WO2011107014A1

WO2011107014A1 - Bank card swiping settlement type charging and discharging device and automatic charging and settlement method

Info

Publication number: WO2011107014A1
Application number: PCT/CN2011/071289
Authority: WO
Inventors: 李建锋
Original assignee: Li Jianfeng
Priority date: 2010-03-01
Filing date: 2011-02-25
Publication date: 2011-09-09
Also published as: CN101799956A

Abstract

There are a device and a method for charging and discharging an electric vehicle and the like with settlement carried out in a bank card swiping way. The device and the method combine the presently known charging technology and the POS swiping settlement technology, and are a new device and a new method for charging, discharging and fund settlement based on the charging and discharging characteristics of the electric vehicle. The device includes a system control module (1), a charging and discharging module (2) and a POS swiping settlement module (3). The device and the method can realize the automatic accounting, deduction and settlement of the relevant fund and cost, the printing of relevant bills and other functions while charging and discharging the electric vehicle. Compared with the prior art, the invention has the advantages of safer and simpler operation, lower operating cost, more convenient management, wider scope of application and more vitality.

Description

Bank card credit card settlement type charging and discharging device and automatic billing settlement method

Technical field

The invention relates to a self-service charging and discharging device for an electric vehicle. The main feature is that the operator uses the bank card for the card swiping operation, the automatic billing and settlement, the system and the method have high automation degree, wide adaptability and low service cost.

Background technique

Today, with the gravitation of the environmental protection situation, various environmental technologies and means are constantly being popularized and applied. In the automotive field, new energy vehicles, especially electric vehicles, have developed like tea, becoming the most promising industry. One is also the main direction of the development of the automotive industry. However, the charging problem of electric vehicles has become one of the main obstacles restricting the development of this industry. In the field of charging related technologies, a considerable number of patents and other technical documents have provided solutions to this problem. In the actual production and provision of products, the technology of such products is relatively mature. However, the charging problem has still become a major constraint to the development of the electric vehicle industry, and it has a lot to do with the characteristics of electric vehicles and the way in which charging services are provided.

Electric vehicles are electric, so you can't avoid charging. Under the current technical conditions, the charging time of an electric car is as short as ten minutes, and long hours are needed. The time required is much longer than that of ordinary fuel vehicles. Long, and an electric car is fully charged and travels far less than ordinary cars. Therefore, similar to driving a car to a gas station for refueling, the electric car owner often drives the car to the charging station for charging, and so on. Charging is done in such a way that it may be unbearable for the owner, especially in the case of large-scale promotion of electric vehicles. The situation, of course, not to mention the impact of the rapid charging of the charging station on the grid and the construction of the charging station requires much more land area than the gas station. The parking lot, small area, parking section and area, etc., will provide charging equipment and charging service according to local conditions, which will have more practical application value, and this is more scattered, because electric vehicle charging time is long, night charging, custom charging time, The owner of the car can leave at any time, and the charging system may be small. Due to the cost relationship, the charging and charging of the charging service provider will also become a major problem.

Electric vehicles are vehicles, they need to run anywhere, the distance is long, the driving route and destination are very flexible, and there is uncertainty. Therefore, it is necessary to obtain basic services and support at all times (including charging services, of course). Similar to the services provided by a small number of suppliers in traditional gas stations, it is impossible to meet the requirements of electric vehicle services. Therefore, it is necessary to mobilize social forces to join. This service is provided by a team. Therefore, a large number of charging service providers with different background conditions face ordinary electric vehicle users. The universal, safe and convenient settlement method has also become a key issue.

At the same time, the power grid generally has a large load during the day, and the power gap is large and the electricity cost is high. In the evening, the power grid is sufficient and the electricity bill is cheap. If the electric vehicle owner can use the night charge and discharge to the power grid during the day (reverse charge), it can be well adjusted. Grid load, peaking and valley filling, while the peak and valley electricity price difference can bring benefits to car owners. In the case of charging and settlement under such a discharge situation, the reverse flow of funds from the service provider to the owner of the vehicle also has the same problem as charging.

There are related patents (such as patent number: ZL 200620019436. 6 smart card charging station for card-type electric vehicles), etc., using the IC card to swipe the card to test the billing settlement method. At present, charging stations and charging piles, which are being piloted in many cities, are also using similar IC card billing methods. Although some problems can be solved to some extent, it is still impossible to fundamentally solve the problem of universal service provision. Cross-regional service capabilities and wasted time when the owner is charging. The application of bank card is very common. The bank card-based credit card machine (referred to as the P0S machine) is a multi-functional terminal. It is installed in the special merchants of the bank card and the acceptance network and the computer to form a network, which can realize the electronic funds. Automated transfer, which has functions such as support for consumption, transfer, etc., is safe, fast, and reliable to use. The application range is very wide and the technology is very mature.

