WO2019203516A1 - Système de sécurité d'informations de transaction en ligne et procédé de sécurité d'informations de transaction en ligne - Google Patents

Système de sécurité d'informations de transaction en ligne et procédé de sécurité d'informations de transaction en ligne Download PDF

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Publication number
WO2019203516A1
WO2019203516A1 PCT/KR2019/004508 KR2019004508W WO2019203516A1 WO 2019203516 A1 WO2019203516 A1 WO 2019203516A1 KR 2019004508 W KR2019004508 W KR 2019004508W WO 2019203516 A1 WO2019203516 A1 WO 2019203516A1
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WIPO (PCT)
Prior art keywords
dealing
coin
information
module
electronic wallet
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PCT/KR2019/004508
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English (en)
Korean (ko)
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강찬고
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강찬고
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Application filed by 강찬고 filed Critical 강찬고
Priority to JP2020557152A priority Critical patent/JP6853422B1/ja
Priority to SG11202010278UA priority patent/SG11202010278UA/en
Priority to CN201980033773.0A priority patent/CN112136149A/zh
Publication of WO2019203516A1 publication Critical patent/WO2019203516A1/fr
Priority to PH12020551718A priority patent/PH12020551718A1/en
Priority to AU2020102852A priority patent/AU2020102852A4/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes

Definitions

  • the present invention relates to online transaction information security, and more particularly, to an online transaction information security system and an online transaction information security method with enhanced security to securely trade virtual currency.
  • a virtual currency is a digital currency or electronic money that is used in electronic form in a virtual space connected to a network without a real object such as a bill or a coin.
  • EBC European Central Bank
  • cryptocurrency is a digital currency that is not controlled by the government and is issued and managed by the developer and used only in certain virtual communities. According to this definition, most cryptocurrencies are digital and virtual.
  • Bitcoin is an online cryptocurrency built on blockchain technology. It is designed to allow financial transactions such as remittances freely between individuals on a global basis without a central bank. It is virtually impossible to hack because the transaction ledger is distributed and stored on servers of various users in the global scope based on blockchain technology. Use SHA-256 based password hash function.
  • Bitcoin is not a currency used in real life, but a cryptocurrency used in online trading.It is a method of operation that is paid in return for solving a very difficult mathematical problem presented by a computer.It is open under the MIT license. It was released as a source, and a variety of altcoins such as Ethereum, Ethereum Classic, Ripple, Litecoin, Eicoin, Dash, Monero, JetCash and Quantum were created. Bitcoin is a kind of key currency among many altcoins.
  • a Bitcoin account is called an 'e-wallet', and each e-wallet is given a unique number of about 30 characters including a combination of numbers, lowercase letters and uppercase letters in English, and public keys for personal authentication and currency transactions.
  • Transaction is performed based on the cryptographic system of the Public Key Interface.
  • the public key infrastructure of the Internet cryptocurrency consists of a public key for the purpose of trading and a private key dependent on the public key.
  • the public key corresponds to an account number of the Internet cryptocurrency.
  • points are given as bonuses to members according to transaction or sales of goods through points earning companies such as Internet shopping malls, banks, card companies, etc., or by the use of services, and members exchange points for cyber money.
  • points earning companies such as Internet shopping malls, banks, card companies, etc.
  • Korean Patent No. 10-2017-0142374 discloses a remittance system and method using virtual currency. Transfer money to third parties through Bitcoin to transfer money easily, faster and more securely than conventional methods, and at the same time purchase Bitcoin with the money deposited for money transfer and then exchange Bitcoin exchanges (brokers) in real time. Search and make money by selling the purchased Bitcoin on the highest exchange.
  • the present invention has been proposed in the background as described above, and provides an online transaction information security system and an online transaction information security method with enhanced security for securely performing virtual currency transactions.
