CN101441792A - Traction processing apparatus and traction processing method - Google Patents

Traction processing apparatus and traction processing method Download PDF

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Publication number
CN101441792A
CN101441792A CN 200810176657 CN200810176657A CN101441792A CN 101441792 A CN101441792 A CN 101441792A CN 200810176657 CN200810176657 CN 200810176657 CN 200810176657 A CN200810176657 A CN 200810176657A CN 101441792 A CN101441792 A CN 101441792A
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transaction
trade mode
mentioned
unit
user
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CN 200810176657
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Chinese (zh)
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梶原大史
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Hitachi Omron Financial System Co Ltd
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Hitachi Omron Financial System Co Ltd
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Abstract

The invention provides a transaction processing device and method for implanting shorting of time and efficiency improvement of related transaction processing of continuous transaction of user according to requirement of user. An ATM (1) receives arbitrary transaction mode selection form read transaction mode. The ATM (1) treats the transaction according to transaction registered in the selected transaction mode.

Description

Traction processing apparatus and transaction processing method
Technical field
The present invention relates to handle the income transaction, go out the traction processing apparatus and the transaction processing method of the transaction of money transaction, money transfer transactions etc. according to the input operation that the user carries out.
Background technology
In the past, in the automatic cash deposit and withdrawal machine in being arranged at financial institution (below be called ATM), the transaction that can carry out the income transaction, goes out the kind of money transaction, money transfer transactions etc.ATM handles various transaction according to user's input operation.In addition, also proposed to realize the operability the when user carries out a plurality of transaction continuously raising, improve the scheme of the treatment effeciency of ATM.
For example, in patent documentation 1 (Japanese kokai publication hei 11-86090 communique), the income transaction that has proposed to block continuously and the ATM of money transfer transactions.This ATM is presented at " the income transaction+money transfer transactions of card " option as type of transaction in the transaction selection picture.When the user has selected this " income transaction+money transfer transactions of card ", accept user's card, handle income transaction and money transfer transactions continuously, after the processing of relevant these transaction finishes, card is returned to the user.
In addition, also having proposed remittance target information with remittance financial institution's code of target and account's account number etc. stores in the card (money transfer cards) that uses when carrying out money transfer transactions, when carrying out money transfer transactions in advance by the input operation of using the remittance target information that reads from money transfer cards, making user's the relevant remittance target information simple ATM that becomes.And then, in patent documentation 2 (Japanese kokai publication hei 11-73539 communique), proposed still to store into money transfer amount in the money transfer cards in advance the target information, make the user's who carries out money transfer transactions the input operation more simple proposal that becomes except remittance.
But, in the structure that in patent documentation 1, proposes,, then can not improve user's operability and the treatment effeciency of ATM if the combination of a plurality of transaction that the user carries out continuously is not the option of type of transaction.That is, if the combination of a plurality of transaction that the user carries out continuously is not the option of type of transaction, then the user handles these transaction one by one.
On the other hand, along with the increase of the kind of the transaction that can be undertaken by ATM, and the variation of user's demand, the combination of a plurality of transaction that the user carries out continuously becomes varied.Thereby in the ATM of patent documentation 1, only combination can realize the raising of the treatment effeciency of user's operability and ATM to a part in a plurality of transaction combination that the user carries out continuously.In other words, the combination of a plurality of transaction of carrying out continuously for the user, its major part can not realize the raising of the treatment effeciency of user's operability and ATM.
In addition, the simple proposal that becomes of the input operation when patent documentation 2 has just proposed to make the user carry out money transfer transactions for a plurality of transaction that the user carries out continuously, can not realize the shortening of the time of relevant these transaction processing.
Summary of the invention
A plurality of transaction of the purpose of this invention is to provide a kind of demand according to the user, this user being carried out continuously realize the shortening of the time of relevant transaction processing, the traction processing apparatus and the transaction processing method of raising treatment effeciency.
Traction processing apparatus of the present invention reaches this purpose in order to address the above problem, constitute as follows.
In traction processing apparatus of the present invention, media processing units is accepted medium, and reads the media information of this media store.Medium for example are contact or contactless IC-card or magnetic card, to each user's distribution of concluding the business.In media information, include the trade mode of having registered processed continuously a plurality of transaction.The trade mode that is included in the media information both can be 1, also can be a plurality of.Trade mode select to accept the unit from media information comprised, registration has among the trade mode of processed continuously a plurality of transaction, accepts the selection of trade mode arbitrarily, above-mentioned media information is that above-mentioned media processing units reads from medium.And the chain transaction processing unit is selected to accept the unit and has been accepted a plurality of transaction in the trade mode of selecting for being registered in above-mentioned trade mode, handles each transaction continuously.
