JP6473051B2 - Operation server, operation method and operation program - Google Patents

Description

  The present invention relates to an operation server, an operation method, and an operation program.

  In recent years, automated teller machines (hereinafter referred to as ATMs) have been installed in places where people gather, such as convenience stores, drug stores, distribution stores, and stations, as a tool to increase the number of customers in the stores. It is expanding. On the other hand, there is a current situation that there is a relatively large number of requests for expansion of ATM installations compared to an increase in the number of transactions of users. For this reason, ATMs are sometimes installed in places where the number of uses is small, and ATMs operating in red are increasing. Therefore, cost reduction is required in ATM operation.

JP 2003-256649 A JP 2015-28814 A JP 2014-178919 A

  However, the prior art has not always been able to reduce the cost of ATM operation. For example, in the prior art, money is operated by dispatching a trader in accordance with the amount of money held by the ATM in the apparatus. This point will be described with reference to FIG. FIG. 1 is a diagram showing an example of ATM money management. As shown in FIG. 1, the ATM 5 is connected to the monitoring center 15 via the network N. Here, the ATM 5 periodically notifies the monitoring center 15 of information related to the amount of money that the ATM 5 holds in the apparatus via the network N. Then, for example, when the amount of money in the ATM 5 device is less than a predetermined amount, the monitoring center 15 notifies the warning center 25 of a warning instruction for replenishing money to the ATM 5. Thereafter, the security center 25 dispatches a security car 35 for transporting money to the financial institution 45 based on the notified security instruction. Here, in general, a plurality of staff members who carry the money carrying work are on board the security car 35. Then, a staff member who gets on the police car 35 receives money from the financial institution 45. Thereafter, a staff member who rides on the security car 35 loads the received money into the ATM 5. In the operation of ATM 5 money, an operation plan is established in advance based on the ATM 5 installation location and the past movement of money, and the ATM 5 is frequently loaded regularly according to the plan.

  In the above-described conventional technology, for example, when an event or the like is held around a place where the ATM 5 is installed, the number of users may increase suddenly, and there may be a shortage of money in the ATM 5 device. In such a case, since it is necessary to urgently dispatch a police car 35 on which a plurality of personnel get on and load money into the ATM 5, an expensive emergency police cost is generated in the operation cost. For this reason, in the above-described conventional technology, it is not always possible to reduce the cost of ATM operation.

  The present application has been made in view of the above, and an object thereof is to provide an operation server, an operation method, and an operation program capable of suppressing the cost of ATM operation.

  The operation server according to the present application is configured to receive or collect money in the automatic teller machine based on the monetary information received by the receiving unit and the monetary information received by the receiving unit. A public part that publishes a money request indicating a request to a registrant registered in an operation service that operates money, and a registrant loads the cash dispenser in response to the money request disclosed by the public part. Alternatively, a transfer processing unit that performs a process of transferring funds corresponding to the collected money from an account of an operator providing the operation service to an account of the registrant, and according to the money request disclosed by the disclosure unit And a granting unit for granting a reward to a registrant who has loaded or collected money in the automatic teller machine.

  According to one aspect of the embodiment, there is an effect that the cost for the operation of ATM can be suppressed.

FIG. 1 is a diagram showing an example of ATM money management. FIG. 2 is a diagram illustrating an example of a schematic configuration of the entire operation system. FIG. 3 is a diagram illustrating an example of a functional configuration of the operation server. FIG. 4 is a diagram illustrating an example of a data configuration of member information. FIG. 5 is a diagram showing an example of the data structure of money information. FIG. 6 is a diagram illustrating an example of a data configuration of transaction information at the time of setting. FIG. 7 is a diagram illustrating an example of a data configuration of transaction information after a transaction. FIG. 8 is a diagram illustrating an example of a recruitment screen. FIG. 9 is a flowchart illustrating an example of a registration process procedure. FIG. 10 is an explanatory diagram for explaining the flow of the loading process. FIG. 11 is a flowchart illustrating an example of a transaction processing procedure. FIG. 12 is a diagram illustrating an example of a data configuration of transaction information after a transaction. FIG. 13 is a diagram illustrating an example of a data configuration of member information after the transaction. FIG. 14 is a flowchart illustrating an example of the procedure of the settlement process. FIG. 15 is a flowchart illustrating an example of the procedure of the loading process. FIG. 16 is a flowchart illustrating an example of the procedure of the movement process. FIG. 17 is an explanatory diagram for explaining the flow of the collection process. FIG. 18 is a flowchart illustrating an example of a transaction processing procedure. FIG. 19 is a flowchart illustrating an example of the procedure of the collection process. FIG. 20 is a flowchart illustrating an example of the procedure of the movement process. FIG. 21 is a diagram illustrating an example of a schematic configuration of the entire operation system according to the modification. FIG. 22 is a diagram illustrating a computer that executes an operation program.

  Hereinafter, a mode for implementing an operation server, an operation method, and an operation program according to the present application (hereinafter referred to as “embodiment”) will be described in detail with reference to the drawings. Note that the operation server, the operation method, and the operation program according to the present application are not limited by this embodiment. Moreover, in the following embodiment, the same code | symbol is attached | subjected to the same site | part and the overlapping description is abbreviate | omitted.

[1. Embodiment)
[1-1. Configuration of Operation System According to Embodiment]
An operation system according to the embodiment will be described. FIG. 2 is a diagram illustrating an example of a schematic configuration of the entire operation system. The operation system 1 provides an operation service that manages the funds possessed by the ATM. For example, in the operation system 1, a service provider that is a provider different from the financial institution provides the operation service.

  As shown in FIG. 2, the operation system 1 includes ATMs 5A to 5D, an operation server 100, and financial institution hosts 10A to 10B. The ATMs 5A to 5D, the operation server 100, and the financial institution hosts 10A to 10B are connected to the network N so that they can communicate with each other by wire or wirelessly. Here, the ATMs 5A to 5D are connected to the financial institution hosts 10A to 10B via the operation server 100. And ATM5A-5D transmits / receives the information regarding an operation state or transaction state between financial institution hosts 10A-10B via the operation server 100. FIG. In the following, when the ATMs 5A to 5D are collectively referred to without distinction, they may be described as “ATM5”. Further, when the apparatuses of the financial institution hosts 10A to 10B are collectively referred to without distinction, they may be described as “financial institution host 10”.

  The ATM 5 is a device that provides a user (for example, a customer) with services such as cash deposit and withdrawal. Specifically, the ATM 5 is an accepting / paying port for cash (for example, money such as banknotes and coins), a bankbook, a magnetic card, etc., an accepting unit for accepting transaction operations related to transactions, a financial institution host 10 and an operation A communication unit that communicates with the server 100 is included. For example, ATM5 performs the transaction of the service which a financial institution, a money lender, etc. provide via a communication part, when predetermined | prescribed transaction operation is received from a user by the reception part. In this embodiment, the ATM 5 executes a transaction of an operation service that loads money into the ATM 5 or collects money from the ATM 5.