The present invention combines the existing charging and discharging technology with the POS technology, and generates a new charging and discharging and automatic settlement device and method, and utilizes the device and method, and simultaneously utilizes the power supply network, the telecommunication network, and the financial settlement network. It can realize service providers with different geographical areas, large numbers and different scales, and provide charging and discharging services to many electric vehicles at any time in as many places as possible, and at the same time realize safe, automatic and rapid settlement of funds, reduce or even eliminate service providers. A lot of work has also brought great convenience to electric vehicle users, thus promoting the development of the electric vehicle industry. At the same time, in the case of the owner of the vehicle using the electric vehicle to discharge to the grid, the peaking and valley adjustment of the power grid is realized, bringing benefits to the owner and the society.

Summary of the invention

The main purpose of the invention:

The invention is mainly for overcoming the current situation, the electric vehicle owner prepares the device for charging and discharging, and the existing cash settlement, ic card settlement, and separate bank card settlement in the case of charging service provided by another person (charging service provider). New equipment and methods that are not enough. It can realize unattended service and automatic settlement and payment of electricity charges for service providers; electric vehicle owners can obtain charging and discharging services across different regions and across different service providers, and at the same time, settlement is convenient and safe.

The equipment and method are suitable for social subjects of different scales, so that they can take advantage of existing situations, conditions and resources, carry out charging and discharging services, break the limitations of a few service providers, and obtain electric power in the case of relevant economic benefits. The development of the car industry creates a good environment. At the same time, the present invention mainly considers solving the charging and billing settlement of the electric vehicle, and also considers the electric charge reverse charging required for the peaking and valley adjustment of the power grid in the case of the electric vehicle discharging to the power grid. With the billing feature.

The technical solution of the present invention is:

The equipment is mainly divided into three main parts: one is the system control module, the other is the charging and discharging module; the third is the POS payment settlement module.

The main function of the system control module is to provide input and output interface, accept the operation of the operator, determine the corresponding charging and discharging mode; send the charging and discharging instructions to the charging and discharging modules; accept the charging, discharging and measuring information of the charging and discharging modules. Billing according to the charging standard; managing each charging and discharging process and settlement; sending the relevant fund settlement instructions to the POS payment settlement module; receiving the feedback information of the POS payment settlement module; settlement security control; carrying out relevant documents and invoices Print; equipment operation monitoring and alarm; accept management personnel's background parameter modification and maintenance.

The charging and discharging module mainly accepts the charging and discharging commands of the system controller, and performs charging and discharging operations on the connected electric vehicles; performs charging and discharging measurement; provides protection against disconnection, overcharging, overdischarging, underloading, short circuit, etc.; Perform intelligent charging and discharging control; send charging and discharging conditions and measurement results to the system controller; perform multi-channel charging and discharging control.

The POS payment settlement module mainly accepts the payment settlement instruction of the system controller; accepts the bank card swipe operation and password input of the operator; generates payment information and encrypts the payment information, and sends it to the financial institution through the communication network; accepts the financial institution feedback settlement result The information is sent to the system control module.

The present invention has no special settings for the charge and discharge technology utilized, and includes various charge and discharge technologies that have been matured at present, as well as new charge and discharge technologies that are generated after the present invention is filed. The present invention has no special settings for various charging and discharging objects, including electric vehicles, electric bicycles, electric motorcycles, electric vehicles, electric vehicles, other electric tools, batteries, and other energy storage devices.

The bank card referred to in the present invention includes a credit card, a debit card, a change card, and other cards having a payment settlement function.

The present invention also has no particular restrictions on the financial card issuing financial institutions supported, including banks, credit unions, savings offices, loan companies, financial companies and other financial institutions.

There is no special restriction on the issuance of bank cards, and cards issued by various issuing organizations including China UnionPay, VI SA, MasterCard, American Express, JCB, and Diners Club are supported.

The working principle of the invention is:

The charging and discharging module is combined with the P0S machine module to automatically transfer the fund payment settlement operation generated by charging and discharging to the P0S module to realize automatic payment settlement of funds.

