CA2898205C - Transaction token issuing authorities - Google Patents
Transaction token issuing authorities Download PDFInfo
- Publication number
- CA2898205C CA2898205C CA2898205A CA2898205A CA2898205C CA 2898205 C CA2898205 C CA 2898205C CA 2898205 A CA2898205 A CA 2898205A CA 2898205 A CA2898205 A CA 2898205A CA 2898205 C CA2898205 C CA 2898205C
- Authority
- CA
- Canada
- Prior art keywords
- token
- transaction
- party
- information
- merchant
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
- 238000000034 method Methods 0.000 claims abstract description 140
- 238000013475 authorization Methods 0.000 claims description 85
- 238000004891 communication Methods 0.000 claims description 83
- 238000012545 processing Methods 0.000 claims description 68
- 230000004044 response Effects 0.000 claims description 24
- 238000012790 confirmation Methods 0.000 claims description 12
- 230000005540 biological transmission Effects 0.000 claims description 3
- 238000012546 transfer Methods 0.000 claims description 3
- 230000000977 initiatory effect Effects 0.000 claims description 2
- 150000001768 cations Chemical class 0.000 claims 1
- 230000008569 process Effects 0.000 abstract description 56
- 238000004590 computer program Methods 0.000 abstract description 4
- 230000003993 interaction Effects 0.000 description 48
- 230000006870 function Effects 0.000 description 32
- 238000010586 diagram Methods 0.000 description 11
- 230000003068 static effect Effects 0.000 description 9
- 238000013507 mapping Methods 0.000 description 5
- 238000012795 verification Methods 0.000 description 5
- 230000008901 benefit Effects 0.000 description 4
- 230000009471 action Effects 0.000 description 3
- 238000013459 approach Methods 0.000 description 3
- 230000001413 cellular effect Effects 0.000 description 3
- RTZKZFJDLAIYFH-UHFFFAOYSA-N Diethyl ether Chemical compound CCOCC RTZKZFJDLAIYFH-UHFFFAOYSA-N 0.000 description 2
- 239000003795 chemical substances by application Substances 0.000 description 2
- 238000013479 data entry Methods 0.000 description 2
- 230000007246 mechanism Effects 0.000 description 2
- 230000006855 networking Effects 0.000 description 2
- 238000012163 sequencing technique Methods 0.000 description 2
- 238000010200 validation analysis Methods 0.000 description 2
- RWSOTUBLDIXVET-UHFFFAOYSA-N Dihydrogen sulfide Chemical compound S RWSOTUBLDIXVET-UHFFFAOYSA-N 0.000 description 1
- 230000004075 alteration Effects 0.000 description 1
- 238000009795 derivation Methods 0.000 description 1
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
Applications Claiming Priority (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| US201361758543P | 2013-01-30 | 2013-01-30 | |
| US61/758,543 | 2013-01-30 | ||
| PCT/US2014/013955 WO2014130222A1 (en) | 2013-01-30 | 2014-01-30 | Transaction token issuing authorities |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CA2898205A1 CA2898205A1 (en) | 2014-08-28 |
| CA2898205C true CA2898205C (en) | 2024-04-09 |
Family
ID=51391702
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CA2898205A Active CA2898205C (en) | 2013-01-30 | 2014-01-30 | Transaction token issuing authorities |
Country Status (10)
| Country | Link |
|---|---|
| EP (1) | EP2951762A4 (ko) |
| JP (4) | JP2016510468A (ko) |
| KR (1) | KR20150132098A (ko) |
| CN (2) | CN114648335A (ko) |
| AU (2) | AU2014219386B2 (ko) |
| BR (1) | BR112016016822A2 (ko) |
| CA (1) | CA2898205C (ko) |
| MX (1) | MX2015009820A (ko) |
| RU (1) | RU2015136777A (ko) |
| WO (1) | WO2014130222A1 (ko) |
Families Citing this family (22)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US10304051B2 (en) | 2010-04-09 | 2019-05-28 | Paypal, Inc. | NFC mobile wallet processing systems and methods |
| US11887105B2 (en) | 2010-04-09 | 2024-01-30 | Paypal, Inc. | Transaction token issuing authorities |