  The financial institution host 10 is a host computer possessed by the financial institution. Specifically, the financial institution host 10 manages information related to users of services provided by the financial institution. For example, the financial institution host 10 updates and holds the deposit balance of the account held by the user in real time. In the present embodiment, the financial institution host 10 records the remuneration deposited into the registrant's account upon request.

  By the way, ATM5 is installed in the store of a financial institution, a retail store, public facilities, etc., for example. Here, when an event or the like is held in the vicinity of the place where ATM5 is installed, the amount of money to be withdrawn increases because the number of users suddenly increases, so the amount of money in the ATM5 device is insufficient. There is. In such a case, since it is necessary to urgently dispatch a police car 35 on which a plurality of staff members board and load money into the ATM 5, there is a possibility that an expensive emergency police cost will be generated as a work cost. . In addition, when the amount of money in the ATM 5 device is close to the maximum allowable amount, it is necessary to collect money from the ATM 5, which may cause an emergency warning cost. Therefore, there exists a problem that the expense concerning operation | use of ATM cannot be suppressed. Therefore, the operation server 100 to be described later provides an operation service for operating the funds of ATM5.

  The operation server 100 is a server device that provides an operation service for causing the ATM 5 to load or collect money. Specifically, the operation server 100 publishes a request for loading or collecting money in the ATM 5 based on money information related to the money that the ATM 5 holds in the apparatus, and gives a reward to the registrant according to the request. . For example, the operation server 100 receives monetary information from the ATM 5 via the network N. Then, the operation server 100 publishes the request to a registrant registered in advance with the operation service. Thereafter, the operation server 100 performs a process of transferring funds corresponding to the money loaded or collected by the registrant into the ATM 5 in accordance with the published money request from the account of the operator providing the operation service to the registrant's account. Do. In addition, the operation server 100 communicates with the financial institution host 10 and deposits a reward into the account of the registrant who loads or collects money in the ATM 5 in accordance with a published request. Thereby, since the operation server 100 can make a registrant perform the transaction which makes ATM5 charge or collect | recover money, it can suppress the expense concerning operation | use of ATM.

  2 shows an example in which the operation system 1 includes four ATMs 5A to 5D and two financial institution hosts 10A to 10B in order to simplify the description. The ATM 5 is not limited to a plurality of ATMs 5 and the number of financial institution hosts 10 is not limited to two. 2 shows an example in which the operation system 1 includes one operation server 100, the operation system 1 may include a plurality of operation servers 100.

[1-2. Configuration of Operation Server According to Embodiment]
Next, the configuration of the operation server 100 according to the embodiment will be described with reference to FIG. FIG. 3 is a diagram illustrating a configuration example of the operation server 100 according to the embodiment. As illustrated in FIG. 3, the operation server 100 includes a communication unit 110, a storage unit 120, and a control unit 130. The operation server 100 includes an input unit (for example, a keyboard and a mouse) that receives various operations from an administrator who uses the operation server 100, and a display unit (for example, a liquid crystal display) that displays various types of information. You may have.

(About the communication unit 110)
The communication unit 110 is realized by a NIC or the like, for example. The communication unit 110 is connected to the network N by wire or wireless, and transmits / receives information to / from the ATM 5 and the financial institution host 10 via the network N. For example, the communication unit 110 transmits / receives money information related to money possessed by the ATM 5 to / from the ATM 5. In addition, the communication unit 110 transmits / receives information about a reward to be given to a registrant to / from the financial institution host 10.

(About the storage unit 120)
The storage unit 120 is realized by, for example, a semiconductor memory device such as a RAM (Random Access Memory) or a flash memory, or a storage device such as a hard disk or an optical disk. The storage unit 120 includes a member information storage unit 121, a currency information storage unit 122, and a transaction information storage unit 123.

(About member information storage unit 121)
The member information storage unit 121 stores information related to a registrant registered in an operation service that operates money. Specifically, the member information storage unit 121 stores information related to the contact information and account of the registrant for each registrant. Here, FIG. 4 shows an example of the member information storage unit 121 according to the embodiment. As shown in FIG. 4, the member information storage unit 121 includes items such as “membership number”, “mail address”, “contact address”, “account number”, and “fee”.

  “Membership number” indicates identification information for identifying a registrant. For example, “member number” is assigned a unique number for each registrant. “Mail address” indicates the mail address owned by the registrant. “Contact” indicates the telephone number of the registrant. “Account number” indicates an identification number of an account owned by the registrant. The account stored with the number stored in the “account number” is charged with the amount stored in the “fee” described later. For example, a character string set by the registrant is stored in “Mail Address”, “Contact”, and “Account Number”. “Fees” indicates a reward given to the registrant. For example, in “fee”, a fee corresponding to the amount loaded or collected by the registrant in the ATM 5 is stored as a reward. If there is no remuneration to be given to the registrant at this time, “fee” is blank.

  That is, FIG. 4 shows an example in which the registrant identified by the membership number “001” is the mail address “xxxxx@xxx.ne.jp”. Further, in the example, the registrant identified by the member number “001” is the contact “0X0-1234-1234”. Further, the registrant identified by the member number “001” is an account number “000X-001-12345678”. In addition, the registrant identified by the membership number “001” indicates that there is no fee currently given as a reward. Each item of member information is registered, for example, when a user inputs a predetermined item on a registration screen on the Web.

(About the money information storage unit 122)
The money information storage unit 122 stores information about money that the ATM 5 has. Specifically, the money information storage unit 122 stores, for each ATM managed by the operation system 1, the amount and status of money that the ATM 5 has in the apparatus. Here, FIG. 5 shows an example of the money information storage unit 122 according to the embodiment. As shown in FIG. 5, the money information storage unit 122 includes items such as “management ATM”, “in-device funds”, and “situation”.

  “Management ATM” indicates identification information for identifying the ATM 5 managed by the operation system 1. For example, “Management ATM” stores the name and identification number of ATM5. “In-device funds” indicates the amount of money that the ATM 5 has in the device. For example, “10,000 yen” of “in-device funds” stores the number of 10,000 yen bills that the ATM 5 has in the device. In “1000 yen” of “intra-device funds”, the number of 1000 yen bills that the ATM 5 has in the device is stored. “Status” indicates the status of the amount of money that the ATM 5 has in the apparatus. For example, the “situation” stores a character string indicating the current money amount status such as “depletion”, “insufficiency”, “normal”, “excess”. As an example, “depletion” means a situation where the amount of money is very small and money should be loaded immediately. “Insufficient” means a situation where the amount of money is small and money should be loaded. “Normal” means that there is no particular problem with the amount of money and there is no need to load or collect. "Excessive" means a situation where the amount of money is close to the maximum allowable amount and money should be collected.

