SG11201500272XA - Authorization of transactions - Google Patents

Authorization of transactions

Info

Publication number
SG11201500272XA
SG11201500272XA SG11201500272XA SG11201500272XA SG11201500272XA SG 11201500272X A SG11201500272X A SG 11201500272XA SG 11201500272X A SG11201500272X A SG 11201500272XA SG 11201500272X A SG11201500272X A SG 11201500272XA SG 11201500272X A SG11201500272X A SG 11201500272XA
Authority
SG
Singapore
Prior art keywords
authorization
transactions
Prior art date
Application number
SG11201500272XA
Other languages
English (en)
Inventor
Matthew Charles Denton
David Albert Barda
Original Assignee
Mashinery Pty Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mashinery Pty Ltd filed Critical Mashinery Pty Ltd
Publication of SG11201500272XA publication Critical patent/SG11201500272XA/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3229—Use of the SIM of a M-device as secure element
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G07F7/0826—Embedded security module
    • G—PHYSICS
    • G08—SIGNALLING
    • G08B—SIGNALLING OR CALLING SYSTEMS; ORDER TELEGRAPHS; ALARM SYSTEMS
    • G08B21/00—Alarms responsive to a single specified undesired or abnormal condition and not otherwise provided for
    • G08B21/02—Alarms for ensuring the safety of persons
    • G08B21/0202—Child monitoring systems using a transmitter-receiver system carried by the parent and the child
    • G08B21/0205—Specific application combined with child monitoring using a transmitter-receiver system
    • G08B21/0213—System disabling if a separation threshold is exceeded
    • G—PHYSICS
    • G08—SIGNALLING
    • G08B—SIGNALLING OR CALLING SYSTEMS; ORDER TELEGRAPHS; ALARM SYSTEMS
    • G08B21/00—Alarms responsive to a single specified undesired or abnormal condition and not otherwise provided for
    • G08B21/18—Status alarms
    • G08B21/24—Reminder alarms, e.g. anti-loss alarms

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
SG11201500272XA 2012-07-16 2013-07-16 Authorization of transactions SG11201500272XA (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US201261671916P 2012-07-16 2012-07-16
PCT/IB2013/002032 WO2014013342A2 (fr) 2012-07-16 2013-07-16 Autorisation de transactions

Publications (1)

Publication Number Publication Date
SG11201500272XA true SG11201500272XA (en) 2015-02-27

Family

ID=49949309

Family Applications (2)

Application Number Title Priority Date Filing Date
SG11201500272XA SG11201500272XA (en) 2012-07-16 2013-07-16 Authorization of transactions
SG10201700306RA SG10201700306RA (en) 2012-07-16 2013-07-16 Authorization of Transactions

Family Applications After (1)

Application Number Title Priority Date Filing Date
SG10201700306RA SG10201700306RA (en) 2012-07-16 2013-07-16 Authorization of Transactions

Country Status (11)

Country Link
US (1) US20150220907A1 (fr)
EP (1) EP2873047A4 (fr)
JP (1) JP6234452B2 (fr)
CN (1) CN104126189A (fr)
AU (1) AU2013291687A1 (fr)
CA (1) CA2918259A1 (fr)
HK (1) HK1203676A1 (fr)
MY (1) MY183308A (fr)
RU (1) RU2015105026A (fr)
SG (2) SG11201500272XA (fr)
WO (1) WO2014013342A2 (fr)

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US10657521B2 (en) 2014-09-16 2020-05-19 Mastercard International Incorporated Systems and methods for determining fraudulent transactions using digital wallet data
EP3201823B1 (fr) * 2014-10-02 2021-06-09 Trunomi Ltd. Systèmes et procédés d'autorisation, sur la base d'un contexte, d'informations personnellement identifiables
US20160196558A1 (en) * 2015-01-05 2016-07-07 Ebay Inc. Risk assessment based on connected wearable devices
WO2016201521A1 (fr) * 2015-06-18 2016-12-22 Maxwell Forest Pty Ltd Transfert de données pendant des transactions électroniques
CN108369620A (zh) * 2015-08-20 2018-08-03 艾佛伦美国公司 用于基于地理位置的电子安全管理的方法和装置
US11816672B1 (en) * 2015-09-22 2023-11-14 Wells Fargo Bank, N.A. Flexible authentication
US20170132626A1 (en) * 2015-11-05 2017-05-11 Mastercard International Incorporated Method and system for processing of a blockchain transaction in a transaction processing network
US9749308B2 (en) * 2016-01-04 2017-08-29 Bank Of America Corporation System for assessing network authentication requirements based on situational instance
US9912700B2 (en) 2016-01-04 2018-03-06 Bank Of America Corporation System for escalating security protocol requirements
US10003686B2 (en) 2016-01-04 2018-06-19 Bank Of America Corporation System for remotely controlling access to a mobile device
US10002248B2 (en) 2016-01-04 2018-06-19 Bank Of America Corporation Mobile device data security system
US20170223017A1 (en) * 2016-02-03 2017-08-03 Mastercard International Incorporated Interpreting user expression based on captured biometric data and providing services based thereon
CN108171505A (zh) * 2017-12-19 2018-06-15 阿里巴巴集团控股有限公司 交易处理的方法、装置和系统
US11017100B2 (en) * 2018-08-03 2021-05-25 Verizon Patent And Licensing Inc. Identity fraud risk engine platform
US10489781B1 (en) 2018-10-02 2019-11-26 Capital One Services, Llc Systems and methods for cryptographic authentication of contactless cards
US10339530B1 (en) 2019-02-21 2019-07-02 Capital One Services, Llc Touch authentication of multiple users or operating modes for a transaction card
CN111784549B (zh) * 2020-07-23 2024-02-02 嘉兴长润线业有限公司 房产信息交互系统及其方法
US11962617B2 (en) 2021-03-03 2024-04-16 Bank Of America Corporation Cross-channel network security system with tiered adaptive mitigation operations

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JP3703994B2 (ja) * 1999-05-10 2005-10-05 シャープ株式会社 サービス情報提供装置および情報端末
US8073772B2 (en) * 1999-11-05 2011-12-06 American Express Travel Related Services Company, Inc. Systems and methods for processing transactions using multiple budgets
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EP3023899B1 (fr) * 2003-09-30 2020-09-16 Nxp B.V. Système d'authentification de proximité
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Also Published As

Publication number Publication date
WO2014013342A2 (fr) 2014-01-23
JP6234452B2 (ja) 2017-11-22
HK1203676A1 (en) 2015-10-30
MY183308A (en) 2021-02-18
CA2918259A1 (fr) 2014-01-23
SG10201700306RA (en) 2017-02-27
US20150220907A1 (en) 2015-08-06
JP2015530637A (ja) 2015-10-15
CN104126189A (zh) 2014-10-29
RU2015105026A (ru) 2016-09-10
AU2013291687A1 (en) 2015-03-05
WO2014013342A3 (fr) 2014-05-01
EP2873047A2 (fr) 2015-05-20
EP2873047A4 (fr) 2016-03-30

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