WO2022035252A1 - 금융 관계 시각화 콘텐츠 기반의 ui를 이용한 금융 서비스 제공 방법, 이를 수행하는 금융 서비스 제공 장치 및 이를 기록한 기록매체 - Google Patents
금융 관계 시각화 콘텐츠 기반의 ui를 이용한 금융 서비스 제공 방법, 이를 수행하는 금융 서비스 제공 장치 및 이를 기록한 기록매체 Download PDFInfo
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Definitions
- the present invention relates to a financial service providing technology that can support a financial information providing service and a financial transaction service through a mobile terminal carried by a user.
- Korean Patent Registration No. 914,660 relates to a technology for providing an account transfer service between messenger users, comprising: linking and processing messenger account information and messenger-linked account information of a plurality of messenger-using customers in a financial company server, respectively, and storing them in a storage medium; selecting a specific messenger account to be transferred through a friend list of the messenger when a transfer request is made from a messenger terminal authenticated as a messenger banking member through a messenger server to a specific messenger account; checking, in the financial company server, in connection with the storage medium, messenger-linked account information connected to the messenger account of the customer using the messenger-using terminal and messenger-linked account information connected to the selected specific messenger account; and withdrawing the transfer amount requested by the messenger using the terminal from the financial company server from the messenger-linked account connected to the messenger account of the confirmed messenger-using terminal, and depositing the transfer amount into the messenger-linked account connected to the specific messenger account; is composed of
- the prior art including the prior art, is focused on a method of providing financial information to a user or providing a service supporting financial transaction in connection with a financial company server, and the effect that can further improve user convenience does not indicate More specifically, in order for a user to receive a financial service, a process of inputting specific information or selecting a specific target by manipulating a mobile terminal is essential, but there is a limitation in operating the mobile terminal more easily and quickly.
- the present applicant recognized the problems with the prior art and came to devise the present application.
- the present invention has been devised to solve the above problems, and a method for providing financial services using a UI based on financial relationship visualization content, which can maximize user convenience, a financial service providing apparatus for performing the same, and a record recording the same to provide a medium.
- a financial service providing method using a user interface (UI) based on financial relationship visualization content is performed in a financial service providing apparatus.
- the financial service providing method includes: providing a user interface on a touch screen, the user interface including a financial relationship visualization content that visualizes a financial relationship between a user and a financial transaction target of the user; detecting a touch input signal input by the user through the user interface; and outputting financial information corresponding to the detected user's touch input through the user interface.
- the outputting of the financial information through the user interface includes requesting financial information corresponding to the detected touch input signal to a financial service providing server connected through a network, and receiving the financial information from the financial service providing server It may include; outputting the financial information through the user interface.
- the financial relationship visualization content includes a first identification object associated with the user and a plurality of second identification objects associated with the transaction finance object, using the first and second identification objects A financial relationship between the user and the financial transaction target may be visualized.
- the first identification object is disposed at a predefined location
- each of the plurality of second identification objects is disposed at a location spaced apart from the first identification object
- Each of the second identification objects may be configured to be connected in a star shape through a link object.
- the touch input signal is a touch input signal for at least one of the first identification object and the plurality of second identification objects, and includes a single tap touch input, a double tap touch input, a long touch input, and a swipe touch. It may include at least one of the inputs.
- the outputting of the financial information through the user interface is a touch input signal for the first identification object, and a touch input signal corresponding to a request for outputting financial transaction information between the user and the financial transaction target.
- the method may further include updating the financial relationship visualization content based on the financial transaction information.
- the updating of the financial relationship visualization content corresponds to at least one of a transaction amount and a transaction frequency between the user and a financial transaction object, visually displaying at least one of the plurality of second identification objects and the link object. It may include a step of changing to
- the step of outputting the financial information through the user interface includes moving the second identification object by a swipe touch input for any one of the plurality of second identification objects, so as to identify another second identification object.
- the method may further include updating the financial relationship visualization content in response to the grouping. .
- the second identification object in the step of outputting the financial information through the user interface, is moved by a swipe touch input for any one of the plurality of second identification objects, and the first identification object and at least some areas overlap, grouping and defining a financial transaction target associated with the user and the second identification object as a joint asset manager, and updating the financial relationship visualization content in response to the grouping.
