WO2003036576B1 - Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement - Google Patents
Procede et systeme de securisation supplementaire de paiements effectues par carte de paiementInfo
- Publication number
- WO2003036576B1 WO2003036576B1 PCT/PL2002/000075 PL0200075W WO03036576B1 WO 2003036576 B1 WO2003036576 B1 WO 2003036576B1 PL 0200075 W PL0200075 W PL 0200075W WO 03036576 B1 WO03036576 B1 WO 03036576B1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- card
- terminal
- authorization
- payment
- communication
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
- G06Q20/425—Confirmation, e.g. check or permission by the legal debtor of payment using two different networks, one for transaction and one for security confirmation
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07C—TIME OR ATTENDANCE REGISTERS; REGISTERING OR INDICATING THE WORKING OF MACHINES; GENERATING RANDOM NUMBERS; VOTING OR LOTTERY APPARATUS; ARRANGEMENTS, SYSTEMS OR APPARATUS FOR CHECKING NOT PROVIDED FOR ELSEWHERE
- G07C9/00—Individual registration on entry or exit
- G07C9/20—Individual registration on entry or exit involving the use of a pass
- G07C9/27—Individual registration on entry or exit involving the use of a pass with central registration
Abstract
Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP02783868A EP1454305A2 (fr) | 2001-10-20 | 2002-10-21 | Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement |
AU2002347691A AU2002347691A1 (en) | 2001-10-20 | 2002-10-21 | Method and system of additional securing of payment card payments |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PL01350218A PL350218A1 (en) | 2001-10-20 | 2001-10-20 | Method of and system for providing extra security of payments effected by means of cheque cards |
PLP.350218 | 2001-10-20 |
Publications (3)
Publication Number | Publication Date |
---|---|
WO2003036576A2 WO2003036576A2 (fr) | 2003-05-01 |
WO2003036576A3 WO2003036576A3 (fr) | 2003-11-27 |
WO2003036576B1 true WO2003036576B1 (fr) | 2004-03-25 |
Family
ID=20079557
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/PL2002/000075 WO2003036576A2 (fr) | 2001-10-20 | 2002-10-21 | Procede et systeme de securisation supplementaire de paiements effectues par carte de paiement |
Country Status (5)
Country | Link |
---|---|
EP (1) | EP1454305A2 (fr) |
AU (1) | AU2002347691A1 (fr) |
PL (1) | PL350218A1 (fr) |
RU (1) | RU2004115391A (fr) |
WO (1) | WO2003036576A2 (fr) |
Families Citing this family (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US6928547B2 (en) | 1998-07-06 | 2005-08-09 | Saflink Corporation | System and method for authenticating users in a computer network |
GB2402792A (en) * | 2003-06-11 | 2004-12-15 | Sanjay Hora | Verifying identity and authorising transactions |
IL160107A0 (en) * | 2004-01-28 | 2004-06-20 | Aron Matalon | Method and system for authenticating credit transactions |
US20050165684A1 (en) * | 2004-01-28 | 2005-07-28 | Saflink Corporation | Electronic transaction verification system |
US7497374B2 (en) * | 2004-09-17 | 2009-03-03 | Digital Envoy, Inc. | Fraud risk advisor |
DE102005021129A1 (de) * | 2005-05-06 | 2006-11-09 | Robert Bosch Gmbh | Verfahren und System zur Datenübertragung |
JP4752554B2 (ja) * | 2006-03-15 | 2011-08-17 | オムロン株式会社 | 利用者機器、認証システム、認証方法、認証プログラムおよび記録媒体 |
DE102009060946A1 (de) * | 2009-12-23 | 2011-06-30 | Doering, Wolfram, 13469 | Verfahren zur elektronischen Kommunikation von Bankaufträgen und Kommunikationssystem zur Ausübung des Verfahrens |
GB2511112A (en) * | 2013-02-25 | 2014-08-27 | Licentia Group Ltd | Authentication method & system |
KR102553318B1 (ko) * | 2016-01-19 | 2023-07-10 | 삼성전자주식회사 | 결제를 수행하는 전자 장치 및 방법 |
US20170330165A1 (en) * | 2016-05-10 | 2017-11-16 | Danal Inc. | Methods and systems for identity verification at self-service machines |
FR3076037A1 (fr) * | 2017-12-22 | 2019-06-28 | Orange | Procede d'obtention d'une information complementaire associee a une caracteristique d'une transaction bancaire |
Family Cites Families (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO1993009640A1 (fr) * | 1991-11-08 | 1993-05-13 | Electronic Data Systems Corporation | Appareil de detection et de prevention du clonage d'un numero d'abonne dans un systeme de telephone cellulaire mobile |
NL9202113A (nl) * | 1992-12-07 | 1994-07-01 | Nederland Ptt | Werkwijze voor het beveiligen van een smart card systeem. |
WO1996041488A1 (fr) * | 1995-06-07 | 1996-12-19 | The Dice Company | Systeme de detection des fraudes dans un reseau electronique recourant aux coordonnees geographiques de localisation |
US6097938A (en) * | 1997-07-11 | 2000-08-01 | Northern Telecom Limited | Authentication and tracking system for a cellular telephone |
-
2001
- 2001-10-20 PL PL01350218A patent/PL350218A1/xx not_active Application Discontinuation
-
2002
- 2002-10-21 AU AU2002347691A patent/AU2002347691A1/en not_active Abandoned
- 2002-10-21 EP EP02783868A patent/EP1454305A2/fr not_active Withdrawn
- 2002-10-21 RU RU2004115391/09A patent/RU2004115391A/ru not_active Application Discontinuation
- 2002-10-21 WO PCT/PL2002/000075 patent/WO2003036576A2/fr not_active Application Discontinuation
Also Published As
Publication number | Publication date |
---|---|
EP1454305A2 (fr) | 2004-09-08 |
WO2003036576A3 (fr) | 2003-11-27 |
RU2004115391A (ru) | 2005-06-10 |
WO2003036576A2 (fr) | 2003-05-01 |
AU2002347691A1 (en) | 2003-05-06 |
PL350218A1 (en) | 2003-04-22 |
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