Thereby the trade mode of the demand by will meeting the user who concludes the business is stored in the medium to this user's distribution in advance, and a plurality of transaction for this user carries out continuously can realize the shortening of the time of relevant transaction processing, improve treatment effeciency.
In addition, the user is under the situation of carrying out a plurality of transaction, for the insertion that reduces the card that this user carries out, fetch number of times, for above-mentioned media processing units, preferably constitute, after above-mentioned chain transaction processing unit will be registered in a plurality of transaction in the selected trade mode and all handle, these medium of accepting are discharged to the medium input port.
In addition,, preferably constitute the relevant income currency of a plurality of transaction in making the batch processing of above-mentioned currency processing unit and being registered in selected trade mode for above-mentioned chain transaction processing unit.
In addition, also can constitute, be provided with trade mode and change/append and accept the unit, this trade mode changes/appends accepts the unit and accepts for the change input that is included in the transaction that the trade mode of above-mentioned media processing units from the media information that medium read register and append the setting input of storing the trade mode in the medium that read this media information into;
Above-mentioned media processing units changes/appends based on above-mentioned trade mode and accepts the change input accepted the unit, appends input, more the new media trade mode of storing as media information.If constitute like this, the user can freely register the trade mode of the demand that meets oneself.
In addition, also confirmation unit can be set, select to accept the unit and accepted each transaction in the trade mode of selecting, when the processing of above-mentioned chain transaction processing unit begins, confirmed whether to carry out this transaction for being registered in above-mentioned trade mode.
And then, also can constitute, taken place under the situation of fault when a plurality of transaction in the selected trade mode are handled being registered at above-mentioned chain transaction processing unit, when output unit output fault takes place, this trade mode carry out situation.The trade mode of this output unit output to carry out situation for example both can be the end when being registered in each transaction output fault in the trade mode and taking place or do not finish, also can be the end when taking place or also export out the income amount of money the end except fault.In addition, carrying out the output of situation, both can be the demonstration output of display, also can be the printout that prints on the ticket.
Like this, user and staff can know the state that carries out of transaction when fault takes place, can successfully carry out from which transaction begin to carry out after the recovery wait, correspondence after the recovery and income currency and the transaction that goes out the money currency.
According to the present invention, demand that can the person of being used and a plurality of transaction, the shortening that realizes the time of relevant transaction processing carried out continuously for this user, improve treatment effeciency.
Description of drawings
Fig. 1 is the skeleton diagram of the outward appearance of expression ATM.
Fig. 2 is the block diagram of structure of the main portion of expression ATM.
Fig. 3 is the pattern list of expression card storage and the figure of transaction content table.
Fig. 4 is the process flow diagram of the action of expression ATM.
Fig. 5 is the figure of the display frame example of expression display part.
Fig. 6 is the process flow diagram that the chain transaction of expression ATM is handled.
Fig. 7 is the process flow diagram that the chain transaction of expression ATM is handled.
Fig. 8 is the figure of the display frame example of expression display part.
Fig. 9 is the figure of the display frame example of expression display part.
Figure 10 is the figure of the display frame example of expression display part.
Figure 11 is the figure of the display frame example of expression display part.
Figure 12 is the figure of the display frame example of expression display part.
Figure 13 is that the trade mode of expression ATM is appended the process flow diagram of processing.
Figure 14 is the figure of the display frame example of expression display part.
Figure 15 is the figure of the display frame example of expression display part.
Figure 16 is the figure of the display frame example of expression display part.
Figure 17 is the figure of the display frame example of expression display part.
Figure 18 is the process flow diagram that the transaction change of expression ATM is handled.
Figure 19 is the figure of the display frame example of expression display part.
Embodiment
Below, the embodiment of relevant traction processing apparatus of the present invention is described.
Here, be that example describes with the automatic cash deposit and withdrawal machine in the shop that is arranged on financial institution (below be called ATM).Fig. 1 is the skeleton diagram of outward appearance of this ATM of expression, and Fig. 2 is the block diagram of structure of the main portion of expression ATM.ATM1 handles the various processing that income is concluded the business, gone out money transaction, money transfer transactions etc. according to user's input operation.ATM1 possesses control part 2, card handling part 3, bill handling portion 4, coin handling part 5, bankbook handling part 6, detailed single distribution department 7, display part 8, operating portion 9 and Department of Communication Force 10.Above-mentioned various transaction is handled in the action of control part 2 each one of control main body.
