to preferential (the preferential set information) of exchange's setting of the cash of use regulation Currency Type.Below, set different preferential situation and describe being divided into these 4 stages of superfluous state, superfluous scope, not enough scope and not enough state, also can be divided into below 3 stages or 5 stages with on set different preferential.In Fig. 4, the preferential of each stage is set to as follows.
When superfluous state, under the situation that the cash that only drops into beyond the superfluous Currency Type is concluded the business,, set the cash of 25% the amount of money that is equivalent to commodity price as preferential.In addition, under superfluous state, owing to limited the transaction of the cash that uses superfluous Currency Type, do not set preferential so input is comprised the situation that the cash of superfluous Currency Type concludes the business.In addition, when superfluous scope, under the situation that the cash that only drops into beyond the superfluous Currency Type is concluded the business,, set the cash of 15% the amount of money that is equivalent to commodity price as preferential.And, under the situation that the cash beyond cash that drops into superfluous Currency Type and the superfluous Currency Type is concluded the business,, set the cash of 10% the amount of money that is equivalent to commodity price as preferential.
When not enough scope, under the situation that the cash beyond the cash of insufficient investment Currency Type and the not enough Currency Type is concluded the business,, set the cash of 10% the amount of money that is equivalent to commodity price as preferential.And, under a situation that the cash of insufficient investment Currency Type is concluded the business,, set the cash of 15% the amount of money be equivalent to commodity price as preferential.In addition, when not enough state, under the situation that the cash beyond the cash of insufficient investment Currency Type and the not enough Currency Type is concluded the business,, set the cash of 20% the amount of money that is equivalent to commodity price as preferential.And, under a situation that the cash of insufficient investment Currency Type is concluded the business,, set the cash of 25% the amount of money be equivalent to commodity price as preferential.
In addition; Be that the cash of cash and 2nd Currency Type different with the 1st Currency Type of the 1st Currency Type becomes superfluous scope (superfluous state) simultaneously or becomes simultaneously under the situation of not enough scope (not enough state) in hypothesis; Also can be to the cash of the 1st and the 2nd Currency Type utilization double prime, also can be only preferential to cash utilization near the Currency Type of superfluous state (maximum is taken in quantity) or not enough state (0).In addition, become superfluous scope (superfluous state) about the cash of the 1st Currency Type, the cash of 2nd Currency Type different with the 1st Currency Type becomes the situation of not enough scope (not enough state) simultaneously, also is same.
In addition, be the amount of money as the amount of money of preferential return from the ratio of the regulation that is equivalent to commodity price, cast out the amount of money after the mantissa of minimum dollar amount (being 10 yuan under the situation of this embodiment) of automatic vending machine 100 available cashes.In addition, be used as the change granting at the cash of superfluous Currency Type, the situation of concluding the business or the cash of not enough Currency Type can not be as the change grantings, under the situation of concluding the business, also can set same preferential.In addition, the quantity of cash that for example also can be set at the regulation Currency Type that the input quantity etc. of the cash of cash or not enough Currency Type beyond the superfluous Currency Type is utilized is many more, provides big more preferential.
As stated; Breaking away from Currency Type (superfluous Currency Type, not enough Currency Type) sets big preferential more greatly more from the disengaging of proper range; And according to circumstances, in transaction, use more being used to suppress to break away from Currency Type and set big more preferential from the quantity of the cash of the regulation Currency Type of the disengaging of proper range; So, can impel the user to use the cash of regulation Currency Type to conclude the business effectively.
[exterior terminal 150]
Below, with reference to Fig. 5-Fig. 7, the structure of the exterior terminal 150 of an embodiment of the invention is described.Fig. 5 is the figure of summary outward appearance of the exterior terminal 150 of expression an embodiment of the invention.Fig. 6 is the block scheme of functional structure of the exterior terminal 150 of expression an embodiment of the invention.Exterior terminal 150 is used by the supvr of automatic vending machine 100, comes automatic vending machine 100 is carried out various settings etc.As shown in Figure 6, exterior terminal 150 has terms of trade and obtains portion 152, data communication section 154, display part 156, printing portion 158, storage part 160 and control part 162.
Terms of trade obtain portion 152 according to the user's operation to operation push-button, obtain the data that are used for setting threshold set information and preferential set information and to the instruction of exterior terminal 150 etc.In example shown in Figure 5, be provided with digital input key 170, processing selecting button 172 (input is confirmed, input cancellation, display frame advance, fall back, print), be used to make the shifting bond(s) 174 that cursor moves and the release/operation push-buttons such as action launching button 176 of exterior terminal 150 on the screen of display part 156.In addition, terms of trade obtain portion 152 also can constitute with after the display part 156 incorporate touch-screens stated.
Data communication section 154, through wired or wireless and communicates between the automatic vending machine 100 obtained various data that portion 152 obtains and instruction etc. by terms of trade.In addition, data communication section 154 obtains cash management information from automatic vending machine 100, and as required, obtains merchandise control information from automatic vending machine 100.
Display part 156 shows the input picture of the setting data that is used to make the user import regulation and instruction etc. and the display frame of cash management information etc.In Fig. 5, expression is as the display 178 of display part 156.Printing portion 158 is used for the print media that is incorporated in exterior terminal 150 is printed the screen picture for example be displayed on the display part 156 etc.In Fig. 5, illustrate with paper escape hole 180, its be used to discharge by printing portion 158 printed print result with paper etc.