- the first identification object is moved by a swipe touch input for the first identification object, and any one and a part of the second identification object
- the method may further include generating remittance request information for remitting a predetermined amount to a financial transaction target associated with the overlapping second identification object when the areas overlap, and transmitting the remittance request information to a financial service providing server or a financial institution server .
- the user interface may include messenger content that visualizes financial transaction history information between the user and the financial transaction target in an interactive format.
- the outputting of the financial information through the user interface may include a request for outputting financial transaction information between the user and a corresponding financial transaction target as a touch input signal for any one of the plurality of second identification objects.
- the method may include outputting financial transaction information between the corresponding financial transaction targets in an interactive format through the messenger content.
- a financial service providing apparatus performs a financial service providing method using a user interface (UI) based on financial relationship visualization content.
- the financial service providing apparatus may include: a data processing unit that provides a user interface on a touch screen, including financial relationship visualization content that visualizes a financial relationship between a user and a financial transaction target of the user; and a touch input detection unit configured to detect a touch input signal input by the user through the user interface, wherein the data processing unit outputs financial information corresponding to the detected touch input of the user through the user interface .
- the financial service providing device requests financial information corresponding to the detected touch input signal to a financial service providing server connected through a network, and receives the financial information from the financial service providing server to receive the data It may further include a linkage unit provided to the processing unit.
- a recording medium recording a computer program for a method for providing a financial service relates to a method for providing a financial service using a user interface (UI) based on a financial relationship visualization content, performed in a financial service providing device Write computer programs.
- the financial service providing method may include: a function of providing a user interface on a touch screen, including financial relationship visualization contents that visualize a financial relationship between a user and a financial transaction target of the user; a function of detecting a touch input signal input by the user through the user interface; and a function of outputting financial information corresponding to the detected user's touch input through the user interface.
- the present invention is configured to receive and output specific information from a user through a user interface including a financial relationship visualization content that visualizes a financial relationship between a user and a financial transaction target, thereby maximizing user convenience.
- FIG. 1 is a reference diagram illustrating a financial service providing system according to the present invention.
- FIG. 2 is a block diagram illustrating an apparatus for providing a financial service according to an embodiment of the present invention.
- FIG. 3 is a flowchart illustrating a method for providing a financial service according to an embodiment of the present invention.
- 4 to 14 are reference diagrams for explaining a method of providing a financial service according to an embodiment of the present invention.
- FIG. 1 is a reference diagram illustrating a financial service providing system according to the present invention.
- a financial service providing system 100 includes a financial service providing server 110 and a financial service providing apparatus 120 .
- the financial service providing server 110 and the financial service providing device 120 may be connected through a network.
- the financial service providing server 110 may be connected to a plurality of financial service providing devices 120 - 1 to 120 - 3 through a network.
- the financial service providing server 110 is a computing device managed by a financial service provider, is connected to the financial service providing device 120 through a network, and is requested (queried) from the financial service providing device 120 according to the present invention. It may operate to retrieve or generate information and transmit it to the financial service providing device 120 .
- the financial service providing server 110 is a network with a financial institution server (eg, a bank server server, a card company server, etc.) that manages the user's financial information (eg, account information, transaction history information, balance information, etc.) Through the connection, the user's financial information may be received from the financial institution server or the user's financial information may be received from the financial service providing device 120 .
- a financial institution server eg, a bank server server, a card company server, etc.
- the user's financial information eg, account information, transaction history information, balance information, etc.
- the financial service providing server 110 since the user's financial information is generally stored in a financial institution, it is preferable that the financial service providing server 110 according to the present invention be linked with the corresponding financial institution server to directly receive the financial information. However, if the financial information cannot be directly received from the financial institution server, the financial service providing device 120 preferentially receives the user's financial information according to user authentication and request, and transfers the received financial information to the financial service providing server 110 . ), the financial service providing server 110 may check the user's financial information.
- the process, method, route, etc. of checking the financial information of a specific user do not correspond to the core technical idea of the present invention, and may be implemented in various ways as needed.
- the financial service providing server 110 is connected to a financial institution server (eg, a bank company server, a card company server, etc.) through a network, and transmits financial transaction request information according to a user's request to the financial institution server. You can make the financial transaction that the user desires (eg, account remittance, card payment, etc.) be carried out.
