CA2898205C - Autorites emettant un jeton de transaction - Google Patents

Autorites emettant un jeton de transaction Download PDF

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Publication number
CA2898205C
CA2898205C CA2898205A CA2898205A CA2898205C CA 2898205 C CA2898205 C CA 2898205C CA 2898205 A CA2898205 A CA 2898205A CA 2898205 A CA2898205 A CA 2898205A CA 2898205 C CA2898205 C CA 2898205C
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CA
Canada
Prior art keywords
token
transaction
party
information
merchant
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CA2898205A
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English (en)
Other versions
CA2898205A1 (fr
Inventor
Kevin Laracey
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
PayPal Inc
Original Assignee
PayPal Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by PayPal Inc filed Critical PayPal Inc
Publication of CA2898205A1 publication Critical patent/CA2898205A1/fr
Application granted granted Critical
Publication of CA2898205C publication Critical patent/CA2898205C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Debugging And Monitoring (AREA)
  • Computer Security & Cryptography (AREA)

Abstract

L'invention concerne des systèmes, des procédés, un appareil, des processus, ainsi qu'un moyen et un code de programme informatique pour mener des transactions, qui permettent à une première partie d'une transaction d'identifier une seconde partie d'une transaction. Le procédé consiste à obtenir un jeton pour une utilisation dans ladite transaction, le jeton comportant des informations pouvant être utilisées pour identifier un émetteur de jeton et une valeur du jeton, et fournir le jeton à un second dispositif associé à la seconde partie. Le second dispositif transmet la valeur du jeton à l'émetteur de jeton avec des informations pouvant être utilisées pour identifier la seconde partie.
CA2898205A 2013-01-30 2014-01-30 Autorites emettant un jeton de transaction Active CA2898205C (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US201361758543P 2013-01-30 2013-01-30
US61/758,543 2013-01-30
PCT/US2014/013955 WO2014130222A1 (fr) 2013-01-30 2014-01-30 Autorités émettant un jeton de transaction

Publications (2)

Publication Number Publication Date
CA2898205A1 CA2898205A1 (fr) 2014-08-28
CA2898205C true CA2898205C (fr) 2024-04-09

Family

ID=51391702

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2898205A Active CA2898205C (fr) 2013-01-30 2014-01-30 Autorites emettant un jeton de transaction

Country Status (10)

Country Link
EP (1) EP2951762A4 (fr)
JP (4) JP2016510468A (fr)
KR (1) KR20150132098A (fr)
CN (2) CN114648335A (fr)
AU (2) AU2014219386B2 (fr)
BR (1) BR112016016822A2 (fr)
CA (1) CA2898205C (fr)
MX (1) MX2015009820A (fr)
RU (1) RU2015136777A (fr)
WO (1) WO2014130222A1 (fr)

Families Citing this family (25)

