TWI380244B - - Google Patents

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TWI380244B
TWI380244B TW097138470A TW97138470A TWI380244B TW I380244 B TWI380244 B TW I380244B TW 097138470 A TW097138470 A TW 097138470A TW 97138470 A TW97138470 A TW 97138470A TW I380244 B TWI380244 B TW I380244B
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Taiwan
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transaction
processing
media
pattern
style
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TW097138470A
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TW200935361A (en
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Hitachi Omron Terminal Solutions Corp
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1380244 九、發明說明: 【發明所屬之技術領域】 入操作,對存 理之交易處理 本發明係關於一種根據使用者所進行之輸 鈔交易、取紗交易、轉帳交易等交易進行處 裝置及交易處理方法。 【先前技術】 3又仍孟喊機構中之現金自動櫃員機(以下稱為1380244 IX. Description of the Invention: [Technical Field of the Invention] The present invention relates to a transaction and a transaction based on a transaction such as a banknote transaction, a yarn taking transaction, a transfer transaction, etc. performed by a user. Approach. [Prior Art] 3 is still slamming the cash ATM in the organization (hereinafter referred to as

ATM (Aut。Teller Maehine)) ’能夠進行存鈔交易取鈔交 易、轉帳交易等類別之交易。ATM係根據使用者之輸= 作對各種交易進行處理者。又,曾提議提昇使用者連續進 打複數個交易時之操作性,使ATM之處理效率提昇。 例如’專利文m(日本專利特開平u_86〇9〇號公報)中提 議有如下趟,其可連續進行卡片之存鈔交易或轉帳交 易。該ATM將「卡片之存鈔交易+轉帳交易」作為交易類 別之選擇項目,顯示於交易選擇畫面上。當使用者選㈣ 「卡片之存鈔交易+轉帳交易」時,則受理使用者之卡 片,對存鈔交易與轉帳交易進行連續處理,並於該等交易 之相關處理結束之後,將卡片返還使用者。 又,亦提議有如下ATM,將包含轉帳收款方之金融機構 祖碼或帳號等之轉帳收款方資訊,預先記憶於進行轉帳交 易時使用之卡片(轉帳卡)中,當進行轉帳交易時,可藉由 利用自轉帳卡中讀取之轉帳收款方資訊,使得使用者闕於 轉帳收款方資訊之輸入操作變得簡易。進而,專利文獻2 (日本專利特開平U-73539號公報)中,提議不僅將轉帳收 135J2J.doc 1380244 款方資訊而且亦將轉帳金額記憶於轉帳卡中,由此便可使 得使用者進行轉帳交易之輪入操作變得更加簡易。 【發明内容】 然而,專利文獻1所提出之構成中,若使用者連續進行 之複數個交易之組合未成為交易類別之選擇項目,則叙法 提昇使用者之操作性或ATM之處理效率。亦即,若使用者 連續進行之複數個交易之組合未成為交易類別之選擇項 目,則使用者就要—處理該等交易。 另一方面,隨著ATM能夠進行之交易類別之增加或者使 用者需求之多樣化,使用者連續進行之複數個交易之組合 變得多種多樣。因而,專利文獻1之ATM於使用者連續進 行之複數個交易之組合中,僅對一部分組合’只謀求使用 =之#作性或顧之處理效率提昇。換言之,對使用者連 續進行之複數個交易之組合,其大部分未能謀求使用者之 操作性或ATM之處理效率提昇。 再者’專利文獻2僅提出簡化使用者進行轉帳交易時之 ^^桑作,而對於使用者連續進行之複數個交易,並未謀 求該等父易處理所需之時間縮短。 本發明之目的在於提供一種配合使用者之需求,對該使 用者連續進行之複數個交易,謀求交易處理所需之時間縮 短’使處理效率提昇之交易處理裝置及交易處理方法。 本:明之交易處理裝置以如下方式構成,以解決上述課 碭,達成其目的。 月之交易處理裝置係媒體處理機構受理媒體,讀取 135I21.doc 1380244 該媒體所記憶之嫖體 ic卡或磁卡,且對每一 § 。媒體例如係接觸式或非接觸式 t包含登記有逹^理之使用者發行。媒體資訊 对所含之交易樣式既可Γ:Τ交易樣式。媒體資 式選擇受理機構自上 '可為複數個。交易樣 訊中所含之交易樣Μ 構由媒體讀取之媒體資 而,連續交易處理機二1=由意上之:易樣式之選擇。繼 機構受理選擇之交易樣式中复^易樣式選擇受理 易。 复數個又易,連續處理各交 因此藉由將符合進行交易之使用者需求之 先記憶於對該使用者發行之媒體中,可對 樣式預 行之複數㈣x者連續進 效率提昇。 &斤需之時間縮短,使處理 當使用者進行複數個交易之情形時’為減少該使用 入、取回卡片之次數’較好的是構成如下:對於 媒體處理機構,於上述連續交易處理機構對 之qATM (Aut. Teller Maehine)) 'A transaction that can carry out a banknote transaction, a banknote transaction, a transfer transaction, and the like. ATM is based on the user's input = for processing various transactions. In addition, it has been proposed to improve the operability of users in the continuous trading of multiple transactions, so as to improve the processing efficiency of ATM. For example, the 'patent text m (Japanese Patent Laid-Open Publication No. U-86〇9〇) proposes the following, which can continuously perform card deposit transactions or transfer transactions for cards. The ATM displays "card deposit transaction + transfer transaction" as a selection item in the transaction category and displays it on the transaction selection screen. When the user selects (4) "Card deposit transaction + transfer transaction", the user's card is accepted, the banknote transaction and the transfer transaction are processed continuously, and the card is returned after the relevant processing of the transaction is completed. By. In addition, the following ATM is also proposed to store the information of the transfer recipient of the financial institution's ancestor or account number including the transfer recipient in advance in the card (debit card) used for the transfer transaction, when the transfer transaction is performed. By using the transfer payee information read in the self-transfer card, the user can easily input the information of the transfer payee information. Further, in Patent Document 2 (Japanese Patent Laid-Open Publication No. U-73539), it is proposed to transfer not only the transfer information but also the transfer amount to the debit card, thereby enabling the user to transfer the money. The round-up operation of the transaction has become easier. SUMMARY OF THE INVENTION However, in the configuration proposed in Patent Document 1, if the combination of a plurality of transactions continuously performed by the user does not become a selection item of the transaction type, the description improves the operability of the user or the processing efficiency of the ATM. That is, if the combination of a plurality of transactions that the user has continuously performed does not become a selection item of the transaction category, the user is required to process the transactions. On the other hand, as the types of transactions that ATM can perform increase or the needs of users are diversified, the combination of multiple transactions that the user performs continuously becomes diverse. Therefore, in the combination of the plurality of transactions that the user continuously performs in the patent of Patent Document 1, only a part of the combination is sought to use or to improve the processing efficiency. In other words, most of the combinations of multiple transactions that the user continues to make are not seeking user operability or ATM processing efficiency. Further, 'Patent Document 2 only proposes to simplify the user's transfer transaction, and for the plurality of transactions that are continuously performed by the user, the time required for the process of the parent is not shortened. SUMMARY OF THE INVENTION An object of the present invention is to provide a transaction processing apparatus and a transaction processing method which increase the processing efficiency by a plurality of transactions which are continuously performed by the user in accordance with the needs of the user, and the time required for the transaction processing is shortened. This: The transaction processing device of the Ming is constructed in the following manner to solve the above-mentioned lessons and achieve its purpose. The monthly transaction processing device is the media processing organization that accepts the media and reads 135I21.doc 1380244 the media ic card or magnetic card memorized by the media, and for each §. The media, for example, contact or contactless t contains a user registration registered with the user. Media Information The trading styles included are: Τ trading style. The media resource selection and acceptance agency can be plural from the above. The transaction sample contained in the transaction sample is organized by the media. The continuous transaction processor 2 1 = by the intention: the choice of easy style. Following the acceptance of the transaction style selected by the institution, the selection of the style is easy. Multiples are easy to process, and each transaction is continuously processed. Therefore, by preserving the user's needs for the transaction in the media distributed to the user, the plural (4) x of the pattern can be continuously improved. The time required for & jin is shortened, so that when the user performs a plurality of transactions, 'to reduce the number of times the card is used and retrieved' is preferably configured as follows: for the media processing organization, the above-mentioned continuous transaction processing Institutional

樣式中所登記之複數個交易全部進行處理父易 理之媒體放出至媒體投入口。 將本次X 又,對於上述連續交易處理機構,較好的是構成如下. 使貨幣處理機構整批處理登記於經選 .The plurality of transactions registered in the style are all processed to the media of the parent to be released to the media input. This time, X, for the above-mentioned continuous transaction processing mechanism, is preferably configured as follows. The currency processing organization is registered in the batch process.

