SG11201500272XA - Authorization of transactions - Google Patents
Authorization of transactionsInfo
- Publication number
- SG11201500272XA SG11201500272XA SG11201500272XA SG11201500272XA SG11201500272XA SG 11201500272X A SG11201500272X A SG 11201500272XA SG 11201500272X A SG11201500272X A SG 11201500272XA SG 11201500272X A SG11201500272X A SG 11201500272XA SG 11201500272X A SG11201500272X A SG 11201500272XA
- Authority
- SG
- Singapore
- Prior art keywords
- authorization
- transactions
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3229—Use of the SIM of a M-device as secure element
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/409—Device specific authentication in transaction processing
- G06Q20/4093—Monitoring of device authentication
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0806—Details of the card
- G07F7/0813—Specific details related to card security
- G07F7/0826—Embedded security module
-
- G—PHYSICS
- G08—SIGNALLING
- G08B—SIGNALLING OR CALLING SYSTEMS; ORDER TELEGRAPHS; ALARM SYSTEMS
- G08B21/00—Alarms responsive to a single specified undesired or abnormal condition and not otherwise provided for
- G08B21/02—Alarms for ensuring the safety of persons
- G08B21/0202—Child monitoring systems using a transmitter-receiver system carried by the parent and the child
- G08B21/0205—Specific application combined with child monitoring using a transmitter-receiver system
- G08B21/0213—System disabling if a separation threshold is exceeded
-
- G—PHYSICS
- G08—SIGNALLING
- G08B—SIGNALLING OR CALLING SYSTEMS; ORDER TELEGRAPHS; ALARM SYSTEMS
- G08B21/00—Alarms responsive to a single specified undesired or abnormal condition and not otherwise provided for
- G08B21/18—Status alarms
- G08B21/24—Reminder alarms, e.g. anti-loss alarms
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201261671916P | 2012-07-16 | 2012-07-16 | |
PCT/IB2013/002032 WO2014013342A2 (en) | 2012-07-16 | 2013-07-16 | Authorization of transactions |
Publications (1)
Publication Number | Publication Date |
---|---|
SG11201500272XA true SG11201500272XA (en) | 2015-02-27 |
Family
ID=49949309
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG10201700306RA SG10201700306RA (en) | 2012-07-16 | 2013-07-16 | Authorization of Transactions |
SG11201500272XA SG11201500272XA (en) | 2012-07-16 | 2013-07-16 | Authorization of transactions |
Family Applications Before (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
SG10201700306RA SG10201700306RA (en) | 2012-07-16 | 2013-07-16 | Authorization of Transactions |
Country Status (11)
Country | Link |
---|---|
US (1) | US20150220907A1 (en) |
EP (1) | EP2873047A4 (en) |
JP (1) | JP6234452B2 (en) |
CN (1) | CN104126189A (en) |
AU (1) | AU2013291687A1 (en) |
CA (1) | CA2918259A1 (en) |
HK (1) | HK1203676A1 (en) |
MY (1) | MY183308A (en) |
RU (1) | RU2015105026A (en) |
SG (2) | SG10201700306RA (en) |
WO (1) | WO2014013342A2 (en) |
Families Citing this family (19)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
TWI512550B (en) * | 2014-06-30 | 2015-12-11 | Univ Nat Central | A method and a module for identifying a user of a mobile device, and a computer program product |
US10614452B2 (en) | 2014-09-16 | 2020-04-07 | Mastercard International Incorporated | Systems and methods for providing risk based decisioning service to a merchant |
US20160098577A1 (en) * | 2014-10-02 | 2016-04-07 | Stuart H. Lacey | Systems and Methods for Context-Based Permissioning of Personally Identifiable Information |
US20160196558A1 (en) * | 2015-01-05 | 2016-07-07 | Ebay Inc. | Risk assessment based on connected wearable devices |
AU2016281203A1 (en) * | 2015-06-18 | 2018-02-08 | Maxwell Forest Pty Ltd | Data transfer during electronic transactions |
EP3338212A4 (en) * | 2015-08-20 | 2019-03-20 | Averon US, Inc. | Method and apparatus for geographic location based electronic security management |
US11816672B1 (en) * | 2015-09-22 | 2023-11-14 | Wells Fargo Bank, N.A. | Flexible authentication |
