TW200935361A - Traction processing apparatus and traction processing method - Google Patents
Traction processing apparatus and traction processing methodInfo
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- TW200935361A TW200935361A TW097138470A TW97138470A TW200935361A TW 200935361 A TW200935361 A TW 200935361A TW 097138470 A TW097138470 A TW 097138470A TW 97138470 A TW97138470 A TW 97138470A TW 200935361 A TW200935361 A TW 200935361A
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Abstract
Description
200935361 九、發明說明: 【發明所屬之技術領域】 本發明係關於-種根據使用者所進行之輸人操作, 鈔交易、取鈔交易、轉帳交易等交易進行處理之 裝置及交易處理方法。 【先前技術】 先前’設於金融機構争之現金自動櫃員機(以下200935361 IX. Description of the Invention: [Technical Field] The present invention relates to a device and a transaction processing method for processing a transaction such as a banknote transaction, a banknote transaction, a transfer transaction, and the like according to a user's input operation. [Prior Art] Previously cash-based ATMs located in financial institutions (below
❹ 鑛(Aut。Teller Maehine)),能夠進行存鈔交易取鈔交 易、轉帳交易等類別之交易。atm係根據使用者之輸入操 作對各種交易進行處理者。又,曾提議提昇使用者連續進 行複數個交易時之操作性,使ATM之處理效率提昇。 例如,專利文獻i(日本專利特開平u_8609(m公報)中提 議有如下顧,其可連續進行卡片之存鈔交易或轉帳交 易。該ATM將「卡片之存鈔交易+轉帳交易」作為交易類 狀選擇項目,顯示於交易選擇晝面上。當使用者選擇該 「卡片之存鈔交易+轉帳交易」時,則受理使用者之卡 片,對存鈔交易與轉帳交易進行連續處理,並於該等交易 之相關處理結束之後,將卡片返還使用者。 又’亦提議有如下ATM,將包含轉帳收款方之金融機構 密碼或帳號等之轉帳收款方資訊,預先記憶於進行轉帳交 易時使用之卡片(轉帳卡)中,當進行轉帳交易時,可藉由 利用自轉帳卡中讀取之轉帳收款方資訊,使得使用者關於 轉帳收款方資訊之輸人操作變得簡易。進而,專利文獻2 (日本專利特開平U-73539號公報)令,提議不僅將轉帳收 J35121.doc 200935361 款方資訊而且亦將轉帳金額記憶於轉帳卡中,自此便可使 得使用者進行轉帳父易之輸入操作變得更加簡易。 【發明内容】 s 然而,專利文獻m提出之構成中,若使用者連續進行 之複數個交易之組合未成為交易類別之選擇項目,則無法 提昇使用者之操作性或ATM之處理效率。亦即,錢用者 ❹ ❹ 連續進行之複數個交易之組合未成為交易類別之選擇項 目,則使用者就要一一處理該等交易。 另一方面,隨著ATM能夠進行之交易類別之增加或者使 用者需求之多樣化,使用者連續進行之複數個交易之组合 變得多種多樣。因而,專利文獻以伽於使用者連續進 行之複數個交易之組合中,僅對一部分組合’只謀求使用 者之操作性或ATM之處理效率提昇。換言之,對使用者連 續進行之複數個交易之組合,其大部分未能謀求㈣者之 操作性或ATM之處理效率提昇。 再者,專利文獻2僅提㈣化使㈣進行轉帳交易時之 2入㈣’而對於使用者連續進行之複數個交易,並未謀 求該等交易處理所需之時間縮短。 本發明之目的在於提供一種配合使用者之需求,對該使 :者進行之複數個交易’謀求交易處理所需之時間縮 Μ處理效率提昇之交易處理裝置及交易處理方法。 本:明之交易處理裝置以如下方式構成,以解決 通’達成其目的。 本七明之父易處理裝置係媒體處理機構受理媒體,讀取 135121.doc 200935361 該媒體所記憶之媒骽咨# ΤΓ κ , 、 訊。媒體例如係接觸式或非接觸式 1C卞或磁卡,且對备— Φ Λ . 行交易之使用者發行。媒體資訊 甲包含登5己有連續處理 訊中所含之交易樣式既了Γ 易樣式。媒體資 式選擇為理㈣白 ,亦可為複數個。交易樣 '又 上述媒體處理機構由媒體讀取之媒體資 訊中所含之交易樣式中 飞取之媒體貝 . it R 4 w之父易樣式之選擇。繼 參 ❹ 機構對登記於由上述交易樣式選擇受理 =又理選擇之父易樣式中之㈣個 因此’藉由將符合進行交易之使用者需求 先記憶於對該使用者發行 易樣式預 〜族… 仃之媒財,可對該使用者連續進 效率提昇。 〜彳需之時間縮短’使處理 二,當錢者進行複數個交易之情形時,為減少該使用 者插入、取回卡片之次數, 婼艚虛拥她雄 衩于的疋構成如下:對於上述 處理機構,於上述連續交易處理機構對經選擇之交易 樣式中所登記之递盤彻^且入 擇之交易 T所^之複錢^全部騎處理 理之媒體放出至媒體投入口。 交將本次受 ^料上述連續交易處理機構,較好的是構成 使貨幣處理機構整批處理登記於 數個交易相關之收入貨幣或者支出父易樣式中之複 又’汉置有父易樣式更改/追加受理機構,其 述媒體處理機構對自媒體讀取之媒體資訊^、又上 式所登記之交易之更改輸入、或 3之交易樣 便已讀取該媒體資訊之 135121.doc 200935361 媒體追加記憶之交易樣式之設定輸入; 改/11體處理機構亦可構成如下:基於上述交易樣式更 為二理機構所受理之更改輸入或追加輸入,更新作 用為由媒體所記憶之交易樣式。若如此構成,則使 更可自由登記符合自身需求之交易樣式。 2村設置確認機構,其係對經上述以樣式選擇受 又理選擇之交易樣式中所登記之每—交易,於上述A.Teller Maehine) is able to conduct transactions such as banknote transactions, banknote transactions, and transfer transactions. Atm is a process that processes various transactions based on the user's input operations. In addition, it has been proposed to improve the operability of users in a series of transactions, and to improve the processing efficiency of ATM. For example, Patent Document i (Japanese Patent Laid-Open No. Hei No. 8609 (m publication) proposes the following, which can continuously carry out a bank deposit transaction or a transfer transaction of a card. The ATM uses "card deposit transaction + transfer transaction" as a transaction type. The selection item is displayed on the transaction selection page. When the user selects the "card deposit transaction + transfer transaction", the user's card is accepted, and the deposit transaction and the transfer transaction are continuously processed, and After the relevant processing of the transaction is completed, the card is returned to the user. Also, the following ATM is proposed to transfer the information of the financial institution including the financial institution password or account number of the transfer recipient to the transfer transaction. In the card (debit card), when the transfer transaction is made, the transfer operation of the transfer payee information can be simplified by using the transfer payee information read in the self-transfer card. Further, Patent Document 2 (Japanese Patent Laid-Open No. U-73539) Orders that it is proposed not only to transfer the information of J35121.doc 200935361 but also to transfer the amount of the transfer. In the card, the input operation of the user can be made easier by the user. [Invention] s However, in the constitution proposed by the patent document m, if the user continuously performs a combination of a plurality of transactions, the combination does not become The selection of the transaction category does not improve the user's operability or the processing efficiency of the ATM. That is, the user's ❹ 连续 continuous combination of multiple transactions does not become a selection item in the transaction category, then the user must On the other hand, as the types of transactions that ATM can perform or the diversification of user needs, the combination of multiple transactions that the user performs continuously becomes diverse. Thus, the patent literature is gamma Among the combinations of multiple transactions that the user performs continuously, only a part of the combination 'only seeks the user's operability or the processing efficiency of the ATM. In other words, the combination of the plurality of transactions continuously performed by the user is mostly failed. The operability of the (4) or the processing efficiency of the ATM is improved. Further, Patent Document 2 only mentions (4) the making of (4) the transfer transaction. In the case of a plurality of transactions that are continuously performed by the user, the time required for the transaction processing is not shortened. It is an object of the present invention to provide a plural for the user to meet the needs of the user. The transaction processing device and the transaction processing method for reducing the processing time required for the transaction processing. The transaction processing device of the present invention is configured as follows to solve the problem. The father of the seven-element easy-to-handle device The media processing organization accepts the media and reads 135121.doc 200935361. The medium is remembered by the media. # ΤΓ κ , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , The user of the transaction is issued. The media information A contains the transaction style contained in the continuous processing message. The choice of media resources is rational (four) white, and can also be plural. The transaction sample 'The above media processing agency is selected from the media styles included in the media information read by the media. The choice of the media style of it R 4 w. Following the participation of the participating organizations in the parent-style style selected by the above-mentioned transaction style selection acceptance = the rational selection, the user's demand for the transaction is first recorded in the easy-to-follow style of the user. ... 