WO2006066855A1 - Procede pour crediter un credit sur un compte pour des services de telecommunication prepayes sans utiliser de carte de debit - Google Patents

Procede pour crediter un credit sur un compte pour des services de telecommunication prepayes sans utiliser de carte de debit Download PDF

Info

Publication number
WO2006066855A1
WO2006066855A1 PCT/EP2005/013682 EP2005013682W WO2006066855A1 WO 2006066855 A1 WO2006066855 A1 WO 2006066855A1 EP 2005013682 W EP2005013682 W EP 2005013682W WO 2006066855 A1 WO2006066855 A1 WO 2006066855A1
Authority
WO
WIPO (PCT)
Prior art keywords
mobile phone
terminal
security module
mobile
credit
Prior art date
Application number
PCT/EP2005/013682
Other languages
German (de)
English (en)
Inventor
Andreas Morawietz
Original Assignee
Giesecke & Devrient Gmbh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Giesecke & Devrient Gmbh filed Critical Giesecke & Devrient Gmbh
Priority to EP05823312A priority Critical patent/EP1851947A1/fr
Publication of WO2006066855A1 publication Critical patent/WO2006066855A1/fr

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M15/00—Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70—Administration or customization aspects; Counter-checking correct charges
    • H04M15/755—Account identification
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/10—Account details or usage
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M2017/25—Prepayment of wireline communication systems, wireless communication systems or telephone systems using a code
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2215/00—Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/72—Account specifications
    • H04M2215/7222—Account identification

