WO2019019686A1 - 资本专户立项的投票方法、装置、存储介质及终端 - Google Patents

资本专户立项的投票方法、装置、存储介质及终端 Download PDF

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Publication number
WO2019019686A1
WO2019019686A1 PCT/CN2018/081419 CN2018081419W WO2019019686A1 WO 2019019686 A1 WO2019019686 A1 WO 2019019686A1 CN 2018081419 W CN2018081419 W CN 2018081419W WO 2019019686 A1 WO2019019686 A1 WO 2019019686A1
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WIPO (PCT)
Prior art keywords
voting
voter
mail
terminal
authorized person
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PCT/CN2018/081419
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English (en)
French (fr)
Inventor
赵春凯
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平安科技（深圳）有限公司
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Publication of WO2019019686A1 publication Critical patent/WO2019019686A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G06Q10/103—Workflow collaboration or project management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis

Definitions

  • the present application belongs to the field of communication technologies, and in particular, to a voting method, device, storage medium and terminal for a capital account.
  • the product review process of the existing capital account is initiated by the business manager, and then reviewed by the law and risk control, and then decided by the organization to vote or not, and the approval document is issued after the project is decided.
  • the review process generally conducts product review within the company through offline paper documents.
  • the operation process is cumbersome, and it is easy to make mistakes in the voting review process, which affects the fairness of voting.
  • the embodiment of the present application provides a voting method, device, storage medium and terminal for capital account establishment, and the voting method includes:
  • the vote-to-do mail includes a product information to be established, a mail voting function, and an online voting link. To guide the voter to complete the voting operation;
  • the ratio between the current number of votes in favor and the total number of voters is calculated. If the ratio is greater than or equal to the preset ratio, it is determined that the voting is passed and the approval draft is initiated.
  • voting method further includes:
  • the generating a voting to-do mail according to the voter information, and sending the voting to-do mail to each voter terminal includes:
  • a voting to-do mail is generated based on the voter information, and the voting to-do mail is sent to each voter terminal.
  • voting method further includes:
  • the voting result includes each voter's user account, name and voting options, time information, authorizer user account corresponding to the voter's proxy vote, and name.
  • the embodiment of the present application further provides a voting device for a capital account, the voting device includes:
  • the information acquisition module is configured to obtain the voter information selected by the moderator when the voting instruction sent by the host terminal is obtained in the review voting session of the capital account establishment;
  • a voting module configured to generate a voting to-do mail according to the voter information, and send the voting to-do mail to each voter terminal, where the voting to-do mail includes the product information to be established, the mail voting function, and Online voting links to guide voters to complete voting operations;
  • An option obtaining module configured to obtain a POST data packet returned by the voting terminal according to the voting to-do mail, and parse the POST data packet to obtain a voting option
  • a link initiation module configured to calculate a ratio between a current number of votes in favor and a total number of voters when the voting option is in favor, and if the ratio is greater than or equal to a preset ratio, determine that the voting is passed and initiate the draft Link.
  • voting device further includes:
  • a step return module configured to return to the data uploading link if the ratio between the number of votes in favor and the total number of voters is less than the preset ratio, and all the voters have completed the voting, and send a data upload to the business terminal mail.
  • voting module further includes:
  • a determining unit configured to determine, according to the user account and the name information in the voter information, whether the voter has a corresponding authorized person;
  • a first voting unit configured to: when the judgment result of the determining unit is yes, obtain a voting time limit of the voting and a valid authorization time limit of the authorized person, if the voting time limit is within the valid authorization time limit, Generating a to-do mail corresponding to the authorized person, and sending the voting to-do mail to the authorized person terminal to notify the authorized person to represent the authorized person to complete the voting session;
  • the second voting unit is configured to generate a voting to-do mail according to the voter information when the judgment result of the determination unit is no, and send the voting to-do mail to each voter terminal.
  • voting device further includes:
  • a sending module configured to send the pending product information and the voting result to the host terminal when all the voters have completed the voting
  • the voting result includes each voter's user account, name and voting options, time information, authorizer user account corresponding to the voter's proxy vote, and name.
  • the embodiment of the present application further provides one or more non-volatile readable storage media storing computer readable instructions, when the computer readable instructions are executed by one or more processors, such that the one or more The processor performs the following steps:
  • the vote-to-do mail includes a product information to be established, a mail voting function, and an online voting link. To guide the voter to complete the voting operation;
  • the ratio between the current number of votes in favor and the total number of voters is calculated. If the ratio is greater than or equal to the preset ratio, it is determined that the voting is passed and the approval draft is initiated.
  • the embodiment of the present application further provides a terminal, including a memory, a processor, and computer readable instructions stored on the memory and executable on the processor, and the processor implements the following steps when the computer readable instructions are executed:
  • the vote-to-do mail includes a product information to be established, a mail voting function, and an online voting link. To guide the voter to complete the voting operation;
  • the ratio between the current number of votes in favor and the total number of voters is calculated. If the ratio is greater than or equal to the preset ratio, it is determined that the voting is passed and the approval draft is initiated.
  • FIG. 1 is a flowchart of realizing a voting method for a capital account establishment project provided by an embodiment of the present application
  • FIG. 2 is a flowchart of another implementation of a voting method for a capital account establishment provided by an embodiment of the present application
  • FIG. 3 is a structural diagram of a voting device for a capital account establishment provided by an embodiment of the present application.
  • FIG. 4 is a schematic diagram of a terminal provided by an embodiment of the present application.
  • the capital account is an exclusive wealth management account, including but not limited to a fund account
  • the fund management company is the interest of the asset principal, using the entrusted property for securities investment, and providing tailor-made exclusive wealth management.
  • Products and services, such as those traded on the stock exchange market, require a review of the capital account that the user applies for.
  • the establishment of a capital account refers to the review and approval of the establishment of a capital account.
  • the existing capital account establishment process is briefly introduced.
  • the capital account establishment process includes:
  • the product review form is entered, and the business manager enters the relevant information of the product review form and submits it to the leadership of the business team for approval;
  • the team leader reviews the application of the business manager, and the review is submitted to the project acceptance link;
  • the parent company of the risk control department accepts the application for initial review of the project, gives the preliminary review opinions, and then conducts risk assessment and legal evaluation;
  • the wind control department's parent company accepts the post of the wind control first-inspector to complete the preliminary operation of the wind control, and submits to the leader of the risk control center to review the product project when passed, otherwise it will return the redistribution wind.
