ATE126913T1 - Internationales autorisierungssystem. - Google Patents

Internationales autorisierungssystem.

Info

Publication number
ATE126913T1
ATE126913T1 AT91400094T AT91400094T ATE126913T1 AT E126913 T1 ATE126913 T1 AT E126913T1 AT 91400094 T AT91400094 T AT 91400094T AT 91400094 T AT91400094 T AT 91400094T AT E126913 T1 ATE126913 T1 AT E126913T1
Authority
AT
Austria
Prior art keywords
merchant
issuer
switch
transaction
call
Prior art date
Application number
AT91400094T
Other languages
English (en)
Inventor
George Tejada
Farzad Naimi
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US07/614,081 external-priority patent/US5136633A/en
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Application granted granted Critical
Publication of ATE126913T1 publication Critical patent/ATE126913T1/de

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING OR CALCULATING; COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/305—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wired telephone networks
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M3/00—Automatic or semi-automatic exchanges
    • H04M3/42—Systems providing special services or facilities to subscribers
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M3/00—Automatic or semi-automatic exchanges
    • H04M3/42—Systems providing special services or facilities to subscribers
    • H04M3/487—Arrangements for providing information services, e.g. recorded voice services or time announcements
    • H04M3/493—Interactive information services, e.g. directory enquiries ; Arrangements therefor, e.g. interactive voice response [IVR] systems or voice portals
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2203/00—Aspects of automatic or semi-automatic exchanges
    • H04M2203/20—Aspects of automatic or semi-automatic exchanges related to features of supplementary services
    • H04M2203/2061—Language aspects
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M2242/00—Special services or facilities
    • H04M2242/22—Automatic class or number identification arrangements
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M3/00—Automatic or semi-automatic exchanges
    • H04M3/42—Systems providing special services or facilities to subscribers
    • H04M3/42025—Calling or Called party identification service
    • H04M3/42085—Called party identification service
    • H04M3/42102—Making use of the called party identifier
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M7/00—Arrangements for interconnection between switching centres
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04Q—SELECTING
    • H04Q3/00—Selecting arrangements
    • H04Q3/72—Finding out and indicating number of calling subscriber

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Signal Processing (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Economics (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Development Economics (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Vehicle Body Suspensions (AREA)
  • Apparatus For Radiation Diagnosis (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Optical Communication System (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Telephonic Communication Services (AREA)
AT91400094T 1990-01-30 1991-01-17 Internationales autorisierungssystem. ATE126913T1 (de)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US47231790A 1990-01-30 1990-01-30
US07/614,081 US5136633A (en) 1990-01-30 1990-11-13 International authorization system

Publications (1)

Publication Number Publication Date
ATE126913T1 true ATE126913T1 (de) 1995-09-15

Family

ID=27043722

Family Applications (1)

Application Number Title Priority Date Filing Date
AT91400094T ATE126913T1 (de) 1990-01-30 1991-01-17 Internationales autorisierungssystem.

Country Status (9)

Country Link
EP (1) EP0440515B1 (de)
JP (1) JP2866210B2 (de)
AT (1) ATE126913T1 (de)
AU (1) AU631715B2 (de)
CA (1) CA2034711C (de)
DE (1) DE69112234T2 (de)
DK (1) DK0440515T3 (de)
ES (1) ES2076482T3 (de)
GR (1) GR3017724T3 (de)

Families Citing this family (15)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5222125A (en) * 1991-09-03 1993-06-22 At&T Bell Laboratories System for providing personalized telephone calling features
US5392343A (en) * 1992-11-10 1995-02-21 At&T Corp. On demand language interpretation in a telecommunications system
FI107678B (fi) 1992-11-11 2001-09-14 Sonera Smarttrust Oy Matkapuhelinjärjestelmä
US5475756A (en) * 1994-02-17 1995-12-12 At&T Corp. Method of authenticating a terminal in a transaction execution system
US5696909A (en) * 1995-01-27 1997-12-09 Hypercom, Inc. Virtual POS terminal
FI99071C (fi) 1995-02-15 1997-09-25 Nokia Mobile Phones Ltd Menetelmä sovellusten käyttämiseksi matkaviestimessä ja matkaviestin
WO1997049050A2 (en) * 1996-06-17 1997-12-24 Verifone, Inc. A system, method and article of manufacture for managing transactions in a high availability system
FR2750275B1 (fr) * 1996-06-21 1998-07-17 France Telecom Procede de gestion dans un systeme telematique distribue et systeme de mise en oeuvre de ce procede
US6119103A (en) * 1997-05-27 2000-09-12 Visa International Service Association Financial risk prediction systems and methods therefor
US6018723A (en) * 1997-05-27 2000-01-25 Visa International Service Association Method and apparatus for pattern generation
SE518098C2 (sv) * 1997-11-04 2002-08-27 Ericsson Telefon Ab L M Intelligent nät
EP0973312A1 (de) * 1998-07-11 2000-01-19 Matthias Stöffler Verfahren und Vorrichtung zur Simultanübersetzung von Telefongesprächen
WO2000018088A1 (en) * 1998-09-18 2000-03-30 Dial A Payment, Inc. Telephonic transaction system
US6999943B1 (en) 2000-03-10 2006-02-14 Doublecredit.Com, Inc. Routing methods and systems for increasing payment transaction volume and profitability
US7143069B2 (en) * 2001-05-25 2006-11-28 American Express Travel Related Services Co. System and method for interactive secure dialog between card holder and issuer