- a financial institution server eg, a bank company server, a card company server, etc.
- You can make the financial transaction that the user desires eg, account remittance, card payment, etc.
- the financial service providing device 120 is a computing device carried, managed, or operated by a user.
- the financial service providing apparatus 120 according to the present invention is a computing device including a touch screen capable of recognizing a user's touch input, and may correspond to, for example, a mobile terminal such as a smart phone or a tablet PC. there is.
- this example is not intended to limit the scope of the present invention, and a computing device equipped with a touch screen should be interpreted as the financial service providing device 120 according to the present invention.
- the financial service providing server 110 may provide data recorded with a program related to the financial service providing method according to the present invention to the financial service providing apparatus 120 .
- the financial service providing device 120 downloads and installs a mobile application embodying the financial service providing method according to the present invention from an application market (eg, Android market, etc.), and through the mobile application Financial services can be provided.
- an application market eg, Android market, etc.
- the financial service providing device 120 requests (inquires) specific information through a user interface interworking with the financial service providing server 110, and provides corresponding information (eg, transaction history information, balance information, asset status). information, etc.) can be received and output according to a predefined layout.
- information eg, transaction history information, balance information, asset status. information, etc.
- FIG. 2 is a block diagram illustrating an apparatus for providing a financial service according to an embodiment of the present invention.
- the financial service providing apparatus 120 may include a touch input detection unit 210 , a data processing unit 220 , an interlocking unit 230 , and a control unit 240 .
- the touch input detection unit 210 detects a touch input signal input by a user.
- the touch input detection unit 210 may be connected to a touch screen provided in the financial service providing device 120 to detect a touch input signal according to a user's touch input.
- the touch input signal is at least one of a single tap touch input, a double tap touch input, a long touch input, a zoom touch input, a pinch touch input, a rotation touch input, and a swipe touch input, as shown in FIG. 4 .
- FIG. 4 schematically illustrates a user's touch input action to explain the touch input signal according to the present invention, and is content that is not output on the touch screen.
- the data processing unit 220 provides a predefined user interface on the touch screen.
- the user interface includes content composed of a combination of at least one of characters, figures, lines, icons, and images according to a predefined layout, and is provided on a touch screen to output specific information so that the user can recognize it, It may mean an object that receives an information request signal corresponding to a user's touch input signal.
- the user interface according to the present invention may be configured to include a financial relationship visualization content that visualizes the financial relationship between the user and the user's financial transaction target.
- a financial relationship visualization content that visualizes the financial relationship between the user and the user's financial transaction target.
- the user interface may be configured to include financial relationship visualization content 510 .
- the financial relationship visualization content 510 may mean an object that visualizes the financial relationship between the user and the user's financial transaction target by combining at least one of text, figure, line, icon, and image.
- the financial relationship visualization content 510 may include an identification object associated with a specific person.
- the identification object is a visualization object for recognizing a specific person, and may be implemented as a combination of at least one of a text, a picture, an image, and an icon representing the specific person.
- the financial relationship visualization content 510 may be configured to include a first identification object 511 associated with the user.
- the first identification object 511 may be implemented by including a photo image of a user having a predefined area and shape.
- the financial relationship visualization content 510 may include a plurality of second identification objects 512 associated with the user's transaction financial object.
- the second identification object 512 is implemented as a combination of a picture image and text (eg, name, nickname, relationship) of a transaction finance target, or an icon and text (eg, a financial institution) representing a transaction finance object. name, etc.) can be implemented as a combination.
- the financial transaction target may mean a natural person, corporation, or institution that has a financial transaction (eg, remittance, withdrawal, card payment, etc.) relationship with the user.
- the financial relationship visualization content 510 may be configured to visualize the financial relationship between the user and the financial transaction object using the first identification object 511 and the second identification object 512 .
- the first identification object 511 is disposed at a predefined position
- each of the plurality of second identification objects 512-1 to 512-9 is a first identification object ( 511) and spaced apart
- each of the first identification object 511 and the plurality of second identification objects 512-1 to 512-9 may be configured to be connected in a star shape through a link object.
- the link object is an object connecting each of the first identification object 511 and the plurality of second identification objects 512-1 to 512-9, and as shown in FIG. 5, a line having a predefined thickness can be implemented as
- these examples are not intended to limit the scope of the present invention, and it goes without saying that the first and second identification objects and link objects may be implemented in various ways.