  • the controller or the returning business manager supplements the information according to the results of the preliminary examination of the wind control;
  • the legal review department's legal review post assigns the law first-instance personnel to complete the preliminary review of the law, and when submitted, submit to the legal compliance department to review the product project, otherwise return the redistribution legal personnel or return
  • the business manager supplements the information according to the results of the preliminary examination of the law
  • the business manager uploads the product-related material attachments, and the parent company of the risk control center accepts the materials uploaded by the post-reviewing business manager;
  • the first-inspected personnel review the materials submitted by the business manager again, and the materials submitted by the business manager are reviewed by the legal reviewers of the Legal Compliance Department;
  • the existing review process generally conducts product review within the company by means of offline paper documents, and the operation process is cumbersome.
  • the judging voting session is initiated and counted manually, with high labor costs and prone to errors, which in turn affects the fairness of voting.
  • the embodiment of the present application proposes a voting method for a capital account to establish an online voting.
  • FIG. 1 is a flowchart showing an implementation process of a voting method for a capital account establishment provided by an embodiment of the present application.
  • the voting method of the capital account is applied to the terminal, and the terminal is a server device, including but not limited to a computer, a server, and the like.
  • the terminal can communicate with other terminals by wire or wirelessly.
  • the voting method for the capital account establishment includes:
  • step S101 in the review voting session of the capital account establishment, when the voting instruction sent by the moderator terminal is obtained, the voter information selected by the moderator is obtained.
  • the host terminal is a terminal for the host to log in to the capital account establishment system.
  • the moderator can select the person participating in the voting on the “Review Poll” link interface, and initiate the voting process by triggering the voting function.
  • the host terminal detects that the voting function identifier is triggered, the host terminal sends a voting instruction to the server device and the voter information selected by the moderator.
  • the server device receives the voting instruction sent by the moderator terminal and the voter information selected by the moderator.
  • step S102 a voting to-do mail is generated according to the voter information, and the voting to-do mail is sent to each voter terminal, and the voting to-do mail includes the product information to be established, the mail voting function, and Online voting links to guide voters to complete voting operations.
  • the server device after receiving the voting instruction, starts the voting process, and opens voting rights for the voter selected by the moderator, and each voter can enter the “review vote” link. Then, a voting link is generated according to the product information to be created and a mail voting function is set, and a corresponding voting to-do mail is generated according to the voter information.
  • the voter terminal is a terminal that the voter receives the to-do mail.
  • the voting to-do email is a reminder email sent to the voter.
  • the voting to-do mail includes product information to be submitted to introduce the product of the project to the voter, and the mail voting function and the online voting link to guide the voter to complete the voting.
  • the voter After receiving the voting to-do mail, the voter can directly vote in the voting function provided by the voting to-do mail, or log in to the capital account-based project to enter the "review vote” link to complete the voting.
  • the voting options in the review voting session include, but are not limited to, for, against, against, abstaining, returning to the investment manager, voiding, closing.
  • the approval agrees to this project; the objection disagrees with this project; the waiver expresses the right to waive this vote; the return to the investment manager indicates the return of the “uploading material” link; the lapse indicates that the proposed product is invalid, the process is terminated; , close the current page.
  • step S103 the POST data packet returned by the voter terminal according to the voting to-do mail is obtained, and the POST data packet is acquired to obtain the voting option.
  • the voter terminal sends the result to the server device with the POST data packet (the data packet beginning with "POST"), and the server The device receives and parses the POST packet to obtain a voting option.
  • POST the data packet beginning with "POST”
  • the server device may further return a prompt message to the voter terminal to notify the voter that the voting is successful this time.
  • the server device may further obtain an IP address of the voter terminal by interpreting the POST data packet, store the IP address in a database, and set the IP address to be unable to vote within a specified time period, or information that the voting success is successful Save it in the local cookie file, and indicate the time of voting success in the cookies file to prohibit the voted voters from voting again by IP address comparison or cookie file comparison, so as to prevent malicious ticketing.
  • step S104 when the voting option is in favor, the ratio between the current number of votes in favor and the total number of voters is calculated. If the ratio is greater than or equal to the preset ratio, it is determined that the voting is passed and the draft is initiated. .
  • the preset ratio is a criterion for judging whether or not the review vote of the product project is passed.
  • the server device After obtaining the voting option, the server device detects the value of the voting option. If yes, the current number of votes is counted, and the ratio between the current number of votes and the total number of voters is calculated, and the current voting result is obtained. If the ratio is greater than or equal to the preset ratio, it is determined that the voting is passed and the approval draft is initiated.
  • the preset ratio may be 50%, and if there are 7 voters, then the ratio between the number of votes in favor and the total number of voters 7 is greater than or equal to 50% of the preset ratio. The vote has been passed.
  • the embodiment of the present application performs statistics when each voting option is in favor, as long as the ratio between the current number of votes in favor and the total number of voters is greater than or equal to the preset ratio, then the voting is determined, and the next link is initiated, and the project review is realized. Online voting and output of results have liberated manpower, reduced human error in product project, helped improve the efficiency of fund companies, and enabled voters to complete voting anytime, anywhere.
  • the voting method further includes:
  • the service terminal is a terminal for the business manager to log in to the capital account establishment system. If all the voters have completed the voting, but the ratio between the number of votes in favor and the total number of voters does not meet the preset ratio, it means that most of the voters do not agree to the project, then they return to the previous link, that is, the data uploading link, and send it to the business terminal.
  • the data is uploaded to the to-do mail to remind the business manager to continue to improve the product materials.
  • Step S102 of the voting method of the capital account-based project further includes:
  • step S1021 based on the user account and the name information in the voter information, it is determined whether the voter has a corresponding authorized person.
  • the user account is a UM account of a capital account-based project.
  • the server device After receiving the voter information, the server device obtains the UM account number and name information of each voter, and queries the existing authorization information according to the UM account number and the name information, and determines whether there is a corresponding corresponding for each voter.
  • the authorization information is a correspondence between the authorized person and the authorized person, including but not limited to the UM account/name of the authorized person, the UM account number/name of the authorized person, the authorization time limit, and whether it is invalid. It should be understood that the authorized person has completed the authorization setting on the capital account establishment system before the voting, and the authorization information has been sent to the server device for storage.
  • step S1022 is performed; otherwise, if the voter does not have a proxy operation, step S1023 is performed.