  • the online transaction information security method for achieving the above technical problem is a security method for online transaction information executed in a dealing coin intermediary module connected through a plurality of member terminals equipped with the electronic wallet module and the Internet network,
  • the dealing coin brokering module Receiving, by the dealing coin brokering module, information regarding a dealing coin transaction request for selling a dealing coin owned by a first member terminal equipped with a first electronic wallet module and storing it in a database;
  • the dealing coin brokering module receives the dealing coin transaction request information for purchasing the dealing coin from the second member terminal equipped with the second electronic wallet module, the bank account number and the deposit cost information stored in the database are stored in the second electronic wallet module. Transmitting to the mounted second member terminal;
  • the dealing coin intermediary module sends the deposit confirmation request information to the first member terminal equipped with the first electronic wallet module, and when the deposit confirmation information is input from the first member terminal in response, the first member terminal will sell the deal. Transmitting the coin information to a second member terminal equipped with a second electronic wallet module; Receiving, by the second electronic wallet module, the dealing coin information to be sold by the first member terminal from the dealing coin intermediary module and storing in the sub account;
  • the dealing coin brokering module transmits authentication request information for confirming whether the selling by the legitimate owner to the first member terminal to sell the dealing coin information, and in response to receiving the authentication success information from the first member terminal dealing Transmitting the coin decryption information to a second member terminal equipped with a second electronic wallet module in which the dealing coin information is purchased;
  • the second electronic wallet module When the second electronic wallet module receives the decryption information about the dealing coin information owned by the first member from the dealing coin intermediary module, accessing the dealing coin generating module to the dealing coin information and dealing coin decryption information owned by the first member Transmitting the dealing coin owner change request information including a; And receiving, by the second electronic wallet module, the owning dealing coin information and the dealing coin encryption information from the dealing coin generating module and storing them in the main account.
  • the dealing coin intermediary module transmits the dealing coin remittance request confirmation information to the second member terminal equipped with the second electronic wallet module, and when the response information is input, the dealing coin from the first member terminal equipped with the first electronic wallet module. Receiving information and transmitting the received information to a second member terminal equipped with a second electronic wallet module; Receiving, by the second electronic wallet module, the dealing coin information transmitted by the first member terminal from the dealing coin intermediary module and storing it in a sub account;
  • the dealing coin brokering module transmits authentication request information for confirming whether the money is sent by a legitimate owner to the first member terminal that has transmitted the dealing coin information, and in response to receiving the authentication success information from the first member terminal, dealing coin Transmitting decryption information to a second member terminal equipped with the second electronic wallet module;
  • the second electronic wallet module When the second electronic wallet module receives the decryption information about the dealing coin information owned by the first member from the dealing coin intermediary module, accessing the dealing coin generating module to the dealing coin information and dealing coin decryption information owned by the first member Transmitting the dealing coin owner change request information including a; And receiving, by the second electronic wallet module, the owning dealing coin information and the dealing coin encryption information from the dealing coin generating module and storing them in the main account.
  • An online transaction information security system is an online transaction information security system including an electronic wallet module executed in a user terminal and a dealing coin brokering module executed in a server connected through a user terminal and an internet network.
  • the electronic wallet module includes: a storage unit including a sub account for storing dealing coin information owned by another person and a main account for storing dealing coin information owned by oneself; Receiving payment request information for generating a dealing coin transaction request information for selling the owning dealing coin owned by a user input to the dealing coin brokering module, and inquiring whether the dealing buyer has deposited the cost from the dealing coin brokering module Receives and displays and generates the deposit result information according to the user input and transmits to the dealing coin brokering module, and transmits the dealing coin information stored in the main account to the dealing coin brokering module according to the request of the dealing coin brokering module It includes a first transaction processing unit.
  • the first transaction processing unit generates dealing coin transaction request information for purchasing a dealing coin owned by another person according to a user input and transmits the dealing coin request information to the dealing coin brokering module, and the dealing coin owned by another person from the dealing coin brokering module.
  • the decryption information for the information is input, it is connected to the dealing coin generating module to transmit the dealing coin owner change request information including the dealing coin information owned by the other person and the dealing coin decryption information, and from the dealing coin generating module It is characterized by receiving dealing coin information and dealing coin encryption information and storing in the main account.
  • the electronic wallet module generates dealing coin remittance request information according to a user input and transmits it to the dealing coin brokering module, receives the dealing coin remittance request confirmation information transmitted from the dealing coin intermediary module, and displays it on the display.
  • the remittance button is displayed on the display. It further includes a remittance processing unit.