、、详之父易樣式中g 數個交易相關之收入貨幣或者支出貨幣。 I 又,設置有交易樣式更改/追加受理機構,其係 述媒體處理機構對自媒體讀取之媒體音 ’、又理上 姻·貝讯I千所含之 式所登記之交易之更改輸入、或者使已讀取該媒體資訊之 135121.doc ι^«0244 媒體追加記憶之交易樣式之設定輸入; 上述媒體處理機構亦可構成如下:基於上述交易樣式更 改/追加受理機構所受理之更改輸入或追加輸入’更新作 為媒體資訊由媒體所記憶之交易樣式。若如此構成,則使 用者便可自由登記符合自身需求之交易樣式。 又亦可°又置確認機構,其係對經上述交易樣式選擇受 理機構受理選擇之交易樣式中所登記之每一交易,於上述 連續交易處理機構開始處理時,確認是否執行該交易。 再者輸出機構亦可構成如下:於上述連續交易處理機 構對i選擇之父易樣式中登記之複數個交易進行處理時產 生障礙之情形,輸出障礙產生時刻之該交易樣式之進行狀 況。由該輸出機構輸出之交易樣式之進行狀況既可為例如 樣式中所登記之每一交易,輸出障礙產生時刻之 未結束者,亦可為除了輸出障礙產生時刻之結束 或者未結束外’還輸出收入支出金額者 輸出既可為顯示器中之顯干榦出 進仃狀況之 印輸出。 中之,輸出,亦可為列印於傳票之列 如此一來’使用者或工作人員便能獲知障礙產生時之交 ^進行狀況,便能順利進行恢復後由何種交易執行等恢復 後之對應或者收入貨幣或支出貨幣之處理。 =發明,可配合使用者之需求,對該 效率提昇。 斤而之時間縮短’使處理 【實施方式】 135 丨 2 丨.doc 1380244 以下’就•本發明之交易處理裝置之實施形態加以說明。 於此,以設於金融機構店面中之現金自動櫃員機(以 下’稱為ATM)為例加以說明。圖"系表示該纏之外觀之 概略圖,®2係表示ΑΤΜ之主要部分構成之方塊圖。應 1根據使用者之輸入操作,對存鈔交易、取鈔交易、轉帳 交易等各種交易進行處理βΑΤΜ 1具備控制部2、卡片處 理部3、紙幣處理部4、硬幣處理部5、存摺處理部6、收據 發行部7、顯示部8、操作部9、及通信部1(^控制部2對本 體各部之動作進行控制,以處理上述各種交易。 卡片處理部3,取入投入至本體前表面上所設之卡片投 入口 3a中之卡片2〇’讀取該卡片2〇所記憶之卡片資訊。卡 片20所記憶之卡片資訊中,包含識別卡片之卡號、表示相 應帳戶之帳號、登記著進行連續處理之複數個交易之交易 樣式等資訊。1¾交易樣式相關之資訊隨後加以詳細說明。 卡片20右具備s己憶與交易樣式相關之資訊之記憶容量,則 既可為磁卡’亦可為接觸式或非接觸式…卡。於此,對卡 片2〇為接觸式1C卡之情形加以說明。 %處理4對與交易相關之存鈔紙幣或取鈔紙幣進行 處理。紙幣處理部4具備紙幣運送路徑,該紙幣運送路徑 於設於本體前表面之紙幣存取鈔口仏與設於本體内部之紙 幣儲存ϋ之間運送紙幣。紙幣儲存£按照貨幣類別設置。 於、代帶運送路徑之中途,設有暫時保存存鈔紙帶之存鈔紙 幣暫時保存部及暫時保存取鈔紙幣之取鈔紙幣暫時保存 部。又,用以辨識紙幣真偽或貨帶種類之紙幣辨識部,設 I35121.doc 1380244 於紙幣運送路徑之中途。硬幣處理部5對與交易相關之存 鈔硬幣或取鈔硬幣進行處理。硬幣處理部5具有硬幣運送 路徑’該硬幣運送路徑於設於本體前表面之硬幣存取鈔口 5a與設於本體内部之硬幣儲存匣之間運送硬幣。硬幣儲存 匣按照貨幣類別設置。於硬幣運送路徑之中途,設有暫時 保存存鈔硬幣之存鈔硬幣暫時保存部及暫時保存取鈔硬幣 之取鈔硬幣暫時保存部。又,用以辨識硬幣真偽或貨幣種 類之硬帶辨識部,設於硬带運送路徑之中途。 存摺處理部6取入投入至本體前表面上所設置之存摺投 入口 6a之存摺,並對該存摺進行交易内容之列印等。又, 存擅處理部6使列印著交易内容之存擅退出至存摺投入口 以。收據發行部7使列印著交易内容之收據退出至設於本 體前表面上之收據發行口。顯示部8使得用於使用者之操 作引導畫面等,顯示於設於本體前表面之顯示器8&上。操 作部9具備貼附於顯示器8a之畫面上之觸摸面板9a、及小 =等輸入元件’來損測使用者之輸入操作。通信部_ 1用線路或專用線路,對與設於中心之主裝置(未圓 :通:言進行控制。主裝置於開設於金融機構之每一帳戶 己=於該帳戶官理之管理資訊(帳號、存鈔餘額、 在碼、父易記錄等)。 川該顧1具備如^功能,當由卡片處理部3受理之卡片 s己憶著登記有複數個交易組合之交 登記於經選擇之交县描々由 樣式之情形時’對 擇之乂易樣式中之複數個交易進行連續處理。於 135121.doc U80244 此’對與卡片20所記憶之交易樣式相關之資訊加以說明β 圖3係表示卡片所記憶、且與交易樣式相關之資訊之圖。 該交易樣式相關之資訊,由圖3(Α)所示之樣式表格以及圖 3(B)所示之交易内容表格構成。交易樣式表格係樣式編 號、樣式名稱、交易編號對應於每一交易樣式之表格。樣 式編號係識別該交易樣式之編號,樣式名稱係該交易樣式 之名稱,父易編號係表示該交易樣式中進行處理之交易之 '扁號例如,圖3(Α)中之樣式編號1係樣式名稱為ΑΑΑ, 且對交易編號A '交易編號Β以及交易編號c之三個交易進 订連續處理之交易樣式,樣式編號2係樣式名稱為, 對乂易編號D、父易編號E、交易編號F以及交易編號g 之四個交易進行連續處理之交易樣式。樣式名稱如下所述 可由使用者任意設定。交易内容表格係對交易編號登記於 父易樣式表格中之每一交易,登記著其内容之表格。交易 内容表格係交易編號、交易類別以及交易内容對應於每一 二易:J格。交易編號與登記於樣式表格中之交易編號對 係存鈔交易、取鈔交易、轉帳交易等 !二易内容係存鈔金額'取鈔金額、轉帳金額、轉帳收 ▼ 人、融機構密碼、轉帳收款方帳號 之資訊。交易内容中,不含有處理該父易所必需 ⑼$ 易所不f要之Μ 存金y 乂易之情形時之取鈔金額、 收款方金融機槿浓a 轉帳金額、轉帳 喊饑構也碼、轉帳收款方帳號等)^ 再者,於此使卡片胸樣式表格及交易 表格記憶與交易樣式相關之資訊 :格之兩個 J構成為以匯成_ 135I21.doc ,=憶樣式表格以及交易内容表格,亦可構成為分 易:=表格來進行記憶。亦即,卡片2°所記憶之交 樣訊,歧連續進行處理之複數個交易以及 各父易之内容制於每4易料,躲㈣式均可。 動^^ΓΑΤΜ&㈣係表示趟之 作之流程圖。ΑΤΜ1於顯示器83令顯示圖5所示之初始晝 ’並等待使用者進行交易類別之選擇輸入(si)。該初始 :面將取現(取鈔交易)、收現(存鈔交易)、轉帳(轉帳交。 ㈣、餘額查詢(餘額查詢交易)、連續交易等交易類別料 f擇項目進行顯示。ΑΤΜ !設有侦測有無使用者 :測感應器,當該使用者偵測感應器伯測到使用者時’使 ^初始畫面顯示於顯示心上。於該情形時,當 測感應器並未谓測到使用者時,使顯示器h中之畫面顯干 ::即可。由該初始畫面顯示之連續交易之相關項目传; 時=〇:記憶之交易樣式’對複數個交易進行連續處: 卡片2〇所記憶之交易樣式實施追加、更改、刪除 …丁選擇之項目。操作部9用以偵 鍵盤等輸入元件中使用者之輸入操作。 板嶙小 atm i於使用者所選擇之交易類別為連續交易以 目時’則對類別與經選擇之項目相應之交易進行處理 中例如於選擇取鈔交易之情形時則對取鈔交 交易之情形時則對存鈔交易進 s3將對—個交易進行處理。與S3相關之交易處 理,由於與公知之ATM相同,故於此省略說明。另—方 135121.doc -12· 1380244 面’ atm m使用者選擇連續交易之情形時,則執行連續 交易處理(s4)。 圖6及圖7係表示與s4相關之連續交易處理之流程圖。 ATM 1於卡片處理部3中,受理使用者投人至卡片投入口 ^ 中之卡片20(sll卜ATM !於311中等待卡月2〇投入時,於3 顯不器8a中顯示促使使用者投入卡片2〇之晝面。卡片處理 部3取入使用者投入至卡片投入口 “中之卡片2〇,並讀取 該卡片20所記憶之卡片資訊。ATM j若受理卡片2〇,便受 理使用者之密碼輸入(sl2)。ATM丨於312中等待密碼輸入 時,則於顯示器8a中顯示促使使用者輸入密碼之畫面。操 作部9偵測使用者之密碼輸入。ATM丨將密碼確認請求發 送至主裝置(S13) ’該密碼確認請求包括由使用者輸入之密 碼、及能夠識別sll中所受理之卡片2〇之卡號或帳號。 ATM 1經由通信部1 〇與主裝置進行通信。 主裝置I己憶有對應卡號或帳號與密碼之管理資訊。主裝 置利用该官理資訊,對本次發送之密碼確認請求所含之密 碼是否正確進行判定,並將其判定結果發送回ΑΤΜ 1。 ATM 1若自主裝置接收到對sl3之相關密碼確認請求之確 認結果,則對S12中受理之密碼是否正確進行判定(sl4)。 ATM 1於sl2申所受理之密碼不正確時,則將本次受理之卡 片20退出至卡片投入口 3a(sl5),並終止本處理。當判定 S12中所党理之密碼正確之情形時,則會促使再次輸入密 碼’並將包含再次輸入之密碼之密碼確認請求發送至主裝 置。該情形時,當持續特定次數判定密碼不正確(例如3次) 135121.doc •13· 1380244 時’則可於sl5中將本次受理之卡片2〇退出至卡片投入口 3a ° ATM !於“2中所受理之密碼正確時則基於s"十自卡 片20所讀取之卡片資訊’使交易樣式選擇畫面(參照圖咖 示於顯示器8&中_)。該交易樣式選擇晝面中,對登^ -中受理之卡片2。所記憶之樣式表格中之每上登Π 式,顯不表禾其樣式名稱之選擇按知,以及對卡片2〇所記 φ 憶、之樣式表格追加交易樣式之追加按鈕。ATM 1於使用者 進行選擇追加按紐之輸入操作(sl7)後,便會執行交易樣式 追加處理⑷8)。該交易樣式追加處理之詳細情況隨後加以 描述。ATM i於結束sl8之相關交易樣式追加處料,便返 回至sl6。此時,對於本次追加之交易樣式,atm丨將表示 其樣式名稱之選擇按鈕顯示於交易樣式選擇畫面上。 ATM i於使用者進行選擇任一交易#式之輸入操作(叫 後,便將經選擇之交易樣式之交易樣式確認畫面(參照圖9) • 顯示於顯示器8at(s2〇)。該交易樣式確認畫面中,將一併 顯示S19中所選擇之交易樣式下執行之各交易内容、與執 仃按鈕、更改按鈕及取消按鈕。atm 1於使用者進行選擇 . 取消按鈕之輸入操作(S21)後,返回至sl6,再次受理交易 • 樣式之選擇輸人。又,ATM 1於使用者進行選擇更改按知 之輸入操作(S22)後,對sl9中所選擇之交易樣式,進行更 改其内容之交易樣式更改處理(s23)。該交易樣式更改處理 之詳細情況隨後描述。ATM丨於^;^之相關之易樣式更改處 理結束後,返回至82〇。此時,ATM丨,以本次經更改之内 135I2l.doc 容顯示S19中所選擇之交易樣式。 ATM 1於使用者進行 便開始進行交易内容顯按之輸入操作(S24)後’ 時列,顯… 顯示器83中之交易處理。於此 矸刻,顯不者交易内宏 _ 中登纪之$異 父易係s19中所選擇之交易樣式 T且δ己之X易。ATM 1 有交易進行處理前,判定易樣式中所登記之所 (貨幣》㈣。例如,:需要存鈔(投入紙幣或硬幣 ..^ Ml,於經選擇之交易樣式中所登 ^存鈔交易或現金之轉帳交易之合計金額大於取鈔交易 鈔’而於上述合計金額為取 額以下時,則判定無須進行存鈔。又,若為存 鈔交易或現金之轉帳交易,則可㈣必須存鈔。 ATM ms25中判定必須進行存料,料行以下所示之 -〜S30之處理,並受理使用者投人之貨幣。首先,Ατ… 使存鈔受理畫面(參昭阁,Λ、加_ a s 一 U,,,、圖1〇)顯不於顯示器8a中(S26)。該存 鈔受理畫面t顯示經選擇之交易樣式下所執行之每一交易 之存鈔金額及合計金額n ATM丨打開設於紙幣投入 口 h或硬幣投入口 5a之擋板,受理使用者投入紙幣或硬幣 (s27)。ATM i,於進行選擇存鈔受理畫面中所顯示之結束 按紐之輸入操作時,判定使用者之貨帶投入結束,並關閉 设於紙幣投入口化或硬幣投入口 5a之撐板。又’鑛旧 於使用者投入之紙幣或硬幣,利用紙帶辨識部或硬幣辨識 部來辨識真偽或貨幣種類’並計算出本次投入之紙常或硬 幣之。D十金額。又’使用者本次投入之紙帶,保存於存鈔 紙幣暫時保存部中’使用者本次投入之硬幣,保存於存鈔 135121.doc 1380244 硬擎暫時保存部令。A丁 M〗 1將包含使用者投入之紙幣或硬 合計金額(存鈔金額)的存鈔金額確認晝面(參照圖U) 顯示於顯示部8a中(s28)。 ) A該㈣、金額確認晝面’於顯示心中顯示料刻使用者 之貨幣之合#金額(存鈔金額)或追加存鈔按益及確認 HTM !於使用者進行選擇追加存鈔按叙之輸入操作 (S29)後,返回至s27,受理使用者投人紙幣或硬帶。又, Μ 1於使用者進行選擇確認按紐之輸入操作⑷〇)後,將 交易執行晝面(參照圖12)顯示於顯示器㈣⑻卜 再者,ATM !若於s25中判定無需存鈔,則不進行上述 26 S30之處理’而於s31中使交易執行畫面顯示於顯示器 Μ。又,ATM1如下所述’對於本次處理之交易樣式中 所登記之交易’執行不處理交易之跳過或交易内容之更 改’故而’使用者投入之„之合計金額(存鈔金額广即 便小於經選擇之交易樣式下執行之各交易之存鈔金額之合 計,額’若進行選擇確認按鈕之輸人操作,亦可於⑽ 使交易執行畫面顯示於顯示器8a中。 該交易執行畫面中,於登記於經選擇之交易樣式之交易 中,對於該時刻未經處理之未處理交易,一併顯示其交易 内谷,U及更改按鈕、跳過按鈕及執行按鈕。該ATM (按 照樣式表格十登記之順序,對經選擇 父易樣式中所登記 之交易進行處理。ATM1於使用者進行選擇更改按鈕之輸 入操作(S32)後,執行更改交易内容之 勿鬥谷更改處理 (s33)。s33係受理顯示器8a中所顯示之 勿鬥谷之更改例 16. 135121.doc 1380244 如存釤金額之更改之處理《該交易内容更改處理之詳細情 況隨後描述。ATM iMsSS之相關交易内容更改處理結束 後,返回至S31。此時,ATM1以反映本次受理之更改内容 之交易内容顯示交易執行畫面。 再者’ ATM 1可適當選擇處理經選擇之交易樣式中登記 之複數個交易’而並非按照登記之順序進行處理。例如可 以與貨幣存㈣關聯m與料取鈔相關聯之交易及 與如幣存取鈔無關聯之交易之順序進行處理。 取鈔交易之情形時,將取鈔金額之貨帶自紙幣儲存^硬 幣儲存ϋ中取出’保存於取鈔崎暫時保存部或取鈔硬帶, the details of the father's style, the number of transactions related to the income currency or expenditure currency. I, in addition, a transaction pattern change/addition acceptance mechanism is provided, which is a description of the change input of the transaction registered by the media processing organization for the media sound read from the media, and the type of the marriage contained in the marriage. Or inputting the setting of the transaction mode of the 135121.doc ι^«0244 media additional memory that has read the media information; the media processing mechanism may also be configured as follows: based on the transaction pattern change/addition acceptance input accepted by the receiving institution or Add the input 'update as the transaction style that the media information is remembered by the media. By doing so, the user can freely register a transaction pattern that suits his or her needs. Alternatively, the confirmation means may be configured to confirm whether or not the transaction is executed when the continuous transaction processing means starts processing for each transaction registered in the transaction pattern selected by the transaction selection agency. Further, the output means may be configured to generate a situation in which the transaction pattern is generated when the plurality of transactions registered in the parental style of the i-selection are processed by the continuous transaction processing means. The progress of the transaction pattern outputted by the output mechanism may be, for example, each transaction registered in the pattern, the output barrier generation time is not ended, or may be outputted except for the end or end of the output obstacle generation time. The output of the income and expenditure amount can be outputted as a printout of the display in the display. In the meantime, the output can also be printed on the subpoena. In this way, the user or the staff member can know the status of the transaction when the obstacle is generated, and the recovery can be carried out after the transaction is resumed. Correspond to the processing of the income currency or the expenditure currency. = Invention, which can be improved with the needs of users. [Embodiment] 135 丨 2 丨.doc 1380244 The following describes an embodiment of the transaction processing apparatus of the present invention. Here, a cash teller machine (hereinafter referred to as ATM) installed in a storefront of a financial institution will be described as an example. Figure " is a schematic diagram showing the appearance of the wrap, and the ®2 is a block diagram showing the main part of the wand. According to the user's input operation, various transactions such as a banknote transaction, a banknote transaction, and a transfer transaction are processed. β1 includes a control unit 2, a card processing unit 3, a banknote processing unit 4, a coin processing unit 5, and a passbook processing unit. 6. The receipt issuing unit 7, the display unit 8, the operation unit 9, and the communication unit 1 (the control unit 2 controls the operations of the main units to process the various transactions. The card processing unit 3 takes in the front surface of the main body. The card 2' in the card input port 3a is used to read the card information stored in the card 2. The card information stored in the card 20 includes the card number of the identification card, the account number of the corresponding account, and the registration is performed. The transaction pattern of a plurality of transactions processed continuously. The information related to the transaction pattern is described in detail later. The card 20 has the memory capacity of the information related to the transaction pattern, which can be either a magnetic card or a contact. Or non-contact... card. Here, the case where the card 2 is a contact type 1C card is explained. % Processing 4 pairs of transaction-related banknotes or banknotes The banknote processing unit 4 includes a banknote transport path that transports banknotes between a banknote deposit port provided on the front surface of the main body and a banknote stack provided inside the body. The banknote storage is set in accordance with the currency type. In the middle of the delivery route, there is a temporary storage unit for the banknotes for temporarily storing the banknotes, and a temporary bank for storing the banknotes for temporarily storing the banknotes. Also, it is used to identify the authenticity of the banknotes or the type of tape. The banknote identification unit is provided with I35121.doc 1380244 in the middle of the banknote transport path. The coin processing unit 5 processes the banknote or the banknote coin associated with the transaction. The coin processing unit 5 has a coin transport path 'the coin transport path' The coin accessing banknote 5a disposed on the front surface of the main body and the coin storage compartment disposed inside the body are arranged to carry coins. The coin storage is arranged according to the currency type. In the middle of the coin transportation path, there is a temporary storage of the deposited banknote coin. The temporary storage section of the banknote coin and the temporary storage section of the coin-collecting coin for temporarily storing the coin-collecting coin. Also, it is used to identify the authenticity or currency type of the coin. The hardband identification unit is provided in the middle of the hard tape transport path. The passbook processing unit 6 takes in the passbook of the passbook insertion opening 6a provided on the front surface of the main body, and prints the transaction contents of the passbook. The certificate processing unit 6 causes the deposit of the transaction content to be logged out to the passbook insertion port. The receipt issuing unit 7 causes the receipt printed with the transaction content to be withdrawn to the receipt issuance port provided on the front surface of the main body. The operation guide screen and the like for the user are displayed on the display 8& provided on the front surface of the main body. The operation unit 9 includes the touch panel 9a attached to the screen of the display 8a, and the input element 'such as small = The input operation of the user is measured. The communication unit _ 1 uses the line or the dedicated line to control the main device installed in the center (not round: control: the main device is opened in each account of the financial institution) Management information of account management (account number, bank balance, code, parent record, etc.).川之顾1 has the function of ^, when the card accepted by the card processing unit 3 recalls that the registration of a plurality of transaction combinations is registered in the case of the selected delivery county, the choice is A plurality of transactions in the style are processed continuously. 