  • step S1022 a voting time limit of the current voting and a valid authorization time limit of the authorized person are obtained, and if the voting time limit is within the valid authorization time limit, the voting to-do mail corresponding to the authorized person is generated. And sending the voting to-do mail to the authorized person terminal to notify the authorized person to represent the authorized person to complete the voting session.
  • the server device compares the voting time limit and the valid authorization time limit. If the voting time limit is within the valid authorization time limit, indicating that the voter needs the proxy voting operation at the current time, the voting request corresponding to the authorized person is generated. Mail and send it to the authorized person terminal.
  • the embodiment of the present application realizes that the voting is automatically transferred to the authorized person to complete the voting operation according to the authorization of the voter, and the validity and reliability of the voting are ensured by the authorization time limit and the effective authorization time limit.
  • step S1023 a voting to-do mail is generated based on the voter information, and the voting to-do mail is transmitted to each voter terminal.
  • a voting to-do email corresponding to the voter is generated and sent to the authorized person terminal.
  • the voting method may further include:
  • the voting result includes each voter's user account, name and voting options, time information, authorizer user account corresponding to the voter's proxy vote, and name.
  • the server device has completed the statistics to obtain the voting result
  • the product information and the voting result are sent to the host terminal together to feedback the moderator voter and the voting result, and There is a user account and name of the authorized person in the case of proxy voting, thereby achieving the effect of synchronously updating the voter on the host side.
  • the size of the serial number of each step does not mean the order of execution order, and the order of execution of each step should be determined by its function and internal logic, and should not constitute any implementation process of the embodiment of the present application. limited.
  • the storage medium may be a read only memory, a magnetic disk or an optical disk, or the like.
  • FIG. 3 is a structural diagram of a voting apparatus for a capital account establishment provided by an embodiment of the present application. For convenience of description, only parts related to the embodiment of the present application are shown.
  • the voting device of the capital account is used to implement the voting method of the capital account establishment mentioned in the foregoing embodiments of FIG. 1 and FIG. 2, and may be a software unit and a hardware unit built in the terminal. Or a combination of hardware and software.
  • the terminal is a server device, including but not limited to a computer, a server, and the like.
  • the voting device for the capital account is:
  • the information obtaining module 31 is configured to obtain the voter information selected by the moderator when the voting instruction sent by the host terminal is obtained in the review voting session of the capital account establishment;
  • the voting module 32 is configured to generate a voting to-do mail according to the voter information, and send the voting to-do mail to each voter terminal, where the voting to-do mail includes the product information to be established and the mail voting function. And online voting links to guide voters to complete voting operations;
  • the option obtaining module 33 is configured to obtain a POST data packet returned by the voter terminal according to the voting to-do mail, and parse the POST data packet to obtain a voting option;
  • the link initiation module 34 is configured to calculate a ratio between the current number of votes in favor and the total number of voters when the voting option is in favor, and if the ratio is greater than or equal to a preset ratio, determine that the voting is passed and the approval is initiated. Drafting section.
  • the server device receives the voting instruction sent by the moderator terminal and the voter information selected by the moderator through the information acquiring module 31.
  • the information obtaining module 31 opens the voting right for the voter selected by the moderator, and each voter can enter the “review vote” link.
  • the voting module 32 generates a voting link and a mail voting function according to the product information, and generates a corresponding voting to-do mail according to the voter information.
  • the voting to-do mail is an item reminding mail sent to the voter.
  • the voting to-do mail includes product information to be submitted to introduce the product of the project to the voter, and the mail voting function and the online voting link to guide the voter to complete the voting.
  • the voting options in the judging vote include, but are not limited to, for, against, against, abstaining, returning to the investment manager, voiding, closing. Among them, the approval agrees to this project; the objection disagrees with this project; the waiver expresses the right to waive this vote; the return to the investment manager indicates the return of the “uploading material” link; the lapse indicates that the proposed product is invalid, the process is terminated; , close the current page.
  • the voter terminal After the voter completes the voting according to the mail voting function or the online voting link, the voter terminal transmits the result to the server device through the POST data packet.
  • the server device obtains the voting option by the option obtaining module 33 receiving and parsing the POST data packet.
  • the server device may further return a prompt message to the voter terminal by using the option obtaining module 33 to notify the voter that the voting is successful.
  • the server device may further obtain, by using the option obtaining module 33, the IP address of the voter terminal by using the POST data packet, storing the IP address in a database, and setting the IP address within a specified duration. Cannot vote, or save the voting success information in the local cookie file, and indicate the time of voting success in the cookies file to prohibit the voted voters from voting again by IP address comparison or cookie file comparison. To achieve the effect of preventing malicious brushing.
  • the preset ratio is a criterion for judging whether or not the review vote of the product to be established is passed.
  • the server device After obtaining the voting option, the server device detects the value of the voting option through the link initiation module 34, and if yes, counts the current number of votes in favor, and calculates the ratio between the current number of votes in favor and the total number of voters. As of the current voting results. If the ratio is greater than or equal to the preset ratio, it is determined that the voting is passed and the approval draft is initiated. It can be seen that the embodiment of the present application realizes online voting and result output of the project evaluation, liberates the manpower, reduces the human error operation of the product establishment link, and is beneficial to improving the operation efficiency of the fund company.
  • voting device further includes:
  • the link returning module 35 is configured to: if the ratio between the number of votes in favor and the total number of voters is less than the preset ratio, and all the voters have completed voting, return to the data uploading link, and send the data to the business terminal to be uploaded Do mail.
  • the service terminal is a terminal for the business manager to log in to the capital account establishment system. If all the voters have completed the voting, but the ratio between the number of votes in favor and the total number of voters does not meet the preset ratio, it means that most of the voters do not agree to the project, then they return to the previous link, that is, the data uploading link, and send it to the business terminal.
  • the data is uploaded to the to-do mail to remind the business manager to continue to improve the product materials.
  • the embodiment of the present application further increases the function of the voter's vacation and the out-of-office assignment
  • the voting module 32 may further include:
  • the determining unit 321 is configured to determine, according to the user account and the name information in the voter information, whether the voter has a corresponding authorized person;
  • the first voting unit 322 is configured to: when the determination result of the determining unit is yes, obtain a voting time limit of the current voting and a valid authorization time limit of the authorized person, if the voting time limit is within the valid authorization time limit Generating a to-do mail corresponding to the authorized person, and sending the voting to-do mail to the authorized person terminal to notify the authorized person to represent the authorized person to complete the voting session;
  • the second voting unit 323 is configured to generate a voting to-do mail according to the voter information when the determination result of the determination unit is no, and send the voting to-do mail to each voter terminal.
