US1098992A - Account sheet or book. - Google Patents

Description

A. E. SWAYNE. ACCOUNT SHEET OR BOOK.

APPLICATION FILED NOV. 15, 1912. 1,098,992.

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Patented June 2, 1914.

A. B. SWAYNE.

I ACCOUNT SHEET OR BOOK. APPLIUATION FILED NOV. 15, 1912.

Patented June 2, 1914.

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' convenience and AUGUSTUS LE. SWAYNE, 0]? AS HEVILLE, NORTH CAROLINA.

ACCOUNT SHEET 0R BOOK.

incense.

To all whom it may concern:

Be it known that I, AUcUsrUs E. SWAYNE, a citizen of the United States, residing at Asheville, in the county of Buncombe and State of North Carolina, have invented new and useful Improvements in Account Sheets or Books, of which the following is a specification.

This invention relates to account sheets or books particularly designed for the use of banks and other business concerns keeping a daily or weekly balance, the primary object of the invention being to provide a novel construction of account sheets whereby the operation of segregating the particular accounts affected, keeping a record of the cur rent balances thereof and determining the balance standing of the bank or other business concern at the close of each days or each weeks business may be carried out with ease and facility, and with a minimum amount of time and labor.

A further object of the invention is to provide an account sheet having appropriate columns to receive entries respecting withdrawals, deposits and permanent balances at stated periods, and an extension column provided with tabs to receive the balance entries for temporary use, which tabs are adapted to be partially separated and turned back before detachment, so as to expose for convenience those accounts only which are affected in a book or series of sheets so that the items may be totaled upon an adding machine.

A still further object of the invention is to provide an account sheet of the character described having duplicate extension or temporary balance columns so arranged that the opposite faces of the sheet may be successively used, so that when one face or side is filled out the sheet may be reversed and the other side or face employed, with resultant economy. The invention consists of the features of construction, combination and arrangement of parts hereinafter fully described and claimed, reference being had to the accompanying drawings, in which,-

Figure l is a plan view of an account book embodying my invention, opened to expose one of the account sheets, and showing in dotted lines the tab 0' the affected accounts extended for use in determining the total balance. Fig. 2 is a similar view of the closed book reversed to expose the faces of Specification of Letters Patent. Application filed November 15, 1912. Serial No.

Patented June 2, 1914. 731,575.

the extended tabs in order to permit the entries thereon to be added. Fig. 3 is a vlew of one of the sheet removed, showing the tab of the affected accounts illustrated in Fig. 1 turned out or extended, and also showing the sheet turned back to partially expose the face of the extension column at the left hand edge thereof. Fig. i is a fragmentary view of the sheet illustrating on an enlarged scale the construction of the tabs. Fig. 5 is a view showing a modified construction.

Referring to the drawings, 1 designates an account sheet the face 2 of'which is horizontally and vertically ruled to provide a head space 3 and vertical columns 4, 5, 6, 7 and 8, respectively. The space 3 is designed to receive suitable written or printed indicative matter, such as the name or title of the bank or other business concern and the name of the depositor or firm or party whose account is represented thereby. In the present instance, the sheet is printed, for purposes of illustration, to serve as a balance sheet for an individual depositor of a bank or other depository, and the columns 4, 5, 6, 7 and 8 are respectively appropriately headed or designated. to receive date entries, memoranda pertaining to the respective entries, and the amounts of checks or withdrawals, deposits and permanent balances at different periods, the column 8 constituting a permanent balance column.

Along its right hand margin or edge the sheet is provided with an extension column or temporary balance column, ruled like the remaining columns, the transverse spaces or divisions of the columns registering with each other. In line with these transverse spaces or divisions the column 9 is provided with transverse tabs 10, adapted to receive balance entries corresponding to those in the registering transverse spaces of the column 8. Each tab 10 is partially separated from the sheet by slits in such manner that its outer end is intact with the sheet, while its inner end 11 is separated therefrom and its longitudinal edges are connected with the sheet at spaced intervals by intact portions 12. Preferably the end 11 of the tab is creased to offset it slightly from the face of the sheet so that it may be readily grasped between the thumb and forefinger for manipulation and removal.