- the user can intuitively recognize the financial relationship between himself and the financial transaction target.
- the touch input detection unit 210 may detect a touch input signal for at least one of the first identification object 511 and the plurality of second identification objects 512-1 to 512-9. That is, the user may request the output of specific financial information or request a financial transaction by touching at least one of the first identification object 511 and the plurality of second identification objects 512-1 to 512-9 on the touch screen. .
- the data processing unit 220 outputs financial information corresponding to the user's touch input detected by the touch input detection unit 210 through the user interface.
- the financial information output through the user interface includes financial transaction information between the user and the financial transaction target (eg, deposit and withdrawal details between the user and a specific person, the user's card details information for a specific card company, etc.), and the user's account details information and at least one of asset status information.
- financial transaction information between the user and the financial transaction target eg, deposit and withdrawal details between the user and a specific person, the user's card details information for a specific card company, etc.
- the linkage unit 230 requests financial information corresponding to the touch input signal detected by the touch input detection unit 210 to the financial service providing server 110 , and receives a corresponding request from the financial service providing server 110 . Financial information may be received and provided to the data processing unit 220 .
- the data processing unit 220 detects a financial transaction
- the financial relationship visualization content may be updated based on the information.
- the data processing unit 220 receives transaction frequency information with each financial transaction target from the financial service providing server 110 , and sets the received transaction frequency information to a financial relationship. After updating by including it in the visualization content, it can be output on the touch screen.
- the data processing unit 220 may update the financial relationship visualization content to include a transaction frequency (eg, percentage) for each financial transaction object in each of the second identification objects 512-1 to 512-9. .
- the data processing unit 220 corresponds to at least one of a transaction amount and a transaction frequency between a user and a financial transaction target, and a plurality of second identification objects 512 . -1 to 512-9) and link objects can be visually changed.
- the data processing unit 220 may change the size of the second identification object 512-1 to 512-9 in proportion to the transaction amount or transaction frequency of the user and the financial transaction target, or the second identification object 512 -1 ⁇ 512-9) You can change the thickness of the link object connected to each.
- the user can intuitively recognize not only the financial relationship between himself and the financial transaction target, but also the financial transaction status with each financial transaction target.
- the data processing unit 220 may move the first or second identification object on the touch screen in response to a swipe touch input.
- a specific second identification object is moved by a swipe touch input for any one of the plurality of second identification objects 512-1 to 512-9, so that the other second identification object and at least some area are separated.
- the data processing unit 220 may define to group financial transaction objects associated with each of the overlapping second identification objects.
- the data processing unit 220 may update and output the financial relationship visualization content 510 in response to the defined grouping.
- the data processing unit 220 may define [mother] and [sister] to be grouped.
- the data processing unit 220 may receive a group name (eg, [family]) for the corresponding group from the user, generate a group identification object including the second identification object, and generate the group identification object
- the financial relationship visualization content 510 may be updated to include it.
- the data processing unit 220 performs the [daughter] ] can be defined to be included in the [Family] group.
- the long touch input signal for the first object 510 is defined as an output request signal of transaction frequency information between the user and the financial transaction target
- the long touch input signal for the first object 510 is determined by the touch input detection unit 210 .
- the data processing unit 220 may update the financial relationship visualization content 510 by summing the transaction frequencies of each financial transaction target (mom, sister, daughter) included in the [family] group.
- the data processing unit 220 changes the size of the second identification object and the group identification object in proportion to the transaction frequency of the user and the financial transaction target and the financial transaction target group, or connects the second identification object and the group identification object, respectively You can change the thickness of the linked object.
- the second identification object is moved by a swipe touch input to any one of the plurality of second identification objects 512-1 to 512-9, so that the first identification object 511 and at least some
- the data processing unit 220 may group and define a financial transaction target associated with the user and the second identification object as a joint asset manager.
- the data processing unit 220 may update and output the financial relationship visualization content 510 in response to the defined grouping.
- the data processing unit 220 may define to group [user] and [husband] as a joint asset manager.
- the data processing unit 220 generates a joint asset management group identification object 513 including identification objects associated with each joint asset manager, and visualizes financial relationships to include the joint asset management group identification object 513 .