The card 20 that card handling part 3 will be put among the card input port 3a that is located at the main body front is taken into, and reads the card information of these card 20 storages.In the card informations of card 20 storages, include the information of account's account number of the corresponding account of card number sign indicating number, the expression of identification card, the trade mode that registration has processed continuously a plurality of transaction etc.Details for the information of relevant this trade mode is narrated in the back.As long as card 20 has the memory capacity of the information of the relevant trade mode of storage, also can be magnetic card, also can be contact or contactless IC-card.Here, suppose that card 20 is IC-cards of contact and describing.
Bill handling portion 4 handles the income bank note of relevant transaction and goes out money bank note.Bill handling portion 4 has at the bill receiving and dispensing mouth 4a that is arranged on the main body front and is arranged on the bank note conveying road of carrying bank note between the cassette (cartridge) of body interior.Cassette divides the Currency Type setting.Carry the road midway at bank note, what be provided with the interim reserve part of income bank note of interim reservation income bank note and keep money bank note temporarily goes out the interim reserve part of money bank note.In addition, carry the true and false that is provided with identification note midway on road and the bank note discriminating portion of Currency Type at bank note.Coin handling part 5 is handled the income coin relevant with transaction and is gone out the money coin.Coin handling part 5 has at the coin that is arranged on the main body front to go out bank note depositing port 5a and be arranged on the coin conveying road of carrying coin between the Coin box of body interior.Coin box divides the Currency Type setting.Carry the road midway at coin, what be provided with the interim reserve part of income coin of interim reservation income coin and keep the money coin temporarily goes out the interim reserve part of money coin.In addition, carry the true and false that is provided with the discriminating coin midway on road and the coin discriminating portion of Currency Type at coin.
The bankbook that bankbook handling part 6 will be put among the bankbook input port 6a that is arranged on the main body front is taken into, and carries out printing to the transaction content of this bankbook etc.In addition, bankbook handling part 6 bankbook that will print transaction content is discharged to the bankbook input port 6a that is arranged on the main body front.The detailed capable mouth of detailed single-shot that is arranged on the main body front that singly is discharged to of transaction content will have been printed by detailed single distribution department 7.Display part 8 will be presented on the display 8a that is located at the main body front user's operation guiding picture etc.Operating portion 9 has touch panel 9a on the picture that is attached to display 8a, and the input equipment of ten key etc., detects user's input operation.Department of Communication Force 10 is via public line and dedicated line, controls and the communicating by letter of the host apparatus that is arranged on the center (not shown).Host apparatus each account to offering in the financial institution stores the management information of using (account's account number, the balance of deposits, password, transaction resume etc.) in the management of this account.
This ATM1 has under the situation of the trade mode that is stored the combination of having registered a plurality of transaction by the card 20 accepted of card handling part 3, handle the function that is registered in a plurality of transaction in the selected trade mode continuously.Here, the information of blocking the 20 relevant trade modes of storing is described.Fig. 3 is the figure of expression card information storage, relevant trade mode.The information of this relevant trade mode is made of the transaction content table shown in the pattern list shown in Fig. 3 (A) and Fig. 3 (B).The trade mode table is to each trade mode, the table that mode number, schema name, transaction number are mapped.Mode number is the number of this trade mode of identification, and schema name is the title of this trade mode, and the transaction number is the number that is illustrated in the transaction of handling in this trade mode.For example, the schema name of the mode number 1 among Fig. 3 (A) is AAA, it is the trade mode of handling 3 transaction of transaction number A, transaction number B and transaction number C continuously, the schema name of mode number 2 is BBB, is the trade mode of handling 4 transaction of transaction number D, transaction number E, transaction number F and transaction number G continuously.Schema name as described later, the user can at random set.The transaction content table is the table that its content has been registered in each transaction that is registered in the transaction number in the trade mode table.The transaction content table is to each transaction table that number, type of transaction and transaction content be mapped of will concluding the business.The transaction number is corresponding to the transaction number that is registered in the pattern list.Type of transaction is the type of transaction that money transaction, money transfer transactions etc. were concluded the business, gone out to income.Transaction content is the income amount of money, goes out the money amount of money, money transfer amount, remittance target financial institution code, remittance target account account number etc., handles this needed information of concluding the business.In transaction content, do not comprise the unwanted information in this transaction of handling (for example going out under the situation of income transaction the money amount of money, money transfer amount, remittance target financial institution code, the target account of remitting money account number etc.).
In addition, here hypothesis card 20 is by the information of two relevant trade modes of table storage of pattern list and transaction content table, but also can be to use the structure that pattern list and transaction content table is gathered the table storage that is 1, also can be the structure to the table separate storage more than 3.That is, the information of relevant trade modes of card 20 storages, so long as each trade mode will processed continuously a plurality of transaction and each is concluded the business content is mapped, then what kind of form can.
