NL1001659C2 - Werkwijze voor het afwaarderen van een elektronisch betaalmiddel. - Google Patents

Werkwijze voor het afwaarderen van een elektronisch betaalmiddel. Download PDF

Info

Publication number
NL1001659C2
NL1001659C2 NL1001659A NL1001659A NL1001659C2 NL 1001659 C2 NL1001659 C2 NL 1001659C2 NL 1001659 A NL1001659 A NL 1001659A NL 1001659 A NL1001659 A NL 1001659A NL 1001659 C2 NL1001659 C2 NL 1001659C2
Authority
NL
Netherlands
Prior art keywords
payment
payment means
station
value
authentication code
Prior art date
Application number
NL1001659A
Other languages
English (en)
Dutch (nl)
Inventor
Rob Pieterse
Willem Rombaut
Original Assignee
Nederland Ptt
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=19761855&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=NL1001659(C2) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Application filed by Nederland Ptt filed Critical Nederland Ptt
Priority to NL1001659A priority Critical patent/NL1001659C2/nl
Priority to EP96939058A priority patent/EP0873554B1/en
Priority to DE69610439T priority patent/DE69610439T2/de
Priority to AU76255/96A priority patent/AU708201B2/en
Priority to AT96939058T priority patent/ATE196559T1/de
Priority to DK96939058T priority patent/DK0873554T3/da
Priority to HU9903552A priority patent/HU220210B/hu
Priority to IL12420196A priority patent/IL124201A/en
Priority to ES96939058T priority patent/ES2151186T3/es
Priority to EA199800373A priority patent/EA000857B1/ru
Priority to BR9611535A priority patent/BR9611535A/pt
Priority to PL96326634A priority patent/PL181090B1/pl
Priority to SK600-98A priority patent/SK60098A3/sk
Priority to PCT/EP1996/005028 priority patent/WO1997018537A1/en
Priority to CZ19981413A priority patent/CZ287828B6/cs
Priority to CNB961995270A priority patent/CN1134749C/zh
Priority to NL1004536A priority patent/NL1004536C2/nl
Priority to CA002235739A priority patent/CA2235739C/en
Priority to US08/751,156 priority patent/US5907832A/en
Publication of NL1001659C2 publication Critical patent/NL1001659C2/nl
Application granted granted Critical
Priority to NO19982203A priority patent/NO315826B1/no
Priority to MX9803825A priority patent/MX9803825A/es
Priority to BG102450A priority patent/BG102450A/xx
Priority to US09/259,584 priority patent/US6076073A/en

Links

Classifications

    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3674—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes involving authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • G06Q20/3676—Balancing accounts
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409—Device specific authentication in transaction processing
    • G06Q20/4093—Monitoring of device authentication
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0806—Details of the card
    • G07F7/0813—Specific details related to card security
    • G07F7/082—Features insuring the integrity of the data on or in the card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Storage Device Security (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)
  • Coin-Freed Apparatuses For Hiring Articles (AREA)
  • Polysaccharides And Polysaccharide Derivatives (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Telephonic Communication Services (AREA)
  • Printers Or Recording Devices Using Electromagnetic And Radiation Means (AREA)
  • Peptides Or Proteins (AREA)
  • Eye Examination Apparatus (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Meter Arrangements (AREA)
NL1001659A 1995-11-15 1995-11-15 Werkwijze voor het afwaarderen van een elektronisch betaalmiddel. NL1001659C2 (nl)

Priority Applications (23)