135121.doc U80244 This is a description of the information relating to the transaction pattern remembered by the card 20. Figure 3 is a diagram showing information that is memorized by the card and related to the transaction pattern. The information related to the transaction style is composed of a style sheet shown in Fig. 3 (Α) and a transaction content table shown in Fig. 3 (B). The transaction style table is a table of style numbers, style names, and transaction numbers corresponding to each transaction style. The style number identifies the number of the transaction style, the style name is the name of the transaction style, and the parent easy number indicates the 'flat number of the transaction processed in the transaction style. For example, the style number 1 style in Figure 3 (Α) The name is ΑΑΑ, and the transaction pattern of the transaction number A 'transaction number Β and the transaction number c is successively processed, and the style number 2 is the style name, the transaction number D, the parent number E, the transaction number F and the transaction number of the four transactions of transaction number g for continuous processing. The style name is as described below and can be arbitrarily set by the user. The transaction content table is a table in which the transaction number is registered in the parent-style style table, and the contents thereof are registered. The transaction content table is the transaction number, transaction category and transaction content corresponding to each two: J grid. The transaction number and the transaction number registered in the style sheet are linked to the banknote transaction, the banknote transaction, the transfer transaction, etc. The second easy content is the amount of the banknote, the amount of the banknote, the amount of the transfer, the transfer, the person, the institution password, and the transfer. Information about the payee account. In the transaction content, there is no need to deal with the parent's (9)$ 易 不 f 要 Μ 存 y y y 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取 取Code, transfer recipient account, etc.) ^ Again, here to make the card chest style table and transaction table memory and transaction style related information: the two J of the grid is formed into a _ 135I21.doc, = recall style table And the transaction content form, can also be formed as a distribution: = form to remember. That is to say, the card exchanged by 2°, the multiple transactions that are processed continuously and the contents of each parent are made in every 4th, and the (four) type can be used. The action ^^ΓΑΤΜ&(4) is a flow chart showing the operation. ΑΤΜ1 is displayed on display 83 to display the initial ’' shown in Fig. 5 and waits for the user to make a selection input (si) for the transaction category. The initial: the face will be cashed (tick-receipt transaction), cash (banking transaction), transfer (transfer account payment. (four), balance inquiry (balance inquiry transaction), continuous transaction and other transaction category material f items to display. There is detection of the user: the sensor, when the user detects the sensor, the user's initial screen is displayed on the display core. In this case, the sensor is not detected. When the user makes the screen in the display h dry:: Yes, the related items of the continuous transaction displayed by the initial screen are transmitted; Time = 〇: Memory transaction pattern 'Continuously for a plurality of transactions: Card 2〇 The stored transaction pattern is implemented by adding, changing, deleting, etc. The operation unit 9 is used to detect the input operation of the user in the input component such as the keyboard. The board type is at the user's selected transaction category is a continuous transaction. In the case of the case, the transaction corresponding to the selected item is processed, for example, when the banknote transaction is selected, the case of the banknote transaction is processed, and the transaction is processed for the banknote transaction. The transaction processing related to S3 is the same as the known ATM, so the description is omitted here. Another party 135121.doc -12· 1380244 When the 'atm m user selects the case of continuous transaction, the continuous transaction processing is executed (s4 6 and 7 are flowcharts showing the continuous transaction processing related to s4. The ATM 1 accepts the card 20 that the user has voted into the card input port in the card processing unit 3 (sllb ATM! When waiting for the card to be inserted 2 months, the display 3 is displayed in the display 3 to cause the user to input the card. The card processing unit 3 takes in the card 2 使用者 which the user inputs into the card input port, and reads The card information stored in the card 20 is taken. If the ATM j accepts the card 2, the user's password input (sl2) is accepted. When the ATM waits for the password input in 312, the display is displayed on the display 8a to prompt the user to enter the password. The operation unit 9 detects the password input of the user. The ATM transmits a password confirmation request to the host device (S13) 'The password confirmation request includes a password input by the user, and can recognize the card accepted in the sll 2 〇之卡号The ATM 1 communicates with the host device via the communication unit 1. The master device I has the management information corresponding to the card number or the account number and the password. The master device uses the official information to include the password confirmation request sent this time. Whether the password is correctly determined or not, and the result of the determination is sent back to ΑΤΜ 1. If the autonomous device receives the confirmation result of the password confirmation request for sl3, the ATM 1 determines whether the password accepted in S12 is correct (s14). 1 When the password accepted by the sl2 application is incorrect, the card 20 accepted this time is withdrawn to the card input port 3a (sl5), and the processing is terminated. When it is determined that the password of the party in S12 is correct, then This will cause the password to be entered again and send a password confirmation request containing the re-entered password to the host device. In this case, when the password is determined to be incorrect for a certain number of times (for example, 3 times) 135121.doc •13· 1380244, then the card 2〇 of this acceptance can be ejected to the card input port 3a ° ATM in sl5! When the password accepted in 2 is correct, it is based on s"10 card information read from card 20' to make the transaction pattern selection screen (refer to the figure 8 in the display 8 & _). The transaction style is selected in the face, Card 2 accepted in the -2. Each of the styles in the memorized form is displayed, and the selection of the style name is not known, and the transaction pattern is added to the style sheet of the card 2〇. The addition button. When the user performs the input operation of the selection button (sl7), the transaction pattern addition processing (4) 8) is executed. The details of the transaction pattern addition processing are described later. The ATM i ends at sl8. The related transaction style is added to the material, and then it returns to sl6. At this time, for this additional transaction style, atm丨 will display the selection button of its style name on the transaction style selection screen. ATM i is used by the user. Select any transaction type input operation (after calling, the transaction pattern confirmation screen of the selected transaction style (refer to Figure 9) will be displayed on the display 8at (s2〇). The transaction pattern confirmation screen will be combined. The transaction contents executed under the transaction pattern selected in S19, the execution button, the change button, and the cancel button are displayed. Atm 1 is selected by the user. After the cancel button input operation (S21), the process returns to sl6 and is accepted again. The transaction • the selection of the style is entered. In addition, the ATM 1 performs the change operation according to the knowledge input operation (S22), and then performs the transaction style change processing (s23) of changing the content of the transaction pattern selected in sl9. The details of the transaction pattern change processing will be described later. After the ATM-related method change processing is completed, it returns to 82. At this time, ATM丨, 135I2l.doc is displayed within this change. The transaction pattern selected in the ATM 1 is started after the user performs the input operation of the transaction content display (S24), and then the transaction processing in the display 83. In the case of the transaction, the transaction pattern T selected in the s19 of the different fathers is the same as the X. The ATM 1 is easy to be used in the transaction. (4) For example, if you need to deposit money (injecting banknotes or coins..^Ml, the total amount of the banknote transaction or cash transfer transaction in the selected transaction style is greater than the banknotes for the banknote transaction) In the case of the following amount, it is determined that it is not necessary to deposit money. In addition, if it is a banknote transaction or a cash transfer transaction, (4) it is necessary to deposit money. In ATM ms25, it is determined that the material must be stored, and the following line is shown - S30 is processed and accepts the currency of the user's investment. First, Ατ... The banknote accepting screen (see ZHAO, Λ, _ a s U, ,,, Fig. 1) is not displayed in the display 8a (S26). The banknote accepting screen t displays the banknote amount and the total amount n of each transaction executed under the selected transaction pattern. The ATM opens the shutter provided at the banknote insertion port h or the coin insertion port 5a, and accepts the user's input of the banknote. Or coin (s27). When the input operation of the button is completed, the ATM i determines that the user's tape has been loaded, and closes the gusset provided in the banknote insertion port or the coin insertion port 5a. In addition, the banknotes or coins that have been used by the user are used to identify the authenticity or currency type using the tape identification unit or the coin identification unit, and calculate the paper or the currency of the input. D ten amount. Further, the paper tape that the user has put in this time is stored in the banknote temporary storage unit. The coin that the user has put in this time is stored in the banknote 135121.doc 1380244. In the display unit 8a (s28), the banknote amount confirmation (see Fig. U) including the banknotes or the hard total amount (banknote amount) input by the user is displayed. ) A (4), the amount of confirmation, in the display of the heart of the user's currency, the amount of money (the amount of money deposited) or the additional banknotes and the confirmation of HTM! The user chooses to add the banknotes. After the input operation (S29), the process returns to s27, and the user accepts the banknote or the hard tape. Further, after the user performs the input operation (4) 选择 of the selection confirmation button, the transaction execution page (refer to FIG. 12) is displayed on the display (4) (8), and the ATM! If it is determined in s25 that no banknote is required, The transaction execution screen is displayed on the display s in s31 without performing the processing of 26 S30 described above. In addition, ATM1 is as follows: 'For the transaction registered in the transaction pattern of this processing', the execution of the unprocessed transaction is skipped or the transaction content is changed, so the total amount of the user's input is large. The sum of the deposit amount of each transaction executed in the selected transaction pattern, the amount 'If the input operation of the selection confirmation button is performed, the transaction execution screen may be displayed on the display 8a in the transaction execution screen. Registered in the transaction of the selected transaction style, for the unprocessed unprocessed transaction at that time, the transaction valley, U and change button, skip button and execution button are displayed together. The ATM (registered according to the style table ten) In the order of the transaction, the transaction registered in the selected parent style is processed. After the user performs the input operation of the selection change button (S32), the ATM1 performs the change of the content of the transaction (s33). Change example of the Dou Valley shown in the display 8a. 135121.doc 1380244 If the amount of the deposit is changed, the details of the change of the transaction content The situation is described later. After the transaction processing of the ATM iMsSS is completed, the process returns to S31. At this time, the ATM1 displays the transaction execution screen with the transaction content reflecting the content of the change of the current acceptance. Further, ATM 1 can be appropriately selected and processed. The plurality of transactions registered in the transaction pattern are not processed in the order of registration. For example, it may be associated with the currency deposit (4), m and the transaction associated with the withdrawal of the banknotes, and the transaction in the unrelated transaction of the banknotes. In the case of a banknote-receiving transaction, the goods with the amount of the banknotes are taken out from the banknote storage ^ coin storage ' 'Save in the temporary collection section of the note collection or the banknotes