  • the user account is a UM account of a capital account-based project.
  • the voting module 32 After receiving the voter information, the voting module 32 obtains the UM account number and name information of each voter through the determination unit 321, and queries the existing authorization information according to the UM account number and the name information, for each voter, It is judged whether or not there is a corresponding authorized person, thereby confirming whether the voter needs to perform a proxy voting operation.
  • the authorization information is a correspondence between the authorized person and the authorized person, including but not limited to the UM account/name of the authorized person, the UM account number/name of the authorized person, the authorization time limit, and whether it is invalid.
  • the authorized person has completed the authorization setting on the capital account-originating system before voting, and the authorization information has been sent to the server device for storage. If there is an authorized person, the first voting unit 322 further compares the voting time limit and the effective authorization time limit, and if the voting time limit is within the valid authorization time limit, indicating that the current time of the voter needs a proxy voting operation, the generating The authorized person's corresponding to-do mail is sent to the authorized person's terminal.
  • the embodiment of the present application automatically transfers to the authorized person to complete the voting operation according to the authorization of the voter, and ensures the real-time and reliability of the voting through the authorization time limit and the effective authorization time limit.
  • voting device further includes:
  • the sending module 36 is configured to send the pending product information and the voting result to the host terminal when all the voters have completed the voting.
  • the voting result includes each voter's user account, name and voting options, time information, authorizer user account corresponding to the voter's proxy vote, and name.
  • the terminal in the embodiment of the present application may be used to implement all the technical solutions in the foregoing method embodiments. It will be clearly understood by those skilled in the art that, for convenience and brevity of description, only the division of each functional unit and module described above is exemplified. In practical applications, the above functions may be assigned to different functional units according to needs.
  • the module is completed by dividing the internal structure of the device into different functional units or modules to perform all or part of the functions described above.
  • the terminal 4 of this embodiment includes a processor 40, a memory 41, and computer readable instructions 42 stored in the memory 41 and executable on the processor 40.
  • the processor 40 executes the computer readable instructions 42 to implement the steps in the voting method embodiment of the capital account establishment, such as steps S101 to S104 shown in FIG. 1 and steps S1021 to S1023 shown in FIG. 2.
  • the processor 40 when executing the computer readable instructions 42, implements the functions of the modules/units in the voting device embodiment of the capital account, such as the functions of the modules 31 to 36 shown in FIG.
  • the processor 40 may be a central processing unit (CPU), or may be other general-purpose processors, a digital signal processor (DSP), an application specific integrated circuit (ASIC), Field-Programmable Gate Array (FPGA) or other programmable logic device, discrete gate or transistor logic device, discrete hardware components, etc.
  • the general purpose processor may be a microprocessor or the processor or any conventional processor or the like, which is a control center of the terminal, and connects various parts of the entire terminal using various interfaces and lines.
  • the memory 41 can be used to store the computer readable instructions and/or modules, by executing or executing computer readable instructions and/or modules stored in the memory, and invoking data stored in the memory Implementing various functions of the terminal.