  • the electronic wallet module receives the authentication request information for confirming whether the selling or remittance by the rightful owner of the dealing coin information from the dealing coin brokering module, proceeds with user authentication and transmits the authentication result information to the dealing coin brokering module.
  • the apparatus further includes a first authentication processing unit.
  • the Dealing Coin Brokerage Module stores member information for trading Dealing Coin, dealing request information, dealing information of dealings, dealing information, dealing request information or dealing with the remittance of the dealing information transmitted from the electronic wallet module.
  • a database Receive and store dealing transaction request information for selling dealing coins from a first member terminal equipped with a first electronic wallet module in the database, and receiving the first member from a second member terminal equipped with a second electronic wallet module.
  • the bank account number and the deposit cost information of the first member stored in the database are transmitted to the second member terminal, and the deposit confirmation request information is transmitted to the first member terminal. If the deposit confirmation information is input from the first member terminal in response, the first transaction includes a second transaction processing unit for transmitting the dealing coin information to be sold to the second member terminal.
  • the dealing coin intermediary module uses the dealing information to request money transfer from the first member terminal equipped with the first electronic wallet module or the dealing coin from the second member terminal equipped with the second electronic wallet module. Receiving the remittance coin requesting remittance request information to be remitted and stored in the database,
  • the first electronic wallet module is equipped with the first electronic wallet module, or the second electronic wallet module is equipped with the first electronic wallet module is sent after sending the payment information of the dealing coin remittance request confirmation information is input
  • the electronic device further includes a second remittance processing unit for receiving the dealing coin information from the first member terminal and transmitting the received coin information to the second member terminal equipped with the second electronic wallet module.
  • the dealing coin intermediary module transmits authentication request information for confirming whether a selling or remittance by a legitimate owner of the dealing coin information is transmitted to the first member terminal equipped with the first electronic wallet module, and from the first member terminal. Further comprising a second authentication processing unit for receiving the authentication result information,
  • the second remittance processing unit transmits the dealing coin decryption information to the second member terminal that has received the dealing coin when the first member authentication success information for remitting the dealing coin is input from the second authentication processing unit.
  • the cryptocurrency exchange (intermediary) applying the online transaction information security system and the online transaction information security method can more safely trade the customer's virtual currency.
  • FIG 1 shows an overall system for processing online transaction information according to the present invention.
  • FIG. 2 shows a main configuration of processing online transaction information according to the first embodiment of the present invention.
  • FIG. 3 shows the configuration of the dealing coin generating module and the electronic wallet module shown in FIG.
  • FIG. 4 illustrates a configuration of the dealing coin intermediary module illustrated in FIG. 2.
  • 5 and 6 are exemplary diagrams for explaining a dealing coin transaction process of the dealing coin intermediary module according to the present invention.
  • FIG. 7 and 8 are exemplary views for explaining a dealing coin remittance process of the dealing coin intermediary module according to the present invention.
  • a free coin is a kind of point given to a member according to a transaction result or an event by a product transaction or sale through a company such as an internet shopping mall, a bank, or a card company, or the use of a service.
  • Dealing Coin refers to cryptocurrency that is traded based on a public key interface cryptosystem for personal authentication and currency trading, such as Bitcoin.
  • the entire system for processing online transaction information includes an IDC center 140 connected to a seller terminal 110, a buyer 120 terminal, a financial server 130, and an internet network. It is implemented to include.
  • the seller 110 terminal and the buyer 120 terminal are merely divided for convenience in order to explain the functions of sale and purchase, and are terminals having an online transaction function that can perform both remittance, sale and purchase.
  • the seller 110 terminal and the buyer 120 terminal may be implemented as a smartphone, a tablet PC, or a desktop PC.
  • the financial server 130 processes the transfer of real money, such as account transfers and unpaid deposits, between the seller 110 terminal and the buyer 120 terminal.
  • the IDC center 140 that is, the internet data center (IDC), is a facility that provides server computers, network lines, and the like.
  • the server in the IDC center 140 is constructed with the intention of stably managing thousands and tens of thousands of server computers in one place to store vast amounts of information necessary for Internet-based search, shopping, games, education, etc. It is operating.
  • a processor and a database processing the dealing coin store the progress information and the result information regarding the dealing coin transfer and transaction.