又,ATM i於使用者進行選擇執行按紐之輸入操作㈣ 後,於該時刻下處理内容顯示於顯示器㈣之交易(叫。 S35中對存鈔交易、取鈔交易、轉帳交易等進行處理。此 時’ ATM 1將對中心裝置進行可否交易之認證請求等。於 暫時保存部t。另—方面,於存鈔交易或轉帳交易之情形 時’不將t«㈣存於縣、崎暫時保存部或存鈔硬幣暫 時保存部中之紙幣或《,收納於紙幣儲存£或硬幣儲存 匣中。 -一㈣金額不足導致無法處理存鈔交易或轉帳交 易時’顯示該情況,並且提醒使用者追加存鈔。 顧1於出中之交易處理結束後,視該交易為已處理完 畢,並料本次選擇之交易樣式中,是否尚存未處理之交 易(S36)。若尚存未處理交易,則ATM !返回至s31。又, 135121.doc 17 1380244 Μ ’於進行選擇交易執行畫面中 輸入操作㈣後,不對該時刻 ^顯不之跳過按知之 之交易進行處理而窃 内合顯示於顯示器8a中 丁處理,而是於S36中視該交 r 並判定是否尚存未處理交易。 $易為已處理完畢, ATM1於判定s36中並 暫時保存部及存鈔硬帶暫 ㈣易時’對存鈔紙幣 或存鈔硬帶進行= 子部中是否保存有存鈔紙幣 鈔”暫時保存部中: :::::時保存部或者存 收納於紙幣儲存㈣硬”存 时無返較用者之零錢進行判定⑽),若 硬帶儲存絲出,退到㈣;氏幣或硬幣自紙幣儲存匿或 退到紙幣投入口如或硬幣投入口 5a(s41)。 又’ =TM U字S11中受理之卡片2〇退出至卡片投入口 u )’使該卡片20返回給使用者。進而,ATM 1對取鈔 、’氏%暫時保存部以及取鈔硬幣暫時保存部中是否保存有取Moreover, after the user performs the input operation (4) of the selection execution button, the ATM i processes the content displayed on the display (4) at this time (called S35, and processes the banknote transaction, the banknote transaction, the transfer transaction, and the like. At this time, ATM 1 will make a request for authentication of the central device, etc. In the temporary storage department t. On the other hand, in the case of a banknote transaction or a transfer transaction, 'not save t«(4) in the county, and save it temporarily. Banknotes or banknotes in the temporary depository section of the banknotes or ", stored in banknotes or in coin storage. - One (four) insufficient amount of money can not handle the banknote transaction or transfer transaction, 'display this situation, and remind users to add After the processing of the transaction in the middle of the transaction, the transaction is completed, and it is expected that there is still an unprocessed transaction in the transaction pattern selected this time (S36). If the unprocessed transaction remains, Then ATM! returns to s31. Also, 135121.doc 17 1380244 Μ 'After entering the operation (4) in the selection transaction execution screen, the time is not skipped and the transaction is blocked. Displayed in the display 8a, but in S36, it is determined whether or not there is an unprocessed transaction. $Easy has been processed, ATM1 is determined in s36 and the temporary storage section and the banknote hardband are temporarily (4) When the 'banknotes for banknotes or banknotes are stored==Whether banknotes are stored in the subsections?" Temporary storage: ::::: When the storage department is stored in the banknotes (4) Judging by the change of the user (10)), if the hard tape is stored, it is returned to (4); the coin or the coin is stored or discarded from the banknote to the banknote input port or the coin input port 5a (s41). Further, the card 2 accepted in the TM U word S11 is ejected to the card input port u)' to return the card 20 to the user. Further, whether the ATM 1 holds the banknotes, the %% temporary storage unit, and the banknote-collecting temporary storage unit