媒 媒 媒 媒 , , , , , , , , , , , , , , , , , , , , , ~ The time required for shortening 'to make the second, when the money is going to carry out multiple transactions, in order to reduce the number of times the user inserts and retrieves the card, the 疋 拥 她 她 她 她 她 她 她 她 她 她 她 她The processing institution releases, at the above-mentioned continuous transaction processing institution, the media that has been registered in the selected transaction pattern and the selected transaction T is all released to the media input port. The above-mentioned continuous transaction processing institution will be subject to the above-mentioned continuous transaction processing mechanism. It is better to make the money processing institution process the batch processing in the income-related currency or the expenditure of the parent-fashion style. The change/addition accepting institution, which reads the media information read from the media, the change input of the transaction registered in the above formula, or the transaction sample of 3, has read the media information 135121.doc 200935361 media The setting operation of the additional memory transaction pattern; the change/11 body processing mechanism may also be configured as follows: based on the transaction pattern, the change input or the additional input accepted by the second organization is updated, and the update function is the transaction pattern memorized by the media. By doing so, it is possible to freely register a transaction pattern that suits its own needs. 2 village setting confirmation institution, which is the above-mentioned transaction registered in the transaction pattern selected by the above-mentioned style selection
續交易處理__處理時,確認是轉行該交易。 :者,輸出機構亦可構成如下:於上述連續交易處理機 、經選擇之交易樣式中登記之複數個交易進行處理時產 生障礙之情形,輸出障礙產生時刻之該交易樣式之進行狀 況。由該輸出機構輸出之交易樣式之進行狀況既可為例如 :對交易樣式中所登記之每一交易,輸出障礙產生時刻之 結束或者未結束者’亦可為除了輸出障礙產生時刻之結束 或者未結束外,還輸出收人支出金額者。X,進行狀況之 輸出既可為顯示器中之顯示輸出’亦可為列印於傳旱之歹 印輸出。 ' 如此-來,使用者或工作人員便能獲知障礙產生時之交 易進行狀況’便能順利進行恢復後由何種交易執行等恢復 後之對應或者收入貨幣或支出貨幣之處理。 ^根據本發明,可配合使用者之需求,對該使用者連續進 行之複數個父易’謀求交易處理所需之時間縮短,使處理 效率提昇。 【實施方式】 I3512I.d〇c 200935361 ❹ 以下,就本發明之交易處理裝置之實施形態加以說明。 於此以6又於金融機構店面中之現金自動櫃員機(以 下’稱為ATM)為例加以說明。圖j係表示該atm之外觀之 概略圖’圖2係表示ΑΤΜ之主要部分構成之方塊圖。ατμ 1根據使用者之輸入操作,對存鈔交易、取鈔交易、轉帳 交易等各種交易進行處理^顧i具備控制部2、卡片處 理部3、紙幣處理部4、硬幣處理部5、存摺處理部6、收據 發行部7、顯示部8、操作部9、及通信部10。控制部2對本 體各部之動作進行控制,以處理上述各種交易。 卡片處理邰3,取入投入至本體前表面上所設之卡片投 入口 3a中之卡片2Q ’讀取該卡片斯記憶之卡片資訊。卡 片所》己隐之卡片資訊中,包含識別卡片之卡號、表示相 *帳=之帳號、登記著進行連續處理之複數個交易之交易 士/等=tfl 4交易樣式相關之資訊隨後加以詳細說明。 :20右具備§己憶與交易樣式相關之資訊之記憶容量,則 可為磁卡’亦可為接觸式或非接觸式π卡。於此,對卡 ^為接觸式1C卡之情形加以說明。 4邛4對與交易相關之存鈔紙幣或取鈔紙幣進行 二於Γ幣ί理部4具備紙幣運送路徑,該紙瞥運送路徑 幣儲存Ε心表面之紙幣存取鈔σ 4 a與設於本體内部之紙 於紙、、1運送紙幣。紙幣儲存11按照貨带類別設置。 带暫時之中途’設有暫時保存存鈔紙带之存鈔紙 部又:子部及暫時保存取鈔紙幣之取鈔紙幣暫時保存 乂辨識紙幣真偽或貨擎種類之紙f辨識部,設 135121.doc 200935361 於紙幣運送路徑之中途。硬幣處理部5對與交易相關之存 鈔硬幣或取鈔硬幣進行處理。硬幣處理部5具有硬幣運送 路徑,該硬幣運送路徑於設於本體前表面之硬幣存取鈔口 5 a與设於本體内部之硬幣儲存匣之間運送硬幣。硬幣儲存 • 匣按照貨幣類別設置。於硬幣運送路徑之中途,設有暫時 - 保存存鈔硬幣之存鈔硬幣暫時保存部及暫時保存取鈔硬幣 之取鈔硬幣暫時保存部。又,用以辨識硬幣真偽或貨幣種 ❹ 類之硬幣辨識部,設於硬幣運送路徑之中途。 存摺處理部6取入投入至本體前表面上所設置之存摺投 入口 6a之存摺,並對該存摺進行交易内容之列印等。又, 存摺處理部6使列印著交易内容之存摺退出至存摺投入口 =收據發行部7使列印著交易内容之收據退出至設於本 體則表面上之收據發行口。顯示部8使得用於使用者之操 作引導畫面等,顯示於設於本體前表面之顯示器8&上。操 料9具備貼附於顯示器8a之畫面上之觸摸面板%、及小 鍵盤等輸入元件,來積測使用者之輸入操作。通信部购 由公用線路或專用線路,對與設於中心之主裝置(未圖示) 之通信進行控制。主裝置於開設於金融機構之每一帳戶 • 2,記憶用於該帳戶管理之管理資訊(帳號、存鈔餘額、 费碼、交易記錄等)。 該ATM 1具備如下功能,當由卡片處理部3受理之卡片 =記憶著登記有複數個交易組合之交易樣式之情形時,對 登記於經選擇之交易樣式中之複數個交易進行連續處理。於 135121.doc 200935361 此’對與卡片20所記憶之交易樣式相關之資訊加以說明。 圖3係表示卡片所記憶、且與交易樣式相關之資訊之圖。 該父易樣式相關之資訊’由圖3(A)所示之樣式表格以及圖 3(B)所不之交易内容表格構成。交易樣式表格係樣式編 • 號、樣式名稱、交易編號對應於每一交易樣式之表格。樣 . <編號係識別該交易樣式之編號,樣式名稱係該交易樣式 之名稱’交易編號係表示該交易樣式中進行處理之交易之 鲁 編號°例如’圖3(A)中之樣式編號1係樣式名稱為AAA, 應。 別。交易内容係存 款方金融機構密碼 之為讯。交易内容 且對交易編號A、交易編號B以及交易編號c之三個交易進 行連續處理之交易樣式,樣式編號2係樣式名稱為, 且對交易編號D、交易編號E、交易編號?以及交易編號g 之四個交易進行連續處理之交易樣式。樣式名稱如下所述 I由使用者任意設定。交易内容表格係對交易編號登記於 父易樣式表格中之每一交易,登記著其内容之表格。交易 内容表格係交易編號、交易類別以及交易内容對應於每一 © 冑易之表格。交易編號與登記於樣式表格中之交易編號對 轉帳交易等交易類When the transaction processing __ is processed, it is confirmed that the transaction is transferred. Alternatively, the output means may be configured to generate an obstacle when the plurality of transactions registered in the continuous transaction processor and the selected transaction pattern are processed, and output the transaction pattern at the time of the occurrence of the obstacle. The progress of the transaction pattern output by the output mechanism may be, for example, for each transaction registered in the transaction pattern, the end of the output obstacle generation time or the end of the transaction may be the end of the generation time other than the output obstacle or not In addition, the person who outputs the income of the income is also output. X, the output of the status can be either the display output in the display or the print output printed on the drought. In this way, the user or the staff member can know the status of the transaction when the obstacle is generated, and the transaction or the monetary or expenditure currency can be processed after the recovery is resumed. According to the present invention, the time required for the transaction of the plurality of fathers to perform the transaction processing can be shortened to meet the needs of the user, and the processing efficiency is improved. [Embodiment] I3512I.d〇c 200935361 ❹ Hereinafter, an embodiment of the transaction processing apparatus of the present invention will be described. This is illustrated by taking the cash ATM in the storefront of