  • the progress information and the result information regarding the transfer and transaction may be stored in one or more remote servers (not shown) and / or seller terminal 110, buyer terminal 120 connected to the IDC center 140,
  • the seller terminal 110 and the purchaser terminal 120 may be implemented as a plurality of terminals such as a smartphone, a tablet PC, or a desktop PC, respectively.
  • the main configuration for processing online transaction information is a dealing coin generating module 210, a plurality of electronic wallet modules 221, 222, and 223 and dealing coin intermediation.
  • Module 231 and database 232 the dealing coin refers to a virtual currency that is applied within the scope of the present invention as a tradeable virtual currency such as Bitcoin or Altcoin.
  • the dealing coin generating module 210 converts the free coins of the seller or the buyer into the dealing coins and stores them in the main account of the seller or the buyer's electronic wallet module 221, 222, 223.
  • the dealing coin generating module 210 may be built in a server in the IDC center 140.
  • the plurality of electronic wallet modules 221, 222, and 223 are executed in a terminal used by a seller or a buyer, store dealing coin information generated by the dealing coin generating module 210, and sell and buy dealing coin information according to a user's request. , Or proceed with the transfer of money.
  • the free coin distinguished from the dealing coin in this specification is a concept that includes various bonuses, coupons, etc.
  • Free coins can be exchanged with other cryptocurrencies or real currencies as general cryptocurrencies by being converted into dealing coins at a predetermined rate or exchange rate.
  • the dealing coin brokering module 231 and the database 232 are built in a server in the IDC center 140.
  • the dealing coin intermediary module 231 mediates the dealing coin transaction between the seller and the buyer, mediates the dealing coin transfer, and processes user authentication for secure dealing coin transactions and remittance processing.
  • the dealing coin intermediary module 231 may share some data, for example, member information, of the dealing coin generating module 210.
  • the database 232 receives and stores dealing coin transaction request information transmitted from the plurality of electronic wallet modules 221, 222, and 223 to the dealing coin intermediation module 231, and stores the dealing coin transaction. It stores the result information, stores the dealing coin remittance request information, and stores the dealing coin remittance results information. Therefore, even if a hacker hacks a server in the IDC center 140, only transaction information regarding the dealing coin is stored, so that the dealing coin is not stolen due to the hacking.
  • the progress information and the result information related to such remittance and transaction is one or more remote servers (not shown) and / or seller terminal (not shown) connected to the IDC center 140 by the dealing coin intermediary module 231 110, the purchaser terminal 120 may be delivered and stored, and the seller terminal 110 and the purchaser terminal 120 may be implemented as a plurality of terminals such as a smartphone, a tablet PC, or a desktop PC, respectively.
  • a portable terminal such as a smartphone or a tablet PC is mainly used to process a transaction request of a seller or a buyer
  • a desktop PC may be mainly used to store a transaction result.
  • the dealing coin generating module 210 deals with the member information storing unit 211, the free coin information processing unit 212, the free coin information storing unit 213, and the dealing coin information processing unit 214.
  • the coin information storage unit 215 may be implemented.
  • the dealing coin generating module 210 may be installed in, for example, an internet home shopping server.
  • the member information storage unit 211 stores information of customers who have registered for internet home shopping. For example, a member may be classified into a plurality of membership classes such as general members, premium members, and VIP members according to a deposit or purchase performance.
  • the customer information stores identification information of a terminal used by a member, such as a PC, a notebook, or a smartphone. In addition, the customer information can store the member's name, date of birth and bank account number.
  • the free coin information processing unit 212 generates a free coin using the cost of the goods purchased from the Internet home shopping, or the purchase history of the goods on a daily / weekly / monthly basis, and the free coin information storage unit 213 Can be implemented to store.
  • the free coin information processing unit 212 may be further configured to generate free coins differentially for each member according to the membership level.
  • the dealing coin information processing unit 214 applies or converts a preset conversion rate according to the membership level stored in the member information storage unit 211 when information requesting to convert some or all of the free coins of the member into the dealing coin is input. Based on the information, such as conversion conditions and conversion rates provided at the time, the free coins requested for conversion are converted into dealing coins.
  • the dealing coin information processing unit 214 may be implemented to subtract as much as the free coins converted from the free coins stored in the free coin information storage unit 213.
