PL350218A1 - Method of and system for providing extra security of payments effected by means of cheque cards - Google Patents

Method of and system for providing extra security of payments effected by means of cheque cards

Info

Publication number
PL350218A1
PL350218A1 PL01350218A PL35021801A PL350218A1 PL 350218 A1 PL350218 A1 PL 350218A1 PL 01350218 A PL01350218 A PL 01350218A PL 35021801 A PL35021801 A PL 35021801A PL 350218 A1 PL350218 A1 PL 350218A1
Authority
PL
Poland
Prior art keywords
providing extra
extra security
cheque cards
payments
effected
Prior art date
Application number
PL01350218A
Inventor
Wojciech Wojciechowski
Original Assignee
Wojciech Wojciechowski
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Wojciech Wojciechowski filed Critical Wojciech Wojciechowski
Priority to PL01350218A priority Critical patent/PL350218A1/en
Priority to PCT/PL2002/000075 priority patent/WO2003036576A2/en
Priority to RU2004115391/09A priority patent/RU2004115391A/en
Priority to EP02783868A priority patent/EP1454305A2/en
Priority to AU2002347691A priority patent/AU2002347691A1/en
Publication of PL350218A1 publication Critical patent/PL350218A1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
    • G07C9/00—Individual registration on entry or exit
    • G07C9/20—Individual registration on entry or exit involving the use of a pass
    • G07C9/27—Individual registration on entry or exit involving the use of a pass with central registration

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
PL01350218A 2001-10-20 2001-10-20 Method of and system for providing extra security of payments effected by means of cheque cards PL350218A1 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
PL01350218A PL350218A1 (en) 2001-10-20 2001-10-20 Method of and system for providing extra security of payments effected by means of cheque cards
PCT/PL2002/000075 WO2003036576A2 (en) 2001-10-20 2002-10-21 Method and system of additional securing of payment card payments
RU2004115391/09A RU2004115391A (en) 2001-10-20 2002-10-21 METHOD AND DEVICE FOR ADDITIONAL PROTECTION OF PAYMENT CARD PAYMENT
EP02783868A EP1454305A2 (en) 2001-10-20 2002-10-21 Method and system of additional securing of payment card payments
AU2002347691A AU2002347691A1 (en) 2001-10-20 2002-10-21 Method and system of additional securing of payment card payments

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PL01350218A PL350218A1 (en) 2001-10-20 2001-10-20 Method of and system for providing extra security of payments effected by means of cheque cards

Publications (1)

Publication Number Publication Date
PL350218A1 true PL350218A1 (en) 2003-04-22

Family

ID=20079557

Family Applications (1)

Application Number Title Priority Date Filing Date
PL01350218A PL350218A1 (en) 2001-10-20 2001-10-20 Method of and system for providing extra security of payments effected by means of cheque cards

Country Status (5)

Country Link
EP (1) EP1454305A2 (en)
AU (1) AU2002347691A1 (en)
PL (1) PL350218A1 (en)
RU (1) RU2004115391A (en)
WO (1) WO2003036576A2 (en)

Families Citing this family (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6928547B2 (en) 1998-07-06 2005-08-09 Saflink Corporation System and method for authenticating users in a computer network
GB2402792A (en) * 2003-06-11 2004-12-15 Sanjay Hora Verifying identity and authorising transactions
US20050165684A1 (en) * 2004-01-28 2005-07-28 Saflink Corporation Electronic transaction verification system
IL160107A0 (en) * 2004-01-28 2004-06-20 Aron Matalon Method and system for authenticating credit transactions
US7497374B2 (en) * 2004-09-17 2009-03-03 Digital Envoy, Inc. Fraud risk advisor
DE102005021129A1 (en) * 2005-05-06 2006-11-09 Robert Bosch Gmbh Data e.g. bank transaction data, transmitting method, involves connecting data source to locating unit, and assigning useful data in supplementary data, where supplementary data is transmitted to sink together with useful data
JP4752554B2 (en) 2006-03-15 2011-08-17 オムロン株式会社 User device, authentication system, authentication method, authentication program, and recording medium
DE102009060946A1 (en) * 2009-12-23 2011-06-30 Doering, Wolfram, 13469 Method for electronic communication of banking orders and communication system for carrying out the method
GB2511112A (en) * 2013-02-25 2014-08-27 Licentia Group Ltd Authentication method & system
KR102553318B1 (en) * 2016-01-19 2023-07-10 삼성전자주식회사 Device for Performing Transaction and Method Thereof
US20170330165A1 (en) * 2016-05-10 2017-11-16 Danal Inc. Methods and systems for identity verification at self-service machines
FR3076037A1 (en) * 2017-12-22 2019-06-28 Orange METHOD FOR OBTAINING COMPLEMENTARY INFORMATION ASSOCIATED WITH A CHARACTERISTIC OF A BANK TRANSACTION

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0611513B1 (en) * 1991-11-08 1998-09-23 Electronic Data Systems Corporation Apparatus for detecting and preventing subscriber number cloning in a cellular mobile telephone system
NL9202113A (en) * 1992-12-07 1994-07-01 Nederland Ptt Method for securing a smart card system.
WO1996041488A1 (en) * 1995-06-07 1996-12-19 The Dice Company Fraud detection system for electronic networks using geographical location coordinates
US6097938A (en) * 1997-07-11 2000-08-01 Northern Telecom Limited Authentication and tracking system for a cellular telephone

Also Published As

Publication number Publication date
WO2003036576A3 (en) 2003-11-27
EP1454305A2 (en) 2004-09-08
WO2003036576A2 (en) 2003-05-01
AU2002347691A1 (en) 2003-05-06
WO2003036576B1 (en) 2004-03-25
RU2004115391A (en) 2005-06-10

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Legal Events

Date Code Title Description
REFS Decisions on refusal to grant patents (taken after the publication of the particulars of the applications)