- the content 510 may be updated.
- the data processing unit 220 may update the financial relationship visualization content 510 by summing the asset information of [user] and [husband] included in the joint asset management group.
- the data processing unit 220 may update the financial relationship visualization content 510 to include asset information icons for confirming asset information related to the common asset upon touch input.
- the asset information icon may include at least one of an account information icon, a savings information icon, a loan information icon, an insurance information icon, a credit card information icon, a fund information icon, a joint asset icon, a real estate information icon, and a vehicle information icon. Also, when a specific asset information icon is touched by the user, joint asset information corresponding to the corresponding icon may be output.
- the first identification object 511 is moved by a swipe touch input to the first identification object 511, and the plurality of second identification objects 512-1 to 512-9 and
- the data processing unit 220 may generate remittance request information for remitting a predetermined amount to a financial transaction target associated with the overlapping second identification object.
- the linkage unit 230 may transmit the remittance request information to the financial service providing server 110 or the financial institution server so that the remittance of the corresponding amount is performed to the corresponding financial transaction target.
- the data processing unit 220 may output an amount input window through which the user can input the remittance amount, and check the remittance amount (eg, 500,000 won) input by the user.
- the data processing unit 220 generates remittance request information including the remittance target and the remittance amount, and the linkage unit 230 transmits the remittance request information to the financial service providing server 110 or the financial institution server [ 500,000 won can be transferred from [user]'s account to [sister's] account.
- the data processing unit 220 may generate remittance request information including a remittance target and remittance amount.
- the user interface according to the present invention may include messenger content that visualizes financial transaction history information between a user and a financial transaction target in an interactive format.
- the data processing unit 220 is a touch input signal for any one of the plurality of second identification objects 512-1 to 512-9, which corresponds to a request for outputting financial transaction information between the user and the corresponding financial transaction target.
- a touch input signal is detected, financial transaction information between the corresponding financial transaction targets may be output in an interactive format through the messenger content.
- a single tap touch input signal for the second object 512 is defined as an output request signal of financial transaction information between a user and a financial transaction target
- the second corresponding to [sister]
- the data processing unit 220 outputs the messenger content 520 to the touch screen instead of the financial relationship visualization content 510 to the [user] and [sister] ] You can output financial transaction details in an interactive format.
- the data processing unit 220 outputs financial transaction history information in chronological order or reverse chronological order through the messenger content 520, but aligns remittance details and deposit details to the left and right, or vice versa to the right and left It can be sorted and printed.
- the data processing unit 220 may output text information input by a user or a financial transaction target through the messenger content 520 together with the financial transaction information.
- the controller 240 may control the operation and data flow of the touch input detector 210 , the data processor 220 , and the linker 230 .
- FIG. 3 is a flowchart illustrating a method for providing a financial service according to an embodiment of the present invention.
- the data processing unit 220 provides a predefined user interface on the touch screen (step S310).
- the data processing unit 220 provides a predefined user interface on the touch screen.
- the user interface may be configured to include a financial relationship visualization content 510 that visualizes the financial relationship between the user and the user's financial transaction object.
- the financial relationship visualization content 510 is configured to include a first identification object 511 associated with a user and a plurality of second identification objects 512 associated with a transaction financial object of the user, It may be configured to visualize a financial relationship between a user and a financial transaction object using the first identification object 511 and the second identification object 512 .
- the touch input detection unit 210 detects a touch input signal input by the user (step S320).
- the touch input signal is a single tap touch input, a double tap touch input, a long touch input, a zoom touch input, a pinch touch input, a rotation touch input, and a swipe touch for the first or second identification objects 511 and 512 . It may include at least one of the inputs.
- the data processing unit 220 checks the requested financial information corresponding to the user's touch input detected by the touch input detection unit 210 (step S330).
- the financial information output through the user interface may include at least one of financial transaction information between a user and a financial transaction target, user account details information, and asset status information.
- the data processing unit 220 outputs the financial information requested by the user through the user interface including the financial relationship visualization content 510 (step S340).
- the linkage unit 230 may request corresponding financial information from the financial service providing server 110 , receive the corresponding financial information from the financial service providing server 110 , and provide it to the data processing unit 220 .