the financial institution (hereinafter referred to as ATM) as an example. Fig. j is a schematic view showing the appearance of the atm. Fig. 2 is a block diagram showing the main part of the ΑΤΜ. The ατμ 1 processes various transactions such as a deposit transaction, a banknote transaction, and a transfer transaction according to the user's input operation. The control unit 2, the card processing unit 3, the banknote processing unit 4, the coin processing unit 5, and the passbook processing are provided. The unit 6, the receipt issuing unit 7, the display unit 8, the operation unit 9, and the communication unit 10. The control unit 2 controls the operations of the respective units to process the various transactions described above. The card processing 邰3 takes in the card information of the card memory that is loaded into the card insertion opening 3a provided on the front surface of the main body 2'. The card information contained in the card contains the card number of the identification card, the account number indicating the account, the trader who registered the multiple transactions for continuous processing, etc. = tfl 4 The information related to the transaction pattern is explained in detail later. . : 20 right has the memory capacity of the information related to the transaction style, and the magnetic card can be a contact or non-contact π card. Here, the case where the card is a contact type 1C card will be described. 4邛4 pairs of banknotes or banknotes associated with the transaction are carried out on the banknotes. The bank 4 has a banknote transport path, and the banknote transport path stores the banknotes on the surface of the banknotes. The paper inside the main body is on paper, and 1 carries paper money. The banknote storage 11 is set according to the tape type. In the middle of the zone, there is a paper-saving paper section that temporarily stores the banknotes of the banknotes: the sub-section and the banknotes for temporarily storing the banknotes are temporarily stored, and the paper f identification part that identifies the authenticity of the banknotes or the type of the goods is provided. 135121.doc 200935361 Halfway through the banknote shipping path. The coin processing unit 5 processes the banknotes or the banknotes associated with the transaction. The coin processing unit 5 has a coin transport path for transporting coins between the coin access port 5a provided on the front surface of the main body and the coin storage cassette provided inside the main body. Coin storage • 设置 Set by currency type. In the middle of the coin transport path, there is a temporary storage unit for temporarily storing the banknotes for depositing banknotes and a banknote deposit temporary storage unit for temporarily storing the banknotes. Further, a coin discriminating unit for recognizing the authenticity of the coin or the currency type is provided in the middle of the coin transport path. The passbook processing unit 6 takes in the passbook of the passbook entry 6a placed on the front surface of the main body, and prints the transaction contents of the passbook. Further, the passbook processing unit 6 withdraws the passbook in which the transaction content is printed to the passbook insertion port. The receipt issuing unit 7 causes the receipt printed with the transaction content to be withdrawn to the receipt issuance port provided on the surface of the entity. The display unit 8 causes an operation guide screen or the like for the user to be displayed on the display 8& provided on the front surface of the main body. The operation 9 has an input element such as a touch panel % attached to the screen of the display 8a and a keypad, and integrates the input operation of the user. The communication unit purchases a communication with a host device (not shown) provided in the center by a public line or a dedicated line. The main device is opened in each account of the financial institution. 2. The management information (account number, bank balance, fee code, transaction record, etc.) used for the account management is memorized. The ATM 1 has a function of continuously processing a plurality of transactions registered in the selected transaction pattern when the card accepted by the card processing unit 3 stores a transaction pattern in which a plurality of transaction combinations are registered. 135121.doc 200935361 This is a description of the information related to the transaction pattern remembered by the card 20. Figure 3 is a diagram showing information that is remembered by the card and related to the transaction pattern. The parent-style related information ' consists of the style sheet shown in Fig. 3(A) and the transaction content table shown in Fig. 3(B). The transaction style table is a style code, a style name, and a transaction number corresponding to each transaction style table. The <number identifies the number of the transaction style, and the style name is the name of the transaction style. The transaction number indicates the number of the transaction processed in the transaction pattern. For example, the pattern number 1 in Figure 3(A) The style name is AAA, which should be. do not. The transaction content is the password of the depositor financial institution. The trading content and the transaction pattern for the three transactions of transaction number A, transaction number B and transaction number c, the style number 2 is the style name, and the transaction number D, transaction number E, transaction number? And the transaction pattern of the four transactions of transaction number g for continuous processing. The style name is as follows. I is arbitrarily set by the user. The transaction content table is a table in which the transaction number is registered in the parent-style style table, and the contents thereof are registered. The transaction content table is the transaction number, transaction category, and transaction content corresponding to each of the © Trading Forms. Transaction number and transaction number registered in the style sheet, transaction type such as transfer transaction
叹欹万金融機構密碼、轉帳收款方帳號等)。Sigh 10,000 financial institution password, transfer recipient account number, etc.).