  That is, in FIG. 5, the management ATM “ATM1” shows an example in which the number of 10,000 yen bills in the apparatus is “100”. The management ATM “ATM1” shows an example in which the number of 1000 yen bills in the apparatus is “300”. Further, the management ATM “ATM1” shows an example in which the amount of money in the apparatus is insufficient.

(About transaction information storage unit 123)
The transaction information storage unit 123 stores information related to transactions for loading or collecting money in the ATM 5. Specifically, the transaction information storage unit 123 stores, for each transaction, information related to a registrant who applied for a transaction such as loading or collection, ATM for performing the transaction, transaction details, and information regarding the transaction deadline. Here, FIG. 6 shows an example of the transaction information storage unit 123 at the time of setting according to the embodiment. That is, FIG. 6 shows an example of the transaction information storage unit 123 at the time when information related to transaction such as loading and collection is set for the ATM 5 but the transaction is not yet performed. As shown in FIG. 6, the transaction information storage unit 123 includes “membership number”, “target device”, “transaction content”, “transaction deadline”, “time”, “10,000 yen”, “thousand yen”, and “fee”. ”.

  “Membership number” indicates identification information for identifying a registrant. For example, the “member number” stores an identification number for identifying a registrant who has applied for a transaction for loading or collecting money in the ATM 5. The “target device” indicates identification information for identifying the ATM 5 to be loaded or collected with money. For example, the “target device” stores the name and identification number of ATM5. “Transaction content” indicates the content of the transaction performed on the ATM 5. For example, the contents of a transaction such as “loading” or “collection” are stored in “transaction content”. Here, “loading” means a transaction of loading money into the ATM 5. “Recovery” means a transaction for recovering money from ATM 5. “Transaction deadline” indicates a deadline for the registrant to make a transaction with respect to the ATM 5 as the target device. For example, the “transaction deadline” stores the date and time when the loading or collection is due. The “time” stores the time when the transaction was performed on the target device ATM5. For example, “date” stores the date and time when the ATM 5 was loaded or collected. “Million yen” and “thousand yen” store the amount of money that has been dealt with the target device ATM5. For example, “10,000 yen” and “thousand yen” store the amounts of 10,000 yen bills and 1000 yen bills loaded or collected in the ATM 5. If the transaction is not currently performed, “time”, “ten thousand yen”, and “thousand yen” are blank. “Fees” indicates a reward given to a registrant who has made a transaction. For example, in “fee”, a fee corresponding to the transaction amount is stored. As an example, the “fee” before the transaction stores a rate of the fee with respect to the transaction amount. On the other hand, in the “fee” after the transaction, the total fee for the transaction is stored.

  That is, FIG. 6 shows an example in which a transaction for “loading” money to the target device “ATM1” is set for the registrant identified by the member number “001”. Further, an example in which the time limit of the transaction is “March 28, 16:00” is shown. In addition, the transaction fee is “10 yen per 10,000 yen charged”. Moreover, this transaction shows an example that is not performed at the present time.

  As another example, FIG. 7 shows an example of the transaction information storage unit 123 after the transaction according to the embodiment. That is, FIG. 7 shows an example of the transaction information storage unit 123 at the time after the transaction when the registrant who applied for the transaction performed a transaction on the ATM 5.

  That is, in FIG. 7, the registrant identified by the membership number “001” performs a transaction of “loading” the currency “1 million yen” at the time “15:40” for the target device “ATM1”. Is shown. Further, an example is shown in which “1,000 yen” is paid as a fee for the transaction to the registrant identified by the membership number “001”.

(About the control unit 130)
The control unit 130 is configured such that, for example, a CPU (Central Processing Unit), an MPU (Micro Processing Unit), or the like stores various programs (corresponding to an example of the operation program) stored in a storage device inside the operation server 100 in the RAM. This is realized by being executed as The control unit 130 is realized by an integrated circuit such as an application specific integrated circuit (ASIC) or a field programmable gate array (FPGA).

  As shown in FIG. 3, the control unit 130 includes a reception unit 131, a disclosure unit 132, a movement processing unit 133, a granting unit 134, and a transmission unit 135. Realize or execute the action. Note that the internal configuration of the control unit 130 is not limited to the configuration illustrated in FIG. 3, and may be another configuration as long as an operation process described later is performed. Further, the connection relationship between the processing units included in the control unit 130 is not limited to the connection relationship illustrated in FIG. 3, and may be another connection relationship.

(About the receiver 131)
The receiving unit 131 receives various information from the ATM 5 and the financial institution host 10. Specifically, the receiving unit 131 receives money information related to money that the ATM 5 has. For example, the receiving unit 131 periodically receives, from the ATM 5, the amount of each currency that the ATM 5 currently has as money information. And the receiving part 131 stores the received money information in the money information storage part 122, when money information is received from ATM5. For example, the receiving unit 131 stores the money information in the money information storage unit 122 in association with the ATM 5.

  Moreover, the receiving part 131 receives the transaction information regarding transaction. For example, the receiving unit 131 receives information regarding the number of 10,000 yen bills and 1000 yen bills from the ATM 5 as transaction information when the ATM 5 is loaded or collected. Then, when receiving the transaction information from the ATM 5, the receiving unit 131 stores the received transaction information in the transaction information storage unit 123. For example, the receiving unit 131 stores the transaction information in the transaction information storage unit 123 in association with the member number of the registrant who performed the transaction. Further, the receiving unit 131 calculates a fee based on the amount loaded or collected in the ATM 5 and updates the item “fee” in the transaction information storage unit 123. In addition, the receiving unit 131 receives information on the reward given to the registrant from the financial institution host 10. For example, the receiving unit 131 receives from the financial institution host 10 a completion notification indicating that the reward has been deposited in the registrant's account. The receiving unit 131 receives an account number read from the card inserted by the user from the ATM 5.

(About public part 132)
The disclosure unit 132 publishes the request for the transaction. Specifically, the publishing unit 132 is a registrant who has registered a monetary request indicating a request for loading or collecting money in the ATM 5 based on the monetary information received by the receiving unit 131 in an operation service that operates money. Publish to. For example, the disclosure unit 132 publishes to the registrant information regarding the amount of money to be loaded or collected in the ATM 5, the urgency level of the request, the installation location of the ATM 5, or the amount of reward as the money request.