In the charging mode, the device referred to in the present invention pre-calculates the electricity fee according to the relevant price parameter and the charging requirement selected by the user, and deducts the amount from the user bank card account by the user through the POS module to the service provider. Bank account. After the normal charging is completed, no P0S operation is required; after the charging behavior is terminated unexpectedly, the system returns the amount deducted but not consumed by the bank account specified by the service provider to the debited user bank card through billing accounting. In the discharge mode, the user swipes the card to inform the device of the invention, and the battery should be transferred to the bank account of the electricity bill through the discharge, the system performs the measurement, and controls the discharge process. After the discharge is completed, the discharge electricity fee is calculated, and the electricity fee is specified by the service provider. The account is transferred to the user's bank card account. After the charging and discharging are completed, the user selects the printing document mode, and then swipes the bank card again, and can print the relevant invoices and documents without entering a password.

The advantages of the present invention over the prior art are:

First, automatic settlement. Charge and discharge service providers can implement operator self-service and automatic charge settlement without the need for personnel to be on duty.

Second, convenient users. Bank cards have been widely used in a very large scope, becoming the mainstream settlement method in modern society. The payment settlement method is simple, safe, universal, and applicable. The coverage of any bank card organization is much larger than that of an ic card issuer. When the cardholder drives the electric car to various places, or accepts the charging service outside the coverage of an ic card provider, the card will not be accepted in many occasions and will not be encountered.

The IC card needs to be recharged, and the recharge card needs to occupy the user's funds. At the same time, due to the low cost and simple operation of bank card credit card billing, all levels of society can carry out and provide services according to them. Just like the current P0S cash register, it is applied everywhere, which can facilitate the user's charging operation. .

Third, the service cost is low. By using the device of the invention, the charging service provider does not need to build another IC card support service system, and the system is also very costly for personnel and supporting facilities, and the existing payment and settlement network of the bank card can be used. Successful settlement of funds, no need for more costs outside the charging equipment. Even if it is as small as a country shop, the owner can provide such a device in front of the store to achieve charging services and gain revenue, not to mention the various residential areas and parking lots in the city.

Fourth, mobilize social forces and promote industrial progress. In view of the low cost of the settlement method used by the present invention, the universal application base and wide adaptability, it is beneficial to all parties in society. Using the existing venues, personnel and capital conditions to carry out charging and discharging services, and in view of the characteristics of electric vehicles, these advantages can greatly solve the problem of electric vehicle charging, dispel the user's electric vehicle purchase concerns, thereby promoting industrial progress and promoting the economy. Develop and achieve environmental protection.

DRAWINGS

BRIEF DESCRIPTION OF THE DRAWINGS Fig. 1 is a view showing the basic configuration of the present invention.

The invention mainly consists of three parts: a system control module, a charging and discharging module, and a P0S settlement part. The system controller is mainly composed of a controller host, an input device, and an output device.

The system controller includes storage, calculation and other parts, and is responsible for the operation management of the entire device. The input device includes a keyboard, a switch, a button, a touch screen, and the like, and is responsible for receiving an operation instruction of the operator. The output device includes screens, indicators, speakers, printers, etc., which are responsible for feeding back the relevant results to the operator, prompting relevant information, and printing related documents. The system also provides a remote management port for service providers to remotely manage multiple devices in different locations.

The charge and discharge module provides one and a plurality of sub-branch module combinations with the same function. In the case of multiple sub-module configurations, one device can simultaneously provide multiple charging and discharging services. Each sub-module consists of charge and discharge control, charge and discharge operation, and charge and discharge measurement. Responsible for achieving safe charging and discharging work and charging and discharging measurement for electric vehicles.

The P0S module includes a password input keyboard, a card reader, a P0S host, and a communication module. Responsible for receiving payment instructions from the system controller, accepting the operator's swipe and password input operations, and responsible for data exchange with the financial system through the communication network to realize payment settlement and result inquiry and information feedback.

The above structure classification method is only for explaining the logical structure of the system. In the actual implementation process, It can be implemented as described above, and the system can be adjusted, fused, modified, increased or decreased to achieve the same goal of the system.

Figure 2 is a flow chart showing the basic operation of the present invention. This figure illustrates the operation principle and operation process of the system through the basic charging and discharging process. Before the start of charging and discharging, the operator first connects the equipment and the electric vehicle such as the electric vehicle according to the charging and discharging interface; the operator performs the charging and discharging selection, the specific mode of charging and discharging and the parameter selection. In this process, the device may need to detect or exchange information on the object to be charged according to the situation;

After the system is confirmed, in the case of charging, the system calculates the estimated amount of electricity required, and sends the deduction amount instruction to the P0S module; the operator performs the bank card swiping operation and enters the password confirmation, and the P0S system sends the debit instruction through the communication system. The financial institution transfers the money from the operator's bank card account to the account designated by the service provider, and receives feedback from the financial institution's deduction result;