- FIGS. 11 to 14 a method of providing a financial service according to various embodiments of the present invention will be further described with reference to FIGS. 11 to 14 .
- the method for providing financial services to be described later may be performed by the touch input detection unit 210 , the data processing unit 220 , the linkage unit 230 , and the control unit 240 of the financial service providing apparatus 120 according to the present invention.
- the financial relationship visualization content 510 may visualize and output a financial relationship between the user's specific financial transaction object and the financial transaction object of the corresponding financial transaction object. For example, as shown in FIG. 11 , when a double-tap touch input for a specific second identification object (eg, friend) is detected, the data processing unit 220 checks the financial transaction target of the corresponding financial transaction target and The relationship can be visualized, and it can be output together with the user's financial relationship.
- a specific second identification object eg, friend
- the data processing unit 220 may define a plurality of groups in response to a user's touch input. As described with reference to FIG. 7 , a plurality of financial transaction targets may be defined as one group, and as illustrated in FIG. 12 , a plurality of groups may be defined by a user's additional touch input.
- the data processing unit 220 may update and output the financial relationship visualization content 510 based on a plurality of defined groups.
- the data processing unit 220 may support a predetermined amount to be transferred from the user's first account to the second account in response to the user's touch input.
- the financial relationship visualization content 510 may output financial institution icons associated with the user's holding account, and a second identification object (eg, a citizen) associated with the first account by the user's swipe touch input.
- the data processing unit 220 outputs an amount input window in which the user can input the remittance amount, and the remittance amount input by the user (eg: 500,000 won).
- the data processing unit 220 may generate and output a remittance icon displaying the remittance amount, and the remittance icon is moved by the user's swipe touch input and a second identification object (eg, Shinhan Bank) associated with the second account. icon) and some areas overlap, the linkage unit 230 transmits the remittance request information to the financial service providing server 110 or the financial institution server so that 500,000 won is remitted from the first account to the second account. .
- a second identification object eg, Shinhan Bank
- the data processing unit 220 may output asset management consulting information in response to a user's touch input.
- the data processing unit 220 when [user] and [husband] are grouped and defined as joint asset managers, the data processing unit 220 outputs a consulting information icon that can check asset management consulting information upon touch input can do.
- the data processing unit 220 may output asset management consulting information for the joint assets of [user] and [husband] through the user interface.
- the asset management consulting information may include at least one of credit evaluation information, loan availability, loanable amount, asset prediction information, portfolio information for realizing a target asset, and asset comparison information with others.
- the asset management consulting information may correspond to information generated by an artificial intelligence-based robo-advisor, and may be received from the financial service providing server 110 or a separate asset management consulting information providing server.
- the financial service providing method according to the present invention described above may be implemented as computer-readable codes on a computer-readable recording medium.
- the computer-readable recording medium includes all types of recording devices in which data readable by a computer system is stored. Examples of the computer-readable recording medium include ROM, RAM, CD-ROM, magnetic tape, floppy disk, and optical data storage device.
- the computer-readable recording medium is distributed in network-connected computer systems, and computer-readable codes can be stored and executed in a distributed manner.
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Abstract
Description
Claims (15)
- 금융 서비스 제공 장치에서 수행되는, 금융 관계 시각화 콘텐츠 기반의 사용자 인터페이스(UI)를 이용한 금융 서비스 제공 방법에 있어서,사용자와 상기 사용자의 금융 거래 대상 간 금융 관계를 시각화한 금융 관계 시각화 콘텐츠를 포함하는, 사용자 인터페이스를 터치 스크린 상에 제공하는 단계;상기 사용자 인터페이스를 통해 상기 사용자에 의해 입력되는 터치 입력 신호를 검출하는 단계; 및상기 검출된 사용자의 터치 입력에 대응하는 금융 정보를 상기 사용자 인터페이스를 통해 출력하는 단계;를 포함하는 금융 서비스 제공 방법.