  As an example, the publishing unit 132 publishes a recruitment screen for displaying a money request and recruiting a trader on a website. Here, the recruitment screen will be described with reference to FIG. FIG. 8 is a diagram illustrating an example of a recruitment screen. The disclosure unit 132 publishes a recruitment screen Ws1 as shown in FIG. On the recruitment screen Ws1, the name of the ATM subject to the transaction “ATM1”, the transaction content “loading”, the location of the ATM “Shinjuku-ku x1 chome x1”, and the fee “10 yen / 10,000 yen” Is displayed. In addition, on the recruitment screen Ws1, when the amount of money in the ATM device is depleted and it is necessary to urgently load money, the letters “Urgent” are also displayed as shown in FIG. . In this case, as shown in FIG. 8, the fee of “ATM4” is relatively high “20 yen / 10,000 yen”. For example, the publishing unit 132 publishes the recruitment screen Ws1 on a Web page that can be viewed only by registrants. The registrant who browsed the recruitment screen Ws1 can apply by selecting a solicited transaction, and receive a fee by executing the transaction. In another example, the publishing unit 132 may publish by distributing a mail describing the contents of the recruitment screen Ws1 to the registrant's mail address.

(About the movement processing unit 133)
The movement processing unit 133 performs a movement process. Specifically, the movement processing unit 133 registers the money corresponding to the money loaded or collected by the registrant in the ATM 5 according to the money request disclosed by the disclosure unit 132 from the account of the operator who provides the operation service. Transfer to the account of the manager or from the registrant's account to the manager's account.

  For example, when the registrant has loaded money into the ATM 5 as funds, the transfer processing unit 133 moves the funds corresponding to the total amount of money loaded by the registrant from the operator's account to the registrant's account. To do. As an example, the movement processing unit 133 first refers to the member information storage unit 121 and specifies the registrant's account according to the money request for loading money into the ATM 5. Subsequently, the movement processing unit 133 transmits an instruction to transfer funds corresponding to the total amount of money loaded by the registrant from the account of the operator to the identified registrant's account. Then, the movement processing unit 133 updates the “transaction content” in the transaction information storage unit 123 when the funds are normally transferred from the manager's account to the registrant's account.

  On the other hand, when the money is collected from the ATM 5, the movement processing unit 133 performs a process of transferring funds corresponding to the total amount of money collected by the registrant from the registrant's account to the operator's account. As an example, first, the movement processing unit 133 refers to the member information storage unit 121 and identifies the registrant's account according to the money request for collecting money from the ATM 5. Subsequently, the movement processing unit 133 transmits an instruction to transfer funds corresponding to the total amount of money collected by the registrant from the identified registrant's account to the manager's account. Then, the transfer processing unit 133 updates the “transaction content” in the transaction information storage unit 123 when the funds are normally transferred from the registrant's account to the manager's account.

  As a result, the operation server 100 can prevent a registrant from being charged for transactions between different banks even if a registrant who has a bank B account conducts a transaction at an A bank ATM. it can. For this reason, the operation server 100 can suppress the cost required for the operation of the ATM.

(About the grant unit 134)
The granting unit 134 grants a reward for the transaction to the registrant. Specifically, the granting unit 134 grants a reward to a registrant who loads or collects money in the ATM 5 in accordance with the money request disclosed by the disclosure unit 132. More specifically, the granting unit 134 deposits a reward from the account held by the manager who provides the management service to the registrant's account. For example, the granting unit 134 first refers to the member information storage unit 121 and identifies the registrant's account and fee according to the money demand. Subsequently, the granting unit 134 transmits an instruction to transfer a fee to the identified registrant's account. Then, the granting unit 134 updates the “fee” in the member information storage unit 121 when the fee is normally transferred to the registrant's account. As an example, the granting unit 134 deposits, as a reward, a fee corresponding to the amount loaded or collected in the ATM 5 into the registrant's account. That is, the granting unit 134 deposits a higher fee into the registrant's account as the amount of money such as 10,000 yen bills or 1000 yen bills loaded or collected in the ATM 5 increases.

(About transmitter 135)
The transmission unit 135 transmits various types of information to the ATM 5 and the financial institution host 10. Specifically, the transmission unit 135 transmits information related to a reward to be given to the registrant to the financial institution host 10. For example, the transmission unit 135 transmits to the financial institution host 10 an instruction for depositing a reward from the manager's account to the registrant's account. Thereby, the reward is transferred to the registrant's account. The transmission unit 135 transmits various instructions to the ATM 5.

[1-3. Processing Procedure According to Embodiment]
[1-3-1. About registration process]
First, the procedure of a registration process for registering a transaction by the operation system 1 according to the embodiment will be described with reference to FIG. FIG. 9 is a flowchart illustrating an example of a procedure of registration processing by the operation system 1 according to the embodiment.

  As shown in FIG. 9, the operation server 100 receives money information related to money that the ATM 5 has (step S101). For example, the operation server 100 periodically receives, from the ATM 5, the amount of each currency that the ATM 5 currently has as money information.

  Subsequently, the operation server 100 publishes a money request indicating a request for loading or collecting money in the ATM 5 based on the received money information to a registrant registered in an operation service that operates money (step S102). ). For example, the operation server 100 publishes a recruitment screen on the website for displaying money requests and recruiting traders.

  Thereafter, the operation server 100 determines whether or not there is a web access to apply for a money request (step S103). Here, when there is no Web access (step S103; No), the operation server 100 returns to the process of step S101.

  On the other hand, when there is a web access (step S103; Yes), the operation server 100 accepts registrant information (step S104). Thereafter, the operation server 100 determines whether or not the accepted registrant information is registered (step S105). Here, if the accepted registrant information is not registered (step S105; No), the operation server 100 displays that it has not been registered (step S106), and returns to the process of step S101.

  On the other hand, when the accepted registrant information is registered (step S105; Yes), the operation server 100 accepts the selection of the target device for the transaction (step S107). Subsequently, operation server 100 accepts selection of transaction details (step S108).

  Thereafter, the operation server 100 determines whether or not the transaction details have been confirmed (step S109). If the operation server 100 determines that the transaction details have not been confirmed (step S109; No), the operation server 100 cancels the transaction details confirmation (step S110) and returns to the process of step S101.

  On the other hand, when the operation server 100 determines that the transaction details have been confirmed (step S109; Yes), the transaction deadline is displayed (step S111). Thereby, the registrant can confirm by when the transaction should be performed.

  Thereafter, the operation server 100 registers transaction information (step S112). For example, the operation server 100 stores the received target device, transaction contents, and transaction deadline in the transaction information storage unit 123 in association with the member number of the registrant, and returns to the process of step S101.

[1-3-2. About loading process]
Next, the loading process will be described with reference to FIGS. FIG. 10 is an explanatory diagram for explaining the flow of the loading process by the operation system 1 according to the embodiment.