  • the dealing coin information processing unit 214 transmits the dealing coin information encrypted with the dealing coin to the electronic wallet.
  • the encryption information of the dealing coin may include true owner information, for example, the member's name and date of birth.
  • the dealing coin information storage unit 215 stores the decryption information of the dealing coin.
  • the dealing coin information processing unit 214 if the dealing coin owner change request information including the dealing coin information owned by another person and the dealing coin decryption information is input from the first electronic wallet, decrypts the dealing coin information owned by another person 1 Delivers the dealing coin information of the dealing coin in the name of the electronic wallet member to the first wallet.
  • the electronic wallet module 310 may include a storage 311, a transaction processor 312, a remittance processor 313, and an authentication processor 314.
  • the electronic wallet module 310 is driven by the seller 110 terminal and the buyer 120 terminal, such as a smartphone, tablet PC, or desktop PC.
  • the storage unit 311 stores an execution program and data.
  • the storage unit 311 stores information about the main account and the sub account.
  • the sub account stores dealing coin information for which the previous owner's encrypted information has not been released.
  • the main account stores dealing coin information with its own encryption information.
  • the electronic wallet module 310 stores the third party's own dealing coin information in the sub account, and the third party's own dealing coin information stored in the sub account in the course of the online transaction according to the present invention having the owned encryption information. It is implemented to convert it into coin information and store it in the main account.
  • the transaction processing unit 312 accesses the dealing coin brokering module to transmit the dealing coin transaction request information, and processes the dealing coin transaction in conjunction with the dealing coin brokering module.
  • the dealing coin transaction request information may be any one of selling or buying dealing coin.
  • the dealing coin transaction request information related to the sale may include the amount of dealing coin and dealing seller information.
  • the dealing coin request information related to the purchase may include dealing coin information and dealing coin purchaser information desired to purchase.
  • the transaction processing unit 312 proceeds with the process of selling the owning Dealing Coin
  • the Dealing Coin transaction request information is transmitted to the Dealing Coin Brokerage Module, and the deposit to confirm whether the Dealing Coin Buyer has deposited the cost from the Dealing Coin Brokerage Module. Receive confirmation request information and display on the display.
  • the transaction processing unit 312 transmits the deposit result information to the dealing coin brokering module according to the user input.
  • the transaction processing unit 312 transmits the dealing coin information stored in the main account to the dealing coin brokering module according to the request of the dealing coin brokering module.
  • the transaction processing unit 312 proceeds with the process of purchasing a dealing coin owned by another person, receives the dealing coin information owned by another from the dealing coin intermediary module to store in the sub account, the dealing of owned by another person from the dealing coin brokering module
  • the dealing coin generating module 210 is connected to transmit the dealing coin owner change request information including the dealing coin information and dealing coin decryption information owned by others.
  • the transaction processing unit 312 receives the owning dealing coin information and dealing coin encryption information from the dealing coin generation module 210 and stores it in the main account.
  • the remittance processing unit 313 connects to the dealing coin intermediary module to transmit the dealing coin remittance request information, and processes the dealing coin remittance in association with the dealing coin intermediary module.
  • the dealing coin remittance request information may include, for example, the total amount of dealing coins to be remitted, the recipient information to be remitted, and the sender information to remit the dealing coin.
  • the dealing coin remittance request information may include a total amount of dealing coins to be remitted, remitter information for remitting the dealing coin, and recipient information to be remitted.
  • the remittance processing unit 313 receives the dealing coin remittance request confirmation information transmitted from the dealing coin intermediary module and outputs it to the display.
  • Dealing coin remittance request confirmation information may be, for example, information to determine whether the sender, A, is correct when trying to transfer the dealing coin.
  • the dealing coin remittance request confirmation information may be information confirming whether the recipient B is suitable for requesting the dealing coin remittance.
  • the remittance processing unit 313 may be implemented to transmit the acknowledgment information to the dealing coin intermediary module when response information is input according to a user's manipulation input.
  • the remittance coin generation control unit may be implemented to receive and output the remittance button generation control information transmitted from the dealing coin intermediary module.
  • the remittance processing unit 313 may be implemented to output a remittance button on the display when the user's acknowledgment information according to the dealing coin remittance request confirmation is input.
