WO2003036576A3 - Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement - Google Patents
Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement Download PDFInfo
- Publication number
- WO2003036576A3 WO2003036576A3 PCT/PL2002/000075 PL0200075W WO03036576A3 WO 2003036576 A3 WO2003036576 A3 WO 2003036576A3 PL 0200075 W PL0200075 W PL 0200075W WO 03036576 A3 WO03036576 A3 WO 03036576A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- terminal
- payment
- card
- interface
- information
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/20—Individual registration on entry or exit involving the use of a pass
- G07C9/27—Individual registration on entry or exit involving the use of a pass with central registration
Abstract
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP02783868A EP1454305A2 (fr) | 2001-10-20 | 2002-10-21 | Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement |
AU2002347691A AU2002347691A1 (en) | 2001-10-20 | 2002-10-21 | Method and system of additional securing of payment card payments |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PLP.350218 | 2001-10-20 | ||
PL01350218A PL350218A1 (en) | 2001-10-20 | 2001-10-20 | Method of and system for providing extra security of payments effected by means of cheque cards |
Publications (3)
Publication Number | Publication Date |
---|---|
WO2003036576A2 WO2003036576A2 (fr) | 2003-05-01 |
WO2003036576A3 true WO2003036576A3 (fr) | 2003-11-27 |
WO2003036576B1 WO2003036576B1 (fr) | 2004-03-25 |
Family
ID=20079557
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/PL2002/000075 WO2003036576A2 (fr) | 2001-10-20 | 2002-10-21 | Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP1454305A2 (fr) |
AU (1) | AU2002347691A1 (fr) |
PL (1) | PL350218A1 (fr) |
RU (1) | RU2004115391A (fr) |
WO (1) | WO2003036576A2 (fr) |
Families Citing this family (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6928547B2 (en) | 1998-07-06 | 2005-08-09 | Saflink Corporation | System and method for authenticating users in a computer network |
GB2402792A (en) * | 2003-06-11 | 2004-12-15 | Sanjay Hora | Verifying identity and authorising transactions |
IL160107A0 (en) * | 2004-01-28 | 2004-06-20 | Aron Matalon | Method and system for authenticating credit transactions |
US20050165684A1 (en) * | 2004-01-28 | 2005-07-28 | Saflink Corporation | Electronic transaction verification system |
US7497374B2 (en) * | 2004-09-17 | 2009-03-03 | Digital Envoy, Inc. | Fraud risk advisor |
DE102005021129A1 (de) * | 2005-05-06 | 2006-11-09 | Robert Bosch Gmbh | Verfahren und System zur Datenübertragung |
JP4752554B2 (ja) | 2006-03-15 | 2011-08-17 | オムロン株式会社 | 利用者機器、認証システム、認証方法、認証プログラムおよび記録媒体 |
DE102009060946A1 (de) * | 2009-12-23 | 2011-06-30 | Doering, Wolfram, 13469 | Verfahren zur elektronischen Kommunikation von Bankaufträgen und Kommunikationssystem zur Ausübung des Verfahrens |
GB2511112A (en) * | 2013-02-25 | 2014-08-27 | Licentia Group Ltd | Authentication method & system |
KR102553318B1 (ko) * | 2016-01-19 | 2023-07-10 | 삼성전자주식회사 | 결제를 수행하는 전자 장치 및 방법 |
US20170330165A1 (en) * | 2016-05-10 | 2017-11-16 | Danal Inc. | Methods and systems for identity verification at self-service machines |
FR3076037A1 (fr) * | 2017-12-22 | 2019-06-28 | Orange | Procede d'obtention d'une information complementaire associee a une caracteristique d'une transaction bancaire |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP0601659A1 (fr) * | 1992-12-07 | 1994-06-15 | Koninklijke KPN N.V. | Méthode pour la protection d'un système à carte à circuit intégré |
US5335265A (en) * | 1991-11-08 | 1994-08-02 | Electronic Data Systems Corporation | Apparatus for detecting and preventing subscriber number cloning in a cellular mobile telephone system |
WO1996041488A1 (fr) * | 1995-06-07 | 1996-12-19 | The Dice Company | Systeme de detection des fraudes dans un reseau electronique recourant aux coordonnees geographiques de localisation |
US6097938A (en) * | 1997-07-11 | 2000-08-01 | Northern Telecom Limited | Authentication and tracking system for a cellular telephone |
-
2001
- 2001-10-20 PL PL01350218A patent/PL350218A1/xx not_active Application Discontinuation
-
2002
- 2002-10-21 EP EP02783868A patent/EP1454305A2/fr not_active Withdrawn
- 2002-10-21 RU RU2004115391/09A patent/RU2004115391A/ru not_active Application Discontinuation
- 2002-10-21 AU AU2002347691A patent/AU2002347691A1/en not_active Abandoned
- 2002-10-21 WO PCT/PL2002/000075 patent/WO2003036576A2/fr not_active Application Discontinuation