再者’於此使卡片20以樣式表格及交易内容表格之兩 格5己憶與交易樣式相關之資訊,但亦 4 ―成為以匯成 I35121.doc 200935361 個之表格記憶樣式表格以及交易内容表格,亦可構成為分 為三個以上之表格來進行記憶。亦即,卡片2〇所記憶之交 易樣式之相關資訊,若使連續進行處理之複數個交易以及 各交易之内容對應於每-交易樣式,則任何形式均可。 其次,對該ATM 1之動作加以說明。圖4係表示ATM之 動作之流程圖。ATM冰顯示器8艸顯示圖5所示之初始晝 面,並等待使用者進行交易類別之選擇輸入⑻。*始 ❹ ❹ f面將取現(取鈔交易)、收現(存鈔交易)、轉帳(轉帳; =餘額查詢(餘額查詢交易)、連續交易等交易類 選擇項目進行顯示。ATM1設有偵測有無使用者之使用者 偵測感應器,當該使用者销測感應器侦測到使用者時’使 該初始畫面顯示於顯示器8a上。於該情形時,當使用者福 測感應器並未谓測到使用者時,使顯示器 終止即可。由該初始晝旦面顯不 於卡㈣所記憶之交易樣易之相關項目係基 時或者對對複㈣Η進行連續處理 者對卡片2〇所记憶之交易樣式實施追加、更改、· ::等Τ擇之項s。操作部9用以㈣觸摸面一 鍵盤等輸人元件中使用者之輸入操作。 ATM 1於使用者所逆遥夕a 0 & 目時,則對類別與經選擇為連續交易以外之項 ⑻、♦ S3中例如於選擇取鈔相應之^進行處理 易進行處理,而於選擇存金旦易情形時則對取鈔交 行處理。S3十將對 < 情形時則對存鈔交易進 理,由/Γ 交易進行處理。與s3_之交易處 由於與公知之他相同,故於此省略說明。另一 ^ 135121.doc 12· 200935361 面,ATM 1於使用者選擇連續交易之情形時,則執 交易處理(s4)。 ' 圖6及圖7係表示與以相關之連續交易處理之流程圖。 ATM 1於卡片處理部3中,受理使用者投入至卡片投入口 3 中之卡片20(sll)。ATM 1於sll中等待卡片2〇投入時,於3 顯示器8a中顯示促使使用者投入卡片2〇之晝面。卡片處 部3取入使用者投入至卡片投入口 3&中之卡片2〇,並讀取 該卡片20所記憶之卡片資訊。ATM 1若受理卡片2〇 ’便受 理使用者之密碼輸入(sl2)。ATM 1於S12中等待密碼輸入 時,則於顯示器8a t顯示促使使用者輸入密碼之晝面。操 作部9偵測使用者之密碼輸入。ATM丨將密碼確認請求發 送至主裝置(sl3) ’該密碼確認請求包括由使用者輸入之密 碼、及能夠識別sll中所受理之卡片2〇之卡號或帳號。 ATM 1經由通信部1〇與主裝置進行通信。In addition, 'the card 20 is used to compare the information related to the transaction style in the two forms of the style sheet and the transaction content table, but also becomes a table memory style table and transaction content table of Huicheng I35121.doc 200935361. It can also be configured to be divided into three or more tables for memory. That is, the information relating to the transaction style memorized by the card 2 can be any form if the plurality of transactions continuously processed and the contents of each transaction correspond to the per-transaction pattern. Next, the operation of the ATM 1 will be described. Fig. 4 is a flow chart showing the operation of the ATM. The ATM ice display 8 displays the initial screen shown in Figure 5 and waits for the user to make a selection input (8) for the transaction category. * ❹ 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面 面Whether there is a user detecting sensor of the user, when the user detecting the sensor detects the user, 'display the initial screen on the display 8a. In this case, when the user does not measure the sensor When the user is detected, the display can be terminated. The initial project is not related to the transaction sample of the card (4), or the continuous processing of the complex (4) is performed on the card 2 The memory transaction pattern is implemented by adding, changing, etc., etc. The operation unit 9 is used for inputting a user in the input component such as a touch panel and a keyboard. The ATM 1 is used by the user. a 0 & at the time, it is easy to process the category and the item (8), ♦ S3 selected for the continuous transaction, for example, the selection corresponding to the banknote selection, and the processing is easy to deal with when the selection is saved. Banknotes are handled by the bank. S3 will be in the case of < Then, the banknote transaction is processed and processed by the /Γ transaction. The transaction with s3_ is the same as that of the well-known one, so the description is omitted here. Another ^ 135121.doc 12· 200935361 face, ATM 1 is the user When the case of continuous transaction is selected, the transaction processing (s4) is executed. 'Figure 6 and Figure 7 show the flow chart of the continuous transaction processing associated with the related. ATM 1 in the card processing unit 3 accepts the user input to the card input The card 20 (sll) in the port 3. When the ATM 1 waits for the card 2〇 to be input in the sll, the display 3 is displayed in the display 8a to prompt the user to input the card. The card portion 3 takes in the user's input to the card. The card 2 in the 3& and the card information memorized by the card 20 is read. The ATM 1 accepts the user's password input (sl2) if the card is accepted. The ATM 1 waits for the password input in S12. Then, the display 8a t displays the prompt for the user to input the password. The operation unit 9 detects the password input of the user. The ATM transmits a password confirmation request to the host device (s13) 'The password confirmation request includes input by the user. Password and identification The card number or account number of the card accepted in sll. The ATM 1 communicates with the host device via the communication unit 1 .
主裝置記憶有對應卡號或帳號與密碼之管理資訊。主妒 置利用該管理資訊,對本次發送之密碼確認請求所含之密 碼是否正確進行判定,並將其判定結果發送回atm j。 ATM 1若自主裝置接收到對sl3之相w密碼確認請求之確 認結果’則對Sl2中受理之密石馬是否正確進行判定(si4)e ATM 1於s 12中所X理之雄、碼不正確時,則將本次受理之卡 片20退出至卡片奴人σ 3a(sl5) ’並終止本處理。當判定 sl2中所受理之密碼正確之情料,則會促使再次輸入密 碼,並將包含再次輸入之密碼之密碼確認請求發送至主裝 置。該情科’當㈣特定次數判定密碼不正確(例如3次) 135121.doc •13· 200935361 時,則可於sl5中將本次受理之卡片2〇退出至卡片投入口 3 a 〇 atm 1於sl2中所受理之密碼正確時,則基於S11中自卡 片20所4取之卡片資訊,使交易樣式選擇晝面(參照圖8)顯 • 示於顯示器心中(S16)。該交易樣式選擇畫面中,對登記於 sll中受理之卡片20所記憶之樣式表格中之每一交易樣 式,顯示表示其樣式名稱之選擇按鈕,以及對卡片2〇所記 φ 憶之樣式表格追加交易樣式之追加按鈕。ATM 1於使用者 進行選擇追加按鈕之輸入操作(sl7)後’便會執行交易樣式 追加處理(Sl8)。該交易樣式追加處理之詳細情況隨後加以 描述。ATM 1於結束sl8之相關交易樣式追加處理後,便返 回至S16。此時,對於本次追加之交易樣式,atm丨將表示 其樣式名稱之選擇按叙顯示於交易樣式選擇晝面上。 ATM i於使用者進行選擇任—交易樣式之輸人操作⑷9) 後’便將經選擇之交易樣式之交易樣式確認晝面(參照圖9) Q 顯示於顯示器8&中〇2〇)。該交易樣式確認畫面中,將一併 顯示S19中所選擇之交易樣式下執行之各交易内容、與執 行按鈕、更改按鈕及取消按鈕。ATM 1於使用者進行選擇 取消按鈕之輸入操作(S21)後,返回至sl6,再次受理交易 樣式之選擇輸入。又,ATM 1於使用者進行選擇更改按鈕 之輸入操作(S22)後,對S19中所選擇之交易樣式,進行更 改其内容之交易樣式更改處理(s23)。該交易樣式更改處理 之詳細情況隨後描述。ATM 相關之易樣式更改處 理結束後,返回至s20。此時’ ATM !,以本次經更改之内 135121.doc 14 200935361 容顯示sl9中所選擇之交易樣气 ATM1於使用者進行選擇切按 便開始進行交易内容顯 ^^(s24)^» 時刻,顯示著交易:容之:=:之交易處… 中登記之交易。ATM 1針易係Sl9中所選擇之交易樣式 有交易進行處理前,判定H之交易樣式中所登記之所 (請XS25)。例如,Ατ^否需要存鈔(投入紙幣或硬幣 ❹ 記之存鈔交易或現金之轉帳交:、’=擇之交易樣式中所登 相關之金額時,則判定、之口計金額大於取鈔交易 鈔交易之金額以^ 鈔’而於上述合計金額為取 鈔交易或現金之轉帳交易,則可判定必須存鈔。存 二:广中判定必須進行存鈔時,則進行以下所示之 了之處理,並受理使用者投入之貨幣。首先 =畫::面(參照圖1°)顯示於顯示器—。該存 y畫面中顯示經選擇之交易樣式下所執行之每一交易 :存,金額及合計金額。此時,ATM1打開設於紙幣投人 a’硬幣技入口 5a之播板,受理使用者投入紙常或硬幣 G )°ATM1,於進行選擇存鈔受理畫面中所顯示之牡束 ==操作時,判定使用者之貨幣投入結束,並闕閉 口又於4幣Un4a或硬幣投人D5a之播板。又,鑛I對 於使用者投人之紙帶或硬幣,利㈣㈣識 :來,或貨幣種類,並計算出本次投入之紙幣幣= 之。4金額。又,使用者本次投人之紙幣,保存於存鈔 紙幣暫時保存部中,使用者本次投入之硬幣,保存於存鈔 135121.doc -15· 200935361 硬幣暫時保存部中。ATM 1 Μ — a 够 ^ 將包含使用者投入之紙幣或硬 一十金額(存》金額)的存鈔金額確認畫面(參照圖11) 顯不於顯示部8a中〇28)。 該存鈔金财财巾㈣料刻使用者 又入之貨赞之合計金額(存鈔金額)或追加存鈔独及確認 按钮。顧】於使用者進行選擇追加存鈔按叙之輸入操作 ㈣後’返回至s27 ’受理使用者投入紙帶或硬瞥… ATM】於使用者進行選擇確認按紐之輸入操作㈣後,將 交易執行晝面(參照圖12)顯示於顯示器8a中㈣。 再者,ATM i若於s25中判定無需存鈔,則不進行上述 心“30之處理’而於s31中使交易執行晝面顯示於顯示器 8a中。又’ATM1如下所述’對於本次處理之交易樣式中 所登§己之交易,執行不處理交易之跳過或交易内容之更 改’故而’使用者投入之貨幣之合計金額(存鈔金額 便小於經選擇之交易樣式下執行之各交易之存鈔金額之人 計金額’若進行選擇確認按紐之輸入操作,亦可於山中 使交易執行晝面顯示於顯示器8&中。 該交易執行晝面中’於登記於經選擇之交易樣式之 中,對於該時刻未經處理之未處理交易,—併顯示其= 内容,以及更改按鈕、跳過按鈕及執行按鈕。該AT” i 照樣式表格中登記之順序,對經選擇 按 千^父易樣式中所登印 之交易進行處理。ATM i於使用者進行選擇更改按於 入操作(s32)後,執行更改交易内容之交易内容更 别 (s33)。s33係受理顯示器8a中所顯示之 理 勿Μ令之更改例 135121.doc •16- 200935361 如存鈔金額之更改之處理。該交易内容更改處理之詳細情 況隨後描述。ATM 1於s33之相關交易内容更改處理結束 後’返回至s31。此時,ATM 1以反映本次受理之更改内容 之交易内容顯示交易執行畫面。 ❹The main device stores management information corresponding to the card number or account number and password. The master device uses the management information to determine whether the password included in the password confirmation request sent this time is correct, and sends the determination result back to atm j. If the autonomous device receives the confirmation result of the phase w password confirmation request for sl3, then the determination is made as to whether the dense stone horse accepted in Sl2 is correct (si4) e ATM 1 is in the s 12 and the code is incorrect. At this time, the card 20 accepted this time is withdrawn to the card slave σ 3a (sl5) ' and the processing is terminated. When it is determined that the password accepted in sl2 is correct, the password is prompted to be re-entered, and a password confirmation request including the re-entered password is sent to the main device. The affair 'when (4) the specific number of times the password is incorrect (for example, 3 times) 135121.doc •13·200935361, then the card 2〇 of this acceptance can be quit in sl5 to the card input port 3 a 〇atm 1 When the password accepted in sl2 is correct, the transaction pattern selection face (see Fig. 8) is displayed on the display center based on the card information taken from the card 20 in S11 (S16). In the transaction pattern selection screen, a selection button indicating the style name is displayed for each transaction pattern registered in the style sheet stored in the card 20 accepted in the sll, and the style sheet of the card 〇 recalled is added to the card 〇 Append button for trading style. The ATM 1 executes the transaction pattern addition processing (S18) after the user performs the input operation of the selection addition button (s17). The details of the transaction pattern appending process are described later. After the ATM 1 completes the processing of the related transaction pattern at the end sl8, it returns to S16. At this time, for this additional transaction style, atm丨 will indicate that the selection of its style name is displayed on the transaction style selection surface. After the user selects the transaction-type transaction (4) 9), the transaction pattern confirmation face (see FIG. 9) Q of the selected transaction pattern is displayed on the display 8 & In the transaction pattern confirmation screen, the contents of each transaction executed under the transaction pattern selected in S19, and the execution button, the change button, and the cancel button are displayed together. After the user performs the selection cancel button input operation (S21), the ATM 1 returns to sl6 and accepts the transaction style selection input again. Further, after the user performs an input operation of the selection change button (S22), the ATM 1 changes the transaction pattern change processing of the content to the transaction pattern selected in S19 (s23). The details of the transaction pattern change processing are described later. After the ATM-related easy style change processing is completed, return to s20. At this time, ' ATM !, in this change, 135121.doc 14 200935361 shows that the transaction sample ATM1 selected in sl9 is selected by the user to start the transaction content display ^^(s24)^» , shows the transaction: Rong Zhi: =: the transaction office... registered transaction. The ATM 1 stitch is the type of transaction selected in Sl9. Before the transaction is processed, it is determined by the transaction pattern registered in H (XS25). For example, if Ατ^No banknote is required (in the banknote transaction or cash transfer account of the banknote or coin), or the amount associated with the transaction pattern, the amount of the judgment is greater than the amount of the banknote. The amount of the transaction note transaction is in the amount of 'banknote' and the above total amount is the money-drawing transaction or the cash transfer transaction, then it can be determined that the banknote must be deposited. Save 2: When Guangzhong decides that banknotes must be deposited, the following is shown. Processing, and accepting the currency invested by the user. First = drawing:: face (refer to Figure 1 °) is displayed on the display - the deposit y screen shows each transaction executed under the selected transaction pattern: deposit, amount And the total amount. At this time, the ATM 1 opens the broadcast board provided on the banknote investment a' coin technology entrance 5a, and accepts the user's input of the paper or the coin G) °ATM1, and performs the display of the banknote displayed on the banknote accepting screen. == During the operation, it is judged that the user's currency input is over, and the disc is closed at 4 yuan Un4a or coin cast D5a. In addition, the mine I is interested in the paper tape or coin that the user has invested in, and the profit (4) (four) is recognized, or the currency type, and the banknote currency of the input is calculated. 4 amount. Further, the banknotes of the user's current investment are stored in the banknote temporary storage unit, and the coin that the user has put in this time is stored in the banknote temporary storage unit 135121.doc -15· 200935361. ATM 1 Μ — a Enough ^ The banknote amount confirmation screen (see Fig. 11) including the banknotes input by the user or the hard ten-dollar amount (see Fig. 11) is not displayed in the display unit 8a (〇28). The banknotes of the banknotes (4) are the total amount of the goods (the amount of banknotes) or the additional banknotes and the confirmation button. Gu] After the user selects to add banknotes, the input operation (4) is followed by 'return to s27' to accept the user's input of paper tape or hard... ATM] After the user enters the selection confirmation button (4), the transaction will be executed. The execution face (refer to Fig. 12) is displayed on the display 8a (4). Further, if it is determined in the s25 that the ATM i does not need to deposit money, the above-described processing of the heart "30" is not performed, and the transaction execution is displayed on the display 8a in s31. Further, 'ATM1 is as follows' for this processing. The transaction in the transaction pattern, the execution of the transaction is skipped or the transaction content is changed. Therefore, the total amount of money invested by the user (the amount of the deposit is less than the transaction executed under the selected transaction style) The amount of the person who deposits the amount of money can be displayed in the display 8& in the middle of the transaction if the input confirmation button is pressed. The transaction is executed in the selected transaction style. For the unprocessed unprocessed transaction at that time, - and display its = content, as well as the change button, skip button, and execute button. The AT" i is selected in the order of the style table, and is selected by the thousand ^ The transaction printed in the parent style is processed. ATM i makes a selection change in the user. After the input operation (s32), the transaction content of the changed transaction content is changed (s33). s33 is accepted. The change shown in the display 8a is not changed. 135121.doc •16- 200935361 If the change of the banknote amount is changed, the details of the transaction content change processing are described later. The transaction content change processing of ATM 1 in s33 After the end, 'return to s31. At this time, ATM 1 displays the transaction execution screen with the transaction contents reflecting the contents of the change of this acceptance.