  • the remittance processing unit 313 transmits the total amount of dealing coins input by the user and recipient information to be received to the dealing coin intermediary module when a remittance button pressing signal is input.
  • the transfer processing unit 313 proceeds with the processor for receiving the payment of the dealing coin, receiving the payment information owned by others from the dealing coin brokering module to store in the sub-account, the dealing coin information owned by others from the dealing coin brokering module
  • the cryptographic release information is input, it is connected to the dealing coin generating module 210 and transmits the dealing coin owner change request information including the dealing coin information owned by another person and the dealing coin decryption information.
  • the remittance processing unit 313 receives the owning dealing coin information and dealing coin encryption information from the dealing coin generating module 210 and stores it in the main account.
  • the authentication processing unit 314 is implemented to check whether the sale or remittance by a legitimate owner of the dealing coin when the processor for selling or remitting the dealing coin.
  • the authentication processing unit 314 is implemented to use a combination of at least two authentication methods, such as authentication using the e-mail address entered during registration, mobile phone authentication, resident registration authentication, i-pin authentication and biometric information authentication method. Can be.
  • the dealing coin brokering module 231 may be implemented including a transaction processing unit 2311, a money transfer processing unit 2312, and an authentication processing unit 2313.
  • the dealing coin intermediary module 231 is installed in the IDC center, and works with the database 232 to sell, purchase or remit the dealing coin.
  • the data stored in the database 232 stores member information for trading dealing coins.
  • the member information may include name, age, date of birth, terminal identification information, member unique number issued at the time of membership registration, bank account number, access information (ID and password), e-mail address, membership grade information, and the like. Such member information can be obtained from an internet home shopping server or a financial institution that has entered into a business agreement with the consent of the members.
  • the data stored in the database 232 is the dealing coin transaction request information, dealing coin transaction result information, dealing coin remittance request information, dealing coin transfer result information transmitted from the plurality of electronic wallet module (221, 222, 223) Include.
  • the transaction processing unit 2311 receives, for example, dealing coin transaction request information for selling the dealing coin transmitted from the A member terminal equipped with the first electronic wallet module, and stores the dealing coin transaction information in the database 232 in a "waiting for transaction" state.
  • the transaction processing unit 2311 receives the dealing coin transaction request information for purchasing the dealing coin of member A from the member B equipped with the second electronic wallet module, for example, the transaction processing unit 2311 transmits the dealing coin transaction request information to the database 232. After updating and saving the status “in progress”, the bank account number and the deposit fee are transmitted to the member B terminal.
  • the transaction processing unit 2311 transmits the deposit confirmation request information to the A member terminal that wants to sell the dealing coin. If the information is received from the A member terminal in response, the transaction is canceled and the dealing coin in the “trade in progress” state is sent. The transaction request information is updated to the "transaction wait” state and stored. On the other hand, when the payment confirmation information is input from the A member terminal, the transaction processing unit 2311 requests the dealing coin information to be sold to the A member terminal and transmits it to the B member terminal.
  • the transaction processing unit 2311 When the transaction processing unit 2311 receives the A-member authentication success information for selling the dealing coin from the authentication processing unit 2313, the transaction processing unit 2311 transmits the dealing coin decryption information to the B member terminal that purchased the dealing coin, and then enters the "transaction in progress.”
  • the dealing coin transaction request information is updated and stored in the "transaction completed" state.
  • the remittance processing unit 2312 receives the dealing coin remittance request information transmitted from the electronic wallet and processes the dealing coin remittance.
  • remittances are made under the agreement of the person who gives the deal coin in advance.
  • the dealing coin remittance request information may include a total amount of dealing coins to be remitted and recipient information to be remitted.
  • the dealing coin remittance request information may include a total amount of dealing coins and remitter information for remitting the dealing coins.
  • the remittance processing unit 2312 transmits the dealing coin remittance request confirmation information to the electronic wallet module.
  • Dealing coin remittance request confirmation information may be, for example, information to determine whether the sender, A, is correct when trying to transfer the dealing coin.
  • the dealing coin remittance request confirmation information may be information confirming whether the recipient B is suitable for requesting the dealing coin remittance.