Storage part 160 is preserved the necessary data in service of exterior terminal 150 etc., and preserves the program of according to circumstances being read and being carried out by control part 162.Control part 162 is controlled the action of exterior terminal 150 integral body through the action of other inscapes of control.Control part 162 can be made up of the wired logic circuitry of the control of stipulating, also can constitute through comprising that at least in part CPU waits, and execution such as this CPU are written program for the control of stipulating.
[set and handle]
Fig. 7 A-7D is the figure that is illustrated in the various pictures that show on the exterior terminal 150.When the supvr supressed start button 176, display part 156 showed processing selecting picture such shown in Fig. 7 A.On the processing selecting picture, show and impel the supvr from the processing of " threshold setting ", " preferential setting ", " quantity affirmation ", to select the message of desirable processing.Here, when the supvr when the operation of operation push-button has been selected to handle arbitrarily, control part 162 begins to carry out selected processing.
When the supvr had selected " threshold setting " to handle, display part 156 showed threshold setting picture such shown in Fig. 7 B.In the threshold setting picture, show the maximum quantity of the cash of foldable each Currency Type in automatic vending machine 100 and be used to make the input field of supvr according to the proper range of the cash of higher limit and each Currency Type of lower limit input.When the supvr has imported the proper range of the cash of each Currency Type through digital input key 170 grades in input field, and after having confirmed input through selector button 172, data communication section 154 sends to automatic vending machine 100 to the setting datas that are transfused in input field.In automatic vending machine 100, when data communication section 122 received setting data, control part 126 was kept at threshold setting information in the storage part 124 according to setting data, in terms of trade configuration part 120, set the threshold value of regulation.
When the supvr has selected " preferential setting " to handle, the preferential setting picture shown in the display part 156 displayed map 7C.In preferential setting picture, show and be used to make the supvr to import the input field of preferential (for example, the discounting rate of commodity price etc.) in each above-mentioned stage.When the supvr has imported the preferential of each stage through digital input key 170 grades in input field, and after having confirmed input through selector button 172, data communication section 154 sends to automatic vending machine 100 to the setting datas that are transfused in input field.In automatic vending machine 100, after data communication section 122 received setting data, control part 126 was kept at preferential set information in the storage part 124 according to setting data, and in terms of trade configuration part 120, set the preferential of regulation.
When the supvr had selected " quantity affirmation " to handle, data communication section 154 confirmed that request sends to automatic vending machine 100 to quantity.In automatic vending machine 100, after data communication section 122 received quantity affirmation request, control part 126 was read the cash management information that is stored in the storage part 124, sends to exterior terminal 150 to cash management information through data communication section 122.Externally in the terminal 150, after data communication section 154 received cash management information, control part 162 confirmed that as quantity such shown in Fig. 7 D picture shows cash management information in display part 156.In Fig. 7 D, expression have the maximum of the cash of foldable each Currency Type in automatic vending machine 100 take in quantity and quantity each Currency Type when confirming cash take in quantity.
Thus, the supvr can use exterior terminal 150 setting data easily, and these data are used to set proper range and regulation preferential of regulation, and can easily confirm each Currency Type cash take in quantity.
[action of automatic vending machine 100]
Below, with reference to Fig. 8 and Fig. 9, the action of the automatic vending machine 100 of this embodiment is described.Fig. 8 A is the process flow diagram of action of the automatic vending machine 100 of this embodiment of expression.Fig. 8 B is the process flow diagram of the variation of the action shown in the presentation graphs 8A.Fig. 9 A-9D is the figure of expression to the transaction message of user notification.In addition, in Fig. 9 A-9D, though represented through on display screen of Notice Of Transactions portion 116 etc., showing transaction message, situation about notifying, in order to carry out same notice, also can use light-emitting component stroboscopic, other advice method such as light.
At first, control part 126 is according to cash management information and threshold setting information, by every kind of Currency Type comparison cash take in quantity and threshold value, judge each Currency Type cash take in quantity whether beyond proper range (step S10).
In automatic vending machine 100; According to cash to the taking-up of cash incorporating section 102 put into or store/provide; Cash management department 106 upgrades the cash management information of taking in quantity of the cash of each Currency Type of expression, and gives control part 126 update notification of cash management information.Control part 126 according to the cash management information after upgrading, is taken in quantity and threshold value according to every kind of Currency Type comparison cash after the renewal of having been notified cash management information.Control part 126 is taken in quantity not under the situation in proper range the cash that is judged as each Currency Type according to comparative result; Control part 126 carries out following control to Notice Of Transactions portion 116 in the processing of step S 12; Under situation about being judged as in proper range, get into the processing of step S14.
Quantity at the cash that breaks away from Currency Type (superfluous Currency Type) is under the situation of superfluous state; Control part 126 is for example such shown in Fig. 9 A, makes Notice Of Transactions portion 116 notify following information: represent information that the cash of superfluous Currency Type (being Currency Type A) can not drop in the example shown in Fig. 9 A, impel information and the corresponding favor information of using the cash beyond the superfluous Currency Type to conclude the business.In addition; Under the situation of quantity in superfluous scope of the cash that breaks away from Currency Type (superfluous Currency Type); Control part 126 is for example such shown in Fig. 9 B, makes Notice Of Transactions portion 116 notify following information: represent information and corresponding favor information that information, suggestion that the cash of superfluous Currency Type increases use the cash of (being beyond the Currency Type A in the example shown in Fig. 9 A) beyond the superfluous Currency Type to conclude the business.