Family Cites Families (10)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4485300A (en) * 1982-03-18 1984-11-27 Visa U.S.A., Inc. Loss control system
JPS59154572A (ja) * 1983-02-23 1984-09-03 Omron Tateisi Electronics Co 取引決済装置
JPS59174972A (ja) * 1983-03-24 1984-10-03 Omron Tateisi Electronics Co カ−ド認証機
NL8400973A (nl) * 1983-04-28 1984-11-16 Visa Int Service Ass Audiotransactiepost met wisselwerking.
US4734564A (en) * 1985-05-02 1988-03-29 Visa International Service Association Transaction system with off-line risk assessment
JPS61189644U (de) * 1985-05-17 1986-11-26
GB8522427D0 (en) * 1985-09-10 1985-10-16 Plessey Co Plc Credit transaction arrangments
US4870259A (en) * 1987-01-06 1989-09-26 Visa International Service Association Transaction approval system
US4885300A (en) * 1988-03-03 1989-12-05 Ortho Pharmaceutical Corporation 4-Substituted pyrazolo[3,4-D]pyrimidine derivatives
US5136633A (en) 1990-01-30 1992-08-04 Visa International Service Association International authorization system

Also Published As

Publication number Publication date
EP0440515A1 (de) 1991-08-07
AU6994791A (en) 1991-08-01
JP2866210B2 (ja) 1999-03-08
DK0440515T3 (da) 1995-10-30
CA2034711C (en) 1999-03-16
AU631715B2 (en) 1992-12-03
GR3017724T3 (en) 1996-01-31
JPH04213161A (ja) 1992-08-04
ES2076482T3 (es) 1995-11-01
EP0440515B1 (de) 1995-08-23
DE69112234D1 (de) 1995-09-28
CA2034711A1 (en) 1991-07-31
DE69112234T2 (de) 1996-04-04

Similar Documents

Publication Publication Date Title
ATE126913T1 (de) Internationales autorisierungssystem.
US6837426B2 (en) Method and system for account activation
US6424706B1 (en) Method and system for transferring telecommunication-time units among accounts and exchanging same for goods or services
US7013001B1 (en) Method of billing a communication session conducted over a computer network
US5136632A (en) Telephone service payment system using a sound emitting token
CA2192310C (en) Pre-paid card system and method
US5991748A (en) Methods and apparatus for regenerating a prepaid transaction account
US5999596A (en) Method and system for controlling authorization of credit card transactions
US6816721B1 (en) System and method of purchasing products and services using prepaid wireless communications services account
US5511114A (en) Telephone pre-paid calling card system and method
JP4467309B2 (ja) 電気通信ネットワークを介したキャッシュレス取引の方法及び装置
EP0116970A2 (de) Elektronische Registrierkasse
NO20003971D0 (no) System og fremgangsmÕte for fjernbetalinger og transaksjoner i sanntid ved hjelp av mobiltelefon
US5619559A (en) Financial card authorization system
HU218646B (hu) Eljárás és berendezés pénzügyi és kereskedelmi ügyletek lebonyolítására kihelyezett szolgáltatóhelyi állomás és gazdaszámítógép között
MX9801090A (es) Tecnologia de transferencia de captura de lector personal.
US20020156746A1 (en) Method and arrangement for the transmission of an electronic sum of money from a credit reserve
EA000775B1 (ru) Система, упрощающая заказ и оплату услуг посредством сети связи
GB2357618A (en) Transaction system
US6830178B2 (en) Combination bank/phone card and method
WO1997004609A1 (en) System for payment transactions between two active cards
CA2368577C (en) A method of conducting financial transactions
WO2003036576A3 (en) Method and system of additional securing of payment card payments
JP2001127918A (ja) 通話料決済システム及び通話料決済方法
JPH0412501B2 (de)

Legal Events

Date Code Title Description
UEP Publication of translation of european patent specification
REN Ceased due to non-payment of the annual fee