Then, the action to this ATM1 describes.Fig. 4 is the process flow diagram of the action of expression ATM.ATM1 is presented at initial picture shown in Figure 5 on the display 8a, waits for the selection input (s1) of user's type of transaction.In this initial picture, show taking-up (go out money transaction) as option, deposit (income transaction) in, the type of transaction of remit money (money transfer transactions), inquiry into balance (inquiry into balance transaction), chain transaction etc.ATM1 is provided with the user's detecting sensor that has or not that detects the user, this initial picture is presented at the structure on the display 8a when detecting the user by this user's detecting sensor.In the case, the picture demonstration that needs only when user's detecting sensor does not detect the user display 8a stops just passable.The project that is when handling a plurality of transaction continuously and in the project of the relevant chain transaction that shows on this initial picture, changes, selects during deletion etc. the appending of the trade modes of card 20 storages based on the trade modes of card 20 storages.The user's of the input equipment of operating portion 9 senses touch panel 9a and ten key etc. input operation.
If the type of transaction of being selected by the user is a chain transaction project in addition, then ATM1 handles the transaction (s2, s3) corresponding to the kind of item selected.In s3, for example under the situation of having selected the money transaction, handle out the money transaction, under the situation of having selected the income transaction, handle the income transaction.In s3, handle 1 transaction.About transaction processing and the known ATM of s3 same, so omit explanation here.On the other hand, ATM1 has selected to carry out under the situation of chain transaction chain transaction and has handled (s4) the user.
Fig. 6 and Fig. 7 are the process flow diagrams that the chain transaction of the relevant s4 of expression is handled.ATM1 accepts the user and puts into card 20 (s11) among the 3a of card input port in card handling part 3.When ATM1 waits for the input of card 20 at s11, will the picture of the input of user's cue card 20 be presented on the display 8a.Card handling part 3 is taken into the card 20 that the user puts among the 3a of card input port, reads the card information of these card 20 storages.If ATM1 accepts card 20, then accept the input (s12) of user's password.When ATM1 waits for the input of password at s12, will be presented at display 8a to the picture of the input of user's prompt cipher.Operating portion 9 detects the input of user's password.ATM1 sends to host apparatus (s13) with the password confirming request, described password confirming request comprise by the password of user input, in s11, accept can identification card 20 card number and account's account number.ATM1 carries out and the communicating by letter of host apparatus via Department of Communication Force 10.
Host apparatus stores the management information that card number, account's account number and password are mapped.Host apparatus utilizes this management information to judge whether the password that is included in the password confirming request of this time sending is correct, and gives ATM1 with its judged result foldback.
If ATM1 receives the affirmation result for the password confirming request of relevant s13 from host apparatus, judge then whether the password of accepting is correct (s14) in s12.If the password bad that ATM1 accepts in s12, the card of then this being accepted 20 is discharged (s15) to card input port 3a, finishes this processing.Also can be under the situation that is judged as the password bad of in s12, accepting prompt cipher input again, will comprise that the password confirming request of the password of input sends to host apparatus again.In the case, the card of need only when the continuous stipulated number of the judgement of password bad (for example 3 times), this being accepted in s15 20 is discharged just passable to card input port 3a.
If the password that ATM1 accepts is correct, then will go up (s16) based in s11, selecting picture (with reference to Fig. 8) to be presented at display 8a from the trade mode of blocking 20 card informations that read in s12.Select in the picture in this trade mode, the trade mode of registering in the pattern list according to card 20 storages of accepting in s11 shows the button that appends in the selector button of representing this schema name and the pattern list that trade mode is appended to card 20 storages.If the user has carried out selecting the input operation (s17) of appending button, then ATM1 carries out trade mode and appends processing (s18).Append the details of processing narrates in the back for this trade mode.The trade mode of relevant s18 is appended processing if ATM1 is through with, and then turns back to s16.At this moment, ATM1 will represent also that for this trade mode of appending the selector button of this schema name is presented on the trade mode selection picture.
If the user has carried out selecting the input operation (s19) of any trade mode, then ATM1 will confirm that picture (with reference to Fig. 9) is presented at display 8a and goes up (s20) about the trade mode of the trade mode of this selection.Confirm in the picture that in this trade mode the content of each transaction of carrying out shows executive button, change button and cancel button in the trade mode of selecting in s19.If the user has carried out selecting the input operation (s21) of cancel button, then ATM1 turns back to s16, accepts the selection input of trade mode once more.In addition, if the user has carried out selecting the input operation (s22) of change button, then ATM1 changes the trade mode change of its content and handles (s23) for the trade mode of selecting in s19.Narrate in the back for the details that this trade mode change is handled.If the trade mode of relevant s23 change processing finishes, then ATM1 turns back to s20.At this moment, ATMI shows the trade mode of selecting among the s19 with this content after changing.