再者,ATM 1可適當選擇處理經選擇之交易樣式中登記 之複數個交易,而並非按照登記之順序進行處理。例如可 以與貨幣存鈔相關聯之交易、與貨幣取鈔相關聯之交易及 與貨幣存取鈔無關聯之交易之順序進行處理。 又,atm丨於使用者進行選擇執行按鈕之輸入操作(s34) 後,於該時刻下處理内容顯示於顯示器“中之交易(sh)。 s35中對存鈔交易、取鈔交易、轉帳交易等進行處理。此 時’ ATM】將對中心裝置進行可否交易之認證請求等。於 取鈔交易之情形時,將取鈔金額之貨幣自紙幣儲存匿或硬 帶儲存E中取出,保存於取鈔崎暫時保存部或取鈔硬瞥 暫時保存部中。另—方面,於存鈔交易或轉帳U之情形 時’不將該時刻保存於存鈔紙幣暫時保存部或存鈔硬幣暫 時保存部中之紙幣或硬幣,收納於紙幣儲存匣或硬幣儲存 又’ W存鈔金額不;^導致無法處理存鈔交易或轉 易時’顯示該情況’並且提醒使用者追加存鈔。 畢八=35!之交易處理結束後,視該交易為已處理完 易(36) 2本次選擇之交易樣式中’是否尚存未處理之交 π仔未處理父易,則ATM 1返回至山。又, 135121.doc •17- 200935361 ATM 1,於進行選擇交易執行 輸入操作㈣後,不對該時刻交易内^之跳條之 之交易進行處理,而是於以由,令顯示於顯示器8艸 並判定是否尚存未處理交易。⑨該交易為已處理完畢, 暫中並未殘存未處理交易時,對存_ 暫時保存部及存鈔硬f暫時平 或存鈔硬幣進行判定⑷8),若存鈔=====Further, ATM 1 may suitably select to process a plurality of transactions registered in the selected transaction pattern, rather than processing in the order of registration. For example, transactions associated with currency deposits, transactions associated with currency withdrawals, and transactions not associated with currency access notes may be processed. Further, atm 丨 after the user performs an input operation of the selection execution button (s34), at which time the processing content is displayed on the display "short transaction (sh). In s35, the banknote transaction, the banknote transaction, the transfer transaction, etc. At this time, 'ATM】 will make a request for authentication of the central device, etc. In the case of a banknote transaction, the currency of the banknote withdrawal amount will be taken out from the banknote storage or hard tape storage E, and stored in the banknote collection. In the case of a banknote transaction or a transfer of U, the time is not saved in the temporary storage section of the banknotes or the temporary deposit of the banknotes. Banknotes or coins, stored in banknotes or coins, and stored in the 'W banknote amount is not; ^ causes the banknote transaction or the transfer to 'display the situation' and reminds the user to add banknotes. Bi 8 = 35! After the transaction processing is finished, the transaction is considered to have been processed (36). 2 In the transaction pattern of this selection, if there is still an unprocessed transaction, the ATM 1 returns to the mountain. Again, 135121. Doc •17- 200935361 ATM 1, after performing the selective transaction execution input operation (4), does not process the transaction of the jump bar in the transaction at the moment, but displays it on the display 8 and determines whether the unprocessed transaction remains. 9 If the transaction has been processed, if there is no unprocessed transaction remaining in the temporary transaction, the temporary storage department and the banknotes are temporarily determined or deposited (4) 8), if the banknote =====
:硬幣暫時保存部中保存有存鈔紙"二:= 等紙幣或硬幣收納於紙㈣£或硬幣二=- 2 ATM 1 ’對有無返回使用者之零錢進行判定(S40),若 有零錢’則將與該零錢相應之紙帶或硬幣自紙帶储存臣或 硬幣儲_取出,退到紙幣投人口域硬幣投人口 5a(s41)e 又,ATM 1將sll中受理之卡片2〇退出至卡片投入口 a(s42)使該卡片2〇返回給使用者。進而,ATM】對取鈔 紙幣暫時保存部以及取鈔硬幣暫時保存部中是否保存有取: The banknote temporary storage unit holds the banknote paper"2:=, etc. Banknotes or coins are stored in paper (4) £ or coin 2 =- 2 ATM 1 'Determining whether there is any change to the user (S40), if there is change 'The paper tape or coin corresponding to the change will be taken out from the paper storage or the coin storage _, and will be returned to the banknote investment population. The coin is invested in the population 5a (s41) e. The ATM 1 will withdraw from the card accepted in the sll. The card input port a (s42) returns the card 2 to the user. Further, ATM is stored in the temporary storage unit of the banknotes and the temporary storage unit of the banknotes.
鈔紙幣或取鈔硬幣進行判定(s43),若取鈔紙幣暫時保存部 或者取办硬幣暫時保存部中保存有取鈔紙幣或取鈔硬幣, 則將該等紙幣或硬幣退出至紙幣投入口 4a或硬幣投入口 5a(s44)。 如此般該ATM 1便能對卡片20記憶之交易樣式中所登記 之複數個交易進行連續處理。又,卡片2〇由於係對每一使 用者發行’故可結合使用者自身之需求,使登記著複數個 交易之交易樣式記憶於卡片20中。因此,便能結合使用者 之需求’使該使用者連續進行之複數個交易,縮短交易處 理所需之時間,使處理效率得以提昇。 135121.doc -18- 200935361 又’如上所述,登記於交易樣式中 水八甲之交易,由於與存鈔 相關之紙幣或硬幣於所有交易處理姓 巧乂匁爽埋、,、口束時,整批收納於紙 幣储存匣或硬幣儲存匣中,故而钵&心Λ 仔Ε甲玟而月匕夠抑制紙幣阻塞或硬幣 卡住等造成障礙之產生頻率。 ❹The banknote or the coin-collecting coin is judged (s43), and if the banknote-receiving portion or the coin-holding temporary storage unit stores the banknotes or the banknotes, the banknotes or coins are withdrawn to the banknote insertion port 4a. Or coin input port 5a (s44). In this manner, the ATM 1 can continuously process a plurality of transactions registered in the transaction pattern of the card 20 memory. Further, since the card 2 is issued for each user, the transaction pattern in which a plurality of transactions are registered is stored in the card 20 in conjunction with the user's own needs. Therefore, it is possible to combine the user's needs to enable the user to perform a plurality of transactions in succession, thereby shortening the time required for the transaction processing and improving the processing efficiency. 135121.doc -18- 200935361 Also, as mentioned above, the transaction in the trading style is in the water, and the banknotes or coins related to the banknotes are processed in all transactions, and the mouth is bundled. The whole batch is stored in the banknote storage cassette or the coin storage cassette, so that the frequency of the obstacles caused by the jamming of the banknotes or the jamming of the coins is suppressed by the 钵& ❹
