WO2021177665A1 - Dispositif pour fournir un service de transaction de certificat de cadeau en ligne direct et son procédé de fonctionnement - Google Patents

Dispositif pour fournir un service de transaction de certificat de cadeau en ligne direct et son procédé de fonctionnement Download PDF

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Publication number
WO2021177665A1
WO2021177665A1 PCT/KR2021/002427 KR2021002427W WO2021177665A1 WO 2021177665 A1 WO2021177665 A1 WO 2021177665A1 KR 2021002427 W KR2021002427 W KR 2021002427W WO 2021177665 A1 WO2021177665 A1 WO 2021177665A1
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Prior art keywords
gift certificate
online
purchase
gift
identification information
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PCT/KR2021/002427
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English (en)
Korean (ko)
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김민우
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김민우
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0613—Third-party assisted
    • G06Q30/0619—Neutral agent
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0283—Price estimation or determination
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/08—Auctions

Definitions

  • the present invention relates to an online gift certificate direct transaction service apparatus and a method of driving the apparatus, and more particularly, an online gift certificate direct transaction that provides a safe one-stop gift certificate transaction service whose status is managed by an API of a gift certificate issuer, such as cultural gift certificates or gift cones. It relates to a service device and a method of driving the device.
  • a gift certificate is a fixed-rate bearer security that can be exchanged for a product, and can purchase products handled or designated by the issuer within the amount stated on the coupon.
  • online gift certificates that are implemented on the Internet, such as book gift certificates or cultural gift certificates, have been used.
  • various gift vouchers, as well as department store gift certificates, gas gift certificates, etc. can be exchanged by e-mail. Due to the nature of the online nature, there are many customized gift certificates that can freely carry the name, photo, picture, message, etc.
  • Online gift certificates were developed as the number of netizens rapidly increased. After Happy Money was first introduced in April 2000, online gift certificates have been gradually activated, and many specialized companies such as iTickets and Edutopia are also emerging.
  • a gift certificate issuer such as, for example, a cultural gift certificate or a gift cone.
  • An online gift certificate direct transaction service apparatus includes a storage unit for receiving and storing identification information on the gift certificate from a seller terminal device who intends to sell a gift certificate previously issued by a gift certificate issuer online, and a purchaser of the purchaser terminal device. After charging cash for the purchase of the gift certificate online, upon request to purchase a gift certificate selected from the sales list of the gift certificate, based on the stored identification information associated with the requested gift certificate, the It includes a control unit for one-stop processing of gift certificate transactions by automatically deducting the charged cache by obtaining transaction approval by interworking with a blockchain-based API (Application Programming Interface).
  • a blockchain-based API Application Programming Interface
  • the controller may use a unique number (FIN) or an identification code given when the online gift certificate is issued as the identification information.
  • FIN unique number
  • the controller may use a unique number (FIN) or an identification code given when the online gift certificate is issued as the identification information.
  • the control unit may inquire about authenticity from the seller terminal device to a gift certificate issuing device that is linked with an API to the identification information provided at the time of registering the sale of the gift certificate, and may add it to the sales list according to the result of the authenticity.
  • control unit may automatically set an optimal price based on the stored identification information to sell.
  • the control unit may automatically set the optimal price based on price information provided by the gift certificate issuer or selling price information of the same type of gift certificate previously traded by sellers at the time of registration for sale.
  • the driving method of the online gift certificate direct transaction service apparatus comprises the steps of: receiving, by a storage unit, identification information on the gift certificate from a seller terminal device that intends to sell a gift certificate previously issued by a gift certificate issuer online; and the control unit, when the purchaser of the purchaser terminal device charges the cash for the purchase of the gift certificate online and then requests to purchase a gift certificate selected from the sales list of the gift certificate, based on the stored identification information associated with the requested gift certificate It includes the step of one-stop processing of the gift certificate transaction by automatically deducting the charged cash by obtaining transaction approval by interworking with the gift certificate issuing device of the blockchain-based API.
  • the identification information a unique number (FIN) or an identification code given when the online gift certificate is issued may be used.
  • the processing may include the step of inquiring about authenticity from the seller terminal device to a gift certificate issuer device that is linked with an API to the identification information provided when registering the sale of the gift certificate, and adding it to the sales list according to the authenticity result.