If the user has carried out selecting the input operation (s24) of executive button, then ATM1 begins transaction content is presented at the processing of the transaction on the display 8a.At this time point, the transaction that shows transaction content is the transaction that is registered in the trade mode of selecting among the s19.ATM1 judges in order to handle the All Activity that is registered in the selected trade mode, whether to need income (input of currency or coin (currency)) (s25).For example, if the relevant income that is registered in the selected trade mode is concluded the business or the Amount in Total ratio of the remittance of relevant cash is big about the amount of money that goes out the money transaction, then ATM1 is judged as needs income, if below the relevant amount of money that goes out the money transaction, then being judged as does not need income.In addition, if the money transfer transactions of income transaction or cash is arranged, then also can be judged as needs income.
Need income if be judged as in s25, then ATM1 carries out the processing about s26~s30 shown below, accepts the currency that is dropped into by the user.At first, ATM1 accepts picture (with reference to Figure 10) with income and is presented at display 8a upward (s26).Accept in the picture at this income, be presented at the income amount of money and the Amount in Total of each transaction of carrying out in the selected trade mode.At this moment, the moment shutter (shutter) that ATM1 will be located on bill receiving and dispensing mouth 4a and the coin slot 5a is opened, and accepts the input (s27) of user's bank note and coin.If carried out selecting to be presented at the input operation that income is accepted the conclusion button on the picture, then ATM1 is judged as the input end of user's currency, and the moment shutter that is located at bill receiving and dispensing mouth 4a and coin slot 5a cuts out.In addition, ATM1 is discerned the false from the genuine and Currency Type by bank note discriminating portion and coin discriminating portion for the bank note and the coin that are dropped into by the user, calculates this bank note that drops into and the Amount in Total of coin.In addition, the bank note that the user this time drops into is retained in the interim reserve part of income bank note, and the coin that the user this time drops into is retained in the interim reserve part of income coin.ATM1 will comprise that the income amount of money of the Amount in Total (the income amount of money) of bank note that the user drops into and coin confirms that picture (with reference to Figure 11) is presented at display part 8a and goes up (s28).
This income amount of money confirm the currency that picture will drop into this time point user Amount in Total (the income amount of money), append the income button and ACK button is presented on the display 8a.If the user has carried out the input operation (s29) that the income button is appended in selection, then ATM1 gets back to s27, accepts the input of user's bank note and coin.In addition, if the user has carried out selecting the input operation (s30) of ACK button, then ATM1 will conclude the business and carry out picture (with reference to Figure 12) and be presented on the display 8a (s31).
In addition, do not need income if ATM1 is judged as in s25, then do not carry out the processing of above-mentioned relevant s26~s30, the execution picture of will concluding the business in s31 is presented on the display 8a.In addition, ATM1 as described later, for the transaction that is registered in the trade mode of this time handling, can not handle the change of skipping, reach transaction content of transaction, so even the Amount in Total (the income amount of money) of the currency that the user drops into is lacked than the Amount in Total of the income amount of money of each transaction of carrying out in selected trade mode, if but selected the input operation of ACK button, then in s31, will conclude the business and carry out picture and be presented on the display 8a.
Carry out in the picture in this transaction, among the transaction in being registered in selected trade mode, the untreated transaction for not handling at this time point shows its transaction content, and shows change button, skip button and executive button.This ATM1 is registered in transaction in the selected trade mode according to being registered in sequential processes in the pattern list.If the user has carried out selecting the input operation (s32) of change button, then ATM1 carries out the transaction content change of changing transaction content and handles (s33).In s33, be the processing of accepting the change of the change that is presented at the transaction content on the display 8a, for example income amount of money.Narrate in the back for the details that this transaction content change is handled.The change of the transaction content of relevant S33 is handled if ATM1 is through with, and then gets back to s31.At this moment, ATM1 shows transaction execution picture by having reflected the transaction content of the changed content of this time accepting.
In addition, ATM1 is not with the order of registration with being registered in a plurality of transaction in the selected trade mode but suitably selects the structure handled.For example, also can be according to the income that is accompanied by currency transaction, be accompanied by currency the transaction that goes out money, be not accompanied by the structure of sequential processes of the transaction that income of currency.