Application Number Priority Date Filing Date Title
NL1001659A NL1001659C2 (nl) 1995-11-15 1995-11-15 Werkwijze voor het afwaarderen van een elektronisch betaalmiddel.
BR9611535A BR9611535A (pt) 1995-11-15 1996-11-14 Processos de realização de uma transação utilizando em meio de pagamento eletrônico e uma estação de pagamento e de débito protegido de um meio de pagamento eletrônico utilizando uma estação de pagamento cart o inteligente transação financeira e estação de pagamento
SK600-98A SK60098A3 (en) 1995-11-15 1996-11-14 Method of debiting an electronic payment means
AU76255/96A AU708201B2 (en) 1995-11-15 1996-11-14 Method of debiting an electronic payment means
AT96939058T ATE196559T1 (de) 1995-11-15 1996-11-14 Verfahren zum abbuchen eines elektronischen zahlungsmittels
DK96939058T DK0873554T3 (da) 1995-11-15 1996-11-14 Fremgangsmåde til at debitere et elektronisk betalingsmiddel
HU9903552A HU220210B (hu) 1995-11-15 1996-11-14 Eljárás tranzakció védett módon történő végrehajtására
IL12420196A IL124201A (en) 1995-11-15 1996-11-14 Method of debiting an electronic payment means
ES96939058T ES2151186T3 (es) 1995-11-15 1996-11-14 Procedimiento de cargar un medio de pago electronico.
EA199800373A EA000857B1 (ru) 1995-11-15 1996-11-14 Способ дебетования электронного платежного средства
EP96939058A EP0873554B1 (en) 1995-11-15 1996-11-14 Method of debiting an electronic payment means
PL96326634A PL181090B1 (pl) 1995-11-15 1996-11-14 Sposób zabezpieczonego dokonywania transakcji przy zastosowaniu elektronicznych środków płatniczych i elektroniczne środki płatnicze
DE69610439T DE69610439T2 (de) 1995-11-15 1996-11-14 Verfahren zum abbuchen eines elektronischen zahlungsmittels
PCT/EP1996/005028 WO1997018537A1 (en) 1995-11-15 1996-11-14 Method of debiting an electronic payment means
CZ19981413A CZ287828B6 (en) 1995-11-15 1996-11-14 Method of carrying out transactions by making use of electronic payment means
CNB961995270A CN1134749C (zh) 1995-11-15 1996-11-14 将电子支付媒介记入借方的方法
NL1004536A NL1004536C2 (nl) 1995-11-15 1996-11-14 Werkwijze voor het afwaarderen van een electronisch betaalmiddel.
CA002235739A CA2235739C (en) 1995-11-15 1996-11-14 Method of debiting an electronic payment means
US08/751,156 US5907832A (en) 1995-11-15 1996-11-15 Method of debiting an electronic payment means
NO19982203A NO315826B1 (no) 1995-11-15 1998-05-14 Fremgangsmåte ved debitering av et elektronisk betalingsorgan
MX9803825A MX9803825A (es) 1995-11-15 1998-05-14 Metodo para cargar a una cuenta un medio electronico de pago.
BG102450A BG102450A (en) 1995-11-15 1998-05-15 Method for consuming an electronic payment device
US09/259,584 US6076073A (en) 1995-11-15 1999-03-01 Method of debiting an electronic payment means

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
NL1001659 1995-11-15
NL1001659A NL1001659C2 (nl) 1995-11-15 1995-11-15 Werkwijze voor het afwaarderen van een elektronisch betaalmiddel.

Publications (1)

Publication Number Publication Date
NL1001659C2 true NL1001659C2 (nl) 1997-05-21

Family

ID=19761855

Family Applications (1)

Application Number Title Priority Date Filing Date
NL1001659A NL1001659C2 (nl) 1995-11-15 1995-11-15 Werkwijze voor het afwaarderen van een elektronisch betaalmiddel.

Country Status (21)

Country Link
US (2) US5907832A (zh)
EP (1) EP0873554B1 (zh)
CN (1) CN1134749C (zh)
AT (1) ATE196559T1 (zh)
AU (1) AU708201B2 (zh)
BG (1) BG102450A (zh)
BR (1) BR9611535A (zh)
CA (1) CA2235739C (zh)
CZ (1) CZ287828B6 (zh)
DE (1) DE69610439T2 (zh)
DK (1) DK0873554T3 (zh)
EA (1) EA000857B1 (zh)
ES (1) ES2151186T3 (zh)
HU (1) HU220210B (zh)
IL (1) IL124201A (zh)
MX (1) MX9803825A (zh)
NL (1) NL1001659C2 (zh)
NO (1) NO315826B1 (zh)
PL (1) PL181090B1 (zh)
SK (1) SK60098A3 (zh)
WO (1) WO1997018537A1 (zh)