- 제1항에 있어서, 상기 금융 정보를 상기 사용자 인터페이스를 통해 출력하는 단계는네트워크를 통해 연결된 금융 서비스 제공 서버에 상기 검출된 터치 입력 신호에 대응하는 금융 정보를 요청하여, 상기 금융 서비스 제공 서버로부터 수신된 금융 정보를 상기 사용자 인터페이스를 통해 출력하는 단계;를 포함하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제1항에 있어서, 상기 금융 관계 시각화 콘텐츠는,상기 사용자와 연관되는 제1 식별 객체와, 상기 거래 금융 대상과 연관되는 복수의 제2 식별 객체를 포함하며, 상기 제1 및 제2 식별 객체를 이용해 상기 사용자와 상기 금융 거래 대상 간의 금융 관계를 시각화하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제3항에 있어서,상기 제1 식별 객체는 기정의된 위치에 배치되고, 상기 복수의 제2 식별 객체 각각은 상기 제1 식별 객체와 이격된 위치에 배치되며,상기 제1 식별 객체와 상기 복수의 제2 식별 객체 각각은 링크 객체를 통해 스타(star) 형으로 연결되도록 구성되는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제3항에 있어서, 상기 터치 입력 신호는상기 제1 식별 객체 및 상기 복수의 제2 식별 객체 중 적어도 하나에 대한 터치 입력 신호로서,단일 탭 터치 입력, 더블 탭 터치 입력, 롱 터치 입력 및 스와이프 터치 입력 중 적어도 하나를 포함하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제4항에 있어서, 상기 금융 정보를 상기 사용자 인터페이스를 통해 출력하는 단계는상기 제1 식별 객체에 대한 터치 입력 신호로서, 상기 사용자와 상기 금융 거래 대상 간 금융 거래 정보의 출력 요청에 대응하는 터치 입력 신호가 검출되는 경우,상기 금융 거래 정보에 기초하여 상기 금융 관계 시각화 콘텐츠를 갱신하는 단계를 더 포함하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제6항에 있어서, 상기 금융 관계 시각화 콘텐츠를 갱신하는 단계는상기 사용자와 금융 거래 대상 간의 거래 금액 및 거래 빈도 중 적어도 하나에 대응하여, 상기 복수의 제2 식별 객체 및 상기 링크 객체 중 적어도 하나를 시각적으로 변화시키는 단계;를 포함하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제4항에 있어서, 상기 금융 정보를 상기 사용자 인터페이스를 통해 출력하는 단계는상기 복수의 제2 식별 객체 중 어느 하나에 대한 스와이프 터치 입력에 의해 상기 제2 식별 객체가 이동되어, 다른 제2 식별 객체와 적어도 일부 영역이 겹쳐지는 경우,상기 겹쳐진 제2 식별 객체들 각각과 연관되는 금융 거래 대상들을 그룹화하도록 정의하며,상기 그룹화에 대응하여 상기 금융 관계 시각화 콘텐츠를 갱신하는 단계를 더 포함하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제4항에 있어서, 상기 금융 정보를 상기 사용자 인터페이스를 통해 출력하는 단계는상기 복수의 제2 식별 객체 중 어느 하나에 대한 스와이프 터치 입력에 의해 상기 제2 식별 객체가 이동되어, 상기 제1 식별 객체와 적어도 일부 영역이 겹쳐지는 경우,상기 사용자와 해당 제2 식별 객체와 연관되는 금융 거래 대상을 공동 자산 관리 자로서 그룹화하여 정의하며,상기 그룹화에 대응하여 상기 금융 관계 시각화 콘텐츠를 갱신하는 단계를 더 포함하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제4항에 있어서, 상기 금융 정보를 상기 사용자 인터페이스를 통해 출력하는 단계는상기 제1 식별 객체에 대한 스와이프 터치 입력에 의해 상기 제1 식별 객체가 이동되어, 상기 제2 식별 객체 중 어느 하나와 일부 영역이 겹쳐지는 경우,상기 겹쳐진 제2 식별 객체와 연관되는 금융 거래 대상에 일정 금액을 송금하기 위한 송금 요청 정보를 생성하여, 금융 서비스 제공 서버 또는 금융 기관 서버에 전송하는 단계를 더 포함하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제4항에 있어서, 상기 사용자 인터페이스는,상기 사용자와 상기 금융 거래 대상 간 금융 거래 내역 정보를 대화형 포멧으로 시각화한 메신저 콘텐츠를 포함하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 제11항에 있어서, 상기 금융 정보를 상기 사용자 인터페이스를 통해 출력하는 단계는상기 복수의 제2 식별 객체 중 어느 하나에 대한 터치 입력 신호로서, 상기 사용자와 해당 금융 거래 대상 간 금융 거래 정보의 출력 요청에 대응하는 터치 입력 신호가 검출되는 경우,상기 메신저 콘텐츠를 통해 상기 해당 금융 거래 대상 간 금융 거래 정보를 대화형 포멧으로 출력하는 단계를 포함하는 것을 특징으로 하는 금융 서비스 제공 방법.