On the other hand; Quantity at the cash that breaks away from Currency Type (not enough Currency Type) is under the situation of not enough state; Control part 126, for example, such shown in Fig. 9 C; Make Notice Of Transactions portion 116 notify following information: expression can not be the cash of not enough Currency Type (in the example shown in Fig. 9 C, being Currency Type A) as the information of change granting, information and the corresponding favor information of impelling use to comprise that the cash of the cash of not enough Currency Type is concluded the business.In addition; Under the situation of quantity in not enough scope of the cash that breaks away from Currency Type (not enough Currency Type); Control part 126, for example, such shown in Fig. 9 D; Make Notice Of Transactions portion 116 notify following information: to represent the information of the cash quantity minimizing of not enough Currency Type, information and the corresponding favor information of impelling use to comprise that the cash of the cash of not enough Currency Type (in the example shown in Fig. 9 D, being Currency Type A) is concluded the business.
In addition, control part 126 is according to cash management information and price fixing information, the situation of supposing to use the cash of the Currency Type (being 1000 yen under the situation of this embodiment) of available maximum dollar amount to carry out the transaction of extensive stock, and can judgement constitute changes.Can not constitute under the situation of changing being judged as, control part 126 makes Notice Of Transactions portion 116 carry out being in not enough state with the quantity of the cash of Currency Type arbitrarily or same notice in not enough scope the time.About whether not constituting the judgement of changing, also can be in step S10, with the taking in quantity and whether in the judgement beyond the proper range, carry out of the cash that carries out each Currency Type.
When the user has dropped into cash (S14), cash stores the Currency Type that the cash that is dropped into detects in granting portion 104, and outputs to control part 126 to it as cash input information.Control part 126 provides the commodity of the kind of the available commodity of expression information to output to commodity selection portion 114 according to cash input information, merchandise control information and price fixing information etc.Commodity selection portion 114 provides information to show the possibility that provides of extensive stock with visual manner according to commodity.After available commodity are selected by the user (S16), commodity selection portion 114 outputs to control part 126 to the commodity selection information of the kind of the selecteed commodity of expression.Then, control part 126 judge each Currency Type cash take in quantity whether beyond proper range (S18).
Under the situation of cash in proper range of each Currency Type, control part 126 is judged as transaction and sets up (S32).Then, control part 126 stores 104 outputs of granting portion to cash and stores indication, and cash stores granting portion 104 and is accommodated in cash incorporating section 102 to the cash of temporarily leaving concentratedly by each Currency Type.In addition; Under the situation of changing; Control part 126 to cash store the 104 output expressions of granting portion constitute change each Currency Type cash quantity dispense cash information with provide indication, cash stores granting portion 104 102 providing as changing from the cash incorporating section with the corresponding cash of dispense cash information.After the storage/granting of cash had been carried out in 104 pairs of cash incorporating sections of cash storage granting portion 102, cash management department 106 upgraded the cash management information.In addition, control part 126 is indicated with providing to the granting merchandise news of the selecteed commodity of commodity granting portion 110 output expressions.Commodity granting portion 110 be transfused to provide indication after, 108 providing from the commodity incorporating section, and upgrade merchandise control information (S34) with providing the corresponding commodity of merchandise news.
In the quantity of any cash of Currency Type under the situation beyond the proper range; Control part 126 judges and has or not the generation of changing, and judges the establishment of transaction and taken in cash incorporating section 102 and store/quantity (S20) of the cash of 102 any Currency Types (superfluous Currency Type, not enough Currency Type) of providing from the cash incorporating section.
Then, be in superfluous state or in superfluous scope (S22) in the quantity of the cash that breaks away from Currency Type (superfluous Currency Type), can not take under the situation of the cash that is dropped into (S24), control part 126 is judged as transaction be false (S28).Then; Control part 126 control cashes store granting portion 104; The cash that return is temporarily left concentratedly (S30) is so represent the information that invalid information and expression suggestion use the cash of the Currency Type of regulation to conclude the business because the cash that can not take in superfluous Currency Type is concluded the business through Notice Of Transactions portion 116 to user notification.
In addition, be in not enough state or in not enough scope in the quantity of the cash that breaks away from Currency Type (not enough Currency Type), can not be as under the situation about being provided of changing (S26), control part 126 is judged as transaction be false (S28).Then; Control part 126 control cashes store granting portion 104; The cash that return is temporarily left concentratedly (S30); And represent because the cash of not enough Currency Type can not be used as grantings of changing to user notification, so the information that conclude the business invalid information and expression suggestion use the cash of the Currency Type of stipulating to conclude the business through Notice Of Transactions portion 116.
Control part 126 is judged as the cash that can take in input in the processing of step S24, or in the processing of step S26, is judged as under the situation that can provide change, in step S32, is judged as transaction and sets up, and carries out the processing of step S34.Then, control part 126 is according to cash input information, price fixing information, cash management information and threshold setting information, judges whether to use the cash of the Currency Type of regulation conclude the business (S36).