  As shown in FIG. 10, first, in the ATM 5 of the A row, the card of the B row, which is a bank different from the A row, is inserted by the registrant and loaded with money (step S10). Thereafter, the operation server 100 transfers the money corresponding to the money loaded in the ATM 5 of the A bank by the registrant to the manager's account from the A bank's fund management account in accordance with the published money request. Processing is performed (step S11). Subsequently, the operation server 100 moves the amount of money corresponding to the money loaded in the ATM 5 of the A row by the registrant from the account of the operator to the account of the B row of the registrant in response to the published money request. A deposit process is performed (step S12). Then, the operation server 100 performs a completion report for reporting the completion of the loading transaction to the A row (step S13).

(About transaction processing)
Next, with reference to FIG. 11, a procedure of transaction processing for loading money by the operation system 1 according to the embodiment will be described. FIG. 11 is a flowchart illustrating an example of a transaction processing procedure by the operation system 1 according to the embodiment.

  As shown in FIG. 11, first, the ATM 5 reads the account number from the magnetic data of the card inserted by the user (step S201). Subsequently, the ATM 5 transmits the read account number to the operation server 100 (step S202).

  Thereafter, the operation server 100 refers to the transaction information storage unit 123 and determines whether or not the member number of the registrant corresponding to the received account number is registered in the transaction information (step S203). When the operation server 100 determines that the transaction information has not been registered (step S203; No), the operation server 100 displays a normal transaction selection screen on the ATM 5 (step S204), and executes normal ATM transaction processing. An instruction is transmitted to ATM 5 (step S205).

  On the other hand, if the operation server 100 determines that the transaction information has been registered (step S203; Yes), the operation server 100 determines whether the transaction is within the time limit (step S206). Here, if the operation server 100 determines that the transaction is not within the time limit (step S206; No), the operation server 100 transmits an instruction to display that the transaction is out of the time limit to the ATM 5 (step S207). Return to processing.

  On the other hand, if the operation server 100 determines that it is within the time limit (step S206; Yes), it executes a currency loading transaction process (step S208). Thereafter, the operation server 100 registers the details of the executed transaction in the transaction information (step S209), and returns to the process of step S201. This point will be described in detail with reference to FIGS. FIG. 12 is a diagram illustrating an example of a data configuration of transaction information after a transaction. As shown in FIG. 12, for example, the operation server 100 determines that the registrant corresponding to the member number “001” has made a transaction with “ATM1” at “15:40” and the number of 10,000 yen bills loaded. “100”, the number of 1000-yen bills “0”, and the fee “1000 yen” are registered in the transaction information storage unit 123. FIG. 13 is a diagram illustrating an example of a data configuration of member information after the transaction. As illustrated in FIG. 13, for example, the operation server 100 registers in the member information storage unit 121 a fee “1000 yen” to be given to a registrant corresponding to the member number “001”.

(About payment processing)
Next, with reference to FIG. 14, a procedure of a settlement process for giving a reward to a registrant who loads or collects money in the ATM 5 according to a published money demand will be described. FIG. 14 is a flowchart illustrating an example of the procedure of the settlement process by the operation system 1 according to the embodiment.

  As shown in FIG. 14, the operation server 100 first searches for a member by referring to the member information storage unit 121 (step S301). Subsequently, the operation server 100 refers to the transaction information storage unit 123 and determines whether or not the searched member has a transaction (step S302). Here, if the operation server 100 determines that the searched member does not have a transaction (step S302; No), the operation server 100 proceeds to processing for the next member (step S305).

  On the other hand, when the operation server 100 determines that the searched member has a transaction (step S302; Yes), the operation server 100 confirms the transfer account of the member (step S303). Then, the operation server 100 transfers the fee by transmitting an instruction to transfer the fee to the account (step S304). Thereby, the operation server 100 gives a reward to a registrant who loads or collects money in the ATM 5 in accordance with the published money demand.

  Thereafter, the operation server 100 shifts to processing for the next member (step S305). Then, with reference to the member information storage unit 121, it is determined whether or not the fee settlement has been completed for all registered members (step S306). Here, when the operation server 100 determines that the fee settlement has been completed for all registered members (step S306; Yes), the settlement process ends. On the other hand, if the operation server 100 determines that the fee settlement has not been completed for all registered members (step S306; No), the operation server 100 executes the process of step S301 again.

(About money loading transaction processing)
Next, the money loading transaction shown in FIG. 11 will be described in detail with reference to FIG. FIG. 15 is a flowchart illustrating an example of the procedure of the loading process by the operation system 1 according to the embodiment.

  As shown in FIG. 15, first, the ATM 5 displays a loading transaction screen (step S401). Subsequently, the ATM 5 determines whether or not a confirmation operation has been accepted (step S402). Here, if it is determined that the confirmation operation has not been accepted (step S402; No), the ATM 5 ejects the card from the apparatus and returns it to the user (step S411).

  On the other hand, when it is determined that the confirmation operation has been received (step S402; Yes), the ATM 5 executes a money deposit counting process for measuring the number of loaded coins (step S403).

  Subsequently, the ATM 5 performs center communication with the operation server 100 to confirm that the transaction is registered in the transaction information (step S404). And ATM5 determines whether the confirmation of transaction was completed (step S405). Here, when it is determined that the transaction confirmation cannot be completed (step S405; No), the ATM 5 returns the loaded currency (step S410) and returns the card (step S411).

  On the other hand, when it is determined that the transaction confirmation has been completed (step S405; Yes), the ATM 5 executes a money storage process (step S406). Then, the operation server 100 executes a movement process (step S407). Thereafter, the operation server 100 determines whether the processing has been completed normally (Step S408). Here, when it is determined that the transaction could not be completed normally (step S408; No), the ATM 5 returns the loaded money (step S410) and returns the card (step S411). On the other hand, if it is determined that the transaction has been completed normally (step S408; Yes), the ATM 5 updates the transaction information (step S409), returns the card (step S411), and ends the process.

(About move processing)
Next, the movement process shown in FIG. 15 will be described in detail with reference to FIG. FIG. 16 is a flowchart illustrating an example of a procedure of movement processing by the operation system 1 according to the embodiment.