US20170132626A1 (en) * | 2015-11-05 | 2017-05-11 | Mastercard International Incorporated | Method and system for processing of a blockchain transaction in a transaction processing network |
US10002248B2 (en) | 2016-01-04 | 2018-06-19 | Bank Of America Corporation | Mobile device data security system |
US10003686B2 (en) | 2016-01-04 | 2018-06-19 | Bank Of America Corporation | System for remotely controlling access to a mobile device |
US9749308B2 (en) * | 2016-01-04 | 2017-08-29 | Bank Of America Corporation | System for assessing network authentication requirements based on situational instance |
US9912700B2 (en) | 2016-01-04 | 2018-03-06 | Bank Of America Corporation | System for escalating security protocol requirements |
US20170223017A1 (en) * | 2016-02-03 | 2017-08-03 | Mastercard International Incorporated | Interpreting user expression based on captured biometric data and providing services based thereon |
CN108171505A (en) * | 2017-12-19 | 2018-06-15 | 阿里巴巴集团控股有限公司 | The methods, devices and systems of trading processing |
US11017100B2 (en) * | 2018-08-03 | 2021-05-25 | Verizon Patent And Licensing Inc. | Identity fraud risk engine platform |
US10489781B1 (en) | 2018-10-02 | 2019-11-26 | Capital One Services, Llc | Systems and methods for cryptographic authentication of contactless cards |
US10339530B1 (en) | 2019-02-21 | 2019-07-02 | Capital One Services, Llc | Touch authentication of multiple users or operating modes for a transaction card |
CN111784549B (en) * | 2020-07-23 | 2024-02-02 | 嘉兴长润线业有限公司 | Real estate information interaction system and method thereof |
US11962617B2 (en) | 2021-03-03 | 2024-04-16 | Bank Of America Corporation | Cross-channel network security system with tiered adaptive mitigation operations |
Family Cites Families (32)
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JP3703994B2 (en) * | 1999-05-10 | 2005-10-05 | シャープ株式会社 | Service information providing apparatus and information terminal |
US8073772B2 (en) * | 1999-11-05 | 2011-12-06 | American Express Travel Related Services Company, Inc. | Systems and methods for processing transactions using multiple budgets |
US20020174336A1 (en) * | 2001-04-17 | 2002-11-21 | Mobilty Co., Ltd. | Information protection system and information protection method |
US7376431B2 (en) * | 2002-02-05 | 2008-05-20 | Niedermeyer Brian J | Location based fraud reduction system and method |
US20030208439A1 (en) * | 2002-05-03 | 2003-11-06 | Rast Rodger H. | Automated soft limit control of electronic transaction accounts |
JP2004220402A (en) * | 2003-01-16 | 2004-08-05 | Nec Corp | E-commerce authentication system and method |
EP2797020A3 (en) * | 2003-09-30 | 2014-12-03 | Broadcom Corporation | Proximity authentication system |
JP2005151004A (en) * | 2003-11-13 | 2005-06-09 | Nippon Telegr & Teleph Corp <Ntt> | Radio tag privacy protection method, radio tag device, security server, program for radio tag device, and program for security server |
JP3970893B2 (en) * | 2005-06-17 | 2007-09-05 | ソニー・エリクソン・モバイルコミュニケーションズ株式会社 | Information processing system, portable communication terminal, and information processing apparatus |
JP4273103B2 (en) * | 2005-08-24 | 2009-06-03 | Necインフロンティア株式会社 | Access authentication system, mouse device, and access authentication method |
US20070061211A1 (en) * | 2005-09-14 | 2007-03-15 | Jorey Ramer | Preventing mobile communication facility click fraud |
US8511547B2 (en) * | 2005-12-22 | 2013-08-20 | Mastercard International Incorporated | Methods and systems for two-factor authentication using contactless chip cards or devices and mobile devices or dedicated personal readers |
JP2007226339A (en) * | 2006-02-21 | 2007-09-06 | Oki Electric Ind Co Ltd | Automatic transaction system and automatic transaction device |
CN101485128B (en) * | 2006-06-19 | 2016-08-03 | 维萨美国股份有限公司 | Portable consumer device verification system |