  • the processing may include automatically setting and selling an optimal price based on the stored identification information when adding to the sales list.
  • the processing may include automatically setting an optimal price based on price information presented by the gift certificate issuer at the time of registration for sale or sales price information of the same type of gift certificate previously transacted by sellers.
  • various types of online gift certificates such as cultural gift certificates or gift cones, can be safely and conveniently performed one-stop gift certificate transactions online.
  • FIG. 1 is a view showing an online gift certificate direct transaction service system according to an embodiment of the present invention
  • FIG. 2 is a view showing a part of a service screen according to an embodiment of the present invention.
  • FIG. 3 is a block diagram illustrating a detailed structure of the gift certificate selling apparatus of FIG. 1 according to an embodiment of the present invention
  • FIG. 4 is a view showing an online gift certificate direct transaction service process according to an embodiment of the present invention.
  • FIG. 5 is a flowchart illustrating a driving process of the gift certificate vending apparatus of FIG. 1 .
  • FIG. 1 is a diagram illustrating an online gift certificate direct transaction service system according to an embodiment of the present invention
  • FIG. 2 is a diagram showing a part of a service screen according to an embodiment of the present invention.
  • the online gift certificate direct transaction service system 90 includes a seller terminal device 101 , a buyer terminal device 103 , a communication network 110 , a gift certificate selling device (or an online gift certificate). direct transaction service device) 120 and a part or all of the gift certificate issuing device 130 .
  • “including some or all” means that some components such as the gift certificate issuing device 130 are omitted to configure the system 90, or a part or all of the gift certificate selling device 120 connects to the communication network 110 It refers to something that can be configured by being integrated into a constituting network device (eg, a wireless switching device, etc.), and will be described as including all in order to help a sufficient understanding of the invention.
  • a constituting network device eg, a wireless switching device, etc.
  • the seller terminal device 101 and the buyer terminal device 103 include various image display devices such as a desktop computer, a laptop computer, a tablet PC, a smart phone, and a smart TV.
  • the seller's terminal device 101 and the buyer's terminal device 103 may be any terminal device as long as the sale registration is performed for online gift certificate sales and one-stop gift certificate purchase processing can be performed.
  • a gift certificate is displayed on a sales list on a smart TV or the like, but purchase may be made by voice in connection with an artificial intelligence (AI) speaker nearby, so it will not be particularly limited to any one form.
  • AI artificial intelligence
  • the seller terminal device 101 may sell a gift certificate (eg, a cultural gift certificate, a gift cone, etc.) purchased online or offline from a gift certificate issuer (or issuer) online.
  • the seller's terminal device 101 accesses the service provided in the embodiment of the present invention, for example, a CLUTCH service, enters information on a gift certificate it owns, and registers it.
  • sales information can be entered simply by clicking the sales button 200 at the bottom of the screen.
  • the seller may input the unique number of the previously issued gift certificate, for example, a FIN number through the seller terminal device 101 . In this way, registration of sales information is performed simply by simply inputting a pin number.
  • registration may be made in the form of recognizing a QR code by automatically operating the camera when the sales button 200 is selected.
  • the seller terminal device 101 joins the clutch service according to the embodiment of the present invention. Accordingly, when a membership registration is made, an online wallet related to the clutch service may be formed.
  • “online wallet” may correspond to an area where, for example, when My Page is selected, transaction details of a gift certificate can be viewed.
  • the seller-related information may be identification information such as a device ID of the seller terminal device 101 . For example, when a purchase is made from a buyer, it is necessary to know who the seller is in order to process the payment of the online wallet.
  • sales registration is completed simply by the seller performing such an operation.
  • items such as a gift certificate name may be input, but this may also be automatically generated and displayed on the screen with only one action of the seller inputting a pin number.
  • the gift certificate selling device 120 and the gift certificate issuing device 130 of FIG. 1 are linked with an API.
  • the pin number may contain information related to the issuer of the gift certificate, the name of the gift certificate can be automatically generated and displayed on the screen without a separate procedure.
  • a buyer may be a seller and a seller may be a purchaser, but an online gift certificate purchase may be performed by accessing the clutch service according to an embodiment of the present invention.
  • the sales list 210 may be displayed on the screen.
  • the sales list 210 information related to gift certificates registered by the sellers of the seller terminal device 101 appears.