  • the memory may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application required for at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may be stored. Data created based on the use of the terminal, etc.
  • the memory may include a high-speed random access memory, and may also include non-volatile memory such as a hard disk, a memory, a plug-in hard disk, a smart memory card (SMC), and a secure digital card (Secure Digital, SD). , Flash Card, at least one disk storage device, flash memory device, or other volatile solid-state storage device.
  • non-volatile memory such as a hard disk, a memory, a plug-in hard disk, a smart memory card (SMC), and a secure digital card (Secure Digital, SD).
  • SD Secure Digital
  • Flash Card at least one disk storage device, flash memory device, or other volatile solid-state storage device.
  • non-volatile readable storage media storing computer readable instructions may comprise: any entity or device capable of carrying the computer readable instructions, a recording medium, a USB flash drive, a mobile hard drive, a magnetic Discs, optical discs, computer memories, Read-Only Memory (ROM), Random Access Memory (RAM), electrical carrier signals, telecommunications signals, and software distribution media.

Abstract

本申请适用于通信技术领域，提供了一种资本专户立项的投票方法、装置、存储介质及终端，所述方法包括：在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息并生成投票待办邮件，将所述投票待办邮件发送至每一个投票人终端，以引导投票人完成投票操作；获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。本申请实现了基金产品立项的线上评审，有利于提高基金公司作业效率，减少产品立项环节的人为误操作。

Description

资本专户立项的投票方法、装置、存储介质及终端
本申请以2017年07月26日提交的申请号为201710615790.8，名称为“资本专户立项的投票方法、装置、存储介质及终端”的中国发明专利申请为基础，并要求其优先权。
技术领域
本申请属于通信技术领域，尤其涉及一种资本专户立项的投票方法、装置、存储介质及终端。
背景技术
现有资本专户的产品评审流程是由业务经理发起，然后经法律和风控评审，再经组织评审投票决定是否立项，在决定立项之后出批复文件。然而评审过程一般通过线下纸质文档的方式在公司内部进行产品评审，操作过程繁琐，且在投票评审环节容易出现失误，影响投票的公正性。
发明内容
本申请实施例提供了一种资本专户立项的投票方法、装置、存储介质及终端，所述投票方法包括：
在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息；
根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作；
获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；
在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
进一步地，所述投票方法还包括：
若所述赞成票数与投票人总数之间的比值小于所述预设比率，且所有投票人已完成投票时，退回至资料上传环节，并向业务终端发送资料上传待办邮件。
进一步地，所述根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端包括：
根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人；
若是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
若否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
进一步地，所述投票方法还包括：
在所有投票人已完成投票时，将待立项产品信息和投票结果发送至主持人终端；
所述投票结果包括每一个投票人的用户账号、姓名及其投票选项、时间信息、投票人代理投票时对应的授权人用户账号、姓名。
本申请实施例还提供了一种资本专户立项的投票装置，所述投票装置包括：
信息获取模块，用于在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息；
投票模块，用于根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作；
选项获取模块，用于获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；
环节启动模块，用于在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
进一步地，所述投票装置还包括：
环节退回模块，用于若所述赞成票数与投票人总数之间的比值小于所述预设比率，且所有投票人已完成投票时，退回至资料上传环节，并向业务终端发送资料上传待办邮件。
进一步地，所述投票模块还包括：
判断单元，用于根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人；
第一投票单元，用于在判断单元的判断结果为是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权 人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
第二投票单元，用于在判断单元的判断结果为否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
进一步地，所述投票装置还包括：
发送模块，用于在所有投票人已完成投票时，将待立项产品信息和投票结果发送至主持人终端；
所述投票结果包括每一个投票人的用户账号、姓名及其投票选项、时间信息、投票人代理投票时对应的授权人用户账号、姓名。
本申请实施例还提供了一个或多个存储有计算机可读指令的非易失性可读存储介质，所述计算机可读指令被一个或多个处理器执行时，使得所述一个或多个处理器执行如下步骤：
在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息；
根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作；
获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；
在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
本申请实施例还提供了一种终端，包括存储器、处理器及存储在存储器上并可在处理器上运行的计算机可读指令，所述处理器执行所述计算机可读指令时实现以下步骤：
在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息；
根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作；
获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；
在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比 值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
本申请的一个或多个实施例的细节在下面的附图及描述中提出。本申请的其他特征和优点将从说明书、附图以及权利要求书变得明显。
附图说明
为了更清楚地说明本申请实施例或现有技术中的技术方案，下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本申请的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动的前提下，还可以根据这些附图获得其他附图。
图1是本申请实施例提供的资本专户立项的投票方法的实现流程图；
图2是本申请实施例提供的资本专户立项的投票方法的另一实现流程图；