The system feedbacks the estimated electricity charge deduction information to the operator. When the deduction is successful, the system starts the charging operation, and the system locks the user operation function of the service; the operator can leave the device and the system self-charges and operates;

After the preset charging command is completed, the system automatically terminates the charging. The operator can disconnect the cable interface between the devices, drive away, complete the operation, no need to settle the fee; the preset charging command is not completed, the operator Need to terminate the charging, you can choose to terminate the charging command, if necessary, you can swipe the card to confirm the identity on the P0S card reader, the system interrupts the charging operation, and at the same time settles the charging electricity fee, and sends the unused out-of-charge electricity fee through the P0S system. Order, transfer the money from the designated account of the service provider to the operator's bank card account; in case of accidents and abnormal interruptions caused by the non-operator's active operation, the system issues a warning message, and the unused withholding electricity fee is passed through the P0S system. The service provider specifies the account to return the transaction operator bank card account;

When the operator selects the discharge, the operator uses the bank card to swipe the card to inform the device of the bank card account that the electricity charge involved in the discharge service needs to be transferred, but does not need to input the password; after the discharge is normal, the system passes the P0S. The system transfers the money from the account designated by the service provider to the account confirmed by the operator.

If the operator terminates the discharge in advance, it needs to confirm by swiping, no need to input the password, and the electricity bill settlement process is the same as the previous step;

The system terminates with a non-operating operator and terminates abnormally. The system issues a warning message. At the same time, the electricity bill settlement process is the same as the previous step;

If the operator needs paper documents or invoices, etc., after the charge and discharge is terminated, the operator can confirm the identity by swiping the card, and select the print receipt or invoice. The service has been swiped in the early termination operation, and the system has not yet been operated. In the case of locking, it is not necessary to swipe the card again.

The above process is only an operation flow of charging and discharging one branch of the device of the present invention. When the device provides multi-way branch parallel service, the system can manage the processes of multiple processes in parallel, and different operators operate the same time in different time periods. For the device, as described in the previous process, you need to swipe to confirm the identity of the operator of each business process.

detailed description

The device referred to in the present invention, the charging and discharging portion thereof and the PMOS module portion are well-known technologies, and The hardware technology of the system management module also applies the well-known technology. The main part of the invention is to match and organically combine the charging and discharging system with the POS card transfer. The key is to design the combination of charging and discharging management, deduction and transfer, and balance return. The management program ensures that the charging service provider can receive the charging electricity fee safely, quickly and at low cost, while ensuring simple operation, safe capital, fair payment, and timely settlement. At the same time, the system also needs to modify the program of the currently known P0S system to meet the information exchange requirements with the system control module, and at the same time adapt to the transfer deduction characteristics of the charging and discharging equipment.

Before the device of the present invention provides external charging and discharging services, it also needs to connect with the power supply network and the communication network to renovate the existing power grid. At the same time, the service provider needs to open an account with the financial institution, and enter into relevant agreements, or use the relevant protocols. The service of a specific service provider to meet the settlement requirements of funds.

Claims

Patent claim

1. A bank card card settlement type charging and discharging device, the device combines a charging and discharging module with a POS card charging settlement module, and includes a system control module that combines charging and discharging and settlement, and the system mainly includes three Module:

System control module: The main function is to provide input and output interface, accept operator's operation, determine the corresponding charging and discharging mode; send charging and discharging instructions to charging and discharging modules; accept charging, discharging and metering of charging and discharging modules Information, billing according to the billing standard; manage each charge and discharge process and settlement; send the relevant fund settlement instructions to the P0S payment settlement module; receive the POS payment settlement module feedback information; settlement security control; carry out relevant documents, invoices Printing; equipment operation monitoring and alarm; accepting management personnel's background parameter modification and maintenance.

Charge and discharge modules: Mainly accept the charge and discharge commands of the system controller, charge and discharge the connected electric vehicles, etc.; perform charging and discharging measurement; provide disconnection, overcharge, over discharge, underload, short circuit, etc. Protection; intelligent charging and discharging control; sending charging and discharging conditions and measurement results to the system controller; performing multi-channel charging and discharging control.

P0S payment settlement module: mainly accepts the payment settlement instruction of the system controller; accepts the bank card swipe operation and password input of the operator; generates payment information and encrypts the payment information, and sends it to the financial institution through the communication network; accepts the financial institution feedback settlement The result information is sent to the system control module.