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US5335265A (en) * | 1991-11-08 | 1994-08-02 | Electronic Data Systems Corporation | Apparatus for detecting and preventing subscriber number cloning in a cellular mobile telephone system |
EP0601659A1 (fr) * | 1992-12-07 | 1994-06-15 | Koninklijke KPN N.V. | Méthode pour la protection d'un système à carte à circuit intégré |
WO1996041488A1 (fr) * | 1995-06-07 | 1996-12-19 | The Dice Company | Systeme de detection des fraudes dans un reseau electronique recourant aux coordonnees geographiques de localisation |
US6097938A (en) * | 1997-07-11 | 2000-08-01 | Northern Telecom Limited | Authentication and tracking system for a cellular telephone |
Also Published As
Publication number | Publication date |
---|---|
EP1454305A2 (fr) | 2004-09-08 |
WO2003036576A2 (fr) | 2003-05-01 |
RU2004115391A (ru) | 2005-06-10 |
AU2002347691A1 (en) | 2003-05-06 |
PL350218A1 (en) | 2003-04-22 |
WO2003036576B1 (fr) | 2004-03-25 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
US7588180B1 (en) | Multi-application smart card with currency exchange, location tracking, and personal identification capabilities | |
EP1365368A3 (fr) | Système et procédé pour des transactions financières | |
US20030083042A1 (en) | Remote rechargeable prepaid cellular service peripheral device | |
US20100100478A1 (en) | Method and system for transferring stored value | |
EA200000745A1 (ru) | Система и способ для дистанционного выполнения платежей и платежных операций в реальном времени по мобильному телефону | |
US9218600B2 (en) | Mass transit fare processing system | |
EP0780802A3 (fr) | Système de facturation sans fil | |
IL124752A (en) | Method for protectedly debiting an electronic payment means | |
EP0911772A3 (fr) | Méthode et système pour le chargement hors ligne de cartes à valeur mémorisée utilisant un terminal à chargement en bloc | |
WO2003036576A3 (fr) | Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement | |
WO2001092989A3 (fr) | Procedes et systemes pour systeme d'achat electronique via un reseau | |
WO2002061534A8 (fr) | Procede et appareil de realisation de services de transaction et de surveillance electroniques d'un point de vente, en direct | |
CA2348009A1 (fr) | Systeme et procede d'utilisation d'une carte a prepaiement | |
HU218646B (hu) | Eljárás és berendezés pénzügyi és kereskedelmi ügyletek lebonyolítására kihelyezett szolgáltatóhelyi állomás és gazdaszámítógép között | |
CN109598502A (zh) | 一种公交卡交易结算管理系统及其方法 | |
CN101201956A (zh) | 自动圈存pos和实现电子钱包ic卡自动圈存的系统及方法 | |
CA2034711A1 (fr) | Systeme d'autorisation international | |
WO2003032219A1 (fr) | Systeme serveur d'authentification de reglement utilisant une authentification par intelligence artificielle (ai) | |
WO2001059722A3 (fr) | Systeme de reglement par carte prepayee, procede internet, et dispositif et procede d'utilisation associee | |
EP1298613A3 (fr) | Méthode pour effectuer des transactions de paiement dans un réseau informatique | |
WO2002045278A3 (fr) | Procede et systeme de transfert de fonds electroniques | |
WO2002084546A1 (fr) | Systeme de reglement electronique | |
WO2001059547A3 (fr) | Systeme et procede permettant de fournir des services a un utilisateur eloigne via un reseau | |
KR20150109315A (ko) | 유심을 이용한 오프라인 가맹점의 결제 처리 방법 | |
KR20050072031A (ko) | 적립포인터를 이용한 전자화폐 충전 운용시스템 |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
AK | Designated states |
Kind code of ref document: A2 Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NO NZ OM PH PT RO RU SD SE SG SI SK SL TJ TM TN TR TT TZ UA UG US UZ VN YU ZA ZM ZW |
|
AL | Designated countries for regional patents |
Kind code of ref document: A2 Designated state(s): GH GM KE LS MW MZ SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE BG CH CY CZ DE DK EE ES FI FR GB GR IE IT LU MC NL PT SE SK TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG |
|
121 | Ep: the epo has been informed by wipo that ep was designated in this application | ||
B | Later publication of amended claims |
Effective date: 20031023 |
|
WWE | Wipo information: entry into national phase |
Ref document number: 2002783868 Country of ref document: EP |
|
WWP | Wipo information: published in national office |
Ref document number: 2002783868 Country of ref document: EP |
|
NENP | Non-entry into the national phase |
Ref country code: JP |
|
WWW | Wipo information: withdrawn in national office |
Country of ref document: JP |
|
WWW | Wipo information: withdrawn in national office |
Ref document number: 2002783868 Country of ref document: EP |