  • the purchaser terminal device 103 may purchase online currency, coins, or the like, or charge a certain amount of money in order to purchase an online gift certificate desired by the purchaser terminal device 103 .
  • the user may precede the procedure for purchasing a gift certificate through an operation such as charging an amount through card payment.
  • the API is linked to the gift certificate issuing device 130 that handles the gift certificate to determine the authenticity of the gift certificate.
  • the amount charged by the purchaser may be deducted according to the sales approval or transaction approval results according to the authenticity and the amount may be paid to the online wallet of the online gift certificate seller.
  • a notification such as a text message (SMS) may be given, or a predetermined amount of a fee may be paid to the service provider, and then the remaining amount may be paid.
  • SMS text message
  • a certain amount of fee may be automatically transferred to a specific online wallet or account of the service provider.
  • the authenticity of the online gift certificate registered for sale can be determined based on the identification information provided by the seller when registering for sale, that is, the pin number, and based on this, the sale registration can be prevented from the source.
  • all online gift certificates on the sales list 210 displayed on the purchaser terminal device 103 may be considered gift certificates that have already been verified.
  • the sale, purchase, and payment processing may be performed directly in the gift certificate selling device 120 .
  • sales information may be distorted due to hacking, etc., so transaction information related to the sale of gift certificates may be processed in a block chain manner with the gift certificate issuing devices 130 . can More details will be dealt with later.
  • the purchased online gift certificate may be registered in its own My Page. Accordingly, in order to use the online gift certificate, the buyer accesses the service according to an embodiment of the present invention, activates the online gift certificate contained in the My Page on the screen, and then recognizes the QR code and the like to use it.
  • the communication network 110 includes both wired and wireless communication networks.
  • a wired/wireless Internet network may be used or interlocked as the communication network 110 .
  • the wired network includes an Internet network such as a cable network or a public telephone network (PSTN)
  • the wireless communication network includes CDMA, WCDMA, GSM, Evolved Packet Core (EPC), Long Term Evolution (LTE), and Wibro networks. meaning to include
  • the communication network 110 according to the embodiment of the present invention is not limited thereto, and may be used, for example, in a cloud computing network under a cloud computing environment, a 5G network, and the like.
  • the access point in the communication network 110 can connect to a switching center of a telephone company. or by connecting to various repeaters such as Base Station Transmission (BTS), NodeB, and e-NodeB to process data.
  • BTS Base Station Transmission
  • NodeB NodeB
  • e-NodeB e-NodeB
  • the communication network 110 may include an access point.
  • the access point includes a small base station such as a femto or pico base station that is often installed in a building. Femto or pico base stations are classified according to the maximum number of connections, such as the seller's terminal device 101 or the buyer's terminal device 103, in terms of the classification of small base stations.
  • the access point may include a short-range communication module for performing short-range communication such as Zigbee and Wi-Fi with the seller terminal device 101 or the buyer terminal device 103 .
  • the access point may use TCP/IP or Real-Time Streaming Protocol (RTSP) for wireless communication.
  • RTSP Real-Time Streaming Protocol
  • short-range communication may be performed in various standards such as Bluetooth, Zigbee, infrared, radio frequency (RF) such as ultra high frequency (UHF) and very high frequency (VHF), and ultra wideband communication (UWB) in addition to Wi-Fi.
  • RF radio frequency
  • UHF ultra high frequency
  • VHF very high frequency
  • UWB ultra wideband communication
  • the access point may extract the location of the data packet, designate the best communication path for the extracted location, and transmit the data packet to the next device, for example, the gift certificate selling device 120 along the designated communication path.
  • the access point may share several lines in a general network environment, and includes, for example, a router, a repeater, and a repeater.
  • the gift certificate selling device 120 may provide a clutch service according to an embodiment of the present invention as an online gift certificate direct transaction service.
  • the gift certificate selling device 120 may be referred to as an online gift certificate direct transaction service device.
  • “Clutch service” is an online direct transaction service in which a user wants to sell a gift certificate purchased online or offline as a seller online, and the gift certificate selling device 120 manages the status through API linkage with the gift certificate issuer to provide a safe one-stop gift certificate transaction. make it possible Transactions can be further processed based on blockchain for safe management.
  • the gift certificate selling device 120 may provide a service screen as shown in FIG. 2 in response to a service request from the seller terminal device 101 of the gift certificate seller, and after registering as a member, a process for sales registration is performed.