* Cited by examiner, † Cited by third party
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US11887105B2 (en) 2010-04-09 2024-01-30 Paypal, Inc. Transaction token issuing authorities
US10304051B2 (en) 2010-04-09 2019-05-28 Paypal, Inc. NFC mobile wallet processing systems and methods
US10275827B2 (en) 2013-03-14 2019-04-30 Fexco Systems and methods for transferring funds using a wireless device
US20160012422A1 (en) 2014-07-11 2016-01-14 Google Inc. Hands-free transactions with a transaction confirmation request
US9652759B2 (en) 2014-07-11 2017-05-16 Google Inc. Hands-free transactions
WO2016007801A1 (fr) * 2014-07-11 2016-01-14 Google Inc. Transactions mains-libres avec une demande d'interrogation
US9779345B2 (en) 2014-08-11 2017-10-03 Visa International Service Association Mobile device with scannable image including dynamic data
SG10201501246TA (en) 2015-02-17 2016-09-29 Mastercard Asia Pacific Pte Ltd Methods and systems for processing an electronic payment
GB2536044A (en) 2015-03-05 2016-09-07 Bell Identification Bv Method and apparatus for authenticating and processing secure transactions using a mobile device
SG10202007906RA (en) * 2016-02-23 2020-09-29 Nchain Holdings Ltd Blockchain-based exchange with tokenisation
EP3259725B1 (fr) * 2016-02-23 2020-06-10 Nchain Holdings Limited Système universel de segmentation en jetons pour des monnaies cryptographiques à enchaînement de blocs
EP4310704A3 (fr) 2016-03-01 2024-04-03 Google LLC Modification de profil facial pour transactions mains libres
US10679214B2 (en) * 2016-03-09 2020-06-09 Mastercard International Incorporation Method and system for electronic distribution of controlled tokens
CN107220828B (zh) * 2016-03-22 2020-09-08 阿里巴巴集团控股有限公司 通过穿戴式设备进行支付授权与支付的方法、系统及装置
CN116739570A (zh) * 2016-07-19 2023-09-12 维萨国际服务协会 分发令牌和管理令牌关系的方法
KR102314098B1 (ko) 2016-07-31 2021-10-18 구글 엘엘씨 자동 핸즈프리 서비스 요청
CN107067240B (zh) 2016-12-12 2020-09-08 创新先进技术有限公司 资源调配方法和装置以及电子支付方法
WO2018223130A1 (fr) * 2017-06-02 2018-12-06 Bluefin Payment Systems Llc Systèmes et procédés de gestion d'un terminal de paiement par l'intermédiaire d'un navigateur web
WO2019172911A1 (fr) * 2018-03-08 2019-09-12 Visa International Service Association Procédé permettant d'assurer une sécurité de données à l'aide d'un jeton unidirectionnel
KR102712955B1 (ko) * 2018-04-12 2024-10-04 명지대학교 산학협력단 미디어사물인터넷의 거래 시스템 및 그 방법
US11151555B2 (en) 2018-06-28 2021-10-19 International Business Machines Corporation Code-based or token-based transfers using automated teller machines
SG11202101587SA (en) * 2018-08-22 2021-03-30 Visa Int Service Ass Method and system for token provisioning and processing
US20200342459A1 (en) * 2019-04-25 2020-10-29 Shazzle, Llc Trusted customer identity systems and methods
JP7346488B2 (ja) * 2021-04-21 2023-09-19 株式会社wevnal サービス利用支援方法、サービス利用支援プログラム及びサービス利用支援システム
SE2250013A1 (en) * 2022-01-11 2023-07-12 Focalpay Ab Payment method, system and computer software product

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US20040073688A1 (en) * 2002-09-30 2004-04-15 Sampson Scott E. Electronic payment validation using Transaction Authorization Tokens
US20050203584A1 (en) 2004-03-10 2005-09-15 Medtronic, Inc. Telemetry antenna for an implantable medical device
US7379921B1 (en) * 2004-11-08 2008-05-27 Pisafe, Inc. Method and apparatus for providing authentication
US10019708B2 (en) * 2006-08-25 2018-07-10 Amazon Technologies, Inc. Utilizing phrase tokens in transactions
US7802719B2 (en) * 2006-09-29 2010-09-28 Sony Ericsson Mobile Communications Ab System and method for presenting multiple transaction options in a portable device
US8935187B2 (en) 2007-03-07 2015-01-13 Playspan, Inc. Distributed payment system and method
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KR20120103924A (ko) * 2011-03-11 2012-09-20 방경식 Ｑｒ코드를 이용한 결제시스템 및 그 제어방법
KR20110053216A (ko) * 2011-04-28 2011-05-19 손영수 스마트폰을 이용한 카드결제방법 및 카드결제시스템
KR20130000072A (ko) * 2011-06-22 2013-01-02 주식회사 티모넷 Ｎｆｃ 휴대단말기를 이용한 온오프라인 결제 시스템 및 그 방법
WO2013009063A2 (fr) * 2011-07-08 2013-01-17 주식회사 하렉스인포텍 Système de paiement à l'aide d'un code dédié au paiement et procédé associé
LT5992B (lt) 2012-06-26 2014-02-25 Uab "Vildoma" Reabilitacinė vaikštynė

Also Published As

Publication number Publication date
BR112016016822A2 (pt) 2019-09-24
CA2898205A1 (fr) 2014-08-28
AU2017204113A1 (en) 2017-07-06
EP2951762A1 (fr) 2015-12-09
AU2017204113B2 (en) 2018-07-05
JP2021121975A (ja) 2021-08-26
JP2023030024A (ja) 2023-03-07
CN105164708A (zh) 2015-12-16
JP6891245B2 (ja) 2021-06-18
JP2016510468A (ja) 2016-04-07
CN114648335A (zh) 2022-06-21
JP2020030848A (ja) 2020-02-27
AU2014219386B2 (en) 2017-03-16
MX2015009820A (es) 2016-06-16
JP7197631B2 (ja) 2022-12-27
EP2951762A4 (fr) 2016-08-10
AU2014219386A1 (en) 2015-07-30
WO2014130222A1 (fr) 2014-08-28
KR20150132098A (ko) 2015-11-25
RU2015136777A (ru) 2017-03-06

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