Definitions

  • the invention relates to a method for posting a credit on a billing account, via which a fee-based use of a mobile phone is billed. Furthermore, the invention relates to a mobile phone, a security module for a mobile phone and a system with at least one mobile phone and at least one terminal.
  • a security module which is designed, for example, as a chip card which is plugged into the mobile telephone.
  • the fees to be paid for the use of the mobile telephone can be billed via a billing account which is assigned to the mobile telephone via the access data used for proving the access authorization.
  • the billing account can be set up in such a way that the fees incurred are deducted directly from a previously created credit balance. In this case, a paid use of the mobile phone is only possible until the credit is used up. At the latest then the billing account must be recharged. Alternatively, it is also possible to carry a billing account without prepaid credit and to collect the fees posted there for each invoice for an agreed billing period.
  • the charging of the billing account can be carried out for example by means of prepaid cards, on each of which a charge code is printed concealed, which corresponds to a specific balance.
  • a charge code is printed concealed, which corresponds to a specific balance.
  • To charge the billing account such a prepaid card will become a purchased at the price corresponding to the equivalent value of the credit that can be generated with it.
  • the recharge code is uncovered, for example by rubbing the cover off.
  • the Aufladecode is typed into the mobile phone and transmitted using the mobile phone to the network operator, who then posted a corresponding balance on the associated billing account.
  • This approach is used in many ways, but requires a certain amount of operator effort on the part of the user of the mobile phone.
  • a certain number of prepaid cards must be constantly kept in the sales channel in order to avoid sales bottlenecks. This is associated with a corresponding capital commitment.
  • An alternative charging option is known from DE 101 26 939 A1.
  • the mobile phone is placed to charge the billing account on a marked support field of a credit-loading station, which is connected to a cash register.
  • the cash register After payment of the equivalent value of the desired credit, the cash register transmits a signal for the activation of a corresponding fee amount to the credit-loading station.
  • the credit-loading station then transmits a record for crediting the fee amount in the credit card of the SIM card of the mobile phone and establishes a data connection to the server of the mobile service provider in order to notify the process. This causes the server to make an activation of a corresponding fee amount.
  • the object of the invention is to make charging for a mobile telephone as user-friendly as possible with as little effort as possible.
  • a payment is made to a terminal. Furthermore, a charging code is transmitted from the terminal to the mobile phone or to a security module provided for the operation of the mobile phone.
  • the inventive method is characterized in that the charging code is transmitted from the mobile phone via a mobile network to a recipient who then posts the balance on the billing account.
  • the invention has the advantage that it allows a very simple and comfortable posting a credit on the billing account. It is particularly advantageous that no manual input of the recharge code is required. Another advantage is that a terminal can be used without online connection for the provision of the recharge code and thus the cost of posting can be kept very low.
  • the charging code is preferably transmitted contactlessly to the mobile phone or security module. As a result, the handling is facilitated and it eliminates the effort for the formation of terminal contacts. In addition, the charging process can be carried out very quickly, since the mobile phone or the security module only has to be approximated to the terminal. In particular, the upload code is transmitted to the mobile phone or security module using near fields.
  • a data transmission by means of near fields can be realized with relatively little effort and also has the advantage that as a result of the very short range of incorrect operation and manipulation are largely excluded.
  • the recharge code can be transferred to the mobile phone or security module via a secure data connection.
  • additional data which are not related to the posting of the balance, can be transmitted from the terminal to the mobile phone or the security module.
  • the posting can, for example, additionally be used for updating or supplementing the software of the mobile telephone or of the security module.
  • information regarding the terminal can be transmitted from the mobile phone to the recipient. This allows a later assignment of the payment of the credit to a particular terminal.
  • the mobile telephone according to the invention has a first interface for communication via a mobile radio network and a second interface for the transmission of management of communication independent of the mobile network.
  • the mobile telephone according to the invention is characterized in that it implements a function which transmits a charging code received by a mobile terminal from a terminal via the second interface for booking a credit balance to a billing account, via which a chargeable use of a mobile telephone is billed sends the first interface.
  • the security module according to the invention for a mobile telephone has an integrated circuit for storing and / or processing data.
  • the peculiarity of the security module according to the invention is that in the integrated circuit, a function is implemented, which causes the mobile phone, received by the security module or the mobile phone from a terminal Aufladecode to deposit a credit on a billing account, via the use of a fee Mobile phones is billed to transmit over a mobile network to a recipient.
  • the security module preferably has a first interface for communication with the mobile telephone and a second interface for communication with the terminal.
  • the invention further relates to a system with at least one mobile telephone and at least one terminal for providing a recharge code for posting a credit to a billing account, via which a chargeable use of a mobile phone is billed.
  • the mobile phone is based on the abovementioned Formed way or has a security module according to the invention formed on.
  • 1 is a simplified block diagram of an arrangement with a mobile phone
  • FIG. 2 shows a simplified block diagram of a terminal with the aid of which the billing account can be charged in the manner according to the invention
  • Fig. 3 is a schematic representation of the procedure according to the invention for charging the billing account.
  • Fig. 1 shows a simplified block diagram of an arrangement with a mobile phone 1.
  • the mobile phone 1 has a security module 2, which is formed for example as a smart card, which is inserted into the mobile phone 1.
  • the security module 2 is shown as a separate block next to the mobile phone 1.
  • the mobile telephone 1 furthermore has an electronic circuit 3, which has an air interface 4 and a serial interface 5. In place or in addition to the serial
  • Interface 5 may further be provided a parallel interface and / or a USB interface.
  • an NFC interface 6 or another interface for contactless data transmission over a short distance may be provided, for example another RFID interface.
  • NFC stands for near field communication and refers to the data transmission via near fields.
  • RFID means Radio Frequency Identification.
  • the serial interface 5 is connected to a contacting unit 8.
  • the NFC interface 6 is connected to an antenna coil 9, which is optionally present according to the NFC interface 6.
  • the security module 2 has an integrated circuit 12 with a serial interface 13.
  • the integrated circuit 12 has an NFC interface 14 or other interface for contactless data transmission over short distances.
  • the mobile phone 1 and the security module 2 are coordinated so that at least one of the NFC interfaces 6 or 14 is present.
  • the serial interface 13 of the security module 2 is connected to a contact pad 15, which is contacted by the contacting unit 8 of the mobile phone 1 touching.
  • An optional antenna coil 16 is connected to the NFC interface 14 of the security module 2.
  • FIG. 1 furthermore shows symbolically a mobile radio network 17 via which the mobile telephone 1 communicates with the aid of the air interface 4.
  • a computer 18 of a network operator is connected, which has a memory 19.
  • the data of a billing account 20 are stored, which the network operator for billing at the use of the mobile phone 1 resulting fees is performed.
  • telephone conversations can be handled and short messages can be sent and received via the air interface 4 of the mobile telephone 1.
  • the mobile phone 1 must first be registered with the aid of the security module 2 in the mobile radio network 17.
  • the required communication between the mobile phone 1 and the security module 2 is handled via the serial interface 5 of the mobile phone 1 and the serial interface 13 of the security module 2.
  • the billing account 20 has sufficient credit.
  • the terminal 21 shows a simplified block diagram of a terminal 21 with the aid of which the billing account 20 can be charged in the manner according to the invention.
  • the terminal 21 is preferably an offline device, ie there is no online connection between the terminal 21 and the computer 18 of the network operator.
  • the terminal 21 has an electronic circuit 22 which has an NFC interface 23 or another interface for contactless data transmission over short distances.
  • An antenna coil 24 is connected to the NFC interface 23 of the terminal 21.
  • the terminal 21 further comprises a keyboard 25, a display 26 and a payment module 27, which are each connected to the electronic circuit 22 see.
  • the payment module 27 is used to process the payment of the equivalent value of the credit, which is posted by means of the terminal 21 to the billing account 20 on.
  • the payment Can be cash or cashless.
  • the charging of the billing account 20 by means of the terminal 21 will be explained in detail with reference to FIG. 3.
  • FIG. 3 shows a schematic representation of the procedure according to the invention for charging the billing account 20. Shown are three particularly significant process steps, which are carried out one after the other in the direction of the arrow, wherein in each case intermediate steps may be added, which are explained in more detail below.
  • the user of the mobile telephone 1 first pays the equivalent of the desired credit at the terminal 21.
  • the user inserts a banknote 28 into the payment module 27 of the terminal 21.
  • the payment module 27 checks the banknote 28 with regard to its denomination and its authenticity and then establishes a secure data connection to the mobile telephone 1 or its security module 2. Since the secure data connection is established via the NFC interface 23 of the terminal 21 and the NFC interface 6 of the mobile telephone 1 or the NFC interface 14 of the security module 2, the mobile telephone 1 or the security module 2 must be at this time in transmission range to the NFC interface 23 of the terminal 21 are located.
  • the terminal 21 generates a re-usable charging code representing the credit to be recorded.
  • the recharge code is transmitted via the secure data connection to the mobile phone 1 or the security module 2 and stored there. This is shown in the middle part of Fig. 3.
  • further data such as short messages, JA VA programs, etc., can be transmitted from the terminal 21 to the mobile telephone 1 or to the security module 2.
  • the mobile telephone 1 or the security module 2 transmits an acknowledgment to the terminal 21 and thereby signals the successful completion of the process.
  • the mobile phone 1 or the security module 2 can now be removed again from the terminal 21.
  • the charging code stored in the mobile telephone 1 or in the security module 2 is transmitted via the air interface 4 of the mobile telephone 1 and the mobile radio network 17 to the computer 18 of the network operator.
  • the transmission is carried out by an application which is implemented either in the mobile telephone 1 or in the security module 2.
  • the receipt of the charging code triggers in the computer 18 of the network operator a posting of the billing account 20 by the corresponding credit.
  • z. B. an identification number transmitted to the computer 18 of the network operator.
  • the payment of the credit can be assigned to a specific terminal 21.
  • the credited to the billing account 20 balance is now available for a fee-based use of the mobile phone 1, in the context of which the respective fees are paid from the balance.