| US10275827B2 (en) | 2013-03-14 | 2019-04-30 | Fexco | Systems and methods for transferring funds using a wireless device |
| US10185960B2 (en) | 2014-07-11 | 2019-01-22 | Google Llc | Hands-free transactions verified by location |
| WO2016007801A1 (en) * | 2014-07-11 | 2016-01-14 | Google Inc. | Hands-free transactions with a challenge request |
| US20160012426A1 (en) | 2014-07-11 | 2016-01-14 | Google Inc. | Hands-free transactions with a challenge and response |
| US9779345B2 (en) | 2014-08-11 | 2017-10-03 | Visa International Service Association | Mobile device with scannable image including dynamic data |
| SG10201501246TA (en) | 2015-02-17 | 2016-09-29 | Mastercard Asia Pacific Pte Ltd | Methods and systems for processing an electronic payment |
| GB2536044A (en) | 2015-03-05 | 2016-09-07 | Bell Identification Bv | Method and apparatus for authenticating and processing secure transactions using a mobile device |
| CN108885748A (zh) * | 2016-02-23 | 2018-11-23 | 区块链控股有限公司 | 用于区块链的加密货币的通用令牌化系统 |
| US11625694B2 (en) * | 2016-02-23 | 2023-04-11 | Nchain Licensing Ag | Blockchain-based exchange with tokenisation |
| KR102084174B1 (ko) | 2016-03-01 | 2020-04-23 | 구글 엘엘씨 | 핸즈 프리 거래용 얼굴 프로필 수정 |
| US10679214B2 (en) * | 2016-03-09 | 2020-06-09 | Mastercard International Incorporation | Method and system for electronic distribution of controlled tokens |
| CN107220828B (zh) * | 2016-03-22 | 2020-09-08 | 阿里巴巴集团控股有限公司 | 通过穿戴式设备进行支付授权与支付的方法、系统及装置 |
| AU2016415250A1 (en) * | 2016-07-19 | 2018-11-29 | Visa International Service Association | Method of distributing tokens and managing token relationships |
| US10474879B2 (en) | 2016-07-31 | 2019-11-12 | Google Llc | Automatic hands free service requests |
| CN107067240B (zh) | 2016-12-12 | 2020-09-08 | 创新先进技术有限公司 | 资源调配方法和装置以及电子支付方法 |
| EP3631718A4 (en) * | 2017-06-02 | 2020-12-16 | Bluefin Payment Systems, LLC | SYSTEMS AND METHODS FOR MANAGING A PAYMENT TERMINAL USING A WEB BROWSER |
| US20210049560A1 (en) * | 2018-03-08 | 2021-02-18 | Visa International Service Association | Method for providing data security using one-way token |
| US11151555B2 (en) | 2018-06-28 | 2021-10-19 | International Business Machines Corporation | Code-based or token-based transfers using automated teller machines |
| JP7346488B2 (ja) | 2021-04-21 | 2023-09-19 | 株式会社wevnal | サービス利用支援方法、サービス利用支援プログラム及びサービス利用支援システム |
| SE2250013A1 (en) * | 2022-01-11 | 2023-07-12 | Focalpay Ab | Payment method, system and computer software product |
Family Cites Families (24)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20040073688A1 (en) * | 2002-09-30 | 2004-04-15 | Sampson Scott E. | Electronic payment validation using Transaction Authorization Tokens |
| US20050203584A1 (en) | 2004-03-10 | 2005-09-15 | Medtronic, Inc. | Telemetry antenna for an implantable medical device |
| US7379921B1 (en) * | 2004-11-08 | 2008-05-27 | Pisafe, Inc. | Method and apparatus for providing authentication |
| US10019708B2 (en) * | 2006-08-25 | 2018-07-10 | Amazon Technologies, Inc. | Utilizing phrase tokens in transactions |
| US7802719B2 (en) * | 2006-09-29 | 2010-09-28 | Sony Ericsson Mobile Communications Ab | System and method for presenting multiple transaction options in a portable device |
| US8935187B2 (en) | 2007-03-07 | 2015-01-13 | Playspan, Inc. | Distributed payment system and method |
| JP2009048601A (ja) * | 2007-07-20 | 2009-03-05 | Takashi Maejima | 遠隔操作依頼システム |
| US20090164796A1 (en) * | 2007-12-21 | 2009-06-25 | Daon Holdings Limited | Anonymous biometric tokens |
| US8756161B2 (en) * | 2008-02-11 | 2014-06-17 | Accenture Global Services Limited | Customer initiated payment method using mobile device |
| US20090254479A1 (en) * | 2008-04-02 | 2009-10-08 | Pharris Dennis J | Transaction server configured to authorize payment transactions using mobile telephone devices |
| US20100125510A1 (en) * | 2008-11-17 | 2010-05-20 | Smith Steven M | System and method of conducting transactions using a mobile wallet system |