Families Citing this family (45)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
NL1001659C2 (nl) * 1995-11-15 1997-05-21 Nederland Ptt Werkwijze voor het afwaarderen van een elektronisch betaalmiddel.
DE19622533A1 (de) * 1996-06-05 1997-12-11 Deutsche Telekom Ag Verfahren und Vorrichtung zum Laden von Inputdaten in einen Algorithmus bei der Authentikation
GB9713743D0 (en) * 1997-06-27 1997-09-03 Nat Westminster Bank Plc A cryptographic authentication process
US7587044B2 (en) * 1998-01-02 2009-09-08 Cryptography Research, Inc. Differential power analysis method and apparatus
WO1999035782A1 (en) * 1998-01-02 1999-07-15 Cryptography Research, Inc. Leak-resistant cryptographic method and apparatus
US6543686B1 (en) * 1998-02-16 2003-04-08 Swisscom Ag Identification card and billing process with an identification card
FR2778806B1 (fr) * 1998-05-12 2000-06-30 Gemplus Card Int Procede pour effectuer une transaction securisee au moyen d'une carte a puce a travers un reseau de telecommunication
EP1103140A4 (en) * 1998-06-03 2003-02-26 Mci Worldcom Inc SALES POINT ACTIVATION AND DATA DEACTIVATION OF PRE-PAID PHONE CARDS
EP1090480B1 (en) * 1998-06-03 2019-01-09 Cryptography Research, Inc. Improved des and other cryptographic processes with leak minimization for smartcards and other cryptosystems
AU5458199A (en) * 1998-07-02 2000-01-24 Cryptography Research, Inc. Leak-resistant cryptographic indexed key update
US6473500B1 (en) 1998-10-28 2002-10-29 Mastercard International Incorporated System and method for using a prepaid card
US6999569B2 (en) * 1998-10-28 2006-02-14 Mastercard International Incorporated System and method for using a prepaid card
MXPA01004945A (es) * 1998-11-17 2003-03-10 Prenet Corp Sistema de pago electronico utilizando cuenta intermediaria.
DE19926472C2 (de) 1999-06-10 2001-11-15 Call A Bike Mobilitaetssysteme Verfahren zum Übermitteln eines Codes
US6847947B1 (en) * 2000-01-18 2005-01-25 First Data Corporation Method and system for reduced cost debit processing
DE60016155T2 (de) * 2000-01-21 2005-12-01 Alcatel Telekommunikationssystem, und Verfahren zum Transportieren und Schützen von Informationen
US20020162008A1 (en) * 2000-01-28 2002-10-31 Vincent Hill Method and system for controlling access to a telecommunication or internet system
US7712024B2 (en) 2000-06-06 2010-05-04 Microsoft Corporation Application program interfaces for semantically labeling strings and providing actions based on semantically labeled strings
US7788602B2 (en) * 2000-06-06 2010-08-31 Microsoft Corporation Method and system for providing restricted actions for recognized semantic categories
EP1356438B1 (en) * 2000-07-10 2014-06-18 PayPal, Inc. System and method for verifying a financial instrument
US6986057B1 (en) * 2000-08-07 2006-01-10 Dallas Semiconductor Corporation Security device and method
US6970843B1 (en) * 2000-08-24 2005-11-29 Forte Patrick A Financial management system
JP4651212B2 (ja) * 2001-03-22 2011-03-16 大日本印刷株式会社 携帯可能情報記憶媒体およびその認証方法
DE10130099B4 (de) * 2001-06-21 2004-04-08 Infineon Technologies Ag Challenge-Response-Vorrichtung, Authentifikationssystem, Verfahren zum Erzeugen eines Response-Signals aus einem Challenge-Signal und Verfahren zur Authentifikation
US7822679B1 (en) 2001-10-29 2010-10-26 Visa U.S.A. Inc. Method and system for conducting a commercial transaction between a buyer and a seller
US7295982B1 (en) 2001-11-19 2007-11-13 At&T Corp. System and method for automatic verification of the understandability of speech
GB2387999B (en) * 2002-04-24 2004-03-24 Richard Mervyn Gardner Sequential authentication with infinitely variable codes
US8396809B1 (en) 2002-05-14 2013-03-12 Hewlett-Packard Development Company, L.P. Method for reducing purchase time
US7281245B2 (en) * 2002-06-05 2007-10-09 Microsoft Corporation Mechanism for downloading software components from a remote source for use by a local software application
US7792759B2 (en) * 2002-07-29 2010-09-07 Emv Co. Llc Methods for performing transactions in a wireless environment
US7729984B1 (en) 2002-09-27 2010-06-01 Abas Enterprises Llc Effecting financial transactions
US20040182922A1 (en) * 2003-03-21 2004-09-23 Frank Talarico Systems and methods for a loadable stored-value card with a contribution to a specified beneficiary
NL1023058C2 (nl) * 2003-03-31 2004-10-01 Koninkl Kpn Nv Werkwijze voor het gebruik van een elektronische kraskaart voor het leveren van diensten.
US7739588B2 (en) * 2003-06-27 2010-06-15 Microsoft Corporation Leveraging markup language data for semantically labeling text strings and data and for providing actions based on semantically labeled text strings and data
US20070150414A1 (en) * 2004-01-07 2007-06-28 Precash, Inc. System and method for facilitating payment transactions
US8234214B2 (en) 2004-01-07 2012-07-31 Precash, Inc. System and method for facilitating large scale payment transactions
US8566231B2 (en) 2004-06-17 2013-10-22 Visa International Service Association Method and system for providing buyer bank payable discounting aggregation services
US7711639B2 (en) 2005-01-12 2010-05-04 Visa International Pre-funding system and method
US8762263B2 (en) * 2005-09-06 2014-06-24 Visa U.S.A. Inc. System and method for secured account numbers in proximity devices
US7810134B2 (en) 2007-01-22 2010-10-05 First Data Corporation Authentication system for financial transactions
CN102186169A (zh) * 2010-04-30 2011-09-14 北京华大智宝电子系统有限公司 一种身份认证方法、装置及系统
US20150134302A1 (en) 2013-11-14 2015-05-14 Jatin Chhugani 3-dimensional digital garment creation from planar garment photographs
US10366439B2 (en) 2013-12-27 2019-07-30 Ebay Inc. Regional item reccomendations
US20160092956A1 (en) 2014-09-30 2016-03-31 Jonathan Su Garment size mapping
KR20160145962A (ko) * 2015-06-11 2016-12-21 에스케이플래닛 주식회사 역방향 nfc 결제를 위한 사용자 장치, nfc 결제 단말기, 그를 포함하는 역방향 nfc 결제 시스템, 그의 제어 방법 및 컴퓨터 프로그램이 기록된 기록매체