  • the seller may register the unique number, that is, the pin number of the gift certificate he/she purchases and possesses. Since the gift certificate selling device 120 can recognize the issuer of the registered gift certificate based on the pin number, it is possible to first determine the authenticity of the registered gift certificate through API linkage with the gift certificate issuing device 130 of the corresponding issuer. have. Accordingly, the gift certificate selling device 120 may provide related information to the seller terminal device 101 based on the sales approval result from the gift certificate issuing device 130 . For example, if there is an error in the pin number, information related to this can be notified.
  • the gift certificate selling apparatus 120 may perform an operation for determining an optimal price.
  • the optimal price determination may be made based on information provided from the gift certificate issuing device 130 .
  • the price may be determined based on information on which the same gift certificate is traded, or the price may be automatically determined based on the transaction prices of sellers stored in the internal DB 120a.
  • an artificial intelligence (AI) program can be used to make accurate price determination through operations such as deep learning. Unlike the rule-based pricing method, artificial intelligence can determine the price through prediction in a specific variable or environment.
  • the gift certificate selling device 120 may automatically increase the price of the gift certificate, and the upward adjustment may also be made in the width or ratio of the gift certificate according to preset information. For example, if it is set not to exceed the maximum of 3%, or it is self-evident that the newly issued price of a gift certificate newly issued by a gift certificate issuer in the market should not be exceeded.
  • the gift certificate selling device 120 generates data on price, discount rate, transaction volume, etc. by simply registering the pin number of the gift certificate that the seller wants to sell, and displays it on the screen. .
  • the gift certificate selling device 120 communicates with the purchaser terminal device 103 of a buyer who wants to purchase a specific gift certificate on the sales list 210 , and through this, a service screen as shown in FIG. 2 can be provided.
  • the purchaser can simply purchase the gift certificate by viewing and purchasing information such as the price of the gift certificate that he/she wants to purchase through the sales list 210 .
  • the purchaser may pre-charge the amount through the purchaser terminal device 103 or purchase a coin using a clutch service. Therefore, when the buyer wants to purchase the gift certificate he wants, since the gift certificate has already been verified on the clutch service, the amount can be settled between the seller and the buyer and the broker providing the clutch service.
  • the gift certificate selling device 120 may process the settlement amount to the online wallets of the seller and the buyer, and in the case of a broker providing a clutch service, the settlement process may be performed in various ways, such as depositing without a bankbook. will be.
  • the gift certificate selling device 120 may perform a block chain-based transaction approval operation with the gift certificate issuing device 130 at the time of sale.
  • the gift certificate issuing device 130 and the gift certificate issuing device 130 that have generated the gift certificate share transaction information with each other and perform a transaction.
  • a transaction occurs, it is possible to proceed with the transaction by obtaining approval from the gift certificate issuing device 130 . Through this process, fraud that may occur in relation to gift voucher transactions can be prevented in advance.
  • the blockchain-based transaction can be made with the gift certificate issuer 130 of the issuer handling the gift certificate, but this can also be done in various forms, such as when the administrator designates the desired gift certificate issuer 130 when designing the system. can be done For example, in the first half of the year, if the block chain operation with the gift certificate issuing device 130 of A and B is set to be performed, in the second half of the year, C is added so that the block chain operation is performed, thereby periodically changing the approval target.
  • the gift certificate issuing device 130 of C may receive the data from the previous step and set it, but since the operation may be made from the time it is added as a component of the block chain operation, in an embodiment of the present invention, any It will not specifically limit to one form.
  • the gift certificate issuing device 130 includes computers and servers of issuers selling various types of gift certificates. API linkage can be made through cooperation with the gift certificate selling device 120 , and through this, the seller can determine the authenticity of the gift certificate registered for sale in the clutch service, and the transaction book can be stored together with the gift certificate selling device 120 . Manage it so that a blockchain-based gift certificate transaction takes place. Even when a user purchases a gift certificate offline, the gift certificate issuing device 130 stores and manages information on all gift certificates issued by the issuer, so that any inquiries about gift certificates sold offline can be performed with the gift certificate selling device 120 and Processing may be performed in conjunction.