In addition, if the user has carried out selecting the input operation (s34) of executive button, then ATM1 handles the transaction (s35) that is presented at the content on the display 8a at this time point.In s35, handle the income transaction, go out money transaction, money transfer transactions etc.At this moment, ATM1 carries out the authentication request that could conclude the business etc. to center fixture.Going out under the situation of money transaction, the currency that will go out the money amount of money is extracted out and is retained in out the interim reserve part of money bank note and goes out the interim reserve part of money coin from cassette or Coin box.On the other hand, under the situation of income transaction or money transfer transactions, the bank note and the coin that will not be retained in interim reserve part of income bank note and the interim reserve part of income coin at this time point are received in cassette or the Coin box.
In addition, can not handle income transaction or money transfer transactions because of the deficiency of the income amount of money time, show this content and income is appended in user's prompting.
If the transaction processing among the s35 finishes, then ATM1 is made as this transaction and handles, and judges in the trade mode of this selection the whether also residual untreated transaction (s36) that has.If residual have a untreated transaction, then ATM1 gets back among the s31.In addition, if carried out the input operation (s37) that option dealing is carried out the skip button of screen displayed, then ATM1 does not handle the transaction that transaction content is presented on the display 8a at this time point, in s36, this transaction is made as handles, judge whether the also residual untreated transaction that has.
If be judged as and in s36, do not have the residual untreated transaction that has, then ATM1 judges whether remain with income bank note or income coin (s38) in interim reserve part of income bank note and the interim reserve part of income coin, if in interim reserve part of income bank note or the interim reserve part of income coin, remain with income bank note or income coin, then these bank note and coin are accommodated in (s39) in cassette and the Coin box.In addition, ATM1 judges have or not (s40) of small change that the user is returned, if small change is arranged, then extracts currency or coin corresponding to this small change out from cassette or Coin box, and is discharged to paper currency inlet 4a or coin slot 5a (s41).In addition, the card 20 that ATM1 will accept in s11 is discharged to card input port 3a (s42), should block 20 and return to the user.And then, ATM1 judges the interim reserve part of money bank note and going out whether to remain with out in the interim reserve part of money coin money bank note or go out money coin (s43), if, then these bank note and coin are discharged to paper currency inlet 4a or coin slot 5a (s44) going out the interim reserve part of money bank note or going out to remain with out money bank note in the interim reserve part of money coin or go out the money coin.
Like this, in this ATM1, can handle a plurality of transaction in the trade mode that is registered in card 20 storages continuously.In addition, card 20 is because to each user's distribution, so the user can have registration the trade mode of a plurality of transaction to store in the card 20 according to the demand of oneself.Thereby, can realize the shortening of the time of relevant transaction processing according to user's demand, a plurality of transaction of carrying out continuously for this user, improve treatment effeciency.
In addition, as mentioned above, since made for be registered in transaction in the trade mode, for the bank note of relevant income and coin, to all closing the transaction when handling, be received into structure in cassette or the Coin box together, so can suppress that bank note blocks or the occurrence frequency of fault such as coin jam.
In addition, ATM1 is when being registered in each transaction in the trade mode and beginning the processing of this transaction, will conclude the business to carry out picture and be presented on the display 8a, so can make the user confirm the content of following transaction to be processed.In addition, owing to made and accepted the change of transaction content and the structure of skipping at this moment, so the user can carry out the change of transaction content or skips according to the situation of oneself.
Then, the trade mode of relevant s18 being appended processing describes.Figure 13 is that this trade mode of expression is appended the process flow diagram of processing.As mentioned above, if the user has carried out the input operation that button is appended in selection when selecting picture to be presented on the display 8a trade mode shown in Figure 8, then ATM1 carries out this trade mode and appends processing.ATM1 appends picture (with reference to Figure 14) with trade mode and is presented at display 8a upward (s51).Append in the picture display mode number, schema name load button, transaction content load button, cancel button in this trade mode.Mode number is automatically additional by ATM1.For example, the trade mode quantity of registering in the pattern list of ATM1 according to card 20 storages of in s11, accepting, additional modes number.If the user has carried out the input operation (s52) of preference pattern name load button, then ATM1 imports picture with literal and is presented at display 8a upward (s53), accepts the input (s54) of user's schema name, gets back to s51.In addition, if the user has carried out the input operation (s55) of option dealing content load button, then ATM1 shows type of transaction selection picture (with reference to Figure 15) (s56).Select to show on the picture transaction selector button and the cancel button of the kind of option dealing in this transaction.If the user has carried out selecting the input operation (s57) of cancel button, then ATM1 turns back to s51.In addition, if the user has carried out selecting the input operation (s58) of any transaction selector button, then ATM1 is for the transaction of selected type of transaction, the transaction content input picture of its transaction content of input is presented at display 8a upward (s59), accept the input (s60) of user's transaction content, and turn back to s51.For example, if selected type of transaction is the income transaction, the picture that then will accept the input of the income amount of money is presented on the display 8a, if selected type of transaction is the money transaction, the picture that then will accept out the input of the money amount of money is presented on the display 8a.In addition, if money transfer transactions, then accept the input of the title, money transfer amount etc. of financial institution, remittance target account account number, the remittance target account of remittance target.