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0570924A2 (de) * 1992-05-20 1993-11-24 Siemens Aktiengesellschaft Verfahren zur Authentifizierung eines Systemteiles durch einen anderen Systemteil in einem Informationsübertragungssystem bestehend aus einem Terminal und einer tragbaren Datenträgeranordnung
EP0574990A2 (de) * 1992-06-17 1993-12-22 Philips Patentverwaltung GmbH Verfahren und Schaltungsanordnung zum Prüfen einer Wertkarte
EP0621570A1 (fr) * 1993-04-16 1994-10-26 France Telecom Procédé de mise à jour d'une carte à mémoire
EP0637004A1 (en) * 1993-07-20 1995-02-01 Koninklijke KPN N.V. Method and apparatus for recording usage data of card operated devices

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4746786A (en) * 1985-11-19 1988-05-24 Siemens Aktiengesellschaft Method and apparatus for evaluating units stored on credit cards
FR2605431B1 (fr) * 1986-10-16 1988-12-02 France Etat Procede de paiement electronique utilisant une carte a memoire
US5103478A (en) * 1989-04-27 1992-04-07 International Business Machines Corporation Secure management of keys using control vectors with multi-path checking
FR2651347A1 (fr) * 1989-08-22 1991-03-01 Trt Telecom Radio Electr Procede de generation de nombre unique pour carte a microcircuit et application a la cooperation de la carte avec un systeme hote.
EP0566811A1 (en) * 1992-04-23 1993-10-27 International Business Machines Corporation Authentication method and system with a smartcard
US5914471A (en) * 1993-07-20 1999-06-22 Koninklijke Ptt Nederland N.V. Method and apparatus for recording usage data of card operated devices
US5544246A (en) * 1993-09-17 1996-08-06 At&T Corp. Smartcard adapted for a plurality of service providers and for remote installation of same
NL9401406A (nl) * 1994-08-31 1996-04-01 Nederland Ptt Betaalsysteem met verbeterde integriteit.
GB9422803D0 (en) * 1994-11-11 1995-01-04 At & T Global Inf Solution A card reader
US5721781A (en) * 1995-09-13 1998-02-24 Microsoft Corporation Authentication system and method for smart card transactions
US5687237A (en) * 1995-11-13 1997-11-11 Pitney Bowes Inc. Encryption key management system for an integrated circuit
NL1001659C2 (nl) * 1995-11-15 1997-05-21 Nederland Ptt Werkwijze voor het afwaarderen van een elektronisch betaalmiddel.