JP4862551B2 (en) * | 2006-08-16 | 2012-01-25 | 富士ゼロックス株式会社 | Authentication control program and authentication device |
JP2008059237A (en) * | 2006-08-31 | 2008-03-13 | Hitachi Ltd | Plant management apparatus and plant management method |
GB0700875D0 (en) * | 2007-01-17 | 2007-02-21 | Zeroed In Ltd | Radio proximity monitoring |
JP2009289114A (en) * | 2008-05-30 | 2009-12-10 | Hitachi Ltd | Widget server, program, and widget management method |
CN102027495A (en) * | 2008-06-24 | 2011-04-20 | 国际商业机器公司 | Method and system for authenticating an electronic payment request |
US9208634B2 (en) * | 2008-12-19 | 2015-12-08 | Nxp B.V. | Enhanced smart card usage |
FR2940567B1 (en) * | 2008-12-22 | 2013-07-05 | Compagnie Ind Et Financiere Dingenierie Ingenico | TRANSACTION SECURING METHOD, TRANSACTION DEVICE, BANK SERVER, MOBILE TERMINAL, AND CORRESPONDING COMPUTER PROGRAM PRODUCTS |
US8447687B2 (en) * | 2009-03-30 | 2013-05-21 | Albert OGRODSKI | Method and system for centralized identity and account controls |
US8924279B2 (en) * | 2009-05-07 | 2014-12-30 | Visa U.S.A. Inc. | Risk assessment rule set application for fraud prevention |
JP5458790B2 (en) * | 2009-10-15 | 2014-04-02 | 日本電気株式会社 | Sales availability management apparatus and method |
US10095276B2 (en) * | 2009-11-25 | 2018-10-09 | Visa International Service Association | Information access device and data transfer |
JP2011129040A (en) * | 2009-12-21 | 2011-06-30 | Kddi Corp | Authentication system, portable radio communication terminal, authentication method, authentication program, method and program for generating authentication information |
US9129270B2 (en) * | 2010-03-02 | 2015-09-08 | Gonow Technologies, Llc | Portable E-wallet and universal card |
US9760885B1 (en) * | 2010-03-23 | 2017-09-12 | Amazon Technologies, Inc. | Hierarchical device relationships for geolocation-based transactions |
JP4832574B2 (en) * | 2010-03-26 | 2011-12-07 | 株式会社野村総合研究所 | Usage management system and usage management method |
KR20120020805A (en) * | 2010-08-31 | 2012-03-08 | 비씨카드(주) | Searching system for position of a credit card using bluetooth communication of a personalizing mobile terminal and method thereof |
EP2442600B1 (en) * | 2010-10-14 | 2013-03-06 | Research In Motion Limited | Near-field communication (NFC) system providing nfc tag geographic position authentication and related methods |
US20120239557A1 (en) * | 2010-12-14 | 2012-09-20 | Early Warning Services, Llc | System and method for detecting fraudulent account access and transfers |
-
2013
- 2013-07-16 SG SG10201700306RA patent/SG10201700306RA/en unknown
- 2013-07-16 CN CN201380009229.5A patent/CN104126189A/en active Pending
- 2013-07-16 WO PCT/IB2013/002032 patent/WO2014013342A2/en active Application Filing
- 2013-07-16 CA CA2918259A patent/CA2918259A1/en not_active Abandoned
- 2013-07-16 MY MYPI2015700128A patent/MY183308A/en unknown
- 2013-07-16 JP JP2015522186A patent/JP6234452B2/en active Active
- 2013-07-16 EP EP13820473.0A patent/EP2873047A4/en not_active Ceased
- 2013-07-16 RU RU2015105026A patent/RU2015105026A/en unknown
- 2013-07-16 US US14/414,888 patent/US20150220907A1/en not_active Abandoned
- 2013-07-16 AU AU2013291687A patent/AU2013291687A1/en not_active Abandoned
- 2013-07-16 SG SG11201500272XA patent/SG11201500272XA/en unknown
-
2015
- 2015-04-24 HK HK15103977.4A patent/HK1203676A1/en unknown
Also Published As
Publication number | Publication date |
---|---|
EP2873047A2 (en) | 2015-05-20 |
MY183308A (en) | 2021-02-18 |
SG10201700306RA (en) | 2017-02-27 |
JP2015530637A (en) | 2015-10-15 |
WO2014013342A2 (en) | 2014-01-23 |
CN104126189A (en) | 2014-10-29 |
AU2013291687A1 (en) | 2015-03-05 |
US20150220907A1 (en) | 2015-08-06 |
HK1203676A1 (en) | 2015-10-30 |
WO2014013342A3 (en) | 2014-05-01 |
JP6234452B2 (en) | 2017-11-22 |
CA2918259A1 (en) | 2014-01-23 |
RU2015105026A (en) | 2016-09-10 |
EP2873047A4 (en) | 2016-03-30 |
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