  As shown in FIG. 16, first, the operation server 100 obtains an amount of funds corresponding to the money loaded in the ATM 5 of the A line by the registrant in accordance with the published money request from the A bank's money management account. A withdrawal process for transferring to the account is performed (step S501). For example, the operation server 100 transmits an instruction to transfer funds corresponding to the total amount of money loaded by the registrant from the bank A's fund management account to the manager's account. Subsequently, the operation server 100 moves the amount of money corresponding to the money loaded in the ATM 5 of the A row by the registrant from the account of the operator to the account of the B row of the registrant in response to the published money request. A deposit process is performed (step S502). For example, the operation server 100 first refers to the member information storage unit 121 and identifies the registrant's account according to the money request for loading money into the ATM 5. Subsequently, the operation server 100 transmits an instruction to transfer funds corresponding to the total amount of money loaded by the registrant from the account of the operator to the account of the registrant's B line. Then, the operation server 100 updates the “transaction content” in the transaction information storage unit 123 when the funds are normally transferred from the account of the operator to the account of the registrant B line. Further, the operation server 100 issues a completion report for reporting the completion of the loading transaction to the A row (step S503).

[1-3-3. About collection processing]
Next, the collection process will be described with reference to FIGS. FIG. 17 is an explanatory diagram for explaining the flow of the collection process by the operation system 1 according to the embodiment.

  As shown in FIG. 17, first, in the ATM 5 of the A line, the card of the B line, which is a bank different from the A line, is inserted by the registrant (step S20). Thereafter, the operation server 100 transfers the amount of money corresponding to the money collected by the registrant from the ATM 5 of the A bank to the manager's account from the registrant's B bank account in response to the published money request. Gold processing is performed (step S21). Subsequently, the operation server 100 transfers the money corresponding to the money collected from the ATM 5 of the A bank by the registrant in response to the disclosed money request from the account of the operator to the A bank fund management account. Processing is performed (step S22). Then, the operation server 100 performs a completion report for reporting that the collection transaction is completed to the A row (step S23). Further, the registrant collects money from the ATM 5 in the A row (step S24).

(About transaction processing)
Next, with reference to FIG. 18, a procedure of transaction processing for collecting money by the operation system 1 according to the embodiment will be described. FIG. 18 is a flowchart illustrating an example of a transaction processing procedure by the operation system 1 according to the embodiment.

  As shown in FIG. 18, first, the ATM 5 reads the account number from the card inserted by the user (step S601). Subsequently, the ATM 5 transmits the read account number to the operation server 100 (step S602).

  Thereafter, the operation server 100 refers to the transaction information storage unit 123 and determines whether or not the member number of the registrant corresponding to the received account number is registered in the transaction information (step S603). When the operation server 100 determines that the transaction information has not been registered (step S603; No), the operation server 100 displays a normal transaction selection screen on the ATM 5 (step S604), and executes a normal ATM transaction process. An instruction is transmitted to ATM 5 (step S605).

  On the other hand, if the operation server 100 determines that the transaction information has been registered (step S603; Yes), the operation server 100 determines whether the transaction is within the time limit (step S606). Here, if the operation server 100 determines that the transaction is not within the time limit (step S606; No), the operation server 100 transmits an instruction to display that it is out of the time limit to the ATM 5 (step S607). Return to processing.

  On the other hand, if it is determined that the operation server 100 is within the time limit (step S606; Yes), the money collection transaction process is executed (step S608). Thereafter, the operation server 100 registers the details of the executed transaction in the transaction information (step S609), and returns to the process of step S601.

(About money collection transaction processing)
Next, the money collection transaction shown in FIG. 18 will be described in detail with reference to FIG. FIG. 19 is a flowchart illustrating an example of a procedure of a collection process performed by the operation system 1 according to the embodiment.

  As shown in FIG. 19, first, the ATM 5 displays a collection transaction screen (step S701). Subsequently, the ATM 5 determines whether or not a confirmation operation has been accepted (step S702). Here, if it is determined that the confirmation operation has not been accepted (step S702; No), the ATM 5 ejects the card from the apparatus and returns it to the user (step S711).

  On the other hand, when it is determined that the confirmation operation has been accepted (step S702; Yes), the ATM 5 accepts the input of the money collection amount (step S703). Subsequently, the ATM 5 performs center communication with the operation server 100 and confirms that the transaction is registered in the transaction information (step S704). And ATM5 determines whether the confirmation of transaction was completed (step S705). Here, if it is determined that the transaction confirmation cannot be completed (step S705; No), the ATM 5 returns the card (step S711).

  On the other hand, if it is determined that the transaction confirmation has been completed (step S705; Yes), the ATM 5 executes a money collection process (step S706). Then, the operation server 100 executes a movement process (step S707). Thereafter, the operation server 100 determines whether or not the processing has been normally completed (step S708). Here, if it is determined that the transaction could not be completed normally (step S708; No), the ATM 5 returns the card (step S711). On the other hand, when it is determined that the transaction has been normally completed (step S708; Yes), the ATM 5 updates the transaction information (step S709), causes the registrant to collect the money (step S710), and removes the card. Returning (step S711), the process is terminated.

(About move processing)
Next, the movement process shown in FIG. 19 will be described in detail with reference to FIG. FIG. 20 is a flowchart illustrating an example of a procedure of movement processing by the operation system 1 according to the embodiment.

  As shown in FIG. 20, first, the operation server 100 operates the amount of money corresponding to the money collected from the ATM 5 of the A row by the registrant from the registrant's B row account in accordance with the published money demand. A withdrawal process for moving to the merchant's account is performed (step S801). For example, the operation server 100 first refers to the member information storage unit 121 and identifies the registrant's account according to the money request for collecting money from the ATM 5. Subsequently, the operation server 100 transmits an instruction to transfer funds corresponding to the total amount of money collected by the registrant from the account of the identified registrant B row to the account of the operator. Subsequently, the operation server 100 transfers the money corresponding to the money collected from the ATM 5 of the A bank by the registrant in response to the disclosed money request from the account of the operator to the A bank fund management account. Processing is performed (step S802). For example, the operation server 100 transmits an instruction to transfer funds corresponding to the total amount of money collected by the registrant from the account of the operator to the fund management account of the A bank. Then, the operation server 100 updates the “transaction content” in the transaction information storage unit 123 when the funds are normally transferred from the account of the operator to the money management account of the A line. Further, the operation server 100 performs a completion report for reporting the completion of the collection transaction to the A row (step S803).

[1-4. Effects of the embodiment
As described above, the operation server 100 according to the embodiment includes the reception unit 131, the disclosure unit 132, the movement processing unit 133, and the grant unit 134. The receiving unit 133 receives money information related to money held by the ATM. The disclosure unit 132 publishes a money request indicating a request for loading or collecting money from the ATM based on the money information received by the receiving unit 131 to a registrant registered in an operation service that operates money. The transfer processing unit 133 moves funds corresponding to the money loaded or collected by the registrant into the ATM according to the money request disclosed by the disclosure unit 132 from the account of the operator providing the operation service to the account of the registrant. The process to do is performed. The granting unit 134 grants a reward to a registrant who loads or collects money in the ATM in accordance with the money request disclosed by the public unit 132.