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0570924A2 (de) * 1992-05-20 1993-11-24 Siemens Aktiengesellschaft Verfahren zur Authentifizierung eines Systemteiles durch einen anderen Systemteil in einem Informationsübertragungssystem bestehend aus einem Terminal und einer tragbaren Datenträgeranordnung
EP0574990A2 (de) * 1992-06-17 1993-12-22 Philips Patentverwaltung GmbH Verfahren und Schaltungsanordnung zum Prüfen einer Wertkarte
EP0621570A1 (fr) * 1993-04-16 1994-10-26 France Telecom Procédé de mise à jour d'une carte à mémoire
EP0637004A1 (en) * 1993-07-20 1995-02-01 Koninklijke KPN N.V. Method and apparatus for recording usage data of card operated devices

Also Published As

Publication number Publication date
WO1997018537A1 (en) 1997-05-22
NO982203D0 (no) 1998-05-14
HUP9903552A3 (en) 2000-03-28
CA2235739C (en) 2005-03-29
EA199800373A1 (ru) 1998-12-24
NO315826B1 (no) 2003-10-27
BG102450A (en) 1998-12-30
ES2151186T3 (es) 2000-12-16
NO982203L (no) 1998-07-14
PL181090B1 (pl) 2001-05-31
ATE196559T1 (de) 2000-10-15
AU708201B2 (en) 1999-07-29
CZ287828B6 (en) 2001-02-14
SK60098A3 (en) 1999-04-13
AU7625596A (en) 1997-06-05
HUP9903552A2 (hu) 2000-02-28
CA2235739A1 (en) 1997-05-22
MX9803825A (es) 1998-09-30
IL124201A (en) 2001-10-31
EA000857B1 (ru) 2000-06-26
EP0873554B1 (en) 2000-09-20
US6076073A (en) 2000-06-13
EP0873554A1 (en) 1998-10-28
PL326634A1 (en) 1998-10-12
CN1134749C (zh) 2004-01-14
DK0873554T3 (da) 2001-01-29
CZ141398A3 (cs) 1998-08-12
BR9611535A (pt) 1999-07-13
DE69610439T2 (de) 2001-04-19
DE69610439D1 (de) 2000-10-26
HU220210B (hu) 2001-11-28
US5907832A (en) 1999-05-25
CN1207190A (zh) 1999-02-03

Similar Documents

Publication Publication Date Title
NL1001659C2 (nl) Werkwijze voor het afwaarderen van een elektronisch betaalmiddel.
NL1001863C2 (nl) Werkwijze voor het beveiligd afwaarderen van een elektronisch betaalmid- del, alsmede betaalmiddel voor het ten uitvoer leggen van de werkwijze.
US5748737A (en) Multimedia electronic wallet with generic card
US5495098A (en) Smart card updating process
US10147077B2 (en) Financial transaction method and system having an update mechanism
KR0149946B1 (ko) 전자통장시스템 및 그 거래방법
US20030195842A1 (en) Method and device for making secure transactions
CN101923754B (zh) 基于银行智能卡实现快速支付的系统
KR100360052B1 (ko) 전자거래시스템
RU2003123790A (ru) Электронная кассовая система для электронного кошелька
CA3111634C (en) Payment terminal device and method
NL1001509C2 (nl) Werkwijze voor het annuleren van een transactie met een elektronisch betaalmiddel, alsmede betaalmiddel voor toepassing van de werkwijze.
US20030222152A1 (en) Pre-paid debit & credit card
NL1004536C2 (nl) Werkwijze voor het afwaarderen van een electronisch betaalmiddel.
KR20000030727A (ko) 전자화폐기능을 갖는 금융거래용 카드와 이를 이용한전자결제방법
JP2882012B2 (ja) データ移転システムおよびデータ移転端末装置
JP2000322657A (ja) ポイントサービス自動処理システム，ポイントカード発行処理方法およびポイントカード
Bátiz-Lazo ATMs
EP1708148A2 (en) Method and system for self-administrating 'off-line' monetary transactions
JPH10222588A (ja) 電子取引システム
WO2008000297A1 (en) Method and system for self-administrating 'off-line' monetary transactions
Sneddon Promises and puzzles of electronic purses
JP2001052126A (ja) カードへの情報記録方式及びカードの正当性チェックシステム
JPH09245136A (ja) カードメモリを用いたシステム

Legal Events

Date Code Title Description
PD2B A search report has been drawn up
TD Modifications of names of proprietors of patents

Owner name: KONINKLIJKE KPN N.V.

VD1 Lapsed due to non-payment of the annual fee

Effective date: 20070601