  • the remittance processing unit 2312 may be implemented to transmit the remittance button generation control information to the electronic wallet module, for example, when the remittance request is correct.
  • the remittance processing unit 2312 if the remittance request is correct, for example, receives the dealing coin information from the electronic wallet module of the remitter to send the dealing coin to the recipient's electronic wallet module to receive the dealing coin.
  • the authentication processing unit 2313 is implemented to confirm whether the transfer is by a legitimate owner of the dealing coin.
  • the remittance processing unit 2312 stores the remittance result information after transmitting the dealing coin decryption information to the recipient terminal receiving the receiving coin when the authentication success information of the remitter who wants to remit the dealing coin is input from the authentication processing unit 2313.
  • FIG. 5 and 6 are exemplary views for explaining a dealing coin transaction process of the dealing coin intermediary module according to the present invention
  • Figures 7 and 8 are for explaining the dealing coin transfer process of the dealing coin brokering module according to the present invention It is an illustration.
  • FIGS. 5 and 6 a dealing coin transaction process will be described with reference to FIGS. 5 and 6.
  • the first electronic wallet module sells dealing coins and the second electronic wallet module purchases dealing coins.
  • the A member terminal is a terminal on which the first electronic wallet module is mounted
  • the B member terminal is a terminal on which the second electronic wallet module is mounted.
  • the dealing coin brokering module 310 receives the dealing coin transaction request information (sales) transmitted from the first electronic wallet module and stores the transaction in the database in the "waiting for trading" state (S511 and S512).
  • the dealing coin intermediary module 310 receives the dealing coin transaction request information for purchasing the dealing coin of the first electronic wallet module from the second electronic wallet module (S513) and sends the corresponding dealing coin transaction request information to the database in the "transaction in progress". After updating and storing in the state, the bank account number and the deposit cost is transmitted to the member B terminal (S514, S515).
  • the B member terminal equipped with the second electronic wallet module may process the deposit fee to the bank account number by bank transfer, bankbook payment, or credit card payment method according to a user operation.
  • a member terminal equipped with the first electronic wallet module receives the deposit notification information sent from the financial server and displays it on the display.
  • the dealing coin brokering module 310 transmits the deposit confirmation request information to the A member terminal to sell the dealing coin (S516), and receives the deposit result information from the A member terminal in response (S517).
  • the dealing coin brokering module 310 cancels the transaction when information indicating that the deposit has not been received from the A member terminal (S518), and cancels the transaction (S519). Save it with the status ”.
  • the dealing coin intermediary module 310 when the deposit confirmation information is input from the A member terminal, requests the dealing coin information to be sold to the A member terminal and transmits it to the B member terminal (S520).
  • the second electronic wallet module mounted on the B member terminal receives the dealing coin information and stores it in the sub account.
  • the second electronic wallet module may be implemented to automatically store the dealing coin information in a sub account if the other person owns it.
  • the dealing coin brokering module 310 processes authentication of selling the dealing coin to the A member who wants to sell the dealing coin (S521).
  • the dealing coin brokering module 310 determines whether the A member authentication is successful (S522), and if the authentication is successful, the dealing coin decryption information is transmitted to the B member terminal that purchased the dealing coin, and then in the "transaction in progress" state.
  • Dealing coin transaction request information of the transaction is updated and stored in the "complete transaction" state (S523, S524).
  • the second electronic wallet module mounted on the B member terminal accesses the dealing coin generation module 210 when the decryption information for the dealing coin information owned by the member A is input from the dealing coin intermediation module 310 to deal with the owning member A. Dealing coin owner change request information including coin information and dealing coin decryption information is transmitted.
  • the second electronic wallet module mounted on the member B receives the dealing coin information and the dealing coin encryption information owned by the dealing coin generating module 210 and stores it in the main account.
  • FIGS. 7 and 8 a dealing coin remittance process will be described with reference to FIGS. 7 and 8.
  • the first electronic wallet module receives the dealing coin
  • the second electronic wallet module transfers the dealing coin.
  • the A member terminal is a terminal on which the first electronic wallet module is mounted
  • the B member terminal is a terminal on which the second electronic wallet module is mounted.