Φ Λ %或取鈔硬幣進行判定(s43),若取鈔紙幣暫時保存部 或者取勢硬幣暫時保存部中保存有取鈔紙幣或取鈔硬幣, 則將該等紙幣或硬幣退出至紙幣投入口乜或硬幣投入口 5a(s44)。 如此·般:該ATM 1便能對卡片2〇記憶之交易樣式中所登記 之複數個交易進行連續處理。又,卡片20由於係對每一使 用者發行’故可結合使用者自身之需求,使登記著複數個 乂易之交易樣式記憶於卡片20中。因此,便能結合使用者 之而求’使該使用者連續進行之複數個交易’縮短交易處 理所需之時間,使處理效率得以提昇。 135121.doc •18- 1380244 又’如上所述’登記於交易樣式中之交易,由於與存鈔 相關之紙f或硬幣於所有交易處理結束時,整批收納於紙 幣儲存ϋ或硬幣儲錢中,&而能夠抑制紙帶阻塞或硬幣 卡住等造成障礙之產生頻率。 又,atm i由於對登記於交易樣式之每_交易於該交 易之處理開始時,將交易執行畫面顯示於顯示機83上,故 使用者能夠確認由此開始處理之交易内容。又,此時,由 於能夠受理交易内容之更改或跳過,故能夠結合使用者自 身之情況’更改或跳過交易内容。 其次’對與sl8相關之交易樣式追加處理加以說明。圖 13係表示該交易樣式追加處理之流程圖。如上所述,卿 1於將圖8所禾之交易樣式選擇畫面顯示於顯示器8a時,若 使用者進行選擇追加按紐之輸入操作,則執行該交易樣式 追加處理。ATM 1將交易樣式追加畫面(參照圖14)顯示於 顯示器8a中(s51)。該交县;, ’ 又易樣式追加晝面中顯示著樣式編 號、樣式名稱輸入按紐、交易内容輸入按紐、取消按紐。 樣式編號由ATM U動生成。例如,ατμ ι根據su受理之 卡片2〇所記憶之樣式表格中所登記之交易樣式數量,生成 樣式編號。A™ 1於㈣者進行選擇樣式名稱輸入按叙之 輸入操作(S52)後,使文字輸入畫面顯示於顯示器8艸 ㈤),受理使用者輸入樣式名稱(s54)後,返回至⑸。 又’ ATM 1於使用者進行選擇交易内容輸人按紐之輪 作(S55)後,顯示交易類別選擇畫面(參照圖15)(S56)。节交 易選擇畫面中’顯示著用以選擇交易類別之交易選擇按 135121.doc •19- 2、取消按紐。纏1於使用者進行選擇取消按知之輸入 =作㈣後,返回至S51。又,ATM1於使用者進行選擇 —交易選擇独之輸人操作⑽)後,針對交易類別經選 之父易,將輸入其交易内容之交易内容輸入晝面顯示於 4示器M(s59)’並受理使用者輸人交易内容⑽)後返 回至S5卜例如,若經選擇之交易類別為存鈔交易,則將 文理存鈔金額輸入之畫面顯示於顯示器心中,若經選擇之 父易類別為取鈔交易’則將受理取鈔金額輸入之畫面顯示 於顯示器8a_。又,若為鐘緒p 右為轉帳父易,則受理轉帳收款方之 金融機構 '轉帳收款方帳號、轉帳收款方帳戶之名稱、轉 帳金額等之輸入。 々ATM 1返回至s51後’將反映受理使用者輸入後之樣式名 稱或又易内谷等之交易樣式追加晝面顯示於顯示器8… 例如,圖16⑷表示僅受理樣式名稱輸人時之交易樣式追 加-面,圖16(B)則表示受理樣式名稱輸入以及對一個交 易受理交易内容輸入時之交易樣式追加晝面。如圖⑽ :理輸人之樣式名稱顯示更改按紐,對受理交易内 容之交易項目’顯示删除按知以及更改按紐。又,ATM 1 若存在受理交易内容後之交易項目,則顯示登記按紐。 1於使用者進行選擇更改按紐之輸入操作(S61)後, 顯示與該更改按紐對應之項目之更改輸入書面(s62),並受 理更改輸入(S63)後,返回至⑸。又,_於使用者進 行選擇刪除按紐之_ λ 4。VA- 之輸入刼作(s64)後,將刪除確認畫面(參 照圖17)顯示於顯示器“中叫該删除確認畫面中,顯 135121.doc •20- 1JOUZ44 示考相應之交县向a # ^ _ 門谷、刪除按鈕以及取消按鈕。ATM 1於 容之六总仃選擇删除按鈕之輸入操作(S66)後,將顯示著内 # 樣式中刪除(s67),並返回至s5 1。又,若 六丁、擇取消按紐之輸入操作(s68),則不將顯示著 Γ™又易自交易樣式中刪除,而是返回至s51。 处Π1於使用者進行操作取消按紐之輸人操作(s69)後, 結求5亥處理,并、Φ Λ % or the coin-collecting coin is judged (s43), and if the banknotes are temporarily stored in the banknote-holding bank or the banknote-holding portion, the banknotes or coins are withdrawn, and the banknotes or coins are withdrawn to the banknote insertion port.乜 or coin input port 5a (s44). In this way, the ATM 1 can continuously process a plurality of transactions registered in the transaction pattern of the card 2 memory. Further, since the card 20 is issued for each user, it is possible to store a plurality of transaction patterns registered in the card 20 in conjunction with the user's own needs. Therefore, it is possible to reduce the time required for the transaction processing by reducing the number of transactions that the user continues to perform in combination with the user, thereby improving the processing efficiency. 135121.doc •18- 1380244 And as described above, the transactions registered in the transaction style, because the paper f or coins related to the banknotes are stored in the banknote storage or coin storage at the end of all transaction processing. , & can suppress the frequency of obstacles caused by paper jams or coin jams. Further, since atm i displays the transaction execution screen on the display unit 83 when the processing of the transaction is started for each transaction registered in the transaction pattern, the user can confirm the transaction content to be processed thereby. Further, at this time, since it is possible to accept the change or skip of the transaction content, it is possible to change or skip the transaction content in conjunction with the user's own situation. Next, the transaction pattern addition processing related to sl8 will be described. Fig. 13 is a flow chart showing the processing of the transaction pattern addition. As described above, when the transaction pattern selection screen shown in Fig. 8 is displayed on the display 8a, the transaction pattern addition processing is executed when the user performs an input operation of selecting the additional button. The ATM 1 displays the transaction pattern addition screen (see Fig. 14) on the display 8a (s51). The county;; ’ The style number is added, the style name input button, the transaction content input button, and the cancel button are displayed. The style number is generated by the ATM U. For example, ατμ ι generates a pattern number based on the number of transaction patterns registered in the style sheet stored in the card 2〇 accepted by su. When the ATM 1 enters the selection style name input operation (S52), the character input screen is displayed on the display 8 (5), the user input style name (s54) is accepted, and the process returns to (5). Further, the ATM 1 displays a transaction type selection screen (see Fig. 15) after the user performs the selection of the transaction content input button (S55) (S56). In the section transaction selection screen, 'the transaction selection for selecting the transaction category is displayed. 135121.doc •19- 2. Cancel the button. Wrap 1 to the user to make a selection to cancel the input by knowing = (4), then return to S51. In addition, after the user selects the transaction-selection-independent operation (10), the transaction content input for the transaction content is displayed on the display device 4 (s59). And accepting the user input transaction content (10)) and returning to S5. For example, if the selected transaction category is a banknote transaction, the screen for inputting the amount of the money deposit is displayed in the display, if the selected parent category is The cash withdrawal transaction 'displays the screen for accepting the withdrawal of the withdrawal amount on the display 8a_. In addition, if the right is the transfer of the employee, the financial institution accepting the transfer recipient's account, the name of the transfer recipient account, the transfer amount, and the like. 々ATM 1 returns to s51 and 'will display the style name of the accepted user input or the transaction pattern of Eiwagu, etc., on the display 8... For example, Figure 16 (4) shows that only the transaction style of the style name input is accepted. The addition-surface, FIG. 16(B) shows the acceptance of the style name input and the addition of the transaction style when a transaction acceptance transaction content is input. As shown in Figure (10): The style name of the loser is displayed, and the change button is displayed, and the transaction item of the transaction content is displayed, and the delete button and the change button are displayed. Also, if ATM 1 has a transaction item after accepting the transaction content, the registration button is displayed. (1) After the user performs the input operation of the selection change button (S61), the change input input of the item corresponding to the change button is displayed (s62), and the change input (S63) is accepted, and the process returns to (5). Also, _ is selected by the user to delete the button _ λ 4 . After the input of VA- (s64), the deletion confirmation screen (refer to Figure 17) is displayed on the display "In the deletion confirmation screen, 135121.doc •20-1JOUZ44 shows the corresponding county to a # ^ _ Gate Valley, Delete button and Cancel button. After the input operation (S66) of the ATM 1 Select button is deleted, the internal # style is deleted (s67) and returned to s5 1. D, select the cancel button input operation (s68), it will not display the ΓTM and easy to delete from the transaction style, but return to s51. Π1 in the user to operate the cancel button input operation (s69 After that, the result is 5 Hai, and