图3是本申请实施例提供的资本专户立项的投票装置的组成结构图；
图4是本申请实施例提供的终端的示意图。
具体实施方式
为了使本申请的目的、技术方案及优点更加清楚明白，以下结合附图及实施例，对本申请进行进一步详细说明。应当理解，此处所描述的具体实施例仅仅用以解释本申请，并不用于限定本申请。
在本申请实施例中，所述资本专户为专属理财账户，包括但不限于基金专户，由基金管理公司为资产委托人的利益，运用委托财产进行证券投资，提供量身定做的专属理财产品及服务，比如证券交易所市场交易的产品，因此，需要对用户申请的资本专户进行立项审核。资本专户立项是指审核、批准成立资本专户。这里简单地对现有的资本专户立项流程进行介绍，所述资本专户立项的流程包括：
第一，产品评审表录入环节，由业务经理录入产品评审表的相关信息，并提交业务团队的领导审批；
第二，产品评审表复核环节，由团队长复核业务经理的申请，复核通过则提交至项目受理环节；
第三，项目受理环节，由风控部门的母公司项目受理岗初步审核立项申请，给出初审意见，之后进行风险评估和法律评估；
第四，风控审批环节，由风控部门的母公司项目受理岗分配风控初审人员完成风控初审操作，并在通过时提交至风控中心领导对产品立项进行复核，否则退回重新分配风控人员或 者退回业务经理根据风控初审结果进行信息补充；
第五，法律审批环节，由法律合规部的法律复核岗分配法律初审人员完成法律初审操作，并在通过时提交至法律合规部领导对产品立项进行复核，否则退回重新分配法律人员或者退回业务经理根据法律初审结果进行信息补充；
第六，材料上传环节，在风控和法律均评估通过后，由业务经理上传产品相关材料附件，由风控中心的母公司项目受理岗复核业务经理上传的材料；并由风控部门的风控初审人员再次审核业务经理提交的材料，以及由法律合规部的法律初审人员再次审核业务经理提交的材料；
第七，评审投票环节，由各部门领导进行项目投票是否立项；
第八，批复拟稿环节，在投票通过后，由风控部门的风控初审人员编制批复；
第九，复核拟稿环节，由风控中心领导对产品的批复进行复核。
目前，现有的评审过程一般通过线下纸质文档的方式在公司内部进行产品评审，操作过程繁琐。评审投票环节由人工发起和统计，人力成本高，且容易出现失误，进而影响了投票的公正性。鉴于此，本申请实施例提出了资本专户立项的投票方法，以实现线上投票。
图1示出了本申请实施例提供的资本专户立项的投票方法的实现流程。
在本申请实施例中，所述资本专户立项的投票方法应用于终端，所述终端为服务端设备，包括但不限于计算机、服务器等。所述终端能够通过有线或者无线的方式与其他终端进行通信。参阅图1，所述资本专户立项的投票方法包括：
在步骤S101中，在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息。
在这里，所述主持人终端为主持人登录资本专户立项系统的终端。在登录所述系统之后，主持人可在“评审投票”环节界面上选定参与投票的人员，并通过触发投票功能标识启动投票流程。主持人终端在检测到投票功能标识被触发时，向服务端设备发送投票指令以及主持人选定的投票人信息。服务端设备接收主持人终端所发送的投票指令以及主持人选定的投票人信息。
在步骤S102中，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作。
在本申请实施例中，服务端设备接收到投票指令后，启动投票流程，为主持人选定的投票人开放投票权限，每位投票人可以进入“评审投票”环节。然后，根据待立项产品信息生成投票链接和设置邮件投票功能，并根据投票人信息生成对应的投票待办邮件。在这里， 所述投票人终端为投票人接收到投票待办邮件的终端。所述投票待办邮件为发送至投票人的事项提示邮件。可选地，所述投票待办邮件包括待立项产品信息，以向投票人介绍本次立项的产品，及邮件投票功能和线上投票链接，以引导投票人完成投票。在收到投票待办邮件之后，投票人可以直接在所述投票待办邮件提供的邮件投票功能完成投票，也可以根据所述投票链接登录资本专户立项系统进入“评审投票”环节完成投票。
可选地，评审投票环节中的投票选项包括但不限于赞成、反对、弃权、退回投资经理、作废、关闭。其中，赞成表示同意本次立项；反对表示不同意本次立项；弃权表示放弃本次投票权利；退回投资经理表示返回“上传材料”环节；作废表示建议产品作废，流程终止；关闭表示暂时不投票，关闭当前页面。
在步骤S103中，获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项。
在本申请实施例中，投票人根据所述邮件投票功能或线上投票链接完成投票后，投票人终端将结果以POST数据包(“POST”开头的数据包)发送至服务端设备，服务端设备接收并解析所述POST数据包获得投票选项。
可选地，在获取到POST数据包之后，所述服务端设备还可以向所述投票人终端返回提示信息，以告知投票人本次“投票成功”。所述服务端设备还可通过解释所述POST数据包得到投票人终端的IP地址，将所述IP地址存入数据库，并设置该IP地址在指定时长内不能投票，或者，将投票成功的信息保存在本地的Cookies文件中，并在Cookies文件中注明投票成功的时间，以通过IP地址比对或者Cookies文件比对来禁止已投票的投票人再次投票，从而达到防止恶意刷票的效果。
在步骤S104中，在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
在这里，所述预设比率为本次产品立项的评审投票是否通过的判断准则。在获取到投票选项之后，服务端设备检测投票选项的值，若为赞成时，则统计当前的赞成票数，计算当前的赞成票数与投票人总数之间的比值，得到截止当前的投票结果。若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。示例性地，所述预设比率可以为50％，假设投票人有7名，则在赞成票数与投票人总数7之间的比值大于或等于所述预设比率50％时，则认为本次投票已通过。
本申请实施例在每次投票选项为赞成时进行统计，只要当前的赞成票数与投票人总数之间的比值大于或等于预设比率则确定投票通过，并启动下一个环节，实现了立项评审的线上投票及结果输出，解放了人力，减少了产品立项环节的人为误操作，有利于提高基金公司 作业效率，且使得投票人可以随时随地地完成投票。
可选地，所述投票方法还包括：
若所述赞成票数与投票人总数之间的比值小于所述预设比率，且所有投票人已完成投票时，退回至资料上传环节，并向业务终端发送资料上传待办邮件。
在这里，所述业务终端为业务经理登录资本专户立项系统的终端。若全部投票人已完成投票，但赞成票数与投票人总数之间的比值未满足预设比率时，表明投票人大部分不同意立项，则返回上一环节，即资料上传环节，并向业务终端发送资料上传待办邮件，以提示业务经理继续完善产品材料。
作为本申请的另一个优选实例，在图1所述的资本专户立项的投票方法的基础上，本申请实施例还增加了投票人休假、外出指派待办的功能。参阅图2，为本申请实施例提供的资本专户立项的投票方法的另一实现流程。所述资本专户立项的投票方法中步骤S102还包括：
在步骤S1021中，根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人。
在这里，所述用户账号为资本专户立项系统的UM账号。服务端设备在接收到投票人信息之后，获取每一个投票人的UM账号和姓名信息，结合所述UM账号和姓名信息查询已有的授权信息，针对每一个投票人，判断其是否存在对应的被授权人，从而确认该投票人是否需要进行代理投票操作。可选地，所述授权信息为授权人与被授权人之间的对应关系，包括但不限于被授权人的UM账号/姓名、授权人的UM账号/姓名、授权时限、是否失效。应当理解，授权人在投票前已在资本专户立项系统上完成授权设置，且所述授权信息已发送至服务端设备进行存储。
若投票人存在对应的被授权人时，表明所述投票人有委托代理操作，则执行步骤S1022；否则，表明所述投票人没有委托代理操作，则执行步骤S1023。
在步骤S1022中，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节。
在这里，服务端设备通过比较投票时限和有效授权时限，若投票时限在所述有效授权时限范围内，表明所述投票人当前时间需要代理投票操作，则生成所述被授权人对应的投票待办邮件，并发送至被授权人终端。本申请实施例通过预存授权信息，实现了根据投票人的 授权自动转接至被授权人完成投票操作，并且通过授权时限和有效授权时限保证了投票的有效性和可靠性。
在步骤S1023中，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
对于没有委托代理操作的投票人，则生成所述投票人对应的投票待办邮件，并发送至被授权人终端。
可选地，所述投票方法还可以包括：
在所有投票人已完成投票时，将待立项产品信息和投票结果发送至主持人终端。
所述投票结果包括每一个投票人的用户账号、姓名及其投票选项、时间信息、投票人代理投票时对应的授权人用户账号、姓名。
在这里，当所有投票人已完成投票，且服务端设备已完成统计得到投票结果时，则将所述产品信息和投票结果一同发送至主持人终端，以反馈主持人投票人以及投票结果，以及存在代理投票的情况下授权人的用户账号和姓名，从而达到在主持人侧同步更新投票人的效果。
应理解，在上述实施例中，各步骤的序号的大小并不意味着执行顺序的先后，各步骤的执行顺序应以其功能和内在逻辑确定，而不应对本申请实施例的实施过程构成任何限定。
需要说明的是，本领域普通技术人员可以理解实现上述实施例的全部或部分步骤可以通过硬件来完成，也可以通过计算机可读指令来指令相关的硬件完成，所述的计算机可读指令可以存储于一种非易失性可读存储介质中，所述存储介质可以是只读存储器，磁盘或光盘等。
图3示出了本申请实施例提供的资本专户立项的投票装置的组成结构图，为了便于说明，仅示出了与本申请实施例相关的部分。
