MX9801090A - Tecnologia de transferencia de captura de lector personal. - Google Patents

Tecnologia de transferencia de captura de lector personal.

Info

Publication number
MX9801090A
MX9801090A MX9801090A MX9801090A MX9801090A MX 9801090 A MX9801090 A MX 9801090A MX 9801090 A MX9801090 A MX 9801090A MX 9801090 A MX9801090 A MX 9801090A MX 9801090 A MX9801090 A MX 9801090A
Authority
MX
Mexico
Prior art keywords
card reader
sent
location
card
dtmf tones
Prior art date
Application number
MX9801090A
Other languages
English (en)
Inventor
Meyer W Eisner
Stanley G Scwartz
Original Assignee
Belco Systems Technologies Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Belco Systems Technologies Inc filed Critical Belco Systems Technologies Inc
Publication of MX9801090A publication Critical patent/MX9801090A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/305—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wired telephone networks

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Telephonic Communication Services (AREA)

Abstract

Se describen un método y un aparato para efectuar transacciones financieras electronicas, teniendo un lector de tarjeta (14) que pueda determinar si la tarjeta que se está leyendo esta autorizada para usarse con el lector de tarjetas (14). El lector de tarjeta (14) tiene también un numero de serie el cual se envía a un alojamiento de clarificacion (26) a la vez que se efectua una solicitud para autorizacion a fin de validar el uso del lector de tarjetas (14). El numero de serie de datos de tarjeta y el lector de tarjeta se convierten en tonos DTMF en una ubicacion de cliente y se envía a un comprador a través de líneas telefonicas convencionales, fabricando de esta manera un modem estándar no necesario. Los tonos DTMF se decodifican en la ubicacion del comprador y los datos se encía por terminales de punto de venta (24) al alojamiento de clarificacion (26) para autorizacion. Además, puede continuarse una conversacion tradicional con un comprador a través de la misma línea telefonica que aquélla por la cual se envían los tonos DTMF, eliminando la necesidad de una segunda línea en la ubicacion de cliente.
MX9801090A 1995-08-08 1998-02-09 Tecnologia de transferencia de captura de lector personal. MX9801090A (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US51279895A 1995-08-08 1995-08-08

Publications (1)

Publication Number Publication Date
MX9801090A true MX9801090A (es) 1998-11-29

Family

ID=24040614

Family Applications (1)

Application Number Title Priority Date Filing Date
MX9801090A MX9801090A (es) 1995-08-08 1998-02-09 Tecnologia de transferencia de captura de lector personal.

Country Status (6)

Country Link
US (1) US5838773A (es)
EP (1) EP0843935A4 (es)
AU (1) AU6689696A (es)
CA (1) CA2229008C (es)
MX (1) MX9801090A (es)
WO (1) WO1997006627A1 (es)

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Also Published As

Publication number Publication date
EP0843935A4 (en) 1998-12-02
AU6689696A (en) 1997-03-05
WO1997006627A1 (en) 1997-02-20
US5838773A (en) 1998-11-17
CA2229008C (en) 2002-10-29
EP0843935A1 (en) 1998-05-27
CA2229008A1 (en) 1997-02-20

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Legal Events

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GB Transfer or rights

Owner name: STEPHEN BELOYAN

FA Abandonment or withdrawal