  Thereby, since the operation server 100 can cause a registrant registered in advance to perform a transaction actively, it is possible to suppress the cost for the operation of the ATM. For example, the operation server 100 can cause a registrant to load money into an ATM with a small amount of money in the apparatus or collect money from an ATM with a large amount of money. You can reduce the cost of police. For this reason, the operation server 100 can reduce the cost of ATM operation. Moreover, the operation server 100 can suppress the cost required for the operation of the ATM by setting the remuneration to the registrant according to the request lower than the security cost. Further, the operation server 100 can maintain the amount of money that the ATM holds in the apparatus within a predetermined range.

  Further, in the operation server 100 according to the embodiment, when the registrant loads money into the ATM 5 as the funds, the movement processing unit 133 uses the money corresponding to the total amount of money loaded by the registrant as the account of the operator. The process of depositing into the registrant's account. On the other hand, when the money is collected from the ATM 5, the movement processing unit 133 performs processing to withdraw funds corresponding to the total amount of money collected by the registrant from the registrant's account to the manager's account.

  As a result, the operation server 100 can prevent a registrant from being charged for transactions between different banks even if a registrant who has a bank B account conducts a transaction at an A bank ATM. Since it can do, the cost concerning operation of ATM can be controlled.

  Further, in the operation server 100 according to the embodiment, the disclosure unit 132 provides the registrant with information on the amount of money to be loaded or collected in the ATM 5, the urgency level of the request, the installation location of the ATM 5, or the amount of reward as the money request. Publish.

  As a result, the operation server 100 can clearly notify the registrant of a transaction request such as loading and collection, and can prompt the registrant to execute the transaction. For example, the operation server 100 can grasp a transaction convenient for the registrant by clearly indicating the installation location and reward of the ATM 5, and thus the transaction close rate can be increased. Further, since the operation server 100 can easily establish a transaction by displaying a higher reward amount for an ATM having a higher urgency for loading or collecting money, the amount of money in the ATM5 device is depleted or excessive. Can be suppressed.

  Further, in the operation server 100 according to the embodiment, the grant unit 134 deposits a reward from the account of the operation service to the registrant's account. Thereby, since the operation server 100 can give a reward to the registrant who performed the transaction, the registrant can increase the motivation to actively perform the transaction. For this reason, since the operation server 100 can increase the contract rate of the transaction that causes the ATM 5 to load or collect money, it is possible to prevent the amount of money in the ATM 5 device from being depleted or excessive.

  Further, in the operation server 100 according to the embodiment, the granting unit 134 deposits a fee corresponding to the amount loaded or collected in the ATM 5 as a reward into the registrant's account. Thereby, since the operation server 100 can give a registrant a higher reward as the amount charged or collected increases, the registrant can increase the motivation to conduct a transaction. For this reason, the operation server 100 can increase the contract rate of the transaction that causes the ATM 5 to load or collect money. Moreover, since the operation server 100 can make it easier to establish a transaction for an ATM having a higher urgency for loading or collecting money, it is possible to suppress the amount of money in the ATM5 device from being depleted or excessive. it can.

[2. (Modification)
The operation server 100 according to the above-described embodiment may be implemented in various different forms other than the above-described embodiment. Therefore, in the following, another embodiment of the operation server 100 will be described.

[2-1. System configuration〕
In the above-described embodiment, the operation server 100 determines the ATM 5 to be loaded or collected, discloses the money request, and gives a reward to the registrant. However, each process is not limited to the operation server 100. Other servers may execute. This point will be described with reference to FIG.

  FIG. 21 is a diagram illustrating an example of a schematic configuration of the entire operation system according to the modification. Specifically, as shown in FIG. 21, the operation system 1 includes ATMs 5A to 5D, an operation server 100, a monitoring server 200, a Web server 300, and financial institution hosts 10A to 10B.

  Here, the operation server 100 receives money information from the ATM 5 via the network N. Then, the operation server 100 transfers the monetary information received from the ATM 5 to the monitoring server 200.

  The monitoring server 200 manages the financial status of the ATM 5 in cooperation with the operation server 100. Specifically, the monitoring server 200 determines whether it is necessary to load or collect money in the ATM 5 based on the money information transferred from the operation server 100. And when the monitoring server 200 judges that it is necessary to load or collect | recover money in ATM5, it produces | generates a money demand based on money information. Thereafter, the monitoring server 200 transmits an instruction to make the generated money request disclosed to the Web server 300.

  When the Web server 300 receives an instruction to publish a money request from the monitoring server 200, the Web server 300 displays a recruitment screen displaying the money request on the Web, so that the money registered to the registrant registered in advance in the operation service is displayed. Publish your request. In addition, the Web server 300 executes a settlement process for granting a fee to a registrant according to a money request.

[2-2. Effect of modification)
As described above, the operation server 100 according to the modification includes the operation server 100, the monitoring server 200, and the Web server 300. Thereby, the operation system 1 can distribute the load on the operation server 100 to the monitoring server 200 and the Web server 300. In addition, since the operation system 1 can increase the degree of freedom in system design, it can be designed to have an optimal system configuration.

[3. Others]
In addition, among the processes described in the above embodiment, all or part of the processes described as being automatically performed can be performed manually, or the processes described as being performed manually can be performed. All or a part can be automatically performed by a known method. For example, the above deposit processing and withdrawal processing are not limited to being automatic and may be performed manually. In addition, the processing procedures, specific names, and information including various data and parameters shown in the document and drawings can be arbitrarily changed unless otherwise specified. For example, the member information is not limited to data items such as “member number”, “mail address”, “contact address”, “account number”, and “fee”, but may include other information related to the member.

  Further, each component of each illustrated apparatus is functionally conceptual, and does not necessarily need to be physically configured as illustrated. In other words, the specific form of distribution / integration of each device is not limited to that shown in the figure, and all or a part thereof may be functionally or physically distributed or arbitrarily distributed in arbitrary units according to various loads or usage conditions. Can be integrated and configured. For example, the transfer processing unit 133 may be configured to be distributed according to the transfer destination or transfer source of funds. In another example, the movement processing unit 133 and the granting unit 134 may be integrated as an instruction unit.

  Further, for example, the member information storage unit 121 illustrated in FIG. 3 may be held in a storage server or the like without being held in the operation server 100. In this case, the operation server 100 acquires information about the member by accessing the storage server.

  The operation server 100 may be an operation server that performs only reception processing without performing public processing, movement processing, and grant processing. In this case, the operation server does not include the public unit 132, the movement processing unit 133, and the grant unit 134. Then, a registrant in which the public server having the public part 132 registers a monetary request indicating a request for loading or collecting money into an ATM based on the monetary information received by the operational server in an operational service that operates the currency. Publish to. A process in which the movement processing server having the movement processing unit 133 moves funds corresponding to the money loaded or collected by the registrant to the ATM in response to the money request from the account of the operator providing the operation service to the account of the registrant. To do. The grant server having the grant unit 134 grants a reward to the registrant who loads or collects money in the ATM in accordance with the money request published by the public server.