在本申请实施例中，所述资本专户立项的投票装置用于实现上述图1、图2实施例中所述的资本专户立项的投票方法，可以是内置于终端的软件单元、硬件单元或者软硬件结合的单元。所述终端为服务端设备，包括但不限于计算机、服务器等。
参阅图3，所述资本专户立项的投票装置包括：
信息获取模块31，用于在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息；
投票模块32，用于根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发 送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作；
选项获取模块33，用于获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；
环节启动模块34，用于在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
在这里，当主持人通过触发投票功能标识启动投票时，服务端设备通过所述信息获取模块31接收主持人终端所发送的投票指令以及主持人选定的投票人信息。在接收到投票指令后，所述信息获取模块31为主持人选定的投票人开放投票权限，每位投票人可以进入“评审投票”环节。然后，所述投票模块32根据产品信息生成投票链接和设置邮件投票功能，并根据投票人信息生成对应的投票待办邮件。在这里，所述投票待办邮件为发送至投票人的事项提示邮件。可选地，所述投票待办邮件包括待立项产品信息，以向投票人介绍本次立项的产品，及邮件投票功能和线上投票链接，以引导投票人完成投票。可选地，评审投票中的投票选项包括但不限于赞成、反对、弃权、退回投资经理、作废、关闭。其中，赞成表示同意本次立项；反对表示不同意本次立项；弃权表示放弃本次投票权利；退回投资经理表示返回“上传材料”环节；作废表示建议产品作废，流程终止；关闭表示暂时不投票，关闭当前页面。
在投票人根据所述邮件投票功能或者线上投票链接完成投票后，投票人终端将结果通过POST数据包发送至服务端设备。服务端设备则通过所述选项获取模块33接收并解析所述POST数据包获得投票选项。
可选的，在获取到POST数据包之后，所述服务端设备还可以通过所述选项获取模块33向所述投票人终端返回提示信息，以告知投票人本次“投票成功”。
可选的，所述服务端设备还可通过所述选项获取模块33解释所述POST数据包得到投票人终端的IP地址，将所述IP地址存入数据库，并设置该IP地址在指定时长内不能投票，或者，将投票成功的信息保存在本地的Cookies文件中，并在Cookies文件中注明投票成功的时间，以通过IP地址比对或者Cookies文件比对来禁止已投票的投票人再次投票，从而达到防止恶意刷票的效果。
在这里，所述预设比率为本次待立项产品的评审投票是否通过的判断准则。在获取到投票选项之后，服务端设备通过所述环节启动模块34检测投票选项的值，若为赞成时，则统计当前的赞成票数，计算当前的赞成票数与投票人总数之间的比值，得到截止当前的投票结果。若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。可见， 本申请实施例实现了立项评审的线上投票及结果输出，解放了人力，减少了产品立项环节的人为误操作，有利于提高基金公司作业效率。
进一步地，所述投票装置还包括：
环节退回模块35，用于若所述赞成票数与投票人总数之间的比值小于所述预设比率，且所有投票人已完成投票时，退回至资料上传环节，并向业务终端发送资料上传待办邮件。
在这里，所述业务终端为业务经理登录资本专户立项系统的终端。若全部投票人已完成投票，但赞成票数与投票人总数之间的比值未满足预设比率时，表明投票人大部分不同意立项，则返回上一环节，即资料上传环节，并向业务终端发送资料上传待办邮件，以提示业务经理继续完善产品材料。
进一步地，本申请实施例还增加了投票人休假、外出指派待办的功能，所述投票模块32还可以包括：
判断单元321，用于根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人；
第一投票单元322，用于在判断单元的判断结果为是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
第二投票单元323，用于在判断单元的判断结果为否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
在这里，所述用户账号为资本专户立项系统的UM账号。所述投票模块32在接收到投票人信息之后，通过判断单元321获取每一个投票人的UM账号和姓名信息，结合所述UM账号和姓名信息查询现有的授权信息，针对每一个投票人，判断其是否存在对应的被授权人，从而确认该投票人是否需要进行代理投票操作。可选地，所述授权信息为授权人与被授权人之间的对应关系，包括但不限于被授权人的UM账号/姓名、授权人的UM账号/姓名、授权时限、是否失效。应当理解，在投票前授权人已在资本专户立项系统上完成授权设置，且所述授权信息已发送至服务端设备进行存储。若存在授权人时，所述第一投票单元322进一步比较投票时限和有效授权时限，若投票时限在所述有效授权时限范围内，表明所述投票人当前时间需要代理投票操作，则生成所述被授权人对应的投票待办邮件，并发送至被授权人终端。本申请实施例通过预存授权信息，实现了根据投票人的授权自动转接至被授权人完成投票操作，并且通过授权时限和有效授权时限保证了投票的实时性和可靠性。
进一步地，所述投票装置还包括：
发送模块36，用于在所有投票人已完成投票时，将待立项产品信息和投票结果发送至主持人终端。
所述投票结果包括每一个投票人的用户账号、姓名及其投票选项、时间信息、投票人代理投票时对应的授权人用户账号、姓名。
需要说明的是，本申请实施例中的终端可以用于实现上述方法实施例中的全部技术方案。所属领域的技术人员可以清楚地了解到，为了描述的方便和简洁，仅以上述各功能单元、模块的划分进行举例说明，实际应用中，可以根据需要而将上述功能分配由不同的功能单元、模块完成，即将所述装置的内部结构划分成不同的功能单元或模块，以完成以上描述的全部或者部分功能。
在上述实施例中，对各个实施例的描述都各有侧重，某个实施例中没有详述或记载的部分，可以参见其它实施例的相关描述。
图4是本申请实施例提供的一种终端的示意图。如图4所示，该实施例的终端4包括：处理器40、存储器41以及存储在所述存储器41中并可在所述处理器40上运行的计算机可读指令42。所述处理器40执行所述计算机可读指令42时实现上述资本专户立项的投票方法实施例中的步骤，例如图1所示的步骤S101至S104、图2所示的步骤S1021至S1023。或者，所述处理器40执行所述计算机可读指令42时实现上述资本专户立项的投票装置实施例中各模块/单元的功能，例如图3所示模块31至36的功能。
所称处理器40可以是中央处理单元(Central Processing Unit，CPU)，还可以是其他通用处理器、数字信号处理器(Digital Signal Processor，DSP)、专用集成电路(Application Specific Integrated Circuit，ASIC)、现成可编程门阵列(Field-Programmable Gate Array，FPGA)或者其他可编程逻辑器件、分立门或者晶体管逻辑器件、分立硬件组件等。通用处理器可以是微处理器或者该处理器也可以是任何常规的处理器等，所述处理器是所述终端的控制中心，利用各种接口和线路连接整个终端的各个部分。
所述存储器41可用于存储所述计算机可读指令和/或模块，所述处理器通过运行或执行存储在所述存储器内的计算机可读指令和/或模块，以及调用存储在存储器内的数据，实现所述终端的各种功能。所述存储器可主要包括存储程序区和存储数据区，其中，存储程序区可存储操作系统、至少一个功能所需的应用程序(比如声音播放功能、图像播放功能等)等；存储数据区可存储根据终端的使用所创建的数据等。此外，存储器可以包括高速随机存取存储器，还可以包括非易失性存储器，例如硬盘、内存、插接式硬盘、智能存储卡(Smart Media Card，SMC)、安全数字卡(Secure Digital，SD)、闪存卡(Flash Card)，至少一个磁盘 存储器件、闪存器件或其他易失性固态存储器件。
可以理解地，一个或多个存储有计算机可读指令的非易失性可读存储介质可以包括：能够携带所述计算机可读指令的任何实体或装置、记录介质、U盘、移动硬盘、磁碟、光盘、计算机存储器、只读存储器(ROM，Read-Only Memory)、随机存取存储器(RAM，Random Access Memory)、电载波信号、电信信号以及软件分发介质等。
以上所述实施例仅用以说明本申请的技术方案，而非对其限制；尽管参照前述实施例对本申请进行了详细的说明，本领域的普通技术人员应当理解：其依然可以对前述各实施例所记载的技术方案进行修改，或者对其中部分技术特征进行等同替换；而这些修改或者替换，并不使相应技术方案的本质脱离本申请各实施例技术方案的精神和范围，均应包含在本申请的保护范围之内。

Claims (20)

  1. 一种资本专户立项的投票方法，其特征在于，所述投票方法包括：
    在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息；
    根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作；
    获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；
    在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
  2. 如权利要求1所述的资本专户立项的投票方法，其特征在于，所述投票方法还包括：
    若所述赞成票数与投票人总数之间的比值小于所述预设比率，且所有投票人已完成投票时，退回至资料上传环节，并向业务终端发送资料上传待办邮件。