Be judged as under the situation that the cash that can use the regulation Currency Type concludes the business; Control part 126 is according to price fixing information and preferential set information; Calculate based on transaction and set up provided preferential, store granting portion 104 output dispense cash information and provide indication to cash.Then, cash stores granting portion 104 according to providing indication, and 102 provide and the corresponding cash of dispense cash information from the cash incorporating section, and cash management department 106 upgrades cash management information (S38).
Be in the example of superfluous state as the quantity of the cash that breaks away from Currency Type, suppose in cash incorporating section 102, to have taken in 50 of 1000 Japanese yen paper currencies, 1000 pieces of 100 Japanese yen coins, 100 Japanese yen coins are in superfluous state, and the user buys the situation of 200 yen commodity.Automatic vending machine 100 representes to drop into the information of 100 Japanese yen coins, information and the corresponding favor information that suggestion use 100 Japanese yen coins cash is in addition concluded the business to user notification.Then, dropped into the user under the situation of 2 piece of 100 Japanese yen coin, automatic vending machine 100 be owing to can not take in input cash, so, the cash reimbursement that drops into to the user.And dropped into the user under 1 1000 yen the situation of bank note; Automatic vending machine 100 is owing to can take in the cash that is dropped into; And can provide and change, so provide 8 piece of 100 Japanese yen coin, and when the user provides commodity; As preferential, 25% 5 piece of 10 Japanese yen coin that is equivalent to commodity price is provided to the user.
The example of quantity in superfluous scope as the cash that breaks away from Currency Type; Suppose in cash incorporating section 102, to have taken in 999 pieces of 100 Japanese yen coins, 500 pieces of 10 Japanese yen coins; Under the state of 100 Japanese yen coins in superfluous scope, the user buys the situation of 200 yen commodity.Automatic vending machine 100 is represented information and the corresponding favor information that the too much information of 100 Japanese yen coins, suggestion use the cash beyond 100 Japanese yen coins to conclude the business to user notification.Then, dropped into the user under the situation of 2 piece of 100 Japanese yen coin, automatic vending machine 100 is not owing to taking in the cash that is dropped into, so give the user cash reimbursement that drops into.And dropped under the situation of 20 piece of 10 Japanese yen coin (or 1 piece of 100 Japanese yen coin and 10 piece of 10 Japanese yen coin) the user; Automatic vending machine 100 be owing to can take in the cash that is dropped into, so as preferential and 3 piece of 10 Japanese yen coin (or 2 pieces) of 15% (or 10%) of being equivalent to commodity price be provided to the user.
Promptly; Quantity at the cash that breaks away from Currency Type (superfluous Currency Type) surpasses under the situation of proper range; Through transaction or the transaction of providing the cash of superfluous Currency Type that impels the user not drop into the cash of superfluous Currency Type, can suppress the proper range of the cash overshoot of (or dwindling) superfluous Currency Type.
The example of quantity in not enough scope as the cash that breaks away from Currency Type; Suppose in cash incorporating section 102, to have taken in 500 1000 Japanese yen paper currencies, 50 piece of 500 Japanese yen coin and 1 piece of 100 Japanese yen coin; Under the state of 100 Japanese yen coins in not enough scope, the user buys the situation of 600 yen commodity.Automatic vending machine 100 is represented information and the corresponding favor information that the few information of 100 Japanese yen coins, expression suggestion use the cash that comprises 100 Japanese yen coins to conclude the business to user notification.Then, dropped into the user under the situation of one 1000 Japanese yen paper currency, automatic vending machine 100 is changed owing to not providing, so give the user cash reimbursement that drops into.And dropped under the situation of 6 piece of 100 Japanese yen coin (or 1 piece of 500 Japanese yen coin and 1 piece of 100 Japanese yen coin) the user, automatic vending machine 100 is as preferential and 9 pieces of (or 6 pieces) 10 Japanese yen coins of 15% (or 10%) of being equivalent to commodity price are provided to the user.
Be in the example of not enough state as the quantity of the cash that breaks away from Currency Type; Suppose in cash incorporating section 102, to have taken in 500 1000 Japanese yen paper currencies, 50 piece of 500 Japanese yen coin and 0 piece of 100 Japanese yen coin; Be under the not enough state at 100 Japanese yen coins, the user buys the situation of 600 yen commodity.Information from expression suggestion to user notification and corresponding favor information that automatic vending machine 100 representes to use 100 Japanese yen coins to use the cash that comprises 100 Japanese yen coins to conclude the business as the information of changing.Then, dropped into the user under the situation of 1000 Japanese yen paper currencies, automatic vending machine 100 is changed owing to not providing, so give the user cash reimbursement that drops into.And dropped under the situation of 6 piece of 100 Japanese yen coin (or 1 piece of 500 Japanese yen coin and 1 piece of 100 Japanese yen coin) the user, automatic vending machine 100 is as preferential and 15 pieces of (or 12 pieces) 10 Japanese yen coins of 25% (or 20%) of being equivalent to commodity price are provided to the user.
Promptly; Quantity at the cash that breaks away from Currency Type (not enough Currency Type) is lower than under the situation of proper range; Through impelling the user to carry out transaction or the transaction of not providing the cash of not enough Currency Type of the cash of insufficient investment Currency Type, can suppress the proper range that (or dwindling) not enough Currency Type breaks away from regulation.