In practice any required number of the sheets may be bound together, if desired, for

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entries have been made so that a total of the afiected balances may be obtained for the purpose set forth. By this means considerable time and labor is saved over the ordinary practice of balancing commonly employed by banks and other business institutions, as will be readily understood.

Many modifications Within the spirit and scope of the invention as defined in the appended claim may be made. For instance, the opposite or obverse face 15 of the sheet may be ruled as shown and described and said sheet provided along its left hand edge or margin with a column 16 similar to the column 9 and adapted for use in conjunction with the face 15, so that after the side or face 2 of the sheet is filled up the sheet may be reversed and its opposite side used with resultant economy, as will be readily apparent.

use in keeping a record of different accounts, or the sheets may be bound in book form between permanent covers, or, as shown in the present instance, the sheets may be of the loose-leaf type and bound bet-ween detachable covers 13 and 1a, or detachably mounted between fixed covers in any suitable manner. Also, if desired, the faces of the sheets may be left blank or unruled for subsequent ruling to suit any desired character of business or purpose, and for the specific use disclosed the columns and printed matter may vary as occasion may require.

Assuming, for the purpose of indicating one more of use of my improved account sheets or book, that the sheets are bound together and employed for keeping records of the balances of a number of individual accounts to show the balance of any account at any particular time, it will be understood by reference to Jig. 1 that the entries relating to any particular account sheet are Or, as shown in Fig. 5, the temporary balance column 9 or 16 may be made by folding a marginal portion over upon the placed therein at the stated period, the face of the sheet, as indicated at 17, and amounts denoting the balances between providing said marginal portion with tabs of the character described. The fold or marginal portion may be pasted to the sheet or otherwise retained in position.

I claim An account sheet having a suitably designated name receiving space and a plurality of suitably designated vertical transversely ruled columns for entries respecting dates, memoranda, checks or withdrawals, deposits and balances from day to day, an extension column at one of its side margins associated with the said column for balances, said extension column being turned inwardly and over upon the wardly therefrom and being provided with transverse spaces registering with the transverse spaces of the balance columns to receive corresponding items, said spaces being withdrawals and deposits being placed for permanent record in the column 8. After all the sheets applying to the various accounts affected by changes in the balances have been posted up, the standing or balances of the various accounts up to the current day or period will be accurately given. As the permanent balance of each sheet is placed in the column 8, a like entry is made upon the face of the tab 9 in register therewith, after which the projecting inner end of the tab is grasped and the tab manipulated to break the intact portions 12 and turned outwardly to extend beyond the margin of the sheet and reverse its face portion, as shown. All the entries upon the various sheets relating to the affected accounts having been made, and the tabs turned outward or extended as described, the bookkeeper or accountant by simply turning over the book will expose the faces of the extended tabs, enabling the amounts of the balances of the accounts which have changed to be readily and conveniently inspected and added upon an adding machine or otherwise. By then comparing the total balances obtained with the previous total balance the balance of the bank or other business concern at the conclusion of a days business or other working period may be easily determined.

it will be seen from the foregoing description that the construction of the sheets with the extensible tabs enables the bookkeeper or accountant to quickly and conveniently segregate the balances of those accounts which are afiected from those remaining unaffected and to dispose the tabs upon which their outer ends and separated therefrom at spaced intervals along their longitudinal edges, said tabs being wholly separated from the sheet at their inner ends and offset slightly therefrom, tension column is turned outward the faces of the tabs will be exposed, allowing the inner free ends of the tabs to be gripped and said tabs separated along their longitudinal edges from ward so that the items thereon may be inspected from the back of the sheet.

In testimony whereof I affix my signature in presence of two witnesses.

AUGUSTUS E. SWAYNE.

Witnesses:

C. C. Hines, BENNETT S. JoNEs.

(James of this patent may be obtained for five cents each, by addressing the Commissioner of Patents,

Washington, D. C.

balance column and outprovided with tabs intact with the sheet at whereby when the exthe sheet and turned out-

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