4^. 回至Sl6。又,於使用者進行操作登記 六之^入操作(,後,將本次輸入有樣式名稱或交易内 六表二由樣式’寫入至卡片20所記憶之樣式表格或交易内 …並結束該處理’返回至sl6。 如此般’使用者便可於ATM 4,追加記憶於卡 之交易樣式。4^. Go back to Sl6. In addition, after the user performs the operation registration six (input, the current input has the style name or the transaction six table two is written by the style 'to the style table or transaction memorized by the card 20... and ends the Processing 'return to sl6. So the user can add the transaction style of the card to ATM 4.

其-人’對與s23相關之交易樣式更改處理加以說明。該 交易樣式更改處理,與上述交易樣式追加處理大致相同, 2對經選擇之交易樣式,將顯示經登記之樣式名稱或 父易内容之樣式編輯畫面顯示於顯示器〜中。該樣式編 ^畫面與下述樣式追加畫面相同,該樣式追加晝面於上述 父易樣式更改處理中’存在受理著樣式名稱、以及對至少 -個以上交易受理著其交易内容之交易項目、亦即,該交 易樣式更改處理,與上述交易樣式追加處理中受理樣式名 稱、以及對至少一個以上交易受理其交易内容後所進行之 處理大致相同。不同之處在於’當進行選擇登記按紐之輸 入操作時’對卡㈣所記憶之該交易樣式及交^容進行 21 ^512]^ 1380244 其次,對與S31相關之交易更改處理加以說明。圖18係 表不該交易更改處理之流程圖。ATM丨顯示對交易内容進 订更改之乂易内容更改晝面(s81)後,受理使用者對交易内 合之更改(s82)。ATM 1顯示於此反映經受理後之更改内容 之交易執行畫面(S83)。 因此’使用者於交易樣式中所登記之交易處理開始時, 亦可更改該交易之交易内容。 進而該ATM 1若於執行上述圖6、圖7所示之連續交易 處^時產生某些障礙,則針對各交易,輸出表示該時刻下 Ϊ之::峨理結束、正在處理、未處理)之資訊。該資 ::輸出既可為顯示於顯示器8a中之方法, 收據等後進行輪屮夕古土 , 1 顯… 出之方法。例如,既可使圖19所示之畫面 等:心:陶,亦可將該圖19所示之内容列印於收據 存鈔::暫時二,便能簡單確認存鈔紙幣暫時保存部、Its - person's description of the transaction pattern change process associated with s23. The transaction pattern change processing is substantially the same as the transaction pattern addition processing described above, and two selected pair of transaction styles are displayed on the display to display the style edit screen of the registered style name or the parental content. This style editing screen is the same as the following style addition screen, and the style is added to the above-mentioned parent-style style change processing, and there is a transaction item that accepts the style name and accepts the transaction content for at least one or more transactions, That is, the transaction pattern change processing is substantially the same as the processing of the style name in the transaction pattern addition processing and the processing performed after accepting the transaction content for at least one transaction. The difference is that 'when the input operation of the selection registration button is performed', the transaction pattern and the transaction volume memorized by the card (4) are performed 21 ^ 512 ] ^ 1380244 Next, the transaction modification processing related to S31 is explained. Figure 18 is a flow chart showing the transaction change process. After the ATM displays the change of the content of the transaction (s81), the user's change to the transaction is accepted (s82). The ATM 1 displays a transaction execution screen in which the content of the change after acceptance is reflected (S83). Therefore, when the user processes the transaction registered in the transaction style, the transaction content of the transaction can also be changed. Further, if the ATM 1 generates some obstacles when executing the continuous transaction location shown in FIG. 6 and FIG. 7 above, for each transaction, the output indicates that the time is:: the processing is finished, the processing is being processed, and the processing is not processed. Information. The resource: output can be used for the method displayed on the display 8a, after receiving the receipt, etc., and then performing the method of displaying the earth. For example, the screen shown in FIG. 19 or the like can be used: heart: pottery, and the content shown in FIG. 19 can be printed on the receipt. Banknote: For the second time, the banknote temporary storage unit can be easily confirmed.