More than, according to the process flow diagram shown in Fig. 8 A, the action of automatic vending machine 100 is illustrated, but automatic vending machine 100 also can move according to the process flow diagram shown in Fig. 8 B.In the process flow diagram shown in Fig. 8 B; Automatic vending machine 100 begins to handle from the judgement (S 60) that cash drops into; before the beginning of transaction and after the establishment of transaction, do not confirm each Currency Type cash take in quantity (S86), the information (S88) that the notice suggestion uses the cash of regulation to conclude the business.In addition, automatic vending machine 100 carries out the identical processing of situation with the process flow diagram shown in Fig. 8 A except having changed processing sequence.
That kind as described above; Automatic vending machine 100 according to this embodiment; Quantity at the cash that breaks away from Currency Type (superfluous Currency Type, not enough Currency Type) has broken away under the situation of the proper range of stipulating; Notify, impel the user to use the cash of regulation Currency Type to conclude the business, break away from the proper range of regulation with the cash that suppresses the disengaging Currency Type.And, if use the cash of regulation Currency Type to conclude the business, then can suppress the proper range that (or dwindling) breaks away from the cash disengaging regulation Currency Type of Currency Type.Thus, even broken away from the quantity of the cash that breaks away from Currency Type under the situation of proper range of regulation, can suppress also that extremely surplus or deficiency cause proceeding trading activity because of cash.Thus, can reduce and can not carry out the generation of the situation of trading activity, the frequency that reduction is safeguarded because of the surplus/deficiency of cash etc., thus can improve user and supvr both sides' convenience.In addition, preferential (discounting of commodity price) is provided, can more effectively impels the user to use the cash of regulation Currency Type to conclude the business through transaction to the cash that uses the regulation Currency Type.
The 2nd embodiment
Below, with reference to Figure 10-Figure 12, the automatic cash deposit and withdrawal machine of the 2nd embodiment of the present invention (below, be also referred to as ATM200) is described.Below; Explanation to savings account can the access cash the situation of ATM200; But for the situation of the cash ATM (CD) that can take out cash, maybe can carry out the situation of repaying/take out, transfer accounts etc., also can describe equally based on the loan of cash.In addition, below, suit to omit the explanation that repeats mutually with the explanation of the 1st embodiment.
[automatic cash deposit and withdrawal machine]
At first, with reference to Figure 10, ATM200 is described.Figure 10 is the block scheme of functional structure of the ATM200 of expression the 2nd embodiment of the present invention.Shown in figure 10, ATM200 has cash incorporating section 202, cash and stores granting portion 204, cash management department 206, user profile and obtain portion 208, transaction operating portion 210, Notice Of Transactions portion 212, preferential portion 214, terms of trade configuration part 216, data communication section 218, storage part 220 and the control part 222 of providing.ATM200 constitutes use under the state that communication is connected between through the host apparatus 250 of data communication section 218 and the accounts information of leading subscriber.In addition, under the situation of cash ATM (CD), replace cash and store granting portion 204, and not shown dispense cash portion is set.
The cash of a plurality of Currency Types such as various bank note, various coins is taken in cash incorporating section 202 according to every kind of Currency Type, and constitute can be putting into taking-up between cash of being taken in and the outside.Cash stores granting portion 204 according to the storage indication from control part 222; Be accommodated in cash incorporating section 202 to the cash that drops into from the outside; And, provide the cash that is incorporated in the cash incorporating section 202 to the outside according to dispense cash information and granting indication from control part 222.Cash management department 206 management is incorporated in the quantity (below be also referred to as take in quantity) of the cash of each Currency Type in the cash incorporating section 202.
User profile obtains the user of portion 208 from be inserted into all not shown card insert opening or bankbook insertion mouth deposit card or savings account book and obtains user profile.Transaction operating portion 210 for example comprises selector button etc., makes the user be used to carry out the various operations of transaction processing.Transaction operating portion 210 outputs to control part 222 to the operation information of expression user's transaction operation.In addition, transaction operating portion 210 also can together be made up of for example touch-screen etc. with Notice Of Transactions portion 212.
Notice Of Transactions portion 212 uses Visual Display to the information of user notification about transaction.Notice Of Transactions portion 212 especially under the situation of any proper range of taking in the regulation of stating after quantity has broken away from of the cash of Currency Type, notifies, and impels the user to use can to suppress from the cash of the regulation Currency Type of the disengaging of the proper range of regulation and concludes the business.
The preferential portion 214 that provides provides the preferential of regulation to the user when using the cash of regulation Currency Type to conclude the business according to the notice of Notice Of Transactions portion 212.Below, to as preferential and provide for specific that to serve the dealer be that the situation of available service preferential (utilizing integration) describes.In this case, the preferential portion 214 that provides together increases the integration information (utilizing principal value of integral) by host apparatus 250 management through the accounts information with the user, provides preferential to the user.
Terms of trade configuration part 216 is according to gerentocratic setting operation, and is same with the situation with reference to the 1st embodiment of Fig. 3 and Fig. 4 explanation, the proper range (threshold setting information) of setting regulation and preferential (the preferential set information) stipulated etc.The setting of terms of trade configuration part 216 can directly be carried out the operation of terms of trade configuration part 216 through the supvr, also can carry out through the operation room ground connection to host apparatus 250.
