BR0204250A - Sistema e método para transações financeiras - Google Patents

Sistema e método para transações financeiras

Info

Publication number
BR0204250A
BR0204250A BR0204250-9A BR0204250A BR0204250A BR 0204250 A BR0204250 A BR 0204250A BR 0204250 A BR0204250 A BR 0204250A BR 0204250 A BR0204250 A BR 0204250A
Authority
BR
Brazil
Prior art keywords
financial transactions
subscriber
account
service
interface
Prior art date
Application number
BR0204250-9A
Other languages
English (en)
Inventor
Seung-Jin Choi
Dong-Phil Lim
Sahng-Kyoo Ahn
Kyung-Bae Lee
Jae-Kwang Kim
Sang-Hee Shin
Byung-Wook Min
Original Assignee
Sk Telecom Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Sk Telecom Co Ltd filed Critical Sk Telecom Co Ltd
Publication of BR0204250A publication Critical patent/BR0204250A/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

Abstract

"SISTEMA E MéTODO PARA TRANSAçõES FINANCEIRAS". A presente invenção revela um sistema e método para transações financeiras. O sistema para transações financeiras inclui: uma base de dados para armazenagem de informações de um assinante de terminal móvel; uma interface de serviço para o assinante para fazer uma interface de um serviço para o assinante através de uma rede para comunicações; e a unidade para controle de serviços para o processamento das transações financeiras de acordo com a mensagem da interface de serviço para o assinante, e transmissão de uma mensagem de resultado para uma interface. De acordo com a presente invenção, o comércio de B para P ou de P para P emprega vários métodos de liquidação através de um terminal portátil. Além do mais, uma conta virtual é fornecida ao assinante de terminal móvel, e o dinheiro é transferido livremente entre uma conta virtual e uma conta bancária real. As transações financeiras são executadas através do terminal portátil, melhorando assim a segurança e liquidando facilmente uma conta.
BR0204250-9A 2002-05-23 2002-09-30 Sistema e método para transações financeiras BR0204250A (pt)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
KR1020020028740A KR20030090435A (ko) 2002-05-23 2002-05-23 금융 거래 시스템 및 방법

Publications (1)

Publication Number Publication Date
BR0204250A true BR0204250A (pt) 2004-06-01

Family

ID=29398538

Family Applications (1)

Application Number Title Priority Date Filing Date
BR0204250-9A BR0204250A (pt) 2002-05-23 2002-09-30 Sistema e método para transações financeiras

Country Status (7)

Country Link
US (1) US20030220884A1 (pt)
EP (1) EP1365368B1 (pt)
JP (1) JP2003345992A (pt)
KR (1) KR20030090435A (pt)
CN (1) CN1459759A (pt)
AT (1) ATE522891T1 (pt)
BR (1) BR0204250A (pt)

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Also Published As

Publication number Publication date
EP1365368A2 (en) 2003-11-26
US20030220884A1 (en) 2003-11-27
JP2003345992A (ja) 2003-12-05
EP1365368A3 (en) 2004-03-03
CN1459759A (zh) 2003-12-03
EP1365368B1 (en) 2011-08-31
KR20030090435A (ko) 2003-11-28
ATE522891T1 (de) 2011-09-15

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