  3. 如权利要求1所述的资本专户立项的投票方法，其特征在于，所述根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端包括：
    根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人；
    若是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
    若否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
  4. 如权利要求2所述的资本专户立项的投票方法，其特征在于，所述根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端包括：
    根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人；
    若是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
    若否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
  5. 如权利要求3或4所述的资本专户立项的投票方法，其特征在于，所述投票方法还包括：
    在所有投票人已完成投票时，将待立项产品信息和投票结果发送至主持人终端；
    所述投票结果包括每一个投票人的用户账号、姓名及其投票选项、时间信息、投票人代理投票时对应的授权人用户账号、姓名。
  6. 一种资本专户立项的投票装置，其特征在于，所述投票装置包括：
    信息获取模块，用于在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息；
    投票模块，用于根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作；
    选项获取模块，用于获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；
    环节启动模块，用于在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
  7. 如权利要求6所述的资本专户立项的投票装置，其特征在于，所述投票装置还包括：
    环节退回模块，用于若所述赞成票数与投票人总数之间的比值小于所述预设比率，且所有投票人已完成投票时，退回至资料上传环节，并向业务终端发送资料上传待办邮件。
  8. 如权利要求6所述的资本专户立项的投票装置，其特征在于，所述投票模块还包括：
    判断单元，用于根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人；
    第一投票单元，用于在判断单元的判断结果为是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
    第二投票单元，用于在判断单元的判断结果为否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
  9. 如权利要求7所述的资本专户立项的投票装置，其特征在于，所述投票模块还包括：
    判断单元，用于根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否 存在对应的被授权人；
    第一投票单元，用于在判断单元的判断结果为是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
    第二投票单元，用于在判断单元的判断结果为否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
  10. 如权利要求8或9所述的资本专户立项的投票装置，其特征在于，所述投票装置还包括：
    发送模块，用于在所有投票人已完成投票时，将待立项产品信息和投票结果发送至主持人终端；
    所述投票结果包括每一个投票人的用户账号、姓名及其投票选项、时间信息、投票人代理投票时对应的授权人用户账号、姓名。
  11. 一个或多个存储有计算机可读指令的非易失性可读存储介质，其特征在于，所述计算机可读指令被一个或多个处理器执行时，使得所述一个或多个处理器执行如下步骤：
    在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息；
    根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作；
    获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；
    在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
  12. 如权利要求11所述的非易失性可读存储介质，其特征在于，所述计算机可读指令被一个或多个处理器执行时，使得所述一个或多个处理器还执行如下步骤：
    若所述赞成票数与投票人总数之间的比值小于所述预设比率，且所有投票人已完成投票时，退回至资料上传环节，并向业务终端发送资料上传待办邮件。
  13. 如权利要求11所述的非易失性可读存储介质，其特征在于，所述根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端包括：
    根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授 权人；
    若是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
    若否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
  14. 如权利要求12所述的非易失性可读存储介质，其特征在于，所述根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端包括：
    根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人；
    若是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
    若否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
  15. 如权利要求13或14所述的非易失性可读存储介质，其特征在于，所述计算机可读指令被一个或多个处理器执行时，使得所述一个或多个处理器还执行如下步骤：
    在所有投票人已完成投票时，将待立项产品信息和投票结果发送至主持人终端；
    所述投票结果包括每一个投票人的用户账号、姓名及其投票选项、时间信息、投票人代理投票时对应的授权人用户账号、姓名。
  16. 一种终端，包括存储器、处理器及存储在存储器上并可在处理器上运行的计算机可读指令，其特征在于，所述处理器执行所述计算机可读指令时实现以下步骤：
    在资本专户立项的评审投票环节中，当获取到主持人终端发送的投票指令时，获取主持人选定的投票人信息；
    根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端，所述投票待办邮件上包括待立项产品信息、邮件投票功能和线上投票链接，以引导投票人完成投票操作；
    获取投票人终端根据所述投票待办邮件返回的POST数据包，解析所述POST数据包获取投票选项；
    在所述投票选项为赞成时，计算当前的赞成票数与投票人总数之间的比值，若所述比值大于或等于预设比率时，确定本次投票通过并启动批复拟稿环节。
  17. 如权利要求16所述的终端，其特征在于，所述处理器执行所述计算机可读指令时还实现以下步骤：
    若所述赞成票数与投票人总数之间的比值小于所述预设比率，且所有投票人已完成投票时，退回至资料上传环节，并向业务终端发送资料上传待办邮件。
  18. 如权利要求16所述的终端，其特征在于，所述根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端包括：
    根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人；
    若是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
    若否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
  19. 如权利要求17所述的终端，其特征在于，所述根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端包括：
    根据所述投票人信息中的用户账号和姓名信息，判断所述投票人是否存在对应的被授权人；
    若是时，获取本次投票的投票时限和所述被授权人的有效授权时限，若所述投票时限在所述有效授权时限范围内时，生成所述被授权人对应的投票待办邮件，并将所述投票待办邮件发送至被授权人终端，以通知所述被授权人代理所述授权人完成本次投票环节；
    若否时，根据所述投票人信息生成投票待办邮件，并将所述投票待办邮件发送至每一个投票人终端。
  20. 如权利要求18或19所述的终端，其特征在于，所述处理器执行所述计算机可读指令时还实现以下步骤：
    在所有投票人已完成投票时，将待立项产品信息和投票结果发送至主持人终端；
    所述投票结果包括每一个投票人的用户账号、姓名及其投票选项、时间信息、投票人代理投票时对应的授权人用户账号、姓名。
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