WO2007053123A3 - System and method to facilitate online funds transfer to a mobile phone subscriber - Google Patents

System and method to facilitate online funds transfer to a mobile phone subscriber Download PDF

Info

Publication number
WO2007053123A3
WO2007053123A3 PCT/SG2006/000332 SG2006000332W WO2007053123A3 WO 2007053123 A3 WO2007053123 A3 WO 2007053123A3 SG 2006000332 W SG2006000332 W SG 2006000332W WO 2007053123 A3 WO2007053123 A3 WO 2007053123A3
Authority
WO
WIPO (PCT)
Prior art keywords
mobile phone
phone subscriber
funds transfer
facilitate online
online funds
Prior art date
Application number
PCT/SG2006/000332
Other languages
French (fr)
Other versions
WO2007053123A2 (en
WO2007053123A8 (en
Inventor
C Alfredo Fajardo
Original Assignee
Veritas Mobile Solutions Pte L
C Alfredo Fajardo
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Veritas Mobile Solutions Pte L, C Alfredo Fajardo filed Critical Veritas Mobile Solutions Pte L
Publication of WO2007053123A2 publication Critical patent/WO2007053123A2/en
Publication of WO2007053123A3 publication Critical patent/WO2007053123A3/en
Publication of WO2007053123A8 publication Critical patent/WO2007053123A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3221—Access to banking information through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Meter Arrangements (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)

Abstract

A server, system and method for facilitating online funds transfer to a mobile phone subscriber is disclosed. A payor is able to make payments to a mobile phone subscriber by supplying the payee's mobile phone number. The payment is sent via an online currency' exchange provider to the email address <mobile_number>@domain.com; and a telecommunications network is utilised to allow access to the email account; therefore allowing payment(s) thereto.
PCT/SG2006/000332 2005-11-04 2006-11-03 System and method to facilitate online funds transfer to a mobile phone subscriber WO2007053123A2 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
SG20057152-7 2005-11-04
SG200507152-7 2005-11-04
SG200507152-7A SG131807A1 (en) 2005-11-04 2005-11-04 System and method to facilitate online funds transfer to a mobile phone subscriber

Publications (3)

Publication Number Publication Date
WO2007053123A2 WO2007053123A2 (en) 2007-05-10
WO2007053123A3 true WO2007053123A3 (en) 2007-07-26
WO2007053123A8 WO2007053123A8 (en) 2010-02-04

Family

ID=38006331

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/SG2006/000332 WO2007053123A2 (en) 2005-11-04 2006-11-03 System and method to facilitate online funds transfer to a mobile phone subscriber

Country Status (2)

Country Link
SG (1) SG131807A1 (en)
WO (1) WO2007053123A2 (en)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP1504393A4 (en) 2002-04-23 2008-03-19 Clearing House Service Company Payment identification code and payment system using the same
US8725607B2 (en) 2004-01-30 2014-05-13 The Clearing House Payments Company LLC Electronic payment clearing and check image exchange systems and methods
US20090106118A1 (en) * 2007-10-19 2009-04-23 Ebay Inc Payment using funds pushing
US11295308B1 (en) 2014-10-29 2022-04-05 The Clearing House Payments Company, L.L.C. Secure payment processing
US11694168B2 (en) 2015-07-01 2023-07-04 The Clearing House Payments Company L.L.C. Real-time payment system, method, apparatus, and computer program
US11042882B2 (en) 2015-07-01 2021-06-22 The Clearing House Payments Company, L.L.C. Real-time payment system, method, apparatus, and computer program
US11436577B2 (en) 2018-05-03 2022-09-06 The Clearing House Payments Company L.L.C. Bill pay service with federated directory model support

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2000067177A2 (en) * 1999-04-30 2000-11-09 X.Com Corporation System and method for electronically exchanging value among distributed users
WO2001025979A2 (en) * 1999-09-28 2001-04-12 Detemobil Deutsche Telekom Mobilnet Gmbh Method for billing internet transactions via mobile radio telephone service
GB2380897A (en) * 2001-08-09 2003-04-16 Robert Joseph Gerard Macnamee Sending email to mobile phone as text message
US20040176081A1 (en) * 2001-06-15 2004-09-09 Datasquirt Limited Intelligent wireless messaging system

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2000067177A2 (en) * 1999-04-30 2000-11-09 X.Com Corporation System and method for electronically exchanging value among distributed users
WO2001025979A2 (en) * 1999-09-28 2001-04-12 Detemobil Deutsche Telekom Mobilnet Gmbh Method for billing internet transactions via mobile radio telephone service
US20040176081A1 (en) * 2001-06-15 2004-09-09 Datasquirt Limited Intelligent wireless messaging system
GB2380897A (en) * 2001-08-09 2003-04-16 Robert Joseph Gerard Macnamee Sending email to mobile phone as text message

Also Published As

Publication number Publication date
WO2007053123A2 (en) 2007-05-10
WO2007053123A8 (en) 2010-02-04
SG131807A1 (en) 2007-05-28

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