[Operation program]
The various processes described in the above embodiments can also be realized by executing a program prepared in advance on a computer system such as a personal computer or a workstation. Therefore, in the following, an example of a computer system that executes a program having the same function as in the above embodiment will be described. FIG. 22 is a diagram illustrating a computer that executes an operation program.

  As illustrated in FIG. 22, the computer 1300 includes a CPU (Central Processing Unit) 1310, an HDD (Hard Disk Drive) 1320, and a RAM (Random Access Memory) 1340. These units 1310 to 1340 are connected via a bus 1400.

  The HDD 1320 stores in advance an operation program 1320a that performs the same functions as the reception unit 131, the disclosure unit 132, the movement processing unit 133, the grant unit 134, and the transmission unit 135 of the operation server 100 described above. Note that the operation program 1320a may be separated as appropriate.

  The HDD 1320 stores various information. For example, the HDD 1320 stores various data used for the OS and calculation processing.

  Then, the CPU 1310 reads out the operation program 1320a from the HDD 1320 and executes it, thereby executing the same operation as each processing unit of the embodiment. That is, the operation program 1320a performs the same operations as the reception unit 131, the disclosure unit 132, the movement processing unit 133, the grant unit 134, and the transmission unit 135 of the operation server 100.

  The operation program 1320a is not necessarily stored in the HDD 1320 from the beginning.

  For example, the program is stored in a “portable physical medium” such as a flexible disk (FD), a CD-ROM, a DVD disk, a magneto-optical disk, or an IC card inserted into the computer 1300. Then, the computer 1300 may read the program from these and execute it.

  Furthermore, the program is stored in “another computer (or server)” connected to the computer 1300 via a public line, the Internet, a LAN, a WAN, or the like. Then, the computer 1300 may read the program from these and execute it.

  As described above, some of the embodiments of the present application have been described in detail with reference to the drawings. However, these are merely examples, and various modifications, including the aspects described in the disclosure section of the invention, based on the knowledge of those skilled in the art, It is possible to implement the present invention in other forms with improvements.

  Further, the operation server 100 described above may be realized by a plurality of server computers, and depending on the function, an external platform or the like may be realized by calling an API (Application Programming Interface) or network computing. Can be changed flexibly.

  Further, “section (module, unit)” described in the claims can be read as “means”, “circuit”, and the like. For example, the receiving unit can be read as receiving means or a receiving circuit.

1 Operation system 5 ATM
DESCRIPTION OF SYMBOLS 10 Financial institution host 100 Operation server 121 Member information storage part 122 Money information storage part 123 Transaction information storage part 131 Receiving part 132 Disclosure part 133 Movement processing part 134 Giving part 135 Transmission part

Claims (7)

A receiving unit for receiving money information relating to money held by the automatic teller machine;
A public unit that publishes a money request indicating a request to load or collect money in the automatic teller machine based on money information received by the receiving unit to a registrant registered in an operation service that operates money. When,
Funds corresponding to money that registrant in accordance with the money demand published by the publishing unit is loaded or recovered to the cash machine, the operational supplier accounts and the registrant's account providing the management services A movement processing unit for performing a process of moving between ,
A granting unit for granting a reward to a registrant who has loaded or collected money in the automatic teller machine according to a money request published by the publicizing unit ;
When a registrant having a membership number corresponding to the account number read from the card by the automatic teller machine has applied for a transaction of loading or collecting money, the screen for the transaction of loading or collecting Is sent to the automatic teller machine, and if not applied, an instruction to display a normal transaction screen on the automatic teller machine is sent to the automatic teller machine. A transmitter for transmitting to the automatic teller machine;
An operation server characterized by comprising: The movement processing unit
When the registrant has loaded money into the automatic teller machine as the funds, the funds corresponding to the total amount of money loaded by the registrant are deposited from the operator's account to the registrant's account. And when the money is collected from the automatic teller machine, the money corresponding to the total amount of money collected by the registrant is withdrawn from the registrant's account to the manager's account. The operation server according to claim 1, wherein: The public part
As the money request, information regarding the amount of money to be loaded into or collected from the automatic teller machine, the degree of urgency of the request, the location of the automatic teller machine or the amount of the reward is disclosed to the registrant. The operation server according to claim 1 or 2. The grant unit is
The operation server according to any one of claims 1 to 3, wherein the reward is deposited from an account of the operation service to the registrant's account. The grant unit is
The operation server according to any one of claims 1 to 4, wherein a fee corresponding to an amount loaded or collected in the automatic teller machine is deposited as the reward into the registrant's account. An operation method executed by the operation server,
A receiving step of receiving money information about money held by the automatic teller machine;
A publishing step of publishing a money request indicating a request to load or collect money in the automatic teller machine based on the money information received by the receiving step to a registrant registered in an operation service for operating money. When,
Funds corresponding to money that registrant in accordance with the money demand published by the public process has been loaded or recovered to the cash machine, the operational supplier accounts and the registrant's account providing the management services A moving process step for performing a process of moving between ,
A granting step of granting a reward to a registrant who has loaded or collected money in the automatic teller machine according to the money request published in the publishing step ;
When a registrant having a membership number corresponding to the account number read from the card by the automatic teller machine has applied for a transaction of loading or collecting money, the screen for the transaction of loading or collecting Is sent to the automatic teller machine, and if not applied, an instruction to display a normal transaction screen on the automatic teller machine is sent to the automatic teller machine. A transmitting step for transmitting to the automatic teller machine;
An operation method characterized by including A receiving procedure for receiving money information related to money held by the automatic teller machine;
A publishing procedure for publishing a money request indicating a request to load or collect money in the automatic teller machine based on the money information received by the receiving procedure to a registrant registered in an operation service that operates money. When,
Funds corresponding to money that registrant in accordance with the money demand published by the published procedures were loaded or recovered to the cash machine, the operational supplier accounts and the registrant's account providing the management services A moving process procedure for performing a process of moving between ,
A granting procedure for granting a reward to a registrant who has loaded or collected money in the automatic teller machine according to the money request published by the publication procedure ;
When a registrant having a membership number corresponding to the account number read from the card by the automatic teller machine has applied for a transaction of loading or collecting money, the screen for the transaction of loading or collecting Is sent to the automatic teller machine, and if not applied, an instruction to display a normal transaction screen on the automatic teller machine is sent to the automatic teller machine. A transmission procedure for transmitting to the automatic teller machine;
An operation program characterized by causing a computer to execute.

Images