ATM1 will reflect that the trade mode input of having accepted the user, schema name or transaction content etc. appends picture and be presented on the display 8a when turning back to s51.For example, the trade mode when the schema name input been has only has been accepted in Figure 16 (A) expression is appended picture, and the trade mode when Figure 16 (B) expression has been accepted the input of transaction content to schema name and 1 transaction is appended picture.As shown in figure 16, show the change button, show delete button and change button for the trading item of having accepted transaction content for the schema name of having accepted input.In addition, if the trading item of having accepted transaction content is arranged, then ATM1 shows register button.
If the user has carried out selecting the input operation (s61) of change button, then ATM1 shows and imports picture (s62) corresponding to the relevant change of the project of this change button, accepts change input (s63), and turns back to s51.In addition, if the user has carried out selecting the input operation (s64) of delete button, then ATM1 will delete and confirm that picture (with reference to Figure 17) is presented at display 8a and goes up (s65).Confirm to show content, delete button and the cancel button of corresponding transaction in the picture in this deletion.If the user has carried out selecting the input operation (s66) of delete button, then ATM1 deletes from trade mode and shows substantial transaction (s67), and turns back to s51.In addition,, will not show that then substantial transaction deletes from trade mode, get back to s51 if the user has carried out selecting the input operation (s68) of cancel button.
If the user has carried out the input operation (s69) of operation cancel button, then ATM1 finishes this processing, turns back to s16.In addition, if the user has carried out the input operation (s70) of operation register button, the trade mode of then this having been imported schema name and transaction content is written in pattern list that card 20 stores and the transaction content table (s71), and finishes this processing, turns back to s16.
Like this, the user can append the trade mode that stores in the card 20 on ATM1.
Then, the trade mode change processing to relevant s23 describes.It is roughly the same that this trade mode change processing and above-mentioned trade mode are appended processing, and the trade mode to selecting will show that the schema name of registering, the pattern editing pictures of transaction content are presented on the display 8a at first.It is identical that this pattern editing pictures and the pattern in the change of above-mentioned trade mode is handled, when for schema name and the transaction more than at least 1 trading item of having accepted its transaction content being arranged are appended picture.That is, the change of this trade mode handle with append in above-mentioned trade mode in the processing, to have accepted the processing of carrying out behind its transaction content for schema name and the transaction more than at least 1 roughly the same.Difference is when having carried out the input operation of selection register button, rewrites and block the 20 corresponding trade mode and the transaction content this point of storing.
Then, the transaction change processing to relevant s31 describes.Figure 18 is the process flow diagram that this transaction change of expression is handled.ATM1 shows the transaction content change picture (s81) of change transaction content, accepts the change (s82) of user's transaction content.ATM1 shows the transaction execution picture (s83) that has reflected the changed content of accepting here.
Thereby, when the processing of the transaction of user in being registered in trade mode begins, also can change the transaction content of this transaction.
And then if certain fault has taken place carrying out above-mentioned Fig. 6, chain transaction shown in Figure 7 when handling, then this ATM1 is about the information of the treatment state of each this time point of transaction output expression (processing finish, handle in, be untreated).The output of this information both can be the method that is presented on the display 8a, also can be to be printed on detailed single etc. going up and the method for output.For example, both picture shown in Figure 19 can be presented on the display 8a, and also can the content that this is shown in Figure 19 print to detailed single etc. going up and export.Thus, can remain on the interim reserve part of income bank note, the interim reserve part of income coin, go out the interim reserve part of money bank note, go out among the bank note and coin in the interim reserve part of money coin, confirm to return to user's amount and the amount that is subjected to by financial institution's side joint simply.Thereby, can carry out the operation relevant simply with the recovery of being broken down.
In addition, in the execution that above-mentioned chain transaction is handled, when the user has carried out ending the input operation of this chain transaction processing, carry out abort process, finish this chain transaction and handle corresponding to the situation of this moment.For example, the user by ending the input operation that this chain transaction is handled, can not handle any transaction and blocks the appending and changing of trade modes of 20 storages after the processing of appending and changing of relevant trade mode.
In addition, the present invention is not only ATM, just can use so long as can carry out the traction processing apparatus of the transaction of a plurality of kinds.