Cl: 持之_硬幣中退回給使用者之❹ ,、金岫機構側所收取 生後之修復作業。 刀因此,便能簡單進行障礙產 再者,於上述連續交易處理之 以終止該連續交易虚& 中备使用者進行用 況相應之終作時’則進行與此時之狀 者可藉由於交Γ樣式之二亥連續交易處理結束。例如,使用 止該連續交易严理\ μ更改之處理後’進行用以終 追加或更改卡:二:刼作’而無需處理任何交易便能 又卡片20所記憶之交易樣式。 13512l.doc -22- 又’本發明不僅適用於ATM, 易之交易處理裝置均可適用„ 【圖式簡單說明】 圖1係表示ATM之外觀之概略圖 圖2係表示ATM之主要部分構成 圖3(A)、(B)係表示卡片所記憶 容表格之圖。Cl: The _ coin is returned to the user, and the repair work is taken after the birth. Therefore, the knives can simply perform the obstacles, and the above-mentioned continuous transaction processing can terminate the continuous transaction and the user is responsible for the use of the corresponding situation. The two-sea continuous transaction processing of the exchange style ends. For example, after using the processing of the continuous transaction μ 更改 更改 更改 ’ 进行 进行 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终 终13512l.doc -22- 'The invention is applicable not only to ATM, but also to the transaction processing device. „ [Simple description of the drawing] Fig. 1 is a schematic diagram showing the appearance of the ATM. Fig. 2 is a diagram showing the main part of the ATM. 3(A) and (B) are diagrams showing the memory table of the card.

圖4係表示ATM之動作之流程圖。 圖5係表示顯示部中之顯示晝面例之圖。 圖6係表示ATM中之連續交易處理之流程圖。 圖7係表示ATM中之連續交易處理之流程圖。 圖8係表示顯示部中之顯示晝面例之圖。 圖9係表示顯示部中之顯示晝面例之圖。 圖1〇係表示顯示部中之顯示畫面例之圖。 圖U係表示顯示部中之顯示晝面例之圖。Fig. 4 is a flow chart showing the operation of the ATM. Fig. 5 is a view showing an example of a display surface in the display unit. Figure 6 is a flow chart showing the continuous transaction processing in the ATM. Figure 7 is a flow chart showing the continuous transaction processing in the ATM. Fig. 8 is a view showing an example of a display surface in the display unit. Fig. 9 is a view showing an example of a display surface in the display unit. Fig. 1 is a view showing an example of a display screen in the display unit. Fig. U is a view showing an example of a display surface in the display unit.