Send various data such as receiving accounts information, integration information, setting data between data communication section 218 and the host apparatus 250.Data communication section 218 receives setting data from exterior terminal 150, and this setting data is used for by terms of trade configuration part 216 setting threshold set informations and/or preferential set information.In addition, data communication section 218 sends to exterior terminal 150 to the cash management information of being managed by cash management department 206.
Storage part 220 is preserved the in service necessary various data of ATM200, and preserves the program of according to circumstances being read and being carried out by control part 222.Control part 222 is controlled the whole action of ATM200 through the action of other inscapes of control.
Control part 222 under the situation that the expenditure of carrying out cash is handled, according to after the expenditure cash information stated, the control cash stores granting portion 204, data communication section 218 etc.Control part 222 under the situation that the deposit of carrying out cash is handled, according to after the cash input information stated with deposit cash information in, the control cash stores granting portion 204, data communication section 218 etc.Control part 222 is according to the situation of taking in of the cash of cash management information and each Currency Type of threshold setting validation of information, and control Notice Of Transactions portion 212, carries out the Notice Of Transactions to the user as required.Control part 222 is in order to provide the preferential preferential portion 214 that provides that controls according to cash input information or expenditure cash information, cash management information and preferential set information.
[action of ATM200]
Below, with reference to Figure 11, the action of the ATM200 of this embodiment is described.Figure 11 A is the process flow diagram of the action of expression ATM200.Figure 11 B is the process flow diagram of the variation of the action shown in the presentation graphs 11A.
At first; Cash management information and threshold setting information that control part 222 upgrades according to the discrepancy or the storage/granting of corresponding cash; Take in quantity and threshold value by every kind of Currency Type comparison cash; According to comparative result, judge each Currency Type cash take in quantity whether beyond proper range (step S110).
Control part 222 is taken in quantity under the situation beyond the proper range the cash that is judged as each Currency Type; Same with situation with reference to the 1st embodiment of Fig. 9 A-9D explanation, make Notice Of Transactions portion 212 carry out the suggestion user and use the notice that the cash of regulation Currency Type concludes the business and the notice (S112) of corresponding favor information.Here, Notice Of Transactions portion 212 replaces the discounting rate of commodity prices and will utilize integration to notify as favor information, and this utilizes integration for utilizing integration according to the transaction of the cash that uses the regulation Currency Type to what the user provided.
After the user carries out the processing selecting operation; Transaction operating portion 210 outputs to control part 222 to operation information; Control part 222 control cashes store granting portion 204, user profile obtains portion 208, transaction operating portion 210 and Notice Of Transactions portion 212 etc., carries out the transaction processing (S114) of respective operations information.
Selected to deposit in processing the user, be inserted into card insert opening (or bankbook insert mouthful) to deposit card (or savings account book) after, control part 222 is obtained portion 208 through user profile and from card, is obtained user profile.Control part 222 is notified Notice Of Transactions portion 212; Impel the user to not shown cash input port cash input; In the input of having carried out cash with after dropping into the affirmation operation, store granting portion 204 by cash and the quantity of the cash of input is counted by each Currency Type, obtain cash input information.Control part 222 carries out the cash input notification of information by Notice Of Transactions portion 212 and impels the user to deposit the input operation of amount in cash (depositing cash information in) and the notice that processing begins to operate in.
Selected expenditure to handle the user, and when being inserted into card insert opening to deposit card, control part 222 is obtained portion 208 through user profile and from card, is obtained user profile.Control part 222 is notified by Notice Of Transactions portion 212; Impel the user to carry out the input of authentication information; After having imported authentication information, send to host apparatus 250 to the transmission request of the user profile that is obtained, authentication information and accounts information (balance amount information) through data communication section 218.After user profile and authentication information had obtained me and confirm, host apparatus 250 sent to ATM200 to user's accounts information.After having obtained accounts information, control part 222 carries out the notice of accounts information by Notice Of Transactions portion 212, and impels the user to pay the notice of the input operation of amount in cash (expenditure cash information).Then, when having imported the expenditure amount in cash below the account balance, control part 222 is notified by Notice Of Transactions portion 212, impels the user to carry out the Currency Type selection operation and the processing that become the cash of paying object are begun operation.Here, expenditure cash information is the information of quantity that comprises the cash of each Currency Type that obtains through the Currency Type selection operation.
Handling when beginning to operate, control part 222 judge each Currency Type cash take in quantity whether beyond proper range (S116).Under the situation of cash in proper range of each Currency Type, control part 222 gets into step S130, is judged as transaction and sets up.
And for to deposit under the situation of processing, control part 222 stores 204 outputs of granting portion to cash and stores indication, and cash stores granting portion 204 the cash of temporarily leaving concentratedly of being put into the cash input port, is received in the cash incorporating section 202 by each Currency Type.In addition; Taking place under the situation of changing; Control part 222 to cash store the 204 output expressions of granting portion constitute change each Currency Type cash quantity dispense cash information with provide indication, cash stores granting portion 204 202 providing from the cash incorporating section as change with the corresponding cash of dispense cash information.On the other hand; Under the situation that expenditure is handled; Control part 222 to cash store the 204 output expressions of granting portion become the expenditure object each Currency Type cash quantity dispense cash information with provide indication, cash stores granting portion 204 from cash incorporating section 202, providing as the expenditure cash with the corresponding cash of dispense cash information.