Claims (12)

1, a kind of traction processing apparatus is characterized in that, possesses:
Media processing units is accepted medium, and reads the media information of this media store;
Trade mode selects to accept the unit, from media information comprised, registration has among the trade mode of processed continuously a plurality of transaction, accepts the selection of trade mode arbitrarily, above-mentioned media information is that above-mentioned media processing units reads from medium;
The chain transaction processing unit is selected to accept the unit and has been accepted a plurality of transaction in the trade mode of selecting for being registered in above-mentioned trade mode, handles each transaction continuously.
2, traction processing apparatus as claimed in claim 1 is characterized in that,
Above-mentioned media processing units is discharged to the medium input port with these medium of accepting after above-mentioned chain transaction processing unit will be registered in a plurality of transaction in the selected trade mode and all handle.
3, traction processing apparatus as claimed in claim 1 is characterized in that,
Possesses the currency processing unit of handling the income currency;
The relevant income currency of a plurality of transaction during above-mentioned chain transaction processing unit makes the batch processing of above-mentioned currency processing unit and is registered in selected trade mode.
4, traction processing apparatus as claimed in claim 1 is characterized in that,
Possess trade mode and change/append and accept the unit, this trade mode changes/appends accepts the unit and accepts for the change input that is included in the transaction that the trade mode of above-mentioned media processing units from the media information that medium read register and append the setting input of storing the trade mode in the medium that read this media information into;
Above-mentioned media processing units changes/appends based on above-mentioned trade mode and accepts the change input accepted the unit, appends input, more the new media trade mode of storing as media information.
5, traction processing apparatus as claimed in claim 1 is characterized in that,
Possess confirmation unit, this confirmation unit is selected to accept the unit and has been accepted each transaction in the trade mode of selecting for being registered in above-mentioned trade mode, when the processing of above-mentioned chain transaction processing unit begins, confirms whether to carry out this transaction.
6, traction processing apparatus as claimed in claim 1 is characterized in that,
Possess output unit, this output unit is taking place under the situation of fault when a plurality of transaction in the selected trade mode are handled being registered in when above-mentioned chain transaction processing unit, when the output fault takes place, this trade mode carry out situation.
7, traction processing apparatus as claimed in claim 6 is characterized in that,
Above-mentioned output unit is concluded the business for each that is registered in the trade mode, end when the output fault takes place or not end.
8, traction processing apparatus as claimed in claim 7 is characterized in that,
Above-mentioned output unit for be registered in the trade mode each the transaction, the end when taking place except fault or the end, also export out the income amount of money.
9, traction processing apparatus as claimed in claim 6 is characterized in that,
The situation demonstration of carrying out of the trade mode when fault takes place above-mentioned output unit outputs on the display.
10, traction processing apparatus as claimed in claim 6 is characterized in that,
The situation of carrying out of the trade mode when fault takes place above-mentioned output unit is printed and is outputed on the ticket.
11, a kind of transaction processing method, to be traction processing apparatus handle the transaction processing method of transaction according to user's input operation for it, it is characterized in that, comprising:
The 1st step, media processing units is accepted medium, and reads the media information of this media store;
The 2nd step, trade mode select to accept the unit from media information comprised, registration has among the trade mode of processed continuously a plurality of transaction, accepts the selection of trade mode arbitrarily, above-mentioned media information is that above-mentioned media processing units reads from medium; And
The 3rd step, the chain transaction processing unit is selected to accept the unit and has been accepted a plurality of transaction in the trade mode of selecting for being registered in above-mentioned trade mode, handles each transaction continuously.
12, transaction processing method as claimed in claim 11 is characterized in that,
Comprise the 4th step, output unit is taking place under the situation of fault when a plurality of transaction in the selected trade mode are handled being registered in when above-mentioned chain transaction processing unit, when the output fault takes place, this trade mode carry out situation.
CN 200810176657 2007-11-21 2008-11-14 Traction processing apparatus and traction processing method Pending CN101441792A (en)

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JP2007301575A JP5219470B2 (en) 2007-11-21 2007-11-21 Transaction processing equipment
JP301575/2007 2007-11-21

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CN101441792A true CN101441792A (en) 2009-05-27

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CN107958372A (en) * 2017-11-22 2018-04-24 中国银行股份有限公司 Whole paper money keeps accounts method, apparatus, storage medium and equipment

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JP6562797B2 (en) * 2015-09-25 2019-08-21 グローリー株式会社 Money handling apparatus and money handling method

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CN107251104A (en) * 2015-02-18 2017-10-13 环球娱乐株式会社 Information terminal
CN107958372A (en) * 2017-11-22 2018-04-24 中国银行股份有限公司 Whole paper money keeps accounts method, apparatus, storage medium and equipment

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Application publication date: 20090527