Landscapes

  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

La présente invention concerne un procédé pour créditer un crédit sur un compte (20) qui permet de régler une utilisation payante d'un téléphone mobile (1). Les procédés courants qui utilisent une carte de débit présentent l'inconvénient que la manipulation pour entrer le code de recharge se trouvant sur la carte de débit est très complexe et sujette aux erreurs et qu'il est nécessaire de fabriquer, distribuer et approvisionner les cartes de débit. Selon le procédé de cette invention, un paiement est effectué à un terminal (21) et un code de recharge est transmis du terminal (21) au téléphone mobile (1) ou à un module de sécurité (2) permettant le fonctionnement du téléphone mobile (1). Ce procédé est caractérisé en ce que le code de recharge du téléphone mobile (1) est transmis par l'intermédiaire d'un réseau de téléphonie mobile (17) à un récepteur (18) qui crédite alors le crédit sur le compte (20).
PCT/EP2005/013682 2004-12-21 2005-12-19 Procede pour crediter un credit sur un compte pour des services de telecommunication prepayes sans utiliser de carte de debit WO2006066855A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
EP05823312A EP1851947A1 (fr) 2004-12-21 2005-12-19 Procede pour crediter un credit sur un compte pour des services de telecommunication prepayes sans utiliser de carte de debit

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
DE200410061479 DE102004061479A1 (de) 2004-12-21 2004-12-21 Verfahren zum Aufbuchen eines Guthabens
DE102004061479.2 2004-12-21

Publications (1)

Publication Number Publication Date
WO2006066855A1 true WO2006066855A1 (fr) 2006-06-29