A 進行複數個類別之交 之方塊圖。 之樣式表格以及交易内 圖12係表示顯示部中之顯示畫面例之圖。 圖13係表示A™中之交易樣式追加處理之流程圖 圖14係表示顯示部中之顯示晝面例之圖。 圖15係表示顯示部中之顯示畫面例之圖。 圖16(A)、(B)係表示顯示部中之顯示晝面例之圖 圖17係表示顯示部中之顯示晝面例之圖。 圖18係表示A™中之交易更改處理之流程圖。 圖19係表示顯示部中之顯示畫面例之圖。 【主要元件符號說明】 135121.doc •23· 21380244A A block diagram of the intersection of multiple categories. Style table and transaction inside Fig. 12 is a view showing an example of a display screen in the display unit. Fig. 13 is a flowchart showing the transaction pattern addition processing in the ATM. Fig. 14 is a diagram showing an example of the display screen in the display unit. Fig. 15 is a view showing an example of a display screen in the display unit. 16(A) and 16(B) are diagrams showing an example of a display surface in the display unit. Fig. 17 is a view showing an example of a display surface in the display unit. Figure 18 is a flow chart showing the transaction change processing in the ATM. Fig. 19 is a view showing an example of a display screen in the display unit. [Main component symbol description] 135121.doc •23· 21380244

3 3a 4 4a 5 5a 6a 7 8 8a 9 9a3 3a 4 4a 5 5a 6a 7 8 8a 9 9a

ATM 控制部 卡片處理部 卡片投入口 紙幣處理部 紙幣存取鈔 硬幣處理部 硬幣存取鈔口 存摺處理部 存摺投入口 收據發行部 顯示部 顯示器 操作部 觸摸面板 通信部 卡片 135121.doc -24-ATM control unit Card processing unit Card input port Banknote processing unit Banknote access banknote Coin processing unit Coin access banknote passbook processing unit Passbook insertion port Receipt issuing unit Display unit Display Operation unit Touch panel Communication unit Card 135121.doc -24-

Claims (1)

第097138470號專利申請案 十、申請專利範圍:中文申請專利範圍替換本(ϊ〇1年5月) 1' 種交易處理裝置,其包括:叫年孓月欧日修正本 =體處理機構,其係受理媒體,讀取該媒體所 媒體資訊; 六易樣式選擇受理機構,其係自登記有上述媒體處理 六構自媒體讀取之媒體資訊中所含之連續處理之複數個 父易之交易樣式中,受理任意交易樣式之選擇;及 連續交易處理機構,其係對登記於由上述交易樣式選 擇受理機構受理選擇之交易樣式中之複數個交易,連續 處理各交易。 如μ求項1之交易處理裝置’其中上述媒體處理機構於 上述連續交易處理機構對經選擇之交易樣式中所登記之 複數個交易全部進行處理之後使本次受理之媒體放出 至媒體投入口。 如明求項1之交易處理裝置,更包含處理收入貨幣之貨 幣處理機搆; 上述連續交易處理機構使上述貨幣處理機構整批處理 且°己於經選擇之交易樣式中之複數個交易相關之收入貨 幣。 4.如請求項1之交易處理裝置,更包含交易樣式更改/追加 受理機構’錢受理對上述媒體處理機構㈣體讀取之 媒體資訊中所含之交易樣式所登記之交易之更改輸入、 或者使已讀取該媒體資訊之媒體追加記憶之交易樣式之 設定輸入; 13512M010518.doc 上述媒體處理機構基於上述交易樣式更改/追加受理機 構所受理之更改輸入或追加輸入,更新作為媒體資訊由 媒體所記憶之交易樣式。 •如凊求項1之交易處理裝置,更包含確認機構其係對 經上述交易樣式選擇受理機構受理選擇之交易樣式中所 登記之每一交易,於上述連續交易處理機構開始處理 時’破認是否執行該交易。 6. 如請求項1之交易處理裝置,更包含輸出機構,其係於 上述連續交易處理機構對經選擇之交易樣式中登記之複 數個交易進行處理時產生障礙之情形,輸出障礙產生時 刻之該交易樣式之進行狀況。 7. 如請求項6之交易處理裝置,其中上述輸出機構對交易 樣式_登記之每-交易,輸出障礙產生時刻之結束或者 未結束》 8. 如請求項7之交易處理裝置,其中上述輸出機構對交易 樣式令登記之每-交易,轉礙產生時刻之結束或者未 結束外,還輸出收入支出金額。 9. 如請求項6之交易處理裝置,其中上述輸出機構於顯示 器中顯示輸出障礙產生時刻之交易樣式之進行狀況。 10. 如請求項6之交易處理裝置,其中上述輸出機構將障礙 產生時刻之交易樣式之進行狀況列印於傳票後輸出。 U. 一種交易處理方法’其係交易處理裝置根據使用者之輸 入操作而處理交易,且包括: 第1步驟,其係媒體處理機構受理媒體,並讀取該媒 135121-10l0518.doc 1380244 體所記憶之媒體資訊; 第2步騾’其係交易樣式選擇受 媒體處理機構自媒體讀取之媒體資訊=登二上述 擇;及 ㈣式中丈理任意交易樣式之選 易Γ二其係連續交易處理機構對登記於由上述交 易樣=受:機構受理選擇之交易樣式中之複 易,連續處理各交易。 12·如請求項11之交易處理方法,更包含第4步驟,其係於 上料續交易處理機構對經選擇之交易樣式中登記之複 數個交易進行處理時產生障礙之情形,輸出機構輸出障 礙產生時刻之該交易樣式之進行狀況。Patent Application No. 097138470 X. Patent Application Scope: Chinese Patent Application Range Replacement (ϊ〇1 May) 1' kind of transaction processing device, which includes: called the year of the month, the European and Japanese revisions, the body processing mechanism, The system accepts the media and reads the media information of the media; the Liuyi style selection accepting institution is a plurality of transaction styles that are continuously processed from the media information registered by the media processing six media from the media. The selection of the arbitrary transaction style is accepted; and the continuous transaction processing mechanism continuously processes each transaction for a plurality of transactions registered in the transaction pattern selected by the transaction pattern selection accepting institution. The transaction processing apparatus of the item 1 wherein the media processing unit processes the plurality of transactions registered in the selected transaction pattern by the continuous transaction processing means, and then releases the media to be accepted to the media input port. The transaction processing device of claim 1, further comprising a currency processing mechanism for processing the income currency; wherein the continuous transaction processing mechanism causes the money processing institution to process the plurality of transactions related to the plurality of transactions in the selected transaction pattern currency. 4. The transaction processing device of claim 1, further comprising: a transaction pattern change/addition accepting institution 'money accepting a change input of a transaction registered in a transaction pattern included in the media information read by the media processing institution (4), or The setting of the transaction style of the media additional memory that has read the media information is input; 13512M010518.doc The media processing institution updates the input or additional input accepted by the transaction pattern change/addition accepting institution, and updates the media information as the media information. Memory trading style. • The transaction processing device of claim 1, further comprising: the confirmation authority, each transaction registered in the transaction pattern accepted by the transaction pattern selection accepting institution, is broken when the continuous transaction processing mechanism starts processing Whether to execute the transaction. 6. The transaction processing apparatus of claim 1, further comprising an output mechanism, wherein the continuous transaction processing mechanism generates an obstacle when processing the plurality of transactions registered in the selected transaction pattern, and the output obstacle generation time The status of the transaction style. 7. The transaction processing apparatus of claim 6, wherein the output means for the transaction pattern_registration per-transaction, the end of the output obstacle generation time or the end is not completed. 8. The transaction processing apparatus of claim 7, wherein the output mechanism For each transaction-transaction-registration, the end of the production time or the end of the transaction, the income expenditure amount is also output. 9. The transaction processing apparatus of claim 6, wherein the output means displays, in the display, a status of the transaction pattern at which the output obstacle is generated. 10. The transaction processing apparatus of claim 6, wherein the output means prints the progress status of the transaction pattern at the time of the occurrence of the obstacle to the voucher and outputs the result. U. A transaction processing method, wherein the transaction processing device processes the transaction according to an input operation of the user, and includes: a first step, the media processing mechanism accepts the media, and reads the medium 135121-10l0518.doc 1380244 Media information of memory; Step 2 骡 'The choice of transaction style is selected by the media processing agency to read media information from the media = Deng 2 above; and (4) where the management of any transaction style is easy to choose The processing unit continuously processes each transaction for the transaction that is registered in the transaction pattern selected by the transaction sample=receiving institution. 12. The transaction processing method of claim 11, further comprising the fourth step of causing an obstacle to the processing of the plurality of transactions registered in the selected transaction pattern by the processing transaction processing institution, and outputting an obstacle to the output mechanism The status of the transaction pattern at the moment of production. 135121-1010518.doc135121-1010518.doc
TW097138470A 2007-11-21 2008-10-06 Traction processing apparatus and traction processing method TW200935361A (en)

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