  • an embodiment of the present invention is an online gift certificate (eg, cultural gift certificate, gift cone, etc.) direct transaction intermediary platform, where the previously issued online gift certificate holder can send the pin number and/or barcode of the gift certificate to the platform regardless of the type of gift certificate. It can be registered and managed as an encrypted asset in the wallet. It is possible to use and balance management (for example, only for balance vouchers) upon request through the API of the gift certificate issuer. Available for use and sale.
  • a person wishing to purchase an online gift certificate through direct personal transaction at a low price can purchase a coin on the platform and deposit it, and then purchase the desired type of gift certificate as shown in FIG. 2 .
  • transactions made on the platform according to an embodiment of the present invention are recorded in a blockchain node, enabling both sellers and buyers to make fast and secure transactions.
  • FIG. 3 is a block diagram illustrating a detailed structure of the gift certificate selling apparatus of FIG. 1 according to an embodiment of the present invention.
  • the gift certificate selling apparatus 120 includes a part of the communication interface unit 300 , the control unit 310 , the one-stop gift certificate processing unit 320 and the storage unit 330 , or includes everything
  • “including some or all” means that some components such as the storage unit 330 are omitted to configure the gift certificate selling device 120 , or components such as the one-stop gift certificate processing unit 320 are included in the control unit 310 . ), which means that it can be configured by being integrated with other components, such as, and will be described as including all in order to help a sufficient understanding of the invention.
  • the communication interface unit 300 communicates with the seller terminal device 101 , the buyer terminal device 103 , and the gift certificate issuing device 130 via the communication network 110 of FIG. 1 , respectively.
  • operations such as modulation/demodulation, muxing/demuxing, encoding/decoding, scaling, etc. may be performed, which are obvious to those skilled in the art, and thus further description will be omitted.
  • the communication interface unit 300 may provide a service screen for performing a procedure for registering sales of gift certificates to be sold by the seller, and more precisely, image data related thereto. can be transmitted, and communication is performed from the purchaser terminal device 103 to a sales operation for the online gift certificate that the purchaser intends to purchase on the sales list 210 of FIG. 2 .
  • the communication interface unit 300 may communicate with the gift certificate issuing device 130 in order to verify the authenticity of the gift certificate registered by the seller in the gift certificate selling device 120 , and the purchaser terminal device 103 for a specific gift certificate.
  • a transaction approval may be requested to the gift certificate issuing device 130 based on a block chain, and a one-stop gift certificate transaction may be made when the transaction is approved.
  • the communication interface unit 300 transmits the authenticity determination result of the registered gift certificate to the seller terminal device 101, or notifies the service processing result together with the buyer terminal device 103 by text message or e-mail. can be performed. For this purpose, interworking with an SMS server or an e-mail server may also be made.
  • the control unit 310 controls the overall control of the communication interface unit 300, the one-stop gift certificate processing unit 320 and the storage unit 330 of FIG. 3 constituting the gift voucher selling device 120 of FIG. 1 according to an embodiment of the present invention.
  • the one-stop gift certificate processing unit 320 is controlled to receive the pin number of the gift certificate to be sold, simply by receiving the sales list ( 210) can be created.
  • the one-stop gift certificate processing unit 320 is controlled to provide a service screen, and when there is a purchase request for a specific gift certificate, an operation for one-stop gift certificate purchase processing is performed.
  • control unit 310 may control the communication interface unit 300 according to the request of the one-stop gift certificate processing unit 320 to provide a smooth service. For example, if the control unit 310 requests the one-stop gift voucher processing unit 320 to request a transaction approval according to a block chain-based transaction to the gift voucher issuing device 130, of course, this operation may be pre-programmed and preset. However, for this purpose, the communication interface unit 300 may be controlled.
  • the one-stop gift certificate processing unit 320 receives a pin number for generating and selling a service screen of the clutch service according to an embodiment of the present invention, determines the authenticity of the registered gift certificate, and adds it to the sales list 210, In addition, when a buyer purchases a gift certificate, various operations such as a one-stop gift certificate sales process are performed. In other words, when the user requests to purchase a specified gift certificate through the purchase (button), the one-stop gift certificate processing unit 320 closes the transaction in one stop with only one action requested to purchase.
  • the corresponding operation is determined to be an error, for example, when the buyer requests a refund, the cancellation process may be automatically performed in the reverse order of the order in which the transaction was completed. For example, if the settlement process of the amount is made by one-stop process, the settlement can be made by returning it.