Family

ID=36580258

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/EP2005/013682 WO2006066855A1 (fr) 2004-12-21 2005-12-19 Procede pour crediter un credit sur un compte pour des services de telecommunication prepayes sans utiliser de carte de debit

Country Status (3)

Country Link
EP (1) EP1851947A1 (fr)
DE (1) DE102004061479A1 (fr)
WO (1) WO2006066855A1 (fr)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE102010052648A1 (de) * 2010-11-30 2012-05-31 Vodafone Holding Gmbh Verfahren, Informationsträger und mobiles Endgerät zur Erhöhung eines Guthabens auf einem Guthabenkonto

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE19716068A1 (de) * 1997-04-17 1998-10-22 Giesecke & Devrient Gmbh Verfahren zur Erzeugung eines Guthabens mittels eines vorausbezahlten Wertgutscheins
DE20020035U1 (de) * 2000-11-25 2001-03-22 Beck Klaus Ausgabeterminal
WO2001063569A1 (fr) * 2000-02-22 2001-08-30 Brodos Ag Procede pour alimenter un compte client de services de telecommunication et systeme de chargement correspondant
WO2003012717A1 (fr) * 2001-07-30 2003-02-13 C-Sam, Inc. Systeme de distribution et d'utilisation de cartes de valeurs stockees virtuelles
WO2003101082A1 (fr) * 2002-05-24 2003-12-04 Orga Kartensysteme Gmbh Procede, programme informatique et systeme informatique pour service de telecommunication prepaye
DE10305621A1 (de) * 2003-02-11 2004-08-26 Holger Leusch Verfahren und Vorrichtung zur Nutzung von Pre-Paid- oder Calling Card Dienstleistungen für Mobiltelefone

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AU7061098A (en) * 1997-04-15 1998-11-11 Non Can Jam Trading (Pty) Limited Method for electronically vending, distributing, and recharging of pre-p aid value, a vending machine and an electronic system for use therein
DE59804818D1 (de) * 1997-06-27 2002-08-22 Swisscom Mobile Ag Transaktionsverfahren mit einem tragbaren Identifizierungselement
ES2218832T3 (es) * 1997-06-27 2004-11-16 Swisscom Mobile Ag Procedimiento de transaccion con un aparato movil.
DE10008132A1 (de) * 2000-02-22 2001-09-06 Brodos Ag Verfahren zur Aufladung eines Prepaid-Kundenkontos und Vorrichtung zur Durchführung des Verfahrens
DE10029333A1 (de) * 2000-06-20 2002-01-03 Tjark Bergmann Verfahren zur Einzahlung auf ein Guthabenkonto eines Mobilfunktelefons und Einzahlungsautomat zur Durchführung des Verfahrens
DE10029337A1 (de) * 2000-06-20 2002-01-10 Tjark Bergmann Verfahren zur Vereinfachung des Zahlungsverkehrs durch Aufbau eines Kontos und Einzahlung hierauf sowie Automat zur Durchführung des Verfahrens
DE10148005A1 (de) * 2001-09-28 2003-04-17 Siemens Ag Bearbeitung von Aufträgen zur Auffüllung eines Mobilfunkguthabens
DE10156177A1 (de) * 2001-11-15 2003-06-05 Siemens Ag Verfahren und Anordnung zur Durchführung einer bargeldlosen Zahlungstransaktion

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
DE19716068A1 (de) * 1997-04-17 1998-10-22 Giesecke & Devrient Gmbh Verfahren zur Erzeugung eines Guthabens mittels eines vorausbezahlten Wertgutscheins
WO2001063569A1 (fr) * 2000-02-22 2001-08-30 Brodos Ag Procede pour alimenter un compte client de services de telecommunication et systeme de chargement correspondant
DE20020035U1 (de) * 2000-11-25 2001-03-22 Beck Klaus Ausgabeterminal
WO2003012717A1 (fr) * 2001-07-30 2003-02-13 C-Sam, Inc. Systeme de distribution et d'utilisation de cartes de valeurs stockees virtuelles
WO2003101082A1 (fr) * 2002-05-24 2003-12-04 Orga Kartensysteme Gmbh Procede, programme informatique et systeme informatique pour service de telecommunication prepaye
DE10305621A1 (de) * 2003-02-11 2004-08-26 Holger Leusch Verfahren und Vorrichtung zur Nutzung von Pre-Paid- oder Calling Card Dienstleistungen für Mobiltelefone

Also Published As

Publication number Publication date
EP1851947A1 (fr) 2007-11-07
DE102004061479A1 (de) 2006-06-29

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