- 금융 관계 시각화 콘텐츠 기반의 사용자 인터페이스(UI)를 이용한 금융 서비스 제공 방법을 수행하는 금융 서비스 제공 장치에 있어서,사용자와 상기 사용자의 금융 거래 대상 간 금융 관계를 시각화한 금융 관계 시각화 콘텐츠를 포함하는, 사용자 인터페이스를 터치 스크린 상에 제공하는 데이터 처리부; 및상기 사용자 인터페이스를 통해 상기 사용자에 의해 입력되는 터치 입력 신호를 검출하는 터치 입력 검출부를 포함하며,상기 데이터 처리부는, 상기 검출된 사용자의 터치 입력에 대응하는 금융 정보를 상기 사용자 인터페이스를 통해 출력하는,금융 서비스 제공 장치.
- 제13항에 있어서, 상기 금융 서비스 제공 장치는,네트워크를 통해 연결된 금융 서비스 제공 서버에 상기 검출된 터치 입력 신호에 대응하는 금융 정보를 요청하고, 상기 금융 서비스 제공 서버로부터 해당 금융 정보를 수신하여 상기 데이터 처리부로 제공하는 연동부;를 더 포함하는 것을 특징으로 하는 금융 서비스 제공 장치.
- 금융 서비스 제공 장치에서 수행되는, 금융 관계 시각화 콘텐츠 기반의 사용자 인터페이스(UI)를 이용한 금융 서비스 제공 방법에 관한 컴퓨터 프로그램을 기록한 기록매체에 있어서,사용자와 상기 사용자의 금융 거래 대상 간 금융 관계를 시각화한 금융 관계 시각화 콘텐츠를 포함하는, 사용자 인터페이스를 터치 스크린 상에 제공하는 기능;상기 사용자 인터페이스를 통해 상기 사용자에 의해 입력되는 터치 입력 신호를 검출하는 기능; 및상기 검출된 사용자의 터치 입력에 대응하는 금융 정보를 상기 사용자 인터페이스를 통해 출력하는 기능;을 포함하는 금융 서비스 제공 방법에 관한 컴퓨터 프로그램을 기록한 기록매체.
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EP21856258.5A EP4195018A4 (en) | 2020-08-14 | 2021-08-12 | METHOD FOR PROVIDING FINANCIAL SERVICE USING A USER INTERFACE BASED ON VISUALIZED FINANCIAL RELATIONSHIP CONTENT, APPARATUS FOR PROVIDING FINANCIAL SERVICE FOR IMPLEMENTING SAID METHOD, AND RECORDING MEDIUM CONTAINING THE SAME |
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JP2023511639A JP2023539818A (ja) | 2020-08-14 | 2021-08-12 | 金融関係可視化コンテンツ基盤のuiを用いた金融サービス提供方法、これを行う金融サービス提供装置およびこれを記録した記録媒体 |
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US20180025093A1 (en) * | 2016-07-21 | 2018-01-25 | Ayasdi, Inc. | Query capabilities of topological data analysis graphs |
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KR20150048831A (ko) * | 2012-08-28 | 2015-05-07 | 페이스북, 인크. | 소외 광고용 소셜 컨텍스트 |
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KR20200021705A (ko) * | 2018-08-21 | 2020-03-02 | 웹케시 주식회사 | 자금 관리 서비스 시스템 및 방법과, 이를 위한 모바일 장치 및 컴퓨터 프로그램 |
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KR20220021606A (ko) | 2022-02-22 |
KR102374222B1 (ko) | 2022-03-15 |
US20230289052A1 (en) | 2023-09-14 |
EP4195018A4 (en) | 2024-02-07 |
JP2023539818A (ja) | 2023-09-20 |
EP4195018A1 (en) | 2023-06-14 |
CA3189451A1 (en) | 2022-02-17 |
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