  • the dealing coin intermediary module 310 receives the dealing coin remittance request information transmitted from the first electronic wallet module and stores it in the database in a "transfer wait" state, and transmits the dealing coin remittance request confirmation information to the second electronic wallet module. (S711, S712).
  • Dealing coin remittance request confirmation information may be, for example, information for confirming whether the remitter A is correct to request the remitting coins.
  • the dealing coin intermediary module 310 receives the acknowledgment and response information from the second electronic wallet module (S713) and checks whether the remittance request is correct (S714). If the remittance request is not met, the information stored in the database in the state of "pending remittance" is deleted. On the other hand, if the transfer request is correct as a result of the check transfers the control button generation control information to the second electronic wallet module (S715). As another example, the dealing coin intermediary module 310 receives the information regarding the dealing coin to be remitted from the second electronic wallet module when the transfer request is correct, and transmits it to the first electronic wallet module (S716).
  • the first electronic wallet module mounted on the A member terminal receives the dealing coin information and stores it in the sub account.
  • the first electronic wallet module may be implemented to automatically store the dealing coin information in a sub account if the other person owns it.
  • the dealing coin brokering module 310 processes authentication of the dealing coin transfer to the B member (second electronic wallet module) who wishes to transfer the dealing coin (S717).
  • the dealing coin intermediary module 310 determines whether the B member authentication is successful (S718), and if the authentication fails as a result of the determination, deletes the information stored in the database in the "waiting for remittance" state (S719). On the other hand, if the determination is successful, the dealing coin decryption information is transmitted to the A member terminal (S720).
  • the first electronic wallet module mounted on the A member terminal accesses the dealing coin generation module 210 when the decryption information of the dealing coin information owned by the B member is input from the dealing coin intermediation module 310 to deal with the belonging B member. After transmitting the information for changing the owner of the dealing coin, including the coin information and the dealing coin decryption information, receive the owning dealing coin information and dealing coin encryption information from the dealing coin generation module 210 and stores it in the main account (S721). ).
  • the dealing coin intermediary module 310 stores the remittance result information in the database (S722).

Abstract

L'invention concerne un système de sécurité d'informations de transaction en ligne ainsi qu'un procédé de sécurité d'informations de transaction en ligne dotés d'une sécurité améliorée pour échanger de manière sécurisée de la monnaie virtuelle. Selon l'invention, un module de portefeuille électronique du système de sécurité d'informations de transaction en ligne comprend : une unité de stockage comprenant un sous-compte permettant de stocker des informations de pièces négociées détenues par une autre personne ainsi qu'un compte principal permettant de stocker ses propres informations de pièces négociées ; et une première unité de traitement de transaction permettant de générer des informations de demande de transaction de pièces négociées pour vendre ses propres pièces négociées en fonction d'une entrée utilisateur et transmettre les informations de demande de transaction de pièces négociées à un module de courtage de pièces négociées ; recevoir et afficher, à partir du module de courtage de pièces négociées, des informations de demande de confirmation de dépôt pour demander si un acheteur de pièces négociées a reçu une commission ; générer des informations de résultat de dépôt en fonction d'une entrée d'utilisateur et transmettre les informations de résultat de dépôt au module de courtage de pièces négociées ; et transmettre, au module de courtage de pièces négociées, les informations de pièces négociées stockées dans le compte principal en fonction d'une demande du module de courtage de pièces négociées.
PCT/KR2019/004508 2018-04-17 2019-04-15 Système de sécurité d'informations de transaction en ligne et procédé de sécurité d'informations de transaction en ligne WO2019203516A1 (fr)

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JP2020557152A JP6853422B1 (ja) 2018-04-17 2019-04-15 オンライン取引情報保護システムおよびオンライン取引情報保護方法
SG11202010278UA SG11202010278UA (en) 2018-04-17 2019-04-15 Online transaction information security system and online transaction information security method
CN201980033773.0A CN112136149A (zh) 2018-04-17 2019-04-15 网上交易信息安全系统及网上交易信息安全方法
PH12020551718A PH12020551718A1 (en) 2018-04-17 2020-10-16 Online transaction information security system and online transaction information security method
AU2020102852A AU2020102852A4 (en) 2018-04-17 2020-10-19 Online transaction information security system and online transaction information security method

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KR1020180044619 2018-04-17

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