又,ATM i由於對登記於交易樣式之每_交易,於該交 易之處理開始時’將交易執行畫面顯示於顯示機8a上故 使用者能夠確認由此開始處理之交易内容。又,此時,由 於能夠受理交易内容之更改或跳過能夠結合使用者自 身之情況’更改或跳過交易内容。 其次’對與S18相關之交易樣式追加處理加以說明。圖 13係表示該交易樣式追加處理之流程圖。如上所述,a頂 1於將圖8所示之交易樣式選擇畫面顯示於顯示器時,若 使用者進行選擇追加按趣之輸入操作,則執行該交易樣式 追加處理。ATM 1將交易樣式追加晝面(參照圖14)顯示於 顯示器8a中(s51)。該交易樣式追加畫面中顯示著樣式編 號、樣式名稱輸入按鈕、交易内容輸入按鈕、取消按鈕。 樣式編號由ATM 1自動生成。例如,ATM丨根據sU受理之 卡片20所記憶之樣式表格中所登記之交易樣式數量,生成 樣式編號。ATM 1於使用者進行選擇樣式名稱輸入按鈕之 輸入操作(S52)後,使文字輸入畫面顯示於顯示器“中 (S53),受理使用者輸入樣式名稱(s54)後,返回至“工。 又,ATM 1於使用者進行選擇交易内容輸入按鈕之輸入操 作(s55)後,顯示交易類別選擇晝面(參照圖15)(356)。該交 易選擇畫面中,顯示著用以選擇交易類別之交易選擇按 I35121.doc •19· 200935361Further, since ATM i displays the transaction execution screen on the display device 8a at the start of the processing of the transaction for each transaction registered in the transaction pattern, the user can confirm the transaction content thus started to be processed. Further, at this time, the transaction content can be changed or skipped by being able to accept the change or skip of the transaction content in combination with the user's own situation. Next, the transaction pattern addition processing related to S18 will be described. Fig. 13 is a flow chart showing the processing of the transaction pattern addition. As described above, when the top top 1 displays the transaction pattern selection screen shown in Fig. 8 on the display, if the user performs the selection addition operation according to the interest input, the transaction pattern addition processing is executed. The ATM 1 displays the transaction pattern (refer to Fig. 14) on the display 8a (s51). The style number addition screen displays the style number, style name input button, transaction content input button, and cancel button. The style number is automatically generated by ATM 1. For example, the ATM generates a style number based on the number of transaction patterns registered in the style sheet memorized by the card 20 accepted by the sU. When the user performs an input operation of selecting a style name input button (S52), the user enters the character input screen on the display "S53", accepts the user input style name (s54), and returns to "work." Further, the ATM 1 displays the transaction type selection screen (see Fig. 15) after the user inputs the selection transaction content input button (s55) (356). In the transaction selection screen, the transaction selection for selecting the transaction category is displayed. I35121.doc •19· 200935361
2、取消按紐。ATM !於使用者進行選擇取消按知之輸入 =㈣後,返回至85卜又,則】於使用者進行選擇 -父易選擇按鈕之輸入操作(s58)後’針對交易類別經選 2交易,將輸人其交易内容之交易内容輸人晝面顯示於 丁器8a中(s5 9) ’並受理使用者輸入交易内容㈣〇)後,返 回至S5!。例如,若經選擇之交㈣別為存鈔交易,則將 又理存鈔金額輸入之畫面顯示於顯示器h中,若經選擇之 交易類別為取鈔交易,則將受理取鈔金額輸人之畫面顯示 於顯示器8a中。又’若為轉帳交易’則受理轉帳收款方之 金融機構、轉帳收款方帳號、轉帳收款方帳戶之名稱、轉 帳金額等之輸入。 ATM 1返回至s51後’將反映受理使用者輸入後之樣式名 稱或交易内谷等之父易樣式追加畫面顯示於顯示器中。 例如,圖16(A)表tf僅受理樣式名稱輸入時之交易樣式追 加畫面’ ®16W則表示受理樣式名稱輸入以及對一個交 易受理交易内容輸入時之交易樣式追加晝面。如圖_ 示,對觉理輸入之樣式名稱顯示更改按鈕,對受理交易内 容之交易項目,顯示刪除按鈕以及更改按鈕。又,atm i 若存在受理交易内容後之交易項目,則顯示登記按叙。 ATM 1於使用者進行選擇更改按钮之輸人操作(s6i)後, 顯示與該更改按鈕對應之項目之更改輸入晝面(s62),並受 理更改輸入(S63)後,返回至s51。又,ATM i於使用者進 行選擇刪除按鈕之輸入操作(s64)後,將刪除確認晝面(參 照圖17)顯不於顯示器8a中(s65)。該刪除確認畫面中,顯 135121.doc •20· 200935361 不者相應之交易内容、删除按鈕以及取消按鈕。ATM 1於 使用者進行選擇刪除按知之輸入操作⑽6)後,將顯示著内 谷之交易自乂易樣式中刪除(s67),並返回至上。又,若 吏者進行選擇取消按赵之輸入操作(s68),則不將顯示著 内谷之交易自交易樣式中刪除,而是返回至S51。2. Cancel the button. ATM! After the user makes a selection to cancel the input by knowing = (4), returning to 85 and then, after the user makes a selection - the parent easy selection button input operation (s58), 'select 2 transactions for the transaction category, will The transaction content of the transaction content of the input transaction is displayed in the device 8a (s5 9) 'and accepts the user input transaction content (4) 〇), and then returns to S5!. For example, if the selected transaction (4) is not a banknote transaction, the screen for inputting the banknote amount is displayed on the display h. If the selected transaction type is a banknote transaction, the banknote withdrawal amount will be accepted. The screen is displayed on the display 8a. In addition, if it is a transfer transaction, the financial institution of the transfer recipient, the account of the transfer payee, the name of the account of the transfer payee, and the amount of the transfer are accepted. After the ATM 1 returns to s51, the parent-style addition screen that reflects the style name input by the user or the transaction valley is displayed on the display. For example, in Fig. 16(A), the table tf accepts only the transaction pattern addition screen at the time of inputting the style name ’16W, which indicates the acceptance of the style name input and the addition of the transaction pattern when inputting the contents of a transaction acceptance transaction. As shown in the figure, the style name display change button for the sense input, the delete button and the change button are displayed for the transaction items that accept the transaction content. In addition, if atm i has a transaction item after accepting the transaction content, the registration is displayed. After the user performs the input operation (s6i) of the selection change button, the ATM 1 displays the change input face of the item corresponding to the change button (s62), and the change input is input (S63), and then returns to s51. Further, after the user enters the selection delete button input operation (s64), the ATM i displays the deletion confirmation face (refer to Fig. 17) in the display 8a (s65). In the deletion confirmation screen, 135121.doc •20· 200935361 does not correspond to the transaction content, delete button and cancel button. After the user selects and deletes the input operation (10) 6), the ATM 1 deletes the transaction displayed in the valley (s67) and returns to the top. Further, if the latter performs the selection cancel operation by the Zhao input operation (s68), the transaction displaying the inner valley is not deleted from the transaction pattern, but the process returns to S51.