  • the one-stop gift certificate processing unit 320 generates and displays information related to a gift certificate registered for sale in a preset format, that is, on the service screen, and in the process, the purchaser such as transaction price, discount rate, transaction volume, etc. automatically creates and displays only the most important or interested information for purchasing a gift certificate.
  • the one-stop gift certificate processing unit 320 may determine the authenticity based on the pin information provided by the seller when registering for gift certificate sales and at the same time perform an optimal price setting operation. This can be done by presenting a price to the seller with reference to the transaction price of the users who have been transacted so far and getting approval, or even without such approval, it is automatically determined based on the service contract, for example, and the settlement process for the post-sale sale amount can be performed. As I have already explained enough about the price setting, I will replace it with those contents.
  • the storage unit 330 may store various information or data processed under the control of the control unit 310 .
  • the control unit 310 may retrieve data stored in the DB 120a of FIG. 1 , temporarily store it in the storage unit 330 , and then retrieve it and provide it to the one-stop gift certificate processing unit 320 .
  • the controller 310 of FIG. 3 includes a CPU and a memory, and the CPU and the memory may be configured as a single chip.
  • the control unit 310 may include a control circuit, an operation unit (ALU), a command interpretation unit, a registry, and the like, and the memory may include a RAM.
  • the control circuit may interpret the control operation, the operation unit may interpret the operation processing of binary bit information, and the instruction interpreter may interpret whether the input binary bit information is related to the performance of any operation.
  • the analysis may be that after matching data on the left and right sides of the lookup table (LUT), the control circuit finds the data on the right based on the data on the left and performs the operation.
  • the registry is involved in software data storage. According to the above configuration, the CPU copies the program of the one-stop gift certificate processing unit 320 when the gift certificate vending device 120 is initially driven, loads it into the memory, and executes it to quickly increase the data processing speed.
  • FIG. 4 is a diagram illustrating an online gift certificate direct transaction service process according to an embodiment of the present invention.
  • the seller terminal device 101 may register a pin number and/or barcode by accessing the clutch service in order to sell a gift certificate purchased by the seller (S410).
  • a barcode or QR code may be recognized through the camera, and the pin number may be entered by the seller directly.
  • the gift certificate selling device 120 may determine the authenticity of the gift certificate registered by the seller through API linkage with the gift certificate issuing device 130 .
  • the gift certificate selling device 120 may not perform a separate authenticity check with the gift certificate issuing device 130 .
  • the gift certificate issuing device 130 performs only a block chain-based transaction approval operation.
  • the purchaser terminal device 103 may access the clutch service and perform a cash charging operation to purchase a desired gift certificate (S420). Through this, a one-stop process can be performed from the purchase of a gift certificate to the settlement of the amount.
  • the gift certificate selling device 120 may request transaction approval to the gift certificate issuing device 130 that is linked based on the black chain for the transaction.
  • the gift certificate selling device 120 shares the transaction book with the designated gift certificate issuing device 130, when there is a transaction approval, an automatic payment is made for the charged cash based on this, and the right to use the gift certificate will be granted to the buyer.
  • granting the right to use is to enable use in the purchaser's terminal device 103, and for this purpose, the gift certificate selling device 120 provides identification information of the purchaser's terminal device 103, for example, the device ID of the terminal device. It may be possible to match and save.
  • the gift certificate selling device 120 may delete it from the sale list 210 or display the sale completion on the sale list 210 .
  • the gift certificate is registered at a wholesaler, etc., rather than the issuer of the gift certificate, a large number of gift certificates may be registered, and in this case, information on the holding amount may be provided. have.
  • the price adjustment may be made according to a preset method.
  • the gift certificate selling device 120 may perform an operation such as settlement or refund ( S430 ).
  • the seller can settle the sales amount excluding the broker's fee, and the buyer can be automatically deducted from the charged amount.
  • the online gift certificate is retrieved from My Page, etc., and the online gift certificate can be used based on the pin number and/or barcode (S440).
  • the online gift certificate may be displayed on the screen and then recognized through a scanner to complete the use.
  • the gift certificate selling device 120 or processed by API linkage with the gift certificate issuing device 130 to be used later. For example, when the amount to be used exceeds the balance, a notification such as to proceed with credit card payment for the excess amount may be provided to the purchaser terminal device 103 .
