RU2004115391A - Способ и устройство дополнительной защиты платежа по платежной карточке - Google Patents

Способ и устройство дополнительной защиты платежа по платежной карточке Download PDF

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Publication number
RU2004115391A
RU2004115391A RU2004115391/09A RU2004115391A RU2004115391A RU 2004115391 A RU2004115391 A RU 2004115391A RU 2004115391/09 A RU2004115391/09 A RU 2004115391/09A RU 2004115391 A RU2004115391 A RU 2004115391A RU 2004115391 A RU2004115391 A RU 2004115391A
Authority
RU
Russia
Prior art keywords
terminal
payment
card
information
location
Prior art date
Application number
RU2004115391/09A
Other languages
English (en)
Russian (ru)
Inventor
Войцех Войцеховский (PL)
Войцех Войцеховский
Original Assignee
Войцех Войцеховский (PL)
Войцех Войцеховский
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Войцех Войцеховский (PL), Войцех Войцеховский filed Critical Войцех Войцеховский (PL)
Publication of RU2004115391A publication Critical patent/RU2004115391A/ru

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/27—Individual registration on entry or exit involving the use of a pass with central registration

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
RU2004115391/09A 2001-10-20 2002-10-21 Способ и устройство дополнительной защиты платежа по платежной карточке RU2004115391A (ru)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
PL01350218A PL350218A1 (en) 2001-10-20 2001-10-20 Method of and system for providing extra security of payments effected by means of cheque cards
PLP.350218 2001-10-20

Publications (1)

Publication Number Publication Date
RU2004115391A true RU2004115391A (ru) 2005-06-10

Family

ID=20079557

Family Applications (1)

Application Number Title Priority Date Filing Date
RU2004115391/09A RU2004115391A (ru) 2001-10-20 2002-10-21 Способ и устройство дополнительной защиты платежа по платежной карточке

Country Status (5)

Country Link
EP (1) EP1454305A2 (fr)
AU (1) AU2002347691A1 (fr)
PL (1) PL350218A1 (fr)
RU (1) RU2004115391A (fr)
WO (1) WO2003036576A2 (fr)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6928547B2 (en) 1998-07-06 2005-08-09 Saflink Corporation System and method for authenticating users in a computer network
GB2402792A (en) * 2003-06-11 2004-12-15 Sanjay Hora Verifying identity and authorising transactions
IL160107A0 (en) * 2004-01-28 2004-06-20 Aron Matalon Method and system for authenticating credit transactions
US20050165684A1 (en) * 2004-01-28 2005-07-28 Saflink Corporation Electronic transaction verification system
US7497374B2 (en) * 2004-09-17 2009-03-03 Digital Envoy, Inc. Fraud risk advisor
DE102005021129A1 (de) * 2005-05-06 2006-11-09 Robert Bosch Gmbh Verfahren und System zur Datenübertragung
JP4752554B2 (ja) * 2006-03-15 2011-08-17 オムロン株式会社 利用者機器、認証システム、認証方法、認証プログラムおよび記録媒体
DE102009060946A1 (de) * 2009-12-23 2011-06-30 Doering, Wolfram, 13469 Verfahren zur elektronischen Kommunikation von Bankaufträgen und Kommunikationssystem zur Ausübung des Verfahrens
GB2511112A (en) * 2013-02-25 2014-08-27 Licentia Group Ltd Authentication method & system
KR102553318B1 (ko) * 2016-01-19 2023-07-10 삼성전자주식회사 결제를 수행하는 전자 장치 및 방법
US20170330165A1 (en) * 2016-05-10 2017-11-16 Danal Inc. Methods and systems for identity verification at self-service machines
FR3076037A1 (fr) * 2017-12-22 2019-06-28 Orange Procede d'obtention d'une information complementaire associee a une caracteristique d'une transaction bancaire

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO1993009640A1 (fr) * 1991-11-08 1993-05-13 Electronic Data Systems Corporation Appareil de detection et de prevention du clonage d'un numero d'abonne dans un systeme de telephone cellulaire mobile
NL9202113A (nl) * 1992-12-07 1994-07-01 Nederland Ptt Werkwijze voor het beveiligen van een smart card systeem.
WO1996041488A1 (fr) * 1995-06-07 1996-12-19 The Dice Company Systeme de detection des fraudes dans un reseau electronique recourant aux coordonnees geographiques de localisation
US6097938A (en) * 1997-07-11 2000-08-01 Northern Telecom Limited Authentication and tracking system for a cellular telephone

Also Published As

Publication number Publication date
EP1454305A2 (fr) 2004-09-08
WO2003036576A3 (fr) 2003-11-27
WO2003036576B1 (fr) 2004-03-25
WO2003036576A2 (fr) 2003-05-01
AU2002347691A1 (en) 2003-05-06
PL350218A1 (en) 2003-04-22

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Legal Events

Date Code Title Description
FA92 Acknowledgement of application withdrawn (lack of supplementary materials submitted)

Effective date: 20060215