atm 1於使用者進行操作取消按紐之輸入操作(s69)後, 結束该處理’並返回至sl6。又,於使用者進行操作登記 輸人操作_)後,將本次輸人有樣式名稱或交易内 办之父易樣式’寫人至卡片2G所記憶之樣式表格或交易内 容表格中(S71),並結束該處理,返回至心。 如此般’使用者便可於鑛4,追加記憶於卡片财 之交易樣式。 其次,對與S23相關之交易樣式更改處理加以說明。該 交易樣式更改處理,與上述交易樣式追加處理大致相同, 最=對&選擇之父易樣式,將顯示經登記之樣式名稱或 者交易内容之樣式編輯畫面顯示於顯示器8巧。該樣式編 :晝面與下述樣式追加畫面相同 '該樣式追加畫面於上述 父易樣式更改處理中,存在受理著樣式名稱、以及對至少 -個以上交易受理著其交易内容之交易項目。亦即,該交 易樣式更改處理’與上述交易樣式追加處理中受理樣式名 ,、以及對至少—個以上交易受理其交易内容後所進行之 相同。不同之處以,當進行選擇登記按紐之輸 =作時,對卡片職記憶之該交易樣式及交易内容進行 S寫。 135I21.doc 21 200935361 其次’對與s31相關之交易更改處理加以說明。圖18係 表不該交易更改處理之流程圖。ΑΤΜ丨顯示對交易内容進 订更改之交易内容更改晝面(s81)後,受理使用者對交易内 谷之更改(s82)。ATM 1顯示於此反映經受理後之更改内容 之交易執行畫面(S83)。 因此,使用者於交易樣式中所登記之交易處理開始時, 亦可更改該交易之交易内容。 Ο 進而,該ATM 1若於執行上述圖0、圖7所示之連續交易 處理時產生某些障礙,則針對各交易,輸出表示該時刻下 之處理狀態(處理結束、正在處理、未處理)之資訊。該資 訊之輸出既可為顯示於顯示器8a中之方法亦可為列印於 收據等後進仃輸出之方法。例如,既可使圖Μ所示之畫面 =示於顯示器8a中’亦可將該圖19所示之内容列印於收據 進订輸出。藉此,便能簡單確認存鈔紙幣暫時保存部、 ^硬幣暫時保存部·、取鈔崎暫時保存部以及取鈔硬幣 與金所保持之紙幣或硬幣中退回給使用者之部分 分,,便嶋進㈣礙產 二=:=中’ =一,使= 者可藉由於交易樣式之 不例如,使用 止該連續交易處理之輪^之處理後’進行用以終 追加或更改卡片二=而無需處理任何交易便能 W °己億之交易樣式。 I35121.doc -22- 200935361 本發明不僅適用於ATM ’能夠進行複數個類別之交 易之父易處理裝置均可適用。 【圖式簡單說明】 圖1係表示ATM之外觀之概略圖。 . 係、表示ATM之主要部分構成之方塊圖。 圖3(A)、(B)係表示卡片所記憶之樣式表格以及交易内 容表格之囷。 ❹ 圖4係表示ATM之動作之流程圖。 圖5係表示顯示部中之顯示晝面例之圖。 圖6係表示ATM中之連續交易處理之流程圖。 圖7係表示ATM中之連續交易處理之流程圖。 圖8係表示顯示部中之顯示畫面例之圖。 圖9係表示顯示部中之顯示晝面例之圖。 圖1〇係表示顯示部中之顯示畫面例之圖。 圖11係表示顯示部中之顯示畫面例之圖。 ❿ 圖12係表示顯示部中之顯示晝面例之圖。 圖13係表示ATM中之交易樣式追加處理之流程圖。 圖14係表示顯示部中之顯示晝面例之圖。 圖15係表示顯示部中之顯示畫面例之圖。 圖16(A)、(B)係表示顯示部中之顯示晝面例之圖。 圖17係表示顯示部中之顯示畫面例之圖。 圖18係表示ATM中之交易更改處理之流程圖。 圖19係表示顯示部中之顯示畫面例之圖。 【主要元件符號說明】 135121.doc -23· 200935361Atm 1 ends the process after the user operates the cancel button input operation (s69) and returns to sl6. In addition, after the user performs the operation registration input operation _), the input style or the parent-friendly style of the transaction is written to the style sheet or transaction content table memorized by the card 2G (S71). And end the process and return to the heart. In this way, the user can add the memory type of the card to the mine 4. Next, the transaction pattern change processing related to S23 will be described. The transaction pattern change processing is substantially the same as the transaction pattern addition processing described above, and the most = pair & select parent style, and the style edit screen displaying the registered style name or transaction content is displayed on the display 8. This style is the same as the following style addition screen. The style addition screen is a transaction item that accepts the style name and accepts the transaction contents for at least one or more transactions in the above-described parent-style style change processing. That is, the transaction pattern changing process ' is the same as the case where the style name is accepted in the transaction pattern addition processing, and the transaction content is accepted for at least one or more transactions. The difference is that when the selection registration button is made, the transaction style and transaction content of the card job memory are written in S. 135I21.doc 21 200935361 Next, explain the transaction modification process related to s31. Figure 18 is a flow chart showing the transaction change process. ΑΤΜ丨 After the transaction content change (s81) of the transaction content change is displayed, the user's change to the transaction valley is accepted (s82). The ATM 1 displays a transaction execution screen in which the content of the change after acceptance is reflected (S83). Therefore, when the user starts the transaction processing registered in the transaction style, the transaction content of the transaction can also be changed.进而 Further, if the ATM 1 generates some obstacles when executing the continuous transaction processing shown in FIGS. 0 and 7 above, for each transaction, the output status indicating the processing at the time (processing is completed, processing, and unprocessed) is output. Information. The output of the information can be either displayed on the display 8a or printed on the receipt or the like. For example, the picture shown in Fig. = can be displayed in the display 8a. The content shown in Fig. 19 can also be printed on the receipt order output. By this, it is possible to easily confirm the portion of the banknote bank temporary storage unit, the ^ coin temporary storage unit, the note collection temporary storage unit, and the banknotes or coins held by the banknotes and gold, which are returned to the user.嶋 (4) 碍 二 = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = = There is no need to deal with any transaction to be able to trade the style of W. I35121.doc -22- 200935361 The present invention is applicable not only to the ATM's parent-friendly processing apparatus capable of performing transactions of a plurality of categories. BRIEF DESCRIPTION OF THE DRAWINGS Fig. 1 is a schematic view showing the appearance of an ATM. . A block diagram that represents the main part of the ATM. Figures 3(A) and (B) show the genre table and the transaction content table that the card memorizes. ❹ Figure 4 is a flow chart showing the operation of the ATM. Fig. 5 is a view showing an example of a display surface in the display unit. Figure 6 is a flow chart showing the continuous transaction processing in the ATM. Figure 7 is a flow chart showing the continuous transaction processing in the ATM. Fig. 8 is a view showing an example of a display screen in the display unit. Fig. 9 is a view showing an example of a display surface in the display unit. Fig. 1 is a view showing an example of a display screen in the display unit. Fig. 11 is a view showing an example of a display screen in the display unit. ❿ Fig. 12 is a view showing an example of a display surface in the display unit. Fig. 13 is a flow chart showing the transaction pattern addition processing in the ATM. Fig. 14 is a view showing an example of a display surface in the display unit. Fig. 15 is a view showing an example of a display screen in the display unit. 16(A) and 16(B) are diagrams showing examples of display surfaces in the display unit. Fig. 17 is a view showing an example of a display screen in the display unit. Figure 18 is a flow chart showing the transaction change processing in the ATM. Fig. 19 is a view showing an example of a display screen in the display unit. [Main component symbol description] 135121.doc -23· 200935361
2 3 3a 4 4a 5 5a 6a 7 8 8a 9 9a2 3 3a 4 4a 5 5a 6a 7 8 8a 9 9a
ATM 控制部 卡片處理部 卡片投入口 紙幣處理部 紙幣存取鈔 硬幣處理部 硬幣存取鈔口 存摺處理部 存摺投入口 收據發行部 顯示部 顯示器 操作部 觸摸面板 通信部 卡片 135121.doc -24-ATM control unit Card processing unit Card input port Banknote processing unit Banknote access banknote Coin processing unit Coin access banknote passbook processing unit Passbook insertion port Receipt issuing unit Display unit Display Operation unit Touch panel Communication unit Card 135121.doc -24-
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JP2007301575A JP5219470B2 (en) | 2007-11-21 | 2007-11-21 | Transaction processing equipment |
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TW200935361A true TW200935361A (en) | 2009-08-16 |
TWI380244B TWI380244B (en) | 2012-12-21 |
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TW097138470A TW200935361A (en) | 2007-11-21 | 2008-10-06 | Traction processing apparatus and traction processing method |
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CN (1) | CN101441792A (en) |
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JP2016085568A (en) * | 2014-10-24 | 2016-05-19 | 沖電気工業株式会社 | Information processing device, automatic transaction device, and information processing system |
CN115188126B (en) * | 2015-02-18 | 2024-05-28 | 环球娱乐株式会社 | Information terminal |
JP6562797B2 (en) * | 2015-09-25 | 2019-08-21 | グローリー株式会社 | Money handling apparatus and money handling method |
CN107958372A (en) * | 2017-11-22 | 2018-04-24 | 中国银行股份有限公司 | Whole paper money keeps accounts method, apparatus, storage medium and equipment |
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JPH0253181A (en) * | 1988-08-17 | 1990-02-22 | Oki Electric Ind Co Ltd | Trouble processing indicating system in automatic teller machine |
JP2997531B2 (en) * | 1990-10-23 | 2000-01-11 | 株式会社東芝 | Automatic trading method |
JPH1186090A (en) * | 1997-09-11 | 1999-03-30 | Oki Software Kyushu:Kk | Automatic transaction machine |
JPH11224373A (en) * | 1998-02-04 | 1999-08-17 | Oki Electric Ind Co Ltd | Automatic transaction system using ic card |
JP4536332B2 (en) * | 2002-03-29 | 2010-09-01 | 株式会社日本総合研究所 | ATM operation support system and ATM operation support program |
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CN101441792A (en) | 2009-05-27 |
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JP2009129071A (en) | 2009-06-11 |
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