| US20110066550A1 (en) * | 2009-09-16 | 2011-03-17 | Shank Clinton L | System and method for a secure funds transfer |
| JP2011141853A (ja) * | 2010-01-11 | 2011-07-21 | Girunetto Kk | 携帯端末を用いたオフライン取引の決済方法、プログラム、決済用近距離無線通信機器。 |
| CA2787060C (en) * | 2010-01-19 | 2017-07-25 | Visa International Service Association | Token based transaction authentication |
| CN102859544B (zh) * | 2010-03-11 | 2016-09-14 | 沃尔玛百货有限公司 | 用于使用移动设备进行交易支付的系统和方法 |
| JP2011210171A (ja) * | 2010-03-30 | 2011-10-20 | Japan Research Institute Ltd | 決済サーバ、決済システム、決済方法および決済プログラム |
| US8380177B2 (en) * | 2010-04-09 | 2013-02-19 | Paydiant, Inc. | Mobile phone payment processing methods and systems |
| JP5518615B2 (ja) * | 2010-07-27 | 2014-06-11 | 株式会社日本総合研究所 | 決済システム、決済方法および決済プログラム |
| EP2656292A4 (en) | 2010-12-23 | 2014-07-02 | Paydiant Inc | METHOD AND SYSTEMS FOR MOBILE PHONE PAYMENT PROCESSING |
| KR20120103924A (ko) * | 2011-03-11 | 2012-09-20 | 방경식 | Ｑｒ코드를 이용한 결제시스템 및 그 제어방법 |
| KR20110053216A (ko) * | 2011-04-28 | 2011-05-19 | 손영수 | 스마트폰을 이용한 카드결제방법 및 카드결제시스템 |
| KR20130000072A (ko) * | 2011-06-22 | 2013-01-02 | 주식회사 티모넷 | Ｎｆｃ 휴대단말기를 이용한 온오프라인 결제 시스템 및 그 방법 |
| WO2013009063A2 (ko) * | 2011-07-08 | 2013-01-17 | 주식회사 하렉스인포텍 | 결제전용코드를 이용한 결제 시스템 및 그 방법 |
| LT5992B (lt) | 2012-06-26 | 2014-02-25 | Uab "Vildoma" | Reabilitacinė vaikštynė |
-
2014
- 2014-01-30 WO PCT/US2014/013955 patent/WO2014130222A1/en active Application Filing
- 2014-01-30 CN CN202210231616.4A patent/CN114648335A/zh active Pending
- 2014-01-30 CA CA2898205A patent/CA2898205C/en active Active
- 2014-01-30 EP EP14753967.0A patent/EP2951762A4/en not_active Ceased
- 2014-01-30 BR BR112016016822A patent/BR112016016822A2/pt not_active IP Right Cessation
- 2014-01-30 AU AU2014219386A patent/AU2014219386B2/en active Active
- 2014-01-30 CN CN201480006517.XA patent/CN105164708A/zh active Pending
- 2014-01-30 RU RU2015136777A patent/RU2015136777A/ru not_active Application Discontinuation
- 2014-01-30 MX MX2015009820A patent/MX2015009820A/es unknown
- 2014-01-30 JP JP2015555448A patent/JP2016510468A/ja active Pending
- 2014-01-30 KR KR1020157020648A patent/KR20150132098A/ko not_active IP Right Cessation
-
2017
- 2017-06-16 AU AU2017204113A patent/AU2017204113B2/en active Active
-
2019
- 2019-10-31 JP JP2019198726A patent/JP6891245B2/ja active Active
-
2021
- 2021-05-26 JP JP2021088551A patent/JP7197631B2/ja active Active
-
2022
- 2022-12-15 JP JP2022199873A patent/JP2023030024A/ja active Pending
Also Published As
| Publication number | Publication date |
|---|---|
| JP2020030848A (ja) | 2020-02-27 |
| CN105164708A (zh) | 2015-12-16 |
| JP7197631B2 (ja) | 2022-12-27 |
| JP2023030024A (ja) | 2023-03-07 |
| AU2017204113A1 (en) | 2017-07-06 |
| JP6891245B2 (ja) | 2021-06-18 |
| MX2015009820A (es) | 2016-06-16 |
| BR112016016822A2 (pt) | 2019-09-24 |
| AU2017204113B2 (en) | 2018-07-05 |
| JP2016510468A (ja) | 2016-04-07 |
| AU2014219386A1 (en) | 2015-07-30 |
| KR20150132098A (ko) | 2015-11-25 |
| EP2951762A4 (en) | 2016-08-10 |
| CA2898205A1 (en) | 2014-08-28 |
| EP2951762A1 (en) | 2015-12-09 |
| WO2014130222A1 (en) | 2014-08-28 |
| RU2015136777A (ru) | 2017-03-06 |
| CN114648335A (zh) | 2022-06-21 |
| JP2021121975A (ja) | 2021-08-26 |
| AU2014219386B2 (en) | 2017-03-16 |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| EEER | Examination request |
Effective date: 20190129 |
|
| EEER | Examination request |
Effective date: 20190129 |
|
| EEER | Examination request |
Effective date: 20190129 |
|
| EEER | Examination request |
Effective date: 20190129 |
|
| EEER | Examination request |
Effective date: 20190129 |
|
| EEER | Examination request |
Effective date: 20190129 |
|
| EEER | Examination request |
Effective date: 20190129 |
|
| EEER | Examination request |
Effective date: 20190129 |
|
| EEER | Examination request |
Effective date: 20190129 |