2. The charging and discharging device according to claim 1, wherein the constituent structures are not fixed, and may be classified according to the method of claim 1, or may be classified in other forms. Differences in internal structure changes, combinations, additions, subtractions, adjustments, and naming are within the scope of the present invention without fundamental changes to the main functions and objectives of the present invention.

3. The charge and discharge device according to claim 1, wherein the power supply mode of the electric power required includes a normal electric power grid, a specific power grid, a power generating device, and other electric energy storage devices.

4. The charge and discharge device according to claim 1, which provides a service object including an electric bicycle, an electric motorcycle, an electric vehicle, a hybrid electric vehicle, other electric vehicles, other electric vehicles, other electric tools and equipment, a battery, Other storage and storage devices; its charging and discharging forms include ordinary wired connection charging and discharging, wireless connection (such as electromagnetic induction type, magnetic field resonance type, electromagnetic wave transmission type) charging and discharging.

5. The charging and discharging device according to claim 1, wherein the bank card issuing organization supported by the bank card includes, but is not limited to, China UnionPay, VISA, MasterCard, American Express, JCB, and Diners; And not limited to banks, credit unions, savings offices, loan companies, finance companies, trust and investment companies, and other financial institutions; the bank cards they support include, but are not limited to, credit cards, debit cards, change cards, and other financial institutions. Cards and other media for payment settlement function; At the same time, the system can provide IC card, magnetic card, electromagnetic induction card, barcode card, mobile phone swipe card and other card settlement module for non-financial institutions while supporting bank card settlement mode. It also supports the mutual settlement, transfer, payment and other management functions of bank cards and other cards, and improves user convenience when compatible with multiple settlement methods.

6. The charge and discharge device of claim 1, wherein the communication forms supported by the device include stand-alone wired communication, stand-alone wireless communication, and multi-machine networking centralized communication.

7 . The charge and discharge device according to claim 1 , wherein the charge and discharge function of the product is only chargeable, can only be discharged, and can simultaneously support charging and discharging; To a practically implemented product, its charge and discharge operation can provide only one charge and discharge configuration, or two charge and discharge configurations, or a specific number of multiple configurations.

8. The charge and discharge device of claim 1, which provides a service ticket printing function for an operator, including a service invoice, a receipt slip, a payment slip, and other receipts.

The charging and discharging device according to claim 1, which provides a management access function, and the background management mode thereof may be an in-situ background operation, or may be networked for remote management of the computer.

10. A method for bank card credit card charging and discharging, the method is a bank card swiping method for payment settlement, charging and discharging service, and at the same time performing fee settlement, realizing funds in service on the basis of safe charging and discharging Safe, fair, timely and accurate settlement between the supply and demand sides, payment and repayment of the balance.

11. The method according to claim 10, in the charging mode, predetermining the charging power, and calculating the estimated cost according to the charging price standard set in the background of the system, and taking into account other relevant factors, and deducting from the operator bank card account The corresponding amount is drawn to the account designated by the service provider, and after the charging is terminated, the funds with multiple deductions are returned from the account designated by the service provider.

12. The method according to claim 10, in the discharge mode, the system performs a discharge operation according to a rule set by an operator, and after the discharge is terminated, the system is based on the measured discharge amount and the discharge charge price standard set in the background, and Considering other relevant factors, the amount of electricity discharged into the electricity is transferred from the service provider's bank account to the operator's bank card account.

13. The system can provide charging and discharging combined services, charging one external setting at different one or more time periods, and performing discharging operation in other time periods or multiple times, and also supporting cyclic charging and discharging operations. When the operator combines charging and discharging of an external device, according to the principles of the above claims 11 and 12, the operator must ensure that a sufficient amount is retained in the bank account of the service provider for deduction during charging. After the operation is over, the balance is returned to the operator account.

14. The method according to claim 10, which can realize one or more charging and discharging services and related settlements at the same time, each process runs independently, does not affect and interfere with each other, and the system supports management support for one way and multiple paths.

15. The method according to claim 10, wherein the operator performs a card swipe operation as needed to perform fund transfer, process operation identity confirmation and operation, query, and the like. When the card is swiped, according to the characteristics of the business and the characteristics of the bank card, the password can be input or the password can be input as required, and the user operation steps can be reduced under the premise of ensuring safety.

16. The method of claim 10, wherein the system service provider can manage the bank account and funds and the settlement with the operator, and can also entrust a third party to manage or utilize the services supported by the third party. At the same time, the service provider can manage the equipment and background settings, manage, maintain and adjust the equipment operation, charging price, electricity price, other billing price and other data, and can also entrust the third party to manage. The management method can use the field management and remote management of the equipment.