  • FIG. 5 is a flowchart illustrating a driving process of the gift certificate vending apparatus of FIG. 1 .
  • the gift certificate selling device 120 of FIG. 1 provides a gift certificate from the seller terminal device 101 that sells a gift certificate previously issued by a gift certificate issuer.
  • the identification information is received and stored (S500).
  • the identification information is a unique number of the gift certificate, and may be a pin number or a QR code.
  • the buyer of the purchaser terminal device 103 charges the cash for purchasing a gift certificate online and then requests to purchase a gift certificate selected from the gift certificate sales list, the gift certificate issued by the gift certificate issuer based on the stored identification information linked to the requested gift certificate
  • the issuer device 130 and the blockchain-based API link to obtain transaction approval and automatically deduct the (pre-)charged cash to process the gift certificate transaction one-stop (S510).
  • the gift certificate selling device 120 may automatically determine the authenticity of the registered gift certificate by API linkage when the seller registers the gift certificate, and add it to the sales list according to the result so that the sale can be made.
  • the system designer since the gift certificate selling device 120 is API-linked with the gift certificate issuing device 130 based on the block chain, the system designer periodically changes the number of performing subjects or automatically changes the transaction approval process. can make it go away
  • the gift certificate selling apparatus 120 can perform various operations, and since other detailed information has been sufficiently described above, those contents will be replaced.
  • the present invention is not necessarily limited to this embodiment. That is, within the scope of the object of the present invention, all the components may operate by selectively combining one or more.
  • all of the components may be implemented as one independent hardware, some or all of the components are selectively combined to perform some or all functions of the combined components in one or a plurality of hardware program modules It may be implemented as a computer program having Codes and code segments constituting the computer program can be easily deduced by those skilled in the art of the present invention. Such a computer program is stored in a computer-readable non-transitory computer readable media, read and executed by the computer, thereby implementing an embodiment of the present invention.
  • the non-transitory readable recording medium refers to a medium that stores data semi-permanently and can be read by a device, not a medium that stores data for a short moment, such as a register, cache, memory, etc. .
  • the above-described programs may be provided by being stored in a non-transitory readable recording medium such as a CD, DVD, hard disk, Blu-ray disk, USB, memory card, ROM, and the like.

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Abstract

La présente invention concerne un dispositif pour fournir un service de transaction de certificat de cadeau en ligne direct et son procédé de fonctionnement. Un dispositif pour fournir un service de transaction de certificat de cadeau en ligne direct selon un mode de réalisation de la présente invention peut comprendre : une unité de sauvegarde qui reçoit des informations d'identification concernant un certificat de cadeau provenant d'un terminal d'un vendeur qui a l'intention de vendre le certificat de cadeau en ligne et sauvegarde les informations d'identification, ledit certificat de cadeau étant un certificat qui a été émis à partir d'un corps d'émission de certificats de cadeau ; et une unité de commande qui effectue, lorsqu'un acheteur utilise le terminal de l'acheteur pour demander l'achat d'un certificat de cadeau sélectionné à partir d'une liste de certificats de cadeau disponibles à la vente après l'enregistrement d'argent liquide en ligne pour acheter le certificat de cadeau, un traitement à guichet unique de la transaction de certificat de cadeau par déduction automatique de l'argent liquide (pré) sauvegardé en recevant une approbation de la transaction par connexion par l'intermédiaire d'une API à un dispositif de société d'émission de certificat de cadeau du corps d'émission de certificat sur la base des informations d'identification (pré) sauvegardées associées au certificat de cadeau demandé.
PCT/KR2021/002427 2020-03-02 2021-02-26 Dispositif pour fournir un service de transaction de certificat de cadeau en ligne direct et son procédé de fonctionnement WO2021177665A1 (fr)

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KR1020200025971A KR102141328B1 (ko) 2020-03-02 2020-03-02 온라인 상품권 직거래서비스장치 및 그 장치의 구동방법
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KR102141328B1 (ko) * 2020-03-02 2020-08-04 김민우 온라인 상품권 직거래서비스장치 및 그 장치의 구동방법
KR102459451B1 (ko) * 2022-06-20 2022-10-31 주식회사 한국기프티거래소 인공지능 기반 기프티콘 구매 및 거래 플랫폼 서비스 제공 방법, 장치 및 시스템

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