After having carried out the storage/granting of cash by 204 pairs of cash incorporating sections of cash storage granting portion 202, cash management department 206 upgrades the cash management information.In addition, control part 222 sends to host apparatus 250 to user profile, the renewal request that deposits cash information or expenditure cash information and accounts information in through data communication section 218, and host apparatus 250 upgrades these users' accounts information.
Be under the state beyond the proper range in any quantity of the cash of Currency Type and deposit under the situation of processing; Control part 222 according to cash input information with deposit cash information in and judge and to have or not the generation of changing, judge based on transaction and set up and be received into the quantity (S118) of cash incorporating section 202/ cash of the 202 disengaging Currency Types (superfluous Currency Type, not enough Currency Type) provided from the cash incorporating section.And; Be under the state beyond the proper range in any quantity of the cash of Currency Type and pay under the situation of processing, control part 222 according to expenditure cash information judge based on transaction set up and from the cash incorporating section quantity of the cash of the 202 disengaging Currency Types (not enough Currency Type) provided.
Then, be in superfluous state or in superfluous scope (S120) in the quantity of the cash that breaks away from Currency Type (superfluous Currency Type), can not take under the situation of the cash that is dropped into (S122), control part 222 is judged as transaction be false (S126).Then; Control part 222 control cashes store granting portions 204 and return the cash of temporarily being left concentratedly, so represent owing to can not take in the cash of the superfluous Currency Type information (S128) that invalid information and expression suggestion use the cash of regulation Currency Type to conclude the business of concluding the business to user notification through Notice Of Transactions portion 212.
In addition, be in not enough state or in not enough scope in the quantity of the cash that breaks away from Currency Type (not enough Currency Type), can not be as changing or pay under the situation of dispense cash (S124), control part 222 is judged as transaction be false (S126).Then; Control part 222 control cashes store granting portions 204 and return the cash of temporarily being left concentratedly, so represent owing to can not provide the cash of the not enough Currency Type information (S128) that invalid information and expression suggestion use the cash of regulation Currency Type to conclude the business of concluding the business to user notification through Notice Of Transactions portion 212.
Control part 222 is judged as in the processing of step S122 can take in the cash that is dropped into, or in the processing of step S124, can provide under the situation of change, is judged as transaction at step S130 and sets up, and carries out the processing of step S132.Then, control part 222 is according to cash input information, cash management information and threshold setting information, or according to expenditure cash information, cash management information and threshold setting information, judges whether the cash that uses the regulation Currency Type conclude the business (S134).
Be judged as under the situation that the cash that is to use the regulation Currency Type concludes the business, control part 222 provides accordingly preferential through the preferential portion 214 that provides to the user according to price fixing information and preferential set information.Then, the preferential portion 214 that provides sends user profile, utilizes integration and integration logging request accordingly to host apparatus 250 through data communication section 218.Host apparatus 250 upgrades user's integration information (S136) according to user profile after receiving the integration logging request.
More than, be illustrated according to the action of the process flow diagram shown in Figure 11 A, but ATM200 also can move according to the process flow diagram shown in Figure 11 B ATM200.In the process flow diagram shown in Figure 11 B; The judgement (S160) that ATM200 drops into from cash begins to handle; Be not before the beginning of transaction but after transaction is set up, confirm each Currency Type cash take in quantity (S184), the information (S186) that notice expression suggestion uses the cash of regulation to conclude the business.In addition, ATM200 carries out the identical processing of situation with the process flow diagram shown in Figure 11 A except having changed processing sequence.
That kind as described above; Automatic cash deposit and withdrawal machine 200 according to this embodiment; Even the quantity at the cash that breaks away from Currency Type (superfluous Currency Type, not enough Currency Type) has broken away under the situation of the proper range of stipulating; Also can impel the user to use the cash of regulation Currency Type to conclude the business, suppress to proceed the generation of the situation of trading activity through notifying.Thus, can reduce and can not carry out the generation of the situation of trading activity, the frequency that reduction is safeguarded because of the surplus/deficiency of cash etc., thus can improve user and supvr both sides' convenience.In addition, through preferential (utilizing integration) being provided, can further impel the user to use the cash of regulation Currency Type to conclude the business to the money transaction of using the regulation Currency Type.
More than, with reference to accompanying drawing, preferred implementation of the present invention is illustrated, but the invention is not restricted to above-mentioned example.To those skilled in the art, in the scope of the technological thought of in claims, putting down in writing, be easy to expect various change examples or revise example,, also be interpreted as belonging to technical scope of the present invention for these.

Claims (10)

1. cash transaction device has:
The cash incorporating section, it takes in the cash of a plurality of Currency Types;
Cash stores granting portion, and its cash of carrying out the input from the outside is to the storage of above-mentioned cash incorporating section with being incorporated at least any side of cash in the granting of outside the above-mentioned cash incorporating section;
Cash management department, its management is incorporated in the quantity of the cash of each Currency Type in the above-mentioned cash incorporating section;
Notice Of Transactions portion; The quantity of the cash of its any Currency Type in being incorporated in above-mentioned cash incorporating section has broken away under the situation of the proper range of stipulating; Be regarded as breaking away from Currency Type to above-mentioned any Currency Type; To use the cash of regulation Currency Type to conclude the business in order impelling, suppressing the proper range that above-mentioned disengaging Currency Type breaks away from afore mentioned rules, and to surpass in the quantity of the cash of above-mentioned disengaging Currency Type under the situation of proper range of afore mentioned rules; Notify, impel the transaction of the cash that carries out not dropping into above-mentioned disengaging Currency Type or the transaction of providing the cash of above-mentioned disengaging Currency Type to the outside from the outside;
Control part; It surpasses the proper range of afore mentioned rules in the quantity of the cash of above-mentioned disengaging Currency Type; And the transaction of selecting from the outside is under the situation of deposit processing; Judge based on transaction and set up and the quantity of the disengaging Currency Type cash that stored by the cash incorporating section according to depositing cash information in, deposit under the situation that cash can store being judged as, transaction is set up; With
The preferential portion that provides, it provides the preferential of regulation to the money transaction of using the afore mentioned rules Currency Type.
2. cash transaction device according to claim 1, wherein,
Above-mentioned Notice Of Transactions portion is lower than in the quantity of the cash of above-mentioned disengaging Currency Type under the situation of proper range of afore mentioned rules; Notify; The transaction that impels the cash of transaction that the cash that carries out above-mentioned disengaging Currency Type drops into from the outside or above-mentioned disengaging Currency Type not provide to the outside
Above-mentioned control part is lower than the proper range of afore mentioned rules in the quantity of the cash of above-mentioned disengaging Currency Type; And the transaction of selecting from the outside is under the situation of expenditure processing; Judge based on the transaction establishment and by the quantity of the disengaging Currency Type cash of cash incorporating section granting according to expenditure cash information; Being judged as under the expenditure cash situation about can provide, transaction is set up.
3. cash transaction device according to claim 2, wherein, above-mentioned disengaging Currency Type is big more from the disengaging degree of the proper range of afore mentioned rules, and it is big more preferential that the above-mentioned preferential portion of providing.
4. cash transaction device according to claim 2, wherein, the quantity of the cash of the afore mentioned rules Currency Type of in transaction, using is many more, and it is big more preferential that the above-mentioned preferential portion of providing.
5. cash transaction device according to claim 1 wherein, also has the terms of trade configuration part, and it is used for the quantity to the cash of each Currency Type, in the scope that can proceed to conclude the business, sets the proper range of afore mentioned rules.
6. cash transaction device according to claim 2 wherein, also has the terms of trade configuration part, and it is used for the preferential of afore mentioned rules set in the money transaction of using the afore mentioned rules Currency Type.
7. cash transaction device according to claim 5 wherein, also has data communication section, and it is used for receiving from exterior terminal the data of the proper range be used to set afore mentioned rules.
8. cash transaction device according to claim 6 wherein, also has data communication section, and it is used for receiving the preferential data that are used to set afore mentioned rules from exterior terminal.
9. cash transaction device according to claim 1 wherein, also has data communication section, and it is used for sending to exterior terminal the quantity data of the cash of each Currency Type be used to represent to be incorporated in above-mentioned cash incorporating section.
10. a cash dealing system has cash transaction device and exterior terminal,
Above-mentioned cash transaction device has:
The cash incorporating section, it takes in the cash of a plurality of Currency Types;
Cash stores granting portion, and its cash of carrying out the input from the outside is to the storage of above-mentioned cash incorporating section with at least any side of cash in provide the outside who is incorporated in the above-mentioned cash incorporating section;
Cash management department, its management is incorporated in the quantity of the cash of each Currency Type in the above-mentioned cash incorporating section;
Notice Of Transactions portion; The quantity of the cash of its any Currency Type in being incorporated in above-mentioned cash incorporating section has broken away under the situation of the proper range of stipulating; Be regarded as breaking away from Currency Type to above-mentioned any Currency Type; To use the cash of regulation Currency Type to conclude the business in order impelling, suppressing the proper range that above-mentioned disengaging Currency Type breaks away from afore mentioned rules, and to surpass in the quantity of the cash of above-mentioned disengaging Currency Type under the situation of proper range of afore mentioned rules; Notify, impel the transaction of the cash that carries out not dropping into above-mentioned disengaging Currency Type or the transaction of providing the cash of above-mentioned disengaging Currency Type to the outside from the outside;
Control part; It surpasses the proper range of afore mentioned rules in the quantity of the cash of above-mentioned disengaging Currency Type; And the transaction of selecting from the outside is under the situation of deposit processing; Judge based on transaction and set up and the quantity of the disengaging Currency Type cash that stored by the cash incorporating section according to depositing cash information in, deposit under the situation that cash can store being judged as, transaction is set up;
The preferential portion that provides, it provides the preferential of regulation to the money transaction of using the afore mentioned rules Currency Type;
The terms of trade configuration part, it is used for the quantity to the cash of each Currency Type, in the scope that can proceed to conclude the business, sets the proper range of afore mentioned rules; With
The 1st data communication section, it receives the data of the proper range be used to set afore mentioned rules from the said external terminal,
The said external terminal has:
Terms of trade obtain portion, and it obtains the data of the proper range that is used to set afore mentioned rules from the outside; With
The 2nd data communication section, it sends to above-mentioned cash transaction device by the data that the above-mentioned terms of trade portion of obtaining sets be used to the proper range of afore mentioned rules.
CN 200910146326 2008-09-29 2009-06-19 Cash transaction device, exterior terminal, cash transaction system, cash